Home > FMB-Lumberman's Bank > Income and Expense
FMB-Lumberman's Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,722,000 | 1,017 |
| Total interest expense | $16,481,000 | 1,011 |
| Net interest income | $18,241,000 | 1,007 |
| Provision for loan and lease losses | $1,928,000 | 639 |
| Total noninterest income | $5,024,000 | 948 |
| Gross Fiduciary activities income | $763,000 | 590 |
| Service charges on deposit accounts | $2,054,000 | 662 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,207,000 | 1,074 |
| Total noninterest expense | $13,127,000 | 1,124 |
| Salaries and employee benefits | $6,885,000 | 974 |
| Premises and equipment expense | $2,023,000 | 1,042 |
| Additional noninterest expense | $4,219,000 | 1,304 |
| Pre-tax net operating income | $8,210,000 | 936 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $2,172,000 | 1,142 |
| Income before extraordinary items | $6,035,000 | 883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,035,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,322,000 | 752 |
| Cash dividends | $2,951,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,037,220 | 862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,944,000 | 1,107 |
| Total interest expense | $15,112,000 | 1,113 |
| Net interest income | $16,832,000 | 1,089 |
| Provision for loan and lease losses | $1,265,000 | 796 |
| Total noninterest income | $4,608,000 | 1,007 |
| Gross Fiduciary activities income | $727,000 | 629 |
| Service charges on deposit accounts | $1,832,000 | 730 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,049,000 | 1,113 |
| Total noninterest expense | $12,543,000 | 1,173 |
| Salaries and employee benefits | $6,563,000 | 1,051 |
| Premises and equipment expense | $1,597,000 | 1,303 |
| Additional noninterest expense | $4,383,000 | 1,244 |
| Pre-tax net operating income | $7,632,000 | 1,023 |
| Securities gains (losses) | $92,000 | 998 |
| Applicable income taxes | $1,931,000 | 1,309 |
| Income before extraordinary items | $5,793,000 | 931 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,793,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 881 |
| Cash dividends | $3,850,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,724,000 | 933 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,600,000 | 1,175 |
| Total interest expense | $10,816,000 | 1,213 |
| Net interest income | $15,784,000 | 1,155 |
| Provision for loan and lease losses | $840,000 | 1,048 |
| Total noninterest income | $3,673,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,650,000 | 797 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,023,000 | 1,124 |
| Total noninterest expense | $11,840,000 | 1,255 |
| Salaries and employee benefits | $5,901,000 | 1,142 |
| Premises and equipment expense | $1,609,000 | 1,300 |
| Additional noninterest expense | $4,330,000 | 1,332 |
| Pre-tax net operating income | $6,777,000 | 1,121 |
| Securities gains (losses) | $-63,000 | 11,211 |
| Applicable income taxes | $1,547,000 | 1,516 |
| Income before extraordinary items | $5,167,000 | 986 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,167,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,491 |
| Cash dividends | $4,550,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,215,510 | 993 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,886,000 | 1,274 |
| Total interest expense | $9,974,000 | 1,347 |
| Net interest income | $14,912,000 | 1,221 |
| Provision for loan and lease losses | $773,000 | 1,561 |
| Total noninterest income | $4,422,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,472,000 | 893 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,950,000 | 971 |
| Total noninterest expense | $11,394,000 | 1,354 |
| Salaries and employee benefits | $5,688,000 | 1,190 |
| Premises and equipment expense | $1,598,000 | 1,335 |
| Additional noninterest expense | $4,108,000 | 1,484 |
| Pre-tax net operating income | $7,167,000 | 997 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $1,691,000 | 1,403 |
| Income before extraordinary items | $5,491,000 | 946 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,491,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,604 |
| Cash dividends | $2,700,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,479,600 | 894 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,138,000 | 1,453 |
| Total interest expense | $11,075,000 | 1,578 |
| Net interest income | $14,063,000 | 1,314 |
| Provision for loan and lease losses | $649,000 | 2,497 |
| Total noninterest income | $3,516,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,259,000 | 1,035 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,257,000 | 1,148 |
| Total noninterest expense | $10,953,000 | 1,418 |
| Salaries and employee benefits | $5,301,000 | 1,275 |
| Premises and equipment expense | $1,481,000 | 1,450 |
| Additional noninterest expense | $4,171,000 | 1,553 |
| Pre-tax net operating income | $5,977,000 | 1,089 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $1,251,000 | 1,680 |
| Income before extraordinary items | $4,773,000 | 992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,773,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 2,383 |
| Cash dividends | $4,700,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,735,870 | 911 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.