Home > FMB-First Michigan Bank > Income and Expense
FMB-First Michigan Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $41,447,000 | 847 |
Total interest expense | $21,104,000 | 805 |
Net interest income | $20,343,000 | 917 |
Provision for loan and lease losses | $2,771,000 | 482 |
Total noninterest income | $4,363,000 | 1,038 |
Gross Fiduciary activities income | $761,000 | 592 |
Service charges on deposit accounts | $1,989,000 | 678 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $1,613,000 | 1,344 |
Total noninterest expense | $14,910,000 | 1,027 |
Salaries and employee benefits | $7,903,000 | 866 |
Premises and equipment expense | $2,653,000 | 820 |
Additional noninterest expense | $4,354,000 | 1,275 |
Pre-tax net operating income | $7,025,000 | 1,065 |
Securities gains (losses) | $-15,000 | 10,479 |
Applicable income taxes | $2,023,000 | 1,220 |
Income before extraordinary items | $4,987,000 | 1,050 |
Extraordinary gains, net | $0 | 53 |
Net income | $4,987,000 | 1,051 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,990,000 | 577 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $4,997,650 | 1,031 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $35,369,000 | 1,004 |
Total interest expense | $18,123,000 | 961 |
Net interest income | $17,246,000 | 1,063 |
Provision for loan and lease losses | $1,706,000 | 644 |
Total noninterest income | $3,189,000 | 1,309 |
Gross Fiduciary activities income | $595,000 | 689 |
Service charges on deposit accounts | $1,675,000 | 786 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $919,000 | 1,911 |
Total noninterest expense | $13,709,000 | 1,092 |
Salaries and employee benefits | $7,389,000 | 923 |
Premises and equipment expense | $1,988,000 | 1,062 |
Additional noninterest expense | $4,332,000 | 1,255 |
Pre-tax net operating income | $5,020,000 | 1,499 |
Securities gains (losses) | $57,000 | 1,220 |
Applicable income taxes | $1,305,000 | 1,864 |
Income before extraordinary items | $3,772,000 | 1,371 |
Extraordinary gains, net | $0 | 65 |
Net income | $3,772,000 | 1,369 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $833,000 | 998 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $3,729,820 | 1,370 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $25,323,000 | 1,234 |
Total interest expense | $11,029,000 | 1,189 |
Net interest income | $14,294,000 | 1,271 |
Provision for loan and lease losses | $1,712,000 | 645 |
Total noninterest income | $2,060,000 | 1,810 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,515,000 | 852 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $545,000 | 2,783 |
Total noninterest expense | $10,920,000 | 1,346 |
Salaries and employee benefits | $5,675,000 | 1,191 |
Premises and equipment expense | $1,489,000 | 1,399 |
Additional noninterest expense | $3,756,000 | 1,495 |
Pre-tax net operating income | $3,722,000 | 1,911 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $794,000 | 2,781 |
Income before extraordinary items | $2,928,000 | 1,676 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,928,000 | 1,675 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $759,000 | 1,036 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,928,000 | 1,675 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $20,219,000 | 1,549 |
Total interest expense | $8,456,000 | 1,575 |
Net interest income | $11,763,000 | 1,530 |
Provision for loan and lease losses | $1,287,000 | 1,106 |
Total noninterest income | $1,915,000 | 2,035 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $1,398,000 | 947 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $517,000 | 3,197 |
Total noninterest expense | $9,120,000 | 1,658 |
Salaries and employee benefits | $4,509,000 | 1,507 |
Premises and equipment expense | $1,324,000 | 1,592 |
Additional noninterest expense | $3,287,000 | 1,774 |
Pre-tax net operating income | $3,271,000 | 2,082 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $673,000 | 3,230 |
Income before extraordinary items | $2,598,000 | 1,928 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,598,000 | 1,996 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $820,000 | 1,306 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,598,000 | 1,813 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $18,791,000 | 1,884 |
Total interest expense | $8,565,000 | 1,987 |
Net interest income | $10,226,000 | 1,787 |
Provision for loan and lease losses | $1,372,000 | 1,499 |
Total noninterest income | $1,691,000 | 2,174 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $1,148,000 | 1,154 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $543,000 | 3,021 |
Total noninterest expense | $8,076,000 | 1,876 |
Salaries and employee benefits | $3,836,000 | 1,729 |
Premises and equipment expense | $1,130,000 | 1,868 |
Additional noninterest expense | $3,110,000 | 1,945 |
Pre-tax net operating income | $2,469,000 | 2,524 |
Securities gains (losses) | $12,000 | 6,245 |
Applicable income taxes | $461,000 | 4,267 |
Income before extraordinary items | $2,020,000 | 2,268 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $2,020,000 | 2,300 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,098,000 | 1,475 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $2,010,280 | 2,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.