Home > FMB-First Michigan Bank > Assets and Liabilities
FMB-First Michigan Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 229 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $542,893,000 | 899 |
| Cash and due from depository institutions | $25,592,000 | 812 |
| Interest-bearing balances | $67,000 | 5,240 |
| Securities | $91,618,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $411,378,000 | 776 |
| Loan loss allowance | $5,209,000 | 843 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,505,000 | 920 |
| Other real estate owned | $95,000 | 812 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,705,000 | 1,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $542,893,000 | 899 |
| Total liabilities | $500,676,000 | 889 |
| Total deposits | $462,523,000 | 843 |
| Interest-bearing deposits | $402,004,000 | 840 |
| Deposits held in domestic offices | $462,523,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,746,000 | 1,011 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,019,000 | 887 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,388,000 | 1,345 |
| Total equity capital | $42,217,000 | 1,072 |
| Total bank equity capital | $42,217,000 | 1,072 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $19,950,000 | 924 |
| Undivided profits | $21,367,000 | 1,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,692,000 | 1,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,385,000 | 923 |
| Earning assets | $503,063,000 | 901 |
| Long-term assets (5+ years) | $58,381,000 | 1,133 |
| Average Assets, year-to-date | $502,676,400 | 938 |
| Average Assets, quarterly | $533,910,500 | 906 |
| Volatile liabilities | $157,058,000 | 664 |
| Insider loans | $8,151,000 | 523 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $99,253,000 | 661 |
| Tier 1 (core) risk-based capital | $42,102,000 | 1,017 |
| Tier 2 risk-based capital | $5,209,000 | 709 |
| Total risk weighted assets | $450,956,900 | 723 |
| Total unused commitments | $99,253,000 | 665 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 222 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $469,385,000 | 1,048 |
| Cash and due from depository institutions | $16,808,000 | 865 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $69,050,000 | 1,828 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 754 |
| Net loans & leases | $349,897,000 | 889 |
| Loan loss allowance | $4,428,000 | 996 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,002,000 | 833 |
| Other real estate owned | $364,000 | 865 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,264,000 | 1,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $469,385,000 | 1,048 |
| Total liabilities | $433,619,000 | 1,028 |
| Total deposits | $414,642,000 | 962 |
| Interest-bearing deposits | $360,659,000 | 972 |
| Deposits held in domestic offices | $414,642,000 | 950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,142,000 | 970 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,019,000 | 2,037 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,816,000 | 1,608 |
| Total equity capital | $35,766,000 | 1,276 |
| Total bank equity capital | $35,766,000 | 1,276 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $18,450,000 | 980 |
| Undivided profits | $16,416,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,239 |
| Income earned, not collected on loans | $2,117,000 | 1,074 |
| Earning assets | $437,947,000 | 1,040 |
| Long-term assets (5+ years) | $52,488,000 | 1,142 |
| Average Assets, year-to-date | $429,298,800 | 1,110 |
| Average Assets, quarterly | $456,563,500 | 1,065 |
| Volatile liabilities | $127,330,000 | 723 |
| Insider loans | $9,291,000 | 472 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $92,870,000 | 716 |
| Tier 1 (core) risk-based capital | $35,614,000 | 1,226 |
| Tier 2 risk-based capital | $4,428,000 | 813 |
| Total risk weighted assets | $362,843,400 | 856 |
| Total unused commitments | $92,870,000 | 721 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 187 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $390,950,000 | 1,223 |
| Cash and due from depository institutions | $15,795,000 | 1,041 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $78,793,000 | 1,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $282,679,000 | 1,015 |
| Loan loss allowance | $3,555,000 | 1,197 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,529,000 | 978 |
| Other real estate owned | $1,219,000 | 1,041 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,935,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,950,000 | 1,223 |
| Total liabilities | $362,216,000 | 1,200 |
| Total deposits | $342,754,000 | 1,125 |
| Interest-bearing deposits | $293,871,000 | 1,123 |
| Deposits held in domestic offices | $342,754,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,661,000 | 939 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,000 | 5,215 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,782,000 | 1,970 |
| Total equity capital | $28,734,000 | 1,436 |
| Total bank equity capital | $28,734,000 | 1,436 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $15,850,000 | 1,033 |
| Undivided profits | $11,984,000 | 1,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,762,000 | 1,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,535,000 | 1,259 |
| Earning assets | $361,472,000 | 1,213 |
| Long-term assets (5+ years) | $55,062,000 | 1,100 |
| Average Assets, year-to-date | $343,580,400 | 1,324 |
| Average Assets, quarterly | $379,034,000 | 1,249 |
| Volatile liabilities | $81,681,000 | 908 |
| Insider loans | $9,854,000 | 445 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $55,508,000 | 917 |
| Tier 1 (core) risk-based capital | $29,242,000 | 1,410 |
| Tier 2 risk-based capital | $3,555,000 | 955 |
| Total risk weighted assets | $299,913,700 | 971 |
| Total unused commitments | $55,508,000 | 926 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 153 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $294,379,000 | 1,591 |
| Cash and due from depository institutions | $10,481,000 | 1,368 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $68,512,000 | 2,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $205,391,000 | 1,354 |
| Loan loss allowance | $2,602,000 | 1,678 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,830,000 | 1,526 |
| Other real estate owned | $1,174,000 | 1,368 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,991,000 | 1,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,379,000 | 1,591 |
| Total liabilities | $273,065,000 | 1,572 |
| Total deposits | $260,300,000 | 1,528 |
| Interest-bearing deposits | $225,247,000 | 1,527 |
| Deposits held in domestic offices | $260,300,000 | 1,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,505,000 | 997 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,000 | 4,854 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,241,000 | 2,662 |
| Total equity capital | $21,314,000 | 1,919 |
| Total bank equity capital | $21,314,000 | 1,919 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $10,850,000 | 1,355 |
| Undivided profits | $9,564,000 | 2,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,296,000 | 2,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,040,000 | 1,666 |
| Earning assets | $273,903,000 | 1,575 |
| Long-term assets (5+ years) | $45,029,000 | 1,325 |
| Average Assets, year-to-date | $273,283,000 | 1,665 |
| Average Assets, quarterly | $291,146,000 | 1,592 |
| Volatile liabilities | $49,503,000 | 1,205 |
| Insider loans | $3,358,000 | 1,234 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $41,731,000 | 1,123 |
| Tier 1 (core) risk-based capital | $21,314,000 | 1,865 |
| Tier 2 risk-based capital | $2,602,000 | 1,253 |
| Total risk weighted assets | $220,391,300 | 1,266 |
| Total unused commitments | $41,731,000 | 1,145 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 137 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $245,744,000 | 1,934 |
| Cash and due from depository institutions | $10,096,000 | 1,576 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $56,484,000 | 2,403 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
| Net loans & leases | $168,642,000 | 1,668 |
| Loan loss allowance | $2,135,000 | 2,009 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,404,000 | 1,669 |
| Other real estate owned | $446,000 | 1,576 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,472,000 | 2,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,744,000 | 1,934 |
| Total liabilities | $228,578,000 | 1,918 |
| Total deposits | $219,243,000 | 1,884 |
| Interest-bearing deposits | $188,382,000 | 1,907 |
| Deposits held in domestic offices | $219,243,000 | 1,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,281,000 | 1,092 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,000 | 4,860 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,035,000 | 3,195 |
| Total equity capital | $17,166,000 | 2,246 |
| Total bank equity capital | $17,166,000 | 2,246 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $8,600,000 | 1,608 |
| Undivided profits | $7,666,000 | 2,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $933,000 | 2,119 |
| Earning assets | $227,326,000 | 1,906 |
| Long-term assets (5+ years) | $33,925,000 | 1,663 |
| Average Assets, year-to-date | $229,399,400 | 2,030 |
| Average Assets, quarterly | $242,013,000 | 1,946 |
| Volatile liabilities | $43,145,000 | 1,319 |
| Insider loans | $188,000 | 4,099 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,984,000 | 1,363 |
| Tier 1 (core) risk-based capital | $17,166,000 | 2,189 |
| Tier 2 risk-based capital | $2,135,000 | 1,499 |
| Total risk weighted assets | $184,166,900 | 1,554 |
| Total unused commitments | $29,984,000 | 1,379 |
| Derivatives | $0 | 651 |