Home > FMB-First Michigan Bank > Loan Charge- Offs and Recoveries
FMB-First Michigan Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,735,000 | 486 |
| Loans secured by real estate, total | $149,000 | 1,248 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $149,000 | 1,248 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $149,000 | 773 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $745,000 | 467 |
| Loans to individuals | $2,841,000 | 343 |
| Credit card loan charge offs | $111,000 | 677 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,730,000 | 213 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $950,000 | 513 |
| Loans secured by real estate, total | $63,000 | 1,097 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $63,000 | 1,097 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $38,000 | 779 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $25,000 | 877 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $408,000 | 348 |
| Loans to individuals | $479,000 | 409 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $479,000 | 310 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,785,000 | 469 |
| Loans secured by real estate, total | $86,000 | 1,329 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $86,000 | 1,328 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $111,000 | 768 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-25,000 | 10,992 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $337,000 | 668 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,362,000 | 321 |
| Credit card loan net charge offs | $111,000 | 620 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,251,000 | 198 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,680,000 | 592 |
| Loans secured by real estate, total | $204,000 | 1,161 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $204,000 | 1,159 |
| Construction and land development | $1,000 | 851 |
| Secured by farmland | $100,000 | 62 |
| Total charge-offs secured by 1-4 family residential properties | $68,000 | 1,343 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $35,000 | 1,320 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $318,000 | 946 |
| Loans to individuals | $2,158,000 | 369 |
| Credit card loan charge offs | $31,000 | 1,217 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,127,000 | 230 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $858,000 | 534 |
| Loans secured by real estate, total | $203,000 | 552 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $203,000 | 550 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,408 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $187,000 | 342 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $62,000 | 1,658 |
| Loans to individuals | $593,000 | 367 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $593,000 | 278 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,822,000 | 605 |
| Loans secured by real estate, total | $1,000 | 4,239 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,000 | 4,235 |
| Construction and land development | $1,000 | 748 |
| Secured by farmland | $100,000 | 50 |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,321 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-152,000 | 11,822 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $256,000 | 805 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,565,000 | 358 |
| Credit card loan net charge offs | $31,000 | 1,095 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,534,000 | 200 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,255,000 | 676 |
| Loans secured by real estate, total | $157,000 | 1,526 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $157,000 | 1,526 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,529 |
| Secured by multifamily residential properties | $20,000 | 526 |
| Secured by nonfarm nonresidential properties | $128,000 | 891 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $376,000 | 869 |
| Loans to individuals | $1,722,000 | 374 |
| Credit card loan charge offs | $40,000 | 1,025 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,682,000 | 229 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $680,000 | 687 |
| Loans secured by real estate, total | $55,000 | 1,441 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $55,000 | 1,441 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,880 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $44,000 | 836 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $94,000 | 1,431 |
| Loans to individuals | $531,000 | 400 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $531,000 | 292 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,575,000 | 661 |
| Loans secured by real estate, total | $102,000 | 1,567 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $102,000 | 1,568 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,963 |
| Secured by multifamily residential properties | $20,000 | 492 |
| Secured by nonfarm nonresidential properties | $84,000 | 900 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $282,000 | 765 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,191,000 | 345 |
| Credit card loan net charge offs | $40,000 | 908 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,151,000 | 190 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,961,000 | 892 |
| Loans secured by real estate, total | $420,000 | 1,131 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $420,000 | 1,130 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $4,000 | 552 |
| Total charge-offs secured by 1-4 family residential properties | $26,000 | 2,861 |
| Secured by multifamily residential properties | $9,000 | 681 |
| Secured by nonfarm nonresidential properties | $381,000 | 669 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $559,000 | 904 |
| Loans to individuals | $982,000 | 538 |
| Credit card loan charge offs | $43,000 | 1,099 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $939,000 | 385 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $648,000 | 756 |
| Loans secured by real estate, total | $16,000 | 2,874 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $16,000 | 2,874 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,332 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 152 |
| Commercial and industrial loans | $117,000 | 1,315 |
| Loans to individuals | $505,000 | 413 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $505,000 | 311 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,313,000 | 945 |
| Loans secured by real estate, total | $404,000 | 995 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $404,000 | 993 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $4,000 | 451 |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 2,443 |
| Secured by multifamily residential properties | $9,000 | 640 |
| Secured by nonfarm nonresidential properties | $365,000 | 589 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-10,000 | 1,086 |
| Commercial and industrial loans | $442,000 | 830 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $477,000 | 634 |
| Credit card loan net charge offs | $43,000 | 981 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $434,000 | 447 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,559,000 | 956 |
| Loans secured by real estate, total | $626,000 | 1,122 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $626,000 | 1,122 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $162,000 | 1,182 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $464,000 | 775 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 155 |
| Commercial and industrial loans | $486,000 | 1,417 |
| Loans to individuals | $1,432,000 | 516 |
| Credit card loan charge offs | $59,000 | 1,068 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,373,000 | 372 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $517,000 | 892 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 169 |
| Commercial and industrial loans | $105,000 | 1,520 |
| Loans to individuals | $407,000 | 510 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $407,000 | 407 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,042,000 | 952 |
| Loans secured by real estate, total | $626,000 | 1,036 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $626,000 | 1,036 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $162,000 | 1,055 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $464,000 | 714 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 125 |
| Commercial and industrial loans | $381,000 | 1,427 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,025,000 | 527 |
| Credit card loan net charge offs | $59,000 | 978 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $966,000 | 358 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.