Home > FMB-First Michigan Bank > Net charge- offs to loans
FMB-First Michigan Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0925% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3483% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0949% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4873% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2223% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0955% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0663% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9834% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6768% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9714% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8656% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9925% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 5,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2783% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3119% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1923% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4370% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0260% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0714% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3667% | 5,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2681% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3973% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2145% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2662% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1795% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0817% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4207% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0614% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |