Home > FMB-First Michigan Bank > Assets and Liabilities
FMB-First Michigan Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 533 | 369 |
| Assets and Liabilities | ||
| Total Assets: | $1,316,824,000 | 450 |
| Cash and due from depository institutions | $74,602,000 | 369 |
| Interest-bearing balances | $106,000 | 4,506 |
| Securities | $230,619,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,261 |
| Net loans & leases | $973,642,000 | 394 |
| Loan loss allowance | $12,114,000 | 457 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $19,506,000 | 393 |
| Other real estate owned | $3,000 | 369 |
| Goodwill and other intangibles | $1,707,000 | 1,004 |
| All other assets | $16,645,000 | 621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,316,824,000 | 450 |
| Total liabilities | $1,214,183,000 | 445 |
| Total deposits | $1,107,066,000 | 395 |
| Interest-bearing deposits | $966,543,000 | 390 |
| Deposits held in domestic offices | $1,107,066,000 | 389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,299,000 | 443 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $31,913,000 | 735 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,905,000 | 875 |
| Total equity capital | $102,641,000 | 503 |
| Total bank equity capital | $102,641,000 | 503 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $40,400,000 | 514 |
| Undivided profits | $60,241,000 | 450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,446,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $5,999,000 | 431 |
| Earning assets | $1,204,467,000 | 451 |
| Long-term assets (5+ years) | $132,984,000 | 569 |
| Average Assets, year-to-date | $1,257,584,600 | 451 |
| Average Assets, quarterly | $1,301,888,000 | 446 |
| Volatile liabilities | $354,383,000 | 392 |
| Insider loans | $49,920,000 | 117 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $425,175,000 | 307 |
| Tier 1 (core) risk-based capital | $102,449,000 | 476 |
| Tier 2 risk-based capital | $12,114,000 | 401 |
| Total risk weighted assets | $1,100,959,900 | 368 |
| Total unused commitments | $425,175,000 | 309 |
| Derivatives | $45,000,000 | 310 |
| 1995-12-31 | Rank | |
| # of Employees: | 517 | 410 |
| Assets and Liabilities | ||
| Total Assets: | $1,234,104,000 | 490 |
| Cash and due from depository institutions | $57,844,000 | 410 |
| Interest-bearing balances | $1,000,000 | 2,544 |
| Securities | $212,505,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $58,200,000 | 298 |
| Net loans & leases | $871,004,000 | 447 |
| Loan loss allowance | $11,035,000 | 520 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $19,197,000 | 420 |
| Other real estate owned | $10,000 | 410 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $15,344,000 | 694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,234,104,000 | 490 |
| Total liabilities | $1,145,090,000 | 484 |
| Total deposits | $1,063,483,000 | 431 |
| Interest-bearing deposits | $935,793,000 | 429 |
| Deposits held in domestic offices | $1,063,483,000 | 428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,718,000 | 465 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,926,000 | 1,423 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,963,000 | 818 |
| Total equity capital | $89,014,000 | 580 |
| Total bank equity capital | $89,014,000 | 580 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $34,000,000 | 609 |
| Undivided profits | $53,014,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,770,000 | 1,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,758 |
| Income earned, not collected on loans | $5,615,000 | 477 |
| Earning assets | $1,142,709,000 | 484 |
| Long-term assets (5+ years) | $127,575,000 | 566 |
| Average Assets, year-to-date | $1,142,323,400 | 503 |
| Average Assets, quarterly | $1,205,130,500 | 493 |
| Volatile liabilities | $388,920,000 | 359 |
| Insider loans | $58,669,000 | 122 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $363,455,000 | 338 |
| Tier 1 (core) risk-based capital | $88,571,000 | 552 |
| Tier 2 risk-based capital | $11,035,000 | 435 |
| Total risk weighted assets | $967,999,400 | 415 |
| Total unused commitments | $363,455,000 | 341 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 468 | 458 |
| Assets and Liabilities | ||
| Total Assets: | $1,075,678,000 | 526 |
| Cash and due from depository institutions | $61,602,000 | 458 |
| Interest-bearing balances | $1,000,000 | 2,426 |
| Securities | $222,876,000 | 632 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $759,704,000 | 462 |
| Loan loss allowance | $9,442,000 | 584 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $18,187,000 | 427 |
| Other real estate owned | $0 | 458 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $13,309,000 | 801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,075,678,000 | 526 |
| Total liabilities | $994,656,000 | 521 |
| Total deposits | $889,010,000 | 485 |
| Interest-bearing deposits | $771,918,000 | 485 |
| Deposits held in domestic offices | $889,010,000 | 480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,370,000 | 408 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $939,000 | 3,236 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,337,000 | 1,000 |
| Total equity capital | $81,022,000 | 562 |
| Total bank equity capital | $81,022,000 | 562 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $31,500,000 | 596 |
| Undivided profits | $47,522,000 | 494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,606 |
| Income earned, not collected on loans | $4,463,000 | 506 |
| Earning assets | $983,580,000 | 522 |
| Long-term assets (5+ years) | $133,724,000 | 531 |
| Average Assets, year-to-date | $1,006,992,600 | 537 |
| Average Assets, quarterly | $1,060,200,500 | 527 |
| Volatile liabilities | $296,630,000 | 425 |
| Insider loans | $19,773,000 | 251 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $321,857,000 | 344 |
| Tier 1 (core) risk-based capital | $81,709,000 | 545 |
| Tier 2 risk-based capital | $9,442,000 | 465 |
| Total risk weighted assets | $851,214,700 | 437 |
| Total unused commitments | $321,857,000 | 346 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 442 | 508 |
| Assets and Liabilities | ||
| Total Assets: | $944,367,000 | 595 |
| Cash and due from depository institutions | $35,832,000 | 508 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $224,959,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 925 |
| Net loans & leases | $645,550,000 | 518 |
| Loan loss allowance | $8,081,000 | 689 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $13,163,000 | 557 |
| Other real estate owned | $21,000 | 508 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $10,642,000 | 912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $944,367,000 | 595 |
| Total liabilities | $877,557,000 | 590 |
| Total deposits | $808,323,000 | 553 |
| Interest-bearing deposits | $712,790,000 | 537 |
| Deposits held in domestic offices | $808,323,000 | 545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,637,000 | 440 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $952,000 | 2,817 |
| Subordinated debt | $244,000 | 371 |
| All other liabilities | $3,401,000 | 1,230 |
| Total equity capital | $66,810,000 | 657 |
| Total bank equity capital | $66,810,000 | 657 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $24,000,000 | 705 |
| Undivided profits | $40,810,000 | 563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,545,000 | 2,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,051,000 | 619 |
| Earning assets | $884,709,000 | 577 |
| Long-term assets (5+ years) | $152,650,000 | 463 |
| Average Assets, year-to-date | $892,313,600 | 604 |
| Average Assets, quarterly | $938,033,500 | 594 |
| Volatile liabilities | $208,555,000 | 498 |
| Insider loans | $18,147,000 | 264 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $263,667,000 | 376 |
| Tier 1 (core) risk-based capital | $66,810,000 | 628 |
| Tier 2 risk-based capital | $8,081,000 | 520 |
| Total risk weighted assets | $714,963,100 | 485 |
| Total unused commitments | $263,667,000 | 382 |
| Derivatives | $10,000,000 | 506 |
| 1992-12-31 | Rank | |
| # of Employees: | 416 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $859,413,000 | 644 |
| Cash and due from depository institutions | $50,024,000 | 546 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $205,077,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $27,800,000 | 660 |
| Net loans & leases | $554,828,000 | 592 |
| Loan loss allowance | $7,245,000 | 765 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $11,694,000 | 628 |
| Other real estate owned | $4,000 | 546 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $9,986,000 | 990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $859,413,000 | 644 |
| Total liabilities | $799,416,000 | 641 |
| Total deposits | $734,828,000 | 625 |
| Interest-bearing deposits | $638,435,000 | 627 |
| Deposits held in domestic offices | $734,828,000 | 619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,108,000 | 420 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,692,000 | 1,364 |
| Subordinated debt | $481,000 | 377 |
| All other liabilities | $3,307,000 | 1,266 |
| Total equity capital | $59,997,000 | 679 |
| Total bank equity capital | $59,997,000 | 679 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $24,000,000 | 677 |
| Undivided profits | $33,997,000 | 620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,924,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,930,000 | 703 |
| Earning assets | $787,705,000 | 630 |
| Long-term assets (5+ years) | $125,330,000 | 506 |
| Average Assets, year-to-date | $811,796,800 | 666 |
| Average Assets, quarterly | $853,031,000 | 648 |
| Volatile liabilities | $170,486,000 | 536 |
| Insider loans | $336,000 | 2,657 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $203,132,000 | 412 |
| Tier 1 (core) risk-based capital | $59,997,000 | 645 |
| Tier 2 risk-based capital | $7,293,800 | 567 |
| Total risk weighted assets | $627,820,500 | 546 |
| Total unused commitments | $203,132,000 | 418 |
| Derivatives | $0 | 651 |