Home > FMB-Community Bank > Income and Expense
FMB-Community Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 4,228 |
| Total interest expense | $3,223,000 | 4,485 |
| Net interest income | $4,374,000 | 3,980 |
| Provision for loan and lease losses | $473,000 | 1,815 |
| Total noninterest income | $981,000 | 3,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $566,000 | 2,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,335 |
| Total noninterest expense | $3,413,000 | 3,863 |
| Salaries and employee benefits | $1,815,000 | 3,637 |
| Premises and equipment expense | $444,000 | 4,162 |
| Additional noninterest expense | $1,154,000 | 3,907 |
| Pre-tax net operating income | $1,469,000 | 4,415 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $379,000 | 5,064 |
| Income before extraordinary items | $1,087,000 | 4,197 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,087,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,717 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,089,220 | 4,127 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 4,053 |
| Total interest expense | $3,403,000 | 4,264 |
| Net interest income | $4,500,000 | 3,901 |
| Provision for loan and lease losses | $781,000 | 1,139 |
| Total noninterest income | $957,000 | 3,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,275 |
| Total noninterest expense | $3,369,000 | 3,883 |
| Salaries and employee benefits | $1,718,000 | 3,793 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $1,250,000 | 3,616 |
| Pre-tax net operating income | $1,307,000 | 4,945 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $303,000 | 5,962 |
| Income before extraordinary items | $1,007,000 | 4,592 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,007,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,515 |
| Cash dividends | $1,150,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,004,690 | 4,575 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,232,000 | 4,102 |
| Total interest expense | $2,605,000 | 4,477 |
| Net interest income | $4,627,000 | 3,817 |
| Provision for loan and lease losses | $168,000 | 3,376 |
| Total noninterest income | $804,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $3,288,000 | 4,074 |
| Salaries and employee benefits | $1,633,000 | 3,961 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $1,268,000 | 3,862 |
| Pre-tax net operating income | $1,975,000 | 3,462 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $486,000 | 4,145 |
| Income before extraordinary items | $1,492,000 | 3,193 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,492,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,500 |
| Cash dividends | $1,250,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,489,750 | 3,222 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 4,340 |
| Total interest expense | $2,524,000 | 4,768 |
| Net interest income | $4,419,000 | 4,006 |
| Provision for loan and lease losses | $254,000 | 3,349 |
| Total noninterest income | $702,000 | 4,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $3,083,000 | 4,401 |
| Salaries and employee benefits | $1,474,000 | 4,347 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $1,222,000 | 4,128 |
| Pre-tax net operating income | $1,784,000 | 3,709 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $417,000 | 4,856 |
| Income before extraordinary items | $1,397,000 | 3,460 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,397,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,310 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,373,900 | 3,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 4,844 |
| Total interest expense | $2,931,000 | 5,263 |
| Net interest income | $4,027,000 | 4,412 |
| Provision for loan and lease losses | $310,000 | 4,033 |
| Total noninterest income | $632,000 | 4,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,818 |
| Total noninterest expense | $2,955,000 | 4,601 |
| Salaries and employee benefits | $1,339,000 | 4,695 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $1,282,000 | 4,092 |
| Pre-tax net operating income | $1,394,000 | 4,331 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $270,000 | 6,362 |
| Income before extraordinary items | $1,129,000 | 4,024 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,129,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 4,326 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,124,950 | 3,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.