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FMB-Commercial Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$10,621,0003,092
Total interest expense$5,078,0002,958
Net interest income$5,543,0003,192
Provision for loan and lease losses$217,0003,234
Total noninterest income$1,065,0002,974
Gross Fiduciary activities income$66,0001,179
Service charges on deposit accounts$566,0002,403
Trading account gains and fees$0262
Additional Noninterest Income$433,0003,226
Total noninterest expense$3,561,0003,718
Salaries and employee benefits$1,892,0003,512
Premises and equipment expense$467,0003,997
Additional noninterest expense$1,202,0003,777
Pre-tax net operating income$2,830,0002,487
Securities gains (losses)$-4,0009,823
Applicable income taxes$824,0002,774
Income before extraordinary items$2,002,0002,462
Extraordinary gains, net$053
Net income$2,002,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,188
Cash dividends$1,250,0001,804
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,004,8402,414
1995-12-31 (YTD Data)Rank
Total interest income$10,027,0003,277
Total interest expense$4,672,0003,213
Net interest income$5,355,0003,316
Provision for loan and lease losses$180,0003,223
Total noninterest income$889,0003,396
Gross Fiduciary activities income$57,0001,268
Service charges on deposit accounts$529,0002,543
Trading account gains and fees$0522
Additional Noninterest Income$303,0003,971
Total noninterest expense$3,472,0003,779
Salaries and employee benefits$1,781,0003,685
Premises and equipment expense$405,0004,493
Additional noninterest expense$1,286,0003,531
Pre-tax net operating income$2,592,0002,749
Securities gains (losses)$03,831
Applicable income taxes$742,0003,077
Income before extraordinary items$1,850,0002,679
Extraordinary gains, net$065
Net income$1,850,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,316
Cash dividends$1,050,0001,944
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,850,0002,645
1994-12-31 (YTD Data)Rank
Total interest income$7,944,0003,758
Total interest expense$3,182,0003,754
Net interest income$4,762,0003,728
Provision for loan and lease losses$255,0002,547
Total noninterest income$818,0003,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$516,0002,646
Trading account gains and feesNANA
Additional Noninterest Income$302,0004,074
Total noninterest expense$3,257,0004,111
Salaries and employee benefits$1,551,0004,163
Premises and equipment expense$383,0004,757
Additional noninterest expense$1,323,0003,727
Pre-tax net operating income$2,068,0003,329
Securities gains (losses)$03,600
Applicable income taxes$538,0003,831
Income before extraordinary items$1,530,0003,121
Extraordinary gains, net$0249
Net income$1,530,0003,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,320
Cash dividends$900,0002,071
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,530,0003,143
1993-12-31 (YTD Data)Rank
Total interest income$7,271,0004,167
Total interest expense$2,897,0004,248
Net interest income$4,374,0004,047
Provision for loan and lease losses$154,0004,583
Total noninterest income$604,0004,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$386,0003,561
Trading account gains and feesNANA
Additional Noninterest Income$218,0005,407
Total noninterest expense$3,118,0004,368
Salaries and employee benefits$1,464,0004,371
Premises and equipment expense$396,0004,760
Additional noninterest expense$1,258,0004,026
Pre-tax net operating income$1,706,0003,870
Securities gains (losses)$17,0004,881
Applicable income taxes$415,0004,873
Income before extraordinary items$1,308,0003,685
Extraordinary gains, net$03,149
Net income$1,308,0003,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0004,007
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,295,0803,537
1992-12-31 (YTD Data)Rank
Total interest income$7,492,0004,556
Total interest expense$3,339,0004,723
Net interest income$4,153,0004,296
Provision for loan and lease losses$372,0003,615
Total noninterest income$573,0005,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$341,0004,011
Trading account gains and feesNANA
Additional Noninterest Income$232,0005,208
Total noninterest expense$2,947,0004,616
Salaries and employee benefits$1,292,0004,847
Premises and equipment expense$357,0005,287
Additional noninterest expense$1,298,0004,043
Pre-tax net operating income$1,407,0004,292
Securities gains (losses)$2,0007,695
Applicable income taxes$309,0005,805
Income before extraordinary items$1,100,0004,129
Extraordinary gains, net$01,422
Net income$1,100,0004,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0003,027
Cash dividends$1,250,0001,272
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,098,4403,826

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.