Home > FMB-Arcadia Bank > Income and Expense
FMB-Arcadia Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 3,392 |
| Total interest expense | $4,836,000 | 3,095 |
| Net interest income | $4,781,000 | 3,692 |
| Provision for loan and lease losses | $304,000 | 2,538 |
| Total noninterest income | $856,000 | 3,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,517 |
| Total noninterest expense | $2,473,000 | 5,054 |
| Salaries and employee benefits | $1,472,000 | 4,385 |
| Premises and equipment expense | $422,000 | 4,344 |
| Additional noninterest expense | $579,000 | 6,489 |
| Pre-tax net operating income | $2,860,000 | 2,471 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $986,000 | 2,383 |
| Income before extraordinary items | $1,874,000 | 2,597 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,874,000 | 2,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,679 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,874,000 | 2,554 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 3,837 |
| Total interest expense | $4,252,000 | 3,497 |
| Net interest income | $4,175,000 | 4,161 |
| Provision for loan and lease losses | $323,000 | 2,172 |
| Total noninterest income | $718,000 | 3,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,790 |
| Total noninterest expense | $2,387,000 | 5,198 |
| Salaries and employee benefits | $1,312,000 | 4,820 |
| Premises and equipment expense | $410,000 | 4,442 |
| Additional noninterest expense | $665,000 | 6,091 |
| Pre-tax net operating income | $2,183,000 | 3,235 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $736,000 | 3,103 |
| Income before extraordinary items | $1,447,000 | 3,349 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,447,000 | 3,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,985 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,447,000 | 3,323 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 4,865 |
| Total interest expense | $2,637,000 | 4,428 |
| Net interest income | $3,367,000 | 5,105 |
| Provision for loan and lease losses | $211,000 | 2,919 |
| Total noninterest income | $715,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,028 |
| Total noninterest expense | $2,297,000 | 5,550 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $404,000 | 4,554 |
| Additional noninterest expense | $729,000 | 6,138 |
| Pre-tax net operating income | $1,574,000 | 4,233 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $519,000 | 3,942 |
| Income before extraordinary items | $1,055,000 | 4,324 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,055,000 | 4,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $122,000 | 6,502 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 476 |
| Net operating income | $1,055,000 | 4,391 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 6,479 |
| Total interest expense | $1,946,000 | 5,966 |
| Net interest income | $2,397,000 | 6,745 |
| Provision for loan and lease losses | $126,000 | 5,087 |
| Total noninterest income | $454,000 | 5,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,644 |
| Total noninterest expense | $1,925,000 | 6,544 |
| Salaries and employee benefits | $997,000 | 6,152 |
| Premises and equipment expense | $355,000 | 5,173 |
| Additional noninterest expense | $573,000 | 7,573 |
| Pre-tax net operating income | $800,000 | 6,809 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $538,000 | 7,244 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $538,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $538,000 | 6,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 7,664 |
| Total interest expense | $1,897,000 | 7,361 |
| Net interest income | $1,987,000 | 7,802 |
| Provision for loan and lease losses | $154,000 | 6,013 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $1,540,000 | 7,778 |
| Salaries and employee benefits | $750,000 | 7,603 |
| Premises and equipment expense | $278,000 | 6,313 |
| Additional noninterest expense | $512,000 | 8,343 |
| Pre-tax net operating income | $569,000 | 7,931 |
| Securities gains (losses) | $-18,000 | 13,448 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $370,000 | 8,507 |
| Extraordinary gains, net | $8,000 | 1,365 |
| Net income | $378,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $85,000 | 6,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $382,060 | 8,036 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.