Home > Flushing Savings Bank, FSB > Net charge- offs to loans
Flushing Savings Bank, FSB, Net charge- offs to loans
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6275% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6161% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 10.1202% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4250% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4017% | 595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6221% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2231% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4926% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8261% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.1388% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 15.1388% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6478% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6269% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 6.7162% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5068% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4776% | 504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6204% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0936% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5002% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0450% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.3716% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 18.3716% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6465% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6580% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 8.8151% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7116% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2923% | 469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6934% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5113% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5440% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 1,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.9688% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 24.9688% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7094% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7238% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 1.4783% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1931% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2854% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9887% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6987% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6824% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9383% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9383% | 192 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5804% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5687% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 1.5861% | 1,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6898% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5056% | 746 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4890% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9503% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 2,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7505% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.2537% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 20.2537% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5367% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5228% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 1.2494% | 1,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7576% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4096% | 654 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4446% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5461% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1901% | 3,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7173% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 25.0811% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 25.0811% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5486% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5259% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 2.6699% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7491% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2940% | 568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5032% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2781% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 3,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8908% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0178% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.0178% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7617% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7195% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 2.1789% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1871% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3190% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7892% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 7.9853% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3289% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7912% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7912% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4177% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4328% | 3,198 |
| Percentage Net Loans Charged-off:Construction & development | 2.1938% | 2,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3770% | 2,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4751% | 864 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2698% | 3,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2915% | 2,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2352% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3238% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3242% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3435% | 3,223 |
| Percentage Net Loans Charged-off:Construction & development | 1.3033% | 2,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2145% | 2,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4476% | 699 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2253% | 3,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 2,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3820% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2717% | 3,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2890% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 1.8987% | 1,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 2,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3746% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1823% | 2,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 2,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1968% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3346% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 3.6378% | 952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0764% | 1,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3708% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1832% | 2,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4776% | 7,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.1944% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3289% | 4,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 4,223 |
| Percentage Net Loans Charged-off:Construction & development | 1.0408% | 2,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 2,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2150% | 804 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 3,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 3,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6660% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1379% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3015% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1443% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.5191% | 2,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 2,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2192% | 585 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 3,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 3,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0146% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8784% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4016% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1863% | 3,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.7823% | 1,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 2,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2954% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1631% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5868% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4258% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0031% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8272% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0402% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 6,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 5,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0274% | 521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6418% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 5,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0193% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3806% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0282% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2698% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2649% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 5,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4753% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4149% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 5,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 7,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 7,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6612% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8439% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3839% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6985% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 6,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 7,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1497% | 2,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0303% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 5,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 7,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 7,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3399% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 6,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 7,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0517% | 7,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1027% | 7,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 6,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6566% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 5,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4676% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 6,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 6,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 3,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 6,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1289% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 6,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1682% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 8,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 8,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3395% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 7,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 8,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 8,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1572% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 6,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 8,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 8,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 8,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9066% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 6,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 8,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0932% | 8,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 8,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1821% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 7,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0415% | 8,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1882% | 8,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0768% | 5,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3955% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 7,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 8,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 8,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 8,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 4,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1325% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5461% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 7,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 8,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 8,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 8,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5880% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 7,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5835% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9506% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 8,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0482% | 1,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9717% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3021% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 9,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0645% | 1,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4699% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 8,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1680% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 1,293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6715% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 482 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1270% | 1,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1933% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4218% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2053% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1898% | 334 |
| Percentage Net Loans Charged-off:Construction & development | -67.3212% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5009% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3978% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2554% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2661% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7423% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 3,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2525% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4998% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0475% | 1,326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2825% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2952% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7483% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1432% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0418% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6562% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4477% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4228% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4360% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0326% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6729% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6289% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1436% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3797% | 326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3150% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3225% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0260% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |