Home > Flowers National Bank > Income and Expense
Flowers National Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 5,648 |
| Total interest expense | $239,000 | 4,938 |
| Net interest income | $1,370,000 | 5,694 |
| Provision for loan and lease losses | $31,000 | 3,858 |
| Total noninterest income | $77,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $46,000 | 5,463 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $31,000 | 5,688 |
| Total noninterest expense | $1,146,000 | 5,700 |
| Salaries and employee benefits | $435,000 | 5,947 |
| Premises and equipment expense | $155,000 | 5,388 |
| Additional noninterest expense | $556,000 | 5,273 |
| Pre-tax net operating income | $270,000 | 5,342 |
| Securities gains (losses) | $65,000 | 1,461 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $335,000 | 5,167 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $335,000 | 5,171 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $335,000 | 5,171 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $270,000 | 5,260 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 5,710 |
| Total interest expense | $182,000 | 4,997 |
| Net interest income | $1,040,000 | 5,756 |
| Provision for loan and lease losses | $12,000 | 3,982 |
| Total noninterest income | $61,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $36,000 | 5,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 5,724 |
| Total noninterest expense | $850,000 | 5,771 |
| Salaries and employee benefits | $326,000 | 6,003 |
| Premises and equipment expense | $110,000 | 5,495 |
| Additional noninterest expense | $414,000 | 5,322 |
| Pre-tax net operating income | $239,000 | 5,373 |
| Securities gains (losses) | $63,000 | 1,321 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $302,000 | 5,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 5,117 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $302,000 | 5,119 |
| Net charge-offs | $9,000 | 3,683 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $239,000 | 5,263 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 5,726 |
| Total interest expense | $122,000 | 5,040 |
| Net interest income | $720,000 | 5,772 |
| Provision for loan and lease losses | $12,000 | 3,698 |
| Total noninterest income | $41,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 5,802 |
| Total noninterest expense | $573,000 | 5,817 |
| Salaries and employee benefits | $214,000 | 6,072 |
| Premises and equipment expense | $72,000 | 5,559 |
| Additional noninterest expense | $287,000 | 5,320 |
| Pre-tax net operating income | $176,000 | 5,328 |
| Securities gains (losses) | $50,000 | 1,228 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $226,000 | 5,015 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $226,000 | 5,017 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $226,000 | 5,019 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $176,000 | 5,202 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 5,822 |
| Total interest expense | $61,000 | 5,083 |
| Net interest income | $340,000 | 5,868 |
| Provision for loan and lease losses | $12,000 | 3,170 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $300,000 | 5,829 |
| Salaries and employee benefits | $108,000 | 6,143 |
| Premises and equipment expense | $35,000 | 5,621 |
| Additional noninterest expense | $157,000 | 5,204 |
| Pre-tax net operating income | $49,000 | 5,621 |
| Securities gains (losses) | $39,000 | 958 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $88,000 | 5,228 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $88,000 | 5,231 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $88,000 | 5,232 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $49,000 | 5,563 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 5,891 |
| Total interest expense | $261,000 | 5,172 |
| Net interest income | $1,386,000 | 5,939 |
| Provision for loan and lease losses | $16,000 | 4,321 |
| Total noninterest income | $100,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $61,000 | 5,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 5,842 |
| Total noninterest expense | $1,366,000 | 5,798 |
| Salaries and employee benefits | $425,000 | 6,246 |
| Premises and equipment expense | $166,000 | 5,570 |
| Additional noninterest expense | $775,000 | 4,975 |
| Pre-tax net operating income | $104,000 | 5,872 |
| Securities gains (losses) | $32,000 | 2,034 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $136,000 | 5,808 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $136,000 | 5,809 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $136,000 | 5,810 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $104,000 | 5,846 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 5,936 |
| Total interest expense | $200,000 | 5,218 |
| Net interest income | $1,056,000 | 5,995 |
| Provision for loan and lease losses | $16,000 | 4,027 |
| Total noninterest income | $80,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $46,000 | 5,589 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $34,000 | 5,847 |
| Total noninterest expense | $999,000 | 5,873 |
| Salaries and employee benefits | $322,000 | 6,292 |
| Premises and equipment expense | $112,000 | 5,760 |
| Additional noninterest expense | $565,000 | 5,064 |
| Pre-tax net operating income | $121,000 | 5,840 |
| Securities gains (losses) | $32,000 | 1,736 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $153,000 | 5,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 5,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $153,000 | 5,727 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $121,000 | 5,798 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 5,971 |
| Total interest expense | $132,000 | 5,282 |
| Net interest income | $704,000 | 6,031 |
| Provision for loan and lease losses | $16,000 | 3,746 |
| Total noninterest income | $56,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $28,000 | 5,701 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $28,000 | 5,774 |
| Total noninterest expense | $676,000 | 5,895 |
| Salaries and employee benefits | $217,000 | 6,351 |
| Premises and equipment expense | $74,000 | 5,817 |
| Additional noninterest expense | $385,000 | 5,046 |
| Pre-tax net operating income | $68,000 | 5,913 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $68,000 | 5,900 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $68,000 | 5,902 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $68,000 | 5,903 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $68,000 | 5,866 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 6,057 |
| Total interest expense | $64,000 | 5,386 |
| Net interest income | $348,000 | 6,093 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $24,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $323,000 | 6,019 |
| Salaries and employee benefits | $110,000 | 6,415 |
| Premises and equipment expense | $24,000 | 6,234 |
| Additional noninterest expense | $189,000 | 5,125 |
| Pre-tax net operating income | $49,000 | 5,760 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $49,000 | 5,718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $49,000 | 5,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $49,000 | 5,719 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $49,000 | 5,687 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 6,065 |
| Total interest expense | $253,000 | 5,641 |
| Net interest income | $1,481,000 | 6,075 |
| Provision for loan and lease losses | $351,000 | 2,261 |
| Total noninterest income | $82,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $50,000 | 5,970 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 6,076 |
| Total noninterest expense | $1,384,000 | 6,012 |
| Salaries and employee benefits | $508,000 | 6,399 |
| Premises and equipment expense | $94,000 | 6,324 |
| Additional noninterest expense | $782,000 | 5,121 |
| Pre-tax net operating income | $-172,000 | 6,341 |
| Securities gains (losses) | $75,000 | 1,524 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-97,000 | 6,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-97,000 | 6,339 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-97,000 | 6,340 |
| Net charge-offs | $349,000 | 2,395 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-172,000 | 6,364 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 6,115 |
| Total interest expense | $193,000 | 5,713 |
| Net interest income | $1,120,000 | 6,113 |
| Provision for loan and lease losses | $219,000 | 2,486 |
| Total noninterest income | $139,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $39,000 | 6,009 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 5,184 |
| Total noninterest expense | $1,037,000 | 6,054 |
| Salaries and employee benefits | $382,000 | 6,441 |
| Premises and equipment expense | $73,000 | 6,348 |
| Additional noninterest expense | $582,000 | 5,141 |
| Pre-tax net operating income | $3,000 | 6,264 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,000 | 6,332 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,000 | 6,334 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,000 | 6,333 |
| Net charge-offs | $217,000 | 2,470 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,000 | 6,288 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $849,000 | 6,188 |
| Total interest expense | $132,000 | 5,746 |
| Net interest income | $717,000 | 6,208 |
| Provision for loan and lease losses | $219,000 | 2,009 |
| Total noninterest income | $83,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,381 |
| Total noninterest expense | $702,000 | 6,074 |
| Salaries and employee benefits | $255,000 | 6,487 |
| Premises and equipment expense | $50,000 | 6,368 |
| Additional noninterest expense | $397,000 | 5,114 |
| Pre-tax net operating income | $-121,000 | 6,493 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-121,000 | 6,539 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-121,000 | 6,540 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-121,000 | 6,541 |
| Net charge-offs | $217,000 | 2,017 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-121,000 | 6,505 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 6,221 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $360,000 | 6,236 |
| Provision for loan and lease losses | $219,000 | 1,288 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $353,000 | 6,111 |
| Salaries and employee benefits | $128,000 | 6,542 |
| Premises and equipment expense | $23,000 | 6,485 |
| Additional noninterest expense | $202,000 | 5,131 |
| Pre-tax net operating income | $-193,000 | 6,720 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-193,000 | 6,747 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-193,000 | 6,748 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-193,000 | 6,748 |
| Net charge-offs | $218,000 | 1,292 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-193,000 | 6,726 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 6,319 |
| Total interest expense | $324,000 | 5,879 |
| Net interest income | $1,415,000 | 6,352 |
| Provision for loan and lease losses | $24,000 | 5,539 |
| Total noninterest income | $148,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $62,000 | 6,032 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $86,000 | 5,463 |
| Total noninterest expense | $1,420,000 | 6,191 |
| Salaries and employee benefits | $554,000 | 6,552 |
| Premises and equipment expense | $87,000 | 6,624 |
| Additional noninterest expense | $779,000 | 5,319 |
| Pre-tax net operating income | $119,000 | 5,877 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $119,000 | 6,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 6,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $119,000 | 6,004 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $119,000 | 5,851 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 6,381 |
| Total interest expense | $244,000 | 6,000 |
| Net interest income | $1,110,000 | 6,394 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $79,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $45,000 | 6,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 6,036 |
| Total noninterest expense | $1,085,000 | 6,207 |
| Salaries and employee benefits | $428,000 | 6,573 |
| Premises and equipment expense | $66,000 | 6,691 |
| Additional noninterest expense | $591,000 | 5,358 |
| Pre-tax net operating income | $86,000 | 6,042 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $86,000 | 6,151 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $86,000 | 6,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 6,150 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $86,000 | 6,022 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 6,427 |
| Total interest expense | $161,000 | 6,112 |
| Net interest income | $748,000 | 6,419 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $54,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $726,000 | 6,254 |
| Salaries and employee benefits | $299,000 | 6,572 |
| Premises and equipment expense | $44,000 | 6,745 |
| Additional noninterest expense | $383,000 | 5,437 |
| Pre-tax net operating income | $64,000 | 6,038 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $64,000 | 6,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $64,000 | 6,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $64,000 | 6,153 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $64,000 | 6,012 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 6,447 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $385,000 | 6,440 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $35,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,722 |
| Total noninterest expense | $371,000 | 6,265 |
| Salaries and employee benefits | $157,000 | 6,573 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $191,000 | 5,459 |
| Pre-tax net operating income | $43,000 | 6,009 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $43,000 | 6,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 6,060 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $43,000 | 6,060 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $43,000 | 5,920 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 6,561 |
| Total interest expense | $310,000 | 6,516 |
| Net interest income | $1,518,000 | 6,512 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $103,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $51,000 | 6,308 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $52,000 | 5,899 |
| Total noninterest expense | $1,507,000 | 6,313 |
| Salaries and employee benefits | $603,000 | 6,691 |
| Premises and equipment expense | $93,000 | 6,880 |
| Additional noninterest expense | $811,000 | 5,388 |
| Pre-tax net operating income | $114,000 | 5,724 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $114,000 | 5,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $114,000 | 5,824 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $114,000 | 5,824 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 666 |
| Net operating income | $114,000 | 5,706 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 6,640 |
| Total interest expense | $230,000 | 6,628 |
| Net interest income | $1,124,000 | 6,582 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $79,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $37,000 | 6,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $42,000 | 5,951 |
| Total noninterest expense | $1,142,000 | 6,328 |
| Salaries and employee benefits | $461,000 | 6,684 |
| Premises and equipment expense | $71,000 | 6,907 |
| Additional noninterest expense | $610,000 | 5,407 |
| Pre-tax net operating income | $61,000 | 5,953 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $61,000 | 6,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 6,049 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $61,000 | 6,049 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 558 |
| Net operating income | $61,000 | 5,934 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 6,681 |
| Total interest expense | $148,000 | 6,757 |
| Net interest income | $767,000 | 6,604 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $37,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $763,000 | 6,386 |
| Salaries and employee benefits | $310,000 | 6,739 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $405,000 | 5,503 |
| Pre-tax net operating income | $41,000 | 5,982 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $41,000 | 6,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,065 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $41,000 | 6,066 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 408 |
| Net operating income | $41,000 | 5,980 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 6,718 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $390,000 | 6,605 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $390,000 | 6,395 |
| Salaries and employee benefits | $153,000 | 6,804 |
| Premises and equipment expense | $26,000 | 6,925 |
| Additional noninterest expense | $211,000 | 5,396 |
| Pre-tax net operating income | $17,000 | 6,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,000 | 6,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 270 |
| Net operating income | $17,000 | 6,122 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,102 |
| Total interest expense | $319,000 | 7,007 |
| Net interest income | $1,106,000 | 7,066 |
| Provision for loan and lease losses | $24,000 | 6,767 |
| Total noninterest income | $232,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 4,678 |
| Total noninterest expense | $1,408,000 | 6,626 |
| Salaries and employee benefits | $528,000 | 7,077 |
| Premises and equipment expense | $108,000 | 6,992 |
| Additional noninterest expense | $772,000 | 5,691 |
| Pre-tax net operating income | $-94,000 | 5,928 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-94,000 | 6,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-94,000 | 6,068 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-94,000 | 6,070 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 400 |
| Net operating income | $-94,000 | 5,992 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,316 |
| Total interest expense | $243,000 | 7,125 |
| Net interest income | $711,000 | 7,311 |
| Provision for loan and lease losses | $18,000 | 6,703 |
| Total noninterest income | $202,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $169,000 | 4,466 |
| Total noninterest expense | $998,000 | 6,766 |
| Salaries and employee benefits | $388,000 | 7,161 |
| Premises and equipment expense | $86,000 | 7,024 |
| Additional noninterest expense | $524,000 | 5,929 |
| Pre-tax net operating income | $-103,000 | 6,163 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-103,000 | 6,311 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-103,000 | 6,311 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-103,000 | 6,311 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 322 |
| Net operating income | $-103,000 | 6,211 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,478 |
| Total interest expense | $162,000 | 7,205 |
| Net interest income | $389,000 | 7,498 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $163,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $140,000 | 4,091 |
| Total noninterest expense | $648,000 | 6,857 |
| Salaries and employee benefits | $252,000 | 7,245 |
| Premises and equipment expense | $68,000 | 6,872 |
| Additional noninterest expense | $328,000 | 6,104 |
| Pre-tax net operating income | $-108,000 | 6,292 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-108,000 | 6,429 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-108,000 | 6,431 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-108,000 | 6,429 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 318 |
| Net operating income | $-108,000 | 6,356 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 7,612 |
| Total interest expense | $79,000 | 7,343 |
| Net interest income | $179,000 | 7,634 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $295,000 | 7,100 |
| Salaries and employee benefits | $124,000 | 7,355 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $129,000 | 6,610 |
| Pre-tax net operating income | $-109,000 | 6,671 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-109,000 | 6,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-109,000 | 6,773 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-109,000 | 6,772 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 238 |
| Net operating income | $-109,000 | 6,715 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 7,773 |
| Total interest expense | $340,000 | 7,492 |
| Net interest income | $540,000 | 7,810 |
| Provision for loan and lease losses | $55,000 | 6,802 |
| Total noninterest income | $71,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $45,000 | 6,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $1,285,000 | 7,053 |
| Salaries and employee benefits | $518,000 | 7,396 |
| Premises and equipment expense | $152,000 | 6,919 |
| Additional noninterest expense | $615,000 | 6,407 |
| Pre-tax net operating income | $-729,000 | 6,131 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-723,000 | 6,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-723,000 | 6,211 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-723,000 | 6,211 |
| Net charge-offs | $31,000 | 6,481 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 458 |
| Net operating income | $-729,000 | 6,228 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,894 |
| Total interest expense | $252,000 | 7,606 |
| Net interest income | $357,000 | 7,923 |
| Provision for loan and lease losses | $49,000 | 6,556 |
| Total noninterest income | $42,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $35,000 | 6,570 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $964,000 | 7,084 |
| Salaries and employee benefits | $336,000 | 7,595 |
| Premises and equipment expense | $113,000 | 6,983 |
| Additional noninterest expense | $515,000 | 6,182 |
| Pre-tax net operating income | $-614,000 | 6,416 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-608,000 | 6,510 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-608,000 | 6,511 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-608,000 | 6,510 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $625,000 | 400 |
| Net operating income | $-614,000 | 6,505 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $378,000 | 8,006 |
| Total interest expense | $162,000 | 7,739 |
| Net interest income | $216,000 | 8,029 |
| Provision for loan and lease losses | $19,000 | 6,717 |
| Total noninterest income | $23,000 | 7,627 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $21,000 | 6,685 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $689,000 | 7,036 |
| Salaries and employee benefits | $230,000 | 7,641 |
| Premises and equipment expense | $73,000 | 7,077 |
| Additional noninterest expense | $386,000 | 5,920 |
| Pre-tax net operating income | $-469,000 | 6,610 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-463,000 | 6,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-463,000 | 6,728 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-463,000 | 6,728 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $451,000 | 354 |
| Net operating income | $-469,000 | 6,714 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 8,097 |
| Total interest expense | $72,000 | 7,886 |
| Net interest income | $93,000 | 8,117 |
| Provision for loan and lease losses | $19,000 | 5,935 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $333,000 | 7,086 |
| Salaries and employee benefits | $100,000 | 7,830 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $195,000 | 5,669 |
| Pre-tax net operating income | $-249,000 | 6,971 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-245,000 | 7,107 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-245,000 | 7,108 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-245,000 | 7,108 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 249 |
| Net operating income | $-251,000 | 7,051 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,265 |
| Total interest expense | $70,000 | 8,217 |
| Net interest income | $116,000 | 8,265 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $15,000 | 7,985 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,112 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $400,000 | 8,197 |
| Salaries and employee benefits | $163,000 | 8,230 |
| Premises and equipment expense | $45,000 | 8,096 |
| Additional noninterest expense | $192,000 | 7,910 |
| Pre-tax net operating income | $-269,000 | 6,608 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-269,000 | 6,546 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-269,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,490 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 1,019 |
| Net operating income | $-269,000 | 6,688 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $42,000 | 8,377 |
| Total interest expense | $17,000 | 8,332 |
| Net interest income | $25,000 | 8,376 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $3,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,000 | 7,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $78,000 | 8,367 |
| Salaries and employee benefits | $57,000 | 8,350 |
| Premises and equipment expense | $5,000 | 8,337 |
| Additional noninterest expense | $16,000 | 8,374 |
| Pre-tax net operating income | $-50,000 | 6,842 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-50,000 | 6,697 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-50,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 907 |
| Net operating income | $-50,000 | 6,872 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,271 |
| Total interest expense | $153,000 | 8,158 |
| Net interest income | $209,000 | 8,289 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $24,000 | 7,963 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $20,000 | 6,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $267,000 | 8,213 |
| Salaries and employee benefits | $135,000 | 8,254 |
| Premises and equipment expense | $44,000 | 7,818 |
| Additional noninterest expense | $88,000 | 8,075 |
| Pre-tax net operating income | $-34,000 | 7,052 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-6,000 | 7,587 |
| Income before extraordinary items | $-28,000 | 7,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 7,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-28,000 | 7,064 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $188,000 | 8,317 |
| Total interest expense | $79,000 | 8,205 |
| Net interest income | $109,000 | 8,336 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $143,000 | 8,210 |
| Salaries and employee benefits | $73,000 | 8,241 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $-22,000 | 7,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-5,000 | 7,798 |
| Income before extraordinary items | $-17,000 | 7,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-17,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,254 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-17,000 | 7,297 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 8,244 |
| Total interest expense | $348,000 | 8,165 |
| Net interest income | $551,000 | 8,240 |
| Provision for loan and lease losses | $-14,000 | 8,246 |
| Total noninterest income | $65,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $54,000 | 6,687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $595,000 | 8,228 |
| Salaries and employee benefits | $310,000 | 8,248 |
| Premises and equipment expense | $83,000 | 7,931 |
| Additional noninterest expense | $202,000 | 8,019 |
| Pre-tax net operating income | $35,000 | 7,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $29,000 | 7,399 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $29,000 | 7,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $29,000 | 7,371 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 8,282 |
| Total interest expense | $266,000 | 8,204 |
| Net interest income | $427,000 | 8,279 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $52,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,646 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $441,000 | 8,221 |
| Salaries and employee benefits | $233,000 | 8,241 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $150,000 | 8,003 |
| Pre-tax net operating income | $38,000 | 7,538 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $31,000 | 7,563 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $31,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $31,000 | 7,550 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $472,000 | 8,347 |
| Total interest expense | $181,000 | 8,252 |
| Net interest income | $291,000 | 8,328 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $35,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $301,000 | 8,257 |
| Salaries and employee benefits | $157,000 | 8,296 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $107,000 | 7,985 |
| Pre-tax net operating income | $25,000 | 7,662 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $21,000 | 7,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,000 | 7,661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,396 |
| Total interest expense | $91,000 | 8,291 |
| Net interest income | $147,000 | 8,385 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $150,000 | 8,301 |
| Salaries and employee benefits | $81,000 | 8,321 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $52,000 | 8,045 |
| Pre-tax net operating income | $11,000 | 7,734 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $10,000 | 7,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,000 | 7,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 8,325 |
| Total interest expense | $343,000 | 8,219 |
| Net interest income | $588,000 | 8,335 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $89,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $672,000 | 8,208 |
| Salaries and employee benefits | $317,000 | 8,337 |
| Premises and equipment expense | $98,000 | 7,822 |
| Additional noninterest expense | $257,000 | 7,815 |
| Pre-tax net operating income | $-5,000 | 7,966 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $-6,000 | 8,170 |
| Income before extraordinary items | $0 | 7,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $0 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $640 | 7,964 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 8,400 |
| Total interest expense | $254,000 | 8,260 |
| Net interest income | $436,000 | 8,422 |
| Provision for loan and lease losses | $85,000 | 4,435 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $482,000 | 8,276 |
| Salaries and employee benefits | $225,000 | 8,403 |
| Premises and equipment expense | $74,000 | 7,855 |
| Additional noninterest expense | $183,000 | 7,910 |
| Pre-tax net operating income | $-62,000 | 8,187 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $-21,000 | 8,446 |
| Income before extraordinary items | $-42,000 | 8,187 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-42,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-41,330 | 8,175 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $470,000 | 8,436 |
| Total interest expense | $168,000 | 8,273 |
| Net interest income | $302,000 | 8,457 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $316,000 | 8,323 |
| Salaries and employee benefits | $151,000 | 8,454 |
| Premises and equipment expense | $48,000 | 7,895 |
| Additional noninterest expense | $117,000 | 7,985 |
| Pre-tax net operating income | $-59,000 | 8,292 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-22,000 | 8,523 |
| Income before extraordinary items | $-37,000 | 8,262 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-37,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-37,000 | 8,257 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 8,431 |
| Total interest expense | $87,000 | 8,248 |
| Net interest income | $153,000 | 8,473 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $156,000 | 8,354 |
| Salaries and employee benefits | $78,000 | 8,440 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $-8,000 | 8,250 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $-11,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-11,000 | 8,245 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 8,270 |
| Total interest expense | $371,000 | 7,985 |
| Net interest income | $702,000 | 8,337 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $102,000 | 7,917 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $95,000 | 6,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $677,000 | 8,280 |
| Salaries and employee benefits | $313,000 | 8,456 |
| Premises and equipment expense | $79,000 | 8,119 |
| Additional noninterest expense | $285,000 | 7,735 |
| Pre-tax net operating income | $47,000 | 8,144 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $28,000 | 8,212 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $28,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,115 |
| Cash dividends | $75,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $28,640 | 8,176 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 8,300 |
| Total interest expense | $277,000 | 7,974 |
| Net interest income | $536,000 | 8,363 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $80,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 6,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $474,000 | 8,345 |
| Salaries and employee benefits | $224,000 | 8,481 |
| Premises and equipment expense | $56,000 | 8,182 |
| Additional noninterest expense | $194,000 | 7,875 |
| Pre-tax net operating income | $102,000 | 8,006 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $78,000 | 8,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $78,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $78,770 | 8,037 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 8,310 |
| Total interest expense | $185,000 | 7,921 |
| Net interest income | $359,000 | 8,376 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $47,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $290,000 | 8,448 |
| Salaries and employee benefits | $163,000 | 8,423 |
| Premises and equipment expense | $27,000 | 8,425 |
| Additional noninterest expense | $100,000 | 8,212 |
| Pre-tax net operating income | $86,000 | 7,917 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $23,000 | 6,019 |
| Income before extraordinary items | $62,000 | 8,018 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $62,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $62,730 | 7,984 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,392 |
| Total interest expense | $89,000 | 7,975 |
| Net interest income | $179,000 | 8,466 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $147,000 | 8,495 |
| Salaries and employee benefits | $77,000 | 8,534 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $34,000 | 8,103 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $21,000 | 8,229 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $21,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $21,000 | 8,206 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 8,421 |
| Total interest expense | $274,000 | 8,201 |
| Net interest income | $692,000 | 8,449 |
| Provision for loan and lease losses | $83,000 | 5,287 |
| Total noninterest income | $89,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $81,000 | 6,754 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $530,000 | 8,635 |
| Salaries and employee benefits | $275,000 | 8,657 |
| Premises and equipment expense | $68,000 | 8,377 |
| Additional noninterest expense | $187,000 | 8,380 |
| Pre-tax net operating income | $168,000 | 7,884 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $42,000 | 6,135 |
| Income before extraordinary items | $126,000 | 7,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $126,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,392 |
| Cash dividends | $75,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $126,000 | 7,943 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $703,000 | 8,490 |
| Total interest expense | $195,000 | 8,284 |
| Net interest income | $508,000 | 8,511 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $69,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $383,000 | 8,671 |
| Salaries and employee benefits | $202,000 | 8,701 |
| Premises and equipment expense | $54,000 | 8,340 |
| Additional noninterest expense | $127,000 | 8,495 |
| Pre-tax net operating income | $132,000 | 7,988 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $29,000 | 6,322 |
| Income before extraordinary items | $103,000 | 8,053 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $103,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $103,000 | 8,003 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,593 |
| Total interest expense | $118,000 | 8,440 |
| Net interest income | $331,000 | 8,585 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $42,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $254,000 | 8,730 |
| Salaries and employee benefits | $133,000 | 8,766 |
| Premises and equipment expense | $45,000 | 8,118 |
| Additional noninterest expense | $76,000 | 8,639 |
| Pre-tax net operating income | $79,000 | 8,062 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $65,000 | 8,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $65,000 | 8,058 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 8,670 |
| Total interest expense | $54,000 | 8,572 |
| Net interest income | $162,000 | 8,640 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $130,000 | 8,744 |
| Salaries and employee benefits | $71,000 | 8,763 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $40,000 | 8,633 |
| Pre-tax net operating income | $45,000 | 7,988 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 8,801 |
| Total interest expense | $202,000 | 8,741 |
| Net interest income | $533,000 | 8,786 |
| Provision for loan and lease losses | $31,000 | 6,757 |
| Total noninterest income | $57,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $50,000 | 7,429 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $442,000 | 8,913 |
| Salaries and employee benefits | $218,000 | 8,965 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $161,000 | 8,689 |
| Pre-tax net operating income | $117,000 | 8,136 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $104,000 | 8,199 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $104,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $104,000 | 8,077 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,899 |
| Total interest expense | $151,000 | 8,843 |
| Net interest income | $383,000 | 8,878 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $42,000 | 8,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $35,000 | 7,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $322,000 | 8,968 |
| Salaries and employee benefits | $163,000 | 9,006 |
| Premises and equipment expense | $51,000 | 8,542 |
| Additional noninterest expense | $108,000 | 8,832 |
| Pre-tax net operating income | $72,000 | 8,357 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $8,000 | 7,139 |
| Income before extraordinary items | $64,000 | 8,446 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $64,000 | 8,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $64,000 | 8,329 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $342,000 | 8,962 |
| Total interest expense | $99,000 | 8,907 |
| Net interest income | $243,000 | 8,935 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $26,000 | 8,871 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $226,000 | 8,963 |
| Salaries and employee benefits | $112,000 | 9,027 |
| Premises and equipment expense | $41,000 | 8,360 |
| Additional noninterest expense | $73,000 | 8,827 |
| Pre-tax net operating income | $24,000 | 8,530 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $22,000 | 8,637 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $22,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $22,000 | 8,511 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 9,047 |
| Total interest expense | $47,000 | 9,000 |
| Net interest income | $116,000 | 9,003 |
| Provision for loan and lease losses | $19,000 | 5,348 |
| Total noninterest income | $8,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $128,000 | 8,910 |
| Salaries and employee benefits | $58,000 | 9,049 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $-23,000 | 8,824 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-24,000 | 8,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,000 | 8,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-24,000 | 8,793 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 9,100 |
| Total interest expense | $198,000 | 9,069 |
| Net interest income | $425,000 | 9,073 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $44,000 | 9,004 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $35,000 | 7,776 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $316,000 | 9,225 |
| Salaries and employee benefits | $162,000 | 9,213 |
| Premises and equipment expense | $35,000 | 9,116 |
| Additional noninterest expense | $119,000 | 9,083 |
| Pre-tax net operating income | $83,000 | 8,361 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $75,000 | 8,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $75,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $75,000 | 8,350 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $696,000 | 9,323 |
| Total interest expense | $297,000 | 9,294 |
| Net interest income | $399,000 | 9,310 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $38,000 | 9,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $270,000 | 9,515 |
| Salaries and employee benefits | $156,000 | 9,477 |
| Premises and equipment expense | $20,000 | 9,492 |
| Additional noninterest expense | $94,000 | 9,410 |
| Pre-tax net operating income | $127,000 | 8,200 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $105,000 | 8,295 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $105,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $105,000 | 8,190 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 9,602 |
| Total interest expense | $318,000 | 9,518 |
| Net interest income | $361,000 | 9,635 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $41,000 | 9,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $278,000 | 9,784 |
| Salaries and employee benefits | $146,000 | 9,759 |
| Premises and equipment expense | $41,000 | 9,526 |
| Additional noninterest expense | $91,000 | 9,691 |
| Pre-tax net operating income | $112,000 | 8,758 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $19,000 | 7,866 |
| Income before extraordinary items | $91,000 | 8,768 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $91,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $30,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $92,660 | 8,746 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 9,906 |
| Total interest expense | $267,000 | 9,842 |
| Net interest income | $343,000 | 9,906 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $38,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $247,000 | 10,118 |
| Salaries and employee benefits | $136,000 | 10,076 |
| Premises and equipment expense | $30,000 | 9,973 |
| Additional noninterest expense | $81,000 | 10,035 |
| Pre-tax net operating income | $110,000 | 9,030 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $97,000 | 8,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $97,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $15,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $97,000 | 8,959 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 10,143 |
| Total interest expense | $285,000 | 10,087 |
| Net interest income | $336,000 | 10,162 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $46,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $248,000 | 10,336 |
| Salaries and employee benefits | $134,000 | 10,301 |
| Premises and equipment expense | $22,000 | 10,288 |
| Additional noninterest expense | $92,000 | 10,183 |
| Pre-tax net operating income | $79,000 | 9,502 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $66,000 | 9,534 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $66,000 | 9,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,126 |
| Cash dividends | $15,000 | 7,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $66,000 | 9,468 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 10,622 |
| Total interest expense | $268,000 | 10,568 |
| Net interest income | $363,000 | 10,605 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $49,000 | 10,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $235,000 | 10,794 |
| Salaries and employee benefits | $131,000 | 10,761 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $79,000 | 10,703 |
| Pre-tax net operating income | $157,000 | 9,805 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $41,000 | 9,392 |
| Income before extraordinary items | $116,000 | 9,865 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $116,000 | 9,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $116,000 | 9,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 11,192 |
| Total interest expense | $255,000 | 11,156 |
| Net interest income | $343,000 | 11,175 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $43,000 | 10,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $219,000 | 11,346 |
| Salaries and employee benefits | $116,000 | 11,328 |
| Premises and equipment expense | $21,000 | 11,288 |
| Additional noninterest expense | $82,000 | 11,235 |
| Pre-tax net operating income | $147,000 | 10,099 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $41,000 | 9,843 |
| Income before extraordinary items | $104,000 | 10,183 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $104,000 | 10,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $15,000 | 8,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $105,440 | 10,122 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 11,734 |
| Total interest expense | $234,000 | 11,709 |
| Net interest income | $340,000 | 11,709 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $40,000 | 11,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $229,000 | 11,842 |
| Salaries and employee benefits | $122,000 | 11,818 |
| Premises and equipment expense | $24,000 | 11,743 |
| Additional noninterest expense | $83,000 | 11,745 |
| Pre-tax net operating income | $136,000 | 10,862 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $42,000 | 10,333 |
| Income before extraordinary items | $94,000 | 10,986 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $94,000 | 10,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $94,000 | 10,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 12,399 |
| Total interest expense | $183,000 | 12,378 |
| Net interest income | $337,000 | 12,351 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $234,000 | 12,474 |
| Salaries and employee benefits | $119,000 | 12,468 |
| Premises and equipment expense | $23,000 | 12,384 |
| Additional noninterest expense | $92,000 | 12,357 |
| Pre-tax net operating income | $93,000 | 11,672 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $83,000 | 11,534 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $83,000 | 11,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $7,000 | 8,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $83,000 | 11,583 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 13,011 |
| Total interest expense | $210,000 | 12,962 |
| Net interest income | $329,000 | 12,957 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $35,000 | 12,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $232,000 | 13,146 |
| Salaries and employee benefits | $116,000 | 13,134 |
| Premises and equipment expense | $21,000 | 13,062 |
| Additional noninterest expense | $95,000 | 12,975 |
| Pre-tax net operating income | $12,000 | 12,343 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $10,000 | 12,480 |
| Extraordinary gains, net | $2,000 | 3,122 |
| Net income | $12,000 | 12,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,320 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,000 | 12,340 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 13,576 |
| Total interest expense | $284,000 | 13,517 |
| Net interest income | $344,000 | 13,528 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $44,000 | 13,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $227,000 | 13,754 |
| Salaries and employee benefits | $105,000 | 13,773 |
| Premises and equipment expense | $23,000 | 13,601 |
| Additional noninterest expense | $99,000 | 13,543 |
| Pre-tax net operating income | $51,000 | 12,412 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $41,000 | 12,631 |
| Extraordinary gains, net | $9,000 | 1,353 |
| Net income | $50,000 | 12,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $38,000 | 12,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.