Home > FloridaFirst Bank > Assets and Liabilities
FloridaFirst Bank, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 229 | 692 |
| Assets and Liabilities | ||
| Total Assets: | $782,147,000 | 730 |
| Cash and due from depository institutions | $15,383,000 | 692 |
| Interest-bearing balances | $122,000 | 5,068 |
| Securities | $204,932,000 | 665 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $509,077,000 | 712 |
| Loan loss allowance | $4,471,000 | 1,028 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,061,000 | 657 |
| Other real estate owned | $99,000 | 692 |
| Goodwill and other intangibles | $9,583,000 | 497 |
| All other assets | $30,012,000 | 544 |
| Life insurance assets | $17,533,000 | 42 |
| Total liabilities and capital | $782,146,000 | 730 |
| Total liabilities | $695,015,000 | 740 |
| Total deposits | $539,495,000 | 807 |
| Interest-bearing deposits | $500,943,000 | 750 |
| Deposits held in domestic offices | $539,495,000 | 803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,604,000 | 1,103 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $138,833,000 | 415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,083,000 | 734 |
| Total equity capital | $87,131,000 | 646 |
| Total bank equity capital | $87,131,000 | 646 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000 | 7,982 |
| Surplus | $29,650,000 | 778 |
| Undivided profits | $57,471,000 | 582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,249,000 | 789 |
| Earning assets | $714,131,000 | 734 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $800,670,500 | 715 |
| Average Assets, quarterly | $800,670,500 | 715 |
| Volatile liabilities | $301,792,000 | 462 |
| Insider loans | $448,000 | 5,639 |
| FHLB advances | $123,950,000 | 382 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $71,667,000 | 1,139 |
| Tier 1 (core) risk-based capital | $76,345,000 | 664 |
| Tier 2 risk-based capital | $4,471,000 | 983 |
| Total risk weighted assets | $496,319,000 | 775 |
| Total unused commitments | $71,667,000 | 1,143 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 237 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $819,194,000 | 703 |
| Cash and due from depository institutions | $19,352,000 | 669 |
| Interest-bearing balances | $148,000 | 4,870 |
| Securities | $238,427,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $506,003,000 | 712 |
| Loan loss allowance | $4,483,000 | 1,032 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,312,000 | 642 |
| Other real estate owned | $1,138,000 | 669 |
| Goodwill and other intangibles | $10,000,000 | 482 |
| All other assets | $30,962,000 | 537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $819,194,000 | 703 |
| Total liabilities | $734,055,000 | 704 |
| Total deposits | $552,798,000 | 786 |
| Interest-bearing deposits | $518,067,000 | 730 |
| Deposits held in domestic offices | $552,798,000 | 783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,334,000 | 907 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $160,394,000 | 385 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,529,000 | 766 |
| Total equity capital | $85,139,000 | 644 |
| Total bank equity capital | $85,139,000 | 644 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000 | 8,040 |
| Surplus | $29,651,000 | 775 |
| Undivided profits | $55,478,000 | 575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,011,000 | 877 |
| Earning assets | $744,578,000 | 703 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $827,519,600 | 667 |
| Average Assets, quarterly | $818,451,500 | 689 |
| Volatile liabilities | $332,328,000 | 431 |
| Insider loans | $236,000 | 6,585 |
| FHLB advances | $138,915,000 | 355 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $59,432,000 | 1,272 |
| Tier 1 (core) risk-based capital | $74,131,000 | 678 |
| Tier 2 risk-based capital | $4,483,000 | 983 |
| Total risk weighted assets | $529,773,000 | 725 |
| Total unused commitments | $59,432,000 | 1,274 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 239 | 677 |
| Assets and Liabilities | ||
| Total Assets: | $817,709,000 | 710 |
| Cash and due from depository institutions | $15,260,000 | 677 |
| Interest-bearing balances | $372,000 | 4,112 |
| Securities | $250,316,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $496,729,000 | 721 |
| Loan loss allowance | $4,479,000 | 1,041 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,578,000 | 626 |
| Other real estate owned | $1,018,000 | 677 |
| Goodwill and other intangibles | $10,416,000 | 473 |
| All other assets | $30,392,000 | 556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $817,709,000 | 710 |
| Total liabilities | $734,668,000 | 710 |
| Total deposits | $557,228,000 | 788 |
| Interest-bearing deposits | $520,375,000 | 738 |
| Deposits held in domestic offices | $557,228,000 | 785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,334,000 | 894 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $154,987,000 | 381 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,119,000 | 692 |
| Total equity capital | $83,041,000 | 672 |
| Total bank equity capital | $83,041,000 | 672 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000 | 8,092 |
| Surplus | $29,204,000 | 784 |
| Undivided profits | $53,827,000 | 597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 2,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,040,000 | 895 |
| Earning assets | $747,417,000 | 708 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $829,601,000 | 677 |
| Average Assets, quarterly | $824,143,000 | 695 |
| Volatile liabilities | $322,183,000 | 446 |
| Insider loans | $276,000 | 6,436 |
| FHLB advances | $136,175,000 | 355 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $61,703,000 | 1,253 |
| Tier 1 (core) risk-based capital | $71,533,000 | 709 |
| Tier 2 risk-based capital | $4,479,000 | 992 |
| Total risk weighted assets | $533,742,000 | 732 |
| Total unused commitments | $71,703,000 | 1,133 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 245 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $830,577,000 | 687 |
| Cash and due from depository institutions | $26,992,000 | 669 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $253,720,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $495,153,000 | 720 |
| Loan loss allowance | $4,586,000 | 997 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,282,000 | 585 |
| Other real estate owned | $1,103,000 | 669 |
| Goodwill and other intangibles | $10,391,000 | 446 |
| All other assets | $28,936,000 | 559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $830,577,000 | 687 |
| Total liabilities | $747,360,000 | 698 |
| Total deposits | $580,511,000 | 742 |
| Interest-bearing deposits | $543,995,000 | 686 |
| Deposits held in domestic offices | $580,511,000 | 739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,334,000 | 859 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $143,132,000 | 397 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,383,000 | 652 |
| Total equity capital | $83,217,000 | 671 |
| Total bank equity capital | $83,217,000 | 671 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000 | 8,122 |
| Surplus | $29,021,000 | 768 |
| Undivided profits | $54,186,000 | 598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,227,000 | 819 |
| Earning assets | $748,874,000 | 696 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $833,565,000 | 669 |
| Average Assets, quarterly | $827,212,000 | 681 |
| Volatile liabilities | $322,162,000 | 439 |
| Insider loans | $281,000 | 6,394 |
| FHLB advances | $124,500,000 | 381 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $60,416,000 | 1,243 |
| Tier 1 (core) risk-based capital | $68,464,000 | 731 |
| Tier 2 risk-based capital | $4,586,000 | 941 |
| Total risk weighted assets | $520,125,000 | 733 |
| Total unused commitments | $70,553,000 | 1,115 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 250 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $823,847,000 | 679 |
| Cash and due from depository institutions | $33,259,000 | 637 |
| Interest-bearing balances | $16,625,000 | 506 |
| Securities | $251,735,000 | 551 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $483,391,000 | 729 |
| Loan loss allowance | $4,444,000 | 1,021 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $14,626,000 | 555 |
| Other real estate owned | $936,000 | 637 |
| Goodwill and other intangibles | $10,766,000 | 430 |
| All other assets | $29,134,000 | 549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $823,847,000 | 679 |
| Total liabilities | $742,865,000 | 681 |
| Total deposits | $585,607,000 | 719 |
| Interest-bearing deposits | $549,519,000 | 668 |
| Deposits held in domestic offices | $585,607,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,834,000 | 694 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $129,285,000 | 424 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,139,000 | 726 |
| Total equity capital | $80,982,000 | 680 |
| Total bank equity capital | $80,982,000 | 680 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 8,162 |
| Surplus | $29,021,000 | 753 |
| Undivided profits | $51,951,000 | 605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 2,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,386,000 | 791 |
| Earning assets | $751,751,000 | 679 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $835,059,000 | 662 |
| Average Assets, quarterly | $835,059,000 | 662 |
| Volatile liabilities | $302,193,000 | 460 |
| Insider loans | $286,000 | 6,386 |
| FHLB advances | $114,500,000 | 389 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $62,549,000 | 1,175 |
| Tier 1 (core) risk-based capital | $66,226,000 | 746 |
| Tier 2 risk-based capital | $4,444,000 | 949 |
| Total risk weighted assets | $513,495,000 | 728 |
| Total unused commitments | $69,646,000 | 1,102 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 258 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $846,271,000 | 647 |
| Cash and due from depository institutions | $38,522,000 | 622 |
| Interest-bearing balances | $21,081,000 | 344 |
| Securities | $256,809,000 | 525 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $494,580,000 | 700 |
| Loan loss allowance | $4,475,000 | 992 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,942,000 | 533 |
| Other real estate owned | $973,000 | 622 |
| Goodwill and other intangibles | $11,171,000 | 410 |
| All other assets | $29,274,000 | 546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $846,272,000 | 647 |
| Total liabilities | $765,280,000 | 650 |
| Total deposits | $582,451,000 | 709 |
| Interest-bearing deposits | $549,966,000 | 653 |
| Deposits held in domestic offices | $582,451,000 | 706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,834,000 | 716 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $154,666,000 | 376 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,329,000 | 691 |
| Total equity capital | $80,992,000 | 667 |
| Total bank equity capital | $80,992,000 | 667 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000 | 8,197 |
| Surplus | $29,021,000 | 737 |
| Undivided profits | $51,961,000 | 593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,360,000 | 829 |
| Earning assets | $772,470,000 | 647 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $795,773,600 | 651 |
| Average Assets, quarterly | $852,000,500 | 636 |
| Volatile liabilities | $323,831,000 | 426 |
| Insider loans | $302,000 | 6,319 |
| FHLB advances | $129,500,000 | 354 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $42,182,000 | 1,524 |
| Tier 1 (core) risk-based capital | $64,552,000 | 740 |
| Tier 2 risk-based capital | $4,475,000 | 928 |
| Total risk weighted assets | $503,976,000 | 733 |
| Total unused commitments | $42,182,000 | 1,529 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 188 | 861 |
| Assets and Liabilities | ||
| Total Assets: | $655,415,000 | 797 |
| Cash and due from depository institutions | $13,755,000 | 861 |
| Interest-bearing balances | $3,714,000 | 1,571 |
| Securities | $138,779,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $465,483,000 | 720 |
| Loan loss allowance | $3,747,000 | 1,122 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,361,000 | 645 |
| Other real estate owned | $353,000 | 861 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $24,684,000 | 595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $655,415,000 | 797 |
| Total liabilities | $583,752,000 | 796 |
| Total deposits | $414,451,000 | 961 |
| Interest-bearing deposits | $414,451,000 | 838 |
| Deposits held in domestic offices | $414,451,000 | 960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $161,944,000 | 351 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,357,000 | 758 |
| Total equity capital | $71,663,000 | 706 |
| Total bank equity capital | $71,663,000 | 706 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000 | 8,417 |
| Surplus | $28,820,000 | 717 |
| Undivided profits | $42,833,000 | 657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 2,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,060,000 | 1,008 |
| Earning assets | $607,976,000 | 782 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $628,693,400 | 790 |
| Average Assets, quarterly | $656,707,500 | 780 |
| Volatile liabilities | $244,979,000 | 506 |
| Insider loans | $316,000 | 6,306 |
| FHLB advances | $134,500,000 | 325 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $44,546,000 | 1,380 |
| Tier 1 (core) risk-based capital | $71,139,000 | 656 |
| Tier 2 risk-based capital | $3,747,000 | 1,053 |
| Total risk weighted assets | $439,485,000 | 793 |
| Total unused commitments | $75,568,000 | 932 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 158 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $584,581,000 | 851 |
| Cash and due from depository institutions | $7,638,000 | 1,007 |
| Interest-bearing balances | $973,000 | 2,434 |
| Securities | $100,676,000 | 1,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $450,777,000 | 726 |
| Loan loss allowance | $3,415,000 | 1,165 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,907,000 | 915 |
| Other real estate owned | $81,000 | 1,007 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $16,502,000 | 677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $584,581,000 | 851 |
| Total liabilities | $514,295,000 | 874 |
| Total deposits | $364,549,000 | 1,054 |
| Interest-bearing deposits | $346,306,000 | 959 |
| Deposits held in domestic offices | $364,549,000 | 1,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $115,145,000 | 429 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $34,601,000 | 298 |
| Total equity capital | $70,286,000 | 699 |
| Total bank equity capital | $70,286,000 | 699 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,000 | 8,692 |
| Surplus | $28,829,000 | 688 |
| Undivided profits | $41,447,000 | 658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 2,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,291,000 | 1,074 |
| Earning assets | $552,426,000 | 833 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $560,911,600 | 850 |
| Average Assets, quarterly | $582,345,500 | 845 |
| Volatile liabilities | $168,333,000 | 672 |
| Insider loans | $168,000 | 7,350 |
| FHLB advances | $96,000,000 | 138 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $33,479,000 | 1,575 |
| Tier 1 (core) risk-based capital | $70,436,000 | 644 |
| Tier 2 risk-based capital | $3,415,000 | 1,106 |
| Total risk weighted assets | $367,183,000 | 896 |
| Total unused commitments | $33,479,000 | 1,576 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 165 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $522,940,000 | 930 |
| Cash and due from depository institutions | $5,612,000 | 1,013 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $89,361,000 | 1,279 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,814 |
| Net loans & leases | $408,872,000 | 781 |
| Loan loss allowance | $2,988,000 | 1,283 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,000,000 | 1,186 |
| Other real estate owned | $84,000 | 1,013 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,008,000 | 854 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,940,000 | 930 |
| Total liabilities | $473,819,000 | 933 |
| Total deposits | $338,160,000 | 1,098 |
| Interest-bearing deposits | $322,959,000 | 998 |
| Deposits held in domestic offices | $338,160,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $131,001,000 | 421 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,658,000 | 990 |
| Total equity capital | $49,121,000 | 910 |
| Total bank equity capital | $49,121,000 | 910 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $12,860,000 | 1,316 |
| Undivided profits | $36,260,000 | 706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,868,000 | 1,127 |
| Earning assets | $498,236,000 | 906 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $481,069,000 | 959 |
| Average Assets, quarterly | $510,696,500 | 942 |
| Volatile liabilities | $168,676,000 | 678 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $120,850,000 | 121 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $34,568,000 | 1,570 |
| Tier 1 (core) risk-based capital | $50,883,000 | 870 |
| Tier 2 risk-based capital | $2,988,000 | 1,201 |
| Total risk weighted assets | $322,886,000 | 983 |
| Total unused commitments | $34,568,000 | 1,572 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 159 | 1,062 |
| Assets and Liabilities | ||
| Total Assets: | $429,899,000 | 1,079 |
| Cash and due from depository institutions | $5,805,000 | 1,062 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $55,087,000 | 2,102 |
| Federal funds sold & reverse repurchase agreements | $2,564,000 | 5,234 |
| Net loans & leases | $352,978,000 | 826 |
| Loan loss allowance | $2,711,000 | 1,352 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,864,000 | 1,143 |
| Other real estate owned | $61,000 | 1,062 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $6,540,000 | 1,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,899,000 | 1,079 |
| Total liabilities | $393,334,000 | 1,063 |
| Total deposits | $349,137,000 | 1,060 |
| Interest-bearing deposits | $335,946,000 | 947 |
| Deposits held in domestic offices | $349,137,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,033,000 | 680 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,164,000 | 1,388 |
| Total equity capital | $36,565,000 | 1,218 |
| Total bank equity capital | $36,565,000 | 1,218 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $36,565,000 | 704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,717,000 | 1,215 |
| Earning assets | $410,629,000 | 1,046 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $430,588,600 | 1,028 |
| Average Assets, quarterly | $422,672,500 | 1,075 |
| Volatile liabilities | $68,402,000 | 1,092 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $41,000,000 | 199 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,797,000 | 1,676 |
| Tier 1 (core) risk-based capital | $36,531,000 | 1,146 |
| Tier 2 risk-based capital | $2,711,000 | 1,245 |
| Total risk weighted assets | $262,811,000 | 1,107 |
| Total unused commitments | $29,797,000 | 1,681 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 192 | 918 |
| Assets and Liabilities | ||
| Total Assets: | $471,397,000 | 1,014 |
| Cash and due from depository institutions | $3,421,000 | 918 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $74,284,000 | 1,551 |
| Federal funds sold & reverse repurchase agreements | $15,741,000 | 840 |
| Net loans & leases | $363,373,000 | 830 |
| Loan loss allowance | $1,685,000 | 2,092 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,704,000 | 968 |
| Other real estate owned | $697,000 | 918 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,177,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $471,397,000 | 1,014 |
| Total liabilities | $436,310,000 | 995 |
| Total deposits | $434,954,000 | 869 |
| Interest-bearing deposits | $422,670,000 | 756 |
| Deposits held in domestic offices | $434,954,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $807,000 | 3,708 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $549,000 | 5,565 |
| Total equity capital | $35,087,000 | 1,276 |
| Total bank equity capital | $35,087,000 | 1,276 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $35,087,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,926,000 | 1,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,914,000 | 1,134 |
| Earning assets | $453,398,000 | 967 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $458,625,600 | 1,003 |
| Average Assets, quarterly | $469,611,000 | 1,008 |
| Volatile liabilities | $27,626,000 | 2,289 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,290,000 | 1,729 |
| Tier 1 (core) risk-based capital | $34,959,000 | 1,203 |
| Tier 2 risk-based capital | $1,685,000 | 1,806 |
| Total risk weighted assets | $268,926,000 | 1,092 |
| Total unused commitments | $26,290,000 | 1,733 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 172 | 1,085 |
| Assets and Liabilities | ||
| Total Assets: | $443,354,000 | 1,103 |
| Cash and due from depository institutions | $4,211,000 | 1,085 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $94,175,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $4,607,000 | 2,777 |
| Net loans & leases | $325,678,000 | 946 |
| Loan loss allowance | $1,565,000 | 2,339 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,992,000 | 1,108 |
| Other real estate owned | $5,000 | 1,085 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $7,686,000 | 1,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,354,000 | 1,103 |
| Total liabilities | $411,012,000 | 1,077 |
| Total deposits | $409,923,000 | 954 |
| Interest-bearing deposits | $400,241,000 | 844 |
| Deposits held in domestic offices | $409,923,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $646,000 | 3,728 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $443,000 | 6,434 |
| Total equity capital | $32,342,000 | 1,396 |
| Total bank equity capital | $32,342,000 | 1,396 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $32,342,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,603,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,672,000 | 1,284 |
| Earning assets | $424,460,000 | 1,057 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $435,423,800 | 1,078 |
| Average Assets, quarterly | $442,223,000 | 1,095 |
| Volatile liabilities | $20,592,000 | 2,850 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,792,000 | 4,736 |
| Tier 1 (core) risk-based capital | $32,396,000 | 1,324 |
| Tier 2 risk-based capital | $1,565,000 | 1,967 |
| Total risk weighted assets | $240,564,000 | 1,222 |
| Total unused commitments | $5,792,000 | 4,749 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 169 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $429,835,000 | 1,144 |
| Cash and due from depository institutions | $3,374,000 | 1,132 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $133,543,000 | 953 |
| Federal funds sold & reverse repurchase agreements | $12,538,000 | 1,136 |
| Net loans & leases | $265,984,000 | 1,118 |
| Loan loss allowance | $1,565,000 | 2,398 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,451,000 | 1,166 |
| Other real estate owned | $323,000 | 1,132 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,622,000 | 1,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,835,000 | 1,144 |
| Total liabilities | $397,705,000 | 1,117 |
| Total deposits | $396,314,000 | 1,008 |
| Interest-bearing deposits | $390,277,000 | 893 |
| Deposits held in domestic offices | $396,314,000 | 998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $344,000 | 3,699 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,047,000 | 3,510 |
| Total equity capital | $32,130,000 | 1,422 |
| Total bank equity capital | $32,130,000 | 1,422 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $32,130,000 | 816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,420,000 | 1,582 |
| Earning assets | $412,065,000 | 1,097 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $422,185,000 | 1,132 |
| Average Assets, quarterly | $430,870,500 | 1,130 |
| Volatile liabilities | $17,032,000 | 3,011 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,371,000 | 5,334 |
| Tier 1 (core) risk-based capital | $31,498,000 | 1,368 |
| Tier 2 risk-based capital | $1,565,000 | 1,963 |
| Total risk weighted assets | $211,771,000 | 1,361 |
| Total unused commitments | $4,371,000 | 5,344 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 163 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $403,971,000 | 1,183 |
| Cash and due from depository institutions | $5,356,000 | 1,198 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $128,749,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $5,473,000 | 1,678 |
| Net loans & leases | $251,468,000 | 1,135 |
| Loan loss allowance | $1,565,000 | 2,446 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,751,000 | 1,286 |
| Other real estate owned | $94,000 | 1,198 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,080,000 | 1,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,971,000 | 1,183 |
| Total liabilities | $374,434,000 | 1,163 |
| Total deposits | $373,219,000 | 1,030 |
| Interest-bearing deposits | $368,365,000 | 911 |
| Deposits held in domestic offices | $373,219,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $441,000 | 3,859 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $774,000 | 3,696 |
| Total equity capital | $29,537,000 | 1,391 |
| Total bank equity capital | $29,537,000 | 1,391 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $29,537,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 1,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,179,000 | 1,662 |
| Earning assets | $385,690,000 | 1,132 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $410,685,600 | 1,116 |
| Average Assets, quarterly | $407,206,000 | 1,156 |
| Volatile liabilities | $19,976,000 | 2,535 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,615,000 | 5,830 |
| Tier 1 (core) risk-based capital | $29,567,000 | 1,397 |
| Tier 2 risk-based capital | $1,565,000 | 1,966 |
| Total risk weighted assets | $196,521,000 | 1,416 |
| Total unused commitments | $3,615,000 | 5,839 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 148 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $413,093,000 | 1,158 |
| Cash and due from depository institutions | $3,633,000 | 1,425 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $141,262,000 | 974 |
| Federal funds sold & reverse repurchase agreements | $12,567,000 | 1,056 |
| Net loans & leases | $242,701,000 | 1,154 |
| Loan loss allowance | $1,565,000 | 2,542 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,467,000 | 1,344 |
| Other real estate owned | $213,000 | 1,425 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $7,250,000 | 1,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,093,000 | 1,158 |
| Total liabilities | $385,954,000 | 1,143 |
| Total deposits | $384,596,000 | 1,035 |
| Interest-bearing deposits | $380,957,000 | 914 |
| Deposits held in domestic offices | $384,596,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $235,000 | 3,943 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,123,000 | 2,848 |
| Total equity capital | $27,139,000 | 1,519 |
| Total bank equity capital | $27,139,000 | 1,519 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $27,139,000 | 852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,243,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,055,000 | 1,645 |
| Earning assets | $396,530,000 | 1,111 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $418,598,400 | 1,107 |
| Average Assets, quarterly | $414,601,500 | 1,142 |
| Volatile liabilities | $22,671,000 | 2,171 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,685,000 | 5,084 |
| Tier 1 (core) risk-based capital | $27,139,000 | 1,478 |
| Tier 2 risk-based capital | $1,565,000 | 1,960 |
| Total risk weighted assets | $187,972,000 | 1,470 |
| Total unused commitments | $4,685,000 | 5,105 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 141 | 1,544 |
| Assets and Liabilities | ||
| Total Assets: | $421,522,000 | 1,164 |
| Cash and due from depository institutions | $11,028,000 | 1,544 |
| Interest-bearing balances | $5,901,000 | 1,258 |
| Securities | $142,191,000 | 948 |
| Federal funds sold & reverse repurchase agreements | $2,560,000 | 5,605 |
| Net loans & leases | $250,532,000 | 1,140 |
| Loan loss allowance | $1,580,000 | 2,591 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,432,000 | 1,336 |
| Other real estate owned | $2,517,000 | 1,544 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,262,000 | 1,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $421,522,000 | 1,164 |
| Total liabilities | $398,051,000 | 1,139 |
| Total deposits | $396,516,000 | 1,053 |
| Interest-bearing deposits | $393,446,000 | 944 |
| Deposits held in domestic offices | $396,516,000 | 1,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $151,000 | 4,055 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,384,000 | 2,506 |
| Total equity capital | $23,471,000 | 1,653 |
| Total bank equity capital | $23,471,000 | 1,653 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $23,471,000 | 919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,446,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,234,000 | 1,557 |
| Earning assets | $401,184,000 | 1,123 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $421,244,400 | 1,149 |
| Average Assets, quarterly | $417,930,500 | 1,171 |
| Volatile liabilities | $25,739,000 | 1,932 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,754,000 | 4,754 |
| Tier 1 (core) risk-based capital | $23,471,000 | 1,616 |
| Tier 2 risk-based capital | $1,580,000 | 1,974 |
| Total risk weighted assets | $193,351,000 | 1,495 |
| Total unused commitments | $4,754,000 | 4,782 |
| Derivatives | $0 | 651 |