Home > Florida Traditions Bank > Income and Expense
Florida Traditions Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 1,822 |
| Total interest expense | $997,000 | 1,510 |
| Net interest income | $5,900,000 | 1,855 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,954,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $211,000 | 2,585 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,743,000 | 990 |
| Total noninterest expense | $4,842,000 | 1,957 |
| Salaries and employee benefits | $2,834,000 | 1,819 |
| Premises and equipment expense | $755,000 | 1,572 |
| Additional noninterest expense | $1,253,000 | 2,395 |
| Pre-tax net operating income | $3,012,000 | 1,281 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,109,000 | 892 |
| Income before extraordinary items | $1,903,000 | 1,604 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,903,000 | 1,607 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,903,000 | 1,606 |
| Net charge-offs | $308,000 | 1,237 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 698 |
| Net operating income | $1,903,000 | 1,576 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 1,832 |
| Total interest expense | $506,000 | 1,500 |
| Net interest income | $2,911,000 | 1,865 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,162,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,065,000 | 801 |
| Total noninterest expense | $2,560,000 | 1,848 |
| Salaries and employee benefits | $1,439,000 | 1,800 |
| Premises and equipment expense | $371,000 | 1,628 |
| Additional noninterest expense | $750,000 | 2,012 |
| Pre-tax net operating income | $1,513,000 | 1,239 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $555,000 | 862 |
| Income before extraordinary items | $958,000 | 1,550 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $958,000 | 1,553 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $958,000 | 1,553 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $958,000 | 1,524 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,520,000 | 1,976 |
| Total interest expense | $2,092,000 | 1,631 |
| Net interest income | $10,428,000 | 2,021 |
| Provision for loan and lease losses | $595,000 | 1,665 |
| Total noninterest income | $3,556,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $383,000 | 2,907 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,173,000 | 1,111 |
| Total noninterest expense | $9,234,000 | 2,047 |
| Salaries and employee benefits | $5,100,000 | 2,004 |
| Premises and equipment expense | $1,478,000 | 1,598 |
| Additional noninterest expense | $2,656,000 | 2,323 |
| Pre-tax net operating income | $4,155,000 | 1,672 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,500,000 | 1,127 |
| Income before extraordinary items | $2,655,000 | 2,096 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,655,000 | 2,101 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,655,000 | 2,101 |
| Net charge-offs | $19,000 | 4,864 |
| Cash dividends | $89,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $-8,731,000 | 6,804 |
| Net operating income | $2,655,000 | 2,041 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 2,016 |
| Total interest expense | $1,574,000 | 1,666 |
| Net interest income | $7,636,000 | 2,065 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $2,467,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $272,000 | 3,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,195,000 | 1,194 |
| Total noninterest expense | $6,841,000 | 2,070 |
| Salaries and employee benefits | $3,771,000 | 2,038 |
| Premises and equipment expense | $1,093,000 | 1,627 |
| Additional noninterest expense | $1,977,000 | 2,330 |
| Pre-tax net operating income | $3,062,000 | 1,709 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,113,000 | 1,159 |
| Income before extraordinary items | $1,949,000 | 2,179 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,949,000 | 2,185 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,949,000 | 2,185 |
| Net charge-offs | $20,000 | 4,412 |
| Cash dividends | $66,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 708 |
| Net operating income | $1,949,000 | 2,117 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,056,000 | 2,043 |
| Total interest expense | $1,053,000 | 1,700 |
| Net interest income | $5,003,000 | 2,092 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $2,034,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $173,000 | 3,108 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,861,000 | 1,036 |
| Total noninterest expense | $4,622,000 | 2,050 |
| Salaries and employee benefits | $2,516,000 | 2,041 |
| Premises and equipment expense | $731,000 | 1,626 |
| Additional noninterest expense | $1,375,000 | 2,243 |
| Pre-tax net operating income | $2,265,000 | 1,559 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $828,000 | 1,068 |
| Income before extraordinary items | $1,437,000 | 2,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,437,000 | 2,007 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,437,000 | 2,006 |
| Net charge-offs | $8,000 | 4,402 |
| Cash dividends | $44,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 708 |
| Net operating income | $1,437,000 | 1,920 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 2,115 |
| Total interest expense | $523,000 | 1,756 |
| Net interest income | $2,423,000 | 2,166 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $625,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $87,000 | 3,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $538,000 | 1,489 |
| Total noninterest expense | $2,177,000 | 2,179 |
| Salaries and employee benefits | $1,220,000 | 2,111 |
| Premises and equipment expense | $353,000 | 1,708 |
| Additional noninterest expense | $604,000 | 2,528 |
| Pre-tax net operating income | $871,000 | 1,919 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $318,000 | 1,275 |
| Income before extraordinary items | $553,000 | 2,399 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $553,000 | 2,401 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $553,000 | 2,401 |
| Net charge-offs | $-42,000 | 6,673 |
| Cash dividends | $22,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $553,000 | 2,302 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,585,000 | 2,251 |
| Total interest expense | $2,143,000 | 2,019 |
| Net interest income | $9,442,000 | 2,270 |
| Provision for loan and lease losses | $1,200,000 | 1,554 |
| Total noninterest income | $2,127,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $310,000 | 3,428 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,817,000 | 1,632 |
| Total noninterest expense | $7,890,000 | 2,403 |
| Salaries and employee benefits | $4,582,000 | 2,184 |
| Premises and equipment expense | $1,342,000 | 1,757 |
| Additional noninterest expense | $1,966,000 | 3,134 |
| Pre-tax net operating income | $2,479,000 | 2,424 |
| Securities gains (losses) | $97,000 | 2,295 |
| Applicable income taxes | $917,000 | 1,546 |
| Income before extraordinary items | $1,659,000 | 2,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,659,000 | 2,930 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,659,000 | 2,930 |
| Net charge-offs | $92,000 | 4,485 |
| Cash dividends | $166,000 | 3,742 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 737 |
| Net operating income | $1,596,920 | 2,870 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 2,329 |
| Total interest expense | $1,617,000 | 2,085 |
| Net interest income | $6,932,000 | 2,365 |
| Provision for loan and lease losses | $1,000,000 | 1,432 |
| Total noninterest income | $1,366,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $222,000 | 3,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,144,000 | 1,825 |
| Total noninterest expense | $5,640,000 | 2,510 |
| Salaries and employee benefits | $3,283,000 | 2,263 |
| Premises and equipment expense | $977,000 | 1,828 |
| Additional noninterest expense | $1,380,000 | 3,310 |
| Pre-tax net operating income | $1,658,000 | 2,698 |
| Securities gains (losses) | $78,000 | 2,159 |
| Applicable income taxes | $614,000 | 1,724 |
| Income before extraordinary items | $1,122,000 | 3,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,122,000 | 3,210 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,122,000 | 3,209 |
| Net charge-offs | $92,000 | 4,049 |
| Cash dividends | $144,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 711 |
| Net operating income | $1,071,300 | 3,154 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,624,000 | 2,370 |
| Total interest expense | $1,089,000 | 2,125 |
| Net interest income | $4,535,000 | 2,406 |
| Provision for loan and lease losses | $700,000 | 1,420 |
| Total noninterest income | $949,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $143,000 | 3,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $806,000 | 1,744 |
| Total noninterest expense | $3,689,000 | 2,552 |
| Salaries and employee benefits | $2,170,000 | 2,285 |
| Premises and equipment expense | $619,000 | 1,911 |
| Additional noninterest expense | $900,000 | 3,384 |
| Pre-tax net operating income | $1,095,000 | 2,682 |
| Securities gains (losses) | $73,000 | 1,806 |
| Applicable income taxes | $414,000 | 1,682 |
| Income before extraordinary items | $754,000 | 3,173 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $754,000 | 3,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $754,000 | 3,173 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $44,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $706,550 | 3,134 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 2,399 |
| Total interest expense | $557,000 | 2,155 |
| Net interest income | $2,251,000 | 2,429 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $445,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $72,000 | 3,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $373,000 | 1,846 |
| Total noninterest expense | $1,847,000 | 2,547 |
| Salaries and employee benefits | $1,099,000 | 2,265 |
| Premises and equipment expense | $293,000 | 2,012 |
| Additional noninterest expense | $455,000 | 3,324 |
| Pre-tax net operating income | $549,000 | 2,693 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $196,000 | 1,752 |
| Income before extraordinary items | $353,000 | 3,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $353,000 | 3,334 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $353,000 | 3,334 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $22,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
| Net operating income | $353,000 | 3,162 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,658,000 | 2,611 |
| Total interest expense | $2,346,000 | 2,442 |
| Net interest income | $8,312,000 | 2,637 |
| Provision for loan and lease losses | $1,438,000 | 1,952 |
| Total noninterest income | $820,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $251,000 | 3,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $569,000 | 2,938 |
| Total noninterest expense | $6,008,000 | 3,054 |
| Salaries and employee benefits | $3,344,000 | 2,853 |
| Premises and equipment expense | $1,038,000 | 2,339 |
| Additional noninterest expense | $1,626,000 | 3,659 |
| Pre-tax net operating income | $1,686,000 | 2,831 |
| Securities gains (losses) | $93,000 | 2,131 |
| Applicable income taxes | $691,000 | 1,689 |
| Income before extraordinary items | $1,088,000 | 3,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,088,000 | 3,395 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,088,000 | 3,395 |
| Net charge-offs | $514,000 | 3,129 |
| Cash dividends | $19,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $8,826,000 | 73 |
| Net operating income | $1,028,480 | 3,391 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,871,000 | 2,675 |
| Total interest expense | $1,760,000 | 2,541 |
| Net interest income | $6,111,000 | 2,693 |
| Provision for loan and lease losses | $1,068,000 | 1,887 |
| Total noninterest income | $509,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $182,000 | 4,038 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $327,000 | 3,350 |
| Total noninterest expense | $4,311,000 | 3,173 |
| Salaries and employee benefits | $2,389,000 | 2,970 |
| Premises and equipment expense | $737,000 | 2,464 |
| Additional noninterest expense | $1,185,000 | 3,725 |
| Pre-tax net operating income | $1,241,000 | 2,941 |
| Securities gains (losses) | $93,000 | 1,859 |
| Applicable income taxes | $518,000 | 1,707 |
| Income before extraordinary items | $816,000 | 3,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $816,000 | 3,484 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $816,000 | 3,484 |
| Net charge-offs | $-71,000 | 7,290 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $8,792,000 | 61 |
| Net operating income | $756,480 | 3,509 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 2,764 |
| Total interest expense | $1,152,000 | 2,644 |
| Net interest income | $3,944,000 | 2,772 |
| Provision for loan and lease losses | $709,000 | 1,878 |
| Total noninterest income | $338,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $115,000 | 4,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 3,317 |
| Total noninterest expense | $2,727,000 | 3,348 |
| Salaries and employee benefits | $1,530,000 | 3,100 |
| Premises and equipment expense | $457,000 | 2,637 |
| Additional noninterest expense | $740,000 | 3,937 |
| Pre-tax net operating income | $846,000 | 2,822 |
| Securities gains (losses) | $32,000 | 1,856 |
| Applicable income taxes | $342,000 | 1,668 |
| Income before extraordinary items | $536,000 | 3,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $536,000 | 3,437 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $536,000 | 3,437 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 722 |
| Net operating income | $515,520 | 3,425 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 2,866 |
| Total interest expense | $557,000 | 2,802 |
| Net interest income | $1,900,000 | 2,845 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $161,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $58,000 | 4,076 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,519 |
| Total noninterest expense | $1,329,000 | 3,409 |
| Salaries and employee benefits | $729,000 | 3,221 |
| Premises and equipment expense | $215,000 | 2,816 |
| Additional noninterest expense | $385,000 | 3,830 |
| Pre-tax net operating income | $432,000 | 2,817 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $167,000 | 1,685 |
| Income before extraordinary items | $265,000 | 3,468 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $265,000 | 3,465 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $265,000 | 3,466 |
| Net charge-offs | $-45,000 | 7,340 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $265,000 | 3,407 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 3,221 |
| Total interest expense | $2,485,000 | 3,010 |
| Net interest income | $6,510,000 | 3,260 |
| Provision for loan and lease losses | $1,421,000 | 2,535 |
| Total noninterest income | $548,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $198,000 | 4,426 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 3,715 |
| Total noninterest expense | $4,974,000 | 3,633 |
| Salaries and employee benefits | $2,655,000 | 3,433 |
| Premises and equipment expense | $987,000 | 2,504 |
| Additional noninterest expense | $1,332,000 | 4,334 |
| Pre-tax net operating income | $663,000 | 3,999 |
| Securities gains (losses) | $88,000 | 2,270 |
| Applicable income taxes | $312,000 | 2,324 |
| Income before extraordinary items | $439,000 | 4,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $439,000 | 4,504 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $439,000 | 4,504 |
| Net charge-offs | $1,044,000 | 2,629 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 793 |
| Net operating income | $382,680 | 4,528 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 3,367 |
| Total interest expense | $1,879,000 | 3,104 |
| Net interest income | $4,695,000 | 3,415 |
| Provision for loan and lease losses | $681,000 | 3,070 |
| Total noninterest income | $410,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $140,000 | 4,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $270,000 | 3,710 |
| Total noninterest expense | $3,705,000 | 3,658 |
| Salaries and employee benefits | $1,973,000 | 3,476 |
| Premises and equipment expense | $768,000 | 2,474 |
| Additional noninterest expense | $964,000 | 4,408 |
| Pre-tax net operating income | $719,000 | 3,663 |
| Securities gains (losses) | $68,000 | 2,245 |
| Applicable income taxes | $315,000 | 2,101 |
| Income before extraordinary items | $472,000 | 4,223 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $472,000 | 4,224 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $472,000 | 4,224 |
| Net charge-offs | $144,000 | 4,534 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 762 |
| Net operating income | $428,480 | 4,205 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 3,505 |
| Total interest expense | $1,229,000 | 3,247 |
| Net interest income | $2,995,000 | 3,516 |
| Provision for loan and lease losses | $447,000 | 3,039 |
| Total noninterest income | $288,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $89,000 | 4,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 3,511 |
| Total noninterest expense | $2,442,000 | 3,689 |
| Salaries and employee benefits | $1,310,000 | 3,510 |
| Premises and equipment expense | $515,000 | 2,475 |
| Additional noninterest expense | $617,000 | 4,517 |
| Pre-tax net operating income | $394,000 | 4,023 |
| Securities gains (losses) | $68,000 | 1,686 |
| Applicable income taxes | $188,000 | 2,186 |
| Income before extraordinary items | $274,000 | 4,451 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $274,000 | 4,451 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $274,000 | 4,451 |
| Net charge-offs | $50,000 | 4,884 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 697 |
| Net operating income | $230,480 | 4,551 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 3,681 |
| Total interest expense | $588,000 | 3,482 |
| Net interest income | $1,435,000 | 3,675 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $1,211,000 | 3,735 |
| Salaries and employee benefits | $659,000 | 3,548 |
| Premises and equipment expense | $255,000 | 2,546 |
| Additional noninterest expense | $297,000 | 4,608 |
| Pre-tax net operating income | $188,000 | 4,188 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $78,000 | 2,365 |
| Income before extraordinary items | $110,000 | 4,848 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 4,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $110,000 | 4,847 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 643 |
| Net operating income | $110,000 | 4,742 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 4,555 |
| Total interest expense | $1,971,000 | 4,497 |
| Net interest income | $4,156,000 | 4,469 |
| Provision for loan and lease losses | $1,130,000 | 3,304 |
| Total noninterest income | $381,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $253,000 | 4,252 |
| Total noninterest expense | $5,157,000 | 3,587 |
| Salaries and employee benefits | $2,528,000 | 3,655 |
| Premises and equipment expense | $860,000 | 2,932 |
| Additional noninterest expense | $1,769,000 | 3,647 |
| Pre-tax net operating income | $-1,750,000 | 6,548 |
| Securities gains (losses) | $46,000 | 2,675 |
| Applicable income taxes | $-598,000 | 7,107 |
| Income before extraordinary items | $-1,106,000 | 6,406 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,106,000 | 6,407 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,106,000 | 6,407 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 770 |
| Net operating income | $-1,135,900 | 6,422 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 4,870 |
| Total interest expense | $1,416,000 | 4,756 |
| Net interest income | $2,799,000 | 4,776 |
| Provision for loan and lease losses | $480,000 | 3,857 |
| Total noninterest income | $282,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $193,000 | 4,344 |
| Total noninterest expense | $3,859,000 | 3,590 |
| Salaries and employee benefits | $1,846,000 | 3,765 |
| Premises and equipment expense | $640,000 | 2,980 |
| Additional noninterest expense | $1,373,000 | 3,506 |
| Pre-tax net operating income | $-1,258,000 | 6,762 |
| Securities gains (losses) | $46,000 | 2,351 |
| Applicable income taxes | $-425,000 | 7,299 |
| Income before extraordinary items | $-787,000 | 6,621 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-787,000 | 6,622 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-787,000 | 6,622 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 731 |
| Net operating income | $-816,900 | 6,635 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 5,399 |
| Total interest expense | $839,000 | 5,153 |
| Net interest income | $1,525,000 | 5,371 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $193,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $146,000 | 4,171 |
| Total noninterest expense | $2,460,000 | 3,776 |
| Salaries and employee benefits | $1,160,000 | 3,976 |
| Premises and equipment expense | $396,000 | 3,203 |
| Additional noninterest expense | $904,000 | 3,547 |
| Pre-tax net operating income | $-1,042,000 | 7,042 |
| Securities gains (losses) | $46,000 | 1,956 |
| Applicable income taxes | $-355,000 | 7,479 |
| Income before extraordinary items | $-641,000 | 6,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-641,000 | 6,896 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-641,000 | 6,896 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 716 |
| Net operating income | $-670,440 | 6,901 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,851 |
| Total interest expense | $350,000 | 5,681 |
| Net interest income | $657,000 | 5,752 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $930,000 | 4,515 |
| Salaries and employee benefits | $543,000 | 4,195 |
| Premises and equipment expense | $182,000 | 3,475 |
| Additional noninterest expense | $205,000 | 5,541 |
| Pre-tax net operating income | $-380,000 | 7,174 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-134,000 | 7,620 |
| Income before extraordinary items | $-246,000 | 7,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-246,000 | 7,109 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-246,000 | 7,109 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 605 |
| Net operating income | $-246,000 | 7,041 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 6,697 |
| Total interest expense | $945,000 | 6,874 |
| Net interest income | $1,948,000 | 6,473 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $165,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 6,581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $112,000 | 5,767 |
| Total noninterest expense | $3,421,000 | 4,710 |
| Salaries and employee benefits | $1,980,000 | 4,490 |
| Premises and equipment expense | $640,000 | 3,734 |
| Additional noninterest expense | $801,000 | 5,468 |
| Pre-tax net operating income | $-1,908,000 | 7,331 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-621,000 | 7,567 |
| Income before extraordinary items | $-1,287,000 | 7,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,287,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $386,000 | 611 |
| Net operating income | $-1,287,000 | 7,239 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 6,950 |
| Total interest expense | $640,000 | 7,142 |
| Net interest income | $1,333,000 | 6,714 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $118,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $33,000 | 6,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 5,873 |
| Total noninterest expense | $2,578,000 | 4,684 |
| Salaries and employee benefits | $1,475,000 | 4,545 |
| Premises and equipment expense | $469,000 | 3,819 |
| Additional noninterest expense | $634,000 | 5,257 |
| Pre-tax net operating income | $-1,577,000 | 7,755 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-549,000 | 7,905 |
| Income before extraordinary items | $-1,028,000 | 7,514 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,028,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $321,000 | 474 |
| Net operating income | $-1,028,000 | 7,632 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 7,241 |
| Total interest expense | $385,000 | 7,429 |
| Net interest income | $783,000 | 6,995 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $63,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $1,721,000 | 4,705 |
| Salaries and employee benefits | $985,000 | 4,573 |
| Premises and equipment expense | $283,000 | 4,132 |
| Additional noninterest expense | $453,000 | 5,041 |
| Pre-tax net operating income | $-1,175,000 | 7,991 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-407,000 | 8,137 |
| Income before extraordinary items | $-768,000 | 7,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-768,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $255,000 | 373 |
| Net operating income | $-768,000 | 7,863 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,446 |
| Total interest expense | $202,000 | 7,476 |
| Net interest income | $337,000 | 7,314 |
| Provision for loan and lease losses | $180,000 | 1,928 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $724,000 | 5,259 |
| Salaries and employee benefits | $378,000 | 5,419 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $221,000 | 5,061 |
| Pre-tax net operating income | $-557,000 | 8,116 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-210,000 | 8,264 |
| Income before extraordinary items | $-347,000 | 8,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-347,000 | 8,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-347,000 | 8,004 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,409 |
| Total interest expense | $88,000 | 8,401 |
| Net interest income | $383,000 | 8,364 |
| Provision for loan and lease losses | $125,000 | 4,554 |
| Total noninterest income | $-3,000 | 8,483 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-3,000 | 8,442 |
| Total noninterest expense | $1,160,000 | 7,420 |
| Salaries and employee benefits | $794,000 | 6,991 |
| Premises and equipment expense | $133,000 | 7,412 |
| Additional noninterest expense | $233,000 | 7,869 |
| Pre-tax net operating income | $-905,000 | 8,010 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-332,000 | 8,230 |
| Income before extraordinary items | $-573,000 | 7,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-573,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $20,451,000 | 83 |
| Net operating income | $-573,000 | 7,915 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.