Home > Florida Shores Bank - Southwest > Income and Expense
Florida Shores Bank - Southwest, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,536,000 | 1,845 |
| Total interest expense | $1,442,000 | 2,236 |
| Net interest income | $12,094,000 | 1,786 |
| Provision for loan and lease losses | $936,000 | 1,164 |
| Total noninterest income | $981,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $53,000 | 5,926 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $928,000 | 2,473 |
| Total noninterest expense | $9,330,000 | 2,026 |
| Salaries and employee benefits | $3,172,000 | 2,992 |
| Premises and equipment expense | $1,181,000 | 1,945 |
| Additional noninterest expense | $4,977,000 | 1,350 |
| Pre-tax net operating income | $2,809,000 | 2,272 |
| Securities gains (losses) | $-111,000 | 6,561 |
| Applicable income taxes | $1,229,000 | 1,287 |
| Income before extraordinary items | $1,469,000 | 3,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,469,000 | 3,198 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,469,000 | 3,199 |
| Net charge-offs | $64,000 | 4,161 |
| Cash dividends | $67,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 732 |
| Net operating income | $1,540,040 | 3,045 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,144,000 | 1,853 |
| Total interest expense | $1,078,000 | 2,301 |
| Net interest income | $9,066,000 | 1,781 |
| Provision for loan and lease losses | $459,000 | 1,605 |
| Total noninterest income | $804,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $38,000 | 6,030 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $766,000 | 2,393 |
| Total noninterest expense | $6,934,000 | 2,042 |
| Salaries and employee benefits | $2,387,000 | 3,005 |
| Premises and equipment expense | $892,000 | 1,946 |
| Additional noninterest expense | $3,655,000 | 1,368 |
| Pre-tax net operating income | $2,477,000 | 2,074 |
| Securities gains (losses) | $23,000 | 2,149 |
| Applicable income taxes | $1,009,000 | 1,240 |
| Income before extraordinary items | $1,491,000 | 2,673 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,491,000 | 2,677 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,491,000 | 2,677 |
| Net charge-offs | $61,000 | 3,704 |
| Cash dividends | $50,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 663 |
| Net operating income | $1,476,280 | 2,612 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 1,880 |
| Total interest expense | $721,000 | 2,334 |
| Net interest income | $5,927,000 | 1,800 |
| Provision for loan and lease losses | $434,000 | 1,305 |
| Total noninterest income | $663,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $25,000 | 6,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $638,000 | 2,154 |
| Total noninterest expense | $4,679,000 | 2,026 |
| Salaries and employee benefits | $1,618,000 | 2,995 |
| Premises and equipment expense | $603,000 | 1,918 |
| Additional noninterest expense | $2,458,000 | 1,345 |
| Pre-tax net operating income | $1,477,000 | 2,218 |
| Securities gains (losses) | $47,000 | 1,557 |
| Applicable income taxes | $631,000 | 1,289 |
| Income before extraordinary items | $893,000 | 2,855 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $893,000 | 2,859 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $893,000 | 2,859 |
| Net charge-offs | $88,000 | 2,876 |
| Cash dividends | $17,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 591 |
| Net operating income | $862,920 | 2,830 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 1,967 |
| Total interest expense | $367,000 | 2,370 |
| Net interest income | $2,826,000 | 1,889 |
| Provision for loan and lease losses | $201,000 | 1,341 |
| Total noninterest income | $329,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $317,000 | 2,149 |
| Total noninterest expense | $2,370,000 | 2,018 |
| Salaries and employee benefits | $815,000 | 3,007 |
| Premises and equipment expense | $305,000 | 1,940 |
| Additional noninterest expense | $1,250,000 | 1,317 |
| Pre-tax net operating income | $584,000 | 2,599 |
| Securities gains (losses) | $36,000 | 1,059 |
| Applicable income taxes | $294,000 | 1,346 |
| Income before extraordinary items | $326,000 | 3,411 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $326,000 | 3,411 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $326,000 | 3,413 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $17,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 492 |
| Net operating income | $302,960 | 3,456 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,242,000 | 2,130 |
| Total interest expense | $1,714,000 | 2,446 |
| Net interest income | $10,528,000 | 2,056 |
| Provision for loan and lease losses | $2,315,000 | 951 |
| Total noninterest income | $806,000 | 3,635 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $33,000 | 6,489 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $773,000 | 2,736 |
| Total noninterest expense | $7,701,000 | 2,454 |
| Salaries and employee benefits | $2,885,000 | 3,219 |
| Premises and equipment expense | $783,000 | 2,791 |
| Additional noninterest expense | $4,033,000 | 1,665 |
| Pre-tax net operating income | $1,318,000 | 3,561 |
| Securities gains (losses) | $1,038,000 | 499 |
| Applicable income taxes | $796,000 | 1,702 |
| Income before extraordinary items | $1,560,000 | 3,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,560,000 | 3,045 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,560,000 | 3,046 |
| Net charge-offs | $2,368,000 | 1,022 |
| Cash dividends | $67,000 | 4,117 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 650 |
| Net operating income | $874,920 | 3,967 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 2,192 |
| Total interest expense | $1,326,000 | 2,476 |
| Net interest income | $7,773,000 | 2,113 |
| Provision for loan and lease losses | $2,136,000 | 802 |
| Total noninterest income | $669,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $19,000 | 6,684 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $650,000 | 2,564 |
| Total noninterest expense | $5,524,000 | 2,552 |
| Salaries and employee benefits | $3,140,000 | 2,352 |
| Premises and equipment expense | $682,000 | 2,487 |
| Additional noninterest expense | $1,702,000 | 2,809 |
| Pre-tax net operating income | $782,000 | 4,070 |
| Securities gains (losses) | $778,000 | 524 |
| Applicable income taxes | $534,000 | 1,873 |
| Income before extraordinary items | $1,026,000 | 3,382 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,026,000 | 3,383 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,026,000 | 3,384 |
| Net charge-offs | $2,472,000 | 782 |
| Cash dividends | $51,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 606 |
| Net operating income | $512,520 | 4,432 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 2,246 |
| Total interest expense | $923,000 | 2,459 |
| Net interest income | $5,033,000 | 2,175 |
| Provision for loan and lease losses | $1,072,000 | 1,041 |
| Total noninterest income | $147,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,246 |
| Total noninterest expense | $3,636,000 | 2,594 |
| Salaries and employee benefits | $2,048,000 | 2,404 |
| Premises and equipment expense | $464,000 | 2,455 |
| Additional noninterest expense | $1,124,000 | 2,844 |
| Pre-tax net operating income | $472,000 | 4,197 |
| Securities gains (losses) | $534,000 | 511 |
| Applicable income taxes | $345,000 | 1,898 |
| Income before extraordinary items | $661,000 | 3,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $661,000 | 3,453 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $661,000 | 3,453 |
| Net charge-offs | $1,799,000 | 748 |
| Cash dividends | $34,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 578 |
| Net operating income | $308,560 | 4,585 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 2,339 |
| Total interest expense | $501,000 | 2,375 |
| Net interest income | $2,394,000 | 2,291 |
| Provision for loan and lease losses | $687,000 | 835 |
| Total noninterest income | $80,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,160 |
| Total noninterest expense | $1,875,000 | 2,517 |
| Salaries and employee benefits | $718,000 | 3,279 |
| Premises and equipment expense | $582,000 | 1,024 |
| Additional noninterest expense | $575,000 | 2,750 |
| Pre-tax net operating income | $-88,000 | 6,707 |
| Securities gains (losses) | $334,000 | 404 |
| Applicable income taxes | $78,000 | 2,666 |
| Income before extraordinary items | $168,000 | 4,660 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $168,000 | 4,664 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $168,000 | 4,664 |
| Net charge-offs | $1,799,000 | 428 |
| Cash dividends | $17,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 521 |
| Net operating income | $-59,120 | 6,661 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 2,628 |
| Total interest expense | $2,217,000 | 2,553 |
| Net interest income | $8,392,000 | 2,611 |
| Provision for loan and lease losses | $1,709,000 | 1,746 |
| Total noninterest income | $276,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $23,000 | 6,710 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $253,000 | 4,117 |
| Total noninterest expense | $6,770,000 | 2,739 |
| Salaries and employee benefits | $3,723,000 | 2,577 |
| Premises and equipment expense | $864,000 | 2,738 |
| Additional noninterest expense | $2,183,000 | 2,888 |
| Pre-tax net operating income | $189,000 | 5,532 |
| Securities gains (losses) | $407,000 | 920 |
| Applicable income taxes | $-783,000 | 7,137 |
| Income before extraordinary items | $1,379,000 | 2,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,379,000 | 2,956 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,379,000 | 2,956 |
| Net charge-offs | $215,000 | 4,216 |
| Cash dividends | $25,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $6,807,000 | 100 |
| Net operating income | $972,000 | 3,499 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 2,685 |
| Total interest expense | $1,689,000 | 2,609 |
| Net interest income | $6,162,000 | 2,674 |
| Provision for loan and lease losses | $675,000 | 2,485 |
| Total noninterest income | $239,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $16,000 | 6,773 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $223,000 | 3,939 |
| Total noninterest expense | $5,038,000 | 2,759 |
| Salaries and employee benefits | $2,814,000 | 2,554 |
| Premises and equipment expense | $643,000 | 2,781 |
| Additional noninterest expense | $1,581,000 | 3,002 |
| Pre-tax net operating income | $688,000 | 4,003 |
| Securities gains (losses) | $319,000 | 893 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,007,000 | 3,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,007,000 | 3,052 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,007,000 | 3,052 |
| Net charge-offs | $199,000 | 3,722 |
| Cash dividends | $8,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $6,788,000 | 84 |
| Net operating income | $688,000 | 3,676 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 2,758 |
| Total interest expense | $1,148,000 | 2,657 |
| Net interest income | $3,957,000 | 2,765 |
| Provision for loan and lease losses | $344,000 | 2,797 |
| Total noninterest income | $191,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $10,000 | 6,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 3,663 |
| Total noninterest expense | $3,287,000 | 2,845 |
| Salaries and employee benefits | $1,840,000 | 2,617 |
| Premises and equipment expense | $428,000 | 2,792 |
| Additional noninterest expense | $1,019,000 | 3,164 |
| Pre-tax net operating income | $517,000 | 3,756 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $529,000 | 3,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $529,000 | 3,464 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $529,000 | 3,464 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 593 |
| Net operating income | $517,000 | 3,413 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,870 |
| Total interest expense | $566,000 | 2,763 |
| Net interest income | $1,888,000 | 2,862 |
| Provision for loan and lease losses | $199,000 | 2,467 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,770 |
| Total noninterest expense | $1,607,000 | 2,917 |
| Salaries and employee benefits | $893,000 | 2,720 |
| Premises and equipment expense | $213,000 | 2,835 |
| Additional noninterest expense | $501,000 | 3,177 |
| Pre-tax net operating income | $249,000 | 3,839 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $249,000 | 3,597 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $249,000 | 3,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $249,000 | 3,596 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 628 |
| Net operating income | $249,000 | 3,530 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 3,394 |
| Total interest expense | $2,523,000 | 2,969 |
| Net interest income | $5,961,000 | 3,483 |
| Provision for loan and lease losses | $245,000 | 5,111 |
| Total noninterest income | $154,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,647 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $137,000 | 5,077 |
| Total noninterest expense | $5,648,000 | 3,255 |
| Salaries and employee benefits | $3,018,000 | 3,105 |
| Premises and equipment expense | $804,000 | 2,979 |
| Additional noninterest expense | $1,826,000 | 3,504 |
| Pre-tax net operating income | $222,000 | 5,138 |
| Securities gains (losses) | $383,000 | 1,072 |
| Applicable income taxes | $-430,000 | 7,130 |
| Income before extraordinary items | $1,035,000 | 3,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,035,000 | 3,152 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,035,000 | 3,155 |
| Net charge-offs | $102,000 | 5,394 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $7,932,000 | 93 |
| Net operating income | $652,000 | 3,808 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 3,478 |
| Total interest expense | $1,933,000 | 3,038 |
| Net interest income | $4,394,000 | 3,573 |
| Provision for loan and lease losses | $177,000 | 5,077 |
| Total noninterest income | $96,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $12,000 | 6,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $84,000 | 5,416 |
| Total noninterest expense | $4,109,000 | 3,342 |
| Salaries and employee benefits | $2,202,000 | 3,198 |
| Premises and equipment expense | $589,000 | 3,071 |
| Additional noninterest expense | $1,318,000 | 3,568 |
| Pre-tax net operating income | $204,000 | 5,237 |
| Securities gains (losses) | $383,000 | 912 |
| Applicable income taxes | $-430,000 | 7,342 |
| Income before extraordinary items | $1,017,000 | 2,858 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,017,000 | 2,852 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,017,000 | 2,857 |
| Net charge-offs | $74,000 | 5,194 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,574,000 | 239 |
| Net operating income | $634,000 | 3,546 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 3,567 |
| Total interest expense | $1,284,000 | 3,143 |
| Net interest income | $2,837,000 | 3,666 |
| Provision for loan and lease losses | $121,000 | 4,890 |
| Total noninterest income | $65,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $8,000 | 6,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 5,436 |
| Total noninterest expense | $2,604,000 | 3,510 |
| Salaries and employee benefits | $1,422,000 | 3,296 |
| Premises and equipment expense | $373,000 | 3,210 |
| Additional noninterest expense | $809,000 | 3,767 |
| Pre-tax net operating income | $177,000 | 5,054 |
| Securities gains (losses) | $102,000 | 1,402 |
| Applicable income taxes | $-430,000 | 7,457 |
| Income before extraordinary items | $709,000 | 2,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $709,000 | 2,731 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $709,000 | 2,735 |
| Net charge-offs | $50,000 | 4,884 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,549,000 | 170 |
| Net operating income | $607,000 | 2,931 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 3,719 |
| Total interest expense | $641,000 | 3,273 |
| Net interest income | $1,353,000 | 3,815 |
| Provision for loan and lease losses | $55,000 | 4,769 |
| Total noninterest income | $39,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $1,279,000 | 3,587 |
| Salaries and employee benefits | $707,000 | 3,375 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $396,000 | 3,821 |
| Pre-tax net operating income | $58,000 | 5,561 |
| Securities gains (losses) | $85,000 | 855 |
| Applicable income taxes | $-30,000 | 7,246 |
| Income before extraordinary items | $173,000 | 4,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 4,139 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $173,000 | 4,139 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,525,000 | 102 |
| Net operating income | $88,000 | 5,019 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 4,365 |
| Total interest expense | $2,474,000 | 3,923 |
| Net interest income | $4,072,000 | 4,521 |
| Provision for loan and lease losses | $1,158,000 | 3,268 |
| Total noninterest income | $92,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $11,000 | 7,002 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $81,000 | 5,901 |
| Total noninterest expense | $4,303,000 | 4,137 |
| Salaries and employee benefits | $2,390,000 | 3,821 |
| Premises and equipment expense | $570,000 | 4,018 |
| Additional noninterest expense | $1,343,000 | 4,407 |
| Pre-tax net operating income | $-1,297,000 | 6,371 |
| Securities gains (losses) | $138,000 | 1,855 |
| Applicable income taxes | $-120,000 | 6,618 |
| Income before extraordinary items | $-1,039,000 | 6,383 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,039,000 | 6,383 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,039,000 | 6,383 |
| Net charge-offs | $456,000 | 3,913 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 889 |
| Net operating income | $-1,163,200 | 6,430 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 4,611 |
| Total interest expense | $1,824,000 | 4,091 |
| Net interest income | $2,776,000 | 4,811 |
| Provision for loan and lease losses | $1,075,000 | 2,682 |
| Total noninterest income | $60,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $7,000 | 7,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $53,000 | 6,161 |
| Total noninterest expense | $3,101,000 | 4,264 |
| Salaries and employee benefits | $1,772,000 | 3,899 |
| Premises and equipment expense | $410,000 | 4,185 |
| Additional noninterest expense | $919,000 | 4,666 |
| Pre-tax net operating income | $-1,340,000 | 6,804 |
| Securities gains (losses) | $94,000 | 1,891 |
| Applicable income taxes | $-60,000 | 6,841 |
| Income before extraordinary items | $-1,186,000 | 6,845 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,186,000 | 6,846 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,186,000 | 6,846 |
| Net charge-offs | $455,000 | 3,166 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 830 |
| Net operating income | $-1,275,300 | 6,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 4,903 |
| Total interest expense | $1,169,000 | 4,317 |
| Net interest income | $1,640,000 | 5,157 |
| Provision for loan and lease losses | $476,000 | 3,036 |
| Total noninterest income | $40,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,000 | 7,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $2,010,000 | 4,377 |
| Salaries and employee benefits | $1,128,000 | 4,052 |
| Premises and equipment expense | $278,000 | 4,161 |
| Additional noninterest expense | $604,000 | 4,703 |
| Pre-tax net operating income | $-806,000 | 6,903 |
| Securities gains (losses) | $90,000 | 1,569 |
| Applicable income taxes | $-60,000 | 7,042 |
| Income before extraordinary items | $-656,000 | 6,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-656,000 | 6,907 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-656,000 | 6,907 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 807 |
| Net operating income | $-738,800 | 6,965 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,249 |
| Total interest expense | $548,000 | 4,588 |
| Net interest income | $713,000 | 5,532 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $974,000 | 4,380 |
| Salaries and employee benefits | $567,000 | 4,065 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $262,000 | 4,816 |
| Pre-tax net operating income | $-482,000 | 7,303 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-474,000 | 7,424 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-474,000 | 7,424 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-474,000 | 7,425 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 697 |
| Net operating income | $-482,000 | 7,402 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 6,917 |
| Total interest expense | $929,000 | 6,908 |
| Net interest income | $1,646,000 | 6,830 |
| Provision for loan and lease losses | $620,000 | 3,442 |
| Total noninterest income | $40,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,266 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $3,510,000 | 4,634 |
| Salaries and employee benefits | $1,930,000 | 4,579 |
| Premises and equipment expense | $681,000 | 3,579 |
| Additional noninterest expense | $899,000 | 5,144 |
| Pre-tax net operating income | $-2,444,000 | 7,477 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,444,000 | 7,500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,444,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,572 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 1,043 |
| Net operating income | $-2,444,000 | 7,582 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 7,325 |
| Total interest expense | $501,000 | 7,501 |
| Net interest income | $1,097,000 | 7,111 |
| Provision for loan and lease losses | $538,000 | 2,636 |
| Total noninterest income | $23,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $2,481,000 | 4,782 |
| Salaries and employee benefits | $1,352,000 | 4,796 |
| Premises and equipment expense | $508,000 | 3,593 |
| Additional noninterest expense | $621,000 | 5,332 |
| Pre-tax net operating income | $-1,899,000 | 7,839 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,899,000 | 7,841 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,899,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 940 |
| Net operating income | $-1,899,000 | 7,921 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,645 |
| Total interest expense | $245,000 | 7,893 |
| Net interest income | $644,000 | 7,356 |
| Provision for loan and lease losses | $327,000 | 2,421 |
| Total noninterest income | $10,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $1,556,000 | 5,011 |
| Salaries and employee benefits | $767,000 | 5,343 |
| Premises and equipment expense | $332,000 | 3,672 |
| Additional noninterest expense | $457,000 | 5,010 |
| Pre-tax net operating income | $-1,229,000 | 8,009 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,000 | 7,539 |
| Income before extraordinary items | $-1,228,000 | 8,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,228,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 900 |
| Net operating income | $-1,228,000 | 8,066 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,904 |
| Total interest expense | $86,000 | 8,173 |
| Net interest income | $289,000 | 7,556 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $4,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $732,000 | 5,216 |
| Salaries and employee benefits | $389,000 | 5,331 |
| Premises and equipment expense | $186,000 | 3,416 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $-514,000 | 8,096 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-514,000 | 8,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-514,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-514,000 | 8,142 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $252,000 | 8,476 |
| Total interest expense | $47,000 | 8,427 |
| Net interest income | $205,000 | 8,461 |
| Provision for loan and lease losses | $227,000 | 3,672 |
| Total noninterest income | $1,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000 | 8,298 |
| Total noninterest expense | $1,442,000 | 7,004 |
| Salaries and employee benefits | $769,000 | 7,060 |
| Premises and equipment expense | $239,000 | 6,350 |
| Additional noninterest expense | $434,000 | 6,895 |
| Pre-tax net operating income | $-1,463,000 | 8,184 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,463,000 | 8,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,463,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 86 |
| Net operating income | $-1,463,000 | 8,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.