Home > Florida Parishes Bank > Income and Expense

Florida Parishes Bank, Income and Expense

2018-12-31 (YTD Data)		Rank
Total interest income	$18,035,000	1,585
Total interest expense	$2,266,000	1,778
Net interest income	$15,769,000	1,519
Provision for loan and lease losses	$492,000	1,476
Total noninterest income	$3,033,000	1,536
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,279,000	937
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,754,000	1,624
Total noninterest expense	$11,574,000	1,673
Salaries and employee benefits	$7,296,000	1,541
Premises and equipment expense	$1,219,000	1,793
Additional noninterest expense	$3,059,000	1,887
Pre-tax net operating income	$6,736,000	1,397
Securities gains (losses)	$-42,000	4,810
Applicable income taxes	$1,301,000	1,166
Income before extraordinary items	$5,393,000	1,484
Extraordinary gains, net	$0	6
Net income	$5,393,000	1,483
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,393,000	1,483
Net charge-offs	$194,000	1,678
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,427,020	1,474
2018-09-30 (YTD Data)		Rank
Total interest income	$13,231,000	1,601
Total interest expense	$1,561,000	1,813
Net interest income	$11,670,000	1,544
Provision for loan and lease losses	$367,000	1,403
Total noninterest income	$2,344,000	1,513
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$955,000	941
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,389,000	1,588
Total noninterest expense	$8,217,000	1,761
Salaries and employee benefits	$4,943,000	1,687
Premises and equipment expense	$913,000	1,806
Additional noninterest expense	$2,361,000	1,834
Pre-tax net operating income	$5,430,000	1,328
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,062,000	1,121
Income before extraordinary items	$4,368,000	1,392
Extraordinary gains, net	$0	5
Net income	$4,368,000	1,391
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,368,000	1,391
Net charge-offs	$134,000	1,507
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,368,000	1,379
2018-06-30 (YTD Data)		Rank
Total interest income	$8,626,000	1,614
Total interest expense	$949,000	1,851
Net interest income	$7,677,000	1,557
Provision for loan and lease losses	$190,000	1,568
Total noninterest income	$1,647,000	1,461
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$653,000	918
Trading account gains and fees	$0	130
Additional Noninterest Income	$994,000	1,525
Total noninterest expense	$5,485,000	1,768
Salaries and employee benefits	$3,306,000	1,693
Premises and equipment expense	$604,000	1,828
Additional noninterest expense	$1,575,000	1,839
Pre-tax net operating income	$3,649,000	1,304
Securities gains (losses)	$0	961
Applicable income taxes	$715,000	1,103
Income before extraordinary items	$2,934,000	1,377
Extraordinary gains, net	$0	6
Net income	$2,934,000	1,376
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,934,000	1,376
Net charge-offs	$21,000	2,226
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,934,000	1,368
2018-03-31 (YTD Data)		Rank
Total interest income	$4,221,000	1,634
Total interest expense	$465,000	1,806
Net interest income	$3,756,000	1,584
Provision for loan and lease losses	$130,000	1,266
Total noninterest income	$948,000	1,311
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$315,000	946
Trading account gains and fees	$0	123
Additional Noninterest Income	$633,000	1,288
Total noninterest expense	$2,786,000	1,750
Salaries and employee benefits	$1,711,000	1,665
Premises and equipment expense	$297,000	1,880
Additional noninterest expense	$778,000	1,861
Pre-tax net operating income	$1,788,000	1,300
Securities gains (losses)	$0	735
Applicable income taxes	$350,000	1,092
Income before extraordinary items	$1,438,000	1,369
Extraordinary gains, net	$0	7
Net income	$1,438,000	1,369
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,438,000	1,369
Net charge-offs	$14,000	1,828
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,438,000	1,361
2017-12-31 (YTD Data)		Rank
Total interest income	$14,384,000	1,841
Total interest expense	$1,372,000	2,053
Net interest income	$13,012,000	1,780
Provision for loan and lease losses	$1,522,000	634
Total noninterest income	$3,564,000	1,395
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$983,000	1,199
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,581,000	1,299
Total noninterest expense	$12,477,000	1,579
Salaries and employee benefits	$7,133,000	1,559
Premises and equipment expense	$1,254,000	1,779
Additional noninterest expense	$4,090,000	1,488
Pre-tax net operating income	$2,577,000	2,704
Securities gains (losses)	$-35,000	5,259
Applicable income taxes	$983,000	1,893
Income before extraordinary items	$1,559,000	3,065
Extraordinary gains, net	$0	9
Net income	$1,559,000	3,062
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,559,000	3,065
Net charge-offs	$486,000	1,111
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,581,400	3,019
2017-09-30 (YTD Data)		Rank
Total interest income	$10,498,000	1,882
Total interest expense	$989,000	2,094
Net interest income	$9,509,000	1,824
Provision for loan and lease losses	$1,122,000	631
Total noninterest income	$2,721,000	1,391
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$716,000	1,230
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,005,000	1,281
Total noninterest expense	$9,273,000	1,597
Salaries and employee benefits	$5,346,000	1,560
Premises and equipment expense	$954,000	1,767
Additional noninterest expense	$2,973,000	1,518
Pre-tax net operating income	$1,835,000	2,846
Securities gains (losses)	$-8,000	5,370
Applicable income taxes	$501,000	2,070
Income before extraordinary items	$1,326,000	3,053
Extraordinary gains, net	$0	9
Net income	$1,326,000	3,052
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,326,000	3,053
Net charge-offs	$194,000	1,420
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,331,840	3,020
2017-06-30 (YTD Data)		Rank
Total interest income	$6,680,000	1,926
Total interest expense	$617,000	2,166
Net interest income	$6,063,000	1,882
Provision for loan and lease losses	$510,000	835
Total noninterest income	$1,629,000	1,504
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$463,000	1,252
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,166,000	1,401
Total noninterest expense	$6,163,000	1,603
Salaries and employee benefits	$3,617,000	1,542
Premises and equipment expense	$635,000	1,772
Additional noninterest expense	$1,911,000	1,569
Pre-tax net operating income	$1,019,000	3,095
Securities gains (losses)	$-8,000	5,463
Applicable income taxes	$265,000	2,252
Income before extraordinary items	$746,000	3,285
Extraordinary gains, net	$0	11
Net income	$746,000	3,283
Minority interest net income	$0	71
Net income of bank and minority interests.	$746,000	3,285
Net charge-offs	$124,000	1,367
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$751,920	3,256
2017-03-31 (YTD Data)		Rank
Total interest income	$3,248,000	1,960
Total interest expense	$279,000	2,283
Net interest income	$2,969,000	1,915
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$803,000	1,505
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$223,000	1,295
Trading account gains and fees	$0	142
Additional Noninterest Income	$580,000	1,390
Total noninterest expense	$2,891,000	1,698
Salaries and employee benefits	$1,766,000	1,590
Premises and equipment expense	$299,000	1,888
Additional noninterest expense	$826,000	1,785
Pre-tax net operating income	$756,000	2,400
Securities gains (losses)	$-8,000	5,630
Applicable income taxes	$213,000	1,809
Income before extraordinary items	$535,000	2,645
Extraordinary gains, net	$0	8
Net income	$535,000	2,645
Minority interest net income	$0	55
Net income of bank and minority interests.	$535,000	2,645
Net charge-offs	$30,000	1,649
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$540,760	2,611
2016-12-31 (YTD Data)		Rank
Total interest income	$12,154,000	2,056
Total interest expense	$967,000	2,478
Net interest income	$11,187,000	1,982
Provision for loan and lease losses	$216,000	2,355
Total noninterest income	$3,237,000	1,566
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$921,000	1,300
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,316,000	1,444
Total noninterest expense	$10,104,000	1,893
Salaries and employee benefits	$5,860,000	1,822
Premises and equipment expense	$1,013,000	2,132
Additional noninterest expense	$3,231,000	1,847
Pre-tax net operating income	$4,104,000	1,903
Securities gains (losses)	$111,000	1,266
Applicable income taxes	$1,291,000	1,401
Income before extraordinary items	$2,924,000	2,158
Extraordinary gains, net	$0	5
Net income	$2,924,000	2,156
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,924,000	2,157
Net charge-offs	$117,000	2,469
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,847,410	2,139
2016-09-30 (YTD Data)		Rank
Total interest income	$9,024,000	2,074
Total interest expense	$702,000	2,530
Net interest income	$8,322,000	1,999
Provision for loan and lease losses	$141,000	2,415
Total noninterest income	$2,419,000	1,560
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$699,000	1,281
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,720,000	1,449
Total noninterest expense	$7,381,000	1,933
Salaries and employee benefits	$4,241,000	1,877
Premises and equipment expense	$762,000	2,135
Additional noninterest expense	$2,378,000	1,881
Pre-tax net operating income	$3,219,000	1,853
Securities gains (losses)	$111,000	1,181
Applicable income taxes	$1,031,000	1,376
Income before extraordinary items	$2,299,000	2,107
Extraordinary gains, net	$0	5
Net income	$2,299,000	2,106
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,299,000	2,107
Net charge-offs	$-40,000	5,304
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,222,410	2,098
2016-06-30 (YTD Data)		Rank
Total interest income	$5,907,000	2,106
Total interest expense	$452,000	2,601
Net interest income	$5,455,000	2,033
Provision for loan and lease losses	$66,000	2,649
Total noninterest income	$1,599,000	1,548
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$460,000	1,281
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,139,000	1,419
Total noninterest expense	$4,790,000	1,998
Salaries and employee benefits	$2,781,000	1,920
Premises and equipment expense	$501,000	2,149
Additional noninterest expense	$1,508,000	1,959
Pre-tax net operating income	$2,198,000	1,802
Securities gains (losses)	$82,000	1,105
Applicable income taxes	$712,000	1,339
Income before extraordinary items	$1,568,000	2,036
Extraordinary gains, net	$0	16
Net income	$1,568,000	2,036
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,568,000	2,036
Net charge-offs	$-47,000	5,488
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,511,420	2,039
2016-03-31 (YTD Data)		Rank
Total interest income	$2,925,000	2,124
Total interest expense	$221,000	2,653
Net interest income	$2,704,000	2,052
Provision for loan and lease losses	$26,000	2,725
Total noninterest income	$795,000	1,526
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$233,000	1,255
Trading account gains and fees	$0	142
Additional Noninterest Income	$562,000	1,406
Total noninterest expense	$2,317,000	2,053
Salaries and employee benefits	$1,369,000	1,953
Premises and equipment expense	$241,000	2,219
Additional noninterest expense	$707,000	2,064
Pre-tax net operating income	$1,156,000	1,730
Securities gains (losses)	$65,000	708
Applicable income taxes	$385,000	1,266
Income before extraordinary items	$836,000	1,913
Extraordinary gains, net	$0	12
Net income	$836,000	1,914
Minority interest net income	$0	62
Net income of bank and minority interests.	$836,000	1,914
Net charge-offs	$-54,000	5,750
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$791,800	1,960
2015-12-31 (YTD Data)		Rank
Total interest income	$11,553,000	2,094
Total interest expense	$853,000	2,697
Net interest income	$10,700,000	2,015
Provision for loan and lease losses	$360,000	1,703
Total noninterest income	$3,018,000	1,598
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$849,000	1,407
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,169,000	1,436
Total noninterest expense	$8,965,000	2,094
Salaries and employee benefits	$5,116,000	2,015
Premises and equipment expense	$1,061,000	2,082
Additional noninterest expense	$2,788,000	2,139
Pre-tax net operating income	$4,393,000	1,749
Securities gains (losses)	$-7,000	5,835
Applicable income taxes	$1,364,000	1,304
Income before extraordinary items	$3,022,000	2,049
Extraordinary gains, net	$0	23
Net income	$3,022,000	2,050
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,022,000	2,051
Net charge-offs	$21,000	3,740
Cash dividends	$1,000,000	2,106
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,026,830	1,998
2015-09-30 (YTD Data)		Rank
Total interest income	$8,626,000	2,120
Total interest expense	$636,000	2,744
Net interest income	$7,990,000	2,032
Provision for loan and lease losses	$279,000	1,585
Total noninterest income	$2,312,000	1,594
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$627,000	1,433
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,685,000	1,410
Total noninterest expense	$6,623,000	2,123
Salaries and employee benefits	$3,855,000	2,013
Premises and equipment expense	$801,000	2,103
Additional noninterest expense	$1,967,000	2,233
Pre-tax net operating income	$3,400,000	1,728
Securities gains (losses)	$-17,000	6,051
Applicable income taxes	$1,056,000	1,321
Income before extraordinary items	$2,327,000	2,009
Extraordinary gains, net	$0	21
Net income	$2,327,000	2,011
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,327,000	2,011
Net charge-offs	$0	4,182
Cash dividends	$1,000,000	1,586
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,338,730	1,964
2015-06-30 (YTD Data)		Rank
Total interest income	$5,712,000	2,131
Total interest expense	$432,000	2,725
Net interest income	$5,280,000	2,040
Provision for loan and lease losses	$163,000	1,704
Total noninterest income	$1,501,000	1,619
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$419,000	1,410
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,082,000	1,475
Total noninterest expense	$4,377,000	2,148
Salaries and employee benefits	$2,562,000	2,037
Premises and equipment expense	$542,000	2,089
Additional noninterest expense	$1,273,000	2,316
Pre-tax net operating income	$2,241,000	1,737
Securities gains (losses)	$-26,000	6,198
Applicable income taxes	$697,000	1,326
Income before extraordinary items	$1,518,000	2,027
Extraordinary gains, net	$0	22
Net income	$1,518,000	2,029
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,518,000	2,029
Net charge-offs	$-20,000	5,464
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,535,940	1,959
2015-03-31 (YTD Data)		Rank
Total interest income	$2,822,000	2,145
Total interest expense	$220,000	2,709
Net interest income	$2,602,000	2,056
Provision for loan and lease losses	$75,000	1,675
Total noninterest income	$768,000	1,561
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$215,000	1,357
Trading account gains and fees	$0	152
Additional Noninterest Income	$553,000	1,401
Total noninterest expense	$2,197,000	2,151
Salaries and employee benefits	$1,300,000	2,016
Premises and equipment expense	$286,000	2,020
Additional noninterest expense	$611,000	2,380
Pre-tax net operating income	$1,098,000	1,712
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$351,000	1,303
Income before extraordinary items	$759,000	1,999
Extraordinary gains, net	$0	13
Net income	$759,000	2,001
Minority interest net income	$0	64
Net income of bank and minority interests.	$759,000	2,001
Net charge-offs	$-15,000	5,573
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$750,840	1,956
2014-12-31 (YTD Data)		Rank
Total interest income	$10,720,000	2,250
Total interest expense	$901,000	2,782
Net interest income	$9,819,000	2,167
Provision for loan and lease losses	$235,000	2,310
Total noninterest income	$2,256,000	1,941
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$860,000	1,481
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,396,000	1,857
Total noninterest expense	$8,613,000	2,180
Salaries and employee benefits	$4,883,000	2,092
Premises and equipment expense	$1,043,000	2,160
Additional noninterest expense	$2,687,000	2,251
Pre-tax net operating income	$3,227,000	2,154
Securities gains (losses)	$6,000	2,820
Applicable income taxes	$928,000	1,622
Income before extraordinary items	$2,305,000	2,441
Extraordinary gains, net	$0	17
Net income	$2,305,000	2,441
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,305,000	2,441
Net charge-offs	$337,000	1,891
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,300,740	2,409
2014-09-30 (YTD Data)		Rank
Total interest income	$7,973,000	2,275
Total interest expense	$673,000	2,844
Net interest income	$7,300,000	2,199
Provision for loan and lease losses	$75,000	3,094
Total noninterest income	$1,607,000	2,013
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$655,000	1,475
Trading account gains and fees	$0	174
Additional Noninterest Income	$952,000	2,009
Total noninterest expense	$6,418,000	2,198
Salaries and employee benefits	$3,620,000	2,122
Premises and equipment expense	$665,000	2,499
Additional noninterest expense	$2,133,000	2,121
Pre-tax net operating income	$2,414,000	2,195
Securities gains (losses)	$19,000	2,046
Applicable income taxes	$744,000	1,585
Income before extraordinary items	$1,689,000	2,509
Extraordinary gains, net	$0	15
Net income	$1,689,000	2,510
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,689,000	2,509
Net charge-offs	$274,000	1,681
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,675,890	2,480
2014-06-30 (YTD Data)		Rank
Total interest income	$5,140,000	2,350
Total interest expense	$442,000	2,905
Net interest income	$4,698,000	2,259
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,074,000	1,995
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$456,000	1,399
Trading account gains and fees	$0	172
Additional Noninterest Income	$618,000	2,014
Total noninterest expense	$4,295,000	2,185
Salaries and employee benefits	$2,415,000	2,128
Premises and equipment expense	$420,000	2,610
Additional noninterest expense	$1,460,000	2,069
Pre-tax net operating income	$1,477,000	2,298
Securities gains (losses)	$12,000	1,855
Applicable income taxes	$448,000	1,649
Income before extraordinary items	$1,041,000	2,580
Extraordinary gains, net	$0	20
Net income	$1,041,000	2,583
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,041,000	2,584
Net charge-offs	$173,000	1,723
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,032,600	2,537
2014-03-31 (YTD Data)		Rank
Total interest income	$2,529,000	2,378
Total interest expense	$223,000	2,916
Net interest income	$2,306,000	2,285
Provision for loan and lease losses	$0	3,817
Total noninterest income	$573,000	1,869
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$257,000	1,238
Trading account gains and fees	$0	147
Additional Noninterest Income	$316,000	1,935
Total noninterest expense	$2,127,000	2,214
Salaries and employee benefits	$1,181,000	2,179
Premises and equipment expense	$201,000	2,742
Additional noninterest expense	$745,000	2,021
Pre-tax net operating income	$752,000	2,200
Securities gains (losses)	$8,000	1,224
Applicable income taxes	$227,000	1,602
Income before extraordinary items	$533,000	2,456
Extraordinary gains, net	$0	16
Net income	$533,000	2,459
Minority interest net income	$0	66
Net income of bank and minority interests.	$533,000	2,459
Net charge-offs	$152,000	1,109
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$527,400	2,431
2013-12-31 (YTD Data)		Rank
Total interest income	$10,000,000	2,428
Total interest expense	$981,000	2,980
Net interest income	$9,019,000	2,338
Provision for loan and lease losses	$206,000	2,926
Total noninterest income	$2,175,000	2,035
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,000,000	1,360
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,175,000	2,167
Total noninterest expense	$7,741,000	2,418
Salaries and employee benefits	$4,243,000	2,353
Premises and equipment expense	$849,000	2,587
Additional noninterest expense	$2,649,000	2,333
Pre-tax net operating income	$3,247,000	2,041
Securities gains (losses)	$-35,000	6,408
Applicable income taxes	$1,026,000	1,443
Income before extraordinary items	$2,186,000	2,443
Extraordinary gains, net	$0	29
Net income	$2,186,000	2,447
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,186,000	2,446
Net charge-offs	$411,000	2,224
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,209,800	2,362
2013-09-30 (YTD Data)		Rank
Total interest income	$7,462,000	2,455
Total interest expense	$769,000	2,970
Net interest income	$6,693,000	2,364
Provision for loan and lease losses	$181,000	2,699
Total noninterest income	$1,631,000	2,087
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$740,000	1,385
Trading account gains and fees	$0	180
Additional Noninterest Income	$891,000	2,210
Total noninterest expense	$5,608,000	2,485
Salaries and employee benefits	$3,081,000	2,431
Premises and equipment expense	$636,000	2,602
Additional noninterest expense	$1,891,000	2,431
Pre-tax net operating income	$2,535,000	2,029
Securities gains (losses)	$-35,000	6,628
Applicable income taxes	$831,000	1,416
Income before extraordinary items	$1,669,000	2,438
Extraordinary gains, net	$0	25
Net income	$1,669,000	2,442
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,669,000	2,442
Net charge-offs	$204,000	2,537
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,692,450	2,351
2013-06-30 (YTD Data)		Rank
Total interest income	$4,987,000	2,437
Total interest expense	$527,000	2,957
Net interest income	$4,460,000	2,347
Provision for loan and lease losses	$181,000	2,222
Total noninterest income	$1,181,000	1,996
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$482,000	1,385
Trading account gains and fees	$0	157
Additional Noninterest Income	$699,000	2,016
Total noninterest expense	$3,745,000	2,474
Salaries and employee benefits	$2,058,000	2,436
Premises and equipment expense	$426,000	2,612
Additional noninterest expense	$1,261,000	2,425
Pre-tax net operating income	$1,715,000	1,974
Securities gains (losses)	$-9,000	6,654
Applicable income taxes	$570,000	1,399
Income before extraordinary items	$1,136,000	2,385
Extraordinary gains, net	$0	22
Net income	$1,136,000	2,394
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,136,000	2,392
Net charge-offs	$120,000	2,574
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,142,030	2,293
2013-03-31 (YTD Data)		Rank
Total interest income	$2,559,000	2,411
Total interest expense	$276,000	2,945
Net interest income	$2,283,000	2,291
Provision for loan and lease losses	$126,000	1,850
Total noninterest income	$587,000	1,988
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$237,000	1,397
Trading account gains and fees	$0	148
Additional Noninterest Income	$350,000	2,015
Total noninterest expense	$1,851,000	2,541
Salaries and employee benefits	$1,023,000	2,469
Premises and equipment expense	$214,000	2,634
Additional noninterest expense	$614,000	2,489
Pre-tax net operating income	$893,000	1,885
Securities gains (losses)	$-12,000	6,823
Applicable income taxes	$296,000	1,339
Income before extraordinary items	$585,000	2,294
Extraordinary gains, net	$0	10
Net income	$585,000	2,296
Minority interest net income	$0	76
Net income of bank and minority interests.	$585,000	2,296
Net charge-offs	$28,000	2,842
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$592,920	2,197
2012-12-31 (YTD Data)		Rank
Total interest income	$10,424,000	2,472
Total interest expense	$1,417,000	2,843
Net interest income	$9,007,000	2,388
Provision for loan and lease losses	$897,000	1,906
Total noninterest income	$2,118,000	2,102
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$834,000	1,638
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,284,000	2,036
Total noninterest expense	$7,332,000	2,561
Salaries and employee benefits	$4,079,000	2,395
Premises and equipment expense	$777,000	2,805
Additional noninterest expense	$2,476,000	2,590
Pre-tax net operating income	$2,896,000	2,154
Securities gains (losses)	$205,000	1,668
Applicable income taxes	$1,024,000	1,451
Income before extraordinary items	$2,077,000	2,515
Extraordinary gains, net	$0	29
Net income	$2,077,000	2,517
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,077,000	2,516
Net charge-offs	$721,000	2,194
Cash dividends	$1,000,000	1,928
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,939,650	2,527
2012-09-30 (YTD Data)		Rank
Total interest income	$7,798,000	2,525
Total interest expense	$1,077,000	2,908
Net interest income	$6,721,000	2,438
Provision for loan and lease losses	$657,000	1,923
Total noninterest income	$1,577,000	2,113
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$612,000	1,685
Trading account gains and fees	$0	157
Additional Noninterest Income	$965,000	2,036
Total noninterest expense	$5,480,000	2,580
Salaries and employee benefits	$3,087,000	2,388
Premises and equipment expense	$574,000	2,869
Additional noninterest expense	$1,819,000	2,636
Pre-tax net operating income	$2,161,000	2,209
Securities gains (losses)	$205,000	1,416
Applicable income taxes	$789,000	1,453
Income before extraordinary items	$1,577,000	2,546
Extraordinary gains, net	$0	20
Net income	$1,577,000	2,547
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,577,000	2,547
Net charge-offs	$654,000	1,894
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,439,650	2,588
2012-06-30 (YTD Data)		Rank
Total interest income	$5,225,000	2,524
Total interest expense	$731,000	2,958
Net interest income	$4,494,000	2,424
Provision for loan and lease losses	$407,000	2,049
Total noninterest income	$974,000	2,195
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$407,000	1,680
Trading account gains and fees	$0	153
Additional Noninterest Income	$567,000	2,166
Total noninterest expense	$3,612,000	2,615
Salaries and employee benefits	$2,049,000	2,403
Premises and equipment expense	$384,000	2,854
Additional noninterest expense	$1,179,000	2,722
Pre-tax net operating income	$1,449,000	2,193
Securities gains (losses)	$205,000	1,085
Applicable income taxes	$547,000	1,408
Income before extraordinary items	$1,107,000	2,415
Extraordinary gains, net	$0	19
Net income	$1,107,000	2,415
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,107,000	2,415
Net charge-offs	$421,000	1,945
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$969,650	2,541
2012-03-31 (YTD Data)		Rank
Total interest income	$2,681,000	2,499
Total interest expense	$373,000	3,011
Net interest income	$2,308,000	2,378
Provision for loan and lease losses	$265,000	1,705
Total noninterest income	$474,000	2,230
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$201,000	1,683
Trading account gains and fees	$0	148
Additional Noninterest Income	$273,000	2,230
Total noninterest expense	$1,773,000	2,639
Salaries and employee benefits	$1,012,000	2,445
Premises and equipment expense	$191,000	2,883
Additional noninterest expense	$570,000	2,773
Pre-tax net operating income	$744,000	2,147
Securities gains (losses)	$0	2,210
Applicable income taxes	$239,000	1,533
Income before extraordinary items	$505,000	2,591
Extraordinary gains, net	$0	19
Net income	$505,000	2,593
Minority interest net income	$0	78
Net income of bank and minority interests.	$505,000	2,594
Net charge-offs	$262,000	1,609
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$505,000	2,464
2011-12-31 (YTD Data)		Rank
Total interest income	$10,143,000	2,723
Total interest expense	$1,584,000	3,312
Net interest income	$8,559,000	2,560
Provision for loan and lease losses	$657,000	3,042
Total noninterest income	$2,118,000	1,914
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$822,000	1,751
Trading account gains and fees	$-16,000	7,286
Additional Noninterest Income	$1,312,000	1,786
Total noninterest expense	$6,946,000	2,681
Salaries and employee benefits	$3,773,000	2,544
Premises and equipment expense	$776,000	2,979
Additional noninterest expense	$2,397,000	2,673
Pre-tax net operating income	$3,074,000	1,787
Securities gains (losses)	$0	3,838
Applicable income taxes	$993,000	1,348
Income before extraordinary items	$2,081,000	2,188
Extraordinary gains, net	$0	29
Net income	$2,081,000	2,189
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,081,000	2,189
Net charge-offs	$443,000	3,322
Cash dividends	$2,500,000	785
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,081,000	2,113
2011-09-30 (YTD Data)		Rank
Total interest income	$7,538,000	2,774
Total interest expense	$1,226,000	3,349
Net interest income	$6,312,000	2,610
Provision for loan and lease losses	$507,000	2,866
Total noninterest income	$1,541,000	1,958
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$605,000	1,785
Trading account gains and fees	$-12,000	7,369
Additional Noninterest Income	$948,000	1,826
Total noninterest expense	$4,868,000	2,862
Salaries and employee benefits	$2,775,000	2,595
Premises and equipment expense	$574,000	3,031
Additional noninterest expense	$1,519,000	3,122
Pre-tax net operating income	$2,478,000	1,742
Securities gains (losses)	$0	3,555
Applicable income taxes	$808,000	1,282
Income before extraordinary items	$1,670,000	2,126
Extraordinary gains, net	$0	21
Net income	$1,670,000	2,126
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,670,000	2,127
Net charge-offs	$113,000	4,309
Cash dividends	$1,500,000	829
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,670,000	2,031
2011-06-30 (YTD Data)		Rank
Total interest income	$4,971,000	2,821
Total interest expense	$859,000	3,317
Net interest income	$4,112,000	2,677
Provision for loan and lease losses	$462,000	2,407
Total noninterest income	$959,000	2,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$382,000	1,835
Trading account gains and fees	$-8,000	7,459
Additional Noninterest Income	$585,000	1,900
Total noninterest expense	$3,146,000	2,974
Salaries and employee benefits	$1,791,000	2,704
Premises and equipment expense	$372,000	3,113
Additional noninterest expense	$983,000	3,249
Pre-tax net operating income	$1,463,000	1,924
Securities gains (losses)	$0	2,914
Applicable income taxes	$467,000	1,384
Income before extraordinary items	$996,000	2,290
Extraordinary gains, net	$0	15
Net income	$996,000	2,290
Minority interest net income	$0	89
Net income of bank and minority interests.	$996,000	2,290
Net charge-offs	$28,000	4,871
Cash dividends	$1,000,000	803
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$996,000	2,209
2011-03-31 (YTD Data)		Rank
Total interest income	$2,446,000	2,879
Total interest expense	$456,000	3,273
Net interest income	$1,990,000	2,745
Provision for loan and lease losses	$110,000	3,236
Total noninterest income	$487,000	2,027
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$194,000	1,783
Trading account gains and fees	$-11,000	7,541
Additional Noninterest Income	$304,000	1,895
Total noninterest expense	$1,572,000	2,978
Salaries and employee benefits	$892,000	2,723
Premises and equipment expense	$184,000	3,193
Additional noninterest expense	$496,000	3,203
Pre-tax net operating income	$795,000	1,783
Securities gains (losses)	$0	1,772
Applicable income taxes	$270,000	1,217
Income before extraordinary items	$525,000	2,164
Extraordinary gains, net	$0	9
Net income	$525,000	2,163
Minority interest net income	$0	86
Net income of bank and minority interests.	$525,000	2,164
Net charge-offs	$12,000	4,307
Cash dividends	$500,000	725
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$525,000	2,120
2010-12-31 (YTD Data)		Rank
Total interest income	$10,228,000	2,905
Total interest expense	$2,217,000	3,288
Net interest income	$8,011,000	2,720
Provision for loan and lease losses	$995,000	3,064
Total noninterest income	$2,641,000	1,695
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$7,000	166
Additional Noninterest Income	$2,634,000	1,154
Total noninterest expense	$6,579,000	2,874
Salaries and employee benefits	$3,666,000	2,624
Premises and equipment expense	$695,000	3,317
Additional noninterest expense	$2,218,000	2,961
Pre-tax net operating income	$3,078,000	1,592
Securities gains (losses)	$304,000	1,253
Applicable income taxes	$1,049,000	1,175
Income before extraordinary items	$2,333,000	1,766
Extraordinary gains, net	$0	29
Net income	$2,333,000	1,767
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,333,000	1,768
Net charge-offs	$523,000	3,592
Cash dividends	$1,900,000	863
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,123,240	1,849
2010-09-30 (YTD Data)		Rank
Total interest income	$7,702,000	2,956
Total interest expense	$1,705,000	3,347
Net interest income	$5,997,000	2,759
Provision for loan and lease losses	$700,000	3,032
Total noninterest income	$1,944,000	1,728
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$48,000	125
Additional Noninterest Income	$1,896,000	1,148
Total noninterest expense	$4,774,000	2,952
Salaries and employee benefits	$2,662,000	2,704
Premises and equipment expense	$520,000	3,366
Additional noninterest expense	$1,592,000	3,047
Pre-tax net operating income	$2,467,000	1,602
Securities gains (losses)	$91,000	2,011
Applicable income taxes	$782,000	1,227
Income before extraordinary items	$1,776,000	1,857
Extraordinary gains, net	$0	23
Net income	$1,776,000	1,858
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,776,000	1,859
Net charge-offs	$332,000	3,599
Cash dividends	$1,900,000	569
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,713,210	1,829
2010-06-30 (YTD Data)		Rank
Total interest income	$5,121,000	2,989
Total interest expense	$1,164,000	3,388
Net interest income	$3,957,000	2,779
Provision for loan and lease losses	$340,000	3,434
Total noninterest income	$1,119,000	1,880
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$45,000	113
Additional Noninterest Income	$1,074,000	1,231
Total noninterest expense	$2,995,000	3,120
Salaries and employee benefits	$1,680,000	2,837
Premises and equipment expense	$336,000	3,498
Additional noninterest expense	$979,000	3,252
Pre-tax net operating income	$1,741,000	1,491
Securities gains (losses)	$75,000	1,628
Applicable income taxes	$553,000	1,122
Income before extraordinary items	$1,263,000	1,718
Extraordinary gains, net	$0	19
Net income	$1,263,000	1,716
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,263,000	1,718
Net charge-offs	$272,000	3,174
Cash dividends	$1,900,000	375
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,210,500	1,710
2010-03-31 (YTD Data)		Rank
Total interest income	$2,535,000	3,074
Total interest expense	$569,000	3,575
Net interest income	$1,966,000	2,823
Provision for loan and lease losses	$165,000	3,229
Total noninterest income	$499,000	2,034
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$13,000	139
Additional Noninterest Income	$486,000	1,327
Total noninterest expense	$1,420,000	3,286
Salaries and employee benefits	$808,000	2,986
Premises and equipment expense	$168,000	3,571
Additional noninterest expense	$444,000	3,507
Pre-tax net operating income	$880,000	1,489
Securities gains (losses)	$63,000	1,031
Applicable income taxes	$290,000	1,079
Income before extraordinary items	$653,000	1,676
Extraordinary gains, net	$0	16
Net income	$653,000	1,677
Minority interest net income	$0	91
Net income of bank and minority interests.	$653,000	1,678
Net charge-offs	$42,000	3,871
Cash dividends	$1,000,000	322
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$609,530	1,720
2009-12-31 (YTD Data)		Rank
Total interest income	$10,564,000	3,094
Total interest expense	$3,037,000	3,386
Net interest income	$7,527,000	2,871
Provision for loan and lease losses	$895,000	3,679
Total noninterest income	$2,104,000	2,052
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-28,000	7,967
Additional Noninterest Income	$2,132,000	1,312
Total noninterest expense	$6,043,000	3,156
Salaries and employee benefits	$3,363,000	2,891
Premises and equipment expense	$699,000	3,458
Additional noninterest expense	$1,981,000	3,340
Pre-tax net operating income	$2,693,000	1,489
Securities gains (losses)	$101,000	2,132
Applicable income taxes	$953,000	998
Income before extraordinary items	$1,841,000	1,805
Extraordinary gains, net	$0	34
Net income	$1,841,000	1,802
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,841,000	1,804
Net charge-offs	$265,000	4,643
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$18,000	1,224
Net operating income	$1,774,340	1,813
2009-09-30 (YTD Data)		Rank
Total interest income	$7,936,000	3,132
Total interest expense	$2,389,000	3,393
Net interest income	$5,547,000	2,916
Provision for loan and lease losses	$635,000	3,440
Total noninterest income	$1,596,000	2,072
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-8,000	8,050
Additional Noninterest Income	$1,604,000	1,333
Total noninterest expense	$4,456,000	3,214
Salaries and employee benefits	$2,510,000	2,937
Premises and equipment expense	$498,000	3,640
Additional noninterest expense	$1,448,000	3,372
Pre-tax net operating income	$2,052,000	1,585
Securities gains (losses)	$88,000	1,930
Applicable income taxes	$774,000	1,034
Income before extraordinary items	$1,366,000	1,945
Extraordinary gains, net	$0	27
Net income	$1,366,000	1,944
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,366,000	1,945
Net charge-offs	$145,000	4,654
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$18,000	1,109
Net operating income	$1,309,680	1,988
2009-06-30 (YTD Data)		Rank
Total interest income	$5,260,000	3,174
Total interest expense	$1,663,000	3,404
Net interest income	$3,597,000	2,974
Provision for loan and lease losses	$545,000	2,854
Total noninterest income	$1,065,000	2,083
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,065,000	1,369
Total noninterest expense	$2,999,000	3,217
Salaries and employee benefits	$1,705,000	2,911
Premises and equipment expense	$339,000	3,610
Additional noninterest expense	$955,000	3,404
Pre-tax net operating income	$1,118,000	1,932
Securities gains (losses)	$88,000	1,580
Applicable income taxes	$461,000	1,154
Income before extraordinary items	$745,000	2,361
Extraordinary gains, net	$0	21
Net income	$745,000	2,357
Minority interest net income	$0	112
Net income of bank and minority interests.	$745,000	2,360
Net charge-offs	$42,000	5,063
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$18,000	1,009
Net operating income	$688,680	2,446
2009-03-31 (YTD Data)		Rank
Total interest income	$2,587,000	3,244
Total interest expense	$853,000	3,454
Net interest income	$1,734,000	3,062
Provision for loan and lease losses	$445,000	1,914
Total noninterest income	$559,000	1,970
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$559,000	1,294
Total noninterest expense	$1,552,000	3,047
Salaries and employee benefits	$905,000	2,789
Premises and equipment expense	$167,000	3,685
Additional noninterest expense	$480,000	3,111
Pre-tax net operating income	$296,000	3,359
Securities gains (losses)	$0	2,434
Applicable income taxes	$156,000	1,705
Income before extraordinary items	$140,000	4,459
Extraordinary gains, net	$0	15
Net income	$140,000	4,462
Minority interest net income	$0	102
Net income of bank and minority interests.	$140,000	4,462
Net charge-offs	$6,000	5,032
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$9,000	897
Net operating income	$140,000	4,301
2008-12-31 (YTD Data)		Rank
Total interest income	$10,974,000	3,288
Total interest expense	$4,146,000	3,427
Net interest income	$6,828,000	3,128
Provision for loan and lease losses	$940,000	2,803
Total noninterest income	$1,791,000	2,314
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$60,000	118
Additional Noninterest Income	$1,731,000	1,445
Total noninterest expense	$6,362,000	2,912
Salaries and employee benefits	$3,528,000	2,806
Premises and equipment expense	$592,000	3,980
Additional noninterest expense	$2,242,000	2,571
Pre-tax net operating income	$1,317,000	3,248
Securities gains (losses)	$0	3,220
Applicable income taxes	$453,000	1,939
Income before extraordinary items	$864,000	3,559
Extraordinary gains, net	$0	39
Net income	$864,000	3,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	3,949
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$86,000	1,015
Net operating income	$864,000	3,706
2008-09-30 (YTD Data)		Rank
Total interest income	$8,322,000	3,306
Total interest expense	$3,220,000	3,443
Net interest income	$5,102,000	3,150
Provision for loan and lease losses	$210,000	4,122
Total noninterest income	$1,364,000	2,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$60,000	114
Additional Noninterest Income	$1,304,000	1,499
Total noninterest expense	$4,540,000	3,025
Salaries and employee benefits	$2,656,000	2,810
Premises and equipment expense	$406,000	4,270
Additional noninterest expense	$1,478,000	2,804
Pre-tax net operating income	$1,716,000	2,565
Securities gains (losses)	$0	3,106
Applicable income taxes	$575,000	1,728
Income before extraordinary items	$1,141,000	2,844
Extraordinary gains, net	$0	31
Net income	$1,141,000	2,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,686
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$66,000	888
Net operating income	$1,141,000	2,987
2008-06-30 (YTD Data)		Rank
Total interest income	$5,636,000	3,323
Total interest expense	$2,282,000	3,416
Net interest income	$3,354,000	3,188
Provision for loan and lease losses	$110,000	4,116
Total noninterest income	$947,000	2,317
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$60,000	104
Additional Noninterest Income	$887,000	1,536
Total noninterest expense	$3,000,000	3,058
Salaries and employee benefits	$1,761,000	2,861
Premises and equipment expense	$257,000	4,428
Additional noninterest expense	$982,000	2,793
Pre-tax net operating income	$1,191,000	2,599
Securities gains (losses)	$0	3,233
Applicable income taxes	$399,000	1,871
Income before extraordinary items	$792,000	3,074
Extraordinary gains, net	$0	21
Net income	$792,000	3,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,151
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$44,000	801
Net operating income	$792,000	3,021
2008-03-31 (YTD Data)		Rank
Total interest income	$2,910,000	3,309
Total interest expense	$1,249,000	3,356
Net interest income	$1,661,000	3,219
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$493,000	2,262
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$60,000	108
Additional Noninterest Income	$433,000	1,559
Total noninterest expense	$1,411,000	3,245
Salaries and employee benefits	$873,000	2,916
Premises and equipment expense	$123,000	4,560
Additional noninterest expense	$415,000	3,204
Pre-tax net operating income	$713,000	2,380
Securities gains (losses)	$0	2,688
Applicable income taxes	$239,000	1,736
Income before extraordinary items	$474,000	2,817
Extraordinary gains, net	$0	15
Net income	$474,000	2,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,346
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$22,000	679
Net operating income	$474,000	2,737
2007-12-31 (YTD Data)		Rank
Total interest income	$10,127,000	3,746
Total interest expense	$4,469,000	3,733
Net interest income	$5,658,000	3,660
Provision for loan and lease losses	$600,000	2,040
Total noninterest income	$1,747,000	2,432
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$3,000	169
Additional Noninterest Income	$1,744,000	1,501
Total noninterest expense	$4,868,000	3,519
Salaries and employee benefits	$2,849,000	3,358
Premises and equipment expense	$375,000	5,221
Additional noninterest expense	$1,644,000	3,166
Pre-tax net operating income	$1,937,000	3,371
Securities gains (losses)	$0	2,146
Applicable income taxes	$669,000	2,354
Income before extraordinary items	$1,268,000	3,818
Extraordinary gains, net	$0	39
Net income	$1,268,000	3,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,008
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$54,000	1,051
Net operating income	$1,268,000	3,808
2007-09-30 (YTD Data)		Rank
Total interest income	$7,417,000	3,801
Total interest expense	$3,299,000	3,779
Net interest income	$4,118,000	3,754
Provision for loan and lease losses	$450,000	1,697
Total noninterest income	$1,332,000	2,409
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,332,000	1,494
Total noninterest expense	$3,492,000	3,632
Salaries and employee benefits	$2,095,000	3,401
Premises and equipment expense	$263,000	5,393
Additional noninterest expense	$1,134,000	3,339
Pre-tax net operating income	$1,508,000	3,458
Securities gains (losses)	$0	1,655
Applicable income taxes	$505,000	2,522
Income before extraordinary items	$1,003,000	3,883
Extraordinary gains, net	$0	33
Net income	$1,003,000	3,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,741
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$41,000	926
Net operating income	$1,003,000	3,871
2007-06-30 (YTD Data)		Rank
Total interest income	$4,885,000	3,851
Total interest expense	$2,201,000	3,767
Net interest income	$2,684,000	3,837
Provision for loan and lease losses	$300,000	1,528
Total noninterest income	$871,000	2,439
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$871,000	1,537
Total noninterest expense	$2,245,000	3,777
Salaries and employee benefits	$1,352,000	3,524
Premises and equipment expense	$163,000	5,615
Additional noninterest expense	$730,000	3,436
Pre-tax net operating income	$1,010,000	3,509
Securities gains (losses)	$0	1,444
Applicable income taxes	$338,000	2,587
Income before extraordinary items	$672,000	3,916
Extraordinary gains, net	$0	29
Net income	$672,000	3,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	7,999
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$28,000	849
Net operating income	$672,000	3,905
2007-03-31 (YTD Data)		Rank
Total interest income	$2,363,000	3,933
Total interest expense	$1,075,000	3,816
Net interest income	$1,288,000	3,934
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$431,000	2,436
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$431,000	1,529
Total noninterest expense	$1,079,000	3,895
Salaries and employee benefits	$644,000	3,694
Premises and equipment expense	$83,000	5,593
Additional noninterest expense	$352,000	3,521
Pre-tax net operating income	$490,000	3,570
Securities gains (losses)	$0	1,187
Applicable income taxes	$164,000	2,653
Income before extraordinary items	$326,000	3,978
Extraordinary gains, net	$0	22
Net income	$326,000	3,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,637
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$13,000	731
Net operating income	$326,000	3,961
2006-12-31 (YTD Data)		Rank
Total interest income	$8,191,000	4,141
Total interest expense	$3,501,000	3,911
Net interest income	$4,690,000	4,219
Provision for loan and lease losses	$554,000	1,738
Total noninterest income	$1,409,000	2,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,409,000	1,742
Total noninterest expense	$3,938,000	4,045
Salaries and employee benefits	$2,268,000	3,886
Premises and equipment expense	$454,000	4,539
Additional noninterest expense	$1,216,000	3,890
Pre-tax net operating income	$1,607,000	4,147
Securities gains (losses)	$0	1,687
Applicable income taxes	$537,000	3,053
Income before extraordinary items	$1,070,000	4,558
Extraordinary gains, net	$0	51
Net income	$1,070,000	4,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,703
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$43,000	1,030
Net operating income	$1,070,000	4,547
2006-09-30 (YTD Data)		Rank
Total interest income	$5,866,000	4,239
Total interest expense	$2,460,000	3,997
Net interest income	$3,406,000	4,343
Provision for loan and lease losses	$370,000	1,816
Total noninterest income	$938,000	3,065
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$938,000	1,906
Total noninterest expense	$2,838,000	4,140
Salaries and employee benefits	$1,620,000	4,023
Premises and equipment expense	$370,000	4,315
Additional noninterest expense	$848,000	4,095
Pre-tax net operating income	$1,136,000	4,446
Securities gains (losses)	$0	1,388
Applicable income taxes	$381,000	3,240
Income before extraordinary items	$755,000	4,835
Extraordinary gains, net	$0	45
Net income	$755,000	4,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,490
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$30,000	873
Net operating income	$755,000	4,825
2006-06-30 (YTD Data)		Rank
Total interest income	$3,685,000	4,350
Total interest expense	$1,518,000	4,087
Net interest income	$2,167,000	4,490
Provision for loan and lease losses	$220,000	1,956
Total noninterest income	$580,000	3,189
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$580,000	2,012
Total noninterest expense	$1,805,000	4,292
Salaries and employee benefits	$1,015,000	4,215
Premises and equipment expense	$290,000	3,870
Additional noninterest expense	$500,000	4,489
Pre-tax net operating income	$722,000	4,563
Securities gains (losses)	$0	1,185
Applicable income taxes	$242,000	3,352
Income before extraordinary items	$480,000	4,984
Extraordinary gains, net	$0	39
Net income	$480,000	4,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$18,000	756
Net operating income	$480,000	4,977
2006-03-31 (YTD Data)		Rank
Total interest income	$1,718,000	4,512
Total interest expense	$725,000	4,084
Net interest income	$993,000	4,738
Provision for loan and lease losses	$70,000	2,616
Total noninterest income	$249,000	3,479
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$249,000	2,197
Total noninterest expense	$846,000	4,512
Salaries and employee benefits	$464,000	4,523
Premises and equipment expense	$147,000	3,848
Additional noninterest expense	$235,000	4,650
Pre-tax net operating income	$326,000	4,759
Securities gains (losses)	$0	955
Applicable income taxes	$109,000	3,485
Income before extraordinary items	$217,000	5,152
Extraordinary gains, net	$0	21
Net income	$217,000	5,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$8,000	564
Net operating income	$217,000	5,147
2005-12-31 (YTD Data)		Rank
Total interest income	$5,350,000	4,947
Total interest expense	$2,455,000	3,869
Net interest income	$2,895,000	5,619
Provision for loan and lease losses	$185,000	3,710
Total noninterest income	$709,000	4,342
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$709,000	2,741
Total noninterest expense	$2,629,000	5,207
Salaries and employee benefits	$1,383,000	5,336
Premises and equipment expense	$526,000	4,024
Additional noninterest expense	$720,000	5,500
Pre-tax net operating income	$790,000	5,899
Securities gains (losses)	$329,000	385
Applicable income taxes	$376,000	3,803
Income before extraordinary items	$743,000	5,528
Extraordinary gains, net	$0	46
Net income	$743,000	5,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,834
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$22,000	855
Net operating income	$525,860	6,240
2005-09-30 (YTD Data)		Rank
Total interest income	$3,801,000	5,074
Total interest expense	$1,772,000	3,844
Net interest income	$2,029,000	5,843
Provision for loan and lease losses	$140,000	3,587
Total noninterest income	$520,000	4,438
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$520,000	2,806
Total noninterest expense	$1,878,000	5,344
Salaries and employee benefits	$982,000	5,473
Premises and equipment expense	$389,000	4,047
Additional noninterest expense	$507,000	5,653
Pre-tax net operating income	$531,000	6,277
Securities gains (losses)	$329,000	364
Applicable income taxes	$275,000	3,937
Income before extraordinary items	$585,000	5,513
Extraordinary gains, net	$0	35
Net income	$585,000	5,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,153
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$15,000	703
Net operating income	$361,280	6,550
2005-06-30 (YTD Data)		Rank
Total interest income	$2,461,000	5,105
Total interest expense	$1,145,000	3,758
Net interest income	$1,316,000	5,909
Provision for loan and lease losses	$90,000	3,491
Total noninterest income	$260,000	5,130
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$260,000	3,314
Total noninterest expense	$1,131,000	5,661
Salaries and employee benefits	$565,000	5,942
Premises and equipment expense	$249,000	4,162
Additional noninterest expense	$317,000	5,827
Pre-tax net operating income	$355,000	6,261
Securities gains (losses)	$329,000	306
Applicable income taxes	$219,000	3,640
Income before extraordinary items	$465,000	5,057
Extraordinary gains, net	$0	30
Net income	$465,000	5,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$7,000	602
Net operating income	$241,280	6,537
2005-03-31 (YTD Data)		Rank
Total interest income	$1,217,000	5,131
Total interest expense	$555,000	3,728
Net interest income	$662,000	5,910
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$126,000	5,140
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$126,000	3,309
Total noninterest expense	$535,000	5,871
Salaries and employee benefits	$249,000	6,402
Premises and equipment expense	$125,000	4,196
Additional noninterest expense	$161,000	5,778
Pre-tax net operating income	$238,000	5,559
Securities gains (losses)	$0	1,685
Applicable income taxes	$76,000	4,184
Income before extraordinary items	$162,000	5,937
Extraordinary gains, net	$0	24
Net income	$162,000	5,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$162,000	5,897
2004-12-31 (YTD Data)		Rank
Total interest income	$4,660,000	5,070
Total interest expense	$2,171,000	3,412
Net interest income	$2,489,000	6,019
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$624,000	4,717
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$624,000	2,913
Total noninterest expense	$2,027,000	5,959
Salaries and employee benefits	$1,025,000	6,196
Premises and equipment expense	$382,000	4,919
Additional noninterest expense	$620,000	5,878
Pre-tax net operating income	$1,026,000	5,172
Securities gains (losses)	$0	3,819
Applicable income taxes	$341,000	3,975
Income before extraordinary items	$685,000	5,647
Extraordinary gains, net	$0	34
Net income	$685,000	5,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,475
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$685,000	5,582
2004-09-30 (YTD Data)		Rank
Total interest income	$3,469,000	5,090
Total interest expense	$1,624,000	3,369
Net interest income	$1,845,000	6,070
Provision for loan and lease losses	$45,000	5,471
Total noninterest income	$294,000	5,864
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$294,000	3,762
Total noninterest expense	$1,460,000	6,057
Salaries and employee benefits	$771,000	6,147
Premises and equipment expense	$255,000	5,284
Additional noninterest expense	$434,000	6,053
Pre-tax net operating income	$634,000	5,742
Securities gains (losses)	$0	3,710
Applicable income taxes	$222,000	4,286
Income before extraordinary items	$412,000	6,247
Extraordinary gains, net	$0	26
Net income	$412,000	6,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,881
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$412,000	6,179
2004-06-30 (YTD Data)		Rank
Total interest income	$2,305,000	5,100
Total interest expense	$1,075,000	3,380
Net interest income	$1,230,000	6,084
Provision for loan and lease losses	$30,000	5,293
Total noninterest income	$189,000	5,946
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$189,000	3,848
Total noninterest expense	$913,000	6,312
Salaries and employee benefits	$516,000	6,178
Premises and equipment expense	$133,000	6,029
Additional noninterest expense	$264,000	6,362
Pre-tax net operating income	$476,000	5,434
Securities gains (losses)	$0	3,413
Applicable income taxes	$167,000	4,070
Income before extraordinary items	$309,000	5,975
Extraordinary gains, net	$0	21
Net income	$309,000	5,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$309,000	5,888
2004-03-31 (YTD Data)		Rank
Total interest income	$1,149,000	5,132
Total interest expense	$531,000	3,459
Net interest income	$618,000	6,054
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$89,000	6,038
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$89,000	3,959
Total noninterest expense	$452,000	6,394
Salaries and employee benefits	$257,000	6,239
Premises and equipment expense	$64,000	6,144
Additional noninterest expense	$131,000	6,404
Pre-tax net operating income	$240,000	5,385
Securities gains (losses)	$0	2,934
Applicable income taxes	$84,000	4,060
Income before extraordinary items	$156,000	5,914
Extraordinary gains, net	$0	16
Net income	$156,000	5,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$156,000	5,791
2003-12-31 (YTD Data)		Rank
Total interest income	$4,495,000	5,246
Total interest expense	$2,136,000	3,818
Net interest income	$2,359,000	6,082
Provision for loan and lease losses	$60,000	5,969
Total noninterest income	$373,000	6,118
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$373,000	4,098
Total noninterest expense	$1,726,000	6,477
Salaries and employee benefits	$1,015,000	6,212
Premises and equipment expense	$258,000	6,084
Additional noninterest expense	$453,000	6,830
Pre-tax net operating income	$946,000	5,314
Securities gains (losses)	$0	4,500
Applicable income taxes	$320,000	4,188
Income before extraordinary items	$626,000	5,859
Extraordinary gains, net	$0	54
Net income	$626,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,961
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$626,000	5,688
2003-09-30 (YTD Data)		Rank
Total interest income	$3,362,000	5,310
Total interest expense	$1,617,000	3,913
Net interest income	$1,745,000	6,162
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$294,000	6,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$294,000	4,075
Total noninterest expense	$1,285,000	6,475
Salaries and employee benefits	$764,000	6,162
Premises and equipment expense	$188,000	6,155
Additional noninterest expense	$333,000	6,866
Pre-tax net operating income	$709,000	5,465
Securities gains (losses)	$0	4,204
Applicable income taxes	$248,000	4,295
Income before extraordinary items	$461,000	6,040
Extraordinary gains, net	$0	40
Net income	$461,000	6,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,047
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$461,000	5,870
2003-06-30 (YTD Data)		Rank
Total interest income	$2,240,000	5,344
Total interest expense	$1,102,000	3,947
Net interest income	$1,138,000	6,243
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$199,000	6,027
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$199,000	4,051
Total noninterest expense	$830,000	6,591
Salaries and employee benefits	$501,000	6,256
Premises and equipment expense	$119,000	6,291
Additional noninterest expense	$210,000	7,008
Pre-tax net operating income	$477,000	5,433
Securities gains (losses)	$0	3,782
Applicable income taxes	$167,000	4,301
Income before extraordinary items	$310,000	6,031
Extraordinary gains, net	$0	30
Net income	$310,000	6,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$310,000	5,830
2003-03-31 (YTD Data)		Rank
Total interest income	$1,126,000	5,361
Total interest expense	$554,000	4,023
Net interest income	$572,000	6,213
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$94,000	6,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$94,000	4,045
Total noninterest expense	$420,000	6,563
Salaries and employee benefits	$251,000	6,237
Premises and equipment expense	$58,000	6,382
Additional noninterest expense	$111,000	6,863
Pre-tax net operating income	$231,000	5,489
Securities gains (losses)	$0	2,891
Applicable income taxes	$81,000	4,334
Income before extraordinary items	$150,000	6,017
Extraordinary gains, net	$0	21
Net income	$150,000	6,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$150,000	5,835
2002-12-31 (YTD Data)		Rank
Total interest income	$4,593,000	5,461
Total interest expense	$2,447,000	4,167
Net interest income	$2,146,000	6,403
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$281,000	6,613
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$281,000	4,391
Total noninterest expense	$1,523,000	6,794
Salaries and employee benefits	$872,000	6,607
Premises and equipment expense	$246,000	6,193
Additional noninterest expense	$405,000	7,124
Pre-tax net operating income	$844,000	5,629
Securities gains (losses)	$2,000	4,234
Applicable income taxes	$286,000	4,530
Income before extraordinary items	$560,000	6,145
Extraordinary gains, net	$0	70
Net income	$560,000	6,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,528
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$558,680	5,992
2001-12-31 (YTD Data)		Rank
Total interest income	$4,564,000	5,922
Total interest expense	$2,773,000	5,029
Net interest income	$1,791,000	6,804
Provision for loan and lease losses	$0	8,228
Total noninterest income	$193,000	7,379
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$193,000	5,009
Total noninterest expense	$1,322,000	7,184
Salaries and employee benefits	$697,000	7,220
Premises and equipment expense	$167,000	7,259
Additional noninterest expense	$458,000	6,727
Pre-tax net operating income	$662,000	5,945
Securities gains (losses)	$0	4,612
Applicable income taxes	$231,000	4,745
Income before extraordinary items	$431,000	6,393
Extraordinary gains, net	$0	105
Net income	$431,000	6,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,448
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$431,000	6,272
2000-12-31 (YTD Data)		Rank
Total interest income	$4,117,000	6,391
Total interest expense	$2,625,000	5,392
Net interest income	$1,492,000	7,484
Provision for loan and lease losses	$0	8,337
Total noninterest income	$150,000	7,887
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$150,000	5,472
Total noninterest expense	$1,063,000	7,833
Salaries and employee benefits	$565,000	7,890
Premises and equipment expense	$88,000	8,649
Additional noninterest expense	$410,000	7,070
Pre-tax net operating income	$579,000	6,668
Securities gains (losses)	$0	1,956
Applicable income taxes	$201,000	5,372
Income before extraordinary items	$378,000	6,987
Extraordinary gains, net	$0	38
Net income	$378,000	6,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$378,000	6,993
1999-12-31 (YTD Data)		Rank
Total interest income	$3,315,000	7,033
Total interest expense	$1,969,000	6,056
Net interest income	$1,346,000	7,877
Provision for loan and lease losses	$0	8,503
Total noninterest income	$76,000	9,203
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$76,000	7,256
Total noninterest expense	$903,000	8,406
Salaries and employee benefits	$540,000	8,101
Premises and equipment expense	$63,000	9,372
Additional noninterest expense	$300,000	8,119
Pre-tax net operating income	$519,000	7,059
Securities gains (losses)	$0	3,155
Applicable income taxes	$178,000	5,942
Income before extraordinary items	$341,000	7,345
Extraordinary gains, net	$0	35
Net income	$341,000	7,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$1,487,000	468
Net operating income	$341,000	7,316
1998-12-31 (YTD Data)		Rank
Total interest income	$2,656,000	7,917
Total interest expense	$1,672,000	6,826
Net interest income	$984,000	8,833
Provision for loan and lease losses	$81,000	5,561
Total noninterest income	$118,000	8,721
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$118,000	6,242
Total noninterest expense	$663,000	9,215
Salaries and employee benefits	$376,000	9,112
Premises and equipment expense	$58,000	9,619
Additional noninterest expense	$229,000	8,801
Pre-tax net operating income	$358,000	8,105
Securities gains (losses)	$0	4,449
Applicable income taxes	$122,000	7,223
Income before extraordinary items	$236,000	8,342
Extraordinary gains, net	$0	32
Net income	$236,000	8,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$236,000	8,266
1997-12-31 (YTD Data)		Rank
Total interest income	$2,236,000	8,738
Total interest expense	$1,420,000	7,544
Net interest income	$816,000	9,625
Provision for loan and lease losses	$6,000	8,580
Total noninterest income	$50,000	10,283
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$50,000	8,438
Total noninterest expense	$523,000	10,043
Salaries and employee benefits	$316,000	9,833
Premises and equipment expense	$52,000	10,154
Additional noninterest expense	$155,000	9,934
Pre-tax net operating income	$337,000	8,789
Securities gains (losses)	$0	3,944
Applicable income taxes	$123,000	8,030
Income before extraordinary items	$214,000	9,033
Extraordinary gains, net	$0	44
Net income	$214,000	9,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$214,000	8,997
1996-12-31 (YTD Data)		Rank
Total interest income	$2,021,000	9,346
Total interest expense	$1,317,000	8,056
Net interest income	$704,000	10,375
Provision for loan and lease losses	$6,000	8,753
Total noninterest income	$70,000	10,476
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$70,000	8,080
Total noninterest expense	$635,000	10,047
Salaries and employee benefits	$266,000	10,612
Premises and equipment expense	$69,000	10,108
Additional noninterest expense	$300,000	8,884
Pre-tax net operating income	$133,000	10,193
Securities gains (losses)	$0	4,148
Applicable income taxes	$42,000	9,829
Income before extraordinary items	$91,000	10,300
Extraordinary gains, net	$0	53
Net income	$91,000	10,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$91,000	10,250
1995-12-31 (YTD Data)		Rank
Total interest income	$1,949,000	9,805
Total interest expense	$1,268,000	8,380
Net interest income	$681,000	10,897
Provision for loan and lease losses	$7,000	8,542
Total noninterest income	$40,000	11,511
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$40,000	9,709
Total noninterest expense	$470,000	11,148
Salaries and employee benefits	$269,000	11,018
Premises and equipment expense	$68,000	10,529
Additional noninterest expense	$133,000	11,278
Pre-tax net operating income	$244,000	10,160
Securities gains (losses)	$0	3,831
Applicable income taxes	$79,000	9,610
Income before extraordinary items	$165,000	10,311
Extraordinary gains, net	$0	65
Net income	$165,000	10,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$165,000	10,290
1994-12-31 (YTD Data)		Rank
Total interest income	$1,762,000	10,242
Total interest expense	$982,000	8,772
Net interest income	$780,000	11,117
Provision for loan and lease losses	$8,000	8,632
Total noninterest income	$25,000	12,331
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$25,000	11,111
Total noninterest expense	$465,000	11,776
Salaries and employee benefits	$278,000	11,403
Premises and equipment expense	$59,000	11,335
Additional noninterest expense	$128,000	12,049
Pre-tax net operating income	$332,000	9,887
Securities gains (losses)	$0	3,600
Applicable income taxes	$106,000	9,219
Income before extraordinary items	$226,000	9,965
Extraordinary gains, net	$0	249
Net income	$226,000	9,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$226,000	10,034
1993-12-31 (YTD Data)		Rank
Total interest income	$1,822,000	10,548
Total interest expense	$1,055,000	8,864
Net interest income	$767,000	11,631
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$28,000	12,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$28,000	11,437
Total noninterest expense	$440,000	12,470
Salaries and employee benefits	$262,000	12,063
Premises and equipment expense	$61,000	11,811
Additional noninterest expense	$117,000	12,795
Pre-tax net operating income	$343,000	9,870
Securities gains (losses)	$0	7,477
Applicable income taxes	$116,000	9,390
Income before extraordinary items	$227,000	10,311
Extraordinary gains, net	$0	3,149
Net income	$227,000	10,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$227,000	10,068
1992-12-31 (YTD Data)		Rank
Total interest income	$2,135,000	10,623
Total interest expense	$1,269,000	9,364
Net interest income	$866,000	11,651
Provision for loan and lease losses	$16,000	10,806
Total noninterest income	$24,000	13,630
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$24,000	12,236
Total noninterest expense	$455,000	12,881
Salaries and employee benefits	$267,000	12,397
Premises and equipment expense	$58,000	12,372
Additional noninterest expense	$130,000	13,208
Pre-tax net operating income	$419,000	9,066
Securities gains (losses)	$0	8,369
Applicable income taxes	$145,000	8,747
Income before extraordinary items	$274,000	9,632
Extraordinary gains, net	$0	1,422
Net income	$274,000	9,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	10,714
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$274,000	9,262

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.