Home > Florida International Bank > Income and Expense
Florida International Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 4,102 |
| Total interest expense | $2,469,000 | 5,464 |
| Net interest income | $5,243,000 | 3,322 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $1,453,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $939,000 | 1,370 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $514,000 | 2,773 |
| Total noninterest expense | $4,973,000 | 2,578 |
| Salaries and employee benefits | $2,723,000 | 2,441 |
| Premises and equipment expense | $983,000 | 2,014 |
| Additional noninterest expense | $1,267,000 | 3,194 |
| Pre-tax net operating income | $1,695,000 | 4,050 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $464,000 | 4,441 |
| Income before extraordinary items | $1,231,000 | 3,967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,231,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,231,000 | 3,896 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 4,435 |
| Total interest expense | $2,294,000 | 5,858 |
| Net interest income | $4,931,000 | 3,577 |
| Provision for loan and lease losses | $-655,000 | 11,400 |
| Total noninterest income | $1,371,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $920,000 | 1,459 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $451,000 | 3,137 |
| Total noninterest expense | $5,004,000 | 2,743 |
| Salaries and employee benefits | $2,599,000 | 2,572 |
| Premises and equipment expense | $1,037,000 | 1,935 |
| Additional noninterest expense | $1,368,000 | 3,380 |
| Pre-tax net operating income | $1,953,000 | 3,470 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $773,000 | 2,937 |
| Income before extraordinary items | $1,177,000 | 3,935 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,177,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-595,000 | 11,423 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,178,920 | 3,886 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,277,000 | 4,408 |
| Total interest expense | $2,238,000 | 6,004 |
| Net interest income | $5,039,000 | 3,506 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,561,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $850,000 | 1,592 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $711,000 | 2,263 |
| Total noninterest expense | $5,124,000 | 2,646 |
| Salaries and employee benefits | $2,445,000 | 2,732 |
| Premises and equipment expense | $1,078,000 | 1,875 |
| Additional noninterest expense | $1,601,000 | 2,921 |
| Pre-tax net operating income | $1,176,000 | 5,321 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $321,000 | 5,768 |
| Income before extraordinary items | $855,000 | 5,198 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $855,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 1,076 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $855,000 | 5,181 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,650 |
| Total interest expense | $1,836,000 | 5,980 |
| Net interest income | $4,469,000 | 3,944 |
| Provision for loan and lease losses | $-51,000 | 12,012 |
| Total noninterest income | $1,576,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $884,000 | 1,527 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $692,000 | 2,354 |
| Total noninterest expense | $5,227,000 | 2,659 |
| Salaries and employee benefits | $2,459,000 | 2,713 |
| Premises and equipment expense | $1,030,000 | 1,972 |
| Additional noninterest expense | $1,738,000 | 2,908 |
| Pre-tax net operating income | $869,000 | 6,547 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $539,000 | 7,009 |
| Extraordinary gains, net | $310,000 | 48 |
| Net income | $849,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-472,000 | 12,532 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $539,000 | 7,059 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 4,017 |
| Total interest expense | $2,395,000 | 5,007 |
| Net interest income | $5,182,000 | 3,455 |
| Provision for loan and lease losses | $879,000 | 1,430 |
| Total noninterest income | $1,296,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $842,000 | 1,630 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $454,000 | 3,472 |
| Total noninterest expense | $5,211,000 | 2,743 |
| Salaries and employee benefits | $2,478,000 | 2,668 |
| Premises and equipment expense | $1,164,000 | 1,801 |
| Additional noninterest expense | $1,569,000 | 3,372 |
| Pre-tax net operating income | $388,000 | 9,502 |
| Securities gains (losses) | $64,000 | 3,088 |
| Applicable income taxes | $172,000 | 8,163 |
| Income before extraordinary items | $280,000 | 9,695 |
| Extraordinary gains, net | $166,000 | 1,157 |
| Net income | $446,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 1,056 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $239,040 | 9,920 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,348,000 | 4,628 |
| Total interest expense | $2,714,000 | 5,620 |
| Net interest income | $4,634,000 | 3,890 |
| Provision for loan and lease losses | $670,000 | 2,448 |
| Total noninterest income | $1,292,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $989,000 | 1,348 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $303,000 | 4,397 |
| Total noninterest expense | $5,333,000 | 2,700 |
| Salaries and employee benefits | $2,367,000 | 2,739 |
| Premises and equipment expense | $1,382,000 | 1,544 |
| Additional noninterest expense | $1,584,000 | 3,426 |
| Pre-tax net operating income | $-77,000 | 12,903 |
| Securities gains (losses) | $109,000 | 2,865 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $22,000 | 12,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $22,000 | 12,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,418,000 | 1,246 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-53,210 | 12,821 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.