Home > Florida Community Bank > Income and Expense

Florida Community Bank, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$488,739,000118
Total interest expense$134,730,00082
Net interest income$354,009,000133
Provision for loan and lease losses$16,485,000123
Total noninterest income$43,919,000245
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,816,000307
Trading account gains and fees$0126
Additional Noninterest Income$39,103,000201
Total noninterest expense$151,154,000207
Salaries and employee benefits$90,051,000179
Premises and equipment expense$15,577,000210
Additional noninterest expense$45,526,000220
Pre-tax net operating income$230,289,000122
Securities gains (losses)$554,000116
Applicable income taxes$52,896,000110
Income before extraordinary items$177,947,000122
Extraordinary gains, net$06
Net income$177,947,000122
Minority interest net income$072
Net income of bank and minority interests.$177,947,000122
Net charge-offs$12,720,000122
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$4,888,000106
Net operating income$177,509,340122
2018-09-30 (YTD Data)Rank
Total interest income$353,902,000119
Total interest expense$93,397,00083
Net interest income$260,505,000131
Provision for loan and lease losses$5,801,000187
Total noninterest income$29,381,000270
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,536,000311
Trading account gains and fees$0138
Additional Noninterest Income$25,845,000224
Total noninterest expense$114,491,000201
Salaries and employee benefits$67,609,000178
Premises and equipment expense$11,793,000207
Additional noninterest expense$35,089,000212
Pre-tax net operating income$169,594,000122
Securities gains (losses)$488,000127
Applicable income taxes$37,283,000117
Income before extraordinary items$132,799,000120
Extraordinary gains, net$05
Net income$132,799,000120
Minority interest net income$066
Net income of bank and minority interests.$132,799,000120
Net charge-offs$-202,0005,256
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$3,746,00098
Net operating income$132,413,480121
2018-06-30 (YTD Data)Rank
Total interest income$226,939,000119
Total interest expense$57,454,00083
Net interest income$169,485,000131
Provision for loan and lease losses$3,581,000203
Total noninterest income$18,696,000276
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,272,000315
Trading account gains and fees$0130
Additional Noninterest Income$16,424,000223
Total noninterest expense$76,037,000198
Salaries and employee benefits$44,991,000174
Premises and equipment expense$7,810,000203
Additional noninterest expense$23,236,000215
Pre-tax net operating income$108,563,000122
Securities gains (losses)$579,00095
Applicable income taxes$22,809,000122
Income before extraordinary items$86,333,000118
Extraordinary gains, net$06
Net income$86,333,000118
Minority interest net income$065
Net income of bank and minority interests.$86,333,000118
Net charge-offs$156,0001,056
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$1,564,000106
Net operating income$85,875,590119
2018-03-31 (YTD Data)Rank
Total interest income$106,468,000123
Total interest expense$26,111,00084
Net interest income$80,357,000134
Provision for loan and lease losses$2,076,000168
Total noninterest income$9,962,000264
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,061,000335
Trading account gains and fees$0123
Additional Noninterest Income$8,901,000216
Total noninterest expense$36,876,000200
Salaries and employee benefits$21,635,000178
Premises and equipment expense$3,537,000221
Additional noninterest expense$11,704,000212
Pre-tax net operating income$51,367,000122
Securities gains (losses)$26,000299
Applicable income taxes$8,861,000135
Income before extraordinary items$42,532,000118
Extraordinary gains, net$07
Net income$42,532,000118
Minority interest net income$052
Net income of bank and minority interests.$42,532,000118
Net charge-offs$8,0002,040
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$-460,0005,592
Net operating income$42,510,420119
2017-12-31 (YTD Data)Rank
Total interest income$366,247,000131
Total interest expense$77,879,00085
Net interest income$288,368,000139
Provision for loan and lease losses$9,415,000167
Total noninterest income$39,975,000259
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,723,000373
Trading account gains and fees$0151
Additional Noninterest Income$36,252,000209
Total noninterest expense$137,223,000204
Salaries and employee benefits$83,490,000175
Premises and equipment expense$13,397,000222
Additional noninterest expense$40,336,000226
Pre-tax net operating income$181,705,000123
Securities gains (losses)$-98,0005,410
Applicable income taxes$59,659,000126
Income before extraordinary items$121,948,000116
Extraordinary gains, net$09
Net income$121,948,000116
Minority interest net income$076
Net income of bank and minority interests.$121,948,000116
Net charge-offs$167,0001,982
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$6,475,00087
Net operating income$122,013,660115
2017-09-30 (YTD Data)Rank
Total interest income$266,913,000132
Total interest expense$54,760,00085
Net interest income$212,153,000140
Provision for loan and lease losses$6,629,000174
Total noninterest income$30,641,000259
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,734,000384
Trading account gains and fees$0145
Additional Noninterest Income$27,907,000201
Total noninterest expense$102,360,000200
Salaries and employee benefits$61,809,000176
Premises and equipment expense$9,967,000220
Additional noninterest expense$30,584,000220
Pre-tax net operating income$133,805,000124
Securities gains (losses)$1,478,00095
Applicable income taxes$27,187,000161
Income before extraordinary items$108,096,000111
Extraordinary gains, net$09
Net income$108,096,000111
Minority interest net income$071
Net income of bank and minority interests.$108,096,000111
Net charge-offs$235,0001,277
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$5,117,00078
Net operating income$106,913,600113
2017-06-30 (YTD Data)Rank
Total interest income$172,215,000134
Total interest expense$33,947,00086
Net interest income$138,268,000143
Provision for loan and lease losses$3,758,000189
Total noninterest income$21,183,000259
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,812,000384
Trading account gains and fees$0139
Additional Noninterest Income$19,371,000195
Total noninterest expense$68,063,000203
Salaries and employee benefits$41,368,000171
Premises and equipment expense$6,700,000220
Additional noninterest expense$19,995,000227
Pre-tax net operating income$87,630,000123
Securities gains (losses)$1,032,00089
Applicable income taxes$13,068,000201
Income before extraordinary items$75,594,000113
Extraordinary gains, net$011
Net income$75,594,000113
Minority interest net income$071
Net income of bank and minority interests.$75,594,000113
Net charge-offs$321,000796
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$3,196,00073
Net operating income$74,716,800114
2017-03-31 (YTD Data)Rank
Total interest income$83,424,000134
Total interest expense$15,389,00089
Net interest income$68,035,000143
Provision for loan and lease losses$1,643,000196
Total noninterest income$10,961,000250
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$915,000380
Trading account gains and fees$0142
Additional Noninterest Income$10,046,000194
Total noninterest expense$34,021,000202
Salaries and employee benefits$20,219,000172
Premises and equipment expense$3,417,000221
Additional noninterest expense$10,385,000218
Pre-tax net operating income$43,332,000119
Securities gains (losses)$777,00068
Applicable income taxes$4,356,000258
Income before extraordinary items$39,753,000106
Extraordinary gains, net$08
Net income$39,753,000106
Minority interest net income$055
Net income of bank and minority interests.$39,753,000106
Net charge-offs$109,000895
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$1,170,00071
Net operating income$39,053,700106
2016-12-31 (YTD Data)Rank
Total interest income$311,485,000135
Total interest expense$50,716,00093
Net interest income$260,769,000142
Provision for loan and lease losses$7,655,000198
Total noninterest income$32,701,000296
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,467,000401
Trading account gains and fees$0170
Additional Noninterest Income$29,234,000239
Total noninterest expense$128,383,000210
Salaries and employee benefits$75,654,000178
Premises and equipment expense$13,435,000215
Additional noninterest expense$39,294,000232
Pre-tax net operating income$157,432,000127
Securities gains (losses)$2,405,000104
Applicable income taxes$59,575,000113
Income before extraordinary items$100,262,000135
Extraordinary gains, net$05
Net income$100,262,000134
Minority interest net income$082
Net income of bank and minority interests.$100,262,000134
Net charge-offs$-1,116,0005,865
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$6,906,00075
Net operating income$98,722,800135
2016-09-30 (YTD Data)Rank
Total interest income$227,747,000136
Total interest expense$36,428,00092
Net interest income$191,319,000143
Provision for loan and lease losses$5,406,000194
Total noninterest income$24,540,000297
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,532,000408
Trading account gains and fees$0169
Additional Noninterest Income$22,008,000239
Total noninterest expense$96,225,000209
Salaries and employee benefits$56,524,000180
Premises and equipment expense$9,947,000213
Additional noninterest expense$29,754,000227
Pre-tax net operating income$114,228,000129
Securities gains (losses)$1,526,000132
Applicable income taxes$41,817,000117
Income before extraordinary items$73,937,000136
Extraordinary gains, net$05
Net income$73,937,000136
Minority interest net income$071
Net income of bank and minority interests.$73,937,000136
Net charge-offs$-1,253,0005,939
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$3,417,00085
Net operating income$72,960,360136
2016-06-30 (YTD Data)Rank
Total interest income$148,823,000140
Total interest expense$23,116,00095
Net interest income$125,707,000146
Provision for loan and lease losses$3,416,000196
Total noninterest income$15,576,000309
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,648,000413
Trading account gains and fees$0157
Additional Noninterest Income$13,928,000246
Total noninterest expense$64,348,000210
Salaries and employee benefits$37,945,000181
Premises and equipment expense$6,480,000224
Additional noninterest expense$19,923,000225
Pre-tax net operating income$73,519,000128
Securities gains (losses)$613,000239
Applicable income taxes$27,036,000117
Income before extraordinary items$47,096,000139
Extraordinary gains, net$016
Net income$47,096,000138
Minority interest net income$071
Net income of bank and minority interests.$47,096,000138
Net charge-offs$-1,164,0006,029
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$1,909,00085
Net operating income$46,703,680137
2016-03-31 (YTD Data)Rank
Total interest income$73,550,000141
Total interest expense$11,034,00095
Net interest income$62,516,000146
Provision for loan and lease losses$1,440,000222
Total noninterest income$6,734,000322
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$806,000415
Trading account gains and fees$0142
Additional Noninterest Income$5,928,000261
Total noninterest expense$32,218,000203
Salaries and employee benefits$18,464,000178
Premises and equipment expense$3,457,000208
Additional noninterest expense$10,297,000212
Pre-tax net operating income$35,592,000127
Securities gains (losses)$314,000202
Applicable income taxes$12,962,000116
Income before extraordinary items$22,944,000138
Extraordinary gains, net$012
Net income$22,944,000137
Minority interest net income$062
Net income of bank and minority interests.$22,944,000138
Net charge-offs$-1,429,0006,109
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$841,00082
Net operating income$22,743,040139
2015-12-31 (YTD Data)Rank
Total interest income$240,437,000161
Total interest expense$30,693,000115
Net interest income$209,744,000162
Provision for loan and lease losses$6,823,000174
Total noninterest income$-22,217,0006,181
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,184,000427
Trading account gains and fees$0159
Additional Noninterest Income$-25,401,0006,190
Total noninterest expense$121,233,000206
Salaries and employee benefits$68,192,000184
Premises and equipment expense$13,842,000207
Additional noninterest expense$39,199,000224
Pre-tax net operating income$59,471,000219
Securities gains (losses)$1,218,000172
Applicable income taxes$8,557,000358
Income before extraordinary items$52,132,000196
Extraordinary gains, net$023
Net income$52,132,000196
Minority interest net income$081
Net income of bank and minority interests.$52,132,000196
Net charge-offs$577,0001,049
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$4,699,00086
Net operating income$51,084,520197
2015-09-30 (YTD Data)Rank
Total interest income$171,614,000166
Total interest expense$21,738,000116
Net interest income$149,876,000165
Provision for loan and lease losses$4,494,000179
Total noninterest income$-30,939,0006,269
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,357,000436
Trading account gains and fees$0153
Additional Noninterest Income$-33,296,0006,278
Total noninterest expense$89,487,000214
Salaries and employee benefits$50,577,000189
Premises and equipment expense$10,419,000208
Additional noninterest expense$28,491,000234
Pre-tax net operating income$24,956,000335
Securities gains (losses)$1,246,000153
Applicable income taxes$1,245,0001,190
Income before extraordinary items$24,957,000264
Extraordinary gains, net$021
Net income$24,957,000264
Minority interest net income$078
Net income of bank and minority interests.$24,957,000264
Net charge-offs$-20,0005,343
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$3,418,00075
Net operating income$23,773,300267
2015-06-30 (YTD Data)Rank
Total interest income$108,921,000168
Total interest expense$13,653,000122
Net interest income$95,268,000170
Provision for loan and lease losses$3,819,000151
Total noninterest income$-39,236,0006,348
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,535,000441
Trading account gains and fees$0157
Additional Noninterest Income$-40,771,0006,357
Total noninterest expense$60,029,000213
Salaries and employee benefits$33,992,000187
Premises and equipment expense$7,066,000203
Additional noninterest expense$18,971,000235
Pre-tax net operating income$-7,816,0006,351
Securities gains (losses)$1,079,000138
Applicable income taxes$-10,284,0006,341
Income before extraordinary items$3,547,000998
Extraordinary gains, net$022
Net income$3,547,000998
Minority interest net income$075
Net income of bank and minority interests.$3,547,000998
Net charge-offs$-347,0006,162
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$2,982,00065
Net operating income$2,856,4401,193
2015-03-31 (YTD Data)Rank
Total interest income$53,714,000167
Total interest expense$6,543,000128
Net interest income$47,171,000167
Provision for loan and lease losses$1,350,000181
Total noninterest income$-54,146,0006,419
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$757,000440
Trading account gains and fees$0152
Additional Noninterest Income$-54,903,0006,428
Total noninterest expense$29,388,000222
Salaries and employee benefits$16,358,000196
Premises and equipment expense$3,266,000219
Additional noninterest expense$9,764,000226
Pre-tax net operating income$-37,713,0006,426
Securities gains (losses)$495,000171
Applicable income taxes$-20,912,0006,419
Income before extraordinary items$-16,306,0006,415
Extraordinary gains, net$013
Net income$-16,306,0006,415
Minority interest net income$064
Net income of bank and minority interests.$-16,306,0006,415
Net charge-offs$-283,0006,287
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$862,00091
Net operating income$-16,622,8006,415
2014-12-31 (YTD Data)Rank
Total interest income$198,588,000170
Total interest expense$28,253,000123
Net interest income$170,335,000176
Provision for loan and lease losses$10,243,000124
Total noninterest income$3,069,0001,547
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,963,000470
Trading account gains and fees$0180
Additional Noninterest Income$106,0005,198
Total noninterest expense$116,339,000215
Salaries and employee benefits$60,036,000190
Premises and equipment expense$13,978,000195
Additional noninterest expense$42,325,000216
Pre-tax net operating income$46,822,000245
Securities gains (losses)$12,303,00026
Applicable income taxes$22,793,000186
Income before extraordinary items$36,332,000242
Extraordinary gains, net$017
Net income$36,332,000241
Minority interest net income$084
Net income of bank and minority interests.$36,332,000241
Net charge-offs$2,096,000491
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$4,896,00078
Net operating income$28,458,080282
2014-09-30 (YTD Data)Rank
Total interest income$143,773,000174
Total interest expense$21,630,000123
Net interest income$122,143,000185
Provision for loan and lease losses$7,131,000134
Total noninterest income$-64,0006,528
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,183,000477
Trading account gains and fees$0174
Additional Noninterest Income$-2,247,0006,584
Total noninterest expense$87,209,000213
Salaries and employee benefits$45,271,000188
Premises and equipment expense$10,741,000192
Additional noninterest expense$31,197,000215
Pre-tax net operating income$27,739,000287
Securities gains (losses)$9,970,00027
Applicable income taxes$14,940,000197
Income before extraordinary items$22,769,000271
Extraordinary gains, net$015
Net income$22,769,000271
Minority interest net income$081
Net income of bank and minority interests.$22,769,000271
Net charge-offs$1,424,000508
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$4,031,00073
Net operating income$16,388,200338
2014-06-30 (YTD Data)Rank
Total interest income$91,184,000178
Total interest expense$13,872,000128
Net interest income$77,312,000188
Provision for loan and lease losses$4,326,000143
Total noninterest income$1,208,0001,838
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,445,000477
Trading account gains and fees$0172
Additional Noninterest Income$-237,0006,621
Total noninterest expense$58,895,000214
Salaries and employee benefits$29,593,000196
Premises and equipment expense$7,145,000192
Additional noninterest expense$22,157,000211
Pre-tax net operating income$15,299,000324
Securities gains (losses)$6,920,00031
Applicable income taxes$7,528,000230
Income before extraordinary items$14,691,000269
Extraordinary gains, net$020
Net income$14,691,000270
Minority interest net income$080
Net income of bank and minority interests.$14,691,000270
Net charge-offs$1,175,000431
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$649,000135
Net operating income$10,123,800354
2014-03-31 (YTD Data)Rank
Total interest income$43,819,000181
Total interest expense$6,573,000129
Net interest income$37,246,000190
Provision for loan and lease losses$1,091,000237
Total noninterest income$8,0006,494
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$738,000452
Trading account gains and fees$0147
Additional Noninterest Income$-730,0006,722
Total noninterest expense$31,477,000205
Salaries and employee benefits$16,302,000180
Premises and equipment expense$3,379,000206
Additional noninterest expense$11,796,000199
Pre-tax net operating income$4,686,000463
Securities gains (losses)$2,472,00048
Applicable income taxes$2,425,000293
Income before extraordinary items$4,733,000367
Extraordinary gains, net$016
Net income$4,733,000367
Minority interest net income$066
Net income of bank and minority interests.$4,733,000367
Net charge-offs$330,000670
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$318,000137
Net operating income$3,101,480511
2013-12-31 (YTD Data)Rank
Total interest income$140,763,000213
Total interest expense$22,939,000150
Net interest income$117,824,000216
Provision for loan and lease losses$2,914,000450
Total noninterest income$-196,0006,732
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,374,000581
Trading account gains and fees$0184
Additional Noninterest Income$-2,570,0006,805
Total noninterest expense$93,747,000256
Salaries and employee benefits$46,552,000252
Premises and equipment expense$9,839,000264
Additional noninterest expense$37,356,000235
Pre-tax net operating income$20,967,000427
Securities gains (losses)$8,671,00042
Applicable income taxes$11,507,000249
Income before extraordinary items$18,131,000395
Extraordinary gains, net$029
Net income$18,131,000394
Minority interest net income$090
Net income of bank and minority interests.$18,131,000395
Net charge-offs$7,130,000245
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$2,273,000147
Net operating income$12,581,560527
2013-09-30 (YTD Data)Rank
Total interest income$102,874,000215
Total interest expense$16,990,000151
Net interest income$85,884,000219
Provision for loan and lease losses$938,000931
Total noninterest income$-663,0006,865
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,681,000620
Trading account gains and fees$0180
Additional Noninterest Income$-2,344,0006,889
Total noninterest expense$70,262,000252
Salaries and employee benefits$33,711,000255
Premises and equipment expense$7,403,000261
Additional noninterest expense$29,148,000221
Pre-tax net operating income$14,021,000469
Securities gains (losses)$4,654,00058
Applicable income taxes$7,428,000285
Income before extraordinary items$11,247,000465
Extraordinary gains, net$025
Net income$11,247,000464
Minority interest net income$084
Net income of bank and minority interests.$11,247,000466
Net charge-offs$6,806,000199
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,764,000120
Net operating income$8,268,440590
2013-06-30 (YTD Data)Rank
Total interest income$68,629,000214
Total interest expense$11,051,000152
Net interest income$57,578,000219
Provision for loan and lease losses$1,569,000462
Total noninterest income$522,0003,215
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,071,000633
Trading account gains and fees$0157
Additional Noninterest Income$-549,0006,905
Total noninterest expense$47,801,000251
Salaries and employee benefits$23,176,000252
Premises and equipment expense$5,002,000255
Additional noninterest expense$19,623,000222
Pre-tax net operating income$8,730,000487
Securities gains (losses)$2,506,00083
Applicable income taxes$4,469,000305
Income before extraordinary items$6,767,000504
Extraordinary gains, net$022
Net income$6,767,000503
Minority interest net income$082
Net income of bank and minority interests.$6,767,000506
Net charge-offs$4,762,000207
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,178,000107
Net operating income$5,163,160611
2013-03-31 (YTD Data)Rank
Total interest income$34,131,000217
Total interest expense$5,370,000161
Net interest income$28,761,000222
Provision for loan and lease losses$1,096,000355
Total noninterest income$197,0003,680
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$517,000641
Trading account gains and fees$0148
Additional Noninterest Income$-320,0006,983
Total noninterest expense$23,817,000255
Salaries and employee benefits$11,210,000262
Premises and equipment expense$2,437,000266
Additional noninterest expense$10,170,000224
Pre-tax net operating income$4,045,000512
Securities gains (losses)$1,378,00087
Applicable income taxes$2,157,000322
Income before extraordinary items$3,266,000512
Extraordinary gains, net$010
Net income$3,266,000510
Minority interest net income$076
Net income of bank and minority interests.$3,266,000513
Net charge-offs$3,430,000165
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$589,00085
Net operating income$2,384,080641
2012-12-31 (YTD Data)Rank
Total interest income$148,834,000212
Total interest expense$27,507,000160
Net interest income$121,327,000214
Provision for loan and lease losses$26,101,000134
Total noninterest income$6,472,000948
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,082,000685
Trading account gains and fees$0166
Additional Noninterest Income$4,390,000902
Total noninterest expense$106,474,000225
Salaries and employee benefits$46,162,000243
Premises and equipment expense$9,737,000263
Additional noninterest expense$50,575,000195
Pre-tax net operating income$-4,776,0006,955
Securities gains (losses)$2,321,000228
Applicable income taxes$-633,0006,923
Income before extraordinary items$-1,822,0006,816
Extraordinary gains, net$029
Net income$-1,822,0006,813
Minority interest net income$093
Net income of bank and minority interests.$-1,822,0006,814
Net charge-offs$24,760,000152
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,240,000151
Net operating income$-3,539,5406,901
2012-09-30 (YTD Data)Rank
Total interest income$111,982,000215
Total interest expense$21,334,000161
Net interest income$90,648,000218
Provision for loan and lease losses$24,828,000115
Total noninterest income$7,095,000710
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,519,000710
Trading account gains and fees$0157
Additional Noninterest Income$5,576,000599
Total noninterest expense$81,976,000220
Salaries and employee benefits$34,412,000243
Premises and equipment expense$7,354,000260
Additional noninterest expense$40,210,000186
Pre-tax net operating income$-9,061,0007,140
Securities gains (losses)$2,216,000179
Applicable income taxes$-2,390,0007,129
Income before extraordinary items$-4,455,0007,090
Extraordinary gains, net$020
Net income$-4,455,0007,090
Minority interest net income$086
Net income of bank and minority interests.$-4,455,0007,090
Net charge-offs$20,571,000137
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,626,000126
Net operating income$-5,895,4007,101
2012-06-30 (YTD Data)Rank
Total interest income$73,961,000218
Total interest expense$14,448,000165
Net interest income$59,513,000221
Provision for loan and lease losses$16,121,000114
Total noninterest income$8,332,000460
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$994,000719
Trading account gains and fees$0153
Additional Noninterest Income$7,338,000359
Total noninterest expense$62,603,000194
Salaries and employee benefits$22,447,000246
Premises and equipment expense$4,882,000265
Additional noninterest expense$35,274,000153
Pre-tax net operating income$-10,879,0007,227
Securities gains (losses)$540,000502
Applicable income taxes$-4,055,0007,227
Income before extraordinary items$-6,284,0007,202
Extraordinary gains, net$019
Net income$-6,284,0007,202
Minority interest net income$084
Net income of bank and minority interests.$-6,284,0007,202
Net charge-offs$12,348,000161
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$1,058,000115
Net operating income$-6,629,6007,198
2012-03-31 (YTD Data)Rank
Total interest income$36,628,000217
Total interest expense$7,208,000168
Net interest income$29,420,000217
Provision for loan and lease losses$6,481,000133
Total noninterest income$2,309,000710
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$492,000713
Trading account gains and fees$0148
Additional Noninterest Income$1,817,000592
Total noninterest expense$32,080,000188
Salaries and employee benefits$10,917,000245
Premises and equipment expense$2,498,000258
Additional noninterest expense$18,665,000146
Pre-tax net operating income$-6,832,0007,297
Securities gains (losses)$144,000733
Applicable income taxes$-2,666,0007,293
Income before extraordinary items$-4,022,0007,278
Extraordinary gains, net$019
Net income$-4,022,0007,278
Minority interest net income$078
Net income of bank and minority interests.$-4,022,0007,278
Net charge-offs$6,607,000156
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$498,00097
Net operating income$-4,114,1607,278
2011-12-31 (YTD Data)Rank
Total interest income$102,351,000287
Total interest expense$25,980,000218
Net interest income$76,371,000308
Provision for loan and lease losses$33,871,000148
Total noninterest income$42,551,000215
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,213,000667
Trading account gains and fees$0146
Additional Noninterest Income$40,338,000168
Total noninterest expense$111,693,000204
Salaries and employee benefits$42,309,000237
Premises and equipment expense$9,050,000294
Additional noninterest expense$60,334,000169
Pre-tax net operating income$-26,642,0007,319
Securities gains (losses)$2,354,000207
Applicable income taxes$-12,220,0007,339
Income before extraordinary items$-12,068,0007,235
Extraordinary gains, net$029
Net income$-12,068,0007,235
Minority interest net income$096
Net income of bank and minority interests.$-12,068,0007,235
Net charge-offs$25,286,000211
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$2,215,000232
Net operating income$-13,574,5607,249
2011-09-30 (YTD Data)Rank
Total interest income$69,306,000316
Total interest expense$18,732,000234
Net interest income$50,574,000341
Provision for loan and lease losses$24,097,000151
Total noninterest income$34,107,000206
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,660,000668
Trading account gains and fees$0145
Additional Noninterest Income$32,447,000159
Total noninterest expense$79,133,000211
Salaries and employee benefits$30,910,000243
Premises and equipment expense$6,324,000315
Additional noninterest expense$41,899,000177
Pre-tax net operating income$-18,549,0007,390
Securities gains (losses)$1,204,000288
Applicable income taxes$-8,946,0007,420
Income before extraordinary items$-8,399,0007,324
Extraordinary gains, net$021
Net income$-8,399,0007,324
Minority interest net income$087
Net income of bank and minority interests.$-8,399,0007,324
Net charge-offs$21,900,000180
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,761,000225
Net operating income$-9,169,5607,324
2011-06-30 (YTD Data)Rank
Total interest income$39,287,000367
Total interest expense$11,555,000267
Net interest income$27,732,000404
Provision for loan and lease losses$14,624,000175
Total noninterest income$27,556,000175
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$984,000746
Trading account gains and fees$0153
Additional Noninterest Income$26,572,000144
Total noninterest expense$47,230,000233
Salaries and employee benefits$18,663,000268
Premises and equipment expense$3,356,000400
Additional noninterest expense$25,211,000193
Pre-tax net operating income$-6,566,0007,407
Securities gains (losses)$903,000220
Applicable income taxes$-4,686,0007,489
Income before extraordinary items$-977,0007,022
Extraordinary gains, net$015
Net income$-977,0007,021
Minority interest net income$089
Net income of bank and minority interests.$-977,0007,022
Net charge-offs$15,878,000184
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,120,000158
Net operating income$-1,554,9207,135
2011-03-31 (YTD Data)Rank
Total interest income$16,156,000440
Total interest expense$5,374,000296
Net interest income$10,782,000506
Provision for loan and lease losses$3,268,000342
Total noninterest income$15,362,000163
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$401,000893
Trading account gains and fees$0158
Additional Noninterest Income$14,961,000132
Total noninterest expense$21,109,000261
Salaries and employee benefits$8,919,000284
Premises and equipment expense$1,343,000494
Additional noninterest expense$10,847,000216
Pre-tax net operating income$1,767,000859
Securities gains (losses)$551,000142
Applicable income taxes$-1,469,0007,535
Income before extraordinary items$3,787,000370
Extraordinary gains, net$09
Net income$3,787,000369
Minority interest net income$086
Net income of bank and minority interests.$3,787,000369
Net charge-offs$7,461,000199
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$595,000126
Net operating income$3,236,000405
2010-12-31 (YTD Data)Rank
Total interest income$46,559,000638
Total interest expense$14,891,000525
Net interest income$31,668,000679
Provision for loan and lease losses$9,862,000667
Total noninterest income$58,512,000174
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,253,000468
Trading account gains and fees$0175
Additional Noninterest Income$55,259,000144
Total noninterest expense$64,663,000339
Salaries and employee benefits$19,845,000496
Premises and equipment expense$4,985,000514
Additional noninterest expense$39,833,000237
Pre-tax net operating income$15,655,000377
Securities gains (losses)$6,194,00094
Applicable income taxes$-2,326,0007,481
Income before extraordinary items$24,175,000223
Extraordinary gains, net$029
Net income$24,175,000224
Minority interest net income$0111
Net income of bank and minority interests.$24,175,000224
Net charge-offs$839,0002,928
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,981,000260
2010-09-30 (YTD Data)Rank
Total interest income$33,356,000678
Total interest expense$10,378,000594
Net interest income$22,978,000708
Provision for loan and lease losses$212,0004,812
Total noninterest income$40,302,000182
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,188,000986
Trading account gains and fees$0165
Additional Noninterest Income$39,114,000145
Total noninterest expense$35,943,000432
Salaries and employee benefits$12,531,000558
Premises and equipment expense$2,972,000646
Additional noninterest expense$20,440,000297
Pre-tax net operating income$27,125,000190
Securities gains (losses)$2,933,000146
Applicable income taxes$3,736,000362
Income before extraordinary items$26,322,000174
Extraordinary gains, net$023
Net income$26,322,000174
Minority interest net income$0110
Net income of bank and minority interests.$26,322,000175
Net charge-offs$136,0004,599
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$23,740,960179
2010-06-30 (YTD Data)Rank
Total interest income$16,017,000981
Total interest expense$4,989,000894
Net interest income$11,028,0001,005
Provision for loan and lease losses$118,0005,004
Total noninterest income$35,535,000148
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$676,0001,159
Trading account gains and fees$0152
Additional Noninterest Income$34,859,000122
Total noninterest expense$17,770,000568
Salaries and employee benefits$5,725,000852
Premises and equipment expense$1,746,000754
Additional noninterest expense$10,299,000369
Pre-tax net operating income$28,675,000146
Securities gains (losses)$-288,0007,638
Applicable income taxes$1,035,000701
Income before extraordinary items$27,352,000131
Extraordinary gains, net$019
Net income$27,352,000131
Minority interest net income$0105
Net income of bank and minority interests.$27,352,000131
Net charge-offs$42,0005,025
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$27,628,480125
2010-03-31 (YTD Data)Rank
Total interest income$6,422,0001,262
Total interest expense$2,159,0001,088
Net interest income$4,263,0001,344
Provision for loan and lease losses$18,0005,796
Total noninterest income$29,204,000115
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$249,0001,570
Trading account gains and fees$0175
Additional Noninterest Income$28,955,00092
Total noninterest expense$8,274,000610
Salaries and employee benefits$2,248,0001,107
Premises and equipment expense$788,000853
Additional noninterest expense$5,238,000365
Pre-tax net operating income$25,175,00091
Securities gains (losses)$02,284
Applicable income taxes$-327,0007,646
Income before extraordinary items$25,502,00076
Extraordinary gains, net$016
Net income$25,502,00077
Minority interest net income$091
Net income of bank and minority interests.$25,502,00077
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$25,502,00072

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.