Home > Florida Community Bank > Income and Expense
Florida Community Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,423,000 | 1,122 |
| Total interest expense | $28,817,000 | 391 |
| Net interest income | $1,606,000 | 6,767 |
| Provision for loan and lease losses | $41,230,000 | 289 |
| Total noninterest income | $1,879,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,513,000 | 1,142 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $366,000 | 3,679 |
| Total noninterest expense | $28,730,000 | 738 |
| Salaries and employee benefits | $9,642,000 | 1,021 |
| Premises and equipment expense | $3,842,000 | 689 |
| Additional noninterest expense | $15,246,000 | 546 |
| Pre-tax net operating income | $-66,475,000 | 7,895 |
| Securities gains (losses) | $3,124,000 | 191 |
| Applicable income taxes | $-14,500,000 | 7,903 |
| Income before extraordinary items | $-48,851,000 | 7,869 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-48,851,000 | 7,869 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-48,851,000 | 7,869 |
| Net charge-offs | $21,915,000 | 386 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,053 |
| Net operating income | $-51,256,480 | 7,878 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,506,000 | 1,061 |
| Total interest expense | $22,435,000 | 401 |
| Net interest income | $2,071,000 | 5,617 |
| Provision for loan and lease losses | $14,330,000 | 478 |
| Total noninterest income | $1,417,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,136,000 | 1,143 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $281,000 | 3,718 |
| Total noninterest expense | $21,885,000 | 717 |
| Salaries and employee benefits | $7,440,000 | 996 |
| Premises and equipment expense | $2,750,000 | 745 |
| Additional noninterest expense | $11,695,000 | 509 |
| Pre-tax net operating income | $-32,727,000 | 7,937 |
| Securities gains (losses) | $3,124,000 | 155 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-29,603,000 | 7,946 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-29,603,000 | 7,945 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-29,603,000 | 7,945 |
| Net charge-offs | $14,104,000 | 399 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 970 |
| Net operating income | $-32,727,000 | 7,956 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,976,000 | 975 |
| Total interest expense | $15,391,000 | 415 |
| Net interest income | $2,585,000 | 3,848 |
| Provision for loan and lease losses | $3,380,000 | 1,005 |
| Total noninterest income | $1,078,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $757,000 | 1,121 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $321,000 | 2,885 |
| Total noninterest expense | $13,513,000 | 785 |
| Salaries and employee benefits | $5,047,000 | 997 |
| Premises and equipment expense | $1,841,000 | 763 |
| Additional noninterest expense | $6,625,000 | 602 |
| Pre-tax net operating income | $-13,230,000 | 7,968 |
| Securities gains (losses) | $3,124,000 | 121 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-10,106,000 | 7,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,106,000 | 7,951 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-10,106,000 | 7,952 |
| Net charge-offs | $11,118,000 | 346 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 951 |
| Net operating income | $-13,230,000 | 7,990 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 906 |
| Total interest expense | $7,805,000 | 429 |
| Net interest income | $1,967,000 | 2,752 |
| Provision for loan and lease losses | $2,460,000 | 642 |
| Total noninterest income | $502,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $379,000 | 1,100 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $6,804,000 | 735 |
| Salaries and employee benefits | $2,536,000 | 994 |
| Premises and equipment expense | $935,000 | 761 |
| Additional noninterest expense | $3,333,000 | 526 |
| Pre-tax net operating income | $-6,795,000 | 8,073 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-6,795,000 | 8,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,795,000 | 8,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-6,795,000 | 8,092 |
| Net charge-offs | $3,790,000 | 384 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $-6,795,000 | 8,092 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $46,871,000 | 790 |
| Total interest expense | $31,548,000 | 505 |
| Net interest income | $15,323,000 | 1,456 |
| Provision for loan and lease losses | $69,270,000 | 148 |
| Total noninterest income | $2,218,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,577,000 | 1,143 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $641,000 | 2,790 |
| Total noninterest expense | $34,210,000 | 579 |
| Salaries and employee benefits | $10,390,000 | 960 |
| Premises and equipment expense | $3,378,000 | 813 |
| Additional noninterest expense | $20,442,000 | 385 |
| Pre-tax net operating income | $-85,939,000 | 8,231 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-10,585,000 | 8,187 |
| Income before extraordinary items | $-75,354,000 | 8,214 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-75,354,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,049,000 | 133 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $7,419,000 | 193 |
| Net operating income | $-75,354,000 | 8,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $39,132,000 | 732 |
| Total interest expense | $23,001,000 | 545 |
| Net interest income | $16,131,000 | 1,021 |
| Provision for loan and lease losses | $39,942,000 | 155 |
| Total noninterest income | $1,629,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,073,000 | 1,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $556,000 | 2,645 |
| Total noninterest expense | $17,480,000 | 833 |
| Salaries and employee benefits | $8,233,000 | 936 |
| Premises and equipment expense | $2,713,000 | 774 |
| Additional noninterest expense | $6,534,000 | 720 |
| Pre-tax net operating income | $-39,662,000 | 8,322 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-15,508,000 | 8,325 |
| Income before extraordinary items | $-24,154,000 | 8,288 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-24,154,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,505,000 | 182 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,123 |
| Net operating income | $-24,154,000 | 8,302 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $26,656,000 | 728 |
| Total interest expense | $15,105,000 | 567 |
| Net interest income | $11,551,000 | 936 |
| Provision for loan and lease losses | $10,512,000 | 259 |
| Total noninterest income | $1,102,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $680,000 | 1,307 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $422,000 | 2,501 |
| Total noninterest expense | $11,023,000 | 889 |
| Salaries and employee benefits | $5,489,000 | 949 |
| Premises and equipment expense | $1,780,000 | 780 |
| Additional noninterest expense | $3,754,000 | 803 |
| Pre-tax net operating income | $-8,882,000 | 8,346 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-3,568,000 | 8,370 |
| Income before extraordinary items | $-5,314,000 | 8,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,314,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,760,000 | 170 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,019 |
| Net operating income | $-5,314,000 | 8,317 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,111,000 | 712 |
| Total interest expense | $7,896,000 | 588 |
| Net interest income | $6,215,000 | 870 |
| Provision for loan and lease losses | $906,000 | 655 |
| Total noninterest income | $572,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $319,000 | 1,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,206 |
| Total noninterest expense | $5,190,000 | 935 |
| Salaries and employee benefits | $2,759,000 | 953 |
| Premises and equipment expense | $655,000 | 1,061 |
| Additional noninterest expense | $1,776,000 | 812 |
| Pre-tax net operating income | $691,000 | 2,435 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $191,000 | 2,034 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 907 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $76,630,000 | 556 |
| Total interest expense | $36,074,000 | 560 |
| Net interest income | $40,556,000 | 563 |
| Provision for loan and lease losses | $6,818,000 | 320 |
| Total noninterest income | $2,629,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,367,000 | 1,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,262,000 | 1,896 |
| Total noninterest expense | $17,217,000 | 1,090 |
| Salaries and employee benefits | $10,700,000 | 930 |
| Premises and equipment expense | $2,373,000 | 1,120 |
| Additional noninterest expense | $4,144,000 | 1,356 |
| Pre-tax net operating income | $19,150,000 | 482 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $7,115,000 | 421 |
| Income before extraordinary items | $12,027,000 | 545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,027,000 | 543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,149,000 | 583 |
| Cash dividends | $3,905,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 1,110 |
| Net operating income | $12,032,120 | 539 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $60,027,000 | 538 |
| Total interest expense | $27,365,000 | 549 |
| Net interest income | $32,662,000 | 521 |
| Provision for loan and lease losses | $792,000 | 1,100 |
| Total noninterest income | $2,131,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,030,000 | 1,279 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,101,000 | 1,701 |
| Total noninterest expense | $12,527,000 | 1,117 |
| Salaries and employee benefits | $8,035,000 | 925 |
| Premises and equipment expense | $1,804,000 | 1,098 |
| Additional noninterest expense | $2,688,000 | 1,506 |
| Pre-tax net operating income | $21,474,000 | 391 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,083,000 | 343 |
| Income before extraordinary items | $13,391,000 | 426 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,391,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,121 |
| Cash dividends | $2,239,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 985 |
| Net operating income | $13,391,000 | 417 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $40,627,000 | 548 |
| Total interest expense | $18,088,000 | 565 |
| Net interest income | $22,539,000 | 517 |
| Provision for loan and lease losses | $242,000 | 1,857 |
| Total noninterest income | $1,581,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $674,000 | 1,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $907,000 | 1,490 |
| Total noninterest expense | $8,141,000 | 1,161 |
| Salaries and employee benefits | $5,339,000 | 946 |
| Premises and equipment expense | $1,217,000 | 1,101 |
| Additional noninterest expense | $1,585,000 | 1,723 |
| Pre-tax net operating income | $15,737,000 | 390 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,938,000 | 341 |
| Income before extraordinary items | $9,799,000 | 435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,799,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 889 |
| Cash dividends | $2,239,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 903 |
| Net operating income | $9,799,000 | 424 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,536,000 | 538 |
| Total interest expense | $9,080,000 | 552 |
| Net interest income | $11,456,000 | 510 |
| Provision for loan and lease losses | $242,000 | 996 |
| Total noninterest income | $596,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $327,000 | 1,321 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $269,000 | 2,115 |
| Total noninterest expense | $3,802,000 | 1,235 |
| Salaries and employee benefits | $2,599,000 | 980 |
| Premises and equipment expense | $580,000 | 1,166 |
| Additional noninterest expense | $623,000 | 2,106 |
| Pre-tax net operating income | $8,008,000 | 377 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,025,000 | 342 |
| Income before extraordinary items | $4,983,000 | 420 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,983,000 | 419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 872 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 767 |
| Net operating income | $4,983,000 | 410 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $84,873,000 | 492 |
| Total interest expense | $32,511,000 | 533 |
| Net interest income | $52,362,000 | 440 |
| Provision for loan and lease losses | $2,206,000 | 513 |
| Total noninterest income | $3,779,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,629,000 | 1,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,150,000 | 1,287 |
| Total noninterest expense | $14,739,000 | 1,221 |
| Salaries and employee benefits | $9,483,000 | 1,013 |
| Premises and equipment expense | $2,196,000 | 1,164 |
| Additional noninterest expense | $3,060,000 | 1,725 |
| Pre-tax net operating income | $39,196,000 | 331 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,168,000 | 295 |
| Income before extraordinary items | $24,028,000 | 362 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $24,028,000 | 360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,008 |
| Cash dividends | $1,796,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $8,592,000 | 239 |
| Net operating income | $24,028,000 | 357 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $63,238,000 | 500 |
| Total interest expense | $23,467,000 | 547 |
| Net interest income | $39,771,000 | 451 |
| Provision for loan and lease losses | $4,615,000 | 203 |
| Total noninterest income | $2,956,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,218,000 | 1,099 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,738,000 | 1,222 |
| Total noninterest expense | $10,743,000 | 1,267 |
| Salaries and employee benefits | $6,862,000 | 1,067 |
| Premises and equipment expense | $1,622,000 | 1,197 |
| Additional noninterest expense | $2,259,000 | 1,731 |
| Pre-tax net operating income | $27,369,000 | 363 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,519,000 | 327 |
| Income before extraordinary items | $16,850,000 | 400 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $16,850,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,554 |
| Cash dividends | $390,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $8,572,000 | 179 |
| Net operating income | $16,850,000 | 392 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $40,601,000 | 503 |
| Total interest expense | $14,870,000 | 550 |
| Net interest income | $25,731,000 | 463 |
| Provision for loan and lease losses | $3,390,000 | 188 |
| Total noninterest income | $2,027,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $818,000 | 1,087 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,209,000 | 1,178 |
| Total noninterest expense | $7,023,000 | 1,300 |
| Salaries and employee benefits | $4,538,000 | 1,082 |
| Premises and equipment expense | $996,000 | 1,303 |
| Additional noninterest expense | $1,489,000 | 1,771 |
| Pre-tax net operating income | $17,345,000 | 378 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,671,000 | 341 |
| Income before extraordinary items | $10,674,000 | 415 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,674,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $8,549,000 | 119 |
| Net operating income | $10,674,000 | 407 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,859,000 | 525 |
| Total interest expense | $6,763,000 | 563 |
| Net interest income | $12,096,000 | 485 |
| Provision for loan and lease losses | $980,000 | 270 |
| Total noninterest income | $963,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $411,000 | 1,037 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $552,000 | 1,245 |
| Total noninterest expense | $3,422,000 | 1,332 |
| Salaries and employee benefits | $2,243,000 | 1,106 |
| Premises and equipment expense | $488,000 | 1,332 |
| Additional noninterest expense | $691,000 | 1,893 |
| Pre-tax net operating income | $8,657,000 | 373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,334,000 | 338 |
| Income before extraordinary items | $5,323,000 | 411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,323,000 | 410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 597 |
| Net operating income | $5,323,000 | 407 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $57,823,000 | 588 |
| Total interest expense | $16,672,000 | 693 |
| Net interest income | $41,151,000 | 543 |
| Provision for loan and lease losses | $1,762,000 | 607 |
| Total noninterest income | $3,725,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,416,000 | 1,249 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,309,000 | 1,218 |
| Total noninterest expense | $12,602,000 | 1,367 |
| Salaries and employee benefits | $7,751,000 | 1,186 |
| Premises and equipment expense | $2,103,000 | 1,162 |
| Additional noninterest expense | $2,748,000 | 1,840 |
| Pre-tax net operating income | $30,512,000 | 403 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,753,000 | 355 |
| Income before extraordinary items | $18,759,000 | 436 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $18,759,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $1,535,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $18,759,000 | 427 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $40,402,000 | 606 |
| Total interest expense | $11,060,000 | 716 |
| Net interest income | $29,342,000 | 558 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $2,769,000 | 1,363 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,032,000 | 1,275 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,737,000 | 1,215 |
| Total noninterest expense | $9,152,000 | 1,389 |
| Salaries and employee benefits | $5,789,000 | 1,187 |
| Premises and equipment expense | $1,426,000 | 1,280 |
| Additional noninterest expense | $1,937,000 | 1,922 |
| Pre-tax net operating income | $22,927,000 | 397 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,833,000 | 356 |
| Income before extraordinary items | $14,094,000 | 442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,094,000 | 442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 8,648 |
| Cash dividends | $390,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,094,000 | 428 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $25,332,000 | 618 |
| Total interest expense | $6,674,000 | 753 |
| Net interest income | $18,658,000 | 573 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,921,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $682,000 | 1,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,239,000 | 1,149 |
| Total noninterest expense | $5,860,000 | 1,448 |
| Salaries and employee benefits | $3,668,000 | 1,242 |
| Premises and equipment expense | $922,000 | 1,303 |
| Additional noninterest expense | $1,270,000 | 1,934 |
| Pre-tax net operating income | $14,719,000 | 400 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,672,000 | 362 |
| Income before extraordinary items | $9,047,000 | 446 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,047,000 | 446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,636 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,047,000 | 431 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,706,000 | 643 |
| Total interest expense | $3,012,000 | 794 |
| Net interest income | $8,694,000 | 606 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $893,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $324,000 | 1,264 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $569,000 | 1,208 |
| Total noninterest expense | $2,833,000 | 1,498 |
| Salaries and employee benefits | $1,851,000 | 1,241 |
| Premises and equipment expense | $460,000 | 1,316 |
| Additional noninterest expense | $522,000 | 2,331 |
| Pre-tax net operating income | $6,754,000 | 422 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,603,000 | 388 |
| Income before extraordinary items | $4,151,000 | 471 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,151,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,151,000 | 456 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $39,462,000 | 705 |
| Total interest expense | $8,668,000 | 939 |
| Net interest income | $30,794,000 | 650 |
| Provision for loan and lease losses | $1,971,000 | 560 |
| Total noninterest income | $3,399,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,307,000 | 1,358 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,092,000 | 1,275 |
| Total noninterest expense | $11,573,000 | 1,411 |
| Salaries and employee benefits | $7,628,000 | 1,126 |
| Premises and equipment expense | $1,689,000 | 1,374 |
| Additional noninterest expense | $2,256,000 | 2,162 |
| Pre-tax net operating income | $20,649,000 | 484 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,969,000 | 426 |
| Income before extraordinary items | $12,680,000 | 555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,680,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,275 |
| Cash dividends | $2,030,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,680,000 | 533 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,737,000 | 724 |
| Total interest expense | $6,314,000 | 949 |
| Net interest income | $22,423,000 | 659 |
| Provision for loan and lease losses | $1,250,000 | 622 |
| Total noninterest income | $2,476,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $988,000 | 1,356 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,488,000 | 1,339 |
| Total noninterest expense | $8,656,000 | 1,415 |
| Salaries and employee benefits | $5,814,000 | 1,104 |
| Premises and equipment expense | $1,258,000 | 1,378 |
| Additional noninterest expense | $1,584,000 | 2,273 |
| Pre-tax net operating income | $14,993,000 | 485 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,644,000 | 441 |
| Income before extraordinary items | $9,349,000 | 565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,349,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,998 |
| Cash dividends | $1,093,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,349,000 | 541 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,627,000 | 739 |
| Total interest expense | $4,160,000 | 946 |
| Net interest income | $14,467,000 | 676 |
| Provision for loan and lease losses | $500,000 | 987 |
| Total noninterest income | $1,827,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $678,000 | 1,302 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,149,000 | 1,199 |
| Total noninterest expense | $5,751,000 | 1,411 |
| Salaries and employee benefits | $3,887,000 | 1,097 |
| Premises and equipment expense | $839,000 | 1,374 |
| Additional noninterest expense | $1,025,000 | 2,341 |
| Pre-tax net operating income | $10,043,000 | 485 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,783,000 | 450 |
| Income before extraordinary items | $6,260,000 | 563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,260,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,792 |
| Cash dividends | $1,093,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,260,000 | 536 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,047,000 | 774 |
| Total interest expense | $2,043,000 | 983 |
| Net interest income | $7,004,000 | 698 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $718,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $353,000 | 1,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $365,000 | 1,640 |
| Total noninterest expense | $2,788,000 | 1,463 |
| Salaries and employee benefits | $1,854,000 | 1,186 |
| Premises and equipment expense | $425,000 | 1,373 |
| Additional noninterest expense | $509,000 | 2,319 |
| Pre-tax net operating income | $4,634,000 | 513 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,744,000 | 479 |
| Income before extraordinary items | $2,890,000 | 599 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,890,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,862 |
| Cash dividends | $260,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,890,000 | 561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $33,492,000 | 837 |
| Total interest expense | $9,557,000 | 933 |
| Net interest income | $23,935,000 | 798 |
| Provision for loan and lease losses | $1,700,000 | 731 |
| Total noninterest income | $2,420,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,327,000 | 1,308 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,093,000 | 2,258 |
| Total noninterest expense | $10,493,000 | 1,525 |
| Salaries and employee benefits | $7,014,000 | 1,216 |
| Premises and equipment expense | $1,513,000 | 1,507 |
| Additional noninterest expense | $1,966,000 | 2,453 |
| Pre-tax net operating income | $14,162,000 | 630 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,336,000 | 590 |
| Income before extraordinary items | $8,826,000 | 740 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,826,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,922 |
| Cash dividends | $1,119,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,826,000 | 689 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,232,000 | 857 |
| Total interest expense | $7,539,000 | 923 |
| Net interest income | $17,693,000 | 820 |
| Provision for loan and lease losses | $1,300,000 | 718 |
| Total noninterest income | $1,763,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $963,000 | 1,350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $800,000 | 2,371 |
| Total noninterest expense | $7,804,000 | 1,545 |
| Salaries and employee benefits | $5,297,000 | 1,225 |
| Premises and equipment expense | $1,127,000 | 1,518 |
| Additional noninterest expense | $1,380,000 | 2,570 |
| Pre-tax net operating income | $10,352,000 | 663 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,900,000 | 630 |
| Income before extraordinary items | $6,452,000 | 790 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,452,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,998 |
| Cash dividends | $338,000 | 3,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,452,000 | 740 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,733,000 | 873 |
| Total interest expense | $5,286,000 | 905 |
| Net interest income | $11,447,000 | 851 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $1,266,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $632,000 | 1,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $634,000 | 2,115 |
| Total noninterest expense | $5,084,000 | 1,580 |
| Salaries and employee benefits | $3,397,000 | 1,269 |
| Premises and equipment expense | $756,000 | 1,514 |
| Additional noninterest expense | $931,000 | 2,538 |
| Pre-tax net operating income | $7,029,000 | 649 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,648,000 | 615 |
| Income before extraordinary items | $4,381,000 | 775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,381,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,089 |
| Cash dividends | $208,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,381,000 | 715 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,297,000 | 894 |
| Total interest expense | $2,684,000 | 912 |
| Net interest income | $5,613,000 | 876 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $612,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $318,000 | 1,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $294,000 | 2,141 |
| Total noninterest expense | $2,512,000 | 1,594 |
| Salaries and employee benefits | $1,666,000 | 1,303 |
| Premises and equipment expense | $362,000 | 1,594 |
| Additional noninterest expense | $484,000 | 2,401 |
| Pre-tax net operating income | $3,413,000 | 665 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,287,000 | 635 |
| Income before extraordinary items | $2,126,000 | 793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,126,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 9,212 |
| Cash dividends | $104,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,126,000 | 730 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,250,000 | 969 |
| Total interest expense | $11,480,000 | 974 |
| Net interest income | $19,770,000 | 980 |
| Provision for loan and lease losses | $2,510,000 | 624 |
| Total noninterest income | $2,245,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,230,000 | 1,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,015,000 | 2,157 |
| Total noninterest expense | $8,857,000 | 1,713 |
| Salaries and employee benefits | $5,518,000 | 1,471 |
| Premises and equipment expense | $1,669,000 | 1,312 |
| Additional noninterest expense | $1,670,000 | 2,710 |
| Pre-tax net operating income | $10,648,000 | 820 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,996,000 | 731 |
| Income before extraordinary items | $6,652,000 | 939 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,652,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $1,406,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $9,500,000 | 67 |
| Net operating income | $6,652,000 | 899 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,898,000 | 1,230 |
| Total interest expense | $12,019,000 | 1,356 |
| Net interest income | $15,879,000 | 1,119 |
| Provision for loan and lease losses | $720,000 | 1,627 |
| Total noninterest income | $1,599,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,054,000 | 1,417 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $545,000 | 2,990 |
| Total noninterest expense | $8,120,000 | 1,789 |
| Salaries and employee benefits | $5,228,000 | 1,453 |
| Premises and equipment expense | $1,238,000 | 1,748 |
| Additional noninterest expense | $1,654,000 | 2,642 |
| Pre-tax net operating income | $8,638,000 | 878 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,292,000 | 774 |
| Income before extraordinary items | $5,346,000 | 1,029 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,346,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,012 |
| Cash dividends | $2,177,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,346,000 | 986 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,995,000 | 1,395 |
| Total interest expense | $10,276,000 | 1,672 |
| Net interest income | $14,719,000 | 1,195 |
| Provision for loan and lease losses | $1,000,000 | 1,061 |
| Total noninterest income | $1,801,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,017,000 | 1,335 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $784,000 | 2,178 |
| Total noninterest expense | $7,554,000 | 1,843 |
| Salaries and employee benefits | $4,702,000 | 1,508 |
| Premises and equipment expense | $1,110,000 | 1,875 |
| Additional noninterest expense | $1,742,000 | 2,462 |
| Pre-tax net operating income | $7,966,000 | 972 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,881,000 | 860 |
| Income before extraordinary items | $5,085,000 | 1,052 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,085,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $1,988,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,085,000 | 1,046 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,161,000 | 1,792 |
| Total interest expense | $6,231,000 | 2,355 |
| Net interest income | $11,930,000 | 1,475 |
| Provision for loan and lease losses | $810,000 | 1,175 |
| Total noninterest income | $1,446,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $882,000 | 1,484 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $564,000 | 2,735 |
| Total noninterest expense | $6,836,000 | 1,997 |
| Salaries and employee benefits | $4,115,000 | 1,673 |
| Premises and equipment expense | $1,055,000 | 1,939 |
| Additional noninterest expense | $1,666,000 | 2,586 |
| Pre-tax net operating income | $5,730,000 | 1,331 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $2,076,000 | 1,192 |
| Income before extraordinary items | $3,656,000 | 1,477 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,656,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,819 |
| Cash dividends | $1,725,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,654,720 | 1,451 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,465,000 | 1,963 |
| Total interest expense | $6,116,000 | 2,488 |
| Net interest income | $10,349,000 | 1,646 |
| Provision for loan and lease losses | $920,000 | 1,044 |
| Total noninterest income | $1,136,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $826,000 | 1,534 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $6,586,000 | 1,987 |
| Salaries and employee benefits | $3,865,000 | 1,710 |
| Premises and equipment expense | $870,000 | 2,237 |
| Additional noninterest expense | $1,851,000 | 2,260 |
| Pre-tax net operating income | $3,979,000 | 1,829 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,466,000 | 1,667 |
| Income before extraordinary items | $2,513,000 | 2,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,513,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 656 |
| Cash dividends | $1,568,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,513,000 | 2,001 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 3,701 |
| Total interest expense | $3,061,000 | 4,628 |
| Net interest income | $5,593,000 | 3,125 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $784,000 | 3,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $592,000 | 2,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $3,687,000 | 3,429 |
| Salaries and employee benefits | $2,257,000 | 2,935 |
| Premises and equipment expense | $519,000 | 3,585 |
| Additional noninterest expense | $911,000 | 4,255 |
| Pre-tax net operating income | $2,390,000 | 3,028 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $886,000 | 2,695 |
| Income before extraordinary items | $1,504,000 | 3,350 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,504,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,943 |
| Cash dividends | $1,010,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,504,000 | 3,274 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 3,970 |
| Total interest expense | $2,832,000 | 5,021 |
| Net interest income | $5,310,000 | 3,338 |
| Provision for loan and lease losses | $460,000 | 1,847 |
| Total noninterest income | $865,000 | 3,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $676,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,337 |
| Total noninterest expense | $3,477,000 | 3,792 |
| Salaries and employee benefits | $2,056,000 | 3,252 |
| Premises and equipment expense | $447,000 | 4,134 |
| Additional noninterest expense | $974,000 | 4,499 |
| Pre-tax net operating income | $2,238,000 | 3,109 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $829,000 | 2,761 |
| Income before extraordinary items | $1,409,000 | 3,389 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,409,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,462 |
| Cash dividends | $786,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 11,343 |
| Net operating income | $1,409,000 | 3,347 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 6,032 |
| Total interest expense | $1,564,000 | 7,519 |
| Net interest income | $3,392,000 | 4,991 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $575,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $2,016,000 | 5,945 |
| Salaries and employee benefits | $1,287,000 | 4,898 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $478,000 | 7,449 |
| Pre-tax net operating income | $1,551,000 | 4,331 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $533,000 | 3,996 |
| Income before extraordinary items | $1,024,000 | 4,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,024,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,620 |
| Cash dividends | $595,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,020,040 | 4,507 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 6,195 |
| Total interest expense | $1,057,000 | 8,452 |
| Net interest income | $3,392,000 | 5,075 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $519,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $1,929,000 | 6,391 |
| Salaries and employee benefits | $1,186,000 | 5,297 |
| Premises and equipment expense | $254,000 | 6,450 |
| Additional noninterest expense | $489,000 | 7,958 |
| Pre-tax net operating income | $1,742,000 | 3,868 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $649,000 | 3,287 |
| Income before extraordinary items | $1,093,000 | 4,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,093,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,463 |
| Cash dividends | $541,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,093,000 | 4,252 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 6,591 |
| Total interest expense | $1,028,000 | 8,976 |
| Net interest income | $3,210,000 | 5,336 |
| Provision for loan and lease losses | $353,000 | 2,691 |
| Total noninterest income | $493,000 | 5,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $1,769,000 | 6,981 |
| Salaries and employee benefits | $1,095,000 | 5,666 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $464,000 | 8,573 |
| Pre-tax net operating income | $1,581,000 | 4,122 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $642,000 | 3,382 |
| Income before extraordinary items | $939,000 | 4,929 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $939,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,494 |
| Cash dividends | $492,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $939,000 | 4,700 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 7,379 |
| Total interest expense | $901,000 | 10,871 |
| Net interest income | $3,202,000 | 5,398 |
| Provision for loan and lease losses | $335,000 | 3,884 |
| Total noninterest income | $415,000 | 6,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $1,767,000 | 7,051 |
| Salaries and employee benefits | $1,112,000 | 5,538 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $1,515,000 | 4,012 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $514,000 | 3,918 |
| Income before extraordinary items | $1,001,000 | 4,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,001,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $447,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,001,000 | 4,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.