Home > Florida Community Bank > Assets and Liabilities
Florida Community Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 151 | 1,039 |
| Assets and Liabilities | ||
| Total Assets: | $835,701,000 | 832 |
| Cash and due from depository institutions | $79,986,000 | 1,039 |
| Interest-bearing balances | $75,713,000 | 392 |
| Securities | $113,242,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $8,067,000 | 1,064 |
| Net loans & leases | $497,053,000 | 943 |
| Loan loss allowance | $55,705,000 | 208 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $23,854,000 | 464 |
| Other real estate owned | $88,341,000 | 1,039 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $25,158,000 | 974 |
| Life insurance assets | $91,000 | 3,730 |
| Total liabilities and capital | $835,701,000 | 832 |
| Total liabilities | $833,936,000 | 754 |
| Total deposits | $776,556,000 | 706 |
| Interest-bearing deposits | $726,799,000 | 649 |
| Deposits held in domestic offices | $776,556,000 | 703 |
| % insured | 99.79% | 163 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $50,000,000 | 908 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,380,000 | 757 |
| Total equity capital | $1,765,000 | 7,854 |
| Total bank equity capital | $1,765,000 | 7,853 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $8,330,000 | 631 |
| Surplus | $34,406,000 | 996 |
| Undivided profits | $-40,971,000 | 7,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $229,045,000 | 129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,254,000 | 1,465 |
| Earning assets | $694,075,000 | 909 |
| Long-term assets (5+ years) | $98,037,000 | 1,393 |
| Average Assets, year-to-date | $909,143,600 | 744 |
| Average Assets, quarterly | $855,587,000 | 807 |
| Volatile liabilities | $31,365,000 | 3,851 |
| Insider loans | $2,120,000 | 2,955 |
| FHLB advances | $50,000,000 | 839 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $23,490,000 | 2,459 |
| Tier 1 (core) risk-based capital | $1,889,000 | 7,811 |
| Tier 2 risk-based capital | $1,889,000 | 2,780 |
| Total risk weighted assets | $625,057,000 | 790 |
| Total unused commitments | $23,490,000 | 2,459 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 158 | 1,007 |
| Assets and Liabilities | ||
| Total Assets: | $875,473,000 | 793 |
| Cash and due from depository institutions | $104,738,000 | 1,007 |
| Interest-bearing balances | $99,758,000 | 315 |
| Securities | $116,675,000 | 1,100 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 4,061 |
| Net loans & leases | $533,485,000 | 908 |
| Loan loss allowance | $36,616,000 | 297 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $24,267,000 | 462 |
| Other real estate owned | $85,384,000 | 1,007 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,362,000 | 1,827 |
| Life insurance assets | $98,000 | 3,738 |
| Total liabilities and capital | $875,473,000 | 793 |
| Total liabilities | $854,331,000 | 726 |
| Total deposits | $795,454,000 | 685 |
| Interest-bearing deposits | $747,478,000 | 631 |
| Deposits held in domestic offices | $795,454,000 | 681 |
| % insured | 95.34% | 1,725 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $50,000,000 | 973 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,877,000 | 711 |
| Total equity capital | $21,142,000 | 3,123 |
| Total bank equity capital | $21,142,000 | 3,123 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $8,330,000 | 633 |
| Surplus | $34,394,000 | 988 |
| Undivided profits | $-21,582,000 | 7,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $197,139,000 | 141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,607,000 | 1,327 |
| Earning assets | $750,480,000 | 853 |
| Long-term assets (5+ years) | $123,349,000 | 1,122 |
| Average Assets, year-to-date | $927,504,250 | 738 |
| Average Assets, quarterly | $898,962,500 | 773 |
| Volatile liabilities | $27,502,000 | 4,205 |
| Insider loans | $2,227,000 | 2,886 |
| FHLB advances | $50,000,000 | 894 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $27,591,000 | 2,284 |
| Tier 1 (core) risk-based capital | $21,125,000 | 2,970 |
| Tier 2 risk-based capital | $8,414,000 | 738 |
| Total risk weighted assets | $644,938,000 | 779 |
| Total unused commitments | $27,591,000 | 2,286 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 168 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $922,452,000 | 770 |
| Cash and due from depository institutions | $111,198,000 | 966 |
| Interest-bearing balances | $84,979,000 | 281 |
| Securities | $98,714,000 | 1,272 |
| Federal funds sold & reverse repurchase agreements | $31,016,000 | 265 |
| Net loans & leases | $551,304,000 | 898 |
| Loan loss allowance | $28,652,000 | 344 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $24,533,000 | 461 |
| Other real estate owned | $83,929,000 | 966 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $21,758,000 | 1,005 |
| Life insurance assets | $100,000 | 3,775 |
| Total liabilities and capital | $922,452,000 | 770 |
| Total liabilities | $883,163,000 | 721 |
| Total deposits | $823,853,000 | 666 |
| Interest-bearing deposits | $769,236,000 | 620 |
| Deposits held in domestic offices | $823,853,000 | 664 |
| % insured | 91.42% | 681 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $50,000,000 | 1,000 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,310,000 | 704 |
| Total equity capital | $39,289,000 | 1,741 |
| Total bank equity capital | $39,289,000 | 1,739 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $8,330,000 | 631 |
| Surplus | $33,955,000 | 1,014 |
| Undivided profits | $-2,996,000 | 7,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $197,938,000 | 139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,009,000 | 1,104 |
| Earning assets | $766,013,000 | 842 |
| Long-term assets (5+ years) | $112,907,000 | 1,208 |
| Average Assets, year-to-date | $944,848,000 | 742 |
| Average Assets, quarterly | $939,957,500 | 750 |
| Volatile liabilities | $32,667,000 | 3,760 |
| Insider loans | $2,279,000 | 2,886 |
| FHLB advances | $50,000,000 | 917 |
| Loans and leases held for sale | $337,000 | 1,642 |
| Unused loan commitments | $36,197,000 | 1,922 |
| Tier 1 (core) risk-based capital | $40,183,000 | 1,619 |
| Tier 2 risk-based capital | $9,007,000 | 705 |
| Total risk weighted assets | $700,906,000 | 735 |
| Total unused commitments | $36,197,000 | 1,925 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 172 | 930 |
| Assets and Liabilities | ||
| Total Assets: | $957,463,000 | 739 |
| Cash and due from depository institutions | $22,398,000 | 930 |
| Interest-bearing balances | $12,773,000 | 1,360 |
| Securities | $184,511,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $50,806,000 | 200 |
| Net loans & leases | $553,864,000 | 900 |
| Loan loss allowance | $35,060,000 | 280 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $24,474,000 | 460 |
| Other real estate owned | $76,026,000 | 930 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $45,384,000 | 505 |
| Life insurance assets | $102,000 | 3,797 |
| Total liabilities and capital | $957,463,000 | 739 |
| Total liabilities | $913,982,000 | 691 |
| Total deposits | $854,001,000 | 631 |
| Interest-bearing deposits | $788,595,000 | 612 |
| Deposits held in domestic offices | $854,001,000 | 629 |
| % insured | 90.84% | 808 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $50,000,000 | 1,059 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,981,000 | 674 |
| Total equity capital | $43,481,000 | 1,574 |
| Total bank equity capital | $43,481,000 | 1,573 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,330,000 | 631 |
| Surplus | $33,942,000 | 1,013 |
| Undivided profits | $1,209,000 | 6,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $151,646,000 | 157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,244,000 | 1,025 |
| Earning assets | $801,954,000 | 804 |
| Long-term assets (5+ years) | $156,455,000 | 873 |
| Average Assets, year-to-date | $956,046,000 | 731 |
| Average Assets, quarterly | $956,046,000 | 731 |
| Volatile liabilities | $30,309,000 | 3,971 |
| Insider loans | $2,234,000 | 2,926 |
| FHLB advances | $50,000,000 | 971 |
| Loans and leases held for sale | $77,000 | 1,837 |
| Unused loan commitments | $45,041,000 | 1,688 |
| Tier 1 (core) risk-based capital | $43,481,000 | 1,496 |
| Tier 2 risk-based capital | $9,633,000 | 658 |
| Total risk weighted assets | $745,245,000 | 707 |
| Total unused commitments | $45,041,000 | 1,689 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 177 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $954,629,000 | 725 |
| Cash and due from depository institutions | $17,376,000 | 906 |
| Interest-bearing balances | $6,246,000 | 1,586 |
| Securities | $199,625,000 | 616 |
| Federal funds sold & reverse repurchase agreements | $28,450,000 | 308 |
| Net loans & leases | $588,244,000 | 825 |
| Loan loss allowance | $36,390,000 | 249 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $24,546,000 | 457 |
| Other real estate owned | $52,005,000 | 906 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $44,383,000 | 527 |
| Life insurance assets | $61,000 | 3,868 |
| Total liabilities and capital | $954,629,000 | 725 |
| Total liabilities | $904,366,000 | 685 |
| Total deposits | $846,440,000 | 614 |
| Interest-bearing deposits | $785,750,000 | 588 |
| Deposits held in domestic offices | $846,440,000 | 612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $50,000,000 | 1,158 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,926,000 | 816 |
| Total equity capital | $50,263,000 | 1,356 |
| Total bank equity capital | $50,263,000 | 1,356 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,331,000 | 628 |
| Surplus | $33,928,000 | 986 |
| Undivided profits | $8,004,000 | 3,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,412,000 | 126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,498,000 | 1,009 |
| Earning assets | $822,565,000 | 772 |
| Long-term assets (5+ years) | $164,752,000 | 810 |
| Average Assets, year-to-date | $954,804,600 | 697 |
| Average Assets, quarterly | $958,284,500 | 710 |
| Volatile liabilities | $28,437,000 | 4,037 |
| Insider loans | $2,258,000 | 2,933 |
| FHLB advances | $50,000,000 | 1,065 |
| Loans and leases held for sale | $156,000 | 1,502 |
| Unused loan commitments | $48,190,000 | 1,620 |
| Tier 1 (core) risk-based capital | $50,263,000 | 1,275 |
| Tier 2 risk-based capital | $9,790,000 | 638 |
| Total risk weighted assets | $756,592,000 | 686 |
| Total unused commitments | $48,190,000 | 1,621 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 185 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $961,940,000 | 704 |
| Cash and due from depository institutions | $9,202,000 | 870 |
| Interest-bearing balances | $1,964,000 | 2,385 |
| Securities | $207,337,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $104,000 | 5,600 |
| Net loans & leases | $616,194,000 | 790 |
| Loan loss allowance | $39,607,000 | 216 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $24,543,000 | 458 |
| Other real estate owned | $44,054,000 | 870 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $60,506,000 | 401 |
| Life insurance assets | $99,000 | 3,843 |
| Total liabilities and capital | $961,940,000 | 704 |
| Total liabilities | $867,882,000 | 710 |
| Total deposits | $810,623,000 | 621 |
| Interest-bearing deposits | $756,292,000 | 598 |
| Deposits held in domestic offices | $810,623,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,189,000 | 2,750 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $50,000,000 | 1,175 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,070,000 | 969 |
| Total equity capital | $94,058,000 | 722 |
| Total bank equity capital | $94,058,000 | 722 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $8,330,000 | 627 |
| Surplus | $26,381,000 | 1,196 |
| Undivided profits | $59,347,000 | 586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,949,000 | 142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,494,000 | 791 |
| Earning assets | $825,599,000 | 755 |
| Long-term assets (5+ years) | $166,042,000 | 803 |
| Average Assets, year-to-date | $954,848,500 | 695 |
| Average Assets, quarterly | $975,733,000 | 693 |
| Volatile liabilities | $31,914,000 | 3,667 |
| Insider loans | $5,765,000 | 1,386 |
| FHLB advances | $50,000,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $57,670,000 | 1,491 |
| Tier 1 (core) risk-based capital | $94,058,000 | 655 |
| Tier 2 risk-based capital | $10,168,000 | 604 |
| Total risk weighted assets | $784,024,000 | 659 |
| Total unused commitments | $57,670,000 | 1,492 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 177 | 933 |
| Assets and Liabilities | ||
| Total Assets: | $989,526,000 | 680 |
| Cash and due from depository institutions | $15,951,000 | 933 |
| Interest-bearing balances | $3,514,000 | 1,604 |
| Securities | $213,287,000 | 584 |
| Federal funds sold & reverse repurchase agreements | $247,000 | 5,520 |
| Net loans & leases | $656,268,000 | 735 |
| Loan loss allowance | $16,921,000 | 400 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $24,479,000 | 449 |
| Other real estate owned | $41,348,000 | 933 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $37,946,000 | 569 |
| Life insurance assets | $101,000 | 3,869 |
| Total liabilities and capital | $989,526,000 | 680 |
| Total liabilities | $876,632,000 | 692 |
| Total deposits | $804,188,000 | 625 |
| Interest-bearing deposits | $737,552,000 | 602 |
| Deposits held in domestic offices | $804,188,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,141,000 | 957 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $50,000,000 | 1,150 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,303,000 | 1,285 |
| Total equity capital | $112,894,000 | 616 |
| Total bank equity capital | $112,894,000 | 616 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $8,330,000 | 619 |
| Surplus | $26,381,000 | 1,185 |
| Undivided profits | $78,183,000 | 430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,243,000 | 129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,343,000 | 809 |
| Earning assets | $873,316,000 | 703 |
| Long-term assets (5+ years) | $118,520,000 | 1,092 |
| Average Assets, year-to-date | $952,484,670 | 695 |
| Average Assets, quarterly | $962,381,000 | 698 |
| Volatile liabilities | $55,109,000 | 2,467 |
| Insider loans | $5,797,000 | 1,388 |
| FHLB advances | $50,000,000 | 1,066 |
| Loans and leases held for sale | $400,000 | 1,236 |
| Unused loan commitments | $80,177,000 | 1,178 |
| Tier 1 (core) risk-based capital | $112,894,000 | 561 |
| Tier 2 risk-based capital | $10,198,000 | 592 |
| Total risk weighted assets | $809,138,000 | 643 |
| Total unused commitments | $80,177,000 | 1,178 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 182 | 896 |
| Assets and Liabilities | ||
| Total Assets: | $935,236,000 | 724 |
| Cash and due from depository institutions | $17,713,000 | 896 |
| Interest-bearing balances | $4,394,000 | 1,538 |
| Securities | $136,012,000 | 880 |
| Federal funds sold & reverse repurchase agreements | $103,000 | 6,470 |
| Net loans & leases | $723,561,000 | 665 |
| Loan loss allowance | $18,737,000 | 354 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $22,432,000 | 487 |
| Other real estate owned | $6,145,000 | 896 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $29,270,000 | 700 |
| Life insurance assets | $103,000 | 3,882 |
| Total liabilities and capital | $935,236,000 | 724 |
| Total liabilities | $816,283,000 | 738 |
| Total deposits | $754,481,000 | 672 |
| Interest-bearing deposits | $693,604,000 | 641 |
| Deposits held in domestic offices | $754,481,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $393,000 | 2,900 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $55,000,000 | 1,006 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,409,000 | 976 |
| Total equity capital | $118,953,000 | 594 |
| Total bank equity capital | $118,953,000 | 594 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $8,330,000 | 610 |
| Surplus | $26,381,000 | 1,174 |
| Undivided profits | $84,242,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,106,000 | 100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,265,000 | 848 |
| Earning assets | $864,070,000 | 714 |
| Long-term assets (5+ years) | $98,972,000 | 1,224 |
| Average Assets, year-to-date | $933,964,000 | 714 |
| Average Assets, quarterly | $933,964,000 | 714 |
| Volatile liabilities | $44,887,000 | 2,840 |
| Insider loans | $5,722,000 | 1,370 |
| FHLB advances | $55,000,000 | 935 |
| Loans and leases held for sale | $79,000 | 1,732 |
| Unused loan commitments | $82,893,000 | 1,188 |
| Tier 1 (core) risk-based capital | $118,953,000 | 529 |
| Tier 2 risk-based capital | $10,388,000 | 559 |
| Total risk weighted assets | $822,676,000 | 619 |
| Total unused commitments | $82,893,000 | 1,189 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 181 | 917 |
| Assets and Liabilities | ||
| Total Assets: | $932,692,000 | 726 |
| Cash and due from depository institutions | $12,260,000 | 917 |
| Interest-bearing balances | $1,868,000 | 2,017 |
| Securities | $135,810,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $2,334,000 | 3,913 |
| Net loans & leases | $734,762,000 | 649 |
| Loan loss allowance | $18,169,000 | 342 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $20,786,000 | 542 |
| Other real estate owned | $1,065,000 | 917 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $25,675,000 | 778 |
| Life insurance assets | $105,000 | 3,893 |
| Total liabilities and capital | $932,692,000 | 726 |
| Total liabilities | $814,244,000 | 742 |
| Total deposits | $754,805,000 | 674 |
| Interest-bearing deposits | $710,003,000 | 622 |
| Deposits held in domestic offices | $754,805,000 | 672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $55,000,000 | 936 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,439,000 | 1,322 |
| Total equity capital | $118,448,000 | 597 |
| Total bank equity capital | $118,448,000 | 597 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,330,000 | 598 |
| Surplus | $26,381,000 | 1,153 |
| Undivided profits | $83,737,000 | 426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,659,000 | 95 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,730,000 | 822 |
| Earning assets | $874,774,000 | 694 |
| Long-term assets (5+ years) | $86,659,000 | 1,309 |
| Average Assets, year-to-date | $970,001,200 | 660 |
| Average Assets, quarterly | $938,660,500 | 709 |
| Volatile liabilities | $360,279,000 | 447 |
| Insider loans | $4,804,000 | 1,590 |
| FHLB advances | $55,000,000 | 866 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $105,465,000 | 965 |
| Tier 1 (core) risk-based capital | $118,448,000 | 535 |
| Tier 2 risk-based capital | $10,393,000 | 549 |
| Total risk weighted assets | $823,217,000 | 624 |
| Total unused commitments | $105,465,000 | 965 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 172 | 963 |
| Assets and Liabilities | ||
| Total Assets: | $944,629,000 | 694 |
| Cash and due from depository institutions | $12,891,000 | 963 |
| Interest-bearing balances | $1,717,000 | 1,923 |
| Securities | $138,034,000 | 867 |
| Federal funds sold & reverse repurchase agreements | $105,000 | 6,005 |
| Net loans & leases | $752,502,000 | 625 |
| Loan loss allowance | $13,817,000 | 408 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $18,299,000 | 617 |
| Other real estate owned | $1,142,000 | 963 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $21,656,000 | 896 |
| Life insurance assets | $100,000 | 3,874 |
| Total liabilities and capital | $944,629,000 | 694 |
| Total liabilities | $823,158,000 | 720 |
| Total deposits | $758,602,000 | 660 |
| Interest-bearing deposits | $730,663,000 | 601 |
| Deposits held in domestic offices | $758,602,000 | 658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,168,000 | 1,070 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $45,000,000 | 1,016 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,388,000 | 969 |
| Total equity capital | $121,471,000 | 574 |
| Total bank equity capital | $121,471,000 | 574 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,330,000 | 573 |
| Surplus | $26,381,000 | 1,132 |
| Undivided profits | $86,760,000 | 416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,224,000 | 103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,260,000 | 790 |
| Earning assets | $892,358,000 | 671 |
| Long-term assets (5+ years) | $87,011,000 | 1,274 |
| Average Assets, year-to-date | $979,328,500 | 654 |
| Average Assets, quarterly | $957,218,500 | 682 |
| Volatile liabilities | $357,084,000 | 429 |
| Insider loans | $6,755,000 | 1,100 |
| FHLB advances | $45,000,000 | 942 |
| Loans and leases held for sale | $160,000 | 1,533 |
| Unused loan commitments | $109,055,000 | 980 |
| Tier 1 (core) risk-based capital | $121,471,000 | 520 |
| Tier 2 risk-based capital | $10,485,000 | 534 |
| Total risk weighted assets | $834,696,000 | 601 |
| Total unused commitments | $109,055,000 | 980 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 168 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $969,808,000 | 686 |
| Cash and due from depository institutions | $11,560,000 | 1,013 |
| Interest-bearing balances | $655,000 | 2,843 |
| Securities | $121,345,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $3,122,000 | 3,498 |
| Net loans & leases | $794,628,000 | 595 |
| Loan loss allowance | $13,378,000 | 413 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $17,201,000 | 659 |
| Other real estate owned | $1,062,000 | 1,013 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $20,890,000 | 928 |
| Life insurance assets | $102,000 | 3,896 |
| Total liabilities and capital | $969,807,000 | 686 |
| Total liabilities | $851,937,000 | 699 |
| Total deposits | $801,703,000 | 636 |
| Interest-bearing deposits | $775,174,000 | 577 |
| Deposits held in domestic offices | $801,703,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $45,000,000 | 958 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,234,000 | 1,108 |
| Total equity capital | $117,870,000 | 593 |
| Total bank equity capital | $117,870,000 | 593 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,330,000 | 567 |
| Surplus | $26,381,000 | 1,141 |
| Undivided profits | $83,159,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,889,000 | 103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $6,903,000 | 572 |
| Earning assets | $919,750,000 | 657 |
| Long-term assets (5+ years) | $71,380,000 | 1,460 |
| Average Assets, year-to-date | $990,895,000 | 666 |
| Average Assets, quarterly | $981,693,000 | 674 |
| Volatile liabilities | $373,915,000 | 417 |
| Insider loans | $7,650,000 | 945 |
| FHLB advances | $45,000,000 | 882 |
| Loans and leases held for sale | $397,000 | 1,345 |
| Unused loan commitments | $135,555,000 | 829 |
| Tier 1 (core) risk-based capital | $117,870,000 | 538 |
| Tier 2 risk-based capital | $11,051,000 | 527 |
| Total risk weighted assets | $881,763,000 | 575 |
| Total unused commitments | $135,555,000 | 829 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 166 | 1,010 |
| Assets and Liabilities | ||
| Total Assets: | $993,578,000 | 667 |
| Cash and due from depository institutions | $13,760,000 | 1,010 |
| Interest-bearing balances | $1,606,000 | 2,132 |
| Securities | $107,059,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $18,539,000 | 1,048 |
| Net loans & leases | $817,715,000 | 571 |
| Loan loss allowance | $13,586,000 | 400 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,821,000 | 773 |
| Other real estate owned | $2,790,000 | 1,010 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $18,894,000 | 974 |
| Life insurance assets | $105,000 | 3,894 |
| Total liabilities and capital | $993,578,000 | 667 |
| Total liabilities | $878,295,000 | 668 |
| Total deposits | $816,912,000 | 612 |
| Interest-bearing deposits | $740,282,000 | 601 |
| Deposits held in domestic offices | $816,912,000 | 610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $55,000,000 | 788 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,383,000 | 943 |
| Total equity capital | $115,283,000 | 597 |
| Total bank equity capital | $115,283,000 | 597 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,330,000 | 553 |
| Surplus | $26,381,000 | 1,124 |
| Undivided profits | $80,572,000 | 461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,255,000 | 100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,838,000 | 638 |
| Earning assets | $944,919,000 | 633 |
| Long-term assets (5+ years) | $64,767,000 | 1,549 |
| Average Assets, year-to-date | $1,001,438,500 | 656 |
| Average Assets, quarterly | $1,001,438,500 | 656 |
| Volatile liabilities | $379,831,000 | 404 |
| Insider loans | $7,536,000 | 943 |
| FHLB advances | $55,000,000 | 725 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $181,703,000 | 667 |
| Tier 1 (core) risk-based capital | $115,283,000 | 540 |
| Tier 2 risk-based capital | $11,461,000 | 504 |
| Total risk weighted assets | $929,684,000 | 547 |
| Total unused commitments | $181,703,000 | 667 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 163 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $1,009,299,000 | 646 |
| Cash and due from depository institutions | $20,288,000 | 1,036 |
| Interest-bearing balances | $1,499,000 | 2,145 |
| Securities | $101,109,000 | 1,224 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,220 |
| Net loans & leases | $850,244,000 | 545 |
| Loan loss allowance | $13,500,000 | 398 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $14,083,000 | 797 |
| Other real estate owned | $2,403,000 | 1,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $21,072,000 | 887 |
| Life insurance assets | $107,000 | 3,891 |
| Total liabilities and capital | $1,009,299,000 | 646 |
| Total liabilities | $899,009,000 | 647 |
| Total deposits | $839,683,000 | 590 |
| Interest-bearing deposits | $784,050,000 | 557 |
| Deposits held in domestic offices | $839,683,000 | 589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $694,000 | 2,805 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $55,000,000 | 815 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,632,000 | 1,494 |
| Total equity capital | $110,290,000 | 601 |
| Total bank equity capital | $110,290,000 | 601 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $8,330,000 | 544 |
| Surplus | $26,381,000 | 1,090 |
| Undivided profits | $75,579,000 | 469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,587,000 | 94 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,865,000 | 559 |
| Earning assets | $952,952,000 | 621 |
| Long-term assets (5+ years) | $60,082,000 | 1,640 |
| Average Assets, year-to-date | $987,409,400 | 630 |
| Average Assets, quarterly | $1,011,198,000 | 632 |
| Volatile liabilities | $413,791,000 | 429 |
| Insider loans | $6,969,000 | 1,016 |
| FHLB advances | $55,000,000 | 744 |
| Loans and leases held for sale | $146,000 | 1,575 |
| Unused loan commitments | $203,088,000 | 601 |
| Tier 1 (core) risk-based capital | $110,290,000 | 549 |
| Tier 2 risk-based capital | $11,988,000 | 481 |
| Total risk weighted assets | $972,815,000 | 524 |
| Total unused commitments | $203,088,000 | 601 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 168 | 1,026 |
| Assets and Liabilities | ||
| Total Assets: | $1,013,097,000 | 641 |
| Cash and due from depository institutions | $16,643,000 | 1,026 |
| Interest-bearing balances | $1,290,000 | 2,168 |
| Securities | $77,806,000 | 1,566 |
| Federal funds sold & reverse repurchase agreements | $17,396,000 | 794 |
| Net loans & leases | $865,035,000 | 538 |
| Loan loss allowance | $16,054,000 | 357 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,563,000 | 809 |
| Other real estate owned | $2,203,000 | 1,026 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $20,451,000 | 914 |
| Life insurance assets | $106,000 | 3,872 |
| Total liabilities and capital | $1,013,097,000 | 641 |
| Total liabilities | $908,600,000 | 641 |
| Total deposits | $848,232,000 | 582 |
| Interest-bearing deposits | $807,920,000 | 544 |
| Deposits held in domestic offices | $848,232,000 | 581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $55,017,000 | 851 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,351,000 | 1,051 |
| Total equity capital | $104,497,000 | 636 |
| Total bank equity capital | $104,497,000 | 636 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,330,000 | 531 |
| Surplus | $26,454,000 | 1,085 |
| Undivided profits | $69,713,000 | 526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,587,000 | 366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,285,000 | 603 |
| Earning assets | $961,527,000 | 620 |
| Long-term assets (5+ years) | $42,556,000 | 2,058 |
| Average Assets, year-to-date | $981,937,000 | 643 |
| Average Assets, quarterly | $1,014,784,000 | 633 |
| Volatile liabilities | $428,253,000 | 431 |
| Insider loans | $7,805,000 | 899 |
| FHLB advances | $55,000,000 | 779 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $208,708,000 | 614 |
| Tier 1 (core) risk-based capital | $104,497,000 | 582 |
| Tier 2 risk-based capital | $12,416,000 | 478 |
| Total risk weighted assets | $989,609,000 | 514 |
| Total unused commitments | $208,708,000 | 614 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 160 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $1,016,471,000 | 635 |
| Cash and due from depository institutions | $19,609,000 | 1,070 |
| Interest-bearing balances | $994,000 | 2,460 |
| Securities | $58,299,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $27,846,000 | 432 |
| Net loans & leases | $875,889,000 | 529 |
| Loan loss allowance | $14,851,000 | 374 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,286,000 | 811 |
| Other real estate owned | $2,203,000 | 1,070 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $19,339,000 | 956 |
| Life insurance assets | $107,000 | 3,851 |
| Total liabilities and capital | $1,016,471,000 | 635 |
| Total liabilities | $917,782,000 | 630 |
| Total deposits | $858,495,000 | 574 |
| Interest-bearing deposits | $811,983,000 | 529 |
| Deposits held in domestic offices | $858,495,000 | 572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $55,019,000 | 872 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,268,000 | 1,190 |
| Total equity capital | $98,689,000 | 653 |
| Total bank equity capital | $98,689,000 | 653 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $8,330,000 | 509 |
| Surplus | $26,430,000 | 1,064 |
| Undivided profits | $63,929,000 | 540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,516,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,321,000 | 636 |
| Earning assets | $963,028,000 | 617 |
| Long-term assets (5+ years) | $37,699,000 | 2,215 |
| Average Assets, year-to-date | $971,550,330 | 649 |
| Average Assets, quarterly | $1,004,254,000 | 634 |
| Volatile liabilities | $434,596,000 | 428 |
| Insider loans | $8,556,000 | 796 |
| FHLB advances | $55,000,000 | 795 |
| Loans and leases held for sale | $389,000 | 1,293 |
| Unused loan commitments | $232,857,000 | 555 |
| Tier 1 (core) risk-based capital | $98,689,000 | 597 |
| Tier 2 risk-based capital | $12,542,000 | 470 |
| Total risk weighted assets | $1,001,017,000 | 507 |
| Total unused commitments | $232,857,000 | 556 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 157 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $992,037,000 | 636 |
| Cash and due from depository institutions | $22,632,000 | 1,073 |
| Interest-bearing balances | $447,000 | 3,361 |
| Securities | $59,744,000 | 2,014 |
| Federal funds sold & reverse repurchase agreements | $20,541,000 | 693 |
| Net loans & leases | $855,713,000 | 525 |
| Loan loss allowance | $12,479,000 | 429 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,363,000 | 784 |
| Other real estate owned | $2,203,000 | 1,073 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $17,841,000 | 997 |
| Life insurance assets | $107,000 | 3,821 |
| Total liabilities and capital | $992,037,000 | 636 |
| Total liabilities | $907,243,000 | 626 |
| Total deposits | $840,274,000 | 565 |
| Interest-bearing deposits | $710,076,000 | 591 |
| Deposits held in domestic offices | $840,274,000 | 564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $60,073,000 | 775 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,896,000 | 823 |
| Total equity capital | $84,794,000 | 753 |
| Total bank equity capital | $84,794,000 | 753 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,329,000 | 498 |
| Surplus | $17,882,000 | 1,433 |
| Undivided profits | $58,583,000 | 598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,168,000 | 321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,826,000 | 670 |
| Earning assets | $936,445,000 | 622 |
| Long-term assets (5+ years) | $43,592,000 | 1,972 |
| Average Assets, year-to-date | $949,090,000 | 656 |
| Average Assets, quarterly | $949,090,000 | 656 |
| Volatile liabilities | $418,929,000 | 415 |
| Insider loans | $8,204,000 | 816 |
| FHLB advances | $60,000,000 | 705 |
| Loans and leases held for sale | $930,000 | 868 |
| Unused loan commitments | $238,177,000 | 533 |
| Tier 1 (core) risk-based capital | $84,794,000 | 695 |
| Tier 2 risk-based capital | $12,007,000 | 472 |
| Total risk weighted assets | $960,056,000 | 507 |
| Total unused commitments | $238,177,000 | 533 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 164 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $906,143,000 | 684 |
| Cash and due from depository institutions | $32,027,000 | 1,016 |
| Interest-bearing balances | $5,003,000 | 1,094 |
| Securities | $61,033,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $188,000 | 5,816 |
| Net loans & leases | $780,086,000 | 561 |
| Loan loss allowance | $11,523,000 | 447 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,776,000 | 742 |
| Other real estate owned | $2,203,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $16,830,000 | 1,042 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $906,143,000 | 684 |
| Total liabilities | $826,677,000 | 676 |
| Total deposits | $737,840,000 | 631 |
| Interest-bearing deposits | $607,695,000 | 663 |
| Deposits held in domestic offices | $737,840,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,988,000 | 686 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,024,000 | 791 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,825,000 | 1,269 |
| Total equity capital | $79,466,000 | 786 |
| Total bank equity capital | $79,466,000 | 786 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $8,329,000 | 490 |
| Surplus | $17,882,000 | 1,403 |
| Undivided profits | $53,255,000 | 656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 4,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,106,000 | 626 |
| Earning assets | $846,310,000 | 670 |
| Long-term assets (5+ years) | $28,316,000 | 2,643 |
| Average Assets, year-to-date | $786,736,200 | 742 |
| Average Assets, quarterly | $879,468,500 | 692 |
| Volatile liabilities | $371,804,000 | 451 |
| Insider loans | $6,971,000 | 935 |
| FHLB advances | $60,000,000 | 715 |
| Loans and leases held for sale | $300,000 | 1,321 |
| Unused loan commitments | $208,082,000 | 595 |
| Tier 1 (core) risk-based capital | $79,466,000 | 728 |
| Tier 2 risk-based capital | $10,949,000 | 483 |
| Total risk weighted assets | $875,347,000 | 541 |
| Total unused commitments | $208,082,000 | 595 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 156 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $852,794,000 | 705 |
| Cash and due from depository institutions | $25,334,000 | 1,056 |
| Interest-bearing balances | $3,019,000 | 1,567 |
| Securities | $63,169,000 | 1,905 |
| Federal funds sold & reverse repurchase agreements | $257,000 | 5,475 |
| Net loans & leases | $733,137,000 | 576 |
| Loan loss allowance | $9,931,000 | 496 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,766,000 | 722 |
| Other real estate owned | $2,203,000 | 1,056 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $14,928,000 | 1,142 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $852,793,000 | 705 |
| Total liabilities | $776,847,000 | 691 |
| Total deposits | $688,153,000 | 672 |
| Interest-bearing deposits | $561,005,000 | 703 |
| Deposits held in domestic offices | $688,153,000 | 670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,550,000 | 679 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $60,026,000 | 782 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,118,000 | 1,163 |
| Total equity capital | $75,946,000 | 800 |
| Total bank equity capital | $75,946,000 | 800 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,329,000 | 465 |
| Surplus | $17,882,000 | 1,362 |
| Undivided profits | $49,735,000 | 705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,112,000 | 735 |
| Earning assets | $799,582,000 | 689 |
| Long-term assets (5+ years) | $36,555,000 | 2,219 |
| Average Assets, year-to-date | $756,884,500 | 764 |
| Average Assets, quarterly | $820,604,500 | 722 |
| Volatile liabilities | $322,520,000 | 497 |
| Insider loans | $7,411,000 | 847 |
| FHLB advances | $60,000,000 | 711 |
| Loans and leases held for sale | $985,000 | 963 |
| Unused loan commitments | $217,671,000 | 557 |
| Tier 1 (core) risk-based capital | $75,946,000 | 738 |
| Tier 2 risk-based capital | $9,931,000 | 517 |
| Total risk weighted assets | $835,224,000 | 542 |
| Total unused commitments | $217,671,000 | 557 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 160 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $788,415,000 | 747 |
| Cash and due from depository institutions | $28,700,000 | 1,027 |
| Interest-bearing balances | $1,324,000 | 2,414 |
| Securities | $65,316,000 | 1,854 |
| Federal funds sold & reverse repurchase agreements | $4,885,000 | 2,142 |
| Net loans & leases | $658,695,000 | 610 |
| Loan loss allowance | $9,879,000 | 496 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,734,000 | 703 |
| Other real estate owned | $2,203,000 | 1,027 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $14,882,000 | 1,114 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $788,415,000 | 747 |
| Total liabilities | $717,126,000 | 736 |
| Total deposits | $648,796,000 | 685 |
| Interest-bearing deposits | $514,848,000 | 743 |
| Deposits held in domestic offices | $648,796,000 | 683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $65,000,000 | 746 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,330,000 | 1,310 |
| Total equity capital | $71,289,000 | 834 |
| Total bank equity capital | $71,289,000 | 834 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,329,000 | 441 |
| Surplus | $17,882,000 | 1,337 |
| Undivided profits | $45,078,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,088,000 | 680 |
| Earning assets | $730,220,000 | 735 |
| Long-term assets (5+ years) | $60,439,000 | 1,539 |
| Average Assets, year-to-date | $724,914,670 | 791 |
| Average Assets, quarterly | $757,358,500 | 768 |
| Volatile liabilities | $258,937,000 | 580 |
| Insider loans | $10,249,000 | 573 |
| FHLB advances | $65,000,000 | 683 |
| Loans and leases held for sale | $441,000 | 1,292 |
| Unused loan commitments | $216,263,000 | 532 |
| Tier 1 (core) risk-based capital | $71,289,000 | 766 |
| Tier 2 risk-based capital | $9,296,000 | 538 |
| Total risk weighted assets | $743,088,000 | 581 |
| Total unused commitments | $216,263,000 | 532 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 154 | 1,059 |
| Assets and Liabilities | ||
| Total Assets: | $726,302,000 | 807 |
| Cash and due from depository institutions | $26,569,000 | 1,059 |
| Interest-bearing balances | $1,422,000 | 2,371 |
| Securities | $67,174,000 | 1,836 |
| Federal funds sold & reverse repurchase agreements | $2,411,000 | 3,736 |
| Net loans & leases | $600,630,000 | 651 |
| Loan loss allowance | $9,814,000 | 496 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,521,000 | 703 |
| Other real estate owned | $2,203,000 | 1,059 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $13,794,000 | 1,177 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $726,302,000 | 807 |
| Total liabilities | $659,909,000 | 796 |
| Total deposits | $589,983,000 | 745 |
| Interest-bearing deposits | $459,912,000 | 813 |
| Deposits held in domestic offices | $589,983,000 | 743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,106,000 | 1,088 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $55,000,000 | 814 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,820,000 | 963 |
| Total equity capital | $66,393,000 | 861 |
| Total bank equity capital | $66,393,000 | 861 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,329,000 | 423 |
| Surplus | $17,882,000 | 1,292 |
| Undivided profits | $40,182,000 | 820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 4,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,734,000 | 709 |
| Earning assets | $671,637,000 | 797 |
| Long-term assets (5+ years) | $82,524,000 | 1,192 |
| Average Assets, year-to-date | $693,164,500 | 829 |
| Average Assets, quarterly | $693,164,500 | 829 |
| Volatile liabilities | $231,997,000 | 609 |
| Insider loans | $11,859,000 | 460 |
| FHLB advances | $55,000,000 | 741 |
| Loans and leases held for sale | $2,231,000 | 598 |
| Unused loan commitments | $173,789,000 | 624 |
| Tier 1 (core) risk-based capital | $66,393,000 | 799 |
| Tier 2 risk-based capital | $8,454,000 | 578 |
| Total risk weighted assets | $674,979,000 | 621 |
| Total unused commitments | $173,789,000 | 624 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 162 | 1,009 |
| Assets and Liabilities | ||
| Total Assets: | $660,027,000 | 878 |
| Cash and due from depository institutions | $19,568,000 | 1,009 |
| Interest-bearing balances | $948,000 | 2,866 |
| Securities | $69,330,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $542,718,000 | 719 |
| Loan loss allowance | $9,791,000 | 509 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,345,000 | 705 |
| Other real estate owned | $2,203,000 | 1,009 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,863,000 | 1,213 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $660,027,000 | 878 |
| Total liabilities | $597,785,000 | 871 |
| Total deposits | $521,618,000 | 843 |
| Interest-bearing deposits | $407,369,000 | 920 |
| Deposits held in domestic offices | $521,618,000 | 840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,957,000 | 952 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $60,000,000 | 781 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,210,000 | 1,784 |
| Total equity capital | $62,242,000 | 934 |
| Total bank equity capital | $62,242,000 | 934 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,329,000 | 408 |
| Surplus | $17,882,000 | 1,275 |
| Undivided profits | $36,031,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,352,000 | 787 |
| Earning assets | $612,996,000 | 867 |
| Long-term assets (5+ years) | $75,415,000 | 1,331 |
| Average Assets, year-to-date | $590,604,400 | 931 |
| Average Assets, quarterly | $631,196,500 | 905 |
| Volatile liabilities | $213,579,000 | 629 |
| Insider loans | $7,877,000 | 734 |
| FHLB advances | $60,000,000 | 705 |
| Loans and leases held for sale | $576,000 | 1,082 |
| Unused loan commitments | $133,865,000 | 745 |
| Tier 1 (core) risk-based capital | $62,242,000 | 853 |
| Tier 2 risk-based capital | $7,602,000 | 647 |
| Total risk weighted assets | $605,965,000 | 682 |
| Total unused commitments | $133,865,000 | 745 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 155 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $602,366,000 | 942 |
| Cash and due from depository institutions | $20,139,000 | 1,055 |
| Interest-bearing balances | $1,755,000 | 2,274 |
| Securities | $41,804,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $8,515,000 | 1,332 |
| Net loans & leases | $502,996,000 | 752 |
| Loan loss allowance | $9,228,000 | 535 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,865,000 | 708 |
| Other real estate owned | $5,880,000 | 1,055 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $10,167,000 | 1,488 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $602,366,000 | 942 |
| Total liabilities | $542,517,000 | 939 |
| Total deposits | $484,379,000 | 890 |
| Interest-bearing deposits | $387,715,000 | 950 |
| Deposits held in domestic offices | $484,379,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 902 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $40,000,000 | 1,060 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,138,000 | 1,339 |
| Total equity capital | $59,849,000 | 962 |
| Total bank equity capital | $59,849,000 | 962 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,329,000 | 406 |
| Surplus | $17,882,000 | 1,233 |
| Undivided profits | $33,638,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,782,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,927,000 | 944 |
| Earning assets | $555,070,000 | 934 |
| Long-term assets (5+ years) | $43,030,000 | 2,095 |
| Average Assets, year-to-date | $573,248,750 | 958 |
| Average Assets, quarterly | $601,525,500 | 934 |
| Volatile liabilities | $197,571,000 | 648 |
| Insider loans | $7,287,000 | 788 |
| FHLB advances | $40,000,000 | 959 |
| Loans and leases held for sale | $77,000 | 1,717 |
| Unused loan commitments | $152,037,000 | 664 |
| Tier 1 (core) risk-based capital | $59,849,000 | 877 |
| Tier 2 risk-based capital | $6,978,000 | 672 |
| Total risk weighted assets | $556,021,000 | 717 |
| Total unused commitments | $152,037,000 | 664 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 156 | 1,060 |
| Assets and Liabilities | ||
| Total Assets: | $600,685,000 | 931 |
| Cash and due from depository institutions | $25,004,000 | 1,060 |
| Interest-bearing balances | $1,656,000 | 2,313 |
| Securities | $42,768,000 | 2,782 |
| Federal funds sold & reverse repurchase agreements | $15,154,000 | 698 |
| Net loans & leases | $489,286,000 | 753 |
| Loan loss allowance | $8,430,000 | 573 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,714,000 | 703 |
| Other real estate owned | $5,745,000 | 1,060 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $10,014,000 | 1,525 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $600,685,000 | 931 |
| Total liabilities | $543,926,000 | 927 |
| Total deposits | $501,177,000 | 852 |
| Interest-bearing deposits | $399,633,000 | 902 |
| Deposits held in domestic offices | $501,177,000 | 847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,000,000 | 1,063 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,749,000 | 1,380 |
| Total equity capital | $56,759,000 | 975 |
| Total bank equity capital | $56,759,000 | 975 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,329,000 | 400 |
| Surplus | $17,882,000 | 1,196 |
| Undivided profits | $30,548,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,402,000 | 1,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,899,000 | 902 |
| Earning assets | $548,864,000 | 928 |
| Long-term assets (5+ years) | $47,571,000 | 1,996 |
| Average Assets, year-to-date | $563,543,000 | 962 |
| Average Assets, quarterly | $582,808,500 | 945 |
| Volatile liabilities | $191,730,000 | 650 |
| Insider loans | $8,924,000 | 610 |
| FHLB advances | $40,000,000 | 966 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $137,741,000 | 702 |
| Tier 1 (core) risk-based capital | $56,759,000 | 911 |
| Tier 2 risk-based capital | $6,909,000 | 682 |
| Total risk weighted assets | $551,189,000 | 711 |
| Total unused commitments | $137,741,000 | 702 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $564,932,000 | 974 |
| Cash and due from depository institutions | $19,650,000 | 1,127 |
| Interest-bearing balances | $1,301,000 | 2,778 |
| Securities | $34,413,000 | 3,301 |
| Federal funds sold & reverse repurchase agreements | $37,611,000 | 362 |
| Net loans & leases | $445,170,000 | 811 |
| Loan loss allowance | $8,419,000 | 572 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,694,000 | 687 |
| Other real estate owned | $5,617,000 | 1,127 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $9,777,000 | 1,450 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $564,932,000 | 974 |
| Total liabilities | $510,710,000 | 964 |
| Total deposits | $467,311,000 | 910 |
| Interest-bearing deposits | $381,890,000 | 955 |
| Deposits held in domestic offices | $467,311,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $40,000,000 | 990 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,399,000 | 1,312 |
| Total equity capital | $54,222,000 | 1,036 |
| Total bank equity capital | $54,222,000 | 1,036 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,329,000 | 390 |
| Surplus | $17,882,000 | 1,187 |
| Undivided profits | $28,011,000 | 1,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,335,000 | 1,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,818,000 | 924 |
| Earning assets | $518,495,000 | 970 |
| Long-term assets (5+ years) | $52,462,000 | 1,828 |
| Average Assets, year-to-date | $544,972,000 | 1,005 |
| Average Assets, quarterly | $544,972,000 | 1,005 |
| Volatile liabilities | $183,793,000 | 655 |
| Insider loans | $4,842,000 | 1,152 |
| FHLB advances | $40,000,000 | 895 |
| Loans and leases held for sale | $105,000 | 1,760 |
| Unused loan commitments | $133,422,000 | 693 |
| Tier 1 (core) risk-based capital | $54,222,000 | 949 |
| Tier 2 risk-based capital | $6,458,000 | 719 |
| Total risk weighted assets | $514,685,000 | 747 |
| Total unused commitments | $133,422,000 | 694 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 149 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $525,012,000 | 1,056 |
| Cash and due from depository institutions | $16,735,000 | 1,121 |
| Interest-bearing balances | $857,000 | 3,113 |
| Securities | $35,752,000 | 3,259 |
| Federal funds sold & reverse repurchase agreements | $13,765,000 | 850 |
| Net loans & leases | $429,526,000 | 836 |
| Loan loss allowance | $8,067,000 | 596 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,768,000 | 681 |
| Other real estate owned | $6,122,000 | 1,121 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $10,344,000 | 1,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $525,012,000 | 1,056 |
| Total liabilities | $473,419,000 | 1,058 |
| Total deposits | $423,669,000 | 998 |
| Interest-bearing deposits | $344,983,000 | 1,056 |
| Deposits held in domestic offices | $423,669,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,357 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,022,000 | 1,012 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,728,000 | 1,477 |
| Total equity capital | $51,593,000 | 1,068 |
| Total bank equity capital | $51,593,000 | 1,068 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,329,000 | 390 |
| Surplus | $17,882,000 | 1,161 |
| Undivided profits | $25,382,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,147,000 | 241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,772,000 | 955 |
| Earning assets | $479,900,000 | 1,056 |
| Long-term assets (5+ years) | $53,307,000 | 1,823 |
| Average Assets, year-to-date | $519,086,600 | 1,027 |
| Average Assets, quarterly | $513,984,000 | 1,077 |
| Volatile liabilities | $154,968,000 | 746 |
| Insider loans | $9,473,000 | 523 |
| FHLB advances | $40,000,000 | 912 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $99,186,000 | 853 |
| Tier 1 (core) risk-based capital | $51,593,000 | 988 |
| Tier 2 risk-based capital | $6,128,000 | 753 |
| Total risk weighted assets | $488,269,000 | 783 |
| Total unused commitments | $99,186,000 | 854 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 149 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $502,956,000 | 1,114 |
| Cash and due from depository institutions | $15,099,000 | 1,131 |
| Interest-bearing balances | $4,449,000 | 1,500 |
| Securities | $26,620,000 | 3,965 |
| Federal funds sold & reverse repurchase agreements | $16,528,000 | 881 |
| Net loans & leases | $416,579,000 | 854 |
| Loan loss allowance | $7,681,000 | 637 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,648,000 | 684 |
| Other real estate owned | $6,055,000 | 1,131 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,427,000 | 1,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $502,956,000 | 1,114 |
| Total liabilities | $452,958,000 | 1,113 |
| Total deposits | $409,456,000 | 1,047 |
| Interest-bearing deposits | $341,854,000 | 1,081 |
| Deposits held in domestic offices | $409,456,000 | 1,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,026,000 | 1,001 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,476,000 | 1,274 |
| Total equity capital | $49,998,000 | 1,109 |
| Total bank equity capital | $49,998,000 | 1,109 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,329,000 | 387 |
| Surplus | $17,882,000 | 1,146 |
| Undivided profits | $23,787,000 | 1,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,551,000 | 332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,776,000 | 981 |
| Earning assets | $464,176,000 | 1,101 |
| Long-term assets (5+ years) | $60,035,000 | 1,654 |
| Average Assets, year-to-date | $517,605,250 | 1,050 |
| Average Assets, quarterly | $516,757,000 | 1,075 |
| Volatile liabilities | $111,908,000 | 963 |
| Insider loans | $5,135,000 | 1,050 |
| FHLB advances | $40,000,000 | 899 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $107,952,000 | 821 |
| Tier 1 (core) risk-based capital | $49,998,000 | 1,019 |
| Tier 2 risk-based capital | $5,979,000 | 778 |
| Total risk weighted assets | $476,602,000 | 804 |
| Total unused commitments | $107,952,000 | 823 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 149 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $530,558,000 | 1,046 |
| Cash and due from depository institutions | $28,743,000 | 1,131 |
| Interest-bearing balances | $11,863,000 | 701 |
| Securities | $23,423,000 | 4,230 |
| Federal funds sold & reverse repurchase agreements | $42,534,000 | 377 |
| Net loans & leases | $412,691,000 | 843 |
| Loan loss allowance | $6,999,000 | 681 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,311,000 | 779 |
| Other real estate owned | $2,733,000 | 1,131 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,123,000 | 1,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $530,558,000 | 1,046 |
| Total liabilities | $482,500,000 | 1,039 |
| Total deposits | $434,494,000 | 987 |
| Interest-bearing deposits | $362,527,000 | 1,007 |
| Deposits held in domestic offices | $434,494,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,531,000 | 893 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,475,000 | 1,719 |
| Total equity capital | $48,058,000 | 1,133 |
| Total bank equity capital | $48,058,000 | 1,133 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $8,329,000 | 379 |
| Surplus | $17,882,000 | 1,125 |
| Undivided profits | $21,847,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,848,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,818,000 | 954 |
| Earning assets | $490,511,000 | 1,033 |
| Long-term assets (5+ years) | $53,854,000 | 1,717 |
| Average Assets, year-to-date | $522,488,330 | 1,034 |
| Average Assets, quarterly | $523,260,500 | 1,044 |
| Volatile liabilities | $119,152,000 | 907 |
| Insider loans | $5,463,000 | 953 |
| FHLB advances | $45,500,000 | 799 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $107,610,000 | 812 |
| Tier 1 (core) risk-based capital | $48,058,000 | 1,041 |
| Tier 2 risk-based capital | $5,888,000 | 767 |
| Total risk weighted assets | $469,919,000 | 807 |
| Total unused commitments | $107,610,000 | 816 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 146 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $515,963,000 | 1,047 |
| Cash and due from depository institutions | $28,267,000 | 1,147 |
| Interest-bearing balances | $7,240,000 | 1,133 |
| Securities | $28,549,000 | 3,650 |
| Federal funds sold & reverse repurchase agreements | $25,686,000 | 622 |
| Net loans & leases | $411,040,000 | 840 |
| Loan loss allowance | $6,722,000 | 694 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,950,000 | 799 |
| Other real estate owned | $2,733,000 | 1,147 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,738,000 | 1,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $515,963,000 | 1,047 |
| Total liabilities | $470,057,000 | 1,041 |
| Total deposits | $417,588,000 | 1,002 |
| Interest-bearing deposits | $352,903,000 | 1,034 |
| Deposits held in domestic offices | $417,588,000 | 1,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $50,033,000 | 810 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,436,000 | 1,774 |
| Total equity capital | $45,906,000 | 1,166 |
| Total bank equity capital | $45,906,000 | 1,166 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,329,000 | 373 |
| Surplus | $17,882,000 | 1,107 |
| Undivided profits | $19,695,000 | 1,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,270,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,779,000 | 999 |
| Earning assets | $472,515,000 | 1,043 |
| Long-term assets (5+ years) | $48,057,000 | 1,820 |
| Average Assets, year-to-date | $518,453,500 | 1,038 |
| Average Assets, quarterly | $518,453,500 | 1,038 |
| Volatile liabilities | $122,920,000 | 866 |
| Insider loans | $6,189,000 | 834 |
| FHLB advances | $50,000,000 | 722 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $92,452,000 | 866 |
| Tier 1 (core) risk-based capital | $45,906,000 | 1,069 |
| Tier 2 risk-based capital | $5,877,000 | 745 |
| Total risk weighted assets | $469,299,000 | 788 |
| Total unused commitments | $92,452,000 | 870 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 133 | 1,257 |
| Assets and Liabilities | ||
| Total Assets: | $520,944,000 | 1,027 |
| Cash and due from depository institutions | $25,902,000 | 1,257 |
| Interest-bearing balances | $12,668,000 | 617 |
| Securities | $33,339,000 | 3,234 |
| Federal funds sold & reverse repurchase agreements | $32,802,000 | 431 |
| Net loans & leases | $410,096,000 | 828 |
| Loan loss allowance | $6,319,000 | 728 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,109,000 | 860 |
| Other real estate owned | $0 | 1,257 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,696,000 | 1,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $520,944,000 | 1,027 |
| Total liabilities | $477,059,000 | 1,022 |
| Total deposits | $424,121,000 | 981 |
| Interest-bearing deposits | $369,457,000 | 967 |
| Deposits held in domestic offices | $424,121,000 | 978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $50,039,000 | 798 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,899,000 | 1,524 |
| Total equity capital | $43,885,000 | 1,195 |
| Total bank equity capital | $43,885,000 | 1,195 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $8,329,000 | 370 |
| Surplus | $17,882,000 | 1,092 |
| Undivided profits | $17,674,000 | 1,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,698,000 | 445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,900,000 | 982 |
| Earning assets | $488,905,000 | 999 |
| Long-term assets (5+ years) | $44,398,000 | 1,889 |
| Average Assets, year-to-date | $448,134,200 | 1,143 |
| Average Assets, quarterly | $490,020,000 | 1,090 |
| Volatile liabilities | $140,839,000 | 769 |
| Insider loans | $8,176,000 | 599 |
| FHLB advances | $50,000,000 | 704 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $94,694,000 | 825 |
| Tier 1 (core) risk-based capital | $43,885,000 | 1,094 |
| Tier 2 risk-based capital | $5,851,000 | 743 |
| Total risk weighted assets | $467,650,000 | 782 |
| Total unused commitments | $94,694,000 | 825 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 119 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $388,047,000 | 1,317 |
| Cash and due from depository institutions | $25,539,000 | 1,417 |
| Interest-bearing balances | $2,500,000 | 2,032 |
| Securities | $33,041,000 | 3,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $314,863,000 | 1,051 |
| Loan loss allowance | $3,803,000 | 1,106 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,938,000 | 1,084 |
| Other real estate owned | $50,000 | 1,417 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,616,000 | 1,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,047,000 | 1,317 |
| Total liabilities | $358,908,000 | 1,280 |
| Total deposits | $317,949,000 | 1,238 |
| Interest-bearing deposits | $257,689,000 | 1,341 |
| Deposits held in domestic offices | $317,949,000 | 1,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,085,000 | 2,572 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,580,000 | 989 |
| Subordinated debt | $5,000,000 | 161 |
| All other liabilities | $2,294,000 | 1,805 |
| Total equity capital | $29,139,000 | 1,677 |
| Total bank equity capital | $29,139,000 | 1,677 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $8,329,000 | 367 |
| Surplus | $8,382,000 | 2,018 |
| Undivided profits | $12,428,000 | 2,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,320,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,688,000 | 1,162 |
| Earning assets | $350,404,000 | 1,329 |
| Long-term assets (5+ years) | $24,503,000 | 2,882 |
| Average Assets, year-to-date | $330,363,000 | 1,456 |
| Average Assets, quarterly | $360,513,500 | 1,394 |
| Volatile liabilities | $84,462,000 | 1,145 |
| Insider loans | $11,288,000 | 364 |
| FHLB advances | $32,500,000 | 892 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $79,515,000 | 897 |
| Tier 1 (core) risk-based capital | $29,139,000 | 1,578 |
| Tier 2 risk-based capital | $8,203,000 | 522 |
| Total risk weighted assets | $350,515,000 | 984 |
| Total unused commitments | $79,515,000 | 897 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 110 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $296,452,000 | 1,610 |
| Cash and due from depository institutions | $12,916,000 | 1,517 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $42,269,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $3,931,000 | 2,881 |
| Net loans & leases | $223,889,000 | 1,429 |
| Loan loss allowance | $3,266,000 | 1,212 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,937,000 | 1,041 |
| Other real estate owned | $194,000 | 1,517 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,316,000 | 1,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,452,000 | 1,610 |
| Total liabilities | $270,482,000 | 1,598 |
| Total deposits | $249,330,000 | 1,525 |
| Interest-bearing deposits | $202,554,000 | 1,650 |
| Deposits held in domestic offices | $249,330,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,093,000 | 1,422 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,059,000 | 1,455 |
| Total equity capital | $25,970,000 | 1,773 |
| Total bank equity capital | $25,970,000 | 1,773 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $8,676,000 | 366 |
| Surplus | $8,035,000 | 2,025 |
| Undivided profits | $9,259,000 | 2,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,354,000 | 1,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,786,000 | 884 |
| Earning assets | $270,089,000 | 1,634 |
| Long-term assets (5+ years) | $11,144,000 | 4,357 |
| Average Assets, year-to-date | $265,387,800 | 1,726 |
| Average Assets, quarterly | $287,093,500 | 1,644 |
| Volatile liabilities | $59,472,000 | 1,499 |
| Insider loans | $15,298,000 | 250 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $48,782,000 | 1,191 |
| Tier 1 (core) risk-based capital | $25,970,000 | 1,696 |
| Tier 2 risk-based capital | $3,266,000 | 1,146 |
| Total risk weighted assets | $263,118,500 | 1,235 |
| Total unused commitments | $48,782,000 | 1,193 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 93 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $238,184,000 | 1,974 |
| Cash and due from depository institutions | $8,509,000 | 1,831 |
| Interest-bearing balances | $66,000 | 5,225 |
| Securities | $38,757,000 | 2,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $179,503,000 | 1,696 |
| Loan loss allowance | $2,261,000 | 1,645 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,897,000 | 1,208 |
| Other real estate owned | $818,000 | 1,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,700,000 | 2,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,184,000 | 1,974 |
| Total liabilities | $215,311,000 | 1,968 |
| Total deposits | $203,863,000 | 1,852 |
| Interest-bearing deposits | $166,829,000 | 1,950 |
| Deposits held in domestic offices | $203,863,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,772,000 | 1,226 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000 | 5,635 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,637,000 | 2,217 |
| Total equity capital | $22,873,000 | 1,940 |
| Total bank equity capital | $22,873,000 | 1,940 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,037,000 | 373 |
| Surplus | $7,674,000 | 2,083 |
| Undivided profits | $6,162,000 | 3,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,258,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,104,000 | 994 |
| Earning assets | $218,326,000 | 1,973 |
| Long-term assets (5+ years) | $5,837,000 | 6,018 |
| Average Assets, year-to-date | $216,355,400 | 2,087 |
| Average Assets, quarterly | $224,987,000 | 2,066 |
| Volatile liabilities | $39,300,000 | 2,022 |
| Insider loans | $13,079,000 | 305 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $41,912,000 | 1,374 |
| Tier 1 (core) risk-based capital | $22,873,000 | 1,920 |
| Tier 2 risk-based capital | $2,261,000 | 1,508 |
| Total risk weighted assets | $206,273,600 | 1,512 |
| Total unused commitments | $41,912,000 | 1,379 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $216,165,000 | 2,131 |
| Cash and due from depository institutions | $11,545,000 | 1,884 |
| Interest-bearing balances | $62,000 | 5,417 |
| Securities | $35,343,000 | 3,164 |
| Federal funds sold & reverse repurchase agreements | $9,155,000 | 1,877 |
| Net loans & leases | $151,099,000 | 1,859 |
| Loan loss allowance | $1,750,000 | 2,025 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,473,000 | 1,796 |
| Other real estate owned | $468,000 | 1,884 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,082,000 | 1,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,165,000 | 2,131 |
| Total liabilities | $195,223,000 | 2,134 |
| Total deposits | $193,792,000 | 1,948 |
| Interest-bearing deposits | $153,573,000 | 2,104 |
| Deposits held in domestic offices | $193,792,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $80,000 | 4,844 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,351,000 | 2,748 |
| Total equity capital | $20,942,000 | 2,155 |
| Total bank equity capital | $20,942,000 | 2,155 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $8,216,000 | 410 |
| Surplus | $6,852,000 | 2,195 |
| Undivided profits | $5,874,000 | 3,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,750,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $567,000 | 259 |
| Income earned, not collected on loans | $2,186,000 | 944 |
| Earning assets | $195,659,000 | 2,172 |
| Long-term assets (5+ years) | $7,678,000 | 5,344 |
| Average Assets, year-to-date | $194,699,400 | 2,222 |
| Average Assets, quarterly | $203,281,500 | 2,217 |
| Volatile liabilities | $19,676,000 | 3,048 |
| Insider loans | $12,155,000 | 317 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,567,000 | 1,369 |
| Tier 1 (core) risk-based capital | $20,942,000 | 2,029 |
| Tier 2 risk-based capital | $1,750,000 | 1,819 |
| Total risk weighted assets | $176,492,200 | 1,629 |
| Total unused commitments | $38,567,000 | 1,374 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 62 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $106,118,000 | 4,103 |
| Cash and due from depository institutions | $6,515,000 | 2,921 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,518,000 | 6,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $81,352,000 | 3,313 |
| Loan loss allowance | $684,000 | 4,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,403,000 | 2,341 |
| Other real estate owned | $381,000 | 2,921 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,949,000 | 3,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,118,000 | 4,103 |
| Total liabilities | $93,732,000 | 4,161 |
| Total deposits | $89,271,000 | 4,098 |
| Interest-bearing deposits | $67,755,000 | 4,572 |
| Deposits held in domestic offices | $89,271,000 | 4,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,993,000 | 1,672 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $468,000 | 6,181 |
| Total equity capital | $12,386,000 | 3,561 |
| Total bank equity capital | $12,386,000 | 3,561 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,048,000 | 698 |
| Surplus | $6,174,000 | 2,329 |
| Undivided profits | $1,164,000 | 8,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,856,000 | 986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,512,000 | 1,454 |
| Earning assets | $93,870,000 | 4,261 |
| Long-term assets (5+ years) | $1,679,000 | 7,922 |
| Average Assets, year-to-date | $101,372,200 | 4,089 |
| Average Assets, quarterly | $103,910,500 | 4,125 |
| Volatile liabilities | $13,982,000 | 3,951 |
| Insider loans | $5,749,000 | 708 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,520,000 | 2,790 |
| Tier 1 (core) risk-based capital | $12,386,000 | 3,419 |
| Tier 2 risk-based capital | $684,000 | 4,061 |
| Total risk weighted assets | $80,902,300 | 3,371 |
| Total unused commitments | $13,520,000 | 2,796 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $98,957,000 | 4,462 |
| Cash and due from depository institutions | $4,078,000 | 3,359 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,615,000 | 6,018 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 3,650 |
| Net loans & leases | $70,042,000 | 3,833 |
| Loan loss allowance | $688,000 | 4,733 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,756,000 | 2,822 |
| Other real estate owned | $419,000 | 3,359 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,807,000 | 3,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,957,000 | 4,462 |
| Total liabilities | $87,219,000 | 4,532 |
| Total deposits | $86,950,000 | 4,326 |
| Interest-bearing deposits | $66,538,000 | 4,770 |
| Deposits held in domestic offices | $86,950,000 | 4,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $269,000 | 8,260 |
| Total equity capital | $11,738,000 | 3,749 |
| Total bank equity capital | $11,738,000 | 3,749 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,589,000 | 853 |
| Surplus | $5,715,000 | 2,545 |
| Undivided profits | $1,434,000 | 8,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,167,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,495,000 | 1,457 |
| Earning assets | $89,897,000 | 4,493 |
| Long-term assets (5+ years) | $974,000 | 8,794 |
| Average Assets, year-to-date | $97,908,400 | 4,345 |
| Average Assets, quarterly | $95,837,000 | 4,540 |
| Volatile liabilities | $9,792,000 | 4,947 |
| Insider loans | $10,297,000 | 419 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,724,000 | 3,989 |
| Tier 1 (core) risk-based capital | $11,738,000 | 3,651 |
| Tier 2 risk-based capital | $688,000 | 4,122 |
| Total risk weighted assets | $70,314,900 | 3,844 |
| Total unused commitments | $7,724,000 | 4,002 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $58,117,000 | 6,790 |
| Cash and due from depository institutions | $5,436,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,912,000 | 10,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $45,549,000 | 5,328 |
| Loan loss allowance | $449,000 | 6,501 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,463,000 | 4,749 |
| Other real estate owned | $503,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,254,000 | 5,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,117,000 | 6,790 |
| Total liabilities | $50,869,000 | 6,905 |
| Total deposits | $48,686,000 | 6,891 |
| Interest-bearing deposits | $35,531,000 | 7,565 |
| Deposits held in domestic offices | $48,686,000 | 6,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,980,000 | 2,205 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $203,000 | 9,658 |
| Total equity capital | $7,248,000 | 5,714 |
| Total bank equity capital | $7,248,000 | 5,714 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,976,000 | 1,346 |
| Surplus | $2,976,000 | 4,280 |
| Undivided profits | $1,296,000 | 8,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,451,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,070,000 | 2,148 |
| Earning assets | $49,461,000 | 7,090 |
| Long-term assets (5+ years) | $981,000 | 9,024 |
| Average Assets, year-to-date | $54,133,000 | 6,897 |
| Average Assets, quarterly | $54,637,500 | 6,987 |
| Volatile liabilities | $14,040,000 | 3,532 |
| Insider loans | $5,855,000 | 762 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,963,000 | 4,122 |
| Tier 1 (core) risk-based capital | $7,248,000 | 5,579 |
| Tier 2 risk-based capital | $449,000 | 5,736 |
| Total risk weighted assets | $47,790,100 | 5,216 |
| Total unused commitments | $6,963,000 | 4,136 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $54,281,000 | 7,120 |
| Cash and due from depository institutions | $4,381,000 | 5,348 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,319,000 | 11,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $42,864,000 | 5,519 |
| Loan loss allowance | $443,000 | 6,721 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,374,000 | 4,938 |
| Other real estate owned | $332,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,011,000 | 6,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,281,000 | 7,120 |
| Total liabilities | $47,461,000 | 7,270 |
| Total deposits | $46,051,000 | 7,197 |
| Interest-bearing deposits | $30,395,000 | 8,376 |
| Deposits held in domestic offices | $46,051,000 | 7,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 3,161 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $210,000 | 8,808 |
| Total equity capital | $6,820,000 | 5,665 |
| Total bank equity capital | $6,820,000 | 5,665 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,706,000 | 1,476 |
| Surplus | $2,706,000 | 4,482 |
| Undivided profits | $1,408,000 | 8,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,013,000 | 1,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $903,000 | 2,213 |
| Earning assets | $47,183,000 | 7,336 |
| Long-term assets (5+ years) | $1,370,000 | 8,990 |
| Average Assets, year-to-date | $51,707,400 | 7,244 |
| Average Assets, quarterly | $51,702,000 | 7,318 |
| Volatile liabilities | $6,330,000 | 5,908 |
| Insider loans | $2,071,000 | 2,019 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,976,000 | 4,924 |
| Tier 1 (core) risk-based capital | $6,820,000 | 5,754 |
| Tier 2 risk-based capital | $443,000 | 5,799 |
| Total risk weighted assets | $44,119,100 | 5,491 |
| Total unused commitments | $4,976,000 | 4,932 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $52,301,000 | 7,517 |
| Cash and due from depository institutions | $4,693,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,630,000 | 12,310 |
| Federal funds sold & reverse repurchase agreements | $1,569,000 | 6,577 |
| Net loans & leases | $40,782,000 | 5,637 |
| Loan loss allowance | $408,000 | 7,296 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,458,000 | 4,779 |
| Other real estate owned | $339,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $830,000 | 6,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,301,000 | 7,517 |
| Total liabilities | $46,033,000 | 7,662 |
| Total deposits | $45,894,000 | 7,494 |
| Interest-bearing deposits | $29,391,000 | 8,901 |
| Deposits held in domestic offices | $45,894,000 | 7,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $139,000 | 10,645 |
| Total equity capital | $6,268,000 | 6,165 |
| Total bank equity capital | $6,268,000 | 6,165 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,460,000 | 1,693 |
| Surplus | $2,460,000 | 4,790 |
| Undivided profits | $1,348,000 | 8,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,325,000 | 2,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $754,000 | 2,363 |
| Earning assets | $44,981,000 | 7,818 |
| Long-term assets (5+ years) | $651,000 | 10,433 |
| Average Assets, year-to-date | $50,823,000 | 7,497 |
| Average Assets, quarterly | $49,235,000 | 7,757 |
| Volatile liabilities | $8,382,000 | 4,666 |
| Insider loans | $2,016,000 | 2,024 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,569,000 | 3,757 |
| Tier 1 (core) risk-based capital | $6,268,000 | 6,086 |
| Tier 2 risk-based capital | $408,000 | 6,165 |
| Total risk weighted assets | $42,539,000 | 5,622 |
| Total unused commitments | $7,569,000 | 3,775 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $50,124,000 | 7,845 |
| Cash and due from depository institutions | $5,054,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $1,207,000 | 13,384 |
| Federal funds sold & reverse repurchase agreements | $3,374,000 | 4,621 |
| Net loans & leases | $37,814,000 | 5,999 |
| Loan loss allowance | $351,000 | 8,068 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,511,000 | 4,625 |
| Other real estate owned | $143,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,021,000 | 6,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,124,000 | 7,845 |
| Total liabilities | $44,303,000 | 8,009 |
| Total deposits | $44,092,000 | 7,848 |
| Interest-bearing deposits | $30,187,000 | 9,014 |
| Deposits held in domestic offices | $44,092,000 | 7,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $211,000 | 9,791 |
| Total equity capital | $5,821,000 | 6,330 |
| Total bank equity capital | $5,821,000 | 6,330 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,236,000 | 1,932 |
| Surplus | $2,236,000 | 5,035 |
| Undivided profits | $1,349,000 | 8,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,666,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $970,000 | 2,037 |
| Earning assets | $42,395,000 | 8,219 |
| Long-term assets (5+ years) | $2,110,000 | 8,825 |
| Average Assets, year-to-date | $44,967,600 | 8,256 |
| Average Assets, quarterly | $45,376,500 | 8,313 |
| Volatile liabilities | $9,737,000 | 4,196 |
| Insider loans | $593,000 | 1,521 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,919,000 | 3,436 |
| Tier 1 (core) risk-based capital | $5,821,000 | 6,250 |
| Tier 2 risk-based capital | $351,000 | 6,872 |
| Total risk weighted assets | $40,768,400 | 5,848 |
| Total unused commitments | $7,919,000 | 3,457 |
| Derivatives | $0 | 651 |