Home > Florida Choice Bank > Assets and Liabilities
Florida Choice Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 161 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $868,805,000 | 794 |
| Cash and due from depository institutions | $8,710,000 | 1,034 |
| Interest-bearing balances | $302,000 | 4,070 |
| Securities | $17,529,000 | 4,742 |
| Federal funds sold & reverse repurchase agreements | $1,578,000 | 5,290 |
| Net loans & leases | $720,729,000 | 669 |
| Loan loss allowance | $4,326,000 | 1,313 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $25,189,000 | 432 |
| Other real estate owned | $439,000 | 1,034 |
| Goodwill and other intangibles | $46,816,000 | 274 |
| All other assets | $47,815,000 | 464 |
| Life insurance assets | $9,356,000 | 706 |
| Total liabilities and capital | $868,805,000 | 794 |
| Total liabilities | $770,480,000 | 792 |
| Total deposits | $674,640,000 | 759 |
| Interest-bearing deposits | $607,383,000 | 733 |
| Deposits held in domestic offices | $674,640,000 | 755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,852,000 | 580 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $53,504,000 | 1,035 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,484,000 | 1,311 |
| Total equity capital | $98,325,000 | 718 |
| Total bank equity capital | $98,325,000 | 718 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,516,000 | 781 |
| Surplus | $49,689,000 | 676 |
| Undivided profits | $42,120,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,595,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,104,000 | 1,219 |
| Earning assets | $740,138,000 | 836 |
| Long-term assets (5+ years) | $71,392,000 | 1,634 |
| Average Assets, year-to-date | $905,871,000 | 737 |
| Average Assets, quarterly | $905,871,000 | 737 |
| Volatile liabilities | $250,062,000 | 615 |
| Insider loans | $10,434,000 | 724 |
| FHLB advances | $50,000,000 | 1,009 |
| Loans and leases held for sale | $43,204,000 | 110 |
| Unused loan commitments | $169,733,000 | 667 |
| Tier 1 (core) risk-based capital | $51,411,000 | 1,230 |
| Tier 2 risk-based capital | $4,326,000 | 1,252 |
| Total risk weighted assets | $792,774,000 | 646 |
| Total unused commitments | $169,733,000 | 667 |
| Derivatives | $3,300,000 | 708 |
| 2007-12-31 | Rank | |
| # of Employees: | 186 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $942,937,000 | 714 |
| Cash and due from depository institutions | $12,108,000 | 897 |
| Interest-bearing balances | $177,000 | 4,119 |
| Securities | $74,065,000 | 1,601 |
| Federal funds sold & reverse repurchase agreements | $1,342,000 | 4,685 |
| Net loans & leases | $798,195,000 | 608 |
| Loan loss allowance | $12,673,000 | 446 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $26,707,000 | 412 |
| Other real estate owned | $242,000 | 897 |
| Goodwill and other intangibles | $5,471,000 | 890 |
| All other assets | $24,807,000 | 807 |
| Life insurance assets | $9,263,000 | 703 |
| Total liabilities and capital | $942,937,000 | 714 |
| Total liabilities | $845,920,000 | 714 |
| Total deposits | $740,450,000 | 684 |
| Interest-bearing deposits | $662,310,000 | 663 |
| Deposits held in domestic offices | $740,450,000 | 682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,150,000 | 1,244 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $89,356,000 | 631 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,964,000 | 1,193 |
| Total equity capital | $97,017,000 | 725 |
| Total bank equity capital | $97,017,000 | 725 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,516,000 | 764 |
| Surplus | $49,688,000 | 669 |
| Undivided profits | $40,813,000 | 906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,023,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,150,000 | 950 |
| Earning assets | $873,779,000 | 696 |
| Long-term assets (5+ years) | $107,109,000 | 1,087 |
| Average Assets, year-to-date | $958,037,400 | 671 |
| Average Assets, quarterly | $949,419,000 | 693 |
| Volatile liabilities | $248,979,000 | 631 |
| Insider loans | $11,030,000 | 647 |
| FHLB advances | $85,843,000 | 594 |
| Loans and leases held for sale | $1,345,000 | 802 |
| Unused loan commitments | $197,270,000 | 606 |
| Tier 1 (core) risk-based capital | $91,953,000 | 678 |
| Tier 2 risk-based capital | $11,072,000 | 526 |
| Total risk weighted assets | $884,172,000 | 588 |
| Total unused commitments | $197,270,000 | 606 |
| Derivatives | $808,000 | 836 |
| 2007-09-30 | Rank | |
| # of Employees: | 191 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $955,901,000 | 686 |
| Cash and due from depository institutions | $12,493,000 | 856 |
| Interest-bearing balances | $267,000 | 3,590 |
| Securities | $102,723,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $1,192,000 | 4,808 |
| Net loans & leases | $781,372,000 | 605 |
| Loan loss allowance | $10,385,000 | 524 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $27,399,000 | 391 |
| Other real estate owned | $29,000 | 856 |
| Goodwill and other intangibles | $5,968,000 | 828 |
| All other assets | $24,725,000 | 799 |
| Life insurance assets | $9,168,000 | 690 |
| Total liabilities and capital | $955,901,000 | 686 |
| Total liabilities | $859,186,000 | 679 |
| Total deposits | $737,886,000 | 676 |
| Interest-bearing deposits | $651,985,000 | 674 |
| Deposits held in domestic offices | $737,886,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,711,000 | 524 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $73,808,000 | 684 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,781,000 | 1,227 |
| Total equity capital | $96,715,000 | 711 |
| Total bank equity capital | $96,715,000 | 711 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,516,000 | 736 |
| Surplus | $49,689,000 | 660 |
| Undivided profits | $40,510,000 | 925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,433,000 | 652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,442,000 | 932 |
| Earning assets | $885,554,000 | 676 |
| Long-term assets (5+ years) | $139,366,000 | 838 |
| Average Assets, year-to-date | $961,812,500 | 665 |
| Average Assets, quarterly | $950,249,500 | 687 |
| Volatile liabilities | $271,375,000 | 552 |
| Insider loans | $10,558,000 | 674 |
| FHLB advances | $70,837,000 | 638 |
| Loans and leases held for sale | $352,000 | 1,307 |
| Unused loan commitments | $218,333,000 | 581 |
| Tier 1 (core) risk-based capital | $91,474,000 | 672 |
| Tier 2 risk-based capital | $10,385,000 | 539 |
| Total risk weighted assets | $879,167,000 | 574 |
| Total unused commitments | $218,333,000 | 581 |
| Derivatives | $4,946,000 | 596 |
| 2007-06-30 | Rank | |
| # of Employees: | 203 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $944,598,000 | 705 |
| Cash and due from depository institutions | $15,237,000 | 815 |
| Interest-bearing balances | $243,000 | 3,746 |
| Securities | $104,583,000 | 1,163 |
| Federal funds sold & reverse repurchase agreements | $3,231,000 | 3,442 |
| Net loans & leases | $766,049,000 | 620 |
| Loan loss allowance | $9,886,000 | 548 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $24,562,000 | 426 |
| Other real estate owned | $0 | 815 |
| Goodwill and other intangibles | $6,466,000 | 794 |
| All other assets | $24,470,000 | 805 |
| Life insurance assets | $9,076,000 | 687 |
| Total liabilities and capital | $944,598,000 | 705 |
| Total liabilities | $850,299,000 | 700 |
| Total deposits | $763,811,000 | 672 |
| Interest-bearing deposits | $670,270,000 | 666 |
| Deposits held in domestic offices | $763,811,000 | 670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,723,000 | 697 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $55,830,000 | 805 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,935,000 | 1,400 |
| Total equity capital | $94,299,000 | 737 |
| Total bank equity capital | $94,299,000 | 737 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,516,000 | 731 |
| Surplus | $49,689,000 | 671 |
| Undivided profits | $38,094,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,556,000 | 2,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,303,000 | 915 |
| Earning assets | $874,106,000 | 697 |
| Long-term assets (5+ years) | $149,267,000 | 771 |
| Average Assets, year-to-date | $963,783,000 | 679 |
| Average Assets, quarterly | $965,491,500 | 688 |
| Volatile liabilities | $249,725,000 | 601 |
| Insider loans | $11,684,000 | 601 |
| FHLB advances | $55,830,000 | 731 |
| Loans and leases held for sale | $1,766,000 | 768 |
| Unused loan commitments | $232,728,000 | 556 |
| Tier 1 (core) risk-based capital | $89,467,000 | 693 |
| Tier 2 risk-based capital | $9,886,000 | 577 |
| Total risk weighted assets | $860,078,000 | 585 |
| Total unused commitments | $232,728,000 | 556 |
| Derivatives | $3,296,000 | 693 |
| 2007-03-31 | Rank | |
| # of Employees: | 96 | 1,804 |
| Assets and Liabilities | ||
| Total Assets: | $554,488,000 | 1,208 |
| Cash and due from depository institutions | $6,755,000 | 1,804 |
| Interest-bearing balances | $112,000 | 4,567 |
| Securities | $33,038,000 | 3,215 |
| Federal funds sold & reverse repurchase agreements | $9,732,000 | 2,038 |
| Net loans & leases | $470,771,000 | 961 |
| Loan loss allowance | $6,416,000 | 817 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,590,000 | 847 |
| Other real estate owned | $0 | 1,804 |
| Goodwill and other intangibles | $6,963,000 | 757 |
| All other assets | $13,639,000 | 1,317 |
| Life insurance assets | $5,137,000 | 1,134 |
| Total liabilities and capital | $554,488,000 | 1,208 |
| Total liabilities | $496,978,000 | 1,208 |
| Total deposits | $470,196,000 | 1,104 |
| Interest-bearing deposits | $411,687,000 | 1,093 |
| Deposits held in domestic offices | $470,196,000 | 1,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,694,000 | 898 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,824,000 | 2,633 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,264,000 | 2,194 |
| Total equity capital | $57,510,000 | 1,166 |
| Total bank equity capital | $57,510,000 | 1,166 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,516,000 | 714 |
| Surplus | $43,985,000 | 717 |
| Undivided profits | $7,009,000 | 3,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,285,000 | 1,761 |
| Earning assets | $513,653,000 | 1,200 |
| Long-term assets (5+ years) | $80,884,000 | 1,296 |
| Average Assets, year-to-date | $545,423,000 | 1,214 |
| Average Assets, quarterly | $545,423,000 | 1,214 |
| Volatile liabilities | $140,144,000 | 980 |
| Insider loans | $10,875,000 | 630 |
| FHLB advances | $8,824,000 | 2,521 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $161,514,000 | 725 |
| Tier 1 (core) risk-based capital | $50,476,000 | 1,244 |
| Tier 2 risk-based capital | $6,416,000 | 835 |
| Total risk weighted assets | $538,429,000 | 896 |
| Total unused commitments | $161,514,000 | 725 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 98 | 1,764 |
| Assets and Liabilities | ||
| Total Assets: | $536,358,000 | 1,219 |
| Cash and due from depository institutions | $9,190,000 | 1,764 |
| Interest-bearing balances | $15,000 | 6,115 |
| Securities | $33,840,000 | 3,179 |
| Federal funds sold & reverse repurchase agreements | $6,951,000 | 2,293 |
| Net loans & leases | $452,494,000 | 984 |
| Loan loss allowance | $6,217,000 | 823 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,011,000 | 859 |
| Other real estate owned | $0 | 1,764 |
| Goodwill and other intangibles | $7,543,000 | 723 |
| All other assets | $13,329,000 | 1,340 |
| Life insurance assets | $5,082,000 | 1,124 |
| Total liabilities and capital | $536,358,000 | 1,219 |
| Total liabilities | $480,575,000 | 1,223 |
| Total deposits | $448,234,000 | 1,139 |
| Interest-bearing deposits | $391,884,000 | 1,117 |
| Deposits held in domestic offices | $448,234,000 | 1,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,230,000 | 1,085 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,817,000 | 1,840 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,294,000 | 2,146 |
| Total equity capital | $55,783,000 | 1,175 |
| Total bank equity capital | $55,783,000 | 1,175 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,516,000 | 703 |
| Surplus | $43,985,000 | 705 |
| Undivided profits | $5,282,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $673,000 | 3,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,326,000 | 1,785 |
| Earning assets | $493,300,000 | 1,216 |
| Long-term assets (5+ years) | $73,778,000 | 1,390 |
| Average Assets, year-to-date | $488,169,200 | 1,292 |
| Average Assets, quarterly | $530,088,000 | 1,218 |
| Volatile liabilities | $118,885,000 | 1,276 |
| Insider loans | $10,359,000 | 663 |
| FHLB advances | $17,817,000 | 1,747 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $175,575,000 | 668 |
| Tier 1 (core) risk-based capital | $48,162,000 | 1,281 |
| Tier 2 risk-based capital | $6,217,000 | 850 |
| Total risk weighted assets | $518,875,000 | 904 |
| Total unused commitments | $175,575,000 | 668 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $523,818,000 | 1,244 |
| Cash and due from depository institutions | $8,534,000 | 1,779 |
| Interest-bearing balances | $49,000 | 5,492 |
| Securities | $29,736,000 | 3,515 |
| Federal funds sold & reverse repurchase agreements | $2,592,000 | 3,513 |
| Net loans & leases | $450,018,000 | 990 |
| Loan loss allowance | $6,172,000 | 830 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,084,000 | 928 |
| Other real estate owned | $0 | 1,779 |
| Goodwill and other intangibles | $8,124,000 | 698 |
| All other assets | $12,730,000 | 1,414 |
| Life insurance assets | $5,033,000 | 1,104 |
| Total liabilities and capital | $523,818,000 | 1,244 |
| Total liabilities | $469,953,000 | 1,248 |
| Total deposits | $425,762,000 | 1,188 |
| Interest-bearing deposits | $366,764,000 | 1,180 |
| Deposits held in domestic offices | $425,762,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,441,000 | 724 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,781,000 | 1,917 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,969,000 | 2,373 |
| Total equity capital | $53,865,000 | 1,215 |
| Total bank equity capital | $53,865,000 | 1,215 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,516,000 | 686 |
| Surplus | $43,965,000 | 698 |
| Undivided profits | $3,384,000 | 5,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 4,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,102,000 | 1,975 |
| Earning assets | $482,395,000 | 1,236 |
| Long-term assets (5+ years) | $69,684,000 | 1,440 |
| Average Assets, year-to-date | $476,122,000 | 1,337 |
| Average Assets, quarterly | $526,524,500 | 1,231 |
| Volatile liabilities | $128,734,000 | 1,190 |
| Insider loans | $10,590,000 | 630 |
| FHLB advances | $17,781,000 | 1,812 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $167,166,000 | 720 |
| Tier 1 (core) risk-based capital | $45,603,000 | 1,357 |
| Tier 2 risk-based capital | $6,172,000 | 861 |
| Total risk weighted assets | $512,456,000 | 912 |
| Total unused commitments | $167,166,000 | 720 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 90 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $529,231,000 | 1,217 |
| Cash and due from depository institutions | $16,124,000 | 1,955 |
| Interest-bearing balances | $39,000 | 5,693 |
| Securities | $29,755,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $9,031,000 | 1,404 |
| Net loans & leases | $442,887,000 | 993 |
| Loan loss allowance | $5,928,000 | 845 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,834,000 | 1,054 |
| Other real estate owned | $0 | 1,955 |
| Goodwill and other intangibles | $8,704,000 | 657 |
| All other assets | $11,896,000 | 1,503 |
| Life insurance assets | $4,089,000 | 1,296 |
| Total liabilities and capital | $529,231,000 | 1,217 |
| Total liabilities | $477,785,000 | 1,214 |
| Total deposits | $439,431,000 | 1,135 |
| Interest-bearing deposits | $367,792,000 | 1,162 |
| Deposits held in domestic offices | $439,431,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,679,000 | 856 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,771,000 | 1,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,904,000 | 2,237 |
| Total equity capital | $51,446,000 | 1,221 |
| Total bank equity capital | $51,446,000 | 1,221 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,516,000 | 665 |
| Surplus | $43,965,000 | 688 |
| Undivided profits | $965,000 | 7,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 5,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,899,000 | 1,959 |
| Earning assets | $481,712,000 | 1,227 |
| Long-term assets (5+ years) | $69,659,000 | 1,419 |
| Average Assets, year-to-date | $460,223,330 | 1,373 |
| Average Assets, quarterly | $488,258,000 | 1,315 |
| Volatile liabilities | $111,931,000 | 1,329 |
| Insider loans | $10,774,000 | 625 |
| FHLB advances | $17,771,000 | 1,807 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $119,763,000 | 909 |
| Tier 1 (core) risk-based capital | $43,098,000 | 1,400 |
| Tier 2 risk-based capital | $5,928,000 | 869 |
| Total risk weighted assets | $489,592,000 | 946 |
| Total unused commitments | $119,763,000 | 909 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 86 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $447,285,000 | 1,412 |
| Cash and due from depository institutions | $17,332,000 | 2,031 |
| Interest-bearing balances | $44,000 | 5,671 |
| Securities | $25,819,000 | 3,941 |
| Federal funds sold & reverse repurchase agreements | $6,118,000 | 2,268 |
| Net loans & leases | $379,335,000 | 1,126 |
| Loan loss allowance | $5,079,000 | 986 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,726,000 | 1,146 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,955,000 | 1,836 |
| Life insurance assets | $4,051,000 | 1,276 |
| Total liabilities and capital | $447,285,000 | 1,412 |
| Total liabilities | $409,464,000 | 1,385 |
| Total deposits | $382,741,000 | 1,299 |
| Interest-bearing deposits | $318,891,000 | 1,338 |
| Deposits held in domestic offices | $382,741,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,835,000 | 998 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 2,197 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $888,000 | 3,810 |
| Total equity capital | $37,821,000 | 1,658 |
| Total bank equity capital | $37,821,000 | 1,658 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,516,000 | 645 |
| Surplus | $28,533,000 | 968 |
| Undivided profits | $2,772,000 | 5,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 5,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,399,000 | 2,527 |
| Earning assets | $411,316,000 | 1,407 |
| Long-term assets (5+ years) | $28,689,000 | 2,648 |
| Average Assets, year-to-date | $425,719,500 | 1,469 |
| Average Assets, quarterly | $425,719,500 | 1,469 |
| Volatile liabilities | $106,423,000 | 1,321 |
| Insider loans | $6,955,000 | 972 |
| FHLB advances | $13,000,000 | 2,102 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $133,947,000 | 819 |
| Tier 1 (core) risk-based capital | $38,291,000 | 1,571 |
| Tier 2 risk-based capital | $5,079,000 | 982 |
| Total risk weighted assets | $418,508,000 | 1,075 |
| Total unused commitments | $133,947,000 | 820 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 80 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $404,154,000 | 1,558 |
| Cash and due from depository institutions | $18,371,000 | 2,174 |
| Interest-bearing balances | $67,000 | 5,454 |
| Securities | $26,442,000 | 3,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $339,877,000 | 1,242 |
| Loan loss allowance | $4,447,000 | 1,112 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,069,000 | 1,233 |
| Other real estate owned | $0 | 2,174 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,395,000 | 1,621 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $404,154,000 | 1,558 |
| Total liabilities | $367,400,000 | 1,539 |
| Total deposits | $302,519,000 | 1,662 |
| Interest-bearing deposits | $245,446,000 | 1,754 |
| Deposits held in domestic offices | $302,519,000 | 1,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,116,000 | 826 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $46,000,000 | 974 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $765,000 | 4,086 |
| Total equity capital | $36,754,000 | 1,678 |
| Total bank equity capital | $36,754,000 | 1,678 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,516,000 | 634 |
| Surplus | $28,533,000 | 942 |
| Undivided profits | $1,705,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,513,000 | 2,349 |
| Earning assets | $366,386,000 | 1,578 |
| Long-term assets (5+ years) | $24,837,000 | 2,877 |
| Average Assets, year-to-date | $292,372,600 | 2,019 |
| Average Assets, quarterly | $368,772,500 | 1,701 |
| Volatile liabilities | $107,503,000 | 1,291 |
| Insider loans | $6,760,000 | 973 |
| FHLB advances | $46,000,000 | 893 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $122,028,000 | 859 |
| Tier 1 (core) risk-based capital | $37,189,000 | 1,581 |
| Tier 2 risk-based capital | $4,447,000 | 1,088 |
| Total risk weighted assets | $378,078,000 | 1,169 |
| Total unused commitments | $122,028,000 | 859 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $333,391,000 | 1,847 |
| Cash and due from depository institutions | $11,586,000 | 2,157 |
| Interest-bearing balances | $29,000 | 6,015 |
| Securities | $27,296,000 | 3,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $277,443,000 | 1,530 |
| Loan loss allowance | $3,110,000 | 1,578 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,540,000 | 1,268 |
| Other real estate owned | $0 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,526,000 | 1,867 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $333,391,000 | 1,847 |
| Total liabilities | $294,505,000 | 1,874 |
| Total deposits | $248,450,000 | 1,987 |
| Interest-bearing deposits | $188,268,000 | 2,198 |
| Deposits held in domestic offices | $248,450,000 | 1,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,127,000 | 1,779 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $41,000,000 | 1,057 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $928,000 | 3,632 |
| Total equity capital | $38,886,000 | 1,558 |
| Total bank equity capital | $38,886,000 | 1,558 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,516,000 | 603 |
| Surplus | $28,533,000 | 913 |
| Undivided profits | $3,837,000 | 5,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,224,000 | 2,867 |
| Earning assets | $304,768,000 | 1,841 |
| Long-term assets (5+ years) | $27,993,000 | 2,696 |
| Average Assets, year-to-date | $264,427,250 | 2,230 |
| Average Assets, quarterly | $313,681,000 | 1,931 |
| Volatile liabilities | $74,240,000 | 1,706 |
| Insider loans | $9,091,000 | 681 |
| FHLB advances | $41,000,000 | 975 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $94,730,000 | 1,030 |
| Tier 1 (core) risk-based capital | $39,256,000 | 1,456 |
| Tier 2 risk-based capital | $3,110,000 | 1,540 |
| Total risk weighted assets | $308,942,000 | 1,433 |
| Total unused commitments | $94,730,000 | 1,032 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 75 | 2,317 |
| Assets and Liabilities | ||
| Total Assets: | $293,971,000 | 2,037 |
| Cash and due from depository institutions | $7,567,000 | 2,317 |
| Interest-bearing balances | $72,000 | 5,440 |
| Securities | $28,596,000 | 3,710 |
| Federal funds sold & reverse repurchase agreements | $1,351,000 | 3,994 |
| Net loans & leases | $241,015,000 | 1,698 |
| Loan loss allowance | $2,807,000 | 1,709 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,662,000 | 1,396 |
| Other real estate owned | $0 | 2,317 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,780,000 | 1,950 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $293,971,000 | 2,037 |
| Total liabilities | $255,804,000 | 2,096 |
| Total deposits | $217,285,000 | 2,215 |
| Interest-bearing deposits | $169,162,000 | 2,390 |
| Deposits held in domestic offices | $217,285,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,853,000 | 1,848 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $34,000,000 | 1,227 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $666,000 | 4,202 |
| Total equity capital | $38,167,000 | 1,553 |
| Total bank equity capital | $38,167,000 | 1,553 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,516,000 | 585 |
| Surplus | $28,533,000 | 895 |
| Undivided profits | $3,118,000 | 5,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,076,000 | 2,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,015,000 | 3,111 |
| Earning assets | $271,034,000 | 2,032 |
| Long-term assets (5+ years) | $28,171,000 | 2,693 |
| Average Assets, year-to-date | $241,439,330 | 2,419 |
| Average Assets, quarterly | $267,841,000 | 2,201 |
| Volatile liabilities | $59,351,000 | 1,983 |
| Insider loans | $10,626,000 | 547 |
| FHLB advances | $34,000,000 | 1,138 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $79,305,000 | 1,153 |
| Tier 1 (core) risk-based capital | $38,238,000 | 1,447 |
| Tier 2 risk-based capital | $2,806,000 | 1,656 |
| Total risk weighted assets | $269,365,000 | 1,607 |
| Total unused commitments | $79,305,000 | 1,153 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $241,711,000 | 2,441 |
| Cash and due from depository institutions | $7,780,000 | 3,017 |
| Interest-bearing balances | $31,000 | 5,991 |
| Securities | $20,738,000 | 4,622 |
| Federal funds sold & reverse repurchase agreements | $11,183,000 | 1,118 |
| Net loans & leases | $192,427,000 | 2,056 |
| Loan loss allowance | $2,169,000 | 2,165 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,429,000 | 1,961 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,154,000 | 3,103 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $241,711,000 | 2,441 |
| Total liabilities | $210,318,000 | 2,510 |
| Total deposits | $191,091,000 | 2,494 |
| Interest-bearing deposits | $152,594,000 | 2,629 |
| Deposits held in domestic offices | $191,091,000 | 2,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,653,000 | 2,313 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000,000 | 1,868 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $574,000 | 4,458 |
| Total equity capital | $31,393,000 | 1,845 |
| Total bank equity capital | $31,393,000 | 1,845 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,516,000 | 568 |
| Surplus | $22,444,000 | 1,052 |
| Undivided profits | $2,433,000 | 6,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $830,000 | 3,603 |
| Earning assets | $224,379,000 | 2,417 |
| Long-term assets (5+ years) | $23,032,000 | 3,153 |
| Average Assets, year-to-date | $215,173,500 | 2,686 |
| Average Assets, quarterly | $215,173,500 | 2,686 |
| Volatile liabilities | $34,881,000 | 2,873 |
| Insider loans | $7,159,000 | 836 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $54,289,000 | 1,531 |
| Tier 1 (core) risk-based capital | $31,528,000 | 1,756 |
| Tier 2 risk-based capital | $2,169,000 | 2,064 |
| Total risk weighted assets | $208,676,000 | 1,961 |
| Total unused commitments | $54,289,000 | 1,531 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $188,636,000 | 3,000 |
| Cash and due from depository institutions | $2,891,000 | 3,178 |
| Interest-bearing balances | $75,000 | 5,474 |
| Securities | $21,441,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $2,146,000 | 3,788 |
| Net loans & leases | $153,158,000 | 2,488 |
| Loan loss allowance | $1,741,000 | 2,597 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,261,000 | 2,015 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,739,000 | 3,293 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $188,636,000 | 3,000 |
| Total liabilities | $171,635,000 | 2,964 |
| Total deposits | $152,608,000 | 3,000 |
| Interest-bearing deposits | $128,357,000 | 3,006 |
| Deposits held in domestic offices | $152,608,000 | 2,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $571,000 | 2,993 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,008,000 | 1,837 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $448,000 | 5,009 |
| Total equity capital | $17,001,000 | 3,284 |
| Total bank equity capital | $17,001,000 | 3,284 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,516,000 | 553 |
| Surplus | $8,335,000 | 2,405 |
| Undivided profits | $2,150,000 | 6,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $656,000 | 4,389 |
| Earning assets | $176,820,000 | 2,958 |
| Long-term assets (5+ years) | $22,806,000 | 3,229 |
| Average Assets, year-to-date | $171,609,000 | 3,119 |
| Average Assets, quarterly | $186,888,000 | 2,999 |
| Volatile liabilities | $31,105,000 | 3,059 |
| Insider loans | $7,064,000 | 843 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $37,683,000 | 1,979 |
| Tier 1 (core) risk-based capital | $17,065,000 | 3,141 |
| Tier 2 risk-based capital | $1,741,000 | 2,451 |
| Total risk weighted assets | $164,394,000 | 2,425 |
| Total unused commitments | $37,683,000 | 1,980 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $185,140,000 | 3,015 |
| Cash and due from depository institutions | $3,244,000 | 3,992 |
| Interest-bearing balances | $62,000 | 5,636 |
| Securities | $22,142,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $10,306,000 | 1,099 |
| Net loans & leases | $140,485,000 | 2,643 |
| Loan loss allowance | $1,738,000 | 2,594 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,207,000 | 2,003 |
| Other real estate owned | $0 | 3,992 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,756,000 | 3,232 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $185,140,000 | 3,015 |
| Total liabilities | $168,673,000 | 2,981 |
| Total deposits | $146,519,000 | 3,044 |
| Interest-bearing deposits | $124,268,000 | 3,058 |
| Deposits held in domestic offices | $146,519,000 | 3,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,356,000 | 1,942 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,011,000 | 1,824 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $787,000 | 3,752 |
| Total equity capital | $16,467,000 | 3,358 |
| Total bank equity capital | $16,467,000 | 3,358 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,516,000 | 550 |
| Surplus | $8,335,000 | 2,374 |
| Undivided profits | $1,616,000 | 6,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $626,000 | 4,689 |
| Earning assets | $172,995,000 | 2,971 |
| Long-term assets (5+ years) | $22,680,000 | 3,305 |
| Average Assets, year-to-date | $167,352,250 | 3,172 |
| Average Assets, quarterly | $179,404,500 | 3,065 |
| Volatile liabilities | $27,405,000 | 3,299 |
| Insider loans | $7,401,000 | 778 |
| FHLB advances | $18,000,000 | 1,706 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,547,000 | 2,685 |
| Tier 1 (core) risk-based capital | $16,518,000 | 3,208 |
| Tier 2 risk-based capital | $1,738,000 | 2,431 |
| Total risk weighted assets | $152,339,000 | 2,566 |
| Total unused commitments | $23,547,000 | 2,689 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $173,669,000 | 3,147 |
| Cash and due from depository institutions | $4,471,000 | 3,820 |
| Interest-bearing balances | $53,000 | 5,784 |
| Securities | $22,791,000 | 4,421 |
| Federal funds sold & reverse repurchase agreements | $1,809,000 | 3,639 |
| Net loans & leases | $135,701,000 | 2,680 |
| Loan loss allowance | $1,765,000 | 2,551 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,199,000 | 1,968 |
| Other real estate owned | $0 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,698,000 | 3,256 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $173,669,000 | 3,147 |
| Total liabilities | $157,822,000 | 3,123 |
| Total deposits | $134,880,000 | 3,269 |
| Interest-bearing deposits | $115,348,000 | 3,236 |
| Deposits held in domestic offices | $134,880,000 | 3,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,269,000 | 1,770 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,013,000 | 1,809 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $660,000 | 3,899 |
| Total equity capital | $15,847,000 | 3,365 |
| Total bank equity capital | $15,847,000 | 3,365 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,516,000 | 538 |
| Surplus | $8,335,000 | 2,332 |
| Undivided profits | $996,000 | 7,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,149,000 | 2,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $555,000 | 4,900 |
| Earning assets | $160,354,000 | 3,118 |
| Long-term assets (5+ years) | $22,712,000 | 3,387 |
| Average Assets, year-to-date | $161,423,000 | 3,282 |
| Average Assets, quarterly | $167,623,500 | 3,200 |
| Volatile liabilities | $24,973,000 | 3,439 |
| Insider loans | $8,123,000 | 688 |
| FHLB advances | $18,000,000 | 1,697 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,188,000 | 2,641 |
| Tier 1 (core) risk-based capital | $16,001,000 | 3,260 |
| Tier 2 risk-based capital | $1,765,000 | 2,386 |
| Total risk weighted assets | $146,096,000 | 2,621 |
| Total unused commitments | $24,188,000 | 2,644 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $161,578,000 | 3,304 |
| Cash and due from depository institutions | $2,216,000 | 3,660 |
| Interest-bearing balances | $459,000 | 3,849 |
| Securities | $23,514,000 | 4,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $127,951,000 | 2,747 |
| Loan loss allowance | $1,696,000 | 2,621 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,521,000 | 2,194 |
| Other real estate owned | $0 | 3,660 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,376,000 | 3,321 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $161,578,000 | 3,304 |
| Total liabilities | $145,977,000 | 3,288 |
| Total deposits | $125,012,000 | 3,487 |
| Interest-bearing deposits | $108,147,000 | 3,401 |
| Deposits held in domestic offices | $125,012,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,263,000 | 2,054 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,015,000 | 1,723 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $687,000 | 4,093 |
| Total equity capital | $15,601,000 | 3,478 |
| Total bank equity capital | $15,601,000 | 3,478 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,516,000 | 531 |
| Surplus | $8,335,000 | 2,299 |
| Undivided profits | $750,000 | 7,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,312,000 | 2,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $530,000 | 4,976 |
| Earning assets | $151,924,000 | 3,234 |
| Long-term assets (5+ years) | $21,792,000 | 3,393 |
| Average Assets, year-to-date | $155,300,000 | 3,379 |
| Average Assets, quarterly | $155,300,000 | 3,379 |
| Volatile liabilities | $18,875,000 | 4,068 |
| Insider loans | $9,442,000 | 556 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $34,419,000 | 2,011 |
| Tier 1 (core) risk-based capital | $15,585,000 | 3,303 |
| Tier 2 risk-based capital | $1,696,000 | 2,433 |
| Total risk weighted assets | $136,229,000 | 2,721 |
| Total unused commitments | $34,419,000 | 2,018 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $149,022,000 | 3,527 |
| Cash and due from depository institutions | $3,156,000 | 3,491 |
| Interest-bearing balances | $156,000 | 4,809 |
| Securities | $13,664,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $4,047,000 | 2,703 |
| Net loans & leases | $120,740,000 | 2,854 |
| Loan loss allowance | $1,562,000 | 2,794 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,382,000 | 2,246 |
| Other real estate owned | $0 | 3,491 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,033,000 | 3,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,022,000 | 3,527 |
| Total liabilities | $137,411,000 | 3,434 |
| Total deposits | $123,511,000 | 3,504 |
| Interest-bearing deposits | $108,096,000 | 3,389 |
| Deposits held in domestic offices | $123,511,000 | 3,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,983,000 | 2,280 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,017,000 | 2,304 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $900,000 | 3,313 |
| Total equity capital | $11,611,000 | 4,358 |
| Total bank equity capital | $11,611,000 | 4,358 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,166,000 | 708 |
| Surplus | $6,090,000 | 2,926 |
| Undivided profits | $355,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,214,000 | 2,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $448,000 | 5,730 |
| Earning assets | $138,607,000 | 3,479 |
| Long-term assets (5+ years) | $11,726,000 | 4,701 |
| Average Assets, year-to-date | $127,801,600 | 3,887 |
| Average Assets, quarterly | $144,268,500 | 3,600 |
| Volatile liabilities | $17,802,000 | 4,197 |
| Insider loans | $9,636,000 | 514 |
| FHLB advances | $11,000,000 | 2,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,753,000 | 2,327 |
| Tier 1 (core) risk-based capital | $11,663,000 | 4,184 |
| Tier 2 risk-based capital | $1,562,000 | 2,584 |
| Total risk weighted assets | $126,768,000 | 2,888 |
| Total unused commitments | $26,753,000 | 2,331 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $139,515,000 | 3,714 |
| Cash and due from depository institutions | $5,866,000 | 3,990 |
| Interest-bearing balances | $1,714,000 | 2,493 |
| Securities | $9,165,000 | 6,721 |
| Federal funds sold & reverse repurchase agreements | $5,238,000 | 2,537 |
| Net loans & leases | $113,145,000 | 2,993 |
| Loan loss allowance | $1,467,000 | 2,938 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,420,000 | 2,202 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,681,000 | 5,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,515,000 | 3,714 |
| Total liabilities | $130,260,000 | 3,588 |
| Total deposits | $116,592,000 | 3,657 |
| Interest-bearing deposits | $102,515,000 | 3,566 |
| Deposits held in domestic offices | $116,592,000 | 3,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,944,000 | 2,205 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,020,000 | 2,234 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $704,000 | 4,056 |
| Total equity capital | $9,255,000 | 5,113 |
| Total bank equity capital | $9,255,000 | 5,113 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,401,000 | 868 |
| Surplus | $4,791,000 | 3,433 |
| Undivided profits | $63,000 | 8,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 5,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $430,000 | 6,023 |
| Earning assets | $129,262,000 | 3,674 |
| Long-term assets (5+ years) | $7,920,000 | 5,442 |
| Average Assets, year-to-date | $122,496,500 | 4,030 |
| Average Assets, quarterly | $134,749,500 | 3,806 |
| Volatile liabilities | $19,493,000 | 3,932 |
| Insider loans | $9,635,000 | 513 |
| FHLB advances | $11,000,000 | 2,098 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $27,537,000 | 2,285 |
| Tier 1 (core) risk-based capital | $9,299,000 | 4,936 |
| Tier 2 risk-based capital | $1,467,000 | 2,701 |
| Total risk weighted assets | $118,000,000 | 3,039 |
| Total unused commitments | $27,537,000 | 2,289 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $129,984,000 | 3,924 |
| Cash and due from depository institutions | $7,458,000 | 4,259 |
| Interest-bearing balances | $4,906,000 | 1,533 |
| Securities | $11,480,000 | 6,153 |
| Federal funds sold & reverse repurchase agreements | $2,780,000 | 4,189 |
| Net loans & leases | $102,705,000 | 3,230 |
| Loan loss allowance | $1,412,000 | 2,995 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,137,000 | 2,325 |
| Other real estate owned | $0 | 4,259 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,424,000 | 5,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,984,000 | 3,924 |
| Total liabilities | $120,801,000 | 3,810 |
| Total deposits | $109,211,000 | 3,859 |
| Interest-bearing deposits | $97,745,000 | 3,704 |
| Deposits held in domestic offices | $109,211,000 | 3,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,618,000 | 2,224 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,022,000 | 2,654 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,950,000 | 2,048 |
| Total equity capital | $9,183,000 | 5,123 |
| Total bank equity capital | $9,183,000 | 5,123 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,401,000 | 863 |
| Surplus | $4,791,000 | 3,406 |
| Undivided profits | $-9,000 | 8,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $472,000 | 5,586 |
| Earning assets | $121,871,000 | 3,839 |
| Long-term assets (5+ years) | $9,650,000 | 4,956 |
| Average Assets, year-to-date | $116,823,670 | 4,192 |
| Average Assets, quarterly | $121,492,500 | 4,101 |
| Volatile liabilities | $16,328,000 | 4,341 |
| Insider loans | $6,127,000 | 846 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,005,000 | 2,426 |
| Tier 1 (core) risk-based capital | $9,074,000 | 4,974 |
| Tier 2 risk-based capital | $1,338,000 | 2,875 |
| Total risk weighted assets | $106,966,000 | 3,261 |
| Total unused commitments | $25,005,000 | 2,434 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 37 | 4,323 |
| Assets and Liabilities | ||
| Total Assets: | $113,001,000 | 4,314 |
| Cash and due from depository institutions | $3,063,000 | 4,323 |
| Interest-bearing balances | $43,000 | 5,964 |
| Securities | $10,202,000 | 6,454 |
| Federal funds sold & reverse repurchase agreements | $4,181,000 | 3,623 |
| Net loans & leases | $90,745,000 | 3,519 |
| Loan loss allowance | $1,258,000 | 3,226 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,765,000 | 2,505 |
| Other real estate owned | $0 | 4,323 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,045,000 | 6,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,001,000 | 4,314 |
| Total liabilities | $103,987,000 | 4,234 |
| Total deposits | $98,551,000 | 4,135 |
| Interest-bearing deposits | $87,818,000 | 4,017 |
| Deposits held in domestic offices | $98,551,000 | 4,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,162,000 | 2,272 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,024,000 | 3,801 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,250,000 | 2,868 |
| Total equity capital | $9,014,000 | 5,117 |
| Total bank equity capital | $9,014,000 | 5,117 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,402,000 | 856 |
| Surplus | $4,791,000 | 3,364 |
| Undivided profits | $-179,000 | 8,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $400,000 | 6,165 |
| Earning assets | $105,171,000 | 4,274 |
| Long-term assets (5+ years) | $7,585,000 | 5,401 |
| Average Assets, year-to-date | $110,243,500 | 4,371 |
| Average Assets, quarterly | $110,243,500 | 4,371 |
| Volatile liabilities | $15,767,000 | 4,403 |
| Insider loans | $5,966,000 | 870 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,665,000 | 2,227 |
| Tier 1 (core) risk-based capital | $8,916,000 | 4,966 |
| Tier 2 risk-based capital | $1,168,000 | 3,146 |
| Total risk weighted assets | $93,367,000 | 3,588 |
| Total unused commitments | $26,665,000 | 2,238 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $107,486,000 | 4,438 |
| Cash and due from depository institutions | $4,414,000 | 4,795 |
| Interest-bearing balances | $2,033,000 | 2,375 |
| Securities | $12,278,000 | 6,005 |
| Federal funds sold & reverse repurchase agreements | $3,104,000 | 3,867 |
| Net loans & leases | $83,262,000 | 3,755 |
| Loan loss allowance | $1,148,000 | 3,393 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,381,000 | 2,728 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,047,000 | 6,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,486,000 | 4,438 |
| Total liabilities | $98,578,000 | 4,368 |
| Total deposits | $93,772,000 | 4,242 |
| Interest-bearing deposits | $84,719,000 | 4,060 |
| Deposits held in domestic offices | $93,772,000 | 4,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,409,000 | 2,280 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,026,000 | 3,860 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $371,000 | 6,096 |
| Total equity capital | $8,908,000 | 5,119 |
| Total bank equity capital | $8,908,000 | 5,119 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,399,000 | 850 |
| Surplus | $4,787,000 | 3,326 |
| Undivided profits | $-278,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $343,000 | 6,862 |
| Earning assets | $100,677,000 | 4,369 |
| Long-term assets (5+ years) | $7,374,000 | 5,397 |
| Average Assets, year-to-date | $88,972,000 | 4,895 |
| Average Assets, quarterly | $105,807,000 | 4,440 |
| Volatile liabilities | $18,629,000 | 3,931 |
| Insider loans | $6,349,000 | 776 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $28,641,000 | 2,033 |
| Tier 1 (core) risk-based capital | $8,799,000 | 4,974 |
| Tier 2 risk-based capital | $1,096,000 | 3,269 |
| Total risk weighted assets | $87,617,000 | 3,744 |
| Total unused commitments | $28,641,000 | 2,036 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $67,247,000 | 5,933 |
| Cash and due from depository institutions | $2,330,000 | 5,812 |
| Interest-bearing balances | $444,000 | 3,797 |
| Securities | $4,391,000 | 8,121 |
| Federal funds sold & reverse repurchase agreements | $1,046,000 | 5,800 |
| Net loans & leases | $55,968,000 | 4,904 |
| Loan loss allowance | $837,000 | 4,118 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,370,000 | 3,598 |
| Other real estate owned | $12,000 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,130,000 | 6,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,247,000 | 5,933 |
| Total liabilities | $58,795,000 | 6,023 |
| Total deposits | $58,512,000 | 5,781 |
| Interest-bearing deposits | $50,156,000 | 5,777 |
| Deposits held in domestic offices | $58,512,000 | 5,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $283,000 | 7,068 |
| Total equity capital | $8,452,000 | 5,141 |
| Total bank equity capital | $8,452,000 | 5,141 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,399,000 | 855 |
| Surplus | $3,897,000 | 3,732 |
| Undivided profits | $156,000 | 8,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $292,000 | 7,620 |
| Earning assets | $61,849,000 | 5,927 |
| Long-term assets (5+ years) | $9,106,000 | 5,005 |
| Average Assets, year-to-date | $62,039,800 | 6,041 |
| Average Assets, quarterly | $67,548,000 | 5,890 |
| Volatile liabilities | $9,675,000 | 5,744 |
| Insider loans | $5,919,000 | 811 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,561,000 | 2,963 |
| Tier 1 (core) risk-based capital | $8,039,000 | 5,186 |
| Tier 2 risk-based capital | $679,000 | 4,539 |
| Total risk weighted assets | $54,109,000 | 5,154 |
| Total unused commitments | $15,561,000 | 2,969 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $52,013,000 | 6,731 |
| Cash and due from depository institutions | $797,000 | 6,531 |
| Interest-bearing balances | $57,000 | 5,263 |
| Securities | $5,335,000 | 8,239 |
| Federal funds sold & reverse repurchase agreements | $1,668,000 | 4,593 |
| Net loans & leases | $41,179,000 | 5,832 |
| Loan loss allowance | $592,000 | 5,163 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,941,000 | 4,096 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,093,000 | 5,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,013,000 | 6,731 |
| Total liabilities | $45,841,000 | 6,736 |
| Total deposits | $45,595,000 | 6,519 |
| Interest-bearing deposits | $39,123,000 | 6,496 |
| Deposits held in domestic offices | $45,595,000 | 6,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $246,000 | 7,815 |
| Total equity capital | $6,172,000 | 6,246 |
| Total bank equity capital | $6,172,000 | 6,246 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,547,000 | 1,078 |
| Surplus | $2,657,000 | 4,675 |
| Undivided profits | $-32,000 | 9,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 8,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $244,000 | 7,510 |
| Earning assets | $48,239,000 | 6,669 |
| Long-term assets (5+ years) | $5,739,000 | 5,745 |
| Average Assets, year-to-date | $38,379,600 | 7,534 |
| Average Assets, quarterly | $48,731,500 | 6,886 |
| Volatile liabilities | $6,128,000 | 6,972 |
| Insider loans | $4,532,000 | 1,057 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,155,000 | 2,853 |
| Tier 1 (core) risk-based capital | $5,714,000 | 6,425 |
| Tier 2 risk-based capital | $509,790 | 5,343 |
| Total risk weighted assets | $40,701,190 | 6,009 |
| Total unused commitments | $15,155,000 | 2,854 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $22,801,000 | 9,133 |
| Cash and due from depository institutions | $519,000 | 8,108 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,627,000 | 8,449 |
| Federal funds sold & reverse repurchase agreements | $756,000 | 5,317 |
| Net loans & leases | $14,413,000 | 8,699 |
| Loan loss allowance | $202,000 | 8,417 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $888,000 | 6,356 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $598,000 | 7,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,801,000 | 9,133 |
| Total liabilities | $16,623,000 | 9,417 |
| Total deposits | $15,490,000 | 9,444 |
| Interest-bearing deposits | $13,634,000 | 9,353 |
| Deposits held in domestic offices | $15,490,000 | 9,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $133,000 | 8,957 |
| Total equity capital | $6,178,000 | 6,147 |
| Total bank equity capital | $6,178,000 | 6,147 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,547,000 | 1,090 |
| Surplus | $2,657,000 | 4,663 |
| Undivided profits | $-26,000 | 9,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $67,000 | 9,538 |
| Earning assets | $20,796,000 | 9,102 |
| Long-term assets (5+ years) | $5,179,000 | 6,255 |
| Average Assets, year-to-date | $17,002,330 | 9,531 |
| Average Assets, quarterly | $20,363,000 | 9,301 |
| Volatile liabilities | $5,101,000 | 7,288 |
| Insider loans | $783,000 | 4,309 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,792,000 | 3,780 |
| Tier 1 (core) risk-based capital | $6,053,000 | 6,247 |
| Tier 2 risk-based capital | $190,220 | 8,294 |
| Total risk weighted assets | $15,205,920 | 8,855 |
| Total unused commitments | $9,792,000 | 3,784 |
| Derivatives | $0 | 488 |