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Florida Business Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1375%4,652
Percentage Net Loans Charged-off: Total real estate loans-0.1027%4,597
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.1000%4,533
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.4942%4,691
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.4942%4,692
Percentage Net Loans Charged-off: Commercial and industrial-0.2760%4,414
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1230%4,678
Percentage Net Loans Charged-off: Total real estate loans-0.0663%4,540
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0532%4,503
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.6548%4,772
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.6548%4,775
Percentage Net Loans Charged-off: Commercial and industrial-0.3212%4,515
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1539%4,735
Percentage Net Loans Charged-off: Total real estate loans-0.0618%4,548
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0506%4,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.7386%4,817
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.7386%4,817
Percentage Net Loans Charged-off: Commercial and industrial-0.4644%4,635
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2496%4,820
Percentage Net Loans Charged-off: Total real estate loans-0.0538%4,578
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0416%4,601
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.7592%4,837
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.7592%4,837
Percentage Net Loans Charged-off: Commercial and industrial-0.9003%4,739
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0715%4,744
Percentage Net Loans Charged-off: Total real estate loans-0.0579%4,681
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0452%4,627
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.8848%4,885
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.8848%4,883
Percentage Net Loans Charged-off: Commercial and industrial-0.1205%4,475
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0638%4,740
Percentage Net Loans Charged-off: Total real estate loans-0.0490%4,668
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0346%4,620
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.8849%4,912
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.8849%4,911
Percentage Net Loans Charged-off: Commercial and industrial-0.1191%4,501
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0627%4,739
Percentage Net Loans Charged-off: Total real estate loans-0.0435%4,678
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0283%4,656
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.9057%4,940
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.9057%4,936
Percentage Net Loans Charged-off: Commercial and industrial-0.1528%4,548
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0873%4,792
Percentage Net Loans Charged-off: Total real estate loans-0.0693%4,791
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0580%4,791
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.9604%4,980
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.9604%4,979
Percentage Net Loans Charged-off: Commercial and industrial-0.2619%4,626
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0621%2,212
Percentage Net Loans Charged-off: Total real estate loans-0.0788%4,869
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0666%4,803
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.7740%5,054
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.7740%5,051
Percentage Net Loans Charged-off: Commercial and industrial1.5189%342
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,228
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1150%1,327
Percentage Net Loans Charged-off: Total real estate loans-0.0824%4,946
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0698%4,887
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.7374%5,130
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.7374%5,125
Percentage Net Loans Charged-off: Commercial and industrial2.2193%198
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2273%743
Percentage Net Loans Charged-off: Total real estate loans-0.0835%4,999
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0684%4,974
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.7479%5,174
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.7479%5,173
Percentage Net Loans Charged-off: Commercial and industrial3.5587%114
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1133%5,055
Percentage Net Loans Charged-off: Total real estate loans-0.0882%5,068
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0680%5,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.8943%5,244
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.8943%5,237
Percentage Net Loans Charged-off: Commercial and industrial-0.3894%4,930
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1259%5,363
Percentage Net Loans Charged-off: Total real estate loans-0.7303%5,331
Percentage Net Loans Charged-off:Construction & development-2.2974%4,945
Percentage Net Loans Charged-off: Commercial real estate-0.5459%5,222
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-1.6229%5,305
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.6229%5,305
Percentage Net Loans Charged-off: Commercial and industrial-5.7839%5,214
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,286
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1995%5,434
Percentage Net Loans Charged-off: Total real estate loans-0.6529%5,392
Percentage Net Loans Charged-off:Construction & development-3.1562%5,001
Percentage Net Loans Charged-off: Commercial real estate-0.3627%5,266
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-1.7539%5,369
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.7539%5,370
Percentage Net Loans Charged-off: Commercial and industrial-7.7456%5,279
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.0823%5,493
Percentage Net Loans Charged-off: Total real estate loans-0.2819%5,360
Percentage Net Loans Charged-off:Construction & development-0.0242%4,528
Percentage Net Loans Charged-off: Commercial real estate-0.2797%5,304
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-1.9318%5,432
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.9318%5,430
Percentage Net Loans Charged-off: Commercial and industrial-10.6219%5,336
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1309%5,290
Percentage Net Loans Charged-off: Total real estate loans-0.1008%5,260
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0700%5,251
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-1.8824%5,497
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.8824%5,495
Percentage Net Loans Charged-off: Commercial and industrial-0.4794%5,154
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2904%5,561
Percentage Net Loans Charged-off: Total real estate loans-0.2840%5,528
Percentage Net Loans Charged-off:Construction & development-0.0886%4,766
Percentage Net Loans Charged-off: Commercial real estate-0.2241%5,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-2.7644%5,574
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-2.7644%5,571
Percentage Net Loans Charged-off: Commercial and industrial-0.3626%5,178
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2803%5,597
Percentage Net Loans Charged-off: Total real estate loans-0.2715%5,564
Percentage Net Loans Charged-off:Construction & development-0.0904%4,815
Percentage Net Loans Charged-off: Commercial real estate-0.1850%5,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-3.1604%5,636
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-3.1604%5,634
Percentage Net Loans Charged-off: Commercial and industrial-0.3841%5,217
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2766%5,631
Percentage Net Loans Charged-off: Total real estate loans-0.2593%5,608
Percentage Net Loans Charged-off:Construction & development-0.1210%4,898
Percentage Net Loans Charged-off: Commercial real estate-0.2424%5,501
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-1.2421%5,675
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.2421%5,669
Percentage Net Loans Charged-off: Commercial and industrial-0.4765%5,321
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3989%5,718
Percentage Net Loans Charged-off: Total real estate loans-0.4100%5,713
Percentage Net Loans Charged-off:Construction & development-0.1417%5,022
Percentage Net Loans Charged-off: Commercial real estate-0.4135%5,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-1.4513%5,735
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.4513%5,730
Percentage Net Loans Charged-off: Commercial and industrial-0.2599%5,225
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1144%2,115
Percentage Net Loans Charged-off: Total real estate loans-0.1602%5,646
Percentage Net Loans Charged-off:Construction & development-0.2262%5,085
Percentage Net Loans Charged-off: Commercial real estate-0.1064%5,450
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-1.1192%5,796
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.1192%5,793
Percentage Net Loans Charged-off: Commercial and industrial3.2561%191
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2131%1,090
Percentage Net Loans Charged-off: Total real estate loans-0.1683%5,693
Percentage Net Loans Charged-off:Construction & development-0.2215%5,126
Percentage Net Loans Charged-off: Commercial real estate-0.1134%5,528
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-1.1531%5,863
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.1531%5,858
Percentage Net Loans Charged-off: Commercial and industrial4.5174%119
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2224%5,826
Percentage Net Loans Charged-off: Total real estate loans-0.1844%5,765
Percentage Net Loans Charged-off:Construction & development-0.3194%5,250
Percentage Net Loans Charged-off: Commercial real estate-0.1264%5,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-1.0677%5,934
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-1.0677%5,929
Percentage Net Loans Charged-off: Commercial and industrial-0.6290%5,614
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1952%5,845
Percentage Net Loans Charged-off: Total real estate loans-0.1781%5,821
Percentage Net Loans Charged-off:Construction & development-0.3774%5,324
Percentage Net Loans Charged-off: Commercial real estate-0.1172%5,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.9960%5,978
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.9960%5,975
Percentage Net Loans Charged-off: Commercial and industrial-0.3734%5,556
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5747%6,095
Percentage Net Loans Charged-off: Total real estate loans-0.5495%6,052
Percentage Net Loans Charged-off:Construction & development-12.4298%5,699
Percentage Net Loans Charged-off: Commercial real estate-0.0566%5,507
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential5.9783%4
Percentage Net Loans Charged-off: Home equity loans39.2760%1
All other 1-4 family - Percent of loans charged-off, net-1.3078%6,056
Percentage Net Loans Charged-off: Commercial and industrial-0.8123%5,766
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2296%6,026
Percentage Net Loans Charged-off: Total real estate loans-0.1495%5,886
Percentage Net Loans Charged-off:Construction & development-0.3825%5,387
Percentage Net Loans Charged-off: Commercial real estate-0.0839%5,681
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-1.0615%6,131
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-1.3682%6,137
Percentage Net Loans Charged-off: Commercial and industrial-0.9981%5,869
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2300%6,061
Percentage Net Loans Charged-off: Total real estate loans-0.1474%5,929
Percentage Net Loans Charged-off:Construction & development-0.3714%5,427
Percentage Net Loans Charged-off: Commercial real estate-0.0806%5,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-1.0623%6,193
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-1.4061%6,204
Percentage Net Loans Charged-off: Commercial and industrial-1.0294%5,925
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1869%6,039
Percentage Net Loans Charged-off: Total real estate loans-0.1403%5,997
Percentage Net Loans Charged-off:Construction & development-0.3588%5,494
Percentage Net Loans Charged-off: Commercial real estate-0.0798%5,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.9933%6,252
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-1.4020%6,262
Percentage Net Loans Charged-off: Commercial and industrial-0.6739%5,922
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0582%5,971
Percentage Net Loans Charged-off: Total real estate loans-0.0016%5,289
Percentage Net Loans Charged-off:Construction & development-1.0746%5,737
Percentage Net Loans Charged-off: Commercial real estate-0.0278%5,713
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential1.4849%131
Percentage Net Loans Charged-off: Home equity loans6.2480%16
All other 1-4 family - Percent of loans charged-off, net-1.6392%6,377
Percentage Net Loans Charged-off: Commercial and industrial-0.6623%5,995
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,787
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1759%6,284
Percentage Net Loans Charged-off: Total real estate loans-0.1065%6,142
Percentage Net Loans Charged-off:Construction & development-1.1270%5,790
Percentage Net Loans Charged-off: Commercial real estate-0.0070%5,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.9415%6,443
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-1.5692%6,453
Percentage Net Loans Charged-off: Commercial and industrial-0.9204%6,134
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1946%6,333
Percentage Net Loans Charged-off: Total real estate loans-0.1157%6,219
Percentage Net Loans Charged-off:Construction & development-1.4528%5,854
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.9749%6,507
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-1.5985%6,514
Percentage Net Loans Charged-off: Commercial and industrial-1.0354%6,199
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1310%6,237
Percentage Net Loans Charged-off: Total real estate loans-0.0813%6,175
Percentage Net Loans Charged-off:Construction & development-0.5933%5,777
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.9900%6,578
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-1.5831%6,584
Percentage Net Loans Charged-off: Commercial and industrial-0.6395%6,123
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%4,980
Percentage Net Loans Charged-off: Total real estate loans-0.0621%6,342
Percentage Net Loans Charged-off:Construction & development-4.4242%6,170
Percentage Net Loans Charged-off: Commercial real estate0.2342%1,590
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.8086%6,661
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-1.2148%6,667
Percentage Net Loans Charged-off: Commercial and industrial0.8185%1,161
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3026%6,728
Percentage Net Loans Charged-off: Total real estate loans-0.4733%6,736
Percentage Net Loans Charged-off:Construction & development-5.8206%6,231
Percentage Net Loans Charged-off: Commercial real estate-0.1487%6,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.7389%6,726
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-1.1009%6,730
Percentage Net Loans Charged-off: Commercial and industrial1.3176%742
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,705
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1641%2,800
Percentage Net Loans Charged-off: Total real estate loans-0.0782%6,452
Percentage Net Loans Charged-off:Construction & development-0.4757%5,939
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.8129%6,763
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-1.2064%6,770
Percentage Net Loans Charged-off: Commercial and industrial2.4425%455
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,315
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4484%1,334
Percentage Net Loans Charged-off: Total real estate loans-0.0821%6,506
Percentage Net Loans Charged-off:Construction & development-0.4570%5,990
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.8542%6,830
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-1.2634%6,844
Percentage Net Loans Charged-off: Commercial and industrial5.0867%187
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5525%2,083
Percentage Net Loans Charged-off: Total real estate loans0.6138%1,660
Percentage Net Loans Charged-off:Construction & development4.1287%663
Percentage Net Loans Charged-off: Commercial real estate0.4191%1,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2636%2,651
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.3791%2,092
Percentage Net Loans Charged-off: Commercial and industrial-0.0159%5,562
Percentage Net Loans Charged-off: Loans to individuals-7.0922%6,937
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-7.0922%6,902
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4585%2,265
Percentage Net Loans Charged-off: Total real estate loans0.4998%1,890
Percentage Net Loans Charged-off:Construction & development-0.6785%6,326
Percentage Net Loans Charged-off: Commercial real estate0.6148%1,210
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5760%1,565
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.8238%1,072
Percentage Net Loans Charged-off: Commercial and industrial0.0681%2,935
Percentage Net Loans Charged-off: Loans to individuals-8.9748%7,038
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-8.9748%6,997
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0596%6,713
Percentage Net Loans Charged-off: Total real estate loans-0.0163%6,584
Percentage Net Loans Charged-off:Construction & development-0.2133%6,195
Percentage Net Loans Charged-off: Commercial real estate0.0445%2,261
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.5064%7,054
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.7189%7,070
Percentage Net Loans Charged-off: Commercial and industrial-0.4458%6,566
Percentage Net Loans Charged-off: Loans to individuals-12.2436%7,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2051%6,997
Percentage Net Loans Charged-off: Total real estate loans-0.1516%7,006
Percentage Net Loans Charged-off:Construction & development-1.8056%6,446
Percentage Net Loans Charged-off: Commercial real estate-0.0082%6,497
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.4075%7,083
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.5728%7,090
Percentage Net Loans Charged-off: Commercial and industrial-0.6315%6,670
Percentage Net Loans Charged-off: Loans to individuals-20.2532%7,160
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3360%1,233
Percentage Net Loans Charged-off: Total real estate loans1.3383%1,169
Percentage Net Loans Charged-off:Construction & development14.0334%265
Percentage Net Loans Charged-off: Commercial real estate0.4498%2,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential-0.3564%7,182
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net-0.4815%7,183
Percentage Net Loans Charged-off: Commercial and industrial1.4125%1,595
Percentage Net Loans Charged-off: Loans to individuals-9.8684%7,216
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-8.5409%7,196
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5465%2,601
Percentage Net Loans Charged-off: Total real estate loans0.6246%2,098
Percentage Net Loans Charged-off:Construction & development10.4182%393
Percentage Net Loans Charged-off: Commercial real estate-0.0104%6,836
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential-1.4776%7,294
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net-1.9868%7,290
Percentage Net Loans Charged-off: Commercial and industrial-0.3227%6,768
Percentage Net Loans Charged-off: Loans to individuals-4.0302%7,273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-3.3905%7,247
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8671%1,784
Percentage Net Loans Charged-off: Total real estate loans0.9705%1,443
Percentage Net Loans Charged-off:Construction & development15.3675%241
Percentage Net Loans Charged-off: Commercial real estate-0.0078%6,811
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-2.0464%7,368
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-2.7365%7,365
Percentage Net Loans Charged-off: Commercial and industrial-0.3030%6,763
Percentage Net Loans Charged-off: Loans to individuals-5.5302%7,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-4.4529%7,328
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4029%7,384
Percentage Net Loans Charged-off: Total real estate loans-0.4028%7,362
Percentage Net Loans Charged-off:Construction & development-0.5511%6,652
Percentage Net Loans Charged-off: Commercial real estate-0.0078%6,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-3.8027%7,431
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-5.0388%7,425
Percentage Net Loans Charged-off: Commercial and industrial-0.3224%6,777
Percentage Net Loans Charged-off: Loans to individuals-5.0000%7,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-3.7209%7,372
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3333%1,672
Percentage Net Loans Charged-off: Total real estate loans1.3951%1,389
Percentage Net Loans Charged-off:Construction & development13.5546%352
Percentage Net Loans Charged-off: Commercial real estate0.1012%3,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential-0.0434%7,368
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net-0.0567%7,362
Percentage Net Loans Charged-off: Commercial and industrial0.3077%3,743
Percentage Net Loans Charged-off: Loans to individuals6.4205%226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease30.7692%95
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1073%5,473
Percentage Net Loans Charged-off: Total real estate loans0.1264%4,328
Percentage Net Loans Charged-off:Construction & development0.4882%2,574
Percentage Net Loans Charged-off: Commercial real estate0.1300%2,670
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential-0.1864%7,548
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net-0.2425%7,552
Percentage Net Loans Charged-off: Commercial and industrial-0.3582%7,159
Percentage Net Loans Charged-off: Loans to individuals8.0681%155
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1089%7,565
Percentage Net Loans Charged-off: Total real estate loans-0.0602%7,528
Percentage Net Loans Charged-off:Construction & development-0.2506%7,021
Percentage Net Loans Charged-off: Commercial real estate0.0042%2,631
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.3237%7,627
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net-0.4219%7,626
Percentage Net Loans Charged-off: Commercial and industrial-0.7574%7,321
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0759%7,464
Percentage Net Loans Charged-off: Total real estate loans-0.0879%7,595
Percentage Net Loans Charged-off:Construction & development0.7403%1,579
Percentage Net Loans Charged-off: Commercial real estate-0.1664%7,577
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.3203%7,687
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.4153%7,689
Percentage Net Loans Charged-off: Commercial and industrial0.0845%2,631
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.1909%164
Percentage Net Loans Charged-off: Total real estate loans6.4650%140
Percentage Net Loans Charged-off:Construction & development15.7806%323
Percentage Net Loans Charged-off: Commercial real estate5.0107%156
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential7.1621%88
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net9.2362%70
Percentage Net Loans Charged-off: Commercial and industrial1.8645%1,981
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease129.8701%24
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5574%1,314
Percentage Net Loans Charged-off: Total real estate loans1.5421%1,088
Percentage Net Loans Charged-off:Construction & development4.5365%1,071
Percentage Net Loans Charged-off: Commercial real estate1.0384%803
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.7478%640
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net2.2525%473
Percentage Net Loans Charged-off: Commercial and industrial1.7739%1,690
Percentage Net Loans Charged-off: Loans to individuals0.5205%3,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1754%4,482
Percentage Net Loans Charged-off: Total real estate loans0.1057%3,736
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.0598%925
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net1.3682%737
Percentage Net Loans Charged-off: Commercial and industrial1.1257%1,863
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1934%3,480
Percentage Net Loans Charged-off: Total real estate loans0.2077%2,379
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential2.1412%365
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net2.7794%278
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8509%594
Percentage Net Loans Charged-off: Total real estate loans1.7742%481
Percentage Net Loans Charged-off:Construction & development6.4105%364
Percentage Net Loans Charged-off: Commercial real estate0.1426%1,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential4.2448%90
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net5.9269%56
Percentage Net Loans Charged-off: Commercial and industrial2.5940%798
Percentage Net Loans Charged-off: Loans to individuals-0.1764%7,802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3143%615
Percentage Net Loans Charged-off: Total real estate loans1.2793%471
Percentage Net Loans Charged-off:Construction & development4.7952%343
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential2.7400%130
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net3.8621%89
Percentage Net Loans Charged-off: Commercial and industrial1.6623%902
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-10.2538%7,344
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5549%1,271
Percentage Net Loans Charged-off: Total real estate loans0.3637%1,190
Percentage Net Loans Charged-off:Construction & development1.6789%558
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial1.9868%626
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5896%899
Percentage Net Loans Charged-off: Total real estate loans0.4269%766
Percentage Net Loans Charged-off:Construction & development0.1135%946
Percentage Net Loans Charged-off: Commercial real estate0.6130%249
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial1.7854%519
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3693%1,507
Percentage Net Loans Charged-off: Total real estate loans0.3857%742
Percentage Net Loans Charged-off:Construction & development1.5941%289
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2258%1,147
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2835%928
Percentage Net Loans Charged-off: Commercial and industrial0.0533%3,543
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease89.7436%14
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2322%1,726
Percentage Net Loans Charged-off: Total real estate loans0.2548%713
Percentage Net Loans Charged-off:Construction & development1.1141%232
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0724%2,773
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0125%4,848
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.1101%2,143
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4378%868
Percentage Net Loans Charged-off: Total real estate loans0.0796%1,548
Percentage Net Loans Charged-off:Construction & development0.2862%301
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial2.5960%366
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0027%7,210
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0184%6,876
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0042%7,000
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0278%6,881
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0087%6,816
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0587%7,111
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%6,490
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0154%3,964
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0070%5,785
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0414%3,130
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,660
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,973
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,496
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,017
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,097
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3352%9,028
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial-1.0152%8,570
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4780%9,087
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-1.3529%8,637
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8237%9,145
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-2.1640%8,693
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,539
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1736%9,145
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial-0.3942%8,537
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7496%102
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial8.2151%155
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,622
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA