Home > Florence Bank > Income and Expense

Florence Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$63,869,000763
Total interest expense$15,054,000978
Net interest income$48,815,000686
Provision for loan and lease losses$494,0001,291
Total noninterest income$7,579,000910
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,619,000448
Trading account gains and fees$0123
Additional Noninterest Income$4,960,000887
Total noninterest expense$38,551,000716
Salaries and employee benefits$21,449,000714
Premises and equipment expense$3,452,000769
Additional noninterest expense$4,960,000887
Pre-tax net operating income$17,349,000759
Securities gains (losses)$22,000637
Applicable income taxes$4,297,000600
Income before extraordinary items$13,074,000817
Extraordinary gains, net$054
Net income$13,074,000828
Minority interest net income$088
Net income of bank and minority interests.$13,074,000820
Net charge-offs$507,000750
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,056,620828
2023-09-30 (YTD Data)Rank
Total interest income$47,099,000764
Total interest expense$9,413,0001,035
Net interest income$37,686,000681
Provision for loan and lease losses$59,0002,425
Total noninterest income$5,690,000912
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,937,000448
Trading account gains and fees$0125
Additional Noninterest Income$3,753,000897
Total noninterest expense$28,288,000728
Salaries and employee benefits$16,171,000712
Premises and equipment expense$2,563,000777
Additional noninterest expense$3,753,000897
Pre-tax net operating income$15,029,000708
Securities gains (losses)$-48,0003,810
Applicable income taxes$3,656,000564
Income before extraordinary items$11,325,000749
Extraordinary gains, net$052
Net income$11,325,000753
Minority interest net income$081
Net income of bank and minority interests.$11,325,000749
Net charge-offs$67,0001,358
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,362,920760
2023-06-30 (YTD Data)Rank
Total interest income$31,026,000745
Total interest expense$5,163,0001,096
Net interest income$25,863,000659
Provision for loan and lease losses$36,0002,385
Total noninterest income$3,817,000866
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,276,000439
Trading account gains and fees$0112
Additional Noninterest Income$2,541,000826
Total noninterest expense$19,007,000711
Salaries and employee benefits$10,832,000702
Premises and equipment expense$1,741,000752
Additional noninterest expense$2,541,000826
Pre-tax net operating income$10,637,000667
Securities gains (losses)$0938
Applicable income taxes$2,620,000545
Income before extraordinary items$8,017,000712
Extraordinary gains, net$051
Net income$8,017,000724
Minority interest net income$081
Net income of bank and minority interests.$8,017,000712
Net charge-offs$37,0001,290
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,017,000715
2023-03-31 (YTD Data)Rank
Total interest income$15,377,000743
Total interest expense$2,019,0001,179
Net interest income$13,358,000655
Provision for loan and lease losses$5,0002,479
Total noninterest income$1,812,000893
Gross Fiduciary activities income$0913
Service charges on deposit accounts$617,000463
Trading account gains and fees$097
Additional Noninterest Income$1,195,000855
Total noninterest expense$9,700,000712
Salaries and employee benefits$5,541,000704
Premises and equipment expense$881,000774
Additional noninterest expense$1,195,000855
Pre-tax net operating income$5,465,000676
Securities gains (losses)$24,000396
Applicable income taxes$1,356,000543
Income before extraordinary items$4,133,000713
Extraordinary gains, net$04
Net income$4,133,000712
Minority interest net income$048
Net income of bank and minority interests.$4,133,000712
Net charge-offs$17,0001,170
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,114,040731
2022-12-31 (YTD Data)Rank
Total interest income$55,715,000677
Total interest expense$3,731,000988
Net interest income$51,984,000654
Provision for loan and lease losses$89,0002,310
Total noninterest income$7,545,000914
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,389,000488
Trading account gains and fees$0116
Additional Noninterest Income$5,156,000889
Total noninterest expense$36,695,000718
Salaries and employee benefits$22,901,000657
Premises and equipment expense$3,333,000771
Additional noninterest expense$5,156,000889
Pre-tax net operating income$22,745,000690
Securities gains (losses)$-195,0004,097
Applicable income taxes$5,192,000590
Income before extraordinary items$17,358,000714
Extraordinary gains, net$05
Net income$17,358,000715
Minority interest net income$063
Net income of bank and minority interests.$17,358,000715
Net charge-offs$80,0001,336
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,512,050716
2022-09-30 (YTD Data)Rank
Total interest income$40,388,000676
Total interest expense$2,724,000791
Net interest income$37,664,000669
Provision for loan and lease losses$65,0002,133
Total noninterest income$5,579,000941
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,768,000494
Trading account gains and fees$0111
Additional Noninterest Income$3,811,000913
Total noninterest expense$26,609,000736
Salaries and employee benefits$16,442,000688
Premises and equipment expense$2,501,000772
Additional noninterest expense$3,811,000913
Pre-tax net operating income$16,569,000699
Securities gains (losses)$-198,0004,357
Applicable income taxes$3,924,000596
Income before extraordinary items$12,447,000740
Extraordinary gains, net$04
Net income$12,447,000740
Minority interest net income$057
Net income of bank and minority interests.$12,447,000740
Net charge-offs$64,0001,107
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,603,420746
2022-06-30 (YTD Data)Rank
Total interest income$25,779,000668
Total interest expense$1,860,000639
Net interest income$23,919,000668
Provision for loan and lease losses$37,0002,032
Total noninterest income$3,666,000934
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,132,000508
Trading account gains and fees$0108
Additional Noninterest Income$2,534,000926
Total noninterest expense$17,565,000732
Salaries and employee benefits$10,856,000680
Premises and equipment expense$1,713,000752
Additional noninterest expense$4,996,000763
Pre-tax net operating income$9,983,000706
Securities gains (losses)$-132,0004,409
Applicable income taxes$2,531,000571
Income before extraordinary items$7,320,000779
Extraordinary gains, net$04
Net income$7,320,000779
Minority interest net income$060
Net income of bank and minority interests.$7,320,000779
Net charge-offs$41,0001,050
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,424,280783
2022-03-31 (YTD Data)Rank
Total interest income$12,401,000668
Total interest expense$933,000600
Net interest income$11,468,000679
Provision for loan and lease losses$11,0001,983
Total noninterest income$1,740,000967
Gross Fiduciary activities income$0892
Service charges on deposit accounts$541,000528
Trading account gains and fees$0103
Additional Noninterest Income$1,199,000963
Total noninterest expense$8,981,000718
Salaries and employee benefits$5,466,000681
Premises and equipment expense$913,000713
Additional noninterest expense$2,602,000743
Pre-tax net operating income$4,216,000795
Securities gains (losses)$-78,0004,507
Applicable income taxes$1,037,000635
Income before extraordinary items$3,101,000868
Extraordinary gains, net$04
Net income$3,101,000867
Minority interest net income$050
Net income of bank and minority interests.$3,101,000868
Net charge-offs$19,000973
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,162,620857
2021-12-31 (YTD Data)Rank
Total interest income$50,829,000668
Total interest expense$4,069,000662
Net interest income$46,760,000667
Provision for loan and lease losses$58,0002,500
Total noninterest income$7,283,0001,036
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,101,000515
Trading account gains and fees$0132
Additional Noninterest Income$5,182,0001,046
Total noninterest expense$34,977,000735
Salaries and employee benefits$21,326,000687
Premises and equipment expense$3,305,000784
Additional noninterest expense$10,346,000753
Pre-tax net operating income$19,008,000774
Securities gains (losses)$-54,0004,573
Applicable income taxes$4,913,000634
Income before extraordinary items$14,041,000871
Extraordinary gains, net$010
Net income$14,041,000872
Minority interest net income$074
Net income of bank and minority interests.$14,041,000872
Net charge-offs$272,000881
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,083,660854
2021-09-30 (YTD Data)Rank
Total interest income$38,203,000682
Total interest expense$3,100,000689
Net interest income$35,103,000678
Provision for loan and lease losses$2,039,000207
Total noninterest income$5,340,0001,075
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,501,000536
Trading account gains and fees$0132
Additional Noninterest Income$3,839,0001,077
Total noninterest expense$26,197,000741
Salaries and employee benefits$15,906,000698
Premises and equipment expense$2,467,000803
Additional noninterest expense$7,824,000745
Pre-tax net operating income$12,207,000918
Securities gains (losses)$-38,0004,706
Applicable income taxes$3,124,000735
Income before extraordinary items$9,045,0001,035
Extraordinary gains, net$08
Net income$9,045,0001,036
Minority interest net income$069
Net income of bank and minority interests.$9,045,0001,036
Net charge-offs$252,000707
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,075,0201,011
2021-06-30 (YTD Data)Rank
Total interest income$25,011,000691
Total interest expense$2,125,000701
Net interest income$22,886,000689
Provision for loan and lease losses$2,017,000144
Total noninterest income$3,516,0001,079
Gross Fiduciary activities income$0951
Service charges on deposit accounts$951,000544
Trading account gains and fees$0133
Additional Noninterest Income$2,565,0001,090
Total noninterest expense$17,699,000732
Salaries and employee benefits$10,685,000682
Premises and equipment expense$1,657,000800
Additional noninterest expense$5,357,000721
Pre-tax net operating income$6,686,0001,053
Securities gains (losses)$-30,0004,755
Applicable income taxes$1,669,000833
Income before extraordinary items$4,987,0001,186
Extraordinary gains, net$06
Net income$4,987,0001,187
Minority interest net income$067
Net income of bank and minority interests.$4,987,0001,187
Net charge-offs$234,000598
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,010,7001,159
2021-03-31 (YTD Data)Rank
Total interest income$12,382,000681
Total interest expense$1,122,000707
Net interest income$11,260,000683
Provision for loan and lease losses$1,202,000151
Total noninterest income$1,696,0001,107
Gross Fiduciary activities income$0922
Service charges on deposit accounts$448,000564
Trading account gains and fees$0127
Additional Noninterest Income$1,248,0001,102
Total noninterest expense$8,991,000711
Salaries and employee benefits$5,404,000676
Premises and equipment expense$869,000780
Additional noninterest expense$2,718,000697
Pre-tax net operating income$2,763,0001,215
Securities gains (losses)$-35,0004,792
Applicable income taxes$662,000958
Income before extraordinary items$2,066,0001,357
Extraordinary gains, net$03
Net income$2,066,0001,356
Minority interest net income$055
Net income of bank and minority interests.$2,066,0001,357
Net charge-offs$69,000721
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,093,6501,316
2020-12-31 (YTD Data)Rank
Total interest income$51,445,000667
Total interest expense$6,351,000755
Net interest income$45,094,000655
Provision for loan and lease losses$3,243,000758
Total noninterest income$6,711,0001,054
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,988,000531
Trading account gains and fees$0133
Additional Noninterest Income$4,723,0001,056
Total noninterest expense$34,565,000721
Salaries and employee benefits$20,901,000685
Premises and equipment expense$3,139,000822
Additional noninterest expense$10,525,000710
Pre-tax net operating income$13,997,000789
Securities gains (losses)$1,360,000294
Applicable income taxes$2,971,000697
Income before extraordinary items$12,386,000781
Extraordinary gains, net$04
Net income$12,386,000781
Minority interest net income$072
Net income of bank and minority interests.$12,386,000781
Net charge-offs$34,0002,595
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,284,400816
2020-09-30 (YTD Data)Rank
Total interest income$38,660,000661
Total interest expense$5,033,000767
Net interest income$33,627,000647
Provision for loan and lease losses$2,029,000884
Total noninterest income$4,882,0001,037
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,442,000535
Trading account gains and fees$0125
Additional Noninterest Income$3,440,0001,046
Total noninterest expense$26,392,000700
Salaries and employee benefits$16,249,000638
Premises and equipment expense$2,304,000827
Additional noninterest expense$7,839,000700
Pre-tax net operating income$10,088,000789
Securities gains (losses)$1,280,000250
Applicable income taxes$2,915,000567
Income before extraordinary items$8,453,000824
Extraordinary gains, net$04
Net income$8,453,000824
Minority interest net income$065
Net income of bank and minority interests.$8,453,000824
Net charge-offs$54,0002,020
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,441,800894
2020-06-30 (YTD Data)Rank
Total interest income$25,956,000657
Total interest expense$3,495,000793
Net interest income$22,461,000646
Provision for loan and lease losses$814,0001,218
Total noninterest income$3,199,000991
Gross Fiduciary activities income$0970
Service charges on deposit accounts$976,000532
Trading account gains and fees$0123
Additional Noninterest Income$2,223,000996
Total noninterest expense$18,210,000670
Salaries and employee benefits$11,188,000615
Premises and equipment expense$1,534,000820
Additional noninterest expense$5,488,000651
Pre-tax net operating income$6,636,000723
Securities gains (losses)$903,000242
Applicable income taxes$1,946,000506
Income before extraordinary items$5,593,000756
Extraordinary gains, net$04
Net income$5,593,000757
Minority interest net income$065
Net income of bank and minority interests.$5,593,000756
Net charge-offs$-42,0004,704
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,879,630843
2020-03-31 (YTD Data)Rank
Total interest income$13,179,000649
Total interest expense$1,886,000834
Net interest income$11,293,000630
Provision for loan and lease losses$12,0003,361
Total noninterest income$1,734,000886
Gross Fiduciary activities income$0941
Service charges on deposit accounts$627,000492
Trading account gains and fees$0106
Additional Noninterest Income$1,107,000894
Total noninterest expense$9,674,000630
Salaries and employee benefits$5,828,000588
Premises and equipment expense$796,000804
Additional noninterest expense$3,050,000601
Pre-tax net operating income$3,341,000666
Securities gains (losses)$647,000149
Applicable income taxes$1,028,000453
Income before extraordinary items$2,960,000661
Extraordinary gains, net$04
Net income$2,960,000661
Minority interest net income$056
Net income of bank and minority interests.$2,960,000661
Net charge-offs$-13,0004,549
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,448,870769
2019-12-31 (YTD Data)Rank
Total interest income$52,728,000649
Total interest expense$7,095,000917
Net interest income$45,633,000616
Provision for loan and lease losses$84,0003,069
Total noninterest income$7,257,000883
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,554,000496
Trading account gains and fees$0135
Additional Noninterest Income$4,703,000867
Total noninterest expense$38,086,000615
Salaries and employee benefits$23,441,000565
Premises and equipment expense$3,308,000765
Additional noninterest expense$11,337,000627
Pre-tax net operating income$14,720,000761
Securities gains (losses)$171,000690
Applicable income taxes$3,902,000594
Income before extraordinary items$10,989,000872
Extraordinary gains, net$011
Net income$10,989,000873
Minority interest net income$076
Net income of bank and minority interests.$10,989,000873
Net charge-offs$748,000807
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,853,910858
2019-09-30 (YTD Data)Rank
Total interest income$39,474,000656
Total interest expense$5,160,000946
Net interest income$34,314,000613
Provision for loan and lease losses$55,0003,042
Total noninterest income$5,365,000885
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,869,000503
Trading account gains and fees$0129
Additional Noninterest Income$3,496,000864
Total noninterest expense$28,842,000605
Salaries and employee benefits$17,976,000548
Premises and equipment expense$2,465,000769
Additional noninterest expense$8,401,000626
Pre-tax net operating income$10,782,000796
Securities gains (losses)$179,000565
Applicable income taxes$2,869,000613
Income before extraordinary items$8,092,000893
Extraordinary gains, net$011
Net income$8,092,000894
Minority interest net income$072
Net income of bank and minority interests.$8,092,000894
Net charge-offs$114,0001,682
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,950,590889
2019-06-30 (YTD Data)Rank
Total interest income$26,116,000659
Total interest expense$3,283,000978
Net interest income$22,833,000617
Provision for loan and lease losses$35,0002,987
Total noninterest income$3,510,000887
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,214,000514
Trading account gains and fees$0131
Additional Noninterest Income$2,296,000842
Total noninterest expense$19,573,000599
Salaries and employee benefits$12,152,000538
Premises and equipment expense$1,680,000757
Additional noninterest expense$5,741,000620
Pre-tax net operating income$6,735,000816
Securities gains (losses)$48,000762
Applicable income taxes$1,784,000619
Income before extraordinary items$4,999,000920
Extraordinary gains, net$011
Net income$4,999,000920
Minority interest net income$069
Net income of bank and minority interests.$4,999,000920
Net charge-offs$9,0002,635
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,961,080909
2019-03-31 (YTD Data)Rank
Total interest income$12,950,000664
Total interest expense$1,546,000995
Net interest income$11,404,000618
Provision for loan and lease losses$17,0002,836
Total noninterest income$1,700,000867
Gross Fiduciary activities income$0972
Service charges on deposit accounts$598,000513
Trading account gains and fees$0126
Additional Noninterest Income$1,102,000842
Total noninterest expense$10,069,000576
Salaries and employee benefits$6,284,000503
Premises and equipment expense$873,000744
Additional noninterest expense$2,912,000603
Pre-tax net operating income$3,018,000873
Securities gains (losses)$8,000759
Applicable income taxes$781,000655
Income before extraordinary items$2,245,000986
Extraordinary gains, net$05
Net income$2,245,000985
Minority interest net income$052
Net income of bank and minority interests.$2,245,000985
Net charge-offs$73,0001,035
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,238,680970
2018-12-31 (YTD Data)Rank
Total interest income$50,699,000634
Total interest expense$5,212,000887
Net interest income$45,487,000604
Provision for loan and lease losses$80,0003,221
Total noninterest income$7,627,000838
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,476,000517
Trading account gains and fees$0126
Additional Noninterest Income$5,151,000788
Total noninterest expense$36,717,000620
Salaries and employee benefits$22,795,000550
Premises and equipment expense$3,199,000785
Additional noninterest expense$10,723,000656
Pre-tax net operating income$16,317,000696
Securities gains (losses)$308,000174
Applicable income taxes$4,303,000528
Income before extraordinary items$12,322,000766
Extraordinary gains, net$06
Net income$12,322,000765
Minority interest net income$072
Net income of bank and minority interests.$12,322,000765
Net charge-offs$146,0001,876
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,078,680779
2018-09-30 (YTD Data)Rank
Total interest income$37,784,000631
Total interest expense$3,842,000855
Net interest income$33,942,000596
Provision for loan and lease losses$59,0003,090
Total noninterest income$5,278,000892
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,816,000527
Trading account gains and fees$0138
Additional Noninterest Income$3,462,000853
Total noninterest expense$27,222,000627
Salaries and employee benefits$16,821,000559
Premises and equipment expense$2,437,000777
Additional noninterest expense$7,964,000651
Pre-tax net operating income$11,939,000713
Securities gains (losses)$308,000166
Applicable income taxes$3,233,000531
Income before extraordinary items$9,014,000783
Extraordinary gains, net$05
Net income$9,014,000782
Minority interest net income$066
Net income of bank and minority interests.$9,014,000782
Net charge-offs$125,0001,559
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,770,680799
2018-06-30 (YTD Data)Rank
Total interest income$24,646,000635
Total interest expense$2,520,000825
Net interest income$22,126,000603
Provision for loan and lease losses$43,0002,938
Total noninterest income$3,507,000887
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,191,000539
Trading account gains and fees$0130
Additional Noninterest Income$2,316,000848
Total noninterest expense$18,137,000631
Salaries and employee benefits$11,225,000556
Premises and equipment expense$1,622,000779
Additional noninterest expense$5,290,000647
Pre-tax net operating income$7,453,000735
Securities gains (losses)$308,000138
Applicable income taxes$2,019,000552
Income before extraordinary items$5,742,000800
Extraordinary gains, net$06
Net income$5,742,000799
Minority interest net income$065
Net income of bank and minority interests.$5,742,000799
Net charge-offs$81,0001,449
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,498,680821
2018-03-31 (YTD Data)Rank
Total interest income$12,101,000639
Total interest expense$1,216,000813
Net interest income$10,885,000613
Provision for loan and lease losses$9,0003,174
Total noninterest income$1,727,000886
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$588,000540
Trading account gains and fees$0123
Additional Noninterest Income$1,139,000838
Total noninterest expense$9,183,000633
Salaries and employee benefits$5,663,000558
Premises and equipment expense$842,000759
Additional noninterest expense$2,678,000632
Pre-tax net operating income$3,420,000759
Securities gains (losses)$153,000132
Applicable income taxes$922,000571
Income before extraordinary items$2,651,000830
Extraordinary gains, net$07
Net income$2,651,000830
Minority interest net income$052
Net income of bank and minority interests.$2,651,000830
Net charge-offs$26,0001,526
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,530,130861
2017-12-31 (YTD Data)Rank
Total interest income$46,451,000618
Total interest expense$4,736,000716
Net interest income$41,715,000606
Provision for loan and lease losses$77,0003,278
Total noninterest income$6,909,000885
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,405,000533
Trading account gains and fees$0151
Additional Noninterest Income$4,504,000881
Total noninterest expense$33,136,000662
Salaries and employee benefits$19,734,000612
Premises and equipment expense$3,029,000819
Additional noninterest expense$10,373,000654
Pre-tax net operating income$15,411,000680
Securities gains (losses)$3,418,00068
Applicable income taxes$8,930,000443
Income before extraordinary items$9,899,000759
Extraordinary gains, net$09
Net income$9,899,000759
Minority interest net income$076
Net income of bank and minority interests.$9,899,000759
Net charge-offs$95,0002,485
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,711,480921
2017-09-30 (YTD Data)Rank
Total interest income$34,412,000620
Total interest expense$3,484,000713
Net interest income$30,928,000610
Provision for loan and lease losses$44,0003,387
Total noninterest income$5,186,000903
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,794,000537
Trading account gains and fees$0145
Additional Noninterest Income$3,392,000897
Total noninterest expense$24,572,000671
Salaries and employee benefits$14,727,000615
Premises and equipment expense$2,222,000833
Additional noninterest expense$7,623,000668
Pre-tax net operating income$11,498,000689
Securities gains (losses)$3,417,00058
Applicable income taxes$4,537,000528
Income before extraordinary items$10,378,000602
Extraordinary gains, net$09
Net income$10,378,000602
Minority interest net income$071
Net income of bank and minority interests.$10,378,000602
Net charge-offs$89,0002,029
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,986,100754
2017-06-30 (YTD Data)Rank
Total interest income$22,682,000618
Total interest expense$2,301,000693
Net interest income$20,381,000613
Provision for loan and lease losses$18,0003,441
Total noninterest income$3,398,000913
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,170,000544
Trading account gains and fees$0139
Additional Noninterest Income$2,228,000895
Total noninterest expense$16,475,000669
Salaries and employee benefits$9,768,000621
Premises and equipment expense$1,455,000856
Additional noninterest expense$5,252,000652
Pre-tax net operating income$7,286,000698
Securities gains (losses)$3,410,00043
Applicable income taxes$2,902,000533
Income before extraordinary items$7,794,000540
Extraordinary gains, net$011
Net income$7,794,000539
Minority interest net income$071
Net income of bank and minority interests.$7,794,000540
Net charge-offs$50,0002,000
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,304,700741
2017-03-31 (YTD Data)Rank
Total interest income$11,170,000622
Total interest expense$1,151,000682
Net interest income$10,019,000616
Provision for loan and lease losses$1,0003,508
Total noninterest income$1,641,000923
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$575,000545
Trading account gains and fees$0142
Additional Noninterest Income$1,066,000915
Total noninterest expense$8,457,000659
Salaries and employee benefits$4,937,000620
Premises and equipment expense$775,000817
Additional noninterest expense$2,745,000624
Pre-tax net operating income$3,202,000762
Securities gains (losses)$3,409,00022
Applicable income taxes$1,362,000539
Income before extraordinary items$5,249,000425
Extraordinary gains, net$08
Net income$5,249,000424
Minority interest net income$055
Net income of bank and minority interests.$5,249,000425
Net charge-offs$36,0001,539
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,555,890745
2016-12-31 (YTD Data)Rank
Total interest income$42,797,000637
Total interest expense$4,605,000643
Net interest income$38,192,000632
Provision for loan and lease losses$80,0003,303
Total noninterest income$7,120,000889
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,407,000550
Trading account gains and fees$0170
Additional Noninterest Income$4,713,000878
Total noninterest expense$31,048,000685
Salaries and employee benefits$18,114,000653
Premises and equipment expense$2,840,000869
Additional noninterest expense$10,094,000680
Pre-tax net operating income$14,184,000674
Securities gains (losses)$03,212
Applicable income taxes$5,322,000537
Income before extraordinary items$8,862,000847
Extraordinary gains, net$05
Net income$8,862,000847
Minority interest net income$082
Net income of bank and minority interests.$8,862,000846
Net charge-offs$240,0001,750
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,862,000832
2016-09-30 (YTD Data)Rank
Total interest income$31,849,000636
Total interest expense$3,432,000647
Net interest income$28,417,000632
Provision for loan and lease losses$50,0003,314
Total noninterest income$5,263,000898
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,782,000550
Trading account gains and fees$0169
Additional Noninterest Income$3,481,000885
Total noninterest expense$23,316,000688
Salaries and employee benefits$13,478,000655
Premises and equipment expense$2,145,000865
Additional noninterest expense$7,693,000674
Pre-tax net operating income$10,314,000696
Securities gains (losses)$03,160
Applicable income taxes$3,841,000545
Income before extraordinary items$6,473,000862
Extraordinary gains, net$05
Net income$6,473,000862
Minority interest net income$071
Net income of bank and minority interests.$6,473,000862
Net charge-offs$209,0001,421
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,473,000840
2016-06-30 (YTD Data)Rank
Total interest income$21,024,000640
Total interest expense$2,257,000654
Net interest income$18,767,000637
Provision for loan and lease losses$29,0003,378
Total noninterest income$3,528,000889
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,174,000552
Trading account gains and fees$0157
Additional Noninterest Income$2,354,000861
Total noninterest expense$15,729,000681
Salaries and employee benefits$9,019,000656
Premises and equipment expense$1,448,000862
Additional noninterest expense$5,262,000652
Pre-tax net operating income$6,537,000712
Securities gains (losses)$02,835
Applicable income taxes$2,424,000560
Income before extraordinary items$4,113,000887
Extraordinary gains, net$016
Net income$4,113,000885
Minority interest net income$071
Net income of bank and minority interests.$4,113,000886
Net charge-offs$32,0002,473
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,113,000863
2016-03-31 (YTD Data)Rank
Total interest income$10,339,000650
Total interest expense$1,102,000666
Net interest income$9,237,000651
Provision for loan and lease losses$6,0003,407
Total noninterest income$1,750,000870
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$577,000552
Trading account gains and fees$0142
Additional Noninterest Income$1,173,000837
Total noninterest expense$8,171,000662
Salaries and employee benefits$4,764,000625
Premises and equipment expense$752,000837
Additional noninterest expense$2,655,000643
Pre-tax net operating income$2,810,000807
Securities gains (losses)$02,077
Applicable income taxes$1,028,000631
Income before extraordinary items$1,782,0001,009
Extraordinary gains, net$012
Net income$1,782,0001,010
Minority interest net income$062
Net income of bank and minority interests.$1,782,0001,010
Net charge-offs$24,0001,870
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,782,000978
2015-12-31 (YTD Data)Rank
Total interest income$39,204,000655
Total interest expense$4,233,000664
Net interest income$34,971,000649
Provision for loan and lease losses$83,0003,237
Total noninterest income$7,439,000847
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,537,000521
Trading account gains and fees$0159
Additional Noninterest Income$4,902,000827
Total noninterest expense$30,997,000670
Salaries and employee benefits$17,696,000647
Premises and equipment expense$2,860,000860
Additional noninterest expense$10,441,000657
Pre-tax net operating income$11,330,000790
Securities gains (losses)$03,216
Applicable income taxes$4,174,000599
Income before extraordinary items$7,156,000991
Extraordinary gains, net$023
Net income$7,156,000991
Minority interest net income$081
Net income of bank and minority interests.$7,156,000991
Net charge-offs$330,0001,523
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,156,000972
2015-09-30 (YTD Data)Rank
Total interest income$28,878,000673
Total interest expense$3,133,000671
Net interest income$25,745,000666
Provision for loan and lease losses$54,0003,194
Total noninterest income$5,465,000878
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,882,000532
Trading account gains and fees$0153
Additional Noninterest Income$3,583,000849
Total noninterest expense$23,055,000685
Salaries and employee benefits$13,023,000666
Premises and equipment expense$2,165,000863
Additional noninterest expense$7,867,000650
Pre-tax net operating income$8,101,000827
Securities gains (losses)$03,031
Applicable income taxes$2,979,000636
Income before extraordinary items$5,122,0001,044
Extraordinary gains, net$021
Net income$5,122,0001,044
Minority interest net income$078
Net income of bank and minority interests.$5,122,0001,044
Net charge-offs$206,0001,527
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,122,0001,021
2015-06-30 (YTD Data)Rank
Total interest income$18,972,000678
Total interest expense$2,086,000668
Net interest income$16,886,000676
Provision for loan and lease losses$30,0003,185
Total noninterest income$3,549,000888
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,236,000536
Trading account gains and fees$0157
Additional Noninterest Income$2,313,000870
Total noninterest expense$15,383,000686
Salaries and employee benefits$8,713,000659
Premises and equipment expense$1,473,000846
Additional noninterest expense$5,197,000656
Pre-tax net operating income$5,022,000888
Securities gains (losses)$02,636
Applicable income taxes$1,838,000669
Income before extraordinary items$3,184,0001,110
Extraordinary gains, net$022
Net income$3,184,0001,109
Minority interest net income$075
Net income of bank and minority interests.$3,184,0001,111
Net charge-offs$132,0001,477
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,184,0001,079
2015-03-31 (YTD Data)Rank
Total interest income$9,430,000680
Total interest expense$1,067,000656
Net interest income$8,363,000675
Provision for loan and lease losses$13,0003,153
Total noninterest income$1,709,000888
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$589,000545
Trading account gains and fees$0152
Additional Noninterest Income$1,120,000853
Total noninterest expense$7,846,000670
Salaries and employee benefits$4,451,000653
Premises and equipment expense$752,000840
Additional noninterest expense$2,643,000630
Pre-tax net operating income$2,213,000975
Securities gains (losses)$02,027
Applicable income taxes$802,000735
Income before extraordinary items$1,411,0001,195
Extraordinary gains, net$013
Net income$1,411,0001,195
Minority interest net income$064
Net income of bank and minority interests.$1,411,0001,196
Net charge-offs$80,0001,260
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,411,0001,155
2014-12-31 (YTD Data)Rank
Total interest income$37,501,000674
Total interest expense$4,692,000609
Net interest income$32,809,000675
Provision for loan and lease losses$887,000956
Total noninterest income$7,400,000823
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,486,000549
Trading account gains and fees$0180
Additional Noninterest Income$4,914,000768
Total noninterest expense$29,358,000700
Salaries and employee benefits$16,399,000673
Premises and equipment expense$2,768,000881
Additional noninterest expense$10,191,000656
Pre-tax net operating income$9,964,000831
Securities gains (losses)$96,0001,286
Applicable income taxes$3,614,000627
Income before extraordinary items$6,446,0001,028
Extraordinary gains, net$017
Net income$6,446,0001,027
Minority interest net income$084
Net income of bank and minority interests.$6,446,0001,027
Net charge-offs$825,0001,047
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,384,5601,017
2014-09-30 (YTD Data)Rank
Total interest income$27,862,000677
Total interest expense$3,568,000612
Net interest income$24,294,000677
Provision for loan and lease losses$669,000922
Total noninterest income$5,584,000822
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,858,000549
Trading account gains and fees$0174
Additional Noninterest Income$3,726,000761
Total noninterest expense$21,945,000695
Salaries and employee benefits$12,240,000680
Premises and equipment expense$2,036,000902
Additional noninterest expense$7,669,000653
Pre-tax net operating income$7,264,000870
Securities gains (losses)$96,0001,026
Applicable income taxes$2,617,000653
Income before extraordinary items$4,743,0001,054
Extraordinary gains, net$015
Net income$4,743,0001,053
Minority interest net income$081
Net income of bank and minority interests.$4,743,0001,053
Net charge-offs$565,0001,049
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,681,5601,043
2014-06-30 (YTD Data)Rank
Total interest income$18,560,000671
Total interest expense$2,461,000592
Net interest income$16,099,000679
Provision for loan and lease losses$443,000938
Total noninterest income$3,702,000808
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,223,000551
Trading account gains and fees$0172
Additional Noninterest Income$2,479,000739
Total noninterest expense$14,664,000690
Salaries and employee benefits$8,155,000677
Premises and equipment expense$1,375,000900
Additional noninterest expense$5,134,000646
Pre-tax net operating income$4,694,000869
Securities gains (losses)$95,000817
Applicable income taxes$1,668,000667
Income before extraordinary items$3,121,0001,030
Extraordinary gains, net$020
Net income$3,121,0001,029
Minority interest net income$080
Net income of bank and minority interests.$3,121,0001,031
Net charge-offs$210,0001,544
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,059,2501,036
2014-03-31 (YTD Data)Rank
Total interest income$9,278,000671
Total interest expense$1,332,000545
Net interest income$7,946,000687
Provision for loan and lease losses$214,000948
Total noninterest income$1,742,000814
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$596,000551
Trading account gains and fees$0147
Additional Noninterest Income$1,146,000753
Total noninterest expense$7,471,000685
Salaries and employee benefits$4,169,000664
Premises and equipment expense$719,000877
Additional noninterest expense$2,583,000630
Pre-tax net operating income$2,003,000971
Securities gains (losses)$98,000447
Applicable income taxes$711,000718
Income before extraordinary items$1,390,0001,116
Extraordinary gains, net$016
Net income$1,390,0001,117
Minority interest net income$066
Net income of bank and minority interests.$1,390,0001,117
Net charge-offs$16,0002,612
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,325,3201,139
2013-12-31 (YTD Data)Rank
Total interest income$37,809,000649
Total interest expense$6,613,000473
Net interest income$31,196,000682
Provision for loan and lease losses$681,0001,506
Total noninterest income$7,952,000807
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,676,000520
Trading account gains and fees$0184
Additional Noninterest Income$5,276,000770
Total noninterest expense$29,860,000688
Salaries and employee benefits$17,584,000622
Premises and equipment expense$2,538,000954
Additional noninterest expense$9,738,000717
Pre-tax net operating income$8,607,000891
Securities gains (losses)$221,000837
Applicable income taxes$3,186,000638
Income before extraordinary items$5,642,0001,097
Extraordinary gains, net$029
Net income$5,642,0001,100
Minority interest net income$090
Net income of bank and minority interests.$5,642,0001,100
Net charge-offs$588,0001,842
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,500,5601,100
2013-09-30 (YTD Data)Rank
Total interest income$28,106,000657
Total interest expense$5,139,000474
Net interest income$22,967,000700
Provision for loan and lease losses$571,0001,387
Total noninterest income$6,020,000810
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,984,000522
Trading account gains and fees$0180
Additional Noninterest Income$4,036,000777
Total noninterest expense$22,302,000696
Salaries and employee benefits$13,199,000623
Premises and equipment expense$1,876,000973
Additional noninterest expense$7,227,000727
Pre-tax net operating income$6,114,000955
Securities gains (losses)$98,0001,225
Applicable income taxes$2,230,000671
Income before extraordinary items$3,982,0001,169
Extraordinary gains, net$025
Net income$3,982,0001,169
Minority interest net income$084
Net income of bank and minority interests.$3,982,0001,170
Net charge-offs$41,0004,008
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,919,2801,151
2013-06-30 (YTD Data)Rank
Total interest income$18,664,000661
Total interest expense$3,567,000463
Net interest income$15,097,000698
Provision for loan and lease losses$338,0001,536
Total noninterest income$4,084,000801
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,270,000526
Trading account gains and fees$0157
Additional Noninterest Income$2,814,000765
Total noninterest expense$14,935,000692
Salaries and employee benefits$8,822,000618
Premises and equipment expense$1,270,000957
Additional noninterest expense$4,843,000714
Pre-tax net operating income$3,908,000966
Securities gains (losses)$19,0002,043
Applicable income taxes$1,408,000712
Income before extraordinary items$2,519,0001,216
Extraordinary gains, net$022
Net income$2,519,0001,218
Minority interest net income$082
Net income of bank and minority interests.$2,519,0001,219
Net charge-offs$-104,0006,697
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,506,8401,170
2013-03-31 (YTD Data)Rank
Total interest income$9,397,000663
Total interest expense$1,915,000444
Net interest income$7,482,000712
Provision for loan and lease losses$113,0001,946
Total noninterest income$1,985,000833
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$611,000546
Trading account gains and fees$0148
Additional Noninterest Income$1,374,000787
Total noninterest expense$7,533,000693
Salaries and employee benefits$4,424,000620
Premises and equipment expense$626,000984
Additional noninterest expense$2,483,000692
Pre-tax net operating income$1,821,0001,011
Securities gains (losses)$19,0001,284
Applicable income taxes$649,000738
Income before extraordinary items$1,191,0001,257
Extraordinary gains, net$010
Net income$1,191,0001,259
Minority interest net income$076
Net income of bank and minority interests.$1,191,0001,259
Net charge-offs$136,0001,658
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,178,6501,214
2012-12-31 (YTD Data)Rank
Total interest income$39,580,000659
Total interest expense$9,327,000443
Net interest income$30,253,000720
Provision for loan and lease losses$613,0002,427
Total noninterest income$8,998,000732
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,776,000517
Trading account gains and fees$0166
Additional Noninterest Income$6,222,000696
Total noninterest expense$29,349,000696
Salaries and employee benefits$17,189,000612
Premises and equipment expense$2,382,0001,001
Additional noninterest expense$9,778,000727
Pre-tax net operating income$9,289,000775
Securities gains (losses)$30,0003,019
Applicable income taxes$3,288,000569
Income before extraordinary items$6,031,0001,000
Extraordinary gains, net$029
Net income$6,031,0001,000
Minority interest net income$093
Net income of bank and minority interests.$6,031,0001,000
Net charge-offs$760,0002,116
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,011,500942
2012-09-30 (YTD Data)Rank
Total interest income$29,919,000662
Total interest expense$7,166,000450
Net interest income$22,753,000721
Provision for loan and lease losses$577,0002,096
Total noninterest income$6,843,000729
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,048,000537
Trading account gains and fees$0157
Additional Noninterest Income$4,795,000660
Total noninterest expense$21,847,000695
Salaries and employee benefits$12,775,000612
Premises and equipment expense$1,776,0001,010
Additional noninterest expense$7,296,000724
Pre-tax net operating income$7,172,000782
Securities gains (losses)$36,0002,615
Applicable income taxes$2,513,000585
Income before extraordinary items$4,695,000987
Extraordinary gains, net$020
Net income$4,695,000987
Minority interest net income$086
Net income of bank and minority interests.$4,695,000987
Net charge-offs$565,0002,042
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,671,600929
2012-06-30 (YTD Data)Rank
Total interest income$20,261,000654
Total interest expense$4,894,000459
Net interest income$15,367,000713
Provision for loan and lease losses$546,0001,716
Total noninterest income$4,699,000711
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,348,000540
Trading account gains and fees$0153
Additional Noninterest Income$3,351,000637
Total noninterest expense$14,540,000696
Salaries and employee benefits$8,520,000605
Premises and equipment expense$1,162,0001,020
Additional noninterest expense$4,858,000717
Pre-tax net operating income$4,980,000748
Securities gains (losses)$25,0002,404
Applicable income taxes$1,736,000567
Income before extraordinary items$3,269,000927
Extraordinary gains, net$019
Net income$3,269,000926
Minority interest net income$084
Net income of bank and minority interests.$3,269,000927
Net charge-offs$275,0002,410
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,252,750879
2012-03-31 (YTD Data)Rank
Total interest income$10,382,000643
Total interest expense$2,572,000446
Net interest income$7,810,000696
Provision for loan and lease losses$312,0001,465
Total noninterest income$2,223,000733
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$658,000547
Trading account gains and fees$0148
Additional Noninterest Income$1,565,000662
Total noninterest expense$7,458,000680
Salaries and employee benefits$4,397,000589
Premises and equipment expense$602,000998
Additional noninterest expense$2,459,000703
Pre-tax net operating income$2,263,000806
Securities gains (losses)$94,000944
Applicable income taxes$785,000609
Income before extraordinary items$1,572,000949
Extraordinary gains, net$019
Net income$1,572,000951
Minority interest net income$078
Net income of bank and minority interests.$1,572,000950
Net charge-offs$13,0003,918
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,509,020926
2011-12-31 (YTD Data)Rank
Total interest income$43,532,000629
Total interest expense$12,222,000451
Net interest income$31,310,000693
Provision for loan and lease losses$1,496,0001,892
Total noninterest income$7,343,000776
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,800,000536
Trading account gains and fees$0146
Additional Noninterest Income$4,543,000762
Total noninterest expense$27,699,000712
Salaries and employee benefits$16,105,000600
Premises and equipment expense$2,532,000985
Additional noninterest expense$9,062,000788
Pre-tax net operating income$9,458,000655
Securities gains (losses)$-262,0007,184
Applicable income taxes$3,226,000553
Income before extraordinary items$5,970,000839
Extraordinary gains, net$029
Net income$5,970,000837
Minority interest net income$096
Net income of bank and minority interests.$5,970,000839
Net charge-offs$2,102,0001,503
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,140,300784
2011-09-30 (YTD Data)Rank
Total interest income$32,918,000635
Total interest expense$9,388,000470
Net interest income$23,530,000694
Provision for loan and lease losses$977,0001,995
Total noninterest income$5,323,000799
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,095,000541
Trading account gains and fees$0145
Additional Noninterest Income$3,228,000789
Total noninterest expense$20,645,000709
Salaries and employee benefits$12,100,000598
Premises and equipment expense$1,936,000982
Additional noninterest expense$6,609,000812
Pre-tax net operating income$7,231,000669
Securities gains (losses)$-188,0007,282
Applicable income taxes$2,470,000536
Income before extraordinary items$4,573,000841
Extraordinary gains, net$021
Net income$4,573,000840
Minority interest net income$087
Net income of bank and minority interests.$4,573,000841
Net charge-offs$1,525,0001,478
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,695,200785
2011-06-30 (YTD Data)Rank
Total interest income$22,017,000648
Total interest expense$6,322,000490
Net interest income$15,695,000700
Provision for loan and lease losses$644,0001,987
Total noninterest income$3,498,000810
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,377,000541
Trading account gains and fees$0153
Additional Noninterest Income$2,121,000799
Total noninterest expense$14,048,000705
Salaries and employee benefits$8,168,000592
Premises and equipment expense$1,328,000967
Additional noninterest expense$4,552,000786
Pre-tax net operating income$4,501,000696
Securities gains (losses)$16,0002,184
Applicable income taxes$1,552,000541
Income before extraordinary items$2,965,000843
Extraordinary gains, net$015
Net income$2,965,000842
Minority interest net income$089
Net income of bank and minority interests.$2,965,000843
Net charge-offs$143,0003,467
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,954,440816
2011-03-31 (YTD Data)Rank
Total interest income$11,013,000654
Total interest expense$3,183,000506
Net interest income$7,830,000697
Provision for loan and lease losses$320,0001,855
Total noninterest income$1,724,000821
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$661,000551
Trading account gains and fees$0158
Additional Noninterest Income$1,063,000791
Total noninterest expense$7,181,000703
Salaries and employee benefits$4,177,000580
Premises and equipment expense$695,000955
Additional noninterest expense$2,309,000773
Pre-tax net operating income$2,053,000760
Securities gains (losses)$8,0001,369
Applicable income taxes$692,000576
Income before extraordinary items$1,369,000889
Extraordinary gains, net$09
Net income$1,369,000888
Minority interest net income$086
Net income of bank and minority interests.$1,369,000889
Net charge-offs$18,0004,096
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,363,720870
2010-12-31 (YTD Data)Rank
Total interest income$46,004,000647
Total interest expense$14,829,000528
Net interest income$31,175,000692
Provision for loan and lease losses$2,694,0001,738
Total noninterest income$7,791,000764
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,947,000503
Trading account gains and fees$0175
Additional Noninterest Income$4,844,000764
Total noninterest expense$27,975,000711
Salaries and employee benefits$16,070,000594
Premises and equipment expense$2,519,0001,028
Additional noninterest expense$9,386,000796
Pre-tax net operating income$8,297,000649
Securities gains (losses)$-1,491,0007,551
Applicable income taxes$2,745,000578
Income before extraordinary items$4,061,0001,070
Extraordinary gains, net$029
Net income$4,061,0001,072
Minority interest net income$0111
Net income of bank and minority interests.$4,061,0001,073
Net charge-offs$1,634,0002,078
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,015,240845
2010-09-30 (YTD Data)Rank
Total interest income$34,972,000642
Total interest expense$11,414,000535
Net interest income$23,558,000681
Provision for loan and lease losses$1,281,0002,190
Total noninterest income$5,760,000755
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,207,000514
Trading account gains and fees$0165
Additional Noninterest Income$3,553,000726
Total noninterest expense$21,074,000705
Salaries and employee benefits$12,220,000576
Premises and equipment expense$1,889,0001,043
Additional noninterest expense$6,965,000782
Pre-tax net operating income$6,963,000608
Securities gains (losses)$-1,491,0007,680
Applicable income taxes$2,345,000523
Income before extraordinary items$3,127,0001,091
Extraordinary gains, net$023
Net income$3,127,0001,094
Minority interest net income$0110
Net income of bank and minority interests.$3,127,0001,094
Net charge-offs$1,326,0001,890
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,081,240805
2010-06-30 (YTD Data)Rank
Total interest income$23,406,000645
Total interest expense$7,847,000539
Net interest income$15,559,000695
Provision for loan and lease losses$743,0002,304
Total noninterest income$3,704,000769
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,476,000520
Trading account gains and fees$0152
Additional Noninterest Income$2,228,000737
Total noninterest expense$14,068,000703
Salaries and employee benefits$8,222,000567
Premises and equipment expense$1,264,0001,056
Additional noninterest expense$4,582,000782
Pre-tax net operating income$4,452,000627
Securities gains (losses)$-1,096,0007,749
Applicable income taxes$1,489,000501
Income before extraordinary items$1,867,0001,198
Extraordinary gains, net$019
Net income$1,867,0001,199
Minority interest net income$0105
Net income of bank and minority interests.$1,867,0001,199
Net charge-offs$1,292,0001,498
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,568,440835
2010-03-31 (YTD Data)Rank
Total interest income$11,838,000658
Total interest expense$4,001,000562
Net interest income$7,837,000692
Provision for loan and lease losses$314,0002,330
Total noninterest income$1,914,000746
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$725,000525
Trading account gains and fees$0175
Additional Noninterest Income$1,189,000695
Total noninterest expense$7,242,000694
Salaries and employee benefits$4,206,000572
Premises and equipment expense$673,0001,010
Additional noninterest expense$2,363,000764
Pre-tax net operating income$2,195,000623
Securities gains (losses)$-703,0007,856
Applicable income taxes$724,000499
Income before extraordinary items$768,0001,437
Extraordinary gains, net$016
Net income$768,0001,439
Minority interest net income$091
Net income of bank and minority interests.$768,0001,439
Net charge-offs$16,0004,565
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,217,920875
2009-12-31 (YTD Data)Rank
Total interest income$53,272,000609
Total interest expense$20,598,000552
Net interest income$32,674,000653
Provision for loan and lease losses$1,428,0002,960
Total noninterest income$8,305,000746
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,106,000541
Trading account gains and fees$0211
Additional Noninterest Income$5,199,000691
Total noninterest expense$28,374,000748
Salaries and employee benefits$15,964,000591
Premises and equipment expense$2,594,0001,047
Additional noninterest expense$9,816,000808
Pre-tax net operating income$11,177,000368
Securities gains (losses)$-1,718,0007,784
Applicable income taxes$4,001,000317
Income before extraordinary items$5,458,000614
Extraordinary gains, net$034
Net income$5,458,000614
Minority interest net income$0115
Net income of bank and minority interests.$5,458,000615
Net charge-offs$244,0004,757
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,557,520519
2009-09-30 (YTD Data)Rank
Total interest income$40,877,000616
Total interest expense$16,079,000565
Net interest income$24,798,000651
Provision for loan and lease losses$601,0003,515
Total noninterest income$6,010,000759
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,280,000548
Trading account gains and fees$0212
Additional Noninterest Income$3,730,000730
Total noninterest expense$21,440,000734
Salaries and employee benefits$12,074,000603
Premises and equipment expense$1,966,0001,046
Additional noninterest expense$7,400,000771
Pre-tax net operating income$8,767,000377
Securities gains (losses)$-217,0007,602
Applicable income taxes$3,240,000308
Income before extraordinary items$5,310,000502
Extraordinary gains, net$027
Net income$5,310,000501
Minority interest net income$0118
Net income of bank and minority interests.$5,310,000503
Net charge-offs$137,0004,727
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,448,880481
2009-06-30 (YTD Data)Rank
Total interest income$27,862,000622
Total interest expense$11,178,000568
Net interest income$16,684,000648
Provision for loan and lease losses$374,0003,386
Total noninterest income$3,587,000831
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,466,000564
Trading account gains and fees$0193
Additional Noninterest Income$2,121,000845
Total noninterest expense$14,420,000736
Salaries and employee benefits$7,984,000617
Premises and equipment expense$1,334,0001,060
Additional noninterest expense$5,102,000761
Pre-tax net operating income$5,477,000402
Securities gains (losses)$-180,0007,778
Applicable income taxes$1,888,000349
Income before extraordinary items$3,409,000516
Extraordinary gains, net$021
Net income$3,409,000514
Minority interest net income$0112
Net income of bank and minority interests.$3,409,000516
Net charge-offs$51,0004,886
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,524,200479
2009-03-31 (YTD Data)Rank
Total interest income$14,338,000605
Total interest expense$5,785,000574
Net interest income$8,553,000630
Provision for loan and lease losses$151,0003,198
Total noninterest income$1,579,000899
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$718,000557
Trading account gains and fees$0171
Additional Noninterest Income$861,000950
Total noninterest expense$7,155,000702
Salaries and employee benefits$4,007,000610
Premises and equipment expense$766,000930
Additional noninterest expense$2,382,000715
Pre-tax net operating income$2,826,000421
Securities gains (losses)$-171,0008,031
Applicable income taxes$968,000358
Income before extraordinary items$1,687,000595
Extraordinary gains, net$015
Net income$1,687,000596
Minority interest net income$0102
Net income of bank and minority interests.$1,687,000598
Net charge-offs$31,0003,989
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,796,440513
2008-12-31 (YTD Data)Rank
Total interest income$56,856,000651
Total interest expense$28,912,000549
Net interest income$27,944,000776
Provision for loan and lease losses$584,0003,560
Total noninterest income$6,918,000803
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,052,000566
Trading account gains and fees$0154
Additional Noninterest Income$3,866,000785
Total noninterest expense$24,712,000805
Salaries and employee benefits$14,165,000698
Premises and equipment expense$2,602,0001,078
Additional noninterest expense$7,945,000831
Pre-tax net operating income$9,566,000571
Securities gains (losses)$-4,825,0008,079
Applicable income taxes$1,555,000847
Income before extraordinary items$3,186,0001,282
Extraordinary gains, net$039
Net income$3,186,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0004,010
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,418,750666
2008-09-30 (YTD Data)Rank
Total interest income$42,232,000685
Total interest expense$22,266,000565
Net interest income$19,966,000820
Provision for loan and lease losses$476,0002,801
Total noninterest income$5,150,000848
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,252,000582
Trading account gains and fees$0148
Additional Noninterest Income$2,898,000840
Total noninterest expense$18,194,000807
Salaries and employee benefits$10,512,000719
Premises and equipment expense$1,913,0001,094
Additional noninterest expense$5,769,000811
Pre-tax net operating income$6,446,000786
Securities gains (losses)$-4,423,0008,192
Applicable income taxes$1,745,000728
Income before extraordinary items$278,0005,317
Extraordinary gains, net$031
Net income$278,0005,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,304
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,108,7201,253
2008-06-30 (YTD Data)Rank
Total interest income$27,935,000694
Total interest expense$15,038,000569
Net interest income$12,897,000843
Provision for loan and lease losses$336,0002,383
Total noninterest income$3,523,000847
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,452,000592
Trading account gains and fees$0149
Additional Noninterest Income$2,071,000820
Total noninterest expense$12,271,000794
Salaries and employee benefits$7,058,000719
Premises and equipment expense$1,314,0001,062
Additional noninterest expense$3,899,000776
Pre-tax net operating income$3,813,000929
Securities gains (losses)$53,0001,405
Applicable income taxes$994,000951
Income before extraordinary items$2,872,000958
Extraordinary gains, net$021
Net income$2,872,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,432
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,832,780947
2008-03-31 (YTD Data)Rank
Total interest income$13,762,000727
Total interest expense$7,610,000613
Net interest income$6,152,000879
Provision for loan and lease losses$174,0001,971
Total noninterest income$1,852,000802
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$707,000602
Trading account gains and fees$0158
Additional Noninterest Income$1,145,000775
Total noninterest expense$6,130,000782
Salaries and employee benefits$3,532,000720
Premises and equipment expense$665,0001,047
Additional noninterest expense$1,933,000753
Pre-tax net operating income$1,700,0001,121
Securities gains (losses)$-20,0008,368
Applicable income taxes$358,0001,293
Income before extraordinary items$1,322,0001,142
Extraordinary gains, net$015
Net income$1,322,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,428
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,337,8001,092
2007-12-31 (YTD Data)Rank
Total interest income$52,271,000802
Total interest expense$29,284,000667
Net interest income$22,987,000957
Provision for loan and lease losses$249,0003,525
Total noninterest income$5,705,000991
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,194,000814
Trading account gains and fees$0178
Additional Noninterest Income$3,511,000906
Total noninterest expense$23,104,000795
Salaries and employee benefits$13,020,000751
Premises and equipment expense$2,602,0001,009
Additional noninterest expense$7,482,000769
Pre-tax net operating income$5,339,0001,560
Securities gains (losses)$-5,0007,390
Applicable income taxes$1,566,0001,372
Income before extraordinary items$3,768,0001,680
Extraordinary gains, net$039
Net income$3,768,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,0001,743
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,771,5501,661
2007-09-30 (YTD Data)Rank
Total interest income$38,718,000812
Total interest expense$21,525,000684
Net interest income$17,193,000963
Provision for loan and lease losses$32,0005,503
Total noninterest income$3,909,0001,061
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,509,000876
Trading account gains and fees$0184
Additional Noninterest Income$2,400,000961
Total noninterest expense$17,103,000801
Salaries and employee benefits$9,666,000760
Premises and equipment expense$1,937,0001,004
Additional noninterest expense$5,500,000769
Pre-tax net operating income$3,967,0001,680
Securities gains (losses)$20,000826
Applicable income taxes$1,124,0001,510
Income before extraordinary items$2,863,0001,765
Extraordinary gains, net$033
Net income$2,863,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,330
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,848,6001,760
2007-06-30 (YTD Data)Rank
Total interest income$25,281,000836
Total interest expense$13,750,000719
Net interest income$11,531,000976
Provision for loan and lease losses$10,0005,732
Total noninterest income$2,411,0001,152
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$974,000914
Trading account gains and fees$0168
Additional Noninterest Income$1,437,0001,083
Total noninterest expense$11,281,000824
Salaries and employee benefits$6,418,000784
Premises and equipment expense$1,250,0001,066
Additional noninterest expense$3,613,000787
Pre-tax net operating income$2,651,0001,724
Securities gains (losses)$01,444
Applicable income taxes$765,0001,545
Income before extraordinary items$1,886,0001,841
Extraordinary gains, net$029
Net income$1,886,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,925
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,886,0001,822
2007-03-31 (YTD Data)Rank
Total interest income$12,440,000839
Total interest expense$6,590,000741
Net interest income$5,850,000953
Provision for loan and lease losses$-4,0008,403
Total noninterest income$1,163,0001,167
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$467,000929
Trading account gains and fees$0195
Additional Noninterest Income$696,0001,080
Total noninterest expense$5,685,000817
Salaries and employee benefits$3,322,000754
Premises and equipment expense$629,0001,060
Additional noninterest expense$1,734,000796
Pre-tax net operating income$1,332,0001,710
Securities gains (losses)$-17,0008,350
Applicable income taxes$375,0001,590
Income before extraordinary items$940,0001,816
Extraordinary gains, net$022
Net income$940,0001,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,002
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$952,0701,779
2006-12-31 (YTD Data)Rank
Total interest income$45,457,000852
Total interest expense$22,382,000752
Net interest income$23,075,000964
Provision for loan and lease losses$21,0006,273
Total noninterest income$4,750,0001,139
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,366,000506
Trading account gains and fees$0130
Additional Noninterest Income$1,384,0001,768
Total noninterest expense$21,987,000805
Salaries and employee benefits$12,319,000767
Premises and equipment expense$2,619,000960
Additional noninterest expense$7,049,000770
Pre-tax net operating income$5,817,0001,655
Securities gains (losses)$18,000936
Applicable income taxes$1,630,0001,548
Income before extraordinary items$4,205,0001,716
Extraordinary gains, net$051
Net income$4,205,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,255
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,192,0401,707
2006-09-30 (YTD Data)Rank
Total interest income$33,343,000869
Total interest expense$16,057,000766
Net interest income$17,286,000981
Provision for loan and lease losses$15,0006,184
Total noninterest income$3,575,0001,143
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,543,000504
Trading account gains and fees$0126
Additional Noninterest Income$1,032,0001,775
Total noninterest expense$15,995,000835
Salaries and employee benefits$8,924,000811
Premises and equipment expense$1,939,000980
Additional noninterest expense$5,132,000792
Pre-tax net operating income$4,851,0001,539
Securities gains (losses)$12,000854
Applicable income taxes$1,381,0001,482
Income before extraordinary items$3,482,0001,587
Extraordinary gains, net$045
Net income$3,482,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,317
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,473,3601,574
2006-06-30 (YTD Data)Rank
Total interest income$21,777,000869
Total interest expense$10,172,000768
Net interest income$11,605,000973
Provision for loan and lease losses$13,0005,851
Total noninterest income$2,416,0001,138
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,720,000494
Trading account gains and fees$0126
Additional Noninterest Income$696,0001,772
Total noninterest expense$10,707,000837
Salaries and employee benefits$5,941,000818
Premises and equipment expense$1,321,000955
Additional noninterest expense$3,445,000781
Pre-tax net operating income$3,301,0001,527
Securities gains (losses)$14,000672
Applicable income taxes$934,0001,478
Income before extraordinary items$2,381,0001,546
Extraordinary gains, net$039
Net income$2,381,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,967
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,370,9201,539
2006-03-31 (YTD Data)Rank
Total interest income$10,729,000855
Total interest expense$4,879,000756
Net interest income$5,850,000968
Provision for loan and lease losses$1,0005,956
Total noninterest income$1,184,0001,138
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$817,000504
Trading account gains and fees$0115
Additional Noninterest Income$367,0001,662
Total noninterest expense$5,372,000832
Salaries and employee benefits$2,993,000809
Premises and equipment expense$674,000944
Additional noninterest expense$1,705,000785
Pre-tax net operating income$1,661,0001,487
Securities gains (losses)$35,000394
Applicable income taxes$469,0001,471
Income before extraordinary items$1,227,0001,479
Extraordinary gains, net$021
Net income$1,227,0001,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,201,8001,493
2005-12-31 (YTD Data)Rank
Total interest income$39,484,000825
Total interest expense$15,685,000721
Net interest income$23,799,000901
Provision for loan and lease losses$174,0003,877
Total noninterest income$4,155,0001,244
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,035,000553
Trading account gains and fees$0138
Additional Noninterest Income$1,120,0002,053
Total noninterest expense$20,876,000806
Salaries and employee benefits$11,235,000805
Premises and equipment expense$2,741,000865
Additional noninterest expense$6,900,000763
Pre-tax net operating income$6,904,0001,388
Securities gains (losses)$-205,0008,584
Applicable income taxes$2,126,0001,287
Income before extraordinary items$4,573,0001,535
Extraordinary gains, net$046
Net income$4,573,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,992
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,712,4001,476
2005-09-30 (YTD Data)Rank
Total interest income$28,917,000820
Total interest expense$11,097,000713
Net interest income$17,820,000896
Provision for loan and lease losses$126,0003,804
Total noninterest income$3,143,0001,241
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,264,000556
Trading account gains and fees$0126
Additional Noninterest Income$879,0001,985
Total noninterest expense$15,729,000800
Salaries and employee benefits$8,518,000786
Premises and equipment expense$2,332,000772
Additional noninterest expense$4,879,000787
Pre-tax net operating income$5,108,0001,404
Securities gains (losses)$6,0001,641
Applicable income taxes$1,622,0001,292
Income before extraordinary items$3,492,0001,519
Extraordinary gains, net$035
Net income$3,492,0001,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,633
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,487,9201,494
2005-06-30 (YTD Data)Rank
Total interest income$18,949,000806
Total interest expense$6,974,000722
Net interest income$11,975,000871
Provision for loan and lease losses$71,0003,938
Total noninterest income$2,123,0001,213
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,488,000560
Trading account gains and fees$0116
Additional Noninterest Income$635,0001,856
Total noninterest expense$10,664,000783
Salaries and employee benefits$5,790,000767
Premises and equipment expense$1,605,000748
Additional noninterest expense$3,269,000792
Pre-tax net operating income$3,363,0001,393
Securities gains (losses)$355,000288
Applicable income taxes$1,196,0001,175
Income before extraordinary items$2,522,0001,384
Extraordinary gains, net$030
Net income$2,522,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,383
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,280,6001,487
2005-03-31 (YTD Data)Rank
Total interest income$9,268,000816
Total interest expense$3,307,000728
Net interest income$5,961,000872
Provision for loan and lease losses$15,0004,875
Total noninterest income$1,089,0001,169
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$732,000541
Trading account gains and fees$0115
Additional Noninterest Income$357,0001,681
Total noninterest expense$5,321,000778
Salaries and employee benefits$2,938,000756
Premises and equipment expense$783,000769
Additional noninterest expense$1,600,000792
Pre-tax net operating income$1,714,0001,340
Securities gains (losses)$56,000516
Applicable income taxes$559,0001,218
Income before extraordinary items$1,211,0001,403
Extraordinary gains, net$024
Net income$1,211,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,699
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,172,9201,425
2004-12-31 (YTD Data)Rank
Total interest income$35,447,000791
Total interest expense$11,321,000740
Net interest income$24,126,000828
Provision for loan and lease losses$213,0003,588
Total noninterest income$5,061,0001,070
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,058,000560
Trading account gains and fees$0138
Additional Noninterest Income$2,003,0001,317
Total noninterest expense$20,526,000786
Salaries and employee benefits$11,399,000749
Premises and equipment expense$3,018,000755
Additional noninterest expense$6,109,000821
Pre-tax net operating income$8,448,0001,036
Securities gains (losses)$167,000923
Applicable income taxes$2,791,000955
Income before extraordinary items$5,824,0001,116
Extraordinary gains, net$034
Net income$5,824,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,911
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,710,4401,113
2004-09-30 (YTD Data)Rank
Total interest income$26,273,000799
Total interest expense$8,272,000738
Net interest income$18,001,000824
Provision for loan and lease losses$86,0004,645
Total noninterest income$3,843,0001,067
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,260,000575
Trading account gains and fees$0134
Additional Noninterest Income$1,583,0001,280
Total noninterest expense$15,013,000797
Salaries and employee benefits$8,356,000765
Premises and equipment expense$2,069,000823
Additional noninterest expense$4,588,000819
Pre-tax net operating income$6,745,000979
Securities gains (losses)$129,0001,015
Applicable income taxes$2,221,000931
Income before extraordinary items$4,653,0001,065
Extraordinary gains, net$026
Net income$4,653,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,186
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,565,2801,037
2004-06-30 (YTD Data)Rank
Total interest income$17,292,000800
Total interest expense$5,396,000741
Net interest income$11,896,000820
Provision for loan and lease losses$67,0004,166
Total noninterest income$2,600,0001,055
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,490,000581
Trading account gains and fees$0130
Additional Noninterest Income$1,110,0001,232
Total noninterest expense$10,035,000796
Salaries and employee benefits$5,542,000770
Premises and equipment expense$1,485,000769
Additional noninterest expense$3,008,000823
Pre-tax net operating income$4,394,000993
Securities gains (losses)$19,0002,067
Applicable income taxes$1,415,000963
Income before extraordinary items$2,998,0001,100
Extraordinary gains, net$021
Net income$2,998,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,594
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,985,0801,062
2004-03-31 (YTD Data)Rank
Total interest income$8,694,000812
Total interest expense$2,662,000756
Net interest income$6,032,000810
Provision for loan and lease losses$37,0003,840
Total noninterest income$1,474,000925
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$706,000611
Trading account gains and fees$0121
Additional Noninterest Income$768,000954
Total noninterest expense$5,123,000790
Salaries and employee benefits$2,895,000740
Premises and equipment expense$716,000805
Additional noninterest expense$1,512,000811
Pre-tax net operating income$2,346,000918
Securities gains (losses)$17,0001,792
Applicable income taxes$771,000923
Income before extraordinary items$1,592,0001,031
Extraordinary gains, net$016
Net income$1,592,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,329
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,580,610978
2003-12-31 (YTD Data)Rank
Total interest income$35,896,000795
Total interest expense$12,375,000709
Net interest income$23,521,000810
Provision for loan and lease losses$48,0006,339
Total noninterest income$4,837,0001,166
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,079,000828
Trading account gains and fees$0160
Additional Noninterest Income$2,758,0001,152
Total noninterest expense$18,722,000862
Salaries and employee benefits$10,321,000824
Premises and equipment expense$2,828,000798
Additional noninterest expense$5,573,000913
Pre-tax net operating income$9,588,000888
Securities gains (losses)$93,0001,959
Applicable income taxes$3,731,000782
Income before extraordinary items$5,950,0001,084
Extraordinary gains, net$054
Net income$5,950,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,265
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,890,4801,035
2003-09-30 (YTD Data)Rank
Total interest income$26,967,000806
Total interest expense$9,516,000722
Net interest income$17,451,000834
Provision for loan and lease losses$07,481
Total noninterest income$3,656,0001,174
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,292,0001,015
Trading account gains and fees$0153
Additional Noninterest Income$2,364,0001,099
Total noninterest expense$13,706,000888
Salaries and employee benefits$7,381,000875
Premises and equipment expense$2,108,000810
Additional noninterest expense$4,217,000916
Pre-tax net operating income$7,401,000903
Securities gains (losses)$76,0001,981
Applicable income taxes$3,013,000766
Income before extraordinary items$4,464,0001,125
Extraordinary gains, net$040
Net income$4,464,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,480
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,415,3601,074
2003-06-30 (YTD Data)Rank
Total interest income$18,249,000807
Total interest expense$6,464,000740
Net interest income$11,785,000819
Provision for loan and lease losses$07,324
Total noninterest income$2,257,0001,246
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$832,0001,037
Trading account gains and fees$0150
Additional Noninterest Income$1,425,0001,177
Total noninterest expense$9,062,000897
Salaries and employee benefits$4,888,000883
Premises and equipment expense$1,392,000818
Additional noninterest expense$2,782,000919
Pre-tax net operating income$4,980,000887
Securities gains (losses)$24,0002,506
Applicable income taxes$2,176,000723
Income before extraordinary items$2,828,0001,189
Extraordinary gains, net$030
Net income$2,828,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,223
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,812,6401,106
2003-03-31 (YTD Data)Rank
Total interest income$9,127,000815
Total interest expense$3,184,000764
Net interest income$5,943,000819
Provision for loan and lease losses$06,934
Total noninterest income$1,017,0001,318
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$400,0001,040
Trading account gains and fees$0134
Additional Noninterest Income$617,0001,271
Total noninterest expense$4,628,000875
Salaries and employee benefits$2,452,000878
Premises and equipment expense$696,000832
Additional noninterest expense$1,480,000849
Pre-tax net operating income$2,332,000952
Securities gains (losses)$39,0001,535
Applicable income taxes$1,721,000510
Income before extraordinary items$650,0002,351
Extraordinary gains, net$021
Net income$650,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$625,0402,301
2002-12-31 (YTD Data)Rank
Total interest income$37,880,000793
Total interest expense$15,052,000745
Net interest income$22,828,000846
Provision for loan and lease losses$08,089
Total noninterest income$3,088,0001,521
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,497,0001,075
Trading account gains and fees$0153
Additional Noninterest Income$1,591,0001,573
Total noninterest expense$16,024,000981
Salaries and employee benefits$8,902,000903
Premises and equipment expense$2,012,0001,101
Additional noninterest expense$5,110,000977
Pre-tax net operating income$9,892,000881
Securities gains (losses)$-158,0009,175
Applicable income taxes$3,402,000830
Income before extraordinary items$6,332,000990
Extraordinary gains, net$070
Net income$6,332,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0009,205
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,434,700930
2001-12-31 (YTD Data)Rank
Total interest income$36,663,000932
Total interest expense$17,219,000946
Net interest income$19,444,000912
Provision for loan and lease losses$900,0001,348
Total noninterest income$1,856,0002,135
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,368,0001,087
Trading account gains and fees$0177
Additional Noninterest Income$488,0003,169
Total noninterest expense$13,526,0001,092
Salaries and employee benefits$7,659,000979
Premises and equipment expense$1,761,0001,202
Additional noninterest expense$4,106,0001,166
Pre-tax net operating income$6,874,0001,085
Securities gains (losses)$19,0003,188
Applicable income taxes$2,399,0001,009
Income before extraordinary items$4,494,0001,213
Extraordinary gains, net$0105
Net income$4,494,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,481,6501,175
2000-12-31 (YTD Data)Rank
Total interest income$33,420,0001,057
Total interest expense$17,120,0001,034
Net interest income$16,300,0001,084
Provision for loan and lease losses$08,337
Total noninterest income$1,593,0002,246
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,061,0001,283
Trading account gains and fees$0180
Additional Noninterest Income$532,0002,844
Total noninterest expense$12,118,0001,148
Salaries and employee benefits$6,694,0001,049
Premises and equipment expense$1,719,0001,170
Additional noninterest expense$3,705,0001,232
Pre-tax net operating income$5,775,0001,276
Securities gains (losses)$93,000582
Applicable income taxes$1,927,0001,193
Income before extraordinary items$3,941,0001,339
Extraordinary gains, net$038
Net income$3,941,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,007
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,878,6901,354
1999-12-31 (YTD Data)Rank
Total interest income$28,540,0001,143
Total interest expense$13,446,0001,135
Net interest income$15,094,0001,168
Provision for loan and lease losses$600,0001,498
Total noninterest income$1,073,0002,939
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$780,0001,693
Trading account gains and fees$0173
Additional Noninterest Income$293,0004,069
Total noninterest expense$10,800,0001,274
Salaries and employee benefits$6,029,0001,142
Premises and equipment expense$1,665,0001,211
Additional noninterest expense$3,106,0001,478
Pre-tax net operating income$4,767,0001,576
Securities gains (losses)$963,000224
Applicable income taxes$1,802,0001,354
Income before extraordinary items$3,928,0001,373
Extraordinary gains, net$035
Net income$3,928,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,263,5301,605
1998-12-31 (YTD Data)Rank
Total interest income$26,248,0001,236
Total interest expense$12,604,0001,239
Net interest income$13,644,0001,241
Provision for loan and lease losses$08,652
Total noninterest income$948,0003,206
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$647,0001,982
Trading account gains and fees$0224
Additional Noninterest Income$301,0004,018
Total noninterest expense$11,116,0001,190
Salaries and employee benefits$5,453,0001,203
Premises and equipment expense$1,492,0001,300
Additional noninterest expense$4,171,0001,087
Pre-tax net operating income$3,476,0002,078
Securities gains (losses)$1,486,000291
Applicable income taxes$1,463,0001,669
Income before extraordinary items$3,499,0001,511
Extraordinary gains, net$032
Net income$3,499,0001,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,00010,082
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,443,9402,065
1997-12-31 (YTD Data)Rank
Total interest income$24,447,0001,358
Total interest expense$11,526,0001,363
Net interest income$12,921,0001,348
Provision for loan and lease losses$100,0005,146
Total noninterest income$829,0003,490
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$581,0002,253
Trading account gains and fees$0239
Additional Noninterest Income$248,0004,384
Total noninterest expense$8,852,0001,487
Salaries and employee benefits$5,079,0001,294
Premises and equipment expense$1,329,0001,468
Additional noninterest expense$2,444,0001,737
Pre-tax net operating income$4,798,0001,612
Securities gains (losses)$671,000365
Applicable income taxes$1,996,0001,335
Income before extraordinary items$3,473,0001,550
Extraordinary gains, net$044
Net income$3,473,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-190,00010,812
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,043,5601,710
1996-12-31 (YTD Data)Rank
Total interest income$21,693,0001,541
Total interest expense$9,878,0001,606
Net interest income$11,815,0001,505
Provision for loan and lease losses$09,041
Total noninterest income$817,0003,645
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$567,0002,395
Trading account gains and fees$0262
Additional Noninterest Income$250,0004,535
Total noninterest expense$8,185,0001,727
Salaries and employee benefits$4,742,0001,412
Premises and equipment expense$1,287,0001,585
Additional noninterest expense$2,156,0002,293
Pre-tax net operating income$4,447,0001,631
Securities gains (losses)$-23,00010,703
Applicable income taxes$1,831,0001,331
Income before extraordinary items$2,593,0001,906
Extraordinary gains, net$053
Net income$2,593,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,215
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,607,7201,860
1995-12-31 (YTD Data)Rank
Total interest income$19,707,0001,725
Total interest expense$9,213,0001,723
Net interest income$10,494,0001,702
Provision for loan and lease losses$08,958
Total noninterest income$780,0003,745
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$514,0002,635
Trading account gains and fees$0522
Additional Noninterest Income$266,0004,316
Total noninterest expense$7,627,0001,844
Salaries and employee benefits$4,138,0001,600
Premises and equipment expense$1,032,0001,968
Additional noninterest expense$2,457,0002,029
Pre-tax net operating income$3,647,0002,011
Securities gains (losses)$51,0001,292
Applicable income taxes$1,503,0001,644
Income before extraordinary items$2,195,0002,304
Extraordinary gains, net$065
Net income$2,195,0002,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,354
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,162,3602,312
1994-12-31 (YTD Data)Rank
Total interest income$16,967,0001,818
Total interest expense$6,943,0001,815
Net interest income$10,024,0001,805
Provision for loan and lease losses$150,0003,586
Total noninterest income$774,0003,821
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$520,0002,617
Trading account gains and fees$0475
Additional Noninterest Income$254,0004,551
Total noninterest expense$6,302,0002,240
Salaries and employee benefits$3,325,0001,998
Premises and equipment expense$803,0002,521
Additional noninterest expense$2,174,0002,412
Pre-tax net operating income$4,346,0001,655
Securities gains (losses)$10,0002,219
Applicable income taxes$1,805,0001,316
Income before extraordinary items$2,551,0001,908
Extraordinary gains, net$0249
Net income$2,551,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,149
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,544,6001,907
1993-12-31 (YTD Data)Rank
Total interest income$15,863,0001,977
Total interest expense$6,947,0001,866
Net interest income$8,916,0002,030
Provision for loan and lease losses$600,0001,833
Total noninterest income$644,0004,720
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$451,0003,070
Trading account gains and fees$0532
Additional Noninterest Income$193,0005,775
Total noninterest expense$5,491,0002,613
Salaries and employee benefits$2,873,0002,324
Premises and equipment expense$589,0003,390
Additional noninterest expense$2,029,0002,696
Pre-tax net operating income$3,469,0001,964
Securities gains (losses)$27,0004,244
Applicable income taxes$1,461,0001,604
Income before extraordinary items$2,035,0002,462
Extraordinary gains, net$632,000355
Net income$2,667,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0003,442
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,017,7202,343
1992-12-31 (YTD Data)Rank
Total interest income$15,894,0002,221
Total interest expense$7,629,0002,229
Net interest income$8,265,0002,198
Provision for loan and lease losses$842,0002,085
Total noninterest income$555,0005,259
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$390,0003,572
Trading account gains and fees$0504
Additional Noninterest Income$165,0006,311
Total noninterest expense$4,682,0003,046
Salaries and employee benefits$2,393,0002,711
Premises and equipment expense$570,0003,531
Additional noninterest expense$1,719,0003,185
Pre-tax net operating income$3,296,0001,881
Securities gains (losses)$360,0001,373
Applicable income taxes$1,889,0001,179
Income before extraordinary items$1,767,0002,597
Extraordinary gains, net$01,422
Net income$1,767,0002,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0003,995
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,536,6002,786

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.