Home > Flint River National Bank > Income and Expense
Flint River National Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $140,000 | 6,624 |
| Total interest expense | $25,000 | 6,264 |
| Net interest income | $115,000 | 6,635 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $47,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $245,000 | 6,293 |
| Salaries and employee benefits | $77,000 | 6,581 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $134,000 | 5,685 |
| Pre-tax net operating income | $-83,000 | 6,424 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-83,000 | 6,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-83,000 | 6,436 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-83,000 | 6,437 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-83,000 | 6,430 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,612 |
| Total interest expense | $130,000 | 6,277 |
| Net interest income | $640,000 | 6,630 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $90,000 | 6,256 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $48,000 | 6,009 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 5,955 |
| Total noninterest expense | $1,161,000 | 6,203 |
| Salaries and employee benefits | $363,000 | 6,606 |
| Premises and equipment expense | $123,000 | 6,124 |
| Additional noninterest expense | $675,000 | 5,396 |
| Pre-tax net operating income | $-431,000 | 6,455 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-431,000 | 6,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-431,000 | 6,474 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-431,000 | 6,475 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-431,000 | 6,468 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,656 |
| Total interest expense | $106,000 | 6,301 |
| Net interest income | $522,000 | 6,680 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $58,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $35,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $916,000 | 6,190 |
| Salaries and employee benefits | $284,000 | 6,642 |
| Premises and equipment expense | $94,000 | 6,152 |
| Additional noninterest expense | $538,000 | 5,300 |
| Pre-tax net operating income | $-336,000 | 6,564 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-336,000 | 6,591 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-336,000 | 6,591 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-336,000 | 6,591 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-336,000 | 6,574 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $431,000 | 6,700 |
| Total interest expense | $75,000 | 6,332 |
| Net interest income | $356,000 | 6,719 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $44,000 | 6,399 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $24,000 | 6,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $560,000 | 6,313 |
| Salaries and employee benefits | $195,000 | 6,676 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $302,000 | 5,596 |
| Pre-tax net operating income | $-160,000 | 6,521 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-160,000 | 6,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-160,000 | 6,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-160,000 | 6,576 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-160,000 | 6,537 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 6,775 |
| Total interest expense | $38,000 | 6,400 |
| Net interest income | $174,000 | 6,796 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $277,000 | 6,393 |
| Salaries and employee benefits | $99,000 | 6,727 |
| Premises and equipment expense | $32,000 | 6,203 |
| Additional noninterest expense | $146,000 | 5,716 |
| Pre-tax net operating income | $-84,000 | 6,596 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-84,000 | 6,642 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-84,000 | 6,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-84,000 | 6,643 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-84,000 | 6,610 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 6,780 |
| Total interest expense | $185,000 | 6,463 |
| Net interest income | $829,000 | 6,789 |
| Provision for loan and lease losses | $606,000 | 2,435 |
| Total noninterest income | $81,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $57,000 | 6,104 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $24,000 | 6,208 |
| Total noninterest expense | $1,299,000 | 6,304 |
| Salaries and employee benefits | $415,000 | 6,770 |
| Premises and equipment expense | $141,000 | 6,198 |
| Additional noninterest expense | $743,000 | 5,414 |
| Pre-tax net operating income | $-995,000 | 6,664 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-995,000 | 6,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-995,000 | 6,715 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-995,000 | 6,716 |
| Net charge-offs | $567,000 | 2,486 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-995,000 | 6,676 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,893 |
| Total interest expense | $147,000 | 6,555 |
| Net interest income | $599,000 | 6,905 |
| Provision for loan and lease losses | $606,000 | 2,023 |
| Total noninterest income | $62,000 | 6,523 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,348 |
| Total noninterest expense | $943,000 | 6,397 |
| Salaries and employee benefits | $319,000 | 6,828 |
| Premises and equipment expense | $104,000 | 6,290 |
| Additional noninterest expense | $520,000 | 5,609 |
| Pre-tax net operating income | $-888,000 | 6,796 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-888,000 | 6,856 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-888,000 | 6,854 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-888,000 | 6,855 |
| Net charge-offs | $535,000 | 2,098 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-888,000 | 6,816 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 6,909 |
| Total interest expense | $100,000 | 6,614 |
| Net interest income | $432,000 | 6,928 |
| Provision for loan and lease losses | $606,000 | 1,563 |
| Total noninterest income | $6,000 | 6,947 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-24,000 | 6,892 |
| Total noninterest expense | $552,000 | 6,610 |
| Salaries and employee benefits | $218,000 | 6,871 |
| Premises and equipment expense | $69,000 | 6,333 |
| Additional noninterest expense | $265,000 | 6,099 |
| Pre-tax net operating income | $-720,000 | 6,898 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-720,000 | 6,941 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-720,000 | 6,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-720,000 | 6,941 |
| Net charge-offs | $535,000 | 1,695 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-720,000 | 6,916 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 6,976 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $214,000 | 6,983 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $20,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $232,000 | 6,828 |
| Salaries and employee benefits | $109,000 | 6,931 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $105,000 | 6,438 |
| Pre-tax net operating income | $2,000 | 6,403 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,000 | 6,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,000 | 6,503 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,000 | 6,502 |
| Net charge-offs | $112,000 | 2,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,000 | 6,394 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 6,924 |
| Total interest expense | $237,000 | 6,771 |
| Net interest income | $1,037,000 | 6,909 |
| Provision for loan and lease losses | $98,000 | 5,385 |
| Total noninterest income | $61,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $54,000 | 6,260 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,000 | 6,582 |
| Total noninterest expense | $1,248,000 | 6,577 |
| Salaries and employee benefits | $474,000 | 6,945 |
| Premises and equipment expense | $135,000 | 6,538 |
| Additional noninterest expense | $639,000 | 5,873 |
| Pre-tax net operating income | $-248,000 | 6,271 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-248,000 | 6,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-248,000 | 6,365 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-248,000 | 6,365 |
| Net charge-offs | $123,000 | 4,792 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-248,000 | 6,313 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 6,973 |
| Total interest expense | $189,000 | 6,819 |
| Net interest income | $787,000 | 6,963 |
| Provision for loan and lease losses | $98,000 | 4,971 |
| Total noninterest income | $40,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $37,000 | 6,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,000 | 6,792 |
| Total noninterest expense | $1,009,000 | 6,508 |
| Salaries and employee benefits | $364,000 | 6,960 |
| Premises and equipment expense | $110,000 | 6,490 |
| Additional noninterest expense | $535,000 | 5,689 |
| Pre-tax net operating income | $-280,000 | 6,452 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-280,000 | 6,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-280,000 | 6,560 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-280,000 | 6,560 |
| Net charge-offs | $128,000 | 4,173 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-280,000 | 6,508 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,030 |
| Total interest expense | $137,000 | 6,831 |
| Net interest income | $522,000 | 7,027 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $23,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,876 |
| Total noninterest expense | $737,000 | 6,439 |
| Salaries and employee benefits | $251,000 | 6,993 |
| Premises and equipment expense | $77,000 | 6,468 |
| Additional noninterest expense | $409,000 | 5,481 |
| Pre-tax net operating income | $-192,000 | 6,545 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-192,000 | 6,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-192,000 | 6,621 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-192,000 | 6,621 |
| Net charge-offs | $32,000 | 4,788 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-192,000 | 6,588 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 7,082 |
| Total interest expense | $76,000 | 6,819 |
| Net interest income | $252,000 | 7,103 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $282,000 | 6,863 |
| Salaries and employee benefits | $128,000 | 7,017 |
| Premises and equipment expense | $21,000 | 7,090 |
| Additional noninterest expense | $133,000 | 6,354 |
| Pre-tax net operating income | $-19,000 | 6,444 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-19,000 | 6,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-19,000 | 6,483 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-19,000 | 6,483 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-19,000 | 6,468 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 7,180 |
| Total interest expense | $350,000 | 6,921 |
| Net interest income | $960,000 | 7,207 |
| Provision for loan and lease losses | $97,000 | 6,061 |
| Total noninterest income | $46,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 6,418 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,821 |
| Total noninterest expense | $1,221,000 | 6,839 |
| Salaries and employee benefits | $471,000 | 7,180 |
| Premises and equipment expense | $150,000 | 6,629 |
| Additional noninterest expense | $600,000 | 6,212 |
| Pre-tax net operating income | $-312,000 | 6,124 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-312,000 | 6,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-312,000 | 6,251 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-312,000 | 6,251 |
| Net charge-offs | $40,000 | 6,051 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-312,000 | 6,199 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $951,000 | 7,319 |
| Total interest expense | $268,000 | 7,032 |
| Net interest income | $683,000 | 7,343 |
| Provision for loan and lease losses | $97,000 | 5,717 |
| Total noninterest income | $31,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $903,000 | 6,917 |
| Salaries and employee benefits | $348,000 | 7,274 |
| Premises and equipment expense | $113,000 | 6,701 |
| Additional noninterest expense | $442,000 | 6,290 |
| Pre-tax net operating income | $-286,000 | 6,383 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-286,000 | 6,516 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-286,000 | 6,517 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-286,000 | 6,516 |
| Net charge-offs | $45,000 | 5,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-286,000 | 6,436 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 7,382 |
| Total interest expense | $185,000 | 7,089 |
| Net interest income | $448,000 | 7,409 |
| Provision for loan and lease losses | $97,000 | 5,206 |
| Total noninterest income | $-38,000 | 7,589 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $11,000 | 6,744 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-49,000 | 7,448 |
| Total noninterest expense | $537,000 | 7,126 |
| Salaries and employee benefits | $235,000 | 7,316 |
| Premises and equipment expense | $49,000 | 7,216 |
| Additional noninterest expense | $253,000 | 6,587 |
| Pre-tax net operating income | $-224,000 | 6,471 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-224,000 | 6,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-224,000 | 6,597 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-224,000 | 6,596 |
| Net charge-offs | $45,000 | 4,976 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-224,000 | 6,543 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 7,482 |
| Total interest expense | $91,000 | 7,218 |
| Net interest income | $225,000 | 7,498 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $-1,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-11,000 | 7,574 |
| Total noninterest expense | $268,000 | 7,207 |
| Salaries and employee benefits | $124,000 | 7,355 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $121,000 | 6,719 |
| Pre-tax net operating income | $-79,000 | 6,598 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-79,000 | 6,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-79,000 | 6,699 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-79,000 | 6,698 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-79,000 | 6,628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,433 |
| Total interest expense | $502,000 | 7,125 |
| Net interest income | $977,000 | 7,463 |
| Provision for loan and lease losses | $761,000 | 3,912 |
| Total noninterest income | $81,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $73,000 | 6,126 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $1,129,000 | 7,250 |
| Salaries and employee benefits | $530,000 | 7,373 |
| Premises and equipment expense | $154,000 | 6,896 |
| Additional noninterest expense | $445,000 | 6,954 |
| Pre-tax net operating income | $-832,000 | 6,186 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-832,000 | 6,277 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-832,000 | 6,276 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-832,000 | 6,276 |
| Net charge-offs | $691,000 | 3,365 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-832,000 | 6,285 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 7,504 |
| Total interest expense | $388,000 | 7,209 |
| Net interest income | $746,000 | 7,513 |
| Provision for loan and lease losses | $489,000 | 3,830 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $865,000 | 7,255 |
| Salaries and employee benefits | $398,000 | 7,415 |
| Premises and equipment expense | $120,000 | 6,887 |
| Additional noninterest expense | $347,000 | 6,930 |
| Pre-tax net operating income | $-545,000 | 6,370 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-545,000 | 6,464 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-545,000 | 6,465 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-545,000 | 6,464 |
| Net charge-offs | $100,000 | 5,053 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-545,000 | 6,458 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 7,516 |
| Total interest expense | $272,000 | 7,258 |
| Net interest income | $518,000 | 7,516 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $38,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $591,000 | 7,274 |
| Salaries and employee benefits | $266,000 | 7,486 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $245,000 | 6,882 |
| Pre-tax net operating income | $-185,000 | 6,249 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-185,000 | 6,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-185,000 | 6,351 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-185,000 | 6,351 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-185,000 | 6,335 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,538 |
| Total interest expense | $147,000 | 7,256 |
| Net interest income | $258,000 | 7,552 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $19,000 | 7,454 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $275,000 | 7,399 |
| Salaries and employee benefits | $134,000 | 7,526 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $102,000 | 7,060 |
| Pre-tax net operating income | $2,000 | 6,207 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $2,000 | 6,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 6,382 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,000 | 6,382 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,000 | 6,231 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 7,354 |
| Total interest expense | $916,000 | 6,928 |
| Net interest income | $1,057,000 | 7,519 |
| Provision for loan and lease losses | $17,000 | 7,069 |
| Total noninterest income | $122,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $111,000 | 5,746 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $1,284,000 | 7,169 |
| Salaries and employee benefits | $530,000 | 7,585 |
| Premises and equipment expense | $167,000 | 6,985 |
| Additional noninterest expense | $587,000 | 6,275 |
| Pre-tax net operating income | $-122,000 | 6,475 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-122,000 | 6,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-122,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-122,000 | 6,536 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 7,420 |
| Total interest expense | $715,000 | 6,980 |
| Net interest income | $781,000 | 7,599 |
| Provision for loan and lease losses | $17,000 | 6,595 |
| Total noninterest income | $89,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $80,000 | 5,848 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $999,000 | 7,117 |
| Salaries and employee benefits | $389,000 | 7,648 |
| Premises and equipment expense | $146,000 | 6,761 |
| Additional noninterest expense | $464,000 | 6,108 |
| Pre-tax net operating income | $-146,000 | 6,970 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-146,000 | 6,842 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-146,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-146,000 | 7,016 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $983,000 | 7,505 |
| Total interest expense | $465,000 | 7,127 |
| Net interest income | $518,000 | 7,655 |
| Provision for loan and lease losses | $17,000 | 6,076 |
| Total noninterest income | $58,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $53,000 | 5,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $641,000 | 7,230 |
| Salaries and employee benefits | $262,000 | 7,700 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $284,000 | 6,316 |
| Pre-tax net operating income | $-82,000 | 7,157 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-82,000 | 7,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-82,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-82,000 | 7,184 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,532 |
| Total interest expense | $249,000 | 7,147 |
| Net interest income | $260,000 | 7,700 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $335,000 | 7,178 |
| Salaries and employee benefits | $135,000 | 7,699 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $154,000 | 6,116 |
| Pre-tax net operating income | $-46,000 | 7,379 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-46,000 | 7,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-46,000 | 7,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 7,316 |
| Total interest expense | $1,307,000 | 6,707 |
| Net interest income | $1,020,000 | 7,719 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $146,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $130,000 | 5,645 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $1,319,000 | 7,182 |
| Salaries and employee benefits | $623,000 | 7,479 |
| Premises and equipment expense | $263,000 | 6,116 |
| Additional noninterest expense | $433,000 | 6,901 |
| Pre-tax net operating income | $-166,000 | 7,620 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-166,000 | 7,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-166,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-166,000 | 7,671 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 7,341 |
| Total interest expense | $1,004,000 | 6,688 |
| Net interest income | $768,000 | 7,769 |
| Provision for loan and lease losses | $13,000 | 6,083 |
| Total noninterest income | $109,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $962,000 | 7,219 |
| Salaries and employee benefits | $440,000 | 7,555 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $300,000 | 7,040 |
| Pre-tax net operating income | $-98,000 | 7,803 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-98,000 | 7,851 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-98,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-98,000 | 7,835 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 7,404 |
| Total interest expense | $667,000 | 6,716 |
| Net interest income | $506,000 | 7,851 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $71,000 | 7,291 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $655,000 | 7,218 |
| Salaries and employee benefits | $298,000 | 7,583 |
| Premises and equipment expense | $156,000 | 5,705 |
| Additional noninterest expense | $201,000 | 7,056 |
| Pre-tax net operating income | $-78,000 | 7,941 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-78,000 | 7,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-78,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-78,000 | 7,954 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 7,433 |
| Total interest expense | $328,000 | 6,766 |
| Net interest income | $259,000 | 7,858 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $335,000 | 7,217 |
| Salaries and employee benefits | $159,000 | 7,503 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $102,000 | 7,049 |
| Pre-tax net operating income | $-40,000 | 8,003 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-40,000 | 8,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-40,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-40,000 | 8,011 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 7,660 |
| Total interest expense | $848,000 | 7,232 |
| Net interest income | $1,006,000 | 7,839 |
| Provision for loan and lease losses | $142,000 | 4,147 |
| Total noninterest income | $113,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $105,000 | 6,091 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $1,188,000 | 7,405 |
| Salaries and employee benefits | $574,000 | 7,670 |
| Premises and equipment expense | $277,000 | 5,943 |
| Additional noninterest expense | $337,000 | 7,381 |
| Pre-tax net operating income | $-211,000 | 8,124 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-211,000 | 8,158 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-211,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-211,000 | 8,152 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 7,849 |
| Total interest expense | $531,000 | 7,516 |
| Net interest income | $724,000 | 7,968 |
| Provision for loan and lease losses | $127,000 | 3,738 |
| Total noninterest income | $83,000 | 7,714 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $76,000 | 6,210 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $893,000 | 7,404 |
| Salaries and employee benefits | $434,000 | 7,642 |
| Premises and equipment expense | $209,000 | 5,949 |
| Additional noninterest expense | $250,000 | 7,418 |
| Pre-tax net operating income | $-213,000 | 8,307 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-213,000 | 8,329 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-213,000 | 8,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-213,000 | 8,322 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 8,000 |
| Total interest expense | $291,000 | 7,743 |
| Net interest income | $468,000 | 8,053 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $47,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $618,000 | 7,370 |
| Salaries and employee benefits | $296,000 | 7,650 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $182,000 | 7,274 |
| Pre-tax net operating income | $-167,000 | 8,388 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-167,000 | 8,403 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-167,000 | 8,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-167,000 | 8,402 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,120 |
| Total interest expense | $123,000 | 7,921 |
| Net interest income | $222,000 | 8,140 |
| Provision for loan and lease losses | $29,000 | 4,163 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $312,000 | 7,362 |
| Salaries and employee benefits | $149,000 | 7,651 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $-100,000 | 8,443 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-100,000 | 8,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-100,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-100,000 | 8,443 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 8,386 |
| Total interest expense | $305,000 | 8,172 |
| Net interest income | $625,000 | 8,421 |
| Provision for loan and lease losses | $127,000 | 4,372 |
| Total noninterest income | $57,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $45,000 | 7,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,364 |
| Total noninterest expense | $1,158,000 | 7,467 |
| Salaries and employee benefits | $587,000 | 7,663 |
| Premises and equipment expense | $283,000 | 5,886 |
| Additional noninterest expense | $288,000 | 7,719 |
| Pre-tax net operating income | $-603,000 | 8,532 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-603,000 | 8,580 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-603,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-603,000 | 8,562 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,486 |
| Total interest expense | $189,000 | 8,317 |
| Net interest income | $444,000 | 8,499 |
| Provision for loan and lease losses | $127,000 | 3,795 |
| Total noninterest income | $31,000 | 8,525 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 7,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $838,000 | 7,533 |
| Salaries and employee benefits | $440,000 | 7,635 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $231,000 | 7,604 |
| Pre-tax net operating income | $-490,000 | 8,593 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-490,000 | 8,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-490,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-490,000 | 8,611 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $368,000 | 8,571 |
| Total interest expense | $95,000 | 8,472 |
| Net interest income | $273,000 | 8,556 |
| Provision for loan and lease losses | $93,000 | 3,464 |
| Total noninterest income | $16,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $541,000 | 7,601 |
| Salaries and employee benefits | $294,000 | 7,645 |
| Premises and equipment expense | $101,000 | 6,676 |
| Additional noninterest expense | $146,000 | 7,679 |
| Pre-tax net operating income | $-345,000 | 8,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-345,000 | 8,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-345,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-345,000 | 8,630 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 8,721 |
| Total interest expense | $32,000 | 8,681 |
| Net interest income | $115,000 | 8,707 |
| Provision for loan and lease losses | $49,000 | 3,251 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $261,000 | 7,724 |
| Salaries and employee benefits | $144,000 | 7,735 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $-188,000 | 8,718 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-188,000 | 8,743 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-188,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-188,000 | 8,726 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,924 |
| Total interest expense | $39,000 | 8,855 |
| Net interest income | $54,000 | 8,936 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $17,000 | 8,799 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,000 | 7,861 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $638,000 | 8,440 |
| Salaries and employee benefits | $396,000 | 8,316 |
| Premises and equipment expense | $87,000 | 8,124 |
| Additional noninterest expense | $155,000 | 8,563 |
| Pre-tax net operating income | $-617,000 | 8,706 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-617,000 | 8,756 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-617,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,005,000 | 224 |
| Net operating income | $-617,000 | 8,734 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $62,000 | 8,978 |
| Total interest expense | $25,000 | 8,915 |
| Net interest income | $37,000 | 8,985 |
| Provision for loan and lease losses | $28,000 | 6,061 |
| Total noninterest income | $6,000 | 8,915 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $338,000 | 8,758 |
| Salaries and employee benefits | $243,000 | 8,555 |
| Premises and equipment expense | $26,000 | 8,792 |
| Additional noninterest expense | $69,000 | 8,876 |
| Pre-tax net operating income | $-323,000 | 8,705 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-323,000 | 8,743 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-323,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,005,000 | 163 |
| Net operating income | $-323,000 | 8,720 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.