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Flint Community Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$11,419,0002,267
Total interest expense$637,0002,822
Net interest income$10,782,0002,210
Provision for loan and lease losses$480,0001,083
Total noninterest income$1,418,0002,603
Gross Fiduciary activities income$0994
Service charges on deposit accounts$169,0002,886
Trading account gains and feesNANA
Additional Noninterest Income$1,249,0002,409
Total noninterest expense$6,869,0002,516
Salaries and employee benefits$4,441,0002,332
Premises and equipment expense$537,0002,918
Additional noninterest expense$1,891,0002,699
Pre-tax net operating income$4,851,0002,091
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,851,0001,925
Extraordinary gains, net$010
Net income$4,851,0001,925
Minority interest net income$074
Net income of bank and minority interests.$4,851,0001,926
Net charge-offs$10,0002,284
Cash dividends$3,499,0001,056
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,851,0001,897
2021-09-30 (YTD Data)Rank
Total interest income$8,418,0002,345
Total interest expense$495,0002,873
Net interest income$7,923,0002,285
Provision for loan and lease losses$360,0001,040
Total noninterest income$1,046,0002,666
Gross Fiduciary activities income$0957
Service charges on deposit accounts$126,0002,915
Trading account gains and feesNANA
Additional Noninterest Income$920,0002,479
Total noninterest expense$5,112,0002,547
Salaries and employee benefits$3,310,0002,350
Premises and equipment expense$399,0002,954
Additional noninterest expense$1,403,0002,708
Pre-tax net operating income$3,497,0002,229
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,497,0002,046
Extraordinary gains, net$08
Net income$3,497,0002,045
Minority interest net income$069
Net income of bank and minority interests.$3,497,0002,046
Net charge-offs$10,0001,984
Cash dividends$2,628,000951
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,497,0002,022
2021-06-30 (YTD Data)Rank
Total interest income$5,316,0002,426
Total interest expense$344,0002,888
Net interest income$4,972,0002,361
Provision for loan and lease losses$240,0001,058
Total noninterest income$695,0002,632
Gross Fiduciary activities income$0951
Service charges on deposit accounts$86,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$609,0002,446
Total noninterest expense$3,329,0002,569
Salaries and employee benefits$2,158,0002,383
Premises and equipment expense$255,0003,011
Additional noninterest expense$916,0002,740
Pre-tax net operating income$2,098,0002,324
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,098,0002,162
Extraordinary gains, net$06
Net income$2,098,0002,161
Minority interest net income$067
Net income of bank and minority interests.$2,098,0002,162
Net charge-offs$02,245
Cash dividends$1,730,000959
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,098,0002,130
2021-03-31 (YTD Data)Rank
Total interest income$2,627,0002,431
Total interest expense$189,0002,831
Net interest income$2,438,0002,380
Provision for loan and lease losses$120,0001,135
Total noninterest income$338,0002,662
Gross Fiduciary activities income$0922
Service charges on deposit accounts$42,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,467
Total noninterest expense$1,641,0002,584
Salaries and employee benefits$1,057,0002,421
Premises and equipment expense$122,0003,099
Additional noninterest expense$462,0002,683
Pre-tax net operating income$1,015,0002,343
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,015,0002,194
Extraordinary gains, net$03
Net income$1,015,0002,194
Minority interest net income$055
Net income of bank and minority interests.$1,015,0002,194
Net charge-offs$01,930
Cash dividends$833,000864
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,015,0002,157
2020-12-31 (YTD Data)Rank
Total interest income$12,060,0002,228
Total interest expense$1,527,0002,349
Net interest income$10,533,0002,173
Provision for loan and lease losses$480,0002,282
Total noninterest income$1,247,0002,641
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$172,0002,949
Trading account gains and feesNANA
Additional Noninterest Income$1,075,0002,408
Total noninterest expense$6,641,0002,545
Salaries and employee benefits$4,300,0002,382
Premises and equipment expense$494,0003,081
Additional noninterest expense$1,847,0002,662
Pre-tax net operating income$4,659,0001,870
Securities gains (losses)$02,675
Applicable income taxes$-12,0004,815
Income before extraordinary items$4,671,0001,712
Extraordinary gains, net$04
Net income$4,671,0001,712
Minority interest net income$072
Net income of bank and minority interests.$4,671,0001,712
Net charge-offs$03,443
Cash dividends$2,077,0001,476
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,671,0001,680
2020-09-30 (YTD Data)Rank
Total interest income$8,897,0002,278
Total interest expense$1,274,0002,292
Net interest income$7,623,0002,230
Provision for loan and lease losses$345,0002,300
Total noninterest income$932,0002,608
Gross Fiduciary activities income$0981
Service charges on deposit accounts$133,0002,927
Trading account gains and feesNANA
Additional Noninterest Income$799,0002,374
Total noninterest expense$4,970,0002,524
Salaries and employee benefits$3,212,0002,358
Premises and equipment expense$364,0003,122
Additional noninterest expense$1,394,0002,636
Pre-tax net operating income$3,240,0001,943
Securities gains (losses)$02,494
Applicable income taxes$-12,0004,858
Income before extraordinary items$3,252,0001,788
Extraordinary gains, net$04
Net income$3,252,0001,788
Minority interest net income$065
Net income of bank and minority interests.$3,252,0001,788
Net charge-offs$03,243
Cash dividends$1,615,0001,279
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,252,0001,739
2020-06-30 (YTD Data)Rank
Total interest income$5,676,0002,369
Total interest expense$972,0002,188
Net interest income$4,704,0002,366
Provision for loan and lease losses$210,0002,349
Total noninterest income$590,0002,634
Gross Fiduciary activities income$0970
Service charges on deposit accounts$96,0002,874
Trading account gains and feesNANA
Additional Noninterest Income$494,0002,383
Total noninterest expense$3,274,0002,539
Salaries and employee benefits$2,113,0002,379
Premises and equipment expense$242,0003,112
Additional noninterest expense$919,0002,653
Pre-tax net operating income$1,810,0002,142
Securities gains (losses)$02,249
Applicable income taxes$-12,0004,861
Income before extraordinary items$1,822,0001,958
Extraordinary gains, net$04
Net income$1,822,0001,959
Minority interest net income$065
Net income of bank and minority interests.$1,822,0001,959
Net charge-offs$03,033
Cash dividends$1,154,0001,192
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,822,0001,922
2020-03-31 (YTD Data)Rank
Total interest income$2,879,0002,332
Total interest expense$581,0002,100
Net interest income$2,298,0002,362
Provision for loan and lease losses$105,0001,912
Total noninterest income$271,0002,639
Gross Fiduciary activities income$0941
Service charges on deposit accounts$57,0002,902
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,358
Total noninterest expense$1,648,0002,564
Salaries and employee benefits$1,046,0002,409
Premises and equipment expense$121,0003,144
Additional noninterest expense$481,0002,606
Pre-tax net operating income$816,0002,140
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$816,0001,946
Extraordinary gains, net$04
Net income$816,0001,945
Minority interest net income$056
Net income of bank and minority interests.$816,0001,946
Net charge-offs$02,581
Cash dividends$577,0001,179
Sale, conversion, retirement of capital stock, net$0482
Net operating income$816,0001,912
2019-12-31 (YTD Data)Rank
Total interest income$10,959,0002,428
Total interest expense$2,382,0002,101
Net interest income$8,577,0002,495
Provision for loan and lease losses$480,0001,514
Total noninterest income$1,187,0002,591
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$255,0002,842
Trading account gains and feesNANA
Additional Noninterest Income$932,0002,341
Total noninterest expense$6,090,0002,677
Salaries and employee benefits$3,900,0002,492
Premises and equipment expense$504,0003,082
Additional noninterest expense$1,686,0002,862
Pre-tax net operating income$3,194,0002,364
Securities gains (losses)$02,379
Applicable income taxes$-60,0005,071
Income before extraordinary items$3,254,0002,182
Extraordinary gains, net$011
Net income$3,254,0002,184
Minority interest net income$076
Net income of bank and minority interests.$3,254,0002,184
Net charge-offs$157,0001,885
Cash dividends$2,179,0001,499
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,254,0002,140
2019-09-30 (YTD Data)Rank
Total interest income$8,048,0002,491
Total interest expense$1,743,0002,152
Net interest income$6,305,0002,568
Provision for loan and lease losses$360,0001,428
Total noninterest income$908,0002,574
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$193,0002,872
Trading account gains and feesNANA
Additional Noninterest Income$715,0002,297
Total noninterest expense$4,540,0002,695
Salaries and employee benefits$2,907,0002,512
Premises and equipment expense$381,0003,107
Additional noninterest expense$1,252,0002,894
Pre-tax net operating income$2,313,0002,485
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,313,0002,304
Extraordinary gains, net$011
Net income$2,313,0002,305
Minority interest net income$072
Net income of bank and minority interests.$2,313,0002,305
Net charge-offs$149,0001,492
Cash dividends$1,731,0001,323
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,313,0002,274
2019-06-30 (YTD Data)Rank
Total interest income$5,204,0002,555
Total interest expense$1,131,0002,164
Net interest income$4,073,0002,626
Provision for loan and lease losses$240,0001,405
Total noninterest income$612,0002,530
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$129,0002,862
Trading account gains and feesNANA
Additional Noninterest Income$483,0002,252
Total noninterest expense$2,994,0002,732
Salaries and employee benefits$1,905,0002,559
Premises and equipment expense$252,0003,120
Additional noninterest expense$837,0002,911
Pre-tax net operating income$1,451,0002,572
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,451,0002,375
Extraordinary gains, net$011
Net income$1,451,0002,374
Minority interest net income$069
Net income of bank and minority interests.$1,451,0002,375
Net charge-offs$143,0001,197
Cash dividends$1,282,0001,221
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,451,0002,344
2019-03-31 (YTD Data)Rank
Total interest income$2,562,0002,585
Total interest expense$571,0002,121
Net interest income$1,991,0002,689
Provision for loan and lease losses$120,0001,335
Total noninterest income$265,0002,671
Gross Fiduciary activities income$0972
Service charges on deposit accounts$53,0003,139
Trading account gains and feesNANA
Additional Noninterest Income$212,0002,340
Total noninterest expense$1,487,0002,759
Salaries and employee benefits$950,0002,574
Premises and equipment expense$126,0003,162
Additional noninterest expense$411,0002,943
Pre-tax net operating income$649,0002,692
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$649,0002,474
Extraordinary gains, net$05
Net income$649,0002,473
Minority interest net income$052
Net income of bank and minority interests.$649,0002,473
Net charge-offs$89,000938
Cash dividends$641,0001,137
Sale, conversion, retirement of capital stock, net$0529
Net operating income$649,0002,464
2018-12-31 (YTD Data)Rank
Total interest income$9,985,0002,528
Total interest expense$1,819,0002,063
Net interest income$8,166,0002,615
Provision for loan and lease losses$340,0001,838
Total noninterest income$1,746,0002,143
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$234,0003,117
Trading account gains and feesNANA
Additional Noninterest Income$1,512,0001,790
Total noninterest expense$6,038,0002,721
Salaries and employee benefits$3,835,0002,518
Premises and equipment expense$506,0003,125
Additional noninterest expense$1,697,0002,914
Pre-tax net operating income$3,534,0002,265
Securities gains (losses)$01,125
Applicable income taxes$1,0003,934
Income before extraordinary items$3,533,0002,075
Extraordinary gains, net$06
Net income$3,533,0002,073
Minority interest net income$072
Net income of bank and minority interests.$3,533,0002,074
Net charge-offs$755,000739
Cash dividends$2,320,0001,325
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,533,0002,071
2018-09-30 (YTD Data)Rank
Total interest income$7,463,0002,534
Total interest expense$1,258,0002,095
Net interest income$6,205,0002,597
Provision for loan and lease losses$220,0001,905
Total noninterest income$1,469,0002,020
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$187,0003,023
Trading account gains and feesNANA
Additional Noninterest Income$1,282,0001,674
Total noninterest expense$4,472,0002,744
Salaries and employee benefits$2,883,0002,517
Premises and equipment expense$374,0003,184
Additional noninterest expense$1,215,0003,007
Pre-tax net operating income$2,982,0002,139
Securities gains (losses)$01,118
Applicable income taxes$1,0003,985
Income before extraordinary items$2,981,0001,920
Extraordinary gains, net$05
Net income$2,981,0001,917
Minority interest net income$066
Net income of bank and minority interests.$2,981,0001,919
Net charge-offs$678,000590
Cash dividends$1,833,0001,154
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,981,0001,910
2018-06-30 (YTD Data)Rank
Total interest income$4,950,0002,524
Total interest expense$776,0002,134
Net interest income$4,174,0002,582
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,121,0001,876
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$127,0002,998
Trading account gains and feesNANA
Additional Noninterest Income$994,0001,525
Total noninterest expense$3,000,0002,753
Salaries and employee benefits$1,928,0002,533
Premises and equipment expense$248,0003,224
Additional noninterest expense$824,0002,992
Pre-tax net operating income$2,175,0001,972
Securities gains (losses)$0961
Applicable income taxes$1,0003,958
Income before extraordinary items$2,174,0001,761
Extraordinary gains, net$06
Net income$2,174,0001,760
Minority interest net income$065
Net income of bank and minority interests.$2,174,0001,760
Net charge-offs$03,209
Cash dividends$1,346,0001,053
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,174,0001,751
2018-03-31 (YTD Data)Rank
Total interest income$2,504,0002,496
Total interest expense$370,0002,131
Net interest income$2,134,0002,545
Provision for loan and lease losses$60,0001,880
Total noninterest income$790,0001,495
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$66,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$724,0001,171
Total noninterest expense$1,480,0002,804
Salaries and employee benefits$962,0002,562
Premises and equipment expense$119,0003,337
Additional noninterest expense$399,0003,064
Pre-tax net operating income$1,384,0001,586
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,384,0001,418
Extraordinary gains, net$07
Net income$1,384,0001,418
Minority interest net income$052
Net income of bank and minority interests.$1,384,0001,418
Net charge-offs$02,722
Cash dividends$641,0001,003
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,384,0001,409
2017-12-31 (YTD Data)Rank
Total interest income$8,740,0002,702
Total interest expense$1,087,0002,408
Net interest income$7,653,0002,725
Provision for loan and lease losses$240,0002,185
Total noninterest income$1,639,0002,283
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$256,0003,093
Trading account gains and feesNANA
Additional Noninterest Income$1,383,0001,911
Total noninterest expense$5,727,0002,855
Salaries and employee benefits$3,413,0002,757
Premises and equipment expense$433,0003,521
Additional noninterest expense$1,881,0002,765
Pre-tax net operating income$3,325,0002,311
Securities gains (losses)$02,243
Applicable income taxes$39,0003,605
Income before extraordinary items$3,286,0001,894
Extraordinary gains, net$09
Net income$3,286,0001,894
Minority interest net income$076
Net income of bank and minority interests.$3,286,0001,895
Net charge-offs$6,0003,826
Cash dividends$1,897,0001,492
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,286,0001,876
2017-09-30 (YTD Data)Rank
Total interest income$6,392,0002,770
Total interest expense$758,0002,512
Net interest income$5,634,0002,778
Provision for loan and lease losses$180,0002,116
Total noninterest income$1,105,0002,440
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$188,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$917,0002,083
Total noninterest expense$4,221,0002,911
Salaries and employee benefits$2,520,0002,807
Premises and equipment expense$317,0003,594
Additional noninterest expense$1,384,0002,805
Pre-tax net operating income$2,338,0002,473
Securities gains (losses)$02,274
Applicable income taxes$29,0003,624
Income before extraordinary items$2,309,0002,156
Extraordinary gains, net$09
Net income$2,309,0002,157
Minority interest net income$071
Net income of bank and minority interests.$2,309,0002,157
Net charge-offs$30,0002,778
Cash dividends$1,474,0001,329
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,309,0002,135
2017-06-30 (YTD Data)Rank
Total interest income$4,156,0002,794
Total interest expense$474,0002,576
Net interest income$3,682,0002,806
Provision for loan and lease losses$120,0002,050
Total noninterest income$704,0002,494
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$108,0003,380
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,117
Total noninterest expense$2,737,0002,980
Salaries and employee benefits$1,666,0002,835
Premises and equipment expense$202,0003,691
Additional noninterest expense$869,0002,940
Pre-tax net operating income$1,529,0002,461
Securities gains (losses)$01,906
Applicable income taxes$20,0003,634
Income before extraordinary items$1,509,0002,142
Extraordinary gains, net$011
Net income$1,509,0002,142
Minority interest net income$071
Net income of bank and minority interests.$1,509,0002,143
Net charge-offs$19,0002,606
Cash dividends$1,154,0001,189
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,509,0002,110
2017-03-31 (YTD Data)Rank
Total interest income$2,029,0002,839
Total interest expense$235,0002,564
Net interest income$1,794,0002,855
Provision for loan and lease losses$60,0001,878
Total noninterest income$335,0002,569
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$59,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$276,0002,204
Total noninterest expense$1,356,0003,017
Salaries and employee benefits$820,0002,892
Premises and equipment expense$100,0003,737
Additional noninterest expense$436,0002,938
Pre-tax net operating income$713,0002,503
Securities gains (losses)$01,153
Applicable income taxes$10,0003,599
Income before extraordinary items$703,0002,188
Extraordinary gains, net$08
Net income$703,0002,189
Minority interest net income$055
Net income of bank and minority interests.$703,0002,189
Net charge-offs$02,943
Cash dividends$577,0001,092
Sale, conversion, retirement of capital stock, net$0632
Net operating income$703,0002,156
2016-12-31 (YTD Data)Rank
Total interest income$7,803,0002,903
Total interest expense$895,0002,608
Net interest income$6,908,0002,915
Provision for loan and lease losses$240,0002,221
Total noninterest income$1,058,0002,944
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$212,0003,496
Trading account gains and fees$0170
Additional Noninterest Income$846,0002,601
Total noninterest expense$4,996,0003,185
Salaries and employee benefits$2,893,0003,094
Premises and equipment expense$372,0003,912
Additional noninterest expense$1,731,0003,035
Pre-tax net operating income$2,730,0002,536
Securities gains (losses)$03,212
Applicable income taxes$39,0003,681
Income before extraordinary items$2,691,0002,294
Extraordinary gains, net$05
Net income$2,691,0002,291
Minority interest net income$082
Net income of bank and minority interests.$2,691,0002,293
Net charge-offs$188,0001,986
Cash dividends$963,0002,265
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,691,0002,235
2016-09-30 (YTD Data)Rank
Total interest income$5,829,0002,919
Total interest expense$665,0002,620
Net interest income$5,164,0002,927
Provision for loan and lease losses$180,0002,135
Total noninterest income$916,0002,755
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$161,0003,507
Trading account gains and fees$0169
Additional Noninterest Income$755,0002,386
Total noninterest expense$3,786,0003,174
Salaries and employee benefits$2,173,0003,090
Premises and equipment expense$276,0003,949
Additional noninterest expense$1,337,0002,982
Pre-tax net operating income$2,114,0002,522
Securities gains (losses)$03,160
Applicable income taxes$29,0003,756
Income before extraordinary items$2,085,0002,276
Extraordinary gains, net$05
Net income$2,085,0002,275
Minority interest net income$071
Net income of bank and minority interests.$2,085,0002,276
Net charge-offs$66,0002,394
Cash dividends$642,0002,135
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,085,0002,209
2016-06-30 (YTD Data)Rank
Total interest income$3,854,0002,940
Total interest expense$437,0002,663
Net interest income$3,417,0002,949
Provision for loan and lease losses$120,0002,108
Total noninterest income$656,0002,636
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$109,0003,490
Trading account gains and fees$0157
Additional Noninterest Income$547,0002,270
Total noninterest expense$2,504,0003,196
Salaries and employee benefits$1,450,0003,109
Premises and equipment expense$177,0004,038
Additional noninterest expense$877,0003,029
Pre-tax net operating income$1,449,0002,464
Securities gains (losses)$02,835
Applicable income taxes$20,0003,765
Income before extraordinary items$1,429,0002,213
Extraordinary gains, net$016
Net income$1,429,0002,212
Minority interest net income$071
Net income of bank and minority interests.$1,429,0002,212
Net charge-offs$22,0002,715
Cash dividends$321,0002,451
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,429,0002,140
2016-03-31 (YTD Data)Rank
Total interest income$1,909,0002,958
Total interest expense$214,0002,718
Net interest income$1,695,0002,974
Provision for loan and lease losses$60,0001,948
Total noninterest income$431,0002,264
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$61,0003,298
Trading account gains and fees$0142
Additional Noninterest Income$370,0001,845
Total noninterest expense$1,265,0003,198
Salaries and employee benefits$722,0003,140
Premises and equipment expense$88,0004,107
Additional noninterest expense$455,0002,958
Pre-tax net operating income$801,0002,276
Securities gains (losses)$02,077
Applicable income taxes$10,0003,751
Income before extraordinary items$791,0002,007
Extraordinary gains, net$012
Net income$791,0002,007
Minority interest net income$062
Net income of bank and minority interests.$791,0002,007
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$791,0001,961
2015-12-31 (YTD Data)Rank
Total interest income$7,146,0003,062
Total interest expense$754,0002,927
Net interest income$6,392,0003,066
Provision for loan and lease losses$240,0002,131
Total noninterest income$1,054,0002,971
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$223,0003,549
Trading account gains and fees$0159
Additional Noninterest Income$831,0002,599
Total noninterest expense$4,762,0003,330
Salaries and employee benefits$2,633,0003,290
Premises and equipment expense$366,0004,068
Additional noninterest expense$1,763,0003,047
Pre-tax net operating income$2,444,0002,678
Securities gains (losses)$03,216
Applicable income taxes$1,403,0001,287
Income before extraordinary items$1,041,0003,862
Extraordinary gains, net$023
Net income$1,041,0003,863
Minority interest net income$081
Net income of bank and minority interests.$1,041,0003,864
Net charge-offs$237,0001,828
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,041,0003,807
2015-09-30 (YTD Data)Rank
Total interest income$5,274,0003,124
Total interest expense$560,0002,980
Net interest income$4,714,0003,115
Provision for loan and lease losses$180,0002,044
Total noninterest income$749,0003,082
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$160,0003,641
Trading account gains and fees$0153
Additional Noninterest Income$589,0002,697
Total noninterest expense$3,456,0003,428
Salaries and employee benefits$1,942,0003,337
Premises and equipment expense$272,0004,153
Additional noninterest expense$1,242,0003,204
Pre-tax net operating income$1,827,0002,722
Securities gains (losses)$03,031
Applicable income taxes$665,0001,746
Income before extraordinary items$1,162,0003,248
Extraordinary gains, net$021
Net income$1,162,0003,246
Minority interest net income$078
Net income of bank and minority interests.$1,162,0003,247
Net charge-offs$152,0001,786
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,162,0003,193
2015-06-30 (YTD Data)Rank
Total interest income$3,481,0003,148
Total interest expense$367,0003,029
Net interest income$3,114,0003,134
Provision for loan and lease losses$120,0002,009
Total noninterest income$467,0003,200
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$102,0003,696
Trading account gains and fees$0157
Additional Noninterest Income$365,0002,791
Total noninterest expense$2,196,0003,560
Salaries and employee benefits$1,283,0003,388
Premises and equipment expense$184,0004,157
Additional noninterest expense$729,0003,489
Pre-tax net operating income$1,265,0002,640
Securities gains (losses)$02,636
Applicable income taxes$457,0001,715
Income before extraordinary items$808,0003,134
Extraordinary gains, net$022
Net income$808,0003,134
Minority interest net income$075
Net income of bank and minority interests.$808,0003,135
Net charge-offs$3,0003,598
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$808,0003,075
2015-03-31 (YTD Data)Rank
Total interest income$1,725,0003,184
Total interest expense$178,0003,119
Net interest income$1,547,0003,148
Provision for loan and lease losses$60,0001,893
Total noninterest income$240,0003,110
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$57,0003,478
Trading account gains and fees$0152
Additional Noninterest Income$183,0002,747
Total noninterest expense$1,105,0003,573
Salaries and employee benefits$639,0003,429
Premises and equipment expense$92,0004,191
Additional noninterest expense$374,0003,431
Pre-tax net operating income$622,0002,623
Securities gains (losses)$02,027
Applicable income taxes$221,0001,718
Income before extraordinary items$401,0003,116
Extraordinary gains, net$013
Net income$401,0003,119
Minority interest net income$064
Net income of bank and minority interests.$401,0003,119
Net charge-offs$3,0002,911
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$401,0003,051
2014-12-31 (YTD Data)Rank
Total interest income$6,534,0003,334
Total interest expense$638,0003,483
Net interest income$5,896,0003,295
Provision for loan and lease losses$440,0001,589
Total noninterest income$936,0003,214
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$220,0003,765
Trading account gains and fees$0180
Additional Noninterest Income$716,0002,778
Total noninterest expense$4,120,0003,762
Salaries and employee benefits$2,360,0003,627
Premises and equipment expense$383,0004,188
Additional noninterest expense$1,377,0003,737
Pre-tax net operating income$2,272,0002,764
Securities gains (losses)$03,259
Applicable income taxes$853,0001,710
Income before extraordinary items$1,419,0003,337
Extraordinary gains, net$017
Net income$1,419,0003,338
Minority interest net income$084
Net income of bank and minority interests.$1,419,0003,338
Net charge-offs$355,0001,844
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,419,0003,287
2014-09-30 (YTD Data)Rank
Total interest income$4,829,0003,392
Total interest expense$464,0003,612
Net interest income$4,365,0003,346
Provision for loan and lease losses$180,0002,177
Total noninterest income$594,0003,531
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$170,0003,759
Trading account gains and fees$0174
Additional Noninterest Income$424,0003,148
Total noninterest expense$3,156,0003,731
Salaries and employee benefits$1,781,0003,608
Premises and equipment expense$287,0004,239
Additional noninterest expense$1,088,0003,650
Pre-tax net operating income$1,623,0002,890
Securities gains (losses)$02,980
Applicable income taxes$583,0001,828
Income before extraordinary items$1,040,0003,423
Extraordinary gains, net$015
Net income$1,040,0003,424
Minority interest net income$081
Net income of bank and minority interests.$1,040,0003,424
Net charge-offs$133,0002,415
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,040,0003,381
2014-06-30 (YTD Data)Rank
Total interest income$3,151,0003,444
Total interest expense$302,0003,719
Net interest income$2,849,0003,390
Provision for loan and lease losses$120,0002,134
Total noninterest income$360,0003,688
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$113,0003,738
Trading account gains and fees$0172
Additional Noninterest Income$247,0003,312
Total noninterest expense$2,093,0003,757
Salaries and employee benefits$1,197,0003,615
Premises and equipment expense$189,0004,290
Additional noninterest expense$707,0003,717
Pre-tax net operating income$996,0002,983
Securities gains (losses)$02,580
Applicable income taxes$355,0001,893
Income before extraordinary items$641,0003,505
Extraordinary gains, net$020
Net income$641,0003,511
Minority interest net income$080
Net income of bank and minority interests.$641,0003,511
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$641,0003,448
2014-03-31 (YTD Data)Rank
Total interest income$1,548,0003,511
Total interest expense$151,0003,774
Net interest income$1,397,0003,445
Provision for loan and lease losses$60,0002,013
Total noninterest income$220,0003,297
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$64,0003,504
Trading account gains and fees$0147
Additional Noninterest Income$156,0002,918
Total noninterest expense$1,074,0003,724
Salaries and employee benefits$599,0003,643
Premises and equipment expense$91,0004,427
Additional noninterest expense$384,0003,514
Pre-tax net operating income$483,0002,962
Securities gains (losses)$01,715
Applicable income taxes$170,0001,880
Income before extraordinary items$313,0003,472
Extraordinary gains, net$016
Net income$313,0003,475
Minority interest net income$066
Net income of bank and minority interests.$313,0003,475
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$313,0003,427
2013-12-31 (YTD Data)Rank
Total interest income$6,178,0003,553
Total interest expense$744,0003,615
Net interest income$5,434,0003,499
Provision for loan and lease losses$754,0001,397
Total noninterest income$681,0003,914
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$185,0004,224
Trading account gains and fees$0184
Additional Noninterest Income$496,0003,370
Total noninterest expense$4,055,0003,884
Salaries and employee benefits$2,339,0003,708
Premises and equipment expense$360,0004,468
Additional noninterest expense$1,356,0003,904
Pre-tax net operating income$1,306,0003,624
Securities gains (losses)$03,182
Applicable income taxes$470,0002,225
Income before extraordinary items$836,0004,207
Extraordinary gains, net$029
Net income$836,0004,209
Minority interest net income$090
Net income of bank and minority interests.$836,0004,210
Net charge-offs$437,0002,156
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$836,0004,156
2013-09-30 (YTD Data)Rank
Total interest income$4,589,0003,609
Total interest expense$577,0003,623
Net interest income$4,012,0003,562
Provision for loan and lease losses$200,0002,567
Total noninterest income$486,0004,063
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$117,0004,548
Trading account gains and fees$0180
Additional Noninterest Income$369,0003,433
Total noninterest expense$3,044,0003,904
Salaries and employee benefits$1,756,0003,710
Premises and equipment expense$261,0004,559
Additional noninterest expense$1,027,0003,878
Pre-tax net operating income$1,254,0003,272
Securities gains (losses)$03,040
Applicable income taxes$436,0002,050
Income before extraordinary items$818,0003,776
Extraordinary gains, net$025
Net income$818,0003,779
Minority interest net income$084
Net income of bank and minority interests.$818,0003,779
Net charge-offs$54,0003,795
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$818,0003,707
2013-06-30 (YTD Data)Rank
Total interest income$3,014,0003,646
Total interest expense$403,0003,568
Net interest income$2,611,0003,607
Provision for loan and lease losses$120,0002,706
Total noninterest income$305,0004,193
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$78,0004,546
Trading account gains and fees$0157
Additional Noninterest Income$227,0003,591
Total noninterest expense$1,993,0003,966
Salaries and employee benefits$1,168,0003,733
Premises and equipment expense$170,0004,623
Additional noninterest expense$655,0003,988
Pre-tax net operating income$803,0003,326
Securities gains (losses)$02,791
Applicable income taxes$276,0002,106
Income before extraordinary items$527,0003,836
Extraordinary gains, net$022
Net income$527,0003,838
Minority interest net income$082
Net income of bank and minority interests.$527,0003,839
Net charge-offs$29,0003,772
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$527,0003,749
2013-03-31 (YTD Data)Rank
Total interest income$1,483,0003,718
Total interest expense$215,0003,513
Net interest income$1,268,0003,697
Provision for loan and lease losses$60,0002,589
Total noninterest income$145,0004,245
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$36,0004,669
Trading account gains and fees$0148
Additional Noninterest Income$109,0003,629
Total noninterest expense$1,008,0003,970
Salaries and employee benefits$586,0003,764
Premises and equipment expense$84,0004,681
Additional noninterest expense$338,0003,939
Pre-tax net operating income$345,0003,539
Securities gains (losses)$01,966
Applicable income taxes$117,0002,242
Income before extraordinary items$228,0004,050
Extraordinary gains, net$010
Net income$228,0004,053
Minority interest net income$076
Net income of bank and minority interests.$228,0004,053
Net charge-offs$3,0003,820
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$228,0003,955
2012-12-31 (YTD Data)Rank
Total interest income$6,061,0003,809
Total interest expense$1,081,0003,443
Net interest income$4,980,0003,828
Provision for loan and lease losses$670,0002,321
Total noninterest income$821,0003,603
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$145,0004,838
Trading account gains and fees$0166
Additional Noninterest Income$676,0002,946
Total noninterest expense$3,512,0004,367
Salaries and employee benefits$2,062,0004,062
Premises and equipment expense$324,0004,804
Additional noninterest expense$1,126,0004,504
Pre-tax net operating income$1,619,0003,197
Securities gains (losses)$03,810
Applicable income taxes$636,0001,941
Income before extraordinary items$983,0003,944
Extraordinary gains, net$029
Net income$983,0003,944
Minority interest net income$093
Net income of bank and minority interests.$983,0003,946
Net charge-offs$830,0002,017
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$983,0003,772
2012-09-30 (YTD Data)Rank
Total interest income$4,545,0003,876
Total interest expense$842,0003,465
Net interest income$3,703,0003,911
Provision for loan and lease losses$470,0002,357
Total noninterest income$691,0003,432
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$106,0004,944
Trading account gains and fees$0157
Additional Noninterest Income$585,0002,711
Total noninterest expense$2,554,0004,460
Salaries and employee benefits$1,530,0004,094
Premises and equipment expense$233,0004,947
Additional noninterest expense$791,0004,693
Pre-tax net operating income$1,370,0003,066
Securities gains (losses)$03,575
Applicable income taxes$473,0002,004
Income before extraordinary items$897,0003,647
Extraordinary gains, net$020
Net income$897,0003,647
Minority interest net income$086
Net income of bank and minority interests.$897,0003,649
Net charge-offs$503,0002,182
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$897,0003,493
2012-06-30 (YTD Data)Rank
Total interest income$3,057,0003,877
Total interest expense$584,0003,464
Net interest income$2,473,0003,921
Provision for loan and lease losses$300,0002,388
Total noninterest income$276,0004,367
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$68,0005,022
Trading account gains and fees$0153
Additional Noninterest Income$208,0003,620
Total noninterest expense$1,689,0004,506
Salaries and employee benefits$1,002,0004,166
Premises and equipment expense$156,0004,955
Additional noninterest expense$531,0004,697
Pre-tax net operating income$760,0003,383
Securities gains (losses)$03,178
Applicable income taxes$263,0002,186
Income before extraordinary items$497,0004,006
Extraordinary gains, net$019
Net income$497,0004,009
Minority interest net income$084
Net income of bank and minority interests.$497,0004,010
Net charge-offs$301,0002,322
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$497,0003,812
2012-03-31 (YTD Data)Rank
Total interest income$1,488,0003,991
Total interest expense$307,0003,461
Net interest income$1,181,0004,051
Provision for loan and lease losses$240,0001,789
Total noninterest income$176,0003,910
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$32,0005,116
Trading account gains and fees$0148
Additional Noninterest Income$144,0003,121
Total noninterest expense$843,0004,530
Salaries and employee benefits$498,0004,213
Premises and equipment expense$79,0004,958
Additional noninterest expense$266,0004,705
Pre-tax net operating income$274,0003,989
Securities gains (losses)$02,210
Applicable income taxes$95,0002,490
Income before extraordinary items$179,0004,560
Extraordinary gains, net$019
Net income$179,0004,563
Minority interest net income$078
Net income of bank and minority interests.$179,0004,563
Net charge-offs$298,0001,501
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$179,0004,425
2011-12-31 (YTD Data)Rank
Total interest income$6,095,0004,004
Total interest expense$1,575,0003,328
Net interest income$4,520,0004,193
Provision for loan and lease losses$300,0004,096
Total noninterest income$352,0004,973
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$125,0005,190
Trading account gains and fees$0146
Additional Noninterest Income$227,0004,278
Total noninterest expense$3,239,0004,664
Salaries and employee benefits$1,887,0004,323
Premises and equipment expense$296,0005,261
Additional noninterest expense$1,056,0004,776
Pre-tax net operating income$1,333,0003,227
Securities gains (losses)$03,838
Applicable income taxes$463,0002,107
Income before extraordinary items$870,0003,809
Extraordinary gains, net$029
Net income$870,0003,813
Minority interest net income$096
Net income of bank and minority interests.$870,0003,812
Net charge-offs$106,0004,920
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$870,0003,687
2011-09-30 (YTD Data)Rank
Total interest income$4,523,0004,089
Total interest expense$1,207,0003,399
Net interest income$3,316,0004,283
Provision for loan and lease losses$180,0004,271
Total noninterest income$258,0005,065
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$92,0005,253
Trading account gains and fees$0145
Additional Noninterest Income$166,0004,377
Total noninterest expense$2,419,0004,685
Salaries and employee benefits$1,407,0004,332
Premises and equipment expense$224,0005,284
Additional noninterest expense$788,0004,810
Pre-tax net operating income$975,0003,356
Securities gains (losses)$03,555
Applicable income taxes$334,0002,154
Income before extraordinary items$641,0003,908
Extraordinary gains, net$021
Net income$641,0003,910
Minority interest net income$087
Net income of bank and minority interests.$641,0003,910
Net charge-offs$108,0004,355
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$641,0003,799
2011-06-30 (YTD Data)Rank
Total interest income$2,994,0004,155
Total interest expense$807,0003,489
Net interest income$2,187,0004,316
Provision for loan and lease losses$120,0004,174
Total noninterest income$165,0005,154
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$59,0005,293
Trading account gains and fees$0153
Additional Noninterest Income$106,0004,466
Total noninterest expense$1,596,0004,772
Salaries and employee benefits$931,0004,389
Premises and equipment expense$147,0005,359
Additional noninterest expense$518,0004,905
Pre-tax net operating income$636,0003,353
Securities gains (losses)$02,914
Applicable income taxes$218,0002,135
Income before extraordinary items$418,0003,893
Extraordinary gains, net$015
Net income$418,0003,894
Minority interest net income$089
Net income of bank and minority interests.$418,0003,895
Net charge-offs$109,0003,762
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$418,0003,789
2011-03-31 (YTD Data)Rank
Total interest income$1,503,0004,156
Total interest expense$404,0003,584
Net interest income$1,099,0004,303
Provision for loan and lease losses$60,0003,936
Total noninterest income$54,0005,845
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$25,0005,598
Total noninterest expense$800,0004,784
Salaries and employee benefits$467,0004,411
Premises and equipment expense$77,0005,307
Additional noninterest expense$256,0004,951
Pre-tax net operating income$293,0003,572
Securities gains (losses)$01,772
Applicable income taxes$101,0002,164
Income before extraordinary items$192,0004,053
Extraordinary gains, net$09
Net income$192,0004,052
Minority interest net income$086
Net income of bank and minority interests.$192,0004,053
Net charge-offs$22,0003,981
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$192,0003,995
2010-12-31 (YTD Data)Rank
Total interest income$5,642,0004,487
Total interest expense$1,590,0004,124
Net interest income$4,052,0004,558
Provision for loan and lease losses$325,0004,741
Total noninterest income$200,0005,950
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$104,0005,431
Trading account gains and fees$0175
Additional Noninterest Income$96,0005,484
Total noninterest expense$2,987,0005,033
Salaries and employee benefits$1,626,0004,825
Premises and equipment expense$327,0005,229
Additional noninterest expense$1,034,0004,999
Pre-tax net operating income$940,0003,482
Securities gains (losses)$03,793
Applicable income taxes$329,0002,280
Income before extraordinary items$611,0004,049
Extraordinary gains, net$029
Net income$611,0004,048
Minority interest net income$0111
Net income of bank and minority interests.$611,0004,049
Net charge-offs$235,0004,587
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$611,0003,908
2010-09-30 (YTD Data)Rank
Total interest income$4,183,0004,603
Total interest expense$1,203,0004,243
Net interest income$2,980,0004,668
Provision for loan and lease losses$275,0004,429
Total noninterest income$103,0006,507
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$79,0005,500
Trading account gains and fees$0165
Additional Noninterest Income$24,0006,554
Total noninterest expense$2,200,0005,102
Salaries and employee benefits$1,190,0004,943
Premises and equipment expense$247,0005,262
Additional noninterest expense$763,0005,044
Pre-tax net operating income$608,0003,934
Securities gains (losses)$03,651
Applicable income taxes$205,0002,530
Income before extraordinary items$403,0004,457
Extraordinary gains, net$023
Net income$403,0004,459
Minority interest net income$0110
Net income of bank and minority interests.$403,0004,460
Net charge-offs$50,0005,500
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$403,0004,279
2010-06-30 (YTD Data)Rank
Total interest income$2,767,0004,669
Total interest expense$807,0004,322
Net interest income$1,960,0004,716
Provision for loan and lease losses$250,0003,882
Total noninterest income$27,0007,240
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$52,0005,529
Trading account gains and fees$0152
Additional Noninterest Income$-25,0007,398
Total noninterest expense$1,439,0005,177
Salaries and employee benefits$773,0005,024
Premises and equipment expense$163,0005,334
Additional noninterest expense$503,0005,073
Pre-tax net operating income$298,0004,425
Securities gains (losses)$03,184
Applicable income taxes$99,0002,795
Income before extraordinary items$199,0004,909
Extraordinary gains, net$019
Net income$199,0004,910
Minority interest net income$0105
Net income of bank and minority interests.$199,0004,909
Net charge-offs$34,0005,177
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$199,0004,761
2010-03-31 (YTD Data)Rank
Total interest income$1,380,0004,734
Total interest expense$406,0004,440
Net interest income$974,0004,756
Provision for loan and lease losses$240,0002,748
Total noninterest income$63,0005,801
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$28,0005,463
Trading account gains and fees$0175
Additional Noninterest Income$35,0005,238
Total noninterest expense$718,0005,234
Salaries and employee benefits$376,0005,158
Premises and equipment expense$83,0005,367
Additional noninterest expense$259,0005,012
Pre-tax net operating income$79,0005,306
Securities gains (losses)$02,284
Applicable income taxes$26,0003,267
Income before extraordinary items$53,0005,656
Extraordinary gains, net$016
Net income$53,0005,657
Minority interest net income$091
Net income of bank and minority interests.$53,0005,656
Net charge-offs$34,0004,045
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$53,0005,557
2009-12-31 (YTD Data)Rank
Total interest income$5,481,0004,867
Total interest expense$1,925,0004,560
Net interest income$3,556,0004,924
Provision for loan and lease losses$289,0005,330
Total noninterest income$-55,0007,757
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$130,0005,377
Trading account gains and fees$0211
Additional Noninterest Income$-185,0007,674
Total noninterest expense$2,673,0005,502
Salaries and employee benefits$1,401,0005,401
Premises and equipment expense$345,0005,349
Additional noninterest expense$927,0005,451
Pre-tax net operating income$539,0003,904
Securities gains (losses)$03,754
Applicable income taxes$142,0002,638
Income before extraordinary items$397,0004,190
Extraordinary gains, net$034
Net income$397,0004,190
Minority interest net income$0115
Net income of bank and minority interests.$397,0004,190
Net charge-offs$78,0005,904
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$397,0004,120
2009-09-30 (YTD Data)Rank
Total interest income$4,053,0004,977
Total interest expense$1,479,0004,640
Net interest income$2,574,0005,030
Provision for loan and lease losses$169,0005,383
Total noninterest income$-124,0007,931
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$98,0005,393
Trading account gains and fees$0212
Additional Noninterest Income$-222,0007,882
Total noninterest expense$1,968,0005,559
Salaries and employee benefits$1,031,0005,488
Premises and equipment expense$263,0005,354
Additional noninterest expense$674,0005,515
Pre-tax net operating income$313,0004,490
Securities gains (losses)$03,497
Applicable income taxes$105,0002,845
Income before extraordinary items$208,0004,808
Extraordinary gains, net$027
Net income$208,0004,809
Minority interest net income$0118
Net income of bank and minority interests.$208,0004,809
Net charge-offs$50,0005,674
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$208,0004,742
2009-06-30 (YTD Data)Rank
Total interest income$2,660,0005,058
Total interest expense$1,005,0004,719
Net interest income$1,655,0005,124
Provision for loan and lease losses$129,0004,969
Total noninterest income$-190,0008,068
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$63,0005,461
Trading account gains and fees$0193
Additional Noninterest Income$-253,0008,039
Total noninterest expense$1,260,0005,718
Salaries and employee benefits$670,0005,631
Premises and equipment expense$181,0005,327
Additional noninterest expense$409,0005,771
Pre-tax net operating income$76,0005,367
Securities gains (losses)$03,136
Applicable income taxes$26,0003,570
Income before extraordinary items$50,0005,576
Extraordinary gains, net$021
Net income$50,0005,573
Minority interest net income$0112
Net income of bank and minority interests.$50,0005,573
Net charge-offs$50,0004,916
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$50,0005,500
2009-03-31 (YTD Data)Rank
Total interest income$1,306,0005,161
Total interest expense$506,0004,808
Net interest income$800,0005,214
Provision for loan and lease losses$81,0004,210
Total noninterest income$66,0005,940
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$32,0005,513
Total noninterest expense$628,0005,678
Salaries and employee benefits$334,0005,694
Premises and equipment expense$94,0005,280
Additional noninterest expense$200,0005,605
Pre-tax net operating income$157,0004,427
Securities gains (losses)$02,434
Applicable income taxes$54,0002,811
Income before extraordinary items$103,0004,918
Extraordinary gains, net$015
Net income$103,0004,922
Minority interest net income$0102
Net income of bank and minority interests.$103,0004,921
Net charge-offs$50,0003,538
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$103,0004,753
2008-12-31 (YTD Data)Rank
Total interest income$4,251,0005,871
Total interest expense$1,941,0005,386
Net interest income$2,310,0006,084
Provision for loan and lease losses$411,0004,097
Total noninterest income$185,0006,599
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0006,187
Trading account gains and fees$0154
Additional Noninterest Income$104,0005,867
Total noninterest expense$2,821,0005,316
Salaries and employee benefits$1,415,0005,505
Premises and equipment expense$376,0005,258
Additional noninterest expense$1,030,0004,734
Pre-tax net operating income$-737,0006,893
Securities gains (losses)$03,220
Applicable income taxes$-102,0007,077
Income before extraordinary items$-635,0006,792
Extraordinary gains, net$039
Net income$-635,0006,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0005,350
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,022,000423
Net operating income$-635,0006,922
2008-09-30 (YTD Data)Rank
Total interest income$3,067,0006,025
Total interest expense$1,452,0005,515
Net interest income$1,615,0006,306
Provision for loan and lease losses$141,0004,701
Total noninterest income$123,0006,873
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$53,0006,369
Trading account gains and fees$0148
Additional Noninterest Income$70,0006,140
Total noninterest expense$2,113,0005,299
Salaries and employee benefits$1,074,0005,489
Premises and equipment expense$279,0005,295
Additional noninterest expense$760,0004,706
Pre-tax net operating income$-516,0007,279
Securities gains (losses)$03,106
Applicable income taxes$-25,0007,367
Income before extraordinary items$-491,0007,188
Extraordinary gains, net$031
Net income$-491,0007,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,429
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$354,000458
Net operating income$-491,0007,326
2008-06-30 (YTD Data)Rank
Total interest income$2,006,0006,135
Total interest expense$990,0005,610
Net interest income$1,016,0006,447
Provision for loan and lease losses$93,0004,365
Total noninterest income$78,0006,990
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$31,0006,533
Trading account gains and fees$0149
Additional Noninterest Income$47,0006,218
Total noninterest expense$1,410,0005,323
Salaries and employee benefits$718,0005,527
Premises and equipment expense$184,0005,362
Additional noninterest expense$508,0004,688
Pre-tax net operating income$-409,0007,533
Securities gains (losses)$03,233
Applicable income taxes$-25,0007,690
Income before extraordinary items$-384,0007,610
Extraordinary gains, net$021
Net income$-384,0007,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,962
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$236,000383
Net operating income$-384,0007,592
2008-03-31 (YTD Data)Rank
Total interest income$1,002,0006,216
Total interest expense$519,0005,662
Net interest income$483,0006,584
Provision for loan and lease losses$43,0004,054
Total noninterest income$33,0007,206
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$13,0006,679
Trading account gains and fees$0158
Additional Noninterest Income$20,0006,458
Total noninterest expense$706,0005,337
Salaries and employee benefits$362,0005,540
Premises and equipment expense$90,0005,469
Additional noninterest expense$254,0004,634
Pre-tax net operating income$-233,0007,810
Securities gains (losses)$02,688
Applicable income taxes$-20,0007,903
Income before extraordinary items$-213,0007,859
Extraordinary gains, net$015
Net income$-213,0007,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,625
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$118,000297
Net operating income$-213,0007,828
2007-12-31 (YTD Data)Rank
Total interest income$2,982,0006,852
Total interest expense$1,425,0006,532
Net interest income$1,557,0007,049
Provision for loan and lease losses$342,0002,957
Total noninterest income$125,0007,328
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$38,0006,925
Trading account gains and fees$0178
Additional Noninterest Income$87,0006,423
Total noninterest expense$2,646,0005,429
Salaries and employee benefits$1,275,0005,809
Premises and equipment expense$301,0005,764
Additional noninterest expense$1,070,0004,422
Pre-tax net operating income$-1,306,0008,143
Securities gains (losses)$02,146
Applicable income taxes$-1,015,0008,407
Income before extraordinary items$-291,0007,767
Extraordinary gains, net$039
Net income$-291,0007,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,892
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$472,000547
Net operating income$-291,0007,749
2007-09-30 (YTD Data)Rank
Total interest income$2,049,0007,072
Total interest expense$961,0006,761
Net interest income$1,088,0007,229
Provision for loan and lease losses$117,0003,898
Total noninterest income$79,0007,553
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$28,0006,967
Trading account gains and fees$0184
Additional Noninterest Income$51,0006,759
Total noninterest expense$2,009,0005,342
Salaries and employee benefits$954,0005,785
Premises and equipment expense$194,0006,145
Additional noninterest expense$861,0004,150
Pre-tax net operating income$-959,0008,284
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-959,0008,323
Extraordinary gains, net$033
Net income$-959,0008,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,995
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$390,000453
Net operating income$-959,0008,315
2007-06-30 (YTD Data)Rank
Total interest income$1,233,0007,314
Total interest expense$566,0007,028
Net interest income$667,0007,447
Provision for loan and lease losses$59,0004,208
Total noninterest income$48,0007,709
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$17,0007,048
Trading account gains and fees$0168
Additional Noninterest Income$31,0006,942
Total noninterest expense$1,336,0005,386
Salaries and employee benefits$625,0005,886
Premises and equipment expense$114,0006,495
Additional noninterest expense$597,0004,027
Pre-tax net operating income$-680,0008,370
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-680,0008,403
Extraordinary gains, net$029
Net income$-680,0008,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,368
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$260,000406
Net operating income$-680,0008,396
2007-03-31 (YTD Data)Rank
Total interest income$573,0007,473
Total interest expense$261,0007,171
Net interest income$312,0007,589
Provision for loan and lease losses$-23,0008,474
Total noninterest income$13,0008,149
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$6,0007,199
Trading account gains and fees$0195
Additional Noninterest Income$7,0007,693
Total noninterest expense$703,0005,240
Salaries and employee benefits$306,0005,977
Premises and equipment expense$56,0006,566
Additional noninterest expense$341,0003,607
Pre-tax net operating income$-355,0008,449
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-355,0008,474
Extraordinary gains, net$022
Net income$-355,0008,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,000752
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$130,000303
Net operating income$-355,0008,464
2006-12-31 (YTD Data)Rank
Total interest income$1,516,0007,926
Total interest expense$558,0007,806
Net interest income$958,0007,897
Provision for loan and lease losses$474,0002,005
Total noninterest income$24,0008,382
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$19,0007,290
Trading account gains and fees$0130
Additional Noninterest Income$5,0008,389
Total noninterest expense$3,043,0004,833
Salaries and employee benefits$1,369,0005,480
Premises and equipment expense$231,0006,401
Additional noninterest expense$1,443,0003,394
Pre-tax net operating income$-2,535,0008,613
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-2,535,0008,624
Extraordinary gains, net$051
Net income$-2,535,0008,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,935
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$10,991,000193
Net operating income$-2,535,0008,617
2006-09-30 (YTD Data)Rank
Total interest income$1,021,0008,103
Total interest expense$360,0007,990
Net interest income$661,0008,079
Provision for loan and lease losses$132,0003,689
Total noninterest income$18,0008,479
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$14,0007,366
Trading account gains and fees$0126
Additional Noninterest Income$4,0008,464
Total noninterest expense$2,041,0005,204
Salaries and employee benefits$1,084,0005,292
Premises and equipment expense$157,0006,650
Additional noninterest expense$800,0004,260
Pre-tax net operating income$-1,494,0008,658
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,494,0008,672
Extraordinary gains, net$045
Net income$-1,494,0008,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$10,518,000145
Net operating income$-1,494,0008,663
2006-06-30 (YTD Data)Rank
Total interest income$554,0008,300
Total interest expense$168,0008,273
Net interest income$386,0008,260
Provision for loan and lease losses$98,0003,368
Total noninterest income$4,0008,635
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,559
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$1,599,0004,684
Salaries and employee benefits$826,0004,895
Premises and equipment expense$126,0006,231
Additional noninterest expense$647,0003,685
Pre-tax net operating income$-1,307,0008,727
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,307,0008,732
Extraordinary gains, net$039
Net income$-1,307,0008,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,518,00093
Net operating income$-1,307,0008,723
2006-03-31 (YTD Data)Rank
Total interest income$201,0008,533
Total interest expense$40,0008,575
Net interest income$161,0008,428
Provision for loan and lease losses$28,0004,185
Total noninterest income$08,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$1,193,0003,490
Salaries and employee benefits$582,0003,850
Premises and equipment expense$77,0005,732
Additional noninterest expense$534,0002,403
Pre-tax net operating income$-1,060,0008,758
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-1,060,0008,762
Extraordinary gains, net$021
Net income$-1,060,0008,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$10,518,00042
Net operating income$-1,060,0008,751

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.