Home > Flint Community Bank > Income and Expense
Flint Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,427,000 | 2,150 |
| Total interest expense | $5,294,000 | 1,945 |
| Net interest income | $11,133,000 | 2,229 |
| Provision for loan and lease losses | $20,000 | 3,063 |
| Total noninterest income | $1,452,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $264,000 | 2,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,188,000 | 2,109 |
| Total noninterest expense | $7,795,000 | 2,372 |
| Salaries and employee benefits | $5,061,000 | 2,179 |
| Premises and equipment expense | $585,000 | 2,748 |
| Additional noninterest expense | $1,188,000 | 2,109 |
| Pre-tax net operating income | $4,770,000 | 1,973 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,770,000 | 1,781 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,770,000 | 1,802 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,770,000 | 1,784 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $3,730,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,770,000 | 1,810 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,026,000 | 2,149 |
| Total interest expense | $3,698,000 | 1,917 |
| Net interest income | $8,328,000 | 2,249 |
| Provision for loan and lease losses | $20,000 | 2,810 |
| Total noninterest income | $1,091,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $197,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,103 |
| Total noninterest expense | $5,879,000 | 2,350 |
| Salaries and employee benefits | $3,796,000 | 2,173 |
| Premises and equipment expense | $441,000 | 2,744 |
| Additional noninterest expense | $894,000 | 2,103 |
| Pre-tax net operating income | $3,520,000 | 2,044 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,520,000 | 1,864 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,520,000 | 1,881 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,520,000 | 1,864 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $2,769,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,520,000 | 1,893 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,677,000 | 2,183 |
| Total interest expense | $2,216,000 | 1,890 |
| Net interest income | $5,461,000 | 2,288 |
| Provision for loan and lease losses | $20,000 | 2,598 |
| Total noninterest income | $726,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $130,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,020 |
| Total noninterest expense | $3,919,000 | 2,346 |
| Salaries and employee benefits | $2,539,000 | 2,161 |
| Premises and equipment expense | $286,000 | 2,773 |
| Additional noninterest expense | $596,000 | 2,017 |
| Pre-tax net operating income | $2,248,000 | 2,098 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,248,000 | 1,907 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,248,000 | 1,931 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,248,000 | 1,907 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $1,846,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,248,000 | 1,914 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 2,258 |
| Total interest expense | $870,000 | 2,003 |
| Net interest income | $2,724,000 | 2,296 |
| Provision for loan and lease losses | $20,000 | 2,126 |
| Total noninterest income | $332,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $64,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,120 |
| Total noninterest expense | $1,957,000 | 2,371 |
| Salaries and employee benefits | $1,268,000 | 2,196 |
| Premises and equipment expense | $147,000 | 2,785 |
| Additional noninterest expense | $268,000 | 2,120 |
| Pre-tax net operating income | $1,079,000 | 2,200 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,079,000 | 2,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,079,000 | 2,005 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,079,000 | 2,006 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $923,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,079,000 | 2,025 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,097,000 | 2,266 |
| Total interest expense | $1,093,000 | 2,293 |
| Net interest income | $11,004,000 | 2,235 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,418,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $244,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,174,000 | 2,169 |
| Total noninterest expense | $7,316,000 | 2,444 |
| Salaries and employee benefits | $4,685,000 | 2,275 |
| Premises and equipment expense | $597,000 | 2,717 |
| Additional noninterest expense | $1,174,000 | 2,169 |
| Pre-tax net operating income | $4,986,000 | 2,049 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,986,000 | 1,820 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,986,000 | 1,818 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,986,000 | 1,819 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $3,628,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,986,000 | 1,854 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 2,293 |
| Total interest expense | $564,000 | 2,506 |
| Net interest income | $8,008,000 | 2,245 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $1,075,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $173,000 | 2,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 2,170 |
| Total noninterest expense | $5,423,000 | 2,458 |
| Salaries and employee benefits | $3,500,000 | 2,275 |
| Premises and equipment expense | $446,000 | 2,721 |
| Additional noninterest expense | $902,000 | 2,170 |
| Pre-tax net operating income | $3,570,000 | 2,069 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,570,000 | 1,869 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,570,000 | 1,867 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,570,000 | 1,868 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $2,717,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,570,000 | 1,905 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 2,315 |
| Total interest expense | $279,000 | 2,756 |
| Net interest income | $5,164,000 | 2,264 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $734,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $115,000 | 2,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,161 |
| Total noninterest expense | $3,628,000 | 2,440 |
| Salaries and employee benefits | $2,353,000 | 2,266 |
| Premises and equipment expense | $302,000 | 2,712 |
| Additional noninterest expense | $973,000 | 2,659 |
| Pre-tax net operating income | $2,210,000 | 2,077 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,210,000 | 1,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,210,000 | 1,869 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,210,000 | 1,868 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $1,807,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,210,000 | 1,911 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 2,342 |
| Total interest expense | $131,000 | 2,819 |
| Net interest income | $2,482,000 | 2,284 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $361,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $53,000 | 2,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,152 |
| Total noninterest expense | $1,806,000 | 2,441 |
| Salaries and employee benefits | $1,172,000 | 2,273 |
| Premises and equipment expense | $145,000 | 2,795 |
| Additional noninterest expense | $489,000 | 2,627 |
| Pre-tax net operating income | $1,007,000 | 2,085 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,007,000 | 1,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,007,000 | 1,912 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,007,000 | 1,913 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $897,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,007,000 | 1,929 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 2,267 |
| Total interest expense | $637,000 | 2,822 |
| Net interest income | $10,782,000 | 2,210 |
| Provision for loan and lease losses | $480,000 | 1,083 |
| Total noninterest income | $1,418,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $169,000 | 2,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 2,409 |
| Total noninterest expense | $6,869,000 | 2,516 |
| Salaries and employee benefits | $4,441,000 | 2,332 |
| Premises and equipment expense | $537,000 | 2,918 |
| Additional noninterest expense | $1,891,000 | 2,699 |
| Pre-tax net operating income | $4,851,000 | 2,091 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,851,000 | 1,925 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,851,000 | 1,925 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,851,000 | 1,926 |
| Net charge-offs | $10,000 | 2,284 |
| Cash dividends | $3,499,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,851,000 | 1,897 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 2,345 |
| Total interest expense | $495,000 | 2,873 |
| Net interest income | $7,923,000 | 2,285 |
| Provision for loan and lease losses | $360,000 | 1,040 |
| Total noninterest income | $1,046,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $126,000 | 2,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,479 |
| Total noninterest expense | $5,112,000 | 2,547 |
| Salaries and employee benefits | $3,310,000 | 2,350 |
| Premises and equipment expense | $399,000 | 2,954 |
| Additional noninterest expense | $1,403,000 | 2,708 |
| Pre-tax net operating income | $3,497,000 | 2,229 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $3,497,000 | 2,046 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,497,000 | 2,045 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,497,000 | 2,046 |
| Net charge-offs | $10,000 | 1,984 |
| Cash dividends | $2,628,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,497,000 | 2,022 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 2,426 |
| Total interest expense | $344,000 | 2,888 |
| Net interest income | $4,972,000 | 2,361 |
| Provision for loan and lease losses | $240,000 | 1,058 |
| Total noninterest income | $695,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $86,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,446 |
| Total noninterest expense | $3,329,000 | 2,569 |
| Salaries and employee benefits | $2,158,000 | 2,383 |
| Premises and equipment expense | $255,000 | 3,011 |
| Additional noninterest expense | $916,000 | 2,740 |
| Pre-tax net operating income | $2,098,000 | 2,324 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,098,000 | 2,162 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,098,000 | 2,161 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,098,000 | 2,162 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $1,730,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,098,000 | 2,130 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 2,431 |
| Total interest expense | $189,000 | 2,831 |
| Net interest income | $2,438,000 | 2,380 |
| Provision for loan and lease losses | $120,000 | 1,135 |
| Total noninterest income | $338,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $42,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,467 |
| Total noninterest expense | $1,641,000 | 2,584 |
| Salaries and employee benefits | $1,057,000 | 2,421 |
| Premises and equipment expense | $122,000 | 3,099 |
| Additional noninterest expense | $462,000 | 2,683 |
| Pre-tax net operating income | $1,015,000 | 2,343 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,015,000 | 2,194 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,015,000 | 2,194 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,015,000 | 2,194 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $833,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,015,000 | 2,157 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,060,000 | 2,228 |
| Total interest expense | $1,527,000 | 2,349 |
| Net interest income | $10,533,000 | 2,173 |
| Provision for loan and lease losses | $480,000 | 2,282 |
| Total noninterest income | $1,247,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $172,000 | 2,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 2,408 |
| Total noninterest expense | $6,641,000 | 2,545 |
| Salaries and employee benefits | $4,300,000 | 2,382 |
| Premises and equipment expense | $494,000 | 3,081 |
| Additional noninterest expense | $1,847,000 | 2,662 |
| Pre-tax net operating income | $4,659,000 | 1,870 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-12,000 | 4,815 |
| Income before extraordinary items | $4,671,000 | 1,712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,671,000 | 1,712 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,671,000 | 1,712 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $2,077,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,671,000 | 1,680 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,897,000 | 2,278 |
| Total interest expense | $1,274,000 | 2,292 |
| Net interest income | $7,623,000 | 2,230 |
| Provision for loan and lease losses | $345,000 | 2,300 |
| Total noninterest income | $932,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $133,000 | 2,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 2,374 |
| Total noninterest expense | $4,970,000 | 2,524 |
| Salaries and employee benefits | $3,212,000 | 2,358 |
| Premises and equipment expense | $364,000 | 3,122 |
| Additional noninterest expense | $1,394,000 | 2,636 |
| Pre-tax net operating income | $3,240,000 | 1,943 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-12,000 | 4,858 |
| Income before extraordinary items | $3,252,000 | 1,788 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,252,000 | 1,788 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,252,000 | 1,788 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $1,615,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,252,000 | 1,739 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 2,369 |
| Total interest expense | $972,000 | 2,188 |
| Net interest income | $4,704,000 | 2,366 |
| Provision for loan and lease losses | $210,000 | 2,349 |
| Total noninterest income | $590,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $96,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,383 |
| Total noninterest expense | $3,274,000 | 2,539 |
| Salaries and employee benefits | $2,113,000 | 2,379 |
| Premises and equipment expense | $242,000 | 3,112 |
| Additional noninterest expense | $919,000 | 2,653 |
| Pre-tax net operating income | $1,810,000 | 2,142 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-12,000 | 4,861 |
| Income before extraordinary items | $1,822,000 | 1,958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 1,959 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,822,000 | 1,959 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $1,154,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,822,000 | 1,922 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 2,332 |
| Total interest expense | $581,000 | 2,100 |
| Net interest income | $2,298,000 | 2,362 |
| Provision for loan and lease losses | $105,000 | 1,912 |
| Total noninterest income | $271,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,358 |
| Total noninterest expense | $1,648,000 | 2,564 |
| Salaries and employee benefits | $1,046,000 | 2,409 |
| Premises and equipment expense | $121,000 | 3,144 |
| Additional noninterest expense | $481,000 | 2,606 |
| Pre-tax net operating income | $816,000 | 2,140 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $816,000 | 1,946 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $816,000 | 1,945 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $816,000 | 1,946 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $577,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $816,000 | 1,912 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,959,000 | 2,428 |
| Total interest expense | $2,382,000 | 2,101 |
| Net interest income | $8,577,000 | 2,495 |
| Provision for loan and lease losses | $480,000 | 1,514 |
| Total noninterest income | $1,187,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $255,000 | 2,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $932,000 | 2,341 |
| Total noninterest expense | $6,090,000 | 2,677 |
| Salaries and employee benefits | $3,900,000 | 2,492 |
| Premises and equipment expense | $504,000 | 3,082 |
| Additional noninterest expense | $1,686,000 | 2,862 |
| Pre-tax net operating income | $3,194,000 | 2,364 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-60,000 | 5,071 |
| Income before extraordinary items | $3,254,000 | 2,182 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,254,000 | 2,184 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,254,000 | 2,184 |
| Net charge-offs | $157,000 | 1,885 |
| Cash dividends | $2,179,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,254,000 | 2,140 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 2,491 |
| Total interest expense | $1,743,000 | 2,152 |
| Net interest income | $6,305,000 | 2,568 |
| Provision for loan and lease losses | $360,000 | 1,428 |
| Total noninterest income | $908,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $193,000 | 2,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $715,000 | 2,297 |
| Total noninterest expense | $4,540,000 | 2,695 |
| Salaries and employee benefits | $2,907,000 | 2,512 |
| Premises and equipment expense | $381,000 | 3,107 |
| Additional noninterest expense | $1,252,000 | 2,894 |
| Pre-tax net operating income | $2,313,000 | 2,485 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,313,000 | 2,304 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,313,000 | 2,305 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,313,000 | 2,305 |
| Net charge-offs | $149,000 | 1,492 |
| Cash dividends | $1,731,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,313,000 | 2,274 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 2,555 |
| Total interest expense | $1,131,000 | 2,164 |
| Net interest income | $4,073,000 | 2,626 |
| Provision for loan and lease losses | $240,000 | 1,405 |
| Total noninterest income | $612,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 2,252 |
| Total noninterest expense | $2,994,000 | 2,732 |
| Salaries and employee benefits | $1,905,000 | 2,559 |
| Premises and equipment expense | $252,000 | 3,120 |
| Additional noninterest expense | $837,000 | 2,911 |
| Pre-tax net operating income | $1,451,000 | 2,572 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,451,000 | 2,375 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,451,000 | 2,374 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,451,000 | 2,375 |
| Net charge-offs | $143,000 | 1,197 |
| Cash dividends | $1,282,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,451,000 | 2,344 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 2,585 |
| Total interest expense | $571,000 | 2,121 |
| Net interest income | $1,991,000 | 2,689 |
| Provision for loan and lease losses | $120,000 | 1,335 |
| Total noninterest income | $265,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $53,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,340 |
| Total noninterest expense | $1,487,000 | 2,759 |
| Salaries and employee benefits | $950,000 | 2,574 |
| Premises and equipment expense | $126,000 | 3,162 |
| Additional noninterest expense | $411,000 | 2,943 |
| Pre-tax net operating income | $649,000 | 2,692 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $649,000 | 2,474 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $649,000 | 2,473 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $649,000 | 2,473 |
| Net charge-offs | $89,000 | 938 |
| Cash dividends | $641,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $649,000 | 2,464 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,985,000 | 2,528 |
| Total interest expense | $1,819,000 | 2,063 |
| Net interest income | $8,166,000 | 2,615 |
| Provision for loan and lease losses | $340,000 | 1,838 |
| Total noninterest income | $1,746,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $234,000 | 3,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,512,000 | 1,790 |
| Total noninterest expense | $6,038,000 | 2,721 |
| Salaries and employee benefits | $3,835,000 | 2,518 |
| Premises and equipment expense | $506,000 | 3,125 |
| Additional noninterest expense | $1,697,000 | 2,914 |
| Pre-tax net operating income | $3,534,000 | 2,265 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,000 | 3,934 |
| Income before extraordinary items | $3,533,000 | 2,075 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,533,000 | 2,073 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,533,000 | 2,074 |
| Net charge-offs | $755,000 | 739 |
| Cash dividends | $2,320,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,533,000 | 2,071 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 2,534 |
| Total interest expense | $1,258,000 | 2,095 |
| Net interest income | $6,205,000 | 2,597 |
| Provision for loan and lease losses | $220,000 | 1,905 |
| Total noninterest income | $1,469,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $187,000 | 3,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,282,000 | 1,674 |
| Total noninterest expense | $4,472,000 | 2,744 |
| Salaries and employee benefits | $2,883,000 | 2,517 |
| Premises and equipment expense | $374,000 | 3,184 |
| Additional noninterest expense | $1,215,000 | 3,007 |
| Pre-tax net operating income | $2,982,000 | 2,139 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $2,981,000 | 1,920 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,981,000 | 1,917 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,981,000 | 1,919 |
| Net charge-offs | $678,000 | 590 |
| Cash dividends | $1,833,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,981,000 | 1,910 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 2,524 |
| Total interest expense | $776,000 | 2,134 |
| Net interest income | $4,174,000 | 2,582 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $1,121,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $127,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $994,000 | 1,525 |
| Total noninterest expense | $3,000,000 | 2,753 |
| Salaries and employee benefits | $1,928,000 | 2,533 |
| Premises and equipment expense | $248,000 | 3,224 |
| Additional noninterest expense | $824,000 | 2,992 |
| Pre-tax net operating income | $2,175,000 | 1,972 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $2,174,000 | 1,761 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,174,000 | 1,760 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,174,000 | 1,760 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $1,346,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,174,000 | 1,751 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 2,496 |
| Total interest expense | $370,000 | 2,131 |
| Net interest income | $2,134,000 | 2,545 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $790,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $66,000 | 2,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 1,171 |
| Total noninterest expense | $1,480,000 | 2,804 |
| Salaries and employee benefits | $962,000 | 2,562 |
| Premises and equipment expense | $119,000 | 3,337 |
| Additional noninterest expense | $399,000 | 3,064 |
| Pre-tax net operating income | $1,384,000 | 1,586 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,384,000 | 1,418 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,384,000 | 1,418 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,384,000 | 1,418 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $641,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,384,000 | 1,409 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,740,000 | 2,702 |
| Total interest expense | $1,087,000 | 2,408 |
| Net interest income | $7,653,000 | 2,725 |
| Provision for loan and lease losses | $240,000 | 2,185 |
| Total noninterest income | $1,639,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $256,000 | 3,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,911 |
| Total noninterest expense | $5,727,000 | 2,855 |
| Salaries and employee benefits | $3,413,000 | 2,757 |
| Premises and equipment expense | $433,000 | 3,521 |
| Additional noninterest expense | $1,881,000 | 2,765 |
| Pre-tax net operating income | $3,325,000 | 2,311 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $39,000 | 3,605 |
| Income before extraordinary items | $3,286,000 | 1,894 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,286,000 | 1,894 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,286,000 | 1,895 |
| Net charge-offs | $6,000 | 3,826 |
| Cash dividends | $1,897,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,286,000 | 1,876 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 2,770 |
| Total interest expense | $758,000 | 2,512 |
| Net interest income | $5,634,000 | 2,778 |
| Provision for loan and lease losses | $180,000 | 2,116 |
| Total noninterest income | $1,105,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $188,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 2,083 |
| Total noninterest expense | $4,221,000 | 2,911 |
| Salaries and employee benefits | $2,520,000 | 2,807 |
| Premises and equipment expense | $317,000 | 3,594 |
| Additional noninterest expense | $1,384,000 | 2,805 |
| Pre-tax net operating income | $2,338,000 | 2,473 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $29,000 | 3,624 |
| Income before extraordinary items | $2,309,000 | 2,156 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,309,000 | 2,157 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,309,000 | 2,157 |
| Net charge-offs | $30,000 | 2,778 |
| Cash dividends | $1,474,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,309,000 | 2,135 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 2,794 |
| Total interest expense | $474,000 | 2,576 |
| Net interest income | $3,682,000 | 2,806 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $704,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $108,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,117 |
| Total noninterest expense | $2,737,000 | 2,980 |
| Salaries and employee benefits | $1,666,000 | 2,835 |
| Premises and equipment expense | $202,000 | 3,691 |
| Additional noninterest expense | $869,000 | 2,940 |
| Pre-tax net operating income | $1,529,000 | 2,461 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $20,000 | 3,634 |
| Income before extraordinary items | $1,509,000 | 2,142 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,509,000 | 2,142 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,509,000 | 2,143 |
| Net charge-offs | $19,000 | 2,606 |
| Cash dividends | $1,154,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,509,000 | 2,110 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 2,839 |
| Total interest expense | $235,000 | 2,564 |
| Net interest income | $1,794,000 | 2,855 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $335,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,204 |
| Total noninterest expense | $1,356,000 | 3,017 |
| Salaries and employee benefits | $820,000 | 2,892 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $436,000 | 2,938 |
| Pre-tax net operating income | $713,000 | 2,503 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $10,000 | 3,599 |
| Income before extraordinary items | $703,000 | 2,188 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $703,000 | 2,189 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $703,000 | 2,189 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $577,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $703,000 | 2,156 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,803,000 | 2,903 |
| Total interest expense | $895,000 | 2,608 |
| Net interest income | $6,908,000 | 2,915 |
| Provision for loan and lease losses | $240,000 | 2,221 |
| Total noninterest income | $1,058,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $212,000 | 3,496 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $846,000 | 2,601 |
| Total noninterest expense | $4,996,000 | 3,185 |
| Salaries and employee benefits | $2,893,000 | 3,094 |
| Premises and equipment expense | $372,000 | 3,912 |
| Additional noninterest expense | $1,731,000 | 3,035 |
| Pre-tax net operating income | $2,730,000 | 2,536 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $39,000 | 3,681 |
| Income before extraordinary items | $2,691,000 | 2,294 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,691,000 | 2,291 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,691,000 | 2,293 |
| Net charge-offs | $188,000 | 1,986 |
| Cash dividends | $963,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,691,000 | 2,235 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 2,919 |
| Total interest expense | $665,000 | 2,620 |
| Net interest income | $5,164,000 | 2,927 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $916,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $161,000 | 3,507 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $755,000 | 2,386 |
| Total noninterest expense | $3,786,000 | 3,174 |
| Salaries and employee benefits | $2,173,000 | 3,090 |
| Premises and equipment expense | $276,000 | 3,949 |
| Additional noninterest expense | $1,337,000 | 2,982 |
| Pre-tax net operating income | $2,114,000 | 2,522 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $29,000 | 3,756 |
| Income before extraordinary items | $2,085,000 | 2,276 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,085,000 | 2,275 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,085,000 | 2,276 |
| Net charge-offs | $66,000 | 2,394 |
| Cash dividends | $642,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,085,000 | 2,209 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 2,940 |
| Total interest expense | $437,000 | 2,663 |
| Net interest income | $3,417,000 | 2,949 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $656,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $109,000 | 3,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $547,000 | 2,270 |
| Total noninterest expense | $2,504,000 | 3,196 |
| Salaries and employee benefits | $1,450,000 | 3,109 |
| Premises and equipment expense | $177,000 | 4,038 |
| Additional noninterest expense | $877,000 | 3,029 |
| Pre-tax net operating income | $1,449,000 | 2,464 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $20,000 | 3,765 |
| Income before extraordinary items | $1,429,000 | 2,213 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,429,000 | 2,212 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,429,000 | 2,212 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $321,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,429,000 | 2,140 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 2,958 |
| Total interest expense | $214,000 | 2,718 |
| Net interest income | $1,695,000 | 2,974 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $431,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $370,000 | 1,845 |
| Total noninterest expense | $1,265,000 | 3,198 |
| Salaries and employee benefits | $722,000 | 3,140 |
| Premises and equipment expense | $88,000 | 4,107 |
| Additional noninterest expense | $455,000 | 2,958 |
| Pre-tax net operating income | $801,000 | 2,276 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $10,000 | 3,751 |
| Income before extraordinary items | $791,000 | 2,007 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $791,000 | 2,007 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $791,000 | 2,007 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $791,000 | 1,961 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 3,062 |
| Total interest expense | $754,000 | 2,927 |
| Net interest income | $6,392,000 | 3,066 |
| Provision for loan and lease losses | $240,000 | 2,131 |
| Total noninterest income | $1,054,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $223,000 | 3,549 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $831,000 | 2,599 |
| Total noninterest expense | $4,762,000 | 3,330 |
| Salaries and employee benefits | $2,633,000 | 3,290 |
| Premises and equipment expense | $366,000 | 4,068 |
| Additional noninterest expense | $1,763,000 | 3,047 |
| Pre-tax net operating income | $2,444,000 | 2,678 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,403,000 | 1,287 |
| Income before extraordinary items | $1,041,000 | 3,862 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,041,000 | 3,863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,041,000 | 3,864 |
| Net charge-offs | $237,000 | 1,828 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,041,000 | 3,807 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 3,124 |
| Total interest expense | $560,000 | 2,980 |
| Net interest income | $4,714,000 | 3,115 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $749,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $160,000 | 3,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $589,000 | 2,697 |
| Total noninterest expense | $3,456,000 | 3,428 |
| Salaries and employee benefits | $1,942,000 | 3,337 |
| Premises and equipment expense | $272,000 | 4,153 |
| Additional noninterest expense | $1,242,000 | 3,204 |
| Pre-tax net operating income | $1,827,000 | 2,722 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $665,000 | 1,746 |
| Income before extraordinary items | $1,162,000 | 3,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,162,000 | 3,246 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,162,000 | 3,247 |
| Net charge-offs | $152,000 | 1,786 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,162,000 | 3,193 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 3,148 |
| Total interest expense | $367,000 | 3,029 |
| Net interest income | $3,114,000 | 3,134 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $467,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $102,000 | 3,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $365,000 | 2,791 |
| Total noninterest expense | $2,196,000 | 3,560 |
| Salaries and employee benefits | $1,283,000 | 3,388 |
| Premises and equipment expense | $184,000 | 4,157 |
| Additional noninterest expense | $729,000 | 3,489 |
| Pre-tax net operating income | $1,265,000 | 2,640 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $457,000 | 1,715 |
| Income before extraordinary items | $808,000 | 3,134 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $808,000 | 3,134 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $808,000 | 3,135 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $808,000 | 3,075 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 3,184 |
| Total interest expense | $178,000 | 3,119 |
| Net interest income | $1,547,000 | 3,148 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $240,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $183,000 | 2,747 |
| Total noninterest expense | $1,105,000 | 3,573 |
| Salaries and employee benefits | $639,000 | 3,429 |
| Premises and equipment expense | $92,000 | 4,191 |
| Additional noninterest expense | $374,000 | 3,431 |
| Pre-tax net operating income | $622,000 | 2,623 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $221,000 | 1,718 |
| Income before extraordinary items | $401,000 | 3,116 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $401,000 | 3,119 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $401,000 | 3,119 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $401,000 | 3,051 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 3,334 |
| Total interest expense | $638,000 | 3,483 |
| Net interest income | $5,896,000 | 3,295 |
| Provision for loan and lease losses | $440,000 | 1,589 |
| Total noninterest income | $936,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $220,000 | 3,765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $716,000 | 2,778 |
| Total noninterest expense | $4,120,000 | 3,762 |
| Salaries and employee benefits | $2,360,000 | 3,627 |
| Premises and equipment expense | $383,000 | 4,188 |
| Additional noninterest expense | $1,377,000 | 3,737 |
| Pre-tax net operating income | $2,272,000 | 2,764 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $853,000 | 1,710 |
| Income before extraordinary items | $1,419,000 | 3,337 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,419,000 | 3,338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,419,000 | 3,338 |
| Net charge-offs | $355,000 | 1,844 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,419,000 | 3,287 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 3,392 |
| Total interest expense | $464,000 | 3,612 |
| Net interest income | $4,365,000 | 3,346 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $594,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $170,000 | 3,759 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $424,000 | 3,148 |
| Total noninterest expense | $3,156,000 | 3,731 |
| Salaries and employee benefits | $1,781,000 | 3,608 |
| Premises and equipment expense | $287,000 | 4,239 |
| Additional noninterest expense | $1,088,000 | 3,650 |
| Pre-tax net operating income | $1,623,000 | 2,890 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $583,000 | 1,828 |
| Income before extraordinary items | $1,040,000 | 3,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,040,000 | 3,424 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,040,000 | 3,424 |
| Net charge-offs | $133,000 | 2,415 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,040,000 | 3,381 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 3,444 |
| Total interest expense | $302,000 | 3,719 |
| Net interest income | $2,849,000 | 3,390 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $360,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $113,000 | 3,738 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $247,000 | 3,312 |
| Total noninterest expense | $2,093,000 | 3,757 |
| Salaries and employee benefits | $1,197,000 | 3,615 |
| Premises and equipment expense | $189,000 | 4,290 |
| Additional noninterest expense | $707,000 | 3,717 |
| Pre-tax net operating income | $996,000 | 2,983 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $355,000 | 1,893 |
| Income before extraordinary items | $641,000 | 3,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $641,000 | 3,511 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $641,000 | 3,511 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $641,000 | 3,448 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 3,511 |
| Total interest expense | $151,000 | 3,774 |
| Net interest income | $1,397,000 | 3,445 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $220,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $156,000 | 2,918 |
| Total noninterest expense | $1,074,000 | 3,724 |
| Salaries and employee benefits | $599,000 | 3,643 |
| Premises and equipment expense | $91,000 | 4,427 |
| Additional noninterest expense | $384,000 | 3,514 |
| Pre-tax net operating income | $483,000 | 2,962 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $170,000 | 1,880 |
| Income before extraordinary items | $313,000 | 3,472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $313,000 | 3,475 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $313,000 | 3,475 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $313,000 | 3,427 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 3,553 |
| Total interest expense | $744,000 | 3,615 |
| Net interest income | $5,434,000 | 3,499 |
| Provision for loan and lease losses | $754,000 | 1,397 |
| Total noninterest income | $681,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $185,000 | 4,224 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $496,000 | 3,370 |
| Total noninterest expense | $4,055,000 | 3,884 |
| Salaries and employee benefits | $2,339,000 | 3,708 |
| Premises and equipment expense | $360,000 | 4,468 |
| Additional noninterest expense | $1,356,000 | 3,904 |
| Pre-tax net operating income | $1,306,000 | 3,624 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $470,000 | 2,225 |
| Income before extraordinary items | $836,000 | 4,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $836,000 | 4,209 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $836,000 | 4,210 |
| Net charge-offs | $437,000 | 2,156 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $836,000 | 4,156 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 3,609 |
| Total interest expense | $577,000 | 3,623 |
| Net interest income | $4,012,000 | 3,562 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $486,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $117,000 | 4,548 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,433 |
| Total noninterest expense | $3,044,000 | 3,904 |
| Salaries and employee benefits | $1,756,000 | 3,710 |
| Premises and equipment expense | $261,000 | 4,559 |
| Additional noninterest expense | $1,027,000 | 3,878 |
| Pre-tax net operating income | $1,254,000 | 3,272 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $436,000 | 2,050 |
| Income before extraordinary items | $818,000 | 3,776 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $818,000 | 3,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $818,000 | 3,779 |
| Net charge-offs | $54,000 | 3,795 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $818,000 | 3,707 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 3,646 |
| Total interest expense | $403,000 | 3,568 |
| Net interest income | $2,611,000 | 3,607 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $305,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $227,000 | 3,591 |
| Total noninterest expense | $1,993,000 | 3,966 |
| Salaries and employee benefits | $1,168,000 | 3,733 |
| Premises and equipment expense | $170,000 | 4,623 |
| Additional noninterest expense | $655,000 | 3,988 |
| Pre-tax net operating income | $803,000 | 3,326 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $276,000 | 2,106 |
| Income before extraordinary items | $527,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $527,000 | 3,838 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $527,000 | 3,839 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $527,000 | 3,749 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 3,718 |
| Total interest expense | $215,000 | 3,513 |
| Net interest income | $1,268,000 | 3,697 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $145,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 3,629 |
| Total noninterest expense | $1,008,000 | 3,970 |
| Salaries and employee benefits | $586,000 | 3,764 |
| Premises and equipment expense | $84,000 | 4,681 |
| Additional noninterest expense | $338,000 | 3,939 |
| Pre-tax net operating income | $345,000 | 3,539 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $117,000 | 2,242 |
| Income before extraordinary items | $228,000 | 4,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $228,000 | 4,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $228,000 | 4,053 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $228,000 | 3,955 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 3,809 |
| Total interest expense | $1,081,000 | 3,443 |
| Net interest income | $4,980,000 | 3,828 |
| Provision for loan and lease losses | $670,000 | 2,321 |
| Total noninterest income | $821,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $145,000 | 4,838 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $676,000 | 2,946 |
| Total noninterest expense | $3,512,000 | 4,367 |
| Salaries and employee benefits | $2,062,000 | 4,062 |
| Premises and equipment expense | $324,000 | 4,804 |
| Additional noninterest expense | $1,126,000 | 4,504 |
| Pre-tax net operating income | $1,619,000 | 3,197 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $636,000 | 1,941 |
| Income before extraordinary items | $983,000 | 3,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $983,000 | 3,944 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $983,000 | 3,946 |
| Net charge-offs | $830,000 | 2,017 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $983,000 | 3,772 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,876 |
| Total interest expense | $842,000 | 3,465 |
| Net interest income | $3,703,000 | 3,911 |
| Provision for loan and lease losses | $470,000 | 2,357 |
| Total noninterest income | $691,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $106,000 | 4,944 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $585,000 | 2,711 |
| Total noninterest expense | $2,554,000 | 4,460 |
| Salaries and employee benefits | $1,530,000 | 4,094 |
| Premises and equipment expense | $233,000 | 4,947 |
| Additional noninterest expense | $791,000 | 4,693 |
| Pre-tax net operating income | $1,370,000 | 3,066 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $473,000 | 2,004 |
| Income before extraordinary items | $897,000 | 3,647 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $897,000 | 3,647 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $897,000 | 3,649 |
| Net charge-offs | $503,000 | 2,182 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $897,000 | 3,493 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 3,877 |
| Total interest expense | $584,000 | 3,464 |
| Net interest income | $2,473,000 | 3,921 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $276,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $68,000 | 5,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 3,620 |
| Total noninterest expense | $1,689,000 | 4,506 |
| Salaries and employee benefits | $1,002,000 | 4,166 |
| Premises and equipment expense | $156,000 | 4,955 |
| Additional noninterest expense | $531,000 | 4,697 |
| Pre-tax net operating income | $760,000 | 3,383 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $263,000 | 2,186 |
| Income before extraordinary items | $497,000 | 4,006 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $497,000 | 4,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $497,000 | 4,010 |
| Net charge-offs | $301,000 | 2,322 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $497,000 | 3,812 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 3,991 |
| Total interest expense | $307,000 | 3,461 |
| Net interest income | $1,181,000 | 4,051 |
| Provision for loan and lease losses | $240,000 | 1,789 |
| Total noninterest income | $176,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 3,121 |
| Total noninterest expense | $843,000 | 4,530 |
| Salaries and employee benefits | $498,000 | 4,213 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $274,000 | 3,989 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $95,000 | 2,490 |
| Income before extraordinary items | $179,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $179,000 | 4,563 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $179,000 | 4,563 |
| Net charge-offs | $298,000 | 1,501 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $179,000 | 4,425 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 4,004 |
| Total interest expense | $1,575,000 | 3,328 |
| Net interest income | $4,520,000 | 4,193 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $352,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $227,000 | 4,278 |
| Total noninterest expense | $3,239,000 | 4,664 |
| Salaries and employee benefits | $1,887,000 | 4,323 |
| Premises and equipment expense | $296,000 | 5,261 |
| Additional noninterest expense | $1,056,000 | 4,776 |
| Pre-tax net operating income | $1,333,000 | 3,227 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $463,000 | 2,107 |
| Income before extraordinary items | $870,000 | 3,809 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $870,000 | 3,813 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $870,000 | 3,812 |
| Net charge-offs | $106,000 | 4,920 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $870,000 | 3,687 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 4,089 |
| Total interest expense | $1,207,000 | 3,399 |
| Net interest income | $3,316,000 | 4,283 |
| Provision for loan and lease losses | $180,000 | 4,271 |
| Total noninterest income | $258,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $92,000 | 5,253 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $166,000 | 4,377 |
| Total noninterest expense | $2,419,000 | 4,685 |
| Salaries and employee benefits | $1,407,000 | 4,332 |
| Premises and equipment expense | $224,000 | 5,284 |
| Additional noninterest expense | $788,000 | 4,810 |
| Pre-tax net operating income | $975,000 | 3,356 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $334,000 | 2,154 |
| Income before extraordinary items | $641,000 | 3,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $641,000 | 3,910 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $641,000 | 3,910 |
| Net charge-offs | $108,000 | 4,355 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $641,000 | 3,799 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 4,155 |
| Total interest expense | $807,000 | 3,489 |
| Net interest income | $2,187,000 | 4,316 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $165,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $59,000 | 5,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,466 |
| Total noninterest expense | $1,596,000 | 4,772 |
| Salaries and employee benefits | $931,000 | 4,389 |
| Premises and equipment expense | $147,000 | 5,359 |
| Additional noninterest expense | $518,000 | 4,905 |
| Pre-tax net operating income | $636,000 | 3,353 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $218,000 | 2,135 |
| Income before extraordinary items | $418,000 | 3,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $418,000 | 3,894 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $418,000 | 3,895 |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $418,000 | 3,789 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 4,156 |
| Total interest expense | $404,000 | 3,584 |
| Net interest income | $1,099,000 | 4,303 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $54,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $800,000 | 4,784 |
| Salaries and employee benefits | $467,000 | 4,411 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $256,000 | 4,951 |
| Pre-tax net operating income | $293,000 | 3,572 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $101,000 | 2,164 |
| Income before extraordinary items | $192,000 | 4,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $192,000 | 4,052 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $192,000 | 4,053 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $192,000 | 3,995 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,487 |
| Total interest expense | $1,590,000 | 4,124 |
| Net interest income | $4,052,000 | 4,558 |
| Provision for loan and lease losses | $325,000 | 4,741 |
| Total noninterest income | $200,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 5,431 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $96,000 | 5,484 |
| Total noninterest expense | $2,987,000 | 5,033 |
| Salaries and employee benefits | $1,626,000 | 4,825 |
| Premises and equipment expense | $327,000 | 5,229 |
| Additional noninterest expense | $1,034,000 | 4,999 |
| Pre-tax net operating income | $940,000 | 3,482 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $329,000 | 2,280 |
| Income before extraordinary items | $611,000 | 4,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $611,000 | 4,048 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $611,000 | 4,049 |
| Net charge-offs | $235,000 | 4,587 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $611,000 | 3,908 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 4,603 |
| Total interest expense | $1,203,000 | 4,243 |
| Net interest income | $2,980,000 | 4,668 |
| Provision for loan and lease losses | $275,000 | 4,429 |
| Total noninterest income | $103,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $79,000 | 5,500 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $2,200,000 | 5,102 |
| Salaries and employee benefits | $1,190,000 | 4,943 |
| Premises and equipment expense | $247,000 | 5,262 |
| Additional noninterest expense | $763,000 | 5,044 |
| Pre-tax net operating income | $608,000 | 3,934 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $205,000 | 2,530 |
| Income before extraordinary items | $403,000 | 4,457 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $403,000 | 4,459 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $403,000 | 4,460 |
| Net charge-offs | $50,000 | 5,500 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $403,000 | 4,279 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 4,669 |
| Total interest expense | $807,000 | 4,322 |
| Net interest income | $1,960,000 | 4,716 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $27,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-25,000 | 7,398 |
| Total noninterest expense | $1,439,000 | 5,177 |
| Salaries and employee benefits | $773,000 | 5,024 |
| Premises and equipment expense | $163,000 | 5,334 |
| Additional noninterest expense | $503,000 | 5,073 |
| Pre-tax net operating income | $298,000 | 4,425 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $99,000 | 2,795 |
| Income before extraordinary items | $199,000 | 4,909 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 4,910 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $199,000 | 4,909 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $199,000 | 4,761 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 4,734 |
| Total interest expense | $406,000 | 4,440 |
| Net interest income | $974,000 | 4,756 |
| Provision for loan and lease losses | $240,000 | 2,748 |
| Total noninterest income | $63,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $718,000 | 5,234 |
| Salaries and employee benefits | $376,000 | 5,158 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $259,000 | 5,012 |
| Pre-tax net operating income | $79,000 | 5,306 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $26,000 | 3,267 |
| Income before extraordinary items | $53,000 | 5,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 5,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $53,000 | 5,656 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 4,867 |
| Total interest expense | $1,925,000 | 4,560 |
| Net interest income | $3,556,000 | 4,924 |
| Provision for loan and lease losses | $289,000 | 5,330 |
| Total noninterest income | $-55,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $130,000 | 5,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-185,000 | 7,674 |
| Total noninterest expense | $2,673,000 | 5,502 |
| Salaries and employee benefits | $1,401,000 | 5,401 |
| Premises and equipment expense | $345,000 | 5,349 |
| Additional noninterest expense | $927,000 | 5,451 |
| Pre-tax net operating income | $539,000 | 3,904 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $142,000 | 2,638 |
| Income before extraordinary items | $397,000 | 4,190 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $397,000 | 4,190 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $397,000 | 4,190 |
| Net charge-offs | $78,000 | 5,904 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $397,000 | 4,120 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 4,977 |
| Total interest expense | $1,479,000 | 4,640 |
| Net interest income | $2,574,000 | 5,030 |
| Provision for loan and lease losses | $169,000 | 5,383 |
| Total noninterest income | $-124,000 | 7,931 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $98,000 | 5,393 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-222,000 | 7,882 |
| Total noninterest expense | $1,968,000 | 5,559 |
| Salaries and employee benefits | $1,031,000 | 5,488 |
| Premises and equipment expense | $263,000 | 5,354 |
| Additional noninterest expense | $674,000 | 5,515 |
| Pre-tax net operating income | $313,000 | 4,490 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $105,000 | 2,845 |
| Income before extraordinary items | $208,000 | 4,808 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $208,000 | 4,809 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $208,000 | 4,809 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $208,000 | 4,742 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 5,058 |
| Total interest expense | $1,005,000 | 4,719 |
| Net interest income | $1,655,000 | 5,124 |
| Provision for loan and lease losses | $129,000 | 4,969 |
| Total noninterest income | $-190,000 | 8,068 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-253,000 | 8,039 |
| Total noninterest expense | $1,260,000 | 5,718 |
| Salaries and employee benefits | $670,000 | 5,631 |
| Premises and equipment expense | $181,000 | 5,327 |
| Additional noninterest expense | $409,000 | 5,771 |
| Pre-tax net operating income | $76,000 | 5,367 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $26,000 | 3,570 |
| Income before extraordinary items | $50,000 | 5,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 5,573 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $50,000 | 5,573 |
| Net charge-offs | $50,000 | 4,916 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $50,000 | 5,500 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,161 |
| Total interest expense | $506,000 | 4,808 |
| Net interest income | $800,000 | 5,214 |
| Provision for loan and lease losses | $81,000 | 4,210 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $628,000 | 5,678 |
| Salaries and employee benefits | $334,000 | 5,694 |
| Premises and equipment expense | $94,000 | 5,280 |
| Additional noninterest expense | $200,000 | 5,605 |
| Pre-tax net operating income | $157,000 | 4,427 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 4,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 5,871 |
| Total interest expense | $1,941,000 | 5,386 |
| Net interest income | $2,310,000 | 6,084 |
| Provision for loan and lease losses | $411,000 | 4,097 |
| Total noninterest income | $185,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 6,187 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $104,000 | 5,867 |
| Total noninterest expense | $2,821,000 | 5,316 |
| Salaries and employee benefits | $1,415,000 | 5,505 |
| Premises and equipment expense | $376,000 | 5,258 |
| Additional noninterest expense | $1,030,000 | 4,734 |
| Pre-tax net operating income | $-737,000 | 6,893 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-102,000 | 7,077 |
| Income before extraordinary items | $-635,000 | 6,792 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-635,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,350 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,022,000 | 423 |
| Net operating income | $-635,000 | 6,922 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 6,025 |
| Total interest expense | $1,452,000 | 5,515 |
| Net interest income | $1,615,000 | 6,306 |
| Provision for loan and lease losses | $141,000 | 4,701 |
| Total noninterest income | $123,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 6,140 |
| Total noninterest expense | $2,113,000 | 5,299 |
| Salaries and employee benefits | $1,074,000 | 5,489 |
| Premises and equipment expense | $279,000 | 5,295 |
| Additional noninterest expense | $760,000 | 4,706 |
| Pre-tax net operating income | $-516,000 | 7,279 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-25,000 | 7,367 |
| Income before extraordinary items | $-491,000 | 7,188 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-491,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,429 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $354,000 | 458 |
| Net operating income | $-491,000 | 7,326 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 6,135 |
| Total interest expense | $990,000 | 5,610 |
| Net interest income | $1,016,000 | 6,447 |
| Provision for loan and lease losses | $93,000 | 4,365 |
| Total noninterest income | $78,000 | 6,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $1,410,000 | 5,323 |
| Salaries and employee benefits | $718,000 | 5,527 |
| Premises and equipment expense | $184,000 | 5,362 |
| Additional noninterest expense | $508,000 | 4,688 |
| Pre-tax net operating income | $-409,000 | 7,533 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-25,000 | 7,690 |
| Income before extraordinary items | $-384,000 | 7,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-384,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 383 |
| Net operating income | $-384,000 | 7,592 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 6,216 |
| Total interest expense | $519,000 | 5,662 |
| Net interest income | $483,000 | 6,584 |
| Provision for loan and lease losses | $43,000 | 4,054 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $706,000 | 5,337 |
| Salaries and employee benefits | $362,000 | 5,540 |
| Premises and equipment expense | $90,000 | 5,469 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $-233,000 | 7,810 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-20,000 | 7,903 |
| Income before extraordinary items | $-213,000 | 7,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-213,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 297 |
| Net operating income | $-213,000 | 7,828 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 6,852 |
| Total interest expense | $1,425,000 | 6,532 |
| Net interest income | $1,557,000 | 7,049 |
| Provision for loan and lease losses | $342,000 | 2,957 |
| Total noninterest income | $125,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $38,000 | 6,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $2,646,000 | 5,429 |
| Salaries and employee benefits | $1,275,000 | 5,809 |
| Premises and equipment expense | $301,000 | 5,764 |
| Additional noninterest expense | $1,070,000 | 4,422 |
| Pre-tax net operating income | $-1,306,000 | 8,143 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,015,000 | 8,407 |
| Income before extraordinary items | $-291,000 | 7,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-291,000 | 7,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,892 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $472,000 | 547 |
| Net operating income | $-291,000 | 7,749 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 7,072 |
| Total interest expense | $961,000 | 6,761 |
| Net interest income | $1,088,000 | 7,229 |
| Provision for loan and lease losses | $117,000 | 3,898 |
| Total noninterest income | $79,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $51,000 | 6,759 |
| Total noninterest expense | $2,009,000 | 5,342 |
| Salaries and employee benefits | $954,000 | 5,785 |
| Premises and equipment expense | $194,000 | 6,145 |
| Additional noninterest expense | $861,000 | 4,150 |
| Pre-tax net operating income | $-959,000 | 8,284 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-959,000 | 8,323 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-959,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,995 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $390,000 | 453 |
| Net operating income | $-959,000 | 8,315 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,314 |
| Total interest expense | $566,000 | 7,028 |
| Net interest income | $667,000 | 7,447 |
| Provision for loan and lease losses | $59,000 | 4,208 |
| Total noninterest income | $48,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $17,000 | 7,048 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $1,336,000 | 5,386 |
| Salaries and employee benefits | $625,000 | 5,886 |
| Premises and equipment expense | $114,000 | 6,495 |
| Additional noninterest expense | $597,000 | 4,027 |
| Pre-tax net operating income | $-680,000 | 8,370 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-680,000 | 8,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-680,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,368 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 406 |
| Net operating income | $-680,000 | 8,396 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,473 |
| Total interest expense | $261,000 | 7,171 |
| Net interest income | $312,000 | 7,589 |
| Provision for loan and lease losses | $-23,000 | 8,474 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $703,000 | 5,240 |
| Salaries and employee benefits | $306,000 | 5,977 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $341,000 | 3,607 |
| Pre-tax net operating income | $-355,000 | 8,449 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-355,000 | 8,474 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-355,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 752 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 303 |
| Net operating income | $-355,000 | 8,464 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 7,926 |
| Total interest expense | $558,000 | 7,806 |
| Net interest income | $958,000 | 7,897 |
| Provision for loan and lease losses | $474,000 | 2,005 |
| Total noninterest income | $24,000 | 8,382 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,389 |
| Total noninterest expense | $3,043,000 | 4,833 |
| Salaries and employee benefits | $1,369,000 | 5,480 |
| Premises and equipment expense | $231,000 | 6,401 |
| Additional noninterest expense | $1,443,000 | 3,394 |
| Pre-tax net operating income | $-2,535,000 | 8,613 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-2,535,000 | 8,624 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,535,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,991,000 | 193 |
| Net operating income | $-2,535,000 | 8,617 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 8,103 |
| Total interest expense | $360,000 | 7,990 |
| Net interest income | $661,000 | 8,079 |
| Provision for loan and lease losses | $132,000 | 3,689 |
| Total noninterest income | $18,000 | 8,479 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $2,041,000 | 5,204 |
| Salaries and employee benefits | $1,084,000 | 5,292 |
| Premises and equipment expense | $157,000 | 6,650 |
| Additional noninterest expense | $800,000 | 4,260 |
| Pre-tax net operating income | $-1,494,000 | 8,658 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,494,000 | 8,672 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,494,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $10,518,000 | 145 |
| Net operating income | $-1,494,000 | 8,663 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,300 |
| Total interest expense | $168,000 | 8,273 |
| Net interest income | $386,000 | 8,260 |
| Provision for loan and lease losses | $98,000 | 3,368 |
| Total noninterest income | $4,000 | 8,635 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,599,000 | 4,684 |
| Salaries and employee benefits | $826,000 | 4,895 |
| Premises and equipment expense | $126,000 | 6,231 |
| Additional noninterest expense | $647,000 | 3,685 |
| Pre-tax net operating income | $-1,307,000 | 8,727 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,307,000 | 8,732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,307,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $10,518,000 | 93 |
| Net operating income | $-1,307,000 | 8,723 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,533 |
| Total interest expense | $40,000 | 8,575 |
| Net interest income | $161,000 | 8,428 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $1,193,000 | 3,490 |
| Salaries and employee benefits | $582,000 | 3,850 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $534,000 | 2,403 |
| Pre-tax net operating income | $-1,060,000 | 8,758 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-1,060,000 | 8,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,060,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $10,518,000 | 42 |
| Net operating income | $-1,060,000 | 8,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.