Home > Fleet National Bank > Net charge- offs to loans
Fleet National Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9473% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.2121% | 1,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3294% | 1,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1418% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7158% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4983% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9285% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3683% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1360% | 15 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7696% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 464 |
| Percentage Net Loans Charged-off:Construction & development | -0.1676% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4665% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2513% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9764% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3313% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0883% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1891% | 18 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5787% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2042% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.4470% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0544% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5694% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2343% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2390% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2328% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1449% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6643% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8071% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1243% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1333% | 481 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3501% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3637% | 144 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3493% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9167% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3589% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1854% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4123% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2355% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1495% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7894% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2640% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1702% | 511 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5720% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1806% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 5.4978% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8924% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9523% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4779% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4241% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4845% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4249% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6257% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0791% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8583% | 27 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9980% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6628% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 9.4142% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4697% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3781% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8042% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4459% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8491% | 62 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2099% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0039% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5990% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0889% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8512% | 544 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7079% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6019% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 11.5231% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2313% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6316% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7615% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5691% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7986% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7459% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1122% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6200% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1779% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.6025% | 27 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5700% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3566% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 10.3244% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4918% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8284% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1598% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6723% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4928% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4158% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9584% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9368% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7977% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.3666% | 38 |