Home > Fleet Bank (RI) > Income and Expense

Fleet Bank (RI), Income and Expense

2004-12-31 (YTD Data)		Rank
Total interest income	$781,513,000	71
Total interest expense	$77,617,000	159
Net interest income	$703,896,000	58
Provision for loan and lease losses	$667,574,000	9
Total noninterest income	$548,976,000	52
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$0	7,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$548,976,000	36
Total noninterest expense	$464,043,000	77
Salaries and employee benefits	$98,167,000	120
Premises and equipment expense	$17,858,000	163
Additional noninterest expense	$348,018,000	53
Pre-tax net operating income	$121,255,000	145
Securities gains (losses)	$0	3,819
Applicable income taxes	$49,715,000	134
Income before extraordinary items	$71,540,000	163
Extraordinary gains, net	$0	34
Net income	$71,540,000	164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$418,330,000	18
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$71,540,000	155
2004-09-30 (YTD Data)		Rank
Total interest income	$515,165,000	82
Total interest expense	$41,558,000	195
Net interest income	$473,607,000	66
Provision for loan and lease losses	$473,891,000	10
Total noninterest income	$369,051,000	56
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$0	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$369,051,000	44
Total noninterest expense	$333,370,000	81
Salaries and employee benefits	$70,298,000	125
Premises and equipment expense	$11,607,000	188
Additional noninterest expense	$251,465,000	55
Pre-tax net operating income	$35,397,000	267
Securities gains (losses)	$0	3,710
Applicable income taxes	$16,112,000	220
Income before extraordinary items	$19,285,000	330
Extraordinary gains, net	$0	26
Net income	$19,285,000	329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,085,000	19
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$19,285,000	318
2004-06-30 (YTD Data)		Rank
Total interest income	$256,162,000	103
Total interest expense	$16,363,000	281
Net interest income	$239,799,000	80
Provision for loan and lease losses	$206,487,000	14
Total noninterest income	$175,036,000	76
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$0	7,979
Trading account gains and fees	$0	130
Additional Noninterest Income	$175,036,000	57
Total noninterest expense	$160,677,000	105
Salaries and employee benefits	$34,761,000	161
Premises and equipment expense	$5,967,000	229
Additional noninterest expense	$119,949,000	73
Pre-tax net operating income	$47,671,000	173
Securities gains (losses)	$0	3,413
Applicable income taxes	$19,103,000	160
Income before extraordinary items	$28,568,000	191
Extraordinary gains, net	$0	21
Net income	$28,568,000	192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,487,000	20
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$28,568,000	181
2004-03-31 (YTD Data)		Rank
Total interest income	$203,235,000	71
Total interest expense	$16,649,000	168
Net interest income	$186,586,000	59
Provision for loan and lease losses	$90,934,000	13
Total noninterest income	$138,055,000	54
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$138,055,000	42
Total noninterest expense	$148,125,000	70
Salaries and employee benefits	$39,909,000	94
Premises and equipment expense	$7,119,000	124
Additional noninterest expense	$101,097,000	50
Pre-tax net operating income	$85,582,000	74
Securities gains (losses)	$0	2,934
Applicable income taxes	$35,023,000	71
Income before extraordinary items	$50,559,000	85
Extraordinary gains, net	$0	16
Net income	$50,559,000	86
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,934,000	20
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$50,559,000	81
2003-12-31 (YTD Data)		Rank
Total interest income	$477,830,000	111
Total interest expense	$52,145,000	211
Net interest income	$425,685,000	81
Provision for loan and lease losses	$293,688,000	26
Total noninterest income	$561,932,000	58
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$561,932,000	43
Total noninterest expense	$529,348,000	75
Salaries and employee benefits	$160,075,000	93
Premises and equipment expense	$27,901,000	122
Additional noninterest expense	$341,372,000	55
Pre-tax net operating income	$164,581,000	113
Securities gains (losses)	$0	4,500
Applicable income taxes	$66,336,000	112
Income before extraordinary items	$98,245,000	130
Extraordinary gains, net	$0	54
Net income	$98,245,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,691,000	25
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$98,245,000	122
2003-09-30 (YTD Data)		Rank
Total interest income	$329,092,000	121
Total interest expense	$38,353,000	226
Net interest income	$290,739,000	90
Provision for loan and lease losses	$211,034,000	26
Total noninterest income	$416,818,000	58
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$416,818,000	44
Total noninterest expense	$388,655,000	76
Salaries and employee benefits	$118,214,000	92
Premises and equipment expense	$21,077,000	124
Additional noninterest expense	$249,364,000	56
Pre-tax net operating income	$107,868,000	122
Securities gains (losses)	$0	4,204
Applicable income taxes	$43,196,000	121
Income before extraordinary items	$64,672,000	142
Extraordinary gains, net	$0	40
Net income	$64,672,000	142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,037,000	26
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$64,672,000	133
2003-06-30 (YTD Data)		Rank
Total interest income	$214,719,000	125
Total interest expense	$27,067,000	224
Net interest income	$187,652,000	95
Provision for loan and lease losses	$136,416,000	26
Total noninterest income	$286,943,000	57
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$0	8,133
Trading account gains and fees	$0	150
Additional Noninterest Income	$286,943,000	42
Total noninterest expense	$257,857,000	75
Salaries and employee benefits	$77,709,000	93
Premises and equipment expense	$14,113,000	125
Additional noninterest expense	$166,035,000	56
Pre-tax net operating income	$80,322,000	117
Securities gains (losses)	$0	3,782
Applicable income taxes	$32,085,000	117
Income before extraordinary items	$48,237,000	136
Extraordinary gains, net	$0	30
Net income	$48,237,000	136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,419,000	26
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$48,237,000	125
2003-03-31 (YTD Data)		Rank
Total interest income	$111,668,000	123
Total interest expense	$15,323,000	209
Net interest income	$96,345,000	91
Provision for loan and lease losses	$72,769,000	25
Total noninterest income	$150,424,000	50
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	8,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$150,424,000	38
Total noninterest expense	$130,468,000	73
Salaries and employee benefits	$39,426,000	94
Premises and equipment expense	$7,045,000	125
Additional noninterest expense	$83,997,000	51
Pre-tax net operating income	$43,532,000	118
Securities gains (losses)	$0	2,891
Applicable income taxes	$17,177,000	114
Income before extraordinary items	$26,355,000	127
Extraordinary gains, net	$0	21
Net income	$26,355,000	127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,026,000	22
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$26,355,000	120
2002-12-31 (YTD Data)		Rank
Total interest income	$502,840,000	113
Total interest expense	$146,422,000	132
Net interest income	$356,418,000	101
Provision for loan and lease losses	$239,337,000	30
Total noninterest income	$734,778,000	43
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$734,778,000	37
Total noninterest expense	$543,094,000	71
Salaries and employee benefits	$150,300,000	91
Premises and equipment expense	$32,241,000	112
Additional noninterest expense	$360,553,000	53
Pre-tax net operating income	$308,765,000	76
Securities gains (losses)	$26,000	2,961
Applicable income taxes	$125,493,000	71
Income before extraordinary items	$183,298,000	80
Extraordinary gains, net	$0	70
Net income	$183,298,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,008,000	30
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$183,281,360	79
2001-12-31 (YTD Data)		Rank
Total interest income	$585,880,000	114
Total interest expense	$256,079,000	120
Net interest income	$329,801,000	101
Provision for loan and lease losses	$240,963,000	35
Total noninterest income	$678,648,000	45
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$678,648,000	33
Total noninterest expense	$512,767,000	75
Salaries and employee benefits	$145,771,000	88
Premises and equipment expense	$31,909,000	107
Additional noninterest expense	$335,087,000	64
Pre-tax net operating income	$254,719,000	74
Securities gains (losses)	$91,000	1,826
Applicable income taxes	$101,889,000	69
Income before extraordinary items	$152,921,000	81
Extraordinary gains, net	$0	105
Net income	$152,921,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,416,000	30
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$152,862,760	79
2000-12-31 (YTD Data)		Rank
Total interest income	$606,044,000	117
Total interest expense	$236,290,000	146
Net interest income	$369,754,000	95
Provision for loan and lease losses	$237,247,000	28
Total noninterest income	$653,653,000	49
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	$0	180
Additional Noninterest Income	$653,653,000	33
Total noninterest expense	$516,463,000	73
Salaries and employee benefits	$141,744,000	91
Premises and equipment expense	$33,894,000	110
Additional noninterest expense	$340,825,000	62
Pre-tax net operating income	$269,697,000	69
Securities gains (losses)	$0	1,956
Applicable income taxes	$102,933,000	63
Income before extraordinary items	$166,764,000	68
Extraordinary gains, net	$0	38
Net income	$166,764,000	68
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,247,000	22
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$166,764,000	70
1999-12-31 (YTD Data)		Rank
Total interest income	$614,891,000	101
Total interest expense	$217,516,000	127
Net interest income	$397,375,000	82
Provision for loan and lease losses	$318,072,000	14
Total noninterest income	$680,030,000	42
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	8,885
Trading account gains and fees	$0	173
Additional Noninterest Income	$680,030,000	33
Total noninterest expense	$522,679,000	69
Salaries and employee benefits	$126,140,000	96
Premises and equipment expense	$31,525,000	113
Additional noninterest expense	$365,014,000	43
Pre-tax net operating income	$236,654,000	81
Securities gains (losses)	$0	3,155
Applicable income taxes	$92,143,000	82
Income before extraordinary items	$144,511,000	85
Extraordinary gains, net	$0	35
Net income	$144,511,000	86
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,072,000	14
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$144,511,000	84
1998-12-31 (YTD Data)		Rank
Total interest income	$674,910,000	95
Total interest expense	$251,492,000	112
Net interest income	$423,418,000	80
Provision for loan and lease losses	$196,197,000	27
Total noninterest income	$426,341,000	57
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	$0	224
Additional Noninterest Income	$426,341,000	39
Total noninterest expense	$437,762,000	77
Salaries and employee benefits	$89,714,000	117
Premises and equipment expense	$27,696,000	122
Additional noninterest expense	$320,352,000	51
Pre-tax net operating income	$215,800,000	82
Securities gains (losses)	$0	4,449
Applicable income taxes	$82,415,000	82
Income before extraordinary items	$133,385,000	86
Extraordinary gains, net	$0	32
Net income	$133,385,000	87
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,197,000	21
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$133,385,000	82
1997-12-31 (YTD Data)		Rank
Total interest income	$57,695,000	620
Total interest expense	$14,661,000	1,107
Net interest income	$43,034,000	460
Provision for loan and lease losses	$28,753,000	113
Total noninterest income	$7,305,000	712
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$0	9,486
Trading account gains and fees	$0	239
Additional Noninterest Income	$7,305,000	496
Total noninterest expense	$13,890,000	985
Salaries and employee benefits	$246,000	10,294
Premises and equipment expense	$53,000	10,130
Additional noninterest expense	$13,591,000	453
Pre-tax net operating income	$7,696,000	1,054
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,735,000	1,494
Income before extraordinary items	$5,961,000	929
Extraordinary gains, net	$0	44
Net income	$5,961,000	930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,754,000	104
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$270,821,000	5
Net operating income	$5,961,000	902

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.