Home > Fleet Bank, F.S.B. > Income and Expense
Fleet Bank, F.S.B., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 4,151 |
| Total interest expense | $4,177,000 | 3,455 |
| Net interest income | $3,328,000 | 4,802 |
| Provision for loan and lease losses | $76,000 | 5,754 |
| Total noninterest income | $14,683,000 | 484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $14,683,000 | 366 |
| Total noninterest expense | $16,681,000 | 862 |
| Salaries and employee benefits | $10,239,000 | 688 |
| Premises and equipment expense | $4,539,000 | 494 |
| Additional noninterest expense | $1,903,000 | 2,298 |
| Pre-tax net operating income | $1,254,000 | 4,638 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $491,000 | 3,679 |
| Income before extraordinary items | $763,000 | 5,222 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $763,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $1,325,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $763,000 | 5,186 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 4,973 |
| Total interest expense | $3,407,000 | 4,241 |
| Net interest income | $2,647,000 | 5,626 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $13,737,000 | 491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $13,737,000 | 370 |
| Total noninterest expense | $15,428,000 | 904 |
| Salaries and employee benefits | $11,018,000 | 645 |
| Premises and equipment expense | $3,150,000 | 671 |
| Additional noninterest expense | $1,260,000 | 3,234 |
| Pre-tax net operating income | $876,000 | 5,821 |
| Securities gains (losses) | $202,000 | 915 |
| Applicable income taxes | $426,000 | 4,262 |
| Income before extraordinary items | $652,000 | 5,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $652,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $522,720 | 6,365 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 5,243 |
| Total interest expense | $3,476,000 | 4,163 |
| Net interest income | $2,249,000 | 6,441 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $265,000 | 7,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $2,589,000 | 4,651 |
| Salaries and employee benefits | $548,000 | 8,258 |
| Premises and equipment expense | $1,068,000 | 1,860 |
| Additional noninterest expense | $973,000 | 4,010 |
| Pre-tax net operating income | $-75,000 | 10,467 |
| Securities gains (losses) | $206,000 | 690 |
| Applicable income taxes | $57,000 | 9,142 |
| Income before extraordinary items | $74,000 | 10,116 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $74,000 | 10,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 10,660 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-57,840 | 10,438 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 3,326 |
| Total interest expense | $6,820,000 | 2,268 |
| Net interest income | $3,026,000 | 5,415 |
| Provision for loan and lease losses | $1,530,000 | 748 |
| Total noninterest income | $-171,000 | 11,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $-171,000 | 11,474 |
| Total noninterest expense | $4,495,000 | 3,018 |
| Salaries and employee benefits | $589,000 | 8,208 |
| Premises and equipment expense | $798,000 | 2,458 |
| Additional noninterest expense | $3,108,000 | 1,677 |
| Pre-tax net operating income | $-3,170,000 | 11,428 |
| Securities gains (losses) | $1,246,000 | 219 |
| Applicable income taxes | $-589,000 | 11,363 |
| Income before extraordinary items | $-1,335,000 | 11,390 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,335,000 | 11,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,379,000 | 510 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-2,194,740 | 11,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,794,000 | 3,344 |
| Total interest expense | $8,014,000 | 1,951 |
| Net interest income | $1,780,000 | 7,816 |
| Provision for loan and lease losses | $1,682,000 | 657 |
| Total noninterest income | $111,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $3,212,000 | 4,050 |
| Salaries and employee benefits | $1,018,000 | 5,969 |
| Premises and equipment expense | $620,000 | 3,126 |
| Additional noninterest expense | $1,574,000 | 2,975 |
| Pre-tax net operating income | $-3,003,000 | 11,945 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-1,161,000 | 11,918 |
| Income before extraordinary items | $-1,842,000 | 11,899 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,842,000 | 11,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,538 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,842,000 | 11,899 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 12,242 |
| Total interest expense | $397,000 | 11,600 |
| Net interest income | $271,000 | 12,442 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $18,000 | 12,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $946,000 | 9,569 |
| Salaries and employee benefits | $491,000 | 9,478 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $189,000 | 11,292 |
| Pre-tax net operating income | $-657,000 | 12,412 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-230,000 | 12,404 |
| Income before extraordinary items | $-427,000 | 12,332 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-427,000 | 12,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 132 |
| Net operating income | $-427,000 | 12,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.