Home > Fleet Bank > Net charge- offs to loans
Fleet Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5050% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 239 |
| Percentage Net Loans Charged-off:Construction & development | -0.2772% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2942% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1076% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7458% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2032% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0733% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1330% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4425% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1764% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.4226% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2566% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1204% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2297% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4684% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9465% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0647% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2810% | 218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7493% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3740% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 1.9866% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6508% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 1,278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2034% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1267% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4345% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5474% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1293% | 479 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4237% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3989% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.6646% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7857% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5646% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4423% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4570% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2573% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0666% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3744% | 7 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5443% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.8602% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2327% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4760% | 1,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6775% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5141% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7991% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4981% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6623% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4103% | 14 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1296% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9755% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 4.9484% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8651% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.4955% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7543% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6419% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8109% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8882% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6674% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5900% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4162% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1484% | 31 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8261% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0919% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 6.6334% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9661% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3762% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6702% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1758% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0345% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5618% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7249% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5012% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5894% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.9406% | 29 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2064% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5443% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 7.8787% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3924% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6497% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8288% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |