Home > Flathead Bank of Bigfork, Montana > Income and Expense
Flathead Bank of Bigfork, Montana, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 3,161 |
| Total interest expense | $115,000 | 4,897 |
| Net interest income | $3,357,000 | 2,997 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $717,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $242,000 | 2,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $475,000 | 2,451 |
| Total noninterest expense | $3,218,000 | 2,719 |
| Salaries and employee benefits | $1,987,000 | 2,517 |
| Premises and equipment expense | $330,000 | 2,860 |
| Additional noninterest expense | $901,000 | 2,966 |
| Pre-tax net operating income | $766,000 | 3,524 |
| Securities gains (losses) | $337,000 | 394 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,103,000 | 2,636 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,103,000 | 2,635 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,103,000 | 2,635 |
| Net charge-offs | $144,000 | 1,350 |
| Cash dividends | $325,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $766,000 | 3,199 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 3,187 |
| Total interest expense | $57,000 | 4,955 |
| Net interest income | $1,662,000 | 3,021 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $375,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $113,000 | 2,232 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $262,000 | 2,269 |
| Total noninterest expense | $1,477,000 | 2,907 |
| Salaries and employee benefits | $832,000 | 2,869 |
| Premises and equipment expense | $163,000 | 2,912 |
| Additional noninterest expense | $482,000 | 2,839 |
| Pre-tax net operating income | $515,000 | 2,992 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $524,000 | 2,673 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $524,000 | 2,673 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $524,000 | 2,673 |
| Net charge-offs | $-111,000 | 5,897 |
| Cash dividends | $75,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $515,000 | 2,654 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 3,139 |
| Total interest expense | $464,000 | 3,864 |
| Net interest income | $6,443,000 | 3,048 |
| Provision for loan and lease losses | $-1,979,000 | 6,103 |
| Total noninterest income | $1,694,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $498,000 | 2,143 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,196,000 | 2,145 |
| Total noninterest expense | $5,980,000 | 2,870 |
| Salaries and employee benefits | $3,443,000 | 2,771 |
| Premises and equipment expense | $663,000 | 2,910 |
| Additional noninterest expense | $1,874,000 | 2,925 |
| Pre-tax net operating income | $4,136,000 | 1,817 |
| Securities gains (losses) | $73,000 | 1,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,209,000 | 1,541 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,209,000 | 1,541 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,209,000 | 1,541 |
| Net charge-offs | $502,000 | 1,158 |
| Cash dividends | $1,080,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,136,000 | 1,530 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,189 |
| Total interest expense | $349,000 | 3,919 |
| Net interest income | $4,786,000 | 3,083 |
| Provision for loan and lease losses | $-508,000 | 6,090 |
| Total noninterest income | $1,111,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $373,000 | 2,159 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $738,000 | 2,416 |
| Total noninterest expense | $4,277,000 | 2,989 |
| Salaries and employee benefits | $2,421,000 | 2,918 |
| Premises and equipment expense | $500,000 | 2,951 |
| Additional noninterest expense | $1,356,000 | 3,015 |
| Pre-tax net operating income | $2,128,000 | 2,448 |
| Securities gains (losses) | $73,000 | 1,224 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,201,000 | 2,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,201,000 | 2,107 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,201,000 | 2,107 |
| Net charge-offs | $-86,000 | 5,767 |
| Cash dividends | $1,030,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,128,000 | 2,114 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 3,277 |
| Total interest expense | $232,000 | 3,964 |
| Net interest income | $3,078,000 | 3,164 |
| Provision for loan and lease losses | $-539,000 | 6,209 |
| Total noninterest income | $701,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $239,000 | 2,195 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $462,000 | 2,501 |
| Total noninterest expense | $2,833,000 | 3,012 |
| Salaries and employee benefits | $1,619,000 | 2,919 |
| Premises and equipment expense | $326,000 | 2,991 |
| Additional noninterest expense | $888,000 | 3,076 |
| Pre-tax net operating income | $1,485,000 | 2,354 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,499,000 | 2,052 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,499,000 | 2,054 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,499,000 | 2,054 |
| Net charge-offs | $-157,000 | 6,020 |
| Cash dividends | $980,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,485,000 | 2,019 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 3,301 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $1,527,000 | 3,186 |
| Provision for loan and lease losses | $-570,000 | 6,339 |
| Total noninterest income | $350,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $111,000 | 2,300 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $239,000 | 2,414 |
| Total noninterest expense | $1,380,000 | 3,079 |
| Salaries and employee benefits | $812,000 | 2,943 |
| Premises and equipment expense | $161,000 | 3,055 |
| Additional noninterest expense | $407,000 | 3,258 |
| Pre-tax net operating income | $1,067,000 | 1,752 |
| Securities gains (losses) | $14,000 | 1,369 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,081,000 | 1,479 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,081,000 | 1,481 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,081,000 | 1,481 |
| Net charge-offs | $-97,000 | 6,118 |
| Cash dividends | $960,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,067,000 | 1,450 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 3,370 |
| Total interest expense | $535,000 | 3,866 |
| Net interest income | $5,896,000 | 3,295 |
| Provision for loan and lease losses | $121,000 | 2,955 |
| Total noninterest income | $1,302,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $505,000 | 2,265 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $797,000 | 2,645 |
| Total noninterest expense | $5,820,000 | 2,981 |
| Salaries and employee benefits | $3,054,000 | 3,030 |
| Premises and equipment expense | $665,000 | 3,010 |
| Additional noninterest expense | $2,101,000 | 2,773 |
| Pre-tax net operating income | $1,257,000 | 3,770 |
| Securities gains (losses) | $44,000 | 1,815 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,301,000 | 3,482 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,301,000 | 3,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,301,000 | 3,484 |
| Net charge-offs | $386,000 | 1,764 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,257,000 | 3,490 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 3,426 |
| Total interest expense | $411,000 | 3,881 |
| Net interest income | $4,351,000 | 3,354 |
| Provision for loan and lease losses | $121,000 | 2,604 |
| Total noninterest income | $979,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $390,000 | 2,234 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $589,000 | 2,672 |
| Total noninterest expense | $4,384,000 | 2,986 |
| Salaries and employee benefits | $2,221,000 | 3,132 |
| Premises and equipment expense | $500,000 | 3,038 |
| Additional noninterest expense | $1,663,000 | 2,657 |
| Pre-tax net operating income | $825,000 | 4,081 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $825,000 | 3,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $825,000 | 3,851 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $825,000 | 3,852 |
| Net charge-offs | $353,000 | 1,458 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $825,000 | 3,807 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 3,449 |
| Total interest expense | $282,000 | 3,864 |
| Net interest income | $2,863,000 | 3,378 |
| Provision for loan and lease losses | $121,000 | 2,127 |
| Total noninterest income | $691,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $263,000 | 2,184 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $428,000 | 2,527 |
| Total noninterest expense | $2,923,000 | 2,996 |
| Salaries and employee benefits | $1,450,000 | 3,189 |
| Premises and equipment expense | $342,000 | 3,018 |
| Additional noninterest expense | $1,131,000 | 2,617 |
| Pre-tax net operating income | $510,000 | 4,144 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $510,000 | 3,919 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $510,000 | 3,925 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $510,000 | 3,925 |
| Net charge-offs | $415,000 | 1,010 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $510,000 | 3,866 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 3,513 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $1,395,000 | 3,449 |
| Provision for loan and lease losses | $121,000 | 1,445 |
| Total noninterest income | $361,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $235,000 | 2,327 |
| Total noninterest expense | $1,417,000 | 3,096 |
| Salaries and employee benefits | $764,000 | 3,095 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $484,000 | 2,965 |
| Pre-tax net operating income | $218,000 | 4,337 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $218,000 | 4,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 4,103 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $218,000 | 4,105 |
| Net charge-offs | $110,000 | 1,313 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $218,000 | 4,055 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 3,369 |
| Total interest expense | $665,000 | 3,858 |
| Net interest income | $6,037,000 | 3,265 |
| Provision for loan and lease losses | $723,000 | 1,446 |
| Total noninterest income | $1,602,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $589,000 | 2,095 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,013,000 | 2,363 |
| Total noninterest expense | $6,064,000 | 2,967 |
| Salaries and employee benefits | $2,874,000 | 3,202 |
| Premises and equipment expense | $696,000 | 2,982 |
| Additional noninterest expense | $2,494,000 | 2,470 |
| Pre-tax net operating income | $852,000 | 4,317 |
| Securities gains (losses) | $56,000 | 1,717 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $908,000 | 4,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $908,000 | 4,068 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $908,000 | 4,068 |
| Net charge-offs | $750,000 | 1,551 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $852,000 | 4,119 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 3,381 |
| Total interest expense | $498,000 | 3,945 |
| Net interest income | $4,562,000 | 3,253 |
| Provision for loan and lease losses | $596,000 | 1,346 |
| Total noninterest income | $1,218,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $441,000 | 2,108 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $777,000 | 2,378 |
| Total noninterest expense | $4,677,000 | 2,914 |
| Salaries and employee benefits | $2,108,000 | 3,269 |
| Premises and equipment expense | $519,000 | 3,020 |
| Additional noninterest expense | $2,050,000 | 2,257 |
| Pre-tax net operating income | $507,000 | 4,753 |
| Securities gains (losses) | $47,000 | 1,704 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $554,000 | 4,439 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $554,000 | 4,442 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $554,000 | 4,443 |
| Net charge-offs | $262,000 | 2,255 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $507,000 | 4,503 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 3,372 |
| Total interest expense | $335,000 | 3,999 |
| Net interest income | $3,053,000 | 3,242 |
| Provision for loan and lease losses | $447,000 | 1,286 |
| Total noninterest income | $900,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $294,000 | 2,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $606,000 | 2,219 |
| Total noninterest expense | $3,211,000 | 2,839 |
| Salaries and employee benefits | $1,394,000 | 3,307 |
| Premises and equipment expense | $341,000 | 3,046 |
| Additional noninterest expense | $1,476,000 | 2,095 |
| Pre-tax net operating income | $295,000 | 4,885 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $341,000 | 4,559 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $341,000 | 4,561 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $341,000 | 4,562 |
| Net charge-offs | $127,000 | 2,521 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $295,000 | 4,657 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,440 |
| Total interest expense | $171,000 | 4,036 |
| Net interest income | $1,501,000 | 3,296 |
| Provision for loan and lease losses | $323,000 | 944 |
| Total noninterest income | $474,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $146,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $328,000 | 2,110 |
| Total noninterest expense | $1,466,000 | 3,058 |
| Salaries and employee benefits | $662,000 | 3,460 |
| Premises and equipment expense | $172,000 | 3,062 |
| Additional noninterest expense | $632,000 | 2,427 |
| Pre-tax net operating income | $186,000 | 4,570 |
| Securities gains (losses) | $28,000 | 1,163 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $214,000 | 4,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $214,000 | 4,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $214,000 | 4,160 |
| Net charge-offs | $64,000 | 2,243 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $186,000 | 4,295 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,258 |
| Total interest expense | $811,000 | 4,090 |
| Net interest income | $6,752,000 | 3,071 |
| Provision for loan and lease losses | $2,832,000 | 813 |
| Total noninterest income | $1,782,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $632,000 | 2,068 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,150,000 | 2,198 |
| Total noninterest expense | $9,864,000 | 1,937 |
| Salaries and employee benefits | $2,760,000 | 3,322 |
| Premises and equipment expense | $727,000 | 2,944 |
| Additional noninterest expense | $6,377,000 | 1,082 |
| Pre-tax net operating income | $-4,162,000 | 6,934 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,162,000 | 6,942 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,162,000 | 6,941 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,162,000 | 6,941 |
| Net charge-offs | $2,674,000 | 920 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-4,162,000 | 6,932 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,769,000 | 3,274 |
| Total interest expense | $623,000 | 4,156 |
| Net interest income | $5,146,000 | 3,080 |
| Provision for loan and lease losses | $2,133,000 | 803 |
| Total noninterest income | $1,256,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $477,000 | 2,075 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $779,000 | 2,305 |
| Total noninterest expense | $5,119,000 | 2,725 |
| Salaries and employee benefits | $2,071,000 | 3,338 |
| Premises and equipment expense | $550,000 | 2,960 |
| Additional noninterest expense | $2,498,000 | 1,970 |
| Pre-tax net operating income | $-850,000 | 6,783 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-850,000 | 6,848 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-850,000 | 6,846 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-850,000 | 6,847 |
| Net charge-offs | $1,708,000 | 1,020 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-850,000 | 6,803 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 3,254 |
| Total interest expense | $427,000 | 4,189 |
| Net interest income | $3,482,000 | 3,050 |
| Provision for loan and lease losses | $902,000 | 1,189 |
| Total noninterest income | $718,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $320,000 | 2,046 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 2,655 |
| Total noninterest expense | $3,313,000 | 2,804 |
| Salaries and employee benefits | $1,389,000 | 3,344 |
| Premises and equipment expense | $370,000 | 2,944 |
| Additional noninterest expense | $1,554,000 | 2,092 |
| Pre-tax net operating income | $-15,000 | 6,360 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-15,000 | 6,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,000 | 6,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-15,000 | 6,491 |
| Net charge-offs | $871,000 | 1,261 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-15,000 | 6,368 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 3,230 |
| Total interest expense | $219,000 | 4,239 |
| Net interest income | $1,767,000 | 3,041 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $416,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $159,000 | 2,036 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $257,000 | 2,306 |
| Total noninterest expense | $1,529,000 | 3,003 |
| Salaries and employee benefits | $685,000 | 3,394 |
| Premises and equipment expense | $181,000 | 3,020 |
| Additional noninterest expense | $663,000 | 2,417 |
| Pre-tax net operating income | $204,000 | 4,484 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $204,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $204,000 | 4,343 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $204,000 | 4,344 |
| Net charge-offs | $192,000 | 1,885 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $204,000 | 4,185 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,119,000 | 3,006 |
| Total interest expense | $1,084,000 | 4,217 |
| Net interest income | $8,035,000 | 2,718 |
| Provision for loan and lease losses | $6,546,000 | 635 |
| Total noninterest income | $1,446,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $663,000 | 2,075 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $783,000 | 2,489 |
| Total noninterest expense | $6,516,000 | 2,848 |
| Salaries and employee benefits | $3,211,000 | 2,950 |
| Premises and equipment expense | $730,000 | 3,096 |
| Additional noninterest expense | $2,575,000 | 2,530 |
| Pre-tax net operating income | $-3,581,000 | 6,971 |
| Securities gains (losses) | $34,000 | 2,832 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,547,000 | 6,994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,547,000 | 6,995 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,547,000 | 6,995 |
| Net charge-offs | $4,976,000 | 799 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 7,292 |
| Net operating income | $-3,581,000 | 6,977 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 2,974 |
| Total interest expense | $840,000 | 4,243 |
| Net interest income | $6,176,000 | 2,666 |
| Provision for loan and lease losses | $2,246,000 | 1,150 |
| Total noninterest income | $1,092,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $512,000 | 2,030 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $580,000 | 2,472 |
| Total noninterest expense | $4,891,000 | 2,847 |
| Salaries and employee benefits | $2,532,000 | 2,829 |
| Premises and equipment expense | $510,000 | 3,300 |
| Additional noninterest expense | $1,849,000 | 2,629 |
| Pre-tax net operating income | $131,000 | 5,698 |
| Securities gains (losses) | $23,000 | 2,749 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $154,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,696 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $154,000 | 5,697 |
| Net charge-offs | $1,697,000 | 1,367 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $131,000 | 5,638 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 2,864 |
| Total interest expense | $578,000 | 4,277 |
| Net interest income | $4,324,000 | 2,552 |
| Provision for loan and lease losses | $1,748,000 | 1,008 |
| Total noninterest income | $819,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $329,000 | 2,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 2,130 |
| Total noninterest expense | $3,340,000 | 2,799 |
| Salaries and employee benefits | $1,683,000 | 2,853 |
| Premises and equipment expense | $335,000 | 3,371 |
| Additional noninterest expense | $1,322,000 | 2,511 |
| Pre-tax net operating income | $55,000 | 5,918 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $55,000 | 5,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 5,977 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $55,000 | 5,978 |
| Net charge-offs | $495,000 | 2,151 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $55,000 | 5,898 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,838 |
| Total interest expense | $305,000 | 4,250 |
| Net interest income | $2,186,000 | 2,519 |
| Provision for loan and lease losses | $1,272,000 | 728 |
| Total noninterest income | $420,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $162,000 | 2,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $258,000 | 2,101 |
| Total noninterest expense | $1,638,000 | 2,868 |
| Salaries and employee benefits | $846,000 | 2,857 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $619,000 | 2,661 |
| Pre-tax net operating income | $-304,000 | 6,939 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-304,000 | 6,986 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-304,000 | 6,986 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-304,000 | 6,986 |
| Net charge-offs | $410,000 | 1,507 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-304,000 | 6,974 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,961,000 | 2,729 |
| Total interest expense | $1,758,000 | 3,887 |
| Net interest income | $9,203,000 | 2,379 |
| Provision for loan and lease losses | $3,688,000 | 1,407 |
| Total noninterest income | $1,375,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $775,000 | 1,887 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $600,000 | 2,917 |
| Total noninterest expense | $6,491,000 | 2,909 |
| Salaries and employee benefits | $3,602,000 | 2,653 |
| Premises and equipment expense | $763,000 | 3,090 |
| Additional noninterest expense | $2,126,000 | 3,090 |
| Pre-tax net operating income | $399,000 | 4,636 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $399,000 | 4,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $399,000 | 4,630 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $399,000 | 4,630 |
| Net charge-offs | $3,920,000 | 1,231 |
| Cash dividends | $74,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $399,000 | 4,481 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,335,000 | 2,761 |
| Total interest expense | $1,399,000 | 3,877 |
| Net interest income | $6,936,000 | 2,397 |
| Provision for loan and lease losses | $2,117,000 | 1,596 |
| Total noninterest income | $1,004,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $603,000 | 1,879 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $401,000 | 3,096 |
| Total noninterest expense | $4,971,000 | 2,855 |
| Salaries and employee benefits | $2,741,000 | 2,630 |
| Premises and equipment expense | $561,000 | 3,178 |
| Additional noninterest expense | $1,669,000 | 2,919 |
| Pre-tax net operating income | $852,000 | 3,364 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $852,000 | 3,175 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $852,000 | 3,173 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $852,000 | 3,175 |
| Net charge-offs | $1,502,000 | 1,780 |
| Cash dividends | $74,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $852,000 | 3,057 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 2,781 |
| Total interest expense | $991,000 | 3,837 |
| Net interest income | $4,559,000 | 2,423 |
| Provision for loan and lease losses | $1,321,000 | 1,648 |
| Total noninterest income | $754,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $422,000 | 1,799 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $332,000 | 2,690 |
| Total noninterest expense | $3,266,000 | 2,896 |
| Salaries and employee benefits | $1,813,000 | 2,663 |
| Premises and equipment expense | $375,000 | 3,201 |
| Additional noninterest expense | $1,078,000 | 3,000 |
| Pre-tax net operating income | $726,000 | 2,967 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $726,000 | 2,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $726,000 | 2,679 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $726,000 | 2,683 |
| Net charge-offs | $773,000 | 1,973 |
| Cash dividends | $20,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $726,000 | 2,589 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 2,839 |
| Total interest expense | $542,000 | 3,712 |
| Net interest income | $2,236,000 | 2,516 |
| Provision for loan and lease losses | $593,000 | 1,660 |
| Total noninterest income | $393,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $208,000 | 1,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $185,000 | 2,513 |
| Total noninterest expense | $1,636,000 | 2,911 |
| Salaries and employee benefits | $914,000 | 2,679 |
| Premises and equipment expense | $189,000 | 3,270 |
| Additional noninterest expense | $533,000 | 2,998 |
| Pre-tax net operating income | $400,000 | 2,837 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $400,000 | 2,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 2,546 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $400,000 | 2,549 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $400,000 | 2,459 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,459,000 | 2,481 |
| Total interest expense | $3,310,000 | 3,174 |
| Net interest income | $10,149,000 | 2,158 |
| Provision for loan and lease losses | $2,532,000 | 2,166 |
| Total noninterest income | $1,780,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,018,000 | 1,658 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $762,000 | 2,538 |
| Total noninterest expense | $7,150,000 | 2,739 |
| Salaries and employee benefits | $3,835,000 | 2,542 |
| Premises and equipment expense | $790,000 | 3,148 |
| Additional noninterest expense | $2,525,000 | 2,715 |
| Pre-tax net operating income | $2,247,000 | 1,736 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,248,000 | 1,489 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,248,000 | 1,487 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,248,000 | 1,488 |
| Net charge-offs | $3,565,000 | 1,443 |
| Cash dividends | $925,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,247,000 | 1,455 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,473,000 | 2,430 |
| Total interest expense | $2,674,000 | 3,132 |
| Net interest income | $7,799,000 | 2,102 |
| Provision for loan and lease losses | $1,531,000 | 2,184 |
| Total noninterest income | $1,323,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $771,000 | 1,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $552,000 | 2,652 |
| Total noninterest expense | $5,463,000 | 2,704 |
| Salaries and employee benefits | $2,916,000 | 2,532 |
| Premises and equipment expense | $523,000 | 3,507 |
| Additional noninterest expense | $2,024,000 | 2,546 |
| Pre-tax net operating income | $2,128,000 | 1,528 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,128,000 | 1,259 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,128,000 | 1,258 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,128,000 | 1,259 |
| Net charge-offs | $2,485,000 | 1,325 |
| Cash dividends | $925,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,128,000 | 1,236 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 2,391 |
| Total interest expense | $1,899,000 | 3,086 |
| Net interest income | $5,279,000 | 2,082 |
| Provision for loan and lease losses | $755,000 | 2,396 |
| Total noninterest income | $882,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $511,000 | 1,620 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $371,000 | 2,659 |
| Total noninterest expense | $3,758,000 | 2,657 |
| Salaries and employee benefits | $2,008,000 | 2,501 |
| Premises and equipment expense | $338,000 | 3,617 |
| Additional noninterest expense | $1,412,000 | 2,466 |
| Pre-tax net operating income | $1,648,000 | 1,389 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,648,000 | 1,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,648,000 | 1,146 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,648,000 | 1,146 |
| Net charge-offs | $1,063,000 | 1,588 |
| Cash dividends | $700,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,648,000 | 1,111 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 2,409 |
| Total interest expense | $1,026,000 | 2,990 |
| Net interest income | $2,580,000 | 2,120 |
| Provision for loan and lease losses | $456,000 | 1,864 |
| Total noninterest income | $432,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $243,000 | 1,661 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $189,000 | 2,598 |
| Total noninterest expense | $1,780,000 | 2,706 |
| Salaries and employee benefits | $1,006,000 | 2,535 |
| Premises and equipment expense | $157,000 | 3,852 |
| Additional noninterest expense | $617,000 | 2,505 |
| Pre-tax net operating income | $776,000 | 1,652 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $776,000 | 1,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $776,000 | 1,415 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $776,000 | 1,418 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $776,000 | 1,334 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,481,000 | 2,283 |
| Total interest expense | $4,581,000 | 3,193 |
| Net interest income | $11,900,000 | 1,873 |
| Provision for loan and lease losses | $1,420,000 | 2,221 |
| Total noninterest income | $1,774,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,077,000 | 1,653 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $697,000 | 2,660 |
| Total noninterest expense | $7,517,000 | 2,517 |
| Salaries and employee benefits | $4,523,000 | 2,244 |
| Premises and equipment expense | $838,000 | 3,063 |
| Additional noninterest expense | $2,156,000 | 2,673 |
| Pre-tax net operating income | $4,737,000 | 1,149 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,758,000 | 856 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,758,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,166,000 | 1,793 |
| Cash dividends | $2,200,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,737,000 | 927 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,701,000 | 2,283 |
| Total interest expense | $3,411,000 | 3,297 |
| Net interest income | $9,290,000 | 1,813 |
| Provision for loan and lease losses | $714,000 | 2,236 |
| Total noninterest income | $1,313,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $789,000 | 1,697 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $524,000 | 2,740 |
| Total noninterest expense | $5,713,000 | 2,470 |
| Salaries and employee benefits | $3,487,000 | 2,215 |
| Premises and equipment expense | $613,000 | 3,138 |
| Additional noninterest expense | $1,613,000 | 2,599 |
| Pre-tax net operating income | $4,176,000 | 1,210 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $4,197,000 | 870 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,197,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,514 |
| Cash dividends | $2,200,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,176,000 | 937 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,608,000 | 2,279 |
| Total interest expense | $2,287,000 | 3,408 |
| Net interest income | $6,321,000 | 1,766 |
| Provision for loan and lease losses | $438,000 | 2,048 |
| Total noninterest income | $837,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $502,000 | 1,747 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $335,000 | 2,858 |
| Total noninterest expense | $3,821,000 | 2,483 |
| Salaries and employee benefits | $2,374,000 | 2,186 |
| Premises and equipment expense | $395,000 | 3,244 |
| Additional noninterest expense | $1,052,000 | 2,623 |
| Pre-tax net operating income | $2,899,000 | 1,227 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,920,000 | 939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,920,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,950 |
| Cash dividends | $2,200,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,899,000 | 928 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 2,329 |
| Total interest expense | $1,163,000 | 3,533 |
| Net interest income | $3,169,000 | 1,762 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $418,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $239,000 | 1,787 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,736 |
| Total noninterest expense | $1,940,000 | 2,439 |
| Salaries and employee benefits | $1,193,000 | 2,205 |
| Premises and equipment expense | $197,000 | 3,281 |
| Additional noninterest expense | $550,000 | 2,499 |
| Pre-tax net operating income | $1,482,000 | 1,275 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,488,000 | 1,017 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,488,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,482,000 | 975 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,648,000 | 2,336 |
| Total interest expense | $4,899,000 | 3,518 |
| Net interest income | $12,749,000 | 1,769 |
| Provision for loan and lease losses | $597,000 | 2,067 |
| Total noninterest income | $2,260,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,035,000 | 1,716 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,225,000 | 1,939 |
| Total noninterest expense | $7,335,000 | 2,474 |
| Salaries and employee benefits | $4,603,000 | 2,183 |
| Premises and equipment expense | $686,000 | 3,492 |
| Additional noninterest expense | $2,046,000 | 2,610 |
| Pre-tax net operating income | $7,077,000 | 1,197 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,077,000 | 918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,077,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,032 |
| Cash dividends | $8,075,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,077,000 | 904 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,153,000 | 2,354 |
| Total interest expense | $3,657,000 | 3,532 |
| Net interest income | $9,496,000 | 1,790 |
| Provision for loan and lease losses | $467,000 | 1,659 |
| Total noninterest income | $1,806,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $768,000 | 1,707 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,038,000 | 1,784 |
| Total noninterest expense | $5,520,000 | 2,448 |
| Salaries and employee benefits | $3,419,000 | 2,208 |
| Premises and equipment expense | $508,000 | 3,512 |
| Additional noninterest expense | $1,593,000 | 2,482 |
| Pre-tax net operating income | $5,315,000 | 1,285 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $5,315,000 | 980 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,315,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,833 |
| Cash dividends | $3,875,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,315,000 | 970 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,571,000 | 2,422 |
| Total interest expense | $2,392,000 | 3,575 |
| Net interest income | $6,179,000 | 1,857 |
| Provision for loan and lease losses | $366,000 | 1,320 |
| Total noninterest income | $1,381,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $511,000 | 1,723 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $870,000 | 1,539 |
| Total noninterest expense | $3,574,000 | 2,554 |
| Salaries and employee benefits | $2,189,000 | 2,326 |
| Premises and equipment expense | $344,000 | 3,489 |
| Additional noninterest expense | $1,041,000 | 2,539 |
| Pre-tax net operating income | $3,620,000 | 1,306 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,620,000 | 1,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,620,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,292 |
| Cash dividends | $2,375,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,620,000 | 982 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 2,428 |
| Total interest expense | $1,136,000 | 3,678 |
| Net interest income | $3,107,000 | 1,850 |
| Provision for loan and lease losses | $83,000 | 2,314 |
| Total noninterest income | $477,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $255,000 | 1,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $222,000 | 2,394 |
| Total noninterest expense | $1,796,000 | 2,550 |
| Salaries and employee benefits | $1,070,000 | 2,394 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $548,000 | 2,405 |
| Pre-tax net operating income | $1,705,000 | 1,378 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,705,000 | 1,038 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,705,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,705,000 | 1,021 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,804,000 | 2,447 |
| Total interest expense | $3,746,000 | 3,750 |
| Net interest income | $12,058,000 | 1,923 |
| Provision for loan and lease losses | $665,000 | 1,470 |
| Total noninterest income | $1,627,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,083,000 | 1,636 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $544,000 | 3,194 |
| Total noninterest expense | $6,854,000 | 2,567 |
| Salaries and employee benefits | $4,335,000 | 2,252 |
| Premises and equipment expense | $695,000 | 3,345 |
| Additional noninterest expense | $1,824,000 | 2,781 |
| Pre-tax net operating income | $6,166,000 | 1,564 |
| Securities gains (losses) | $-53,000 | 7,961 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $6,113,000 | 1,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,113,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,239 |
| Cash dividends | $2,150,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,166,000 | 1,184 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,601,000 | 2,474 |
| Total interest expense | $2,685,000 | 3,786 |
| Net interest income | $8,916,000 | 1,976 |
| Provision for loan and lease losses | $464,000 | 1,479 |
| Total noninterest income | $1,160,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $809,000 | 1,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $351,000 | 3,434 |
| Total noninterest expense | $5,212,000 | 2,525 |
| Salaries and employee benefits | $3,287,000 | 2,232 |
| Premises and equipment expense | $580,000 | 3,088 |
| Additional noninterest expense | $1,345,000 | 2,818 |
| Pre-tax net operating income | $4,400,000 | 1,694 |
| Securities gains (losses) | $-60,000 | 8,245 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,340,000 | 1,303 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,340,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $2,150,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,400,000 | 1,272 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,465,000 | 2,515 |
| Total interest expense | $1,686,000 | 3,821 |
| Net interest income | $5,779,000 | 2,025 |
| Provision for loan and lease losses | $313,000 | 1,416 |
| Total noninterest income | $767,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $540,000 | 1,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 3,494 |
| Total noninterest expense | $3,411,000 | 2,584 |
| Salaries and employee benefits | $2,128,000 | 2,302 |
| Premises and equipment expense | $387,000 | 3,089 |
| Additional noninterest expense | $896,000 | 2,827 |
| Pre-tax net operating income | $2,822,000 | 1,749 |
| Securities gains (losses) | $-78,000 | 8,480 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,744,000 | 1,369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,744,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,906 |
| Cash dividends | $1,400,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,822,000 | 1,316 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 2,580 |
| Total interest expense | $780,000 | 3,884 |
| Net interest income | $2,787,000 | 2,084 |
| Provision for loan and lease losses | $159,000 | 1,368 |
| Total noninterest income | $392,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $264,000 | 1,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,265 |
| Total noninterest expense | $1,661,000 | 2,647 |
| Salaries and employee benefits | $1,039,000 | 2,363 |
| Premises and equipment expense | $186,000 | 3,186 |
| Additional noninterest expense | $436,000 | 2,888 |
| Pre-tax net operating income | $1,359,000 | 1,779 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,359,000 | 1,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,359,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,032 |
| Cash dividends | $650,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,359,000 | 1,330 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,966,000 | 2,547 |
| Total interest expense | $2,385,000 | 3,943 |
| Net interest income | $10,581,000 | 2,099 |
| Provision for loan and lease losses | $605,000 | 1,611 |
| Total noninterest income | $1,573,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,136,000 | 1,532 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $437,000 | 3,623 |
| Total noninterest expense | $6,564,000 | 2,531 |
| Salaries and employee benefits | $4,050,000 | 2,265 |
| Premises and equipment expense | $744,000 | 3,089 |
| Additional noninterest expense | $1,770,000 | 2,797 |
| Pre-tax net operating income | $4,985,000 | 1,874 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,016,000 | 1,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,016,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $2,450,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,985,000 | 1,403 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,485,000 | 2,542 |
| Total interest expense | $1,690,000 | 3,961 |
| Net interest income | $7,795,000 | 2,114 |
| Provision for loan and lease losses | $435,000 | 1,606 |
| Total noninterest income | $1,190,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $864,000 | 1,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 3,656 |
| Total noninterest expense | $4,868,000 | 2,532 |
| Salaries and employee benefits | $2,897,000 | 2,336 |
| Premises and equipment expense | $563,000 | 3,040 |
| Additional noninterest expense | $1,408,000 | 2,611 |
| Pre-tax net operating income | $3,682,000 | 1,902 |
| Securities gains (losses) | $23,000 | 1,178 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,705,000 | 1,441 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,705,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $1,850,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,682,000 | 1,422 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 2,600 |
| Total interest expense | $1,036,000 | 4,034 |
| Net interest income | $4,966,000 | 2,178 |
| Provision for loan and lease losses | $285,000 | 1,615 |
| Total noninterest income | $811,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $592,000 | 1,429 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $3,216,000 | 2,530 |
| Salaries and employee benefits | $1,891,000 | 2,370 |
| Premises and equipment expense | $378,000 | 2,994 |
| Additional noninterest expense | $947,000 | 2,567 |
| Pre-tax net operating income | $2,276,000 | 1,977 |
| Securities gains (losses) | $23,000 | 1,061 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,299,000 | 1,502 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,299,000 | 1,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $1,350,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,276,000 | 1,490 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 2,709 |
| Total interest expense | $486,000 | 4,096 |
| Net interest income | $2,342,000 | 2,291 |
| Provision for loan and lease losses | $143,000 | 1,532 |
| Total noninterest income | $427,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $295,000 | 1,392 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,224 |
| Total noninterest expense | $1,548,000 | 2,628 |
| Salaries and employee benefits | $909,000 | 2,477 |
| Premises and equipment expense | $155,000 | 3,563 |
| Additional noninterest expense | $484,000 | 2,519 |
| Pre-tax net operating income | $1,078,000 | 2,042 |
| Securities gains (losses) | $23,000 | 748 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,101,000 | 1,531 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,101,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,689 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,078,000 | 1,538 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,114,000 | 2,799 |
| Total interest expense | $1,579,000 | 4,380 |
| Net interest income | $8,535,000 | 2,396 |
| Provision for loan and lease losses | $392,000 | 2,412 |
| Total noninterest income | $1,429,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,038,000 | 1,692 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $391,000 | 3,760 |
| Total noninterest expense | $5,434,000 | 2,887 |
| Salaries and employee benefits | $3,366,000 | 2,571 |
| Premises and equipment expense | $553,000 | 3,787 |
| Additional noninterest expense | $1,515,000 | 3,099 |
| Pre-tax net operating income | $4,138,000 | 2,001 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,143,000 | 1,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,143,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,138,000 | 1,517 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,197,000 | 2,907 |
| Total interest expense | $1,110,000 | 4,509 |
| Net interest income | $6,087,000 | 2,491 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $1,042,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $746,000 | 1,773 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $296,000 | 3,750 |
| Total noninterest expense | $3,935,000 | 2,948 |
| Salaries and employee benefits | $2,308,000 | 2,758 |
| Premises and equipment expense | $447,000 | 3,560 |
| Additional noninterest expense | $1,180,000 | 2,986 |
| Pre-tax net operating income | $2,959,000 | 2,095 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,961,000 | 1,641 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,961,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,153 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,959,000 | 1,595 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 3,034 |
| Total interest expense | $673,000 | 4,781 |
| Net interest income | $3,870,000 | 2,569 |
| Provision for loan and lease losses | $84,000 | 3,858 |
| Total noninterest income | $596,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $435,000 | 1,978 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $2,334,000 | 3,313 |
| Salaries and employee benefits | $1,414,000 | 2,986 |
| Premises and equipment expense | $273,000 | 3,808 |
| Additional noninterest expense | $647,000 | 3,523 |
| Pre-tax net operating income | $2,048,000 | 2,012 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,050,000 | 1,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,050,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,579 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,048,000 | 1,512 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 3,139 |
| Total interest expense | $346,000 | 4,737 |
| Net interest income | $1,844,000 | 2,684 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $282,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 2,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $87,000 | 4,010 |
| Total noninterest expense | $1,121,000 | 3,438 |
| Salaries and employee benefits | $687,000 | 3,080 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $327,000 | 3,497 |
| Pre-tax net operating income | $945,000 | 2,111 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $947,000 | 1,670 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $947,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $945,000 | 1,588 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,815,000 | 3,163 |
| Total interest expense | $1,785,000 | 4,371 |
| Net interest income | $7,030,000 | 2,737 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $854,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $502,000 | 3,078 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $352,000 | 4,210 |
| Total noninterest expense | $4,487,000 | 3,360 |
| Salaries and employee benefits | $2,777,000 | 2,973 |
| Premises and equipment expense | $600,000 | 3,519 |
| Additional noninterest expense | $1,110,000 | 3,953 |
| Pre-tax net operating income | $3,097,000 | 2,437 |
| Securities gains (losses) | $36,000 | 2,779 |
| Applicable income taxes | $269,000 | 4,451 |
| Income before extraordinary items | $2,864,000 | 2,116 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,864,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $2,225,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,831,240 | 2,051 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 3,179 |
| Total interest expense | $1,414,000 | 4,321 |
| Net interest income | $5,274,000 | 2,765 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $649,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $380,000 | 3,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 4,243 |
| Total noninterest expense | $3,390,000 | 3,328 |
| Salaries and employee benefits | $2,085,000 | 2,978 |
| Premises and equipment expense | $423,000 | 3,685 |
| Additional noninterest expense | $882,000 | 3,760 |
| Pre-tax net operating income | $2,308,000 | 2,547 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $269,000 | 4,128 |
| Income before extraordinary items | $2,059,000 | 2,274 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,059,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,821 |
| Cash dividends | $1,875,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,041,400 | 2,174 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 3,193 |
| Total interest expense | $1,006,000 | 4,237 |
| Net interest income | $3,450,000 | 2,797 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $438,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $255,000 | 3,019 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $183,000 | 4,189 |
| Total noninterest expense | $2,230,000 | 3,356 |
| Salaries and employee benefits | $1,362,000 | 3,033 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $607,000 | 3,667 |
| Pre-tax net operating income | $1,508,000 | 2,581 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $269,000 | 3,423 |
| Income before extraordinary items | $1,257,000 | 2,467 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,257,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $1,525,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,242,240 | 2,351 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 3,282 |
| Total interest expense | $515,000 | 4,248 |
| Net interest income | $1,658,000 | 2,891 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 2,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 4,102 |
| Total noninterest expense | $1,097,000 | 3,395 |
| Salaries and employee benefits | $667,000 | 3,080 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $312,000 | 3,548 |
| Pre-tax net operating income | $709,000 | 2,712 |
| Securities gains (losses) | $11,000 | 2,147 |
| Applicable income taxes | $269,000 | 2,206 |
| Income before extraordinary items | $451,000 | 3,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $525,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $443,960 | 3,053 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 4,868 |
| Total interest expense | $1,553,000 | 5,619 |
| Net interest income | $3,905,000 | 4,424 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $451,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 4,528 |
| Total noninterest expense | $2,335,000 | 5,321 |
| Salaries and employee benefits | $1,434,000 | 4,859 |
| Premises and equipment expense | $322,000 | 5,336 |
| Additional noninterest expense | $579,000 | 6,063 |
| Pre-tax net operating income | $1,731,000 | 3,754 |
| Securities gains (losses) | $50,000 | 2,409 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,781,000 | 3,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,781,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $1,154,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,731,000 | 3,023 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,940 |
| Total interest expense | $2,500,000 | 5,403 |
| Net interest income | $3,521,000 | 4,536 |
| Provision for loan and lease losses | $163,000 | 4,608 |
| Total noninterest income | $487,000 | 5,138 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $200,000 | 5,168 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $287,000 | 4,213 |
| Total noninterest expense | $2,151,000 | 5,472 |
| Salaries and employee benefits | $1,162,000 | 5,444 |
| Premises and equipment expense | $249,000 | 6,100 |
| Additional noninterest expense | $740,000 | 5,064 |
| Pre-tax net operating income | $1,694,000 | 3,560 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $1,713,000 | 2,912 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,713,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,067 |
| Cash dividends | $1,235,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,688,000 | 2,848 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 5,232 |
| Total interest expense | $2,488,000 | 5,572 |
| Net interest income | $3,256,000 | 4,865 |
| Provision for loan and lease losses | $47,000 | 6,676 |
| Total noninterest income | $374,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $1,934,000 | 5,793 |
| Salaries and employee benefits | $1,110,000 | 5,526 |
| Premises and equipment expense | $252,000 | 6,019 |
| Additional noninterest expense | $572,000 | 5,954 |
| Pre-tax net operating income | $1,649,000 | 3,792 |
| Securities gains (losses) | $-18,000 | 8,681 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,631,000 | 3,034 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,631,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $1,950,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,649,000 | 2,996 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 5,587 |
| Total interest expense | $2,008,000 | 5,986 |
| Net interest income | $2,983,000 | 5,181 |
| Provision for loan and lease losses | $-21,000 | 10,010 |
| Total noninterest income | $419,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,596 |
| Total noninterest expense | $1,851,000 | 5,982 |
| Salaries and employee benefits | $1,102,000 | 5,484 |
| Premises and equipment expense | $244,000 | 6,130 |
| Additional noninterest expense | $505,000 | 6,488 |
| Pre-tax net operating income | $1,572,000 | 3,965 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $1,575,000 | 3,128 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,575,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $875,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,562,130 | 3,112 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,568 |
| Total interest expense | $1,984,000 | 6,211 |
| Net interest income | $3,168,000 | 4,950 |
| Provision for loan and lease losses | $116,000 | 4,821 |
| Total noninterest income | $385,000 | 5,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $1,877,000 | 5,830 |
| Salaries and employee benefits | $1,145,000 | 5,247 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $510,000 | 6,359 |
| Pre-tax net operating income | $1,560,000 | 4,061 |
| Securities gains (losses) | $52,000 | 1,697 |
| Applicable income taxes | $184,000 | 6,363 |
| Income before extraordinary items | $1,428,000 | 3,383 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,428,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 10,199 |
| Cash dividends | $935,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,381,720 | 3,386 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 6,127 |
| Total interest expense | $1,719,000 | 6,851 |
| Net interest income | $2,884,000 | 5,470 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $372,000 | 5,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,219 |
| Total noninterest expense | $1,704,000 | 6,281 |
| Salaries and employee benefits | $949,000 | 6,058 |
| Premises and equipment expense | $227,000 | 6,392 |
| Additional noninterest expense | $528,000 | 6,291 |
| Pre-tax net operating income | $1,372,000 | 4,785 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $383,000 | 5,011 |
| Income before extraordinary items | $991,000 | 4,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $991,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,029 |
| Cash dividends | $205,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $989,560 | 4,683 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 6,659 |
| Total interest expense | $1,589,000 | 7,353 |
| Net interest income | $2,627,000 | 5,998 |
| Provision for loan and lease losses | $-248,000 | 11,358 |
| Total noninterest income | $348,000 | 6,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,947 |
| Total noninterest expense | $1,495,000 | 7,125 |
| Salaries and employee benefits | $872,000 | 6,606 |
| Premises and equipment expense | $214,000 | 6,788 |
| Additional noninterest expense | $409,000 | 7,805 |
| Pre-tax net operating income | $1,728,000 | 3,854 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $550,000 | 3,842 |
| Income before extraordinary items | $1,171,000 | 3,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,171,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,905 |
| Cash dividends | $575,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,175,760 | 3,891 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 7,113 |
| Total interest expense | $1,399,000 | 7,977 |
| Net interest income | $2,500,000 | 6,326 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $1,456,000 | 7,411 |
| Salaries and employee benefits | $819,000 | 6,998 |
| Premises and equipment expense | $208,000 | 7,042 |
| Additional noninterest expense | $429,000 | 7,910 |
| Pre-tax net operating income | $1,309,000 | 4,940 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $411,000 | 4,855 |
| Income before extraordinary items | $897,000 | 5,009 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $897,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $440,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $897,690 | 4,987 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 7,508 |
| Total interest expense | $974,000 | 8,806 |
| Net interest income | $2,408,000 | 6,645 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $301,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $1,434,000 | 7,813 |
| Salaries and employee benefits | $814,000 | 7,130 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $429,000 | 8,542 |
| Pre-tax net operating income | $1,200,000 | 5,241 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $819,000 | 5,271 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $819,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $821,040 | 5,319 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 8,267 |
| Total interest expense | $858,000 | 9,751 |
| Net interest income | $2,182,000 | 7,230 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $285,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,333 |
| Total noninterest expense | $1,277,000 | 8,590 |
| Salaries and employee benefits | $725,000 | 7,826 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $408,000 | 9,179 |
| Pre-tax net operating income | $1,143,000 | 5,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $364,000 | 5,349 |
| Income before extraordinary items | $779,000 | 5,681 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $779,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $247,000 | 4,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $779,000 | 5,447 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 9,152 |
| Total interest expense | $986,000 | 10,457 |
| Net interest income | $1,911,000 | 7,997 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,127,000 | 9,375 |
| Salaries and employee benefits | $586,000 | 8,934 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $412,000 | 9,419 |
| Pre-tax net operating income | $953,000 | 5,837 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $318,000 | 5,709 |
| Income before extraordinary items | $652,000 | 6,223 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $652,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $155,000 | 5,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $640,610 | 5,952 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.