Home > Flagship National Bank > Income and Expense
Flagship National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 3,840 |
| Total interest expense | $4,424,000 | 2,036 |
| Net interest income | $1,627,000 | 6,197 |
| Provision for loan and lease losses | $16,198,000 | 445 |
| Total noninterest income | $166,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $86,000 | 5,606 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $80,000 | 5,686 |
| Total noninterest expense | $3,783,000 | 3,656 |
| Salaries and employee benefits | $1,680,000 | 4,049 |
| Premises and equipment expense | $559,000 | 3,352 |
| Additional noninterest expense | $1,544,000 | 3,213 |
| Pre-tax net operating income | $-18,188,000 | 7,854 |
| Securities gains (losses) | $225,000 | 1,208 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-17,963,000 | 7,881 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-17,963,000 | 7,881 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-17,963,000 | 7,881 |
| Net charge-offs | $16,334,000 | 361 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 934 |
| Net operating income | $-18,188,000 | 7,886 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 3,747 |
| Total interest expense | $3,036,000 | 2,078 |
| Net interest income | $1,198,000 | 5,969 |
| Provision for loan and lease losses | $8,793,000 | 495 |
| Total noninterest income | $114,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $2,433,000 | 3,812 |
| Salaries and employee benefits | $1,122,000 | 4,070 |
| Premises and equipment expense | $361,000 | 3,453 |
| Additional noninterest expense | $950,000 | 3,411 |
| Pre-tax net operating income | $-9,914,000 | 7,915 |
| Securities gains (losses) | $215,000 | 975 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-9,699,000 | 7,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,699,000 | 7,943 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,699,000 | 7,943 |
| Net charge-offs | $8,078,000 | 433 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 912 |
| Net operating income | $-9,914,000 | 7,950 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 3,638 |
| Total interest expense | $1,582,000 | 2,075 |
| Net interest income | $662,000 | 5,730 |
| Provision for loan and lease losses | $3,930,000 | 483 |
| Total noninterest income | $54,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $1,176,000 | 3,826 |
| Salaries and employee benefits | $561,000 | 4,104 |
| Premises and equipment expense | $185,000 | 3,432 |
| Additional noninterest expense | $430,000 | 3,379 |
| Pre-tax net operating income | $-4,390,000 | 8,000 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-4,385,000 | 8,038 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,385,000 | 8,039 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,385,000 | 8,039 |
| Net charge-offs | $2,585,000 | 505 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $-4,390,000 | 8,038 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,480,000 | 2,932 |
| Total interest expense | $8,490,000 | 1,862 |
| Net interest income | $3,990,000 | 4,581 |
| Provision for loan and lease losses | $6,687,000 | 814 |
| Total noninterest income | $142,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $145,000 | 5,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-3,000 | 8,027 |
| Total noninterest expense | $4,602,000 | 3,819 |
| Salaries and employee benefits | $2,087,000 | 4,307 |
| Premises and equipment expense | $692,000 | 3,542 |
| Additional noninterest expense | $1,823,000 | 3,112 |
| Pre-tax net operating income | $-7,157,000 | 7,905 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-7,135,000 | 7,913 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,135,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,874,000 | 1,033 |
| Cash dividends | $1,148,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $4,732,000 | 231 |
| Net operating income | $-7,157,000 | 7,952 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,870,000 | 2,851 |
| Total interest expense | $6,308,000 | 1,954 |
| Net interest income | $3,562,000 | 4,115 |
| Provision for loan and lease losses | $3,630,000 | 804 |
| Total noninterest income | $212,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $109,000 | 5,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 5,588 |
| Total noninterest expense | $3,255,000 | 3,965 |
| Salaries and employee benefits | $1,531,000 | 4,404 |
| Premises and equipment expense | $520,000 | 3,549 |
| Additional noninterest expense | $1,204,000 | 3,380 |
| Pre-tax net operating income | $-3,111,000 | 8,032 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,086,000 | 8,026 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,086,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,826,000 | 663 |
| Cash dividends | $1,148,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,008 |
| Net operating income | $-3,111,000 | 8,082 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 2,833 |
| Total interest expense | $4,261,000 | 2,029 |
| Net interest income | $2,457,000 | 4,029 |
| Provision for loan and lease losses | $629,000 | 1,649 |
| Total noninterest income | $169,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $71,000 | 5,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $98,000 | 5,095 |
| Total noninterest expense | $2,091,000 | 4,110 |
| Salaries and employee benefits | $984,000 | 4,580 |
| Premises and equipment expense | $331,000 | 3,680 |
| Additional noninterest expense | $776,000 | 3,436 |
| Pre-tax net operating income | $-94,000 | 7,178 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-69,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-69,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,198 |
| Cash dividends | $1,148,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
| Net operating income | $-94,000 | 7,208 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 2,778 |
| Total interest expense | $2,211,000 | 2,069 |
| Net interest income | $1,300,000 | 3,872 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $83,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $1,024,000 | 4,164 |
| Salaries and employee benefits | $516,000 | 4,435 |
| Premises and equipment expense | $143,000 | 4,131 |
| Additional noninterest expense | $365,000 | 3,553 |
| Pre-tax net operating income | $281,000 | 4,294 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $306,000 | 3,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $306,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $281,000 | 3,870 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,324,000 | 2,807 |
| Total interest expense | $8,629,000 | 2,182 |
| Net interest income | $5,695,000 | 3,641 |
| Provision for loan and lease losses | $1,550,000 | 1,025 |
| Total noninterest income | $322,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $150,000 | 5,423 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $172,000 | 5,344 |
| Total noninterest expense | $3,298,000 | 4,712 |
| Salaries and employee benefits | $1,752,000 | 4,832 |
| Premises and equipment expense | $648,000 | 3,644 |
| Additional noninterest expense | $898,000 | 4,971 |
| Pre-tax net operating income | $1,169,000 | 4,415 |
| Securities gains (losses) | $-143,000 | 8,213 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,026,000 | 4,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,026,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,201,000 | 887 |
| Cash dividends | $1,148,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,169,000 | 3,987 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,755,000 | 2,804 |
| Total interest expense | $6,429,000 | 2,193 |
| Net interest income | $4,326,000 | 3,623 |
| Provision for loan and lease losses | $775,000 | 1,122 |
| Total noninterest income | $274,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $2,634,000 | 4,492 |
| Salaries and employee benefits | $1,421,000 | 4,542 |
| Premises and equipment expense | $497,000 | 3,557 |
| Additional noninterest expense | $716,000 | 4,731 |
| Pre-tax net operating income | $1,191,000 | 3,962 |
| Securities gains (losses) | $-143,000 | 8,346 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,048,000 | 3,782 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,048,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $1,148,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,191,000 | 3,467 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 2,867 |
| Total interest expense | $4,205,000 | 2,241 |
| Net interest income | $2,825,000 | 3,695 |
| Provision for loan and lease losses | $538,000 | 973 |
| Total noninterest income | $157,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $77,000 | 5,411 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $1,711,000 | 4,590 |
| Salaries and employee benefits | $945,000 | 4,597 |
| Premises and equipment expense | $331,000 | 3,589 |
| Additional noninterest expense | $435,000 | 5,009 |
| Pre-tax net operating income | $733,000 | 4,210 |
| Securities gains (losses) | $-143,000 | 8,441 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $590,000 | 4,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $590,000 | 4,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $1,148,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $733,000 | 3,694 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 2,955 |
| Total interest expense | $2,020,000 | 2,298 |
| Net interest income | $1,376,000 | 3,768 |
| Provision for loan and lease losses | $289,000 | 859 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $870,000 | 4,541 |
| Salaries and employee benefits | $473,000 | 4,615 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $227,000 | 4,841 |
| Pre-tax net operating income | $292,000 | 4,712 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $292,000 | 4,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $292,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $1,148,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $292,000 | 4,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,692,000 | 3,177 |
| Total interest expense | $6,065,000 | 2,566 |
| Net interest income | $5,627,000 | 3,691 |
| Provision for loan and lease losses | $376,000 | 2,382 |
| Total noninterest income | $322,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $198,000 | 5,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 5,958 |
| Total noninterest expense | $3,179,000 | 4,698 |
| Salaries and employee benefits | $1,644,000 | 4,898 |
| Premises and equipment expense | $664,000 | 3,479 |
| Additional noninterest expense | $871,000 | 4,970 |
| Pre-tax net operating income | $2,394,000 | 3,225 |
| Securities gains (losses) | $-30,000 | 7,718 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,364,000 | 2,737 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,364,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $633,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 339 |
| Net operating income | $2,394,000 | 2,692 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 3,252 |
| Total interest expense | $4,239,000 | 2,648 |
| Net interest income | $4,183,000 | 3,735 |
| Provision for loan and lease losses | $275,000 | 2,295 |
| Total noninterest income | $289,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $155,000 | 4,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $2,431,000 | 4,624 |
| Salaries and employee benefits | $1,221,000 | 4,909 |
| Premises and equipment expense | $489,000 | 3,531 |
| Additional noninterest expense | $721,000 | 4,610 |
| Pre-tax net operating income | $1,766,000 | 3,388 |
| Securities gains (losses) | $-30,000 | 7,988 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,736,000 | 2,875 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,736,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $633,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 259 |
| Net operating income | $1,766,000 | 2,818 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,283 |
| Total interest expense | $2,616,000 | 2,715 |
| Net interest income | $2,830,000 | 3,703 |
| Provision for loan and lease losses | $192,000 | 2,179 |
| Total noninterest income | $191,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 5,398 |
| Total noninterest expense | $1,660,000 | 4,568 |
| Salaries and employee benefits | $845,000 | 4,823 |
| Premises and equipment expense | $323,000 | 3,557 |
| Additional noninterest expense | $492,000 | 4,540 |
| Pre-tax net operating income | $1,169,000 | 3,417 |
| Securities gains (losses) | $-30,000 | 8,216 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,139,000 | 2,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,139,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $633,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 174 |
| Net operating income | $1,169,000 | 2,842 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 3,368 |
| Total interest expense | $1,189,000 | 2,821 |
| Net interest income | $1,385,000 | 3,766 |
| Provision for loan and lease losses | $126,000 | 1,677 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $810,000 | 4,653 |
| Salaries and employee benefits | $433,000 | 4,772 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $526,000 | 3,616 |
| Securities gains (losses) | $-30,000 | 8,463 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $496,000 | 3,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $633,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $3,997,000 | 85 |
| Net operating income | $526,000 | 3,021 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 3,661 |
| Total interest expense | $3,275,000 | 3,103 |
| Net interest income | $5,002,000 | 3,947 |
| Provision for loan and lease losses | $432,000 | 2,140 |
| Total noninterest income | $694,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $213,000 | 4,906 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $481,000 | 3,439 |
| Total noninterest expense | $3,332,000 | 4,461 |
| Salaries and employee benefits | $1,625,000 | 4,805 |
| Premises and equipment expense | $672,000 | 3,340 |
| Additional noninterest expense | $1,035,000 | 4,302 |
| Pre-tax net operating income | $1,932,000 | 3,773 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,933,000 | 3,172 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,933,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $291,000 | 4,458 |
| Sale, conversion, retirement of capital stock, net | $3,168,000 | 350 |
| Net operating income | $1,932,000 | 3,141 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 3,738 |
| Total interest expense | $2,251,000 | 3,186 |
| Net interest income | $3,701,000 | 3,984 |
| Provision for loan and lease losses | $422,000 | 1,642 |
| Total noninterest income | $232,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 5,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,334 |
| Total noninterest expense | $2,327,000 | 4,649 |
| Salaries and employee benefits | $1,184,000 | 4,863 |
| Premises and equipment expense | $515,000 | 3,282 |
| Additional noninterest expense | $628,000 | 4,969 |
| Pre-tax net operating income | $1,184,000 | 4,328 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,185,000 | 3,690 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,185,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,089 |
| Cash dividends | $291,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $2,993,000 | 263 |
| Net operating income | $1,184,000 | 3,656 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 3,875 |
| Total interest expense | $1,330,000 | 3,361 |
| Net interest income | $2,363,000 | 4,099 |
| Provision for loan and lease losses | $215,000 | 2,028 |
| Total noninterest income | $174,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,575,000 | 4,578 |
| Salaries and employee benefits | $785,000 | 4,869 |
| Premises and equipment expense | $341,000 | 3,265 |
| Additional noninterest expense | $449,000 | 4,729 |
| Pre-tax net operating income | $747,000 | 4,449 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $748,000 | 3,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $748,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $291,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $2,993,000 | 173 |
| Net operating income | $747,000 | 3,742 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 4,047 |
| Total interest expense | $599,000 | 3,502 |
| Net interest income | $1,129,000 | 4,246 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $765,000 | 4,684 |
| Salaries and employee benefits | $373,000 | 5,064 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $219,000 | 4,774 |
| Pre-tax net operating income | $383,000 | 4,386 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $384,000 | 3,714 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $384,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,993,000 | 84 |
| Net operating income | $383,000 | 3,683 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,648,000 | 4,451 |
| Total interest expense | $2,117,000 | 3,479 |
| Net interest income | $3,531,000 | 4,869 |
| Provision for loan and lease losses | $256,000 | 3,206 |
| Total noninterest income | $264,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $171,000 | 5,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $93,000 | 6,537 |
| Total noninterest expense | $2,507,000 | 5,296 |
| Salaries and employee benefits | $1,178,000 | 5,742 |
| Premises and equipment expense | $469,000 | 4,285 |
| Additional noninterest expense | $860,000 | 4,852 |
| Pre-tax net operating income | $1,032,000 | 5,161 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,035,000 | 4,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,035,000 | 4,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,342 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,032,000 | 4,537 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 4,573 |
| Total interest expense | $1,517,000 | 3,565 |
| Net interest income | $2,541,000 | 5,004 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $88,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-41,000 | 9,014 |
| Total noninterest expense | $1,764,000 | 5,471 |
| Salaries and employee benefits | $831,000 | 5,894 |
| Premises and equipment expense | $356,000 | 4,243 |
| Additional noninterest expense | $577,000 | 5,171 |
| Pre-tax net operating income | $635,000 | 5,739 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $638,000 | 5,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $638,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,652 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $635,000 | 5,126 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 4,703 |
| Total interest expense | $992,000 | 3,624 |
| Net interest income | $1,608,000 | 5,185 |
| Provision for loan and lease losses | $158,000 | 2,624 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $1,191,000 | 5,467 |
| Salaries and employee benefits | $570,000 | 5,846 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $379,000 | 5,255 |
| Pre-tax net operating income | $360,000 | 6,123 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $360,000 | 5,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $360,000 | 5,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $360,000 | 5,514 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 4,846 |
| Total interest expense | $472,000 | 3,826 |
| Net interest income | $784,000 | 5,278 |
| Provision for loan and lease losses | $118,000 | 1,889 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $592,000 | 5,497 |
| Salaries and employee benefits | $279,000 | 5,956 |
| Premises and equipment expense | $126,000 | 4,084 |
| Additional noninterest expense | $187,000 | 5,308 |
| Pre-tax net operating income | $137,000 | 6,628 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $137,000 | 6,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,233 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $137,000 | 6,111 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 5,222 |
| Total interest expense | $1,900,000 | 4,179 |
| Net interest income | $2,616,000 | 5,758 |
| Provision for loan and lease losses | $319,000 | 3,028 |
| Total noninterest income | $264,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $191,000 | 5,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $73,000 | 7,024 |
| Total noninterest expense | $2,072,000 | 5,875 |
| Salaries and employee benefits | $1,001,000 | 6,260 |
| Premises and equipment expense | $474,000 | 4,228 |
| Additional noninterest expense | $597,000 | 6,006 |
| Pre-tax net operating income | $489,000 | 6,714 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $491,000 | 6,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $491,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,031 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $489,000 | 6,232 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 5,343 |
| Total interest expense | $1,438,000 | 4,272 |
| Net interest income | $1,901,000 | 5,888 |
| Provision for loan and lease losses | $238,000 | 2,964 |
| Total noninterest income | $203,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $148,000 | 5,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $1,579,000 | 5,805 |
| Salaries and employee benefits | $760,000 | 6,182 |
| Premises and equipment expense | $362,000 | 4,168 |
| Additional noninterest expense | $457,000 | 5,933 |
| Pre-tax net operating income | $287,000 | 7,240 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $289,000 | 7,009 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $289,000 | 7,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,434 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $287,000 | 6,854 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 5,369 |
| Total interest expense | $968,000 | 4,349 |
| Net interest income | $1,261,000 | 5,904 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $137,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $1,046,000 | 5,843 |
| Salaries and employee benefits | $499,000 | 6,276 |
| Premises and equipment expense | $254,000 | 3,995 |
| Additional noninterest expense | $293,000 | 6,059 |
| Pre-tax net operating income | $157,000 | 7,550 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $159,000 | 7,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $159,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,843 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,349 |
| Total interest expense | $486,000 | 4,423 |
| Net interest income | $643,000 | 5,831 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $530,000 | 5,801 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $147,000 | 6,506 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $147,000 | 5,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 5,606 |
| Total interest expense | $1,991,000 | 4,804 |
| Net interest income | $2,409,000 | 6,028 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $260,000 | 6,775 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $228,000 | 4,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $2,222,000 | 5,500 |
| Salaries and employee benefits | $1,009,000 | 6,116 |
| Premises and equipment expense | $642,000 | 3,216 |
| Additional noninterest expense | $571,000 | 6,102 |
| Pre-tax net operating income | $252,000 | 7,741 |
| Securities gains (losses) | $150,000 | 1,391 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $402,000 | 6,835 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $402,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $252,000 | 7,458 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 6,676 |
| Total interest expense | $2,220,000 | 5,783 |
| Net interest income | $1,381,000 | 7,540 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $146,000 | 7,900 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $108,000 | 6,430 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $1,921,000 | 5,889 |
| Salaries and employee benefits | $861,000 | 6,532 |
| Premises and equipment expense | $582,000 | 3,451 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $-602,000 | 9,211 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-575,000 | 9,267 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-575,000 | 9,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-602,000 | 9,243 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 8,242 |
| Total interest expense | $1,256,000 | 7,684 |
| Net interest income | $930,000 | 8,628 |
| Provision for loan and lease losses | $163,000 | 4,226 |
| Total noninterest income | $74,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,631,000 | 6,412 |
| Salaries and employee benefits | $775,000 | 6,849 |
| Premises and equipment expense | $432,000 | 4,255 |
| Additional noninterest expense | $424,000 | 6,970 |
| Pre-tax net operating income | $-790,000 | 9,661 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-789,000 | 9,681 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-789,000 | 9,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-790,000 | 9,681 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 9,977 |
| Total interest expense | $196,000 | 9,940 |
| Net interest income | $299,000 | 9,965 |
| Provision for loan and lease losses | $67,000 | 5,994 |
| Total noninterest income | $9,000 | 10,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $893,000 | 8,443 |
| Salaries and employee benefits | $497,000 | 8,351 |
| Premises and equipment expense | $124,000 | 8,153 |
| Additional noninterest expense | $272,000 | 8,368 |
| Pre-tax net operating income | $-652,000 | 9,947 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-652,000 | 9,984 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-652,000 | 9,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,545,000 | 135 |
| Net operating income | $-652,000 | 9,968 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.