Home > Flagship National Bank > Assets and Liabilities
Flagship National Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 33 | 4,326 |
| Assets and Liabilities | ||
| Total Assets: | $177,563,000 | 3,547 |
| Cash and due from depository institutions | $8,962,000 | 4,326 |
| Interest-bearing balances | $7,830,000 | 2,398 |
| Securities | $33,825,000 | 3,224 |
| Federal funds sold & reverse repurchase agreements | $4,098,000 | 2,018 |
| Net loans & leases | $114,916,000 | 3,618 |
| Loan loss allowance | $5,705,000 | 1,381 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,748,000 | 1,679 |
| Other real estate owned | $1,953,000 | 4,326 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,061,000 | 2,720 |
| Life insurance assets | $3,606,000 | 1,636 |
| Total liabilities and capital | $177,563,000 | 3,547 |
| Total liabilities | $180,598,000 | 3,236 |
| Total deposits | $170,118,000 | 3,146 |
| Interest-bearing deposits | $161,738,000 | 2,878 |
| Deposits held in domestic offices | $170,118,000 | 3,145 |
| % insured | 97.30% | 982 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $480,000 | 5,450 |
| Total equity capital | $-3,035,000 | 8,102 |
| Total bank equity capital | $-3,035,000 | 8,102 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,616,000 | 2,152 |
| Surplus | $17,910,000 | 1,754 |
| Undivided profits | $-22,561,000 | 7,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,797,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $645,000 | 4,867 |
| Earning assets | $160,669,000 | 3,594 |
| Long-term assets (5+ years) | $39,066,000 | 2,817 |
| Average Assets, year-to-date | $194,762,500 | 3,257 |
| Average Assets, quarterly | $185,833,500 | 3,408 |
| Volatile liabilities | $55,542,000 | 2,519 |
| Insider loans | $6,494,000 | 1,199 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,954,000 | 5,952 |
| Tier 1 (core) risk-based capital | $-3,556,000 | 8,104 |
| Tier 2 risk-based capital | $0 | 8,008 |
| Total risk weighted assets | $128,961,000 | 3,459 |
| Total unused commitments | $3,954,000 | 5,953 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 36 | 4,153 |
| Assets and Liabilities | ||
| Total Assets: | $194,104,000 | 3,316 |
| Cash and due from depository institutions | $13,486,000 | 4,153 |
| Interest-bearing balances | $12,443,000 | 1,589 |
| Securities | $28,071,000 | 3,600 |
| Federal funds sold & reverse repurchase agreements | $9,514,000 | 1,075 |
| Net loans & leases | $125,602,000 | 3,409 |
| Loan loss allowance | $6,556,000 | 1,178 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,841,000 | 1,673 |
| Other real estate owned | $3,626,000 | 4,153 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,964,000 | 2,771 |
| Life insurance assets | $3,584,000 | 1,649 |
| Total liabilities and capital | $194,104,000 | 3,316 |
| Total liabilities | $189,450,000 | 3,123 |
| Total deposits | $178,952,000 | 3,018 |
| Interest-bearing deposits | $168,819,000 | 2,781 |
| Deposits held in domestic offices | $178,952,000 | 3,016 |
| % insured | 89.11% | 1,103 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,000,000 | 2,919 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $498,000 | 5,370 |
| Total equity capital | $4,654,000 | 7,156 |
| Total bank equity capital | $4,654,000 | 7,156 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,616,000 | 2,185 |
| Surplus | $17,893,000 | 1,757 |
| Undivided profits | $-14,855,000 | 8,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $25,438,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $718,000 | 4,482 |
| Earning assets | $175,630,000 | 3,346 |
| Long-term assets (5+ years) | $34,010,000 | 3,036 |
| Average Assets, year-to-date | $200,495,670 | 3,219 |
| Average Assets, quarterly | $196,290,000 | 3,287 |
| Volatile liabilities | $56,613,000 | 2,478 |
| Insider loans | $6,720,000 | 1,172 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,187,000 | 4,558 |
| Tier 1 (core) risk-based capital | $4,691,000 | 7,079 |
| Tier 2 risk-based capital | $1,777,000 | 2,882 |
| Total risk weighted assets | $140,025,000 | 3,260 |
| Total unused commitments | $9,187,000 | 4,562 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 36 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $198,476,000 | 3,280 |
| Cash and due from depository institutions | $7,056,000 | 4,170 |
| Interest-bearing balances | $3,882,000 | 2,879 |
| Securities | $37,084,000 | 2,977 |
| Federal funds sold & reverse repurchase agreements | $2,295,000 | 3,577 |
| Net loans & leases | $137,160,000 | 3,192 |
| Loan loss allowance | $7,186,000 | 1,032 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,927,000 | 1,654 |
| Other real estate owned | $830,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,124,000 | 2,712 |
| Life insurance assets | $3,563,000 | 1,646 |
| Total liabilities and capital | $198,476,000 | 3,280 |
| Total liabilities | $188,085,000 | 3,152 |
| Total deposits | $176,545,000 | 3,054 |
| Interest-bearing deposits | $166,296,000 | 2,804 |
| Deposits held in domestic offices | $176,545,000 | 3,052 |
| % insured | 88.14% | 1,428 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $11,000,000 | 2,859 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $540,000 | 5,081 |
| Total equity capital | $10,391,000 | 5,282 |
| Total bank equity capital | $10,391,000 | 5,281 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,616,000 | 2,199 |
| Surplus | $17,878,000 | 1,735 |
| Undivided profits | $-9,103,000 | 8,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $24,975,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $849,000 | 3,950 |
| Earning assets | $180,421,000 | 3,309 |
| Long-term assets (5+ years) | $39,480,000 | 2,743 |
| Average Assets, year-to-date | $203,691,500 | 3,204 |
| Average Assets, quarterly | $203,691,500 | 3,204 |
| Volatile liabilities | $52,242,000 | 2,663 |
| Insider loans | $5,438,000 | 1,441 |
| FHLB advances | $11,000,000 | 2,738 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $13,554,000 | 3,833 |
| Tier 1 (core) risk-based capital | $9,991,000 | 5,284 |
| Tier 2 risk-based capital | $1,924,000 | 2,708 |
| Total risk weighted assets | $148,658,000 | 3,131 |
| Total unused commitments | $13,554,000 | 3,836 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 37 | 4,134 |
| Assets and Liabilities | ||
| Total Assets: | $208,907,000 | 3,132 |
| Cash and due from depository institutions | $3,819,000 | 4,134 |
| Interest-bearing balances | $1,524,000 | 3,265 |
| Securities | $35,675,000 | 3,044 |
| Federal funds sold & reverse repurchase agreements | $10,655,000 | 910 |
| Net loans & leases | $144,169,000 | 3,095 |
| Loan loss allowance | $5,841,000 | 1,199 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,041,000 | 1,626 |
| Other real estate owned | $468,000 | 4,134 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,080,000 | 2,752 |
| Life insurance assets | $3,545,000 | 1,648 |
| Total liabilities and capital | $208,907,000 | 3,132 |
| Total liabilities | $194,217,000 | 3,033 |
| Total deposits | $181,674,000 | 2,904 |
| Interest-bearing deposits | $172,323,000 | 2,652 |
| Deposits held in domestic offices | $181,674,000 | 2,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,000,000 | 2,927 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $543,000 | 5,124 |
| Total equity capital | $14,690,000 | 4,193 |
| Total bank equity capital | $14,690,000 | 4,193 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,616,000 | 2,208 |
| Surplus | $17,862,000 | 1,705 |
| Undivided profits | $-4,788,000 | 7,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,666,000 | 669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $892,000 | 4,029 |
| Earning assets | $192,023,000 | 3,121 |
| Long-term assets (5+ years) | $36,980,000 | 2,826 |
| Average Assets, year-to-date | $222,202,200 | 2,847 |
| Average Assets, quarterly | $219,761,000 | 2,965 |
| Volatile liabilities | $53,664,000 | 2,579 |
| Insider loans | $6,035,000 | 1,331 |
| FHLB advances | $12,000,000 | 2,814 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $13,825,000 | 3,824 |
| Tier 1 (core) risk-based capital | $14,359,000 | 4,137 |
| Tier 2 risk-based capital | $1,980,000 | 2,626 |
| Total risk weighted assets | $154,579,000 | 3,046 |
| Total unused commitments | $13,825,000 | 3,827 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 37 | 4,180 |
| Assets and Liabilities | ||
| Total Assets: | $230,615,000 | 2,835 |
| Cash and due from depository institutions | $6,875,000 | 4,180 |
| Interest-bearing balances | $1,057,000 | 2,955 |
| Securities | $40,594,000 | 2,690 |
| Federal funds sold & reverse repurchase agreements | $16,047,000 | 732 |
| Net loans & leases | $151,616,000 | 2,970 |
| Loan loss allowance | $2,832,000 | 2,046 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,128,000 | 1,604 |
| Other real estate owned | $1,266,000 | 4,180 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,089,000 | 2,748 |
| Life insurance assets | $3,510,000 | 1,645 |
| Total liabilities and capital | $230,615,000 | 2,835 |
| Total liabilities | $217,446,000 | 2,710 |
| Total deposits | $205,799,000 | 2,536 |
| Interest-bearing deposits | $189,645,000 | 2,384 |
| Deposits held in domestic offices | $205,799,000 | 2,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,760 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,000,000 | 3,901 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $647,000 | 4,878 |
| Total equity capital | $13,169,000 | 4,553 |
| Total bank equity capital | $13,169,000 | 4,553 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,148,000 | 2,687 |
| Surplus | $13,634,000 | 2,093 |
| Undivided profits | $-1,613,000 | 7,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,942,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $899,000 | 4,206 |
| Earning assets | $209,314,000 | 2,859 |
| Long-term assets (5+ years) | $39,672,000 | 2,655 |
| Average Assets, year-to-date | $225,526,000 | 2,832 |
| Average Assets, quarterly | $228,153,500 | 2,844 |
| Volatile liabilities | $59,380,000 | 2,325 |
| Insider loans | $5,285,000 | 1,492 |
| FHLB advances | $6,000,000 | 3,758 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,628,000 | 3,599 |
| Tier 1 (core) risk-based capital | $13,712,000 | 4,346 |
| Tier 2 risk-based capital | $2,047,000 | 2,491 |
| Total risk weighted assets | $162,958,000 | 2,926 |
| Total unused commitments | $16,628,000 | 3,602 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $225,692,000 | 2,877 |
| Cash and due from depository institutions | $4,264,000 | 4,231 |
| Interest-bearing balances | $595,000 | 3,376 |
| Securities | $35,812,000 | 3,012 |
| Federal funds sold & reverse repurchase agreements | $10,953,000 | 1,112 |
| Net loans & leases | $159,062,000 | 2,822 |
| Loan loss allowance | $2,078,000 | 2,577 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,203,000 | 1,574 |
| Other real estate owned | $1,604,000 | 4,231 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,794,000 | 2,810 |
| Life insurance assets | $3,471,000 | 1,657 |
| Total liabilities and capital | $225,692,000 | 2,877 |
| Total liabilities | $209,714,000 | 2,786 |
| Total deposits | $198,075,000 | 2,632 |
| Interest-bearing deposits | $186,602,000 | 2,436 |
| Deposits held in domestic offices | $198,075,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,796 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,000,000 | 3,774 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $639,000 | 4,864 |
| Total equity capital | $15,978,000 | 3,984 |
| Total bank equity capital | $15,978,000 | 3,984 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,148,000 | 2,710 |
| Surplus | $13,619,000 | 2,081 |
| Undivided profits | $1,211,000 | 6,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,931,000 | 1,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $891,000 | 4,108 |
| Earning assets | $206,422,000 | 2,886 |
| Long-term assets (5+ years) | $36,152,000 | 2,835 |
| Average Assets, year-to-date | $223,829,670 | 2,845 |
| Average Assets, quarterly | $225,013,000 | 2,866 |
| Volatile liabilities | $62,368,000 | 2,234 |
| Insider loans | $5,667,000 | 1,416 |
| FHLB advances | $6,000,000 | 3,631 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $20,521,000 | 3,259 |
| Tier 1 (core) risk-based capital | $16,713,000 | 3,760 |
| Tier 2 risk-based capital | $2,078,000 | 2,418 |
| Total risk weighted assets | $170,078,000 | 2,802 |
| Total unused commitments | $20,521,000 | 3,260 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 33 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $224,334,000 | 2,877 |
| Cash and due from depository institutions | $3,896,000 | 4,580 |
| Interest-bearing balances | $1,151,000 | 2,867 |
| Securities | $35,794,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $7,655,000 | 2,266 |
| Net loans & leases | $161,936,000 | 2,734 |
| Loan loss allowance | $2,100,000 | 2,498 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,096,000 | 1,582 |
| Other real estate owned | $1,036,000 | 4,580 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,921,000 | 2,697 |
| Life insurance assets | $3,433,000 | 1,657 |
| Total liabilities and capital | $224,334,000 | 2,877 |
| Total liabilities | $205,873,000 | 2,806 |
| Total deposits | $194,183,000 | 2,681 |
| Interest-bearing deposits | $181,954,000 | 2,488 |
| Deposits held in domestic offices | $194,183,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,665 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $6,000,000 | 3,511 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $690,000 | 4,912 |
| Total equity capital | $18,461,000 | 3,601 |
| Total bank equity capital | $18,461,000 | 3,601 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,148,000 | 2,714 |
| Surplus | $13,603,000 | 2,071 |
| Undivided profits | $3,710,000 | 5,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,397,000 | 2,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,083,000 | 3,485 |
| Earning assets | $206,536,000 | 2,861 |
| Long-term assets (5+ years) | $34,259,000 | 2,856 |
| Average Assets, year-to-date | $222,898,500 | 2,846 |
| Average Assets, quarterly | $222,898,500 | 2,846 |
| Volatile liabilities | $59,951,000 | 2,247 |
| Insider loans | $5,594,000 | 1,402 |
| FHLB advances | $6,000,000 | 3,377 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,760,000 | 2,940 |
| Tier 1 (core) risk-based capital | $18,226,000 | 3,462 |
| Tier 2 risk-based capital | $2,100,000 | 2,337 |
| Total risk weighted assets | $172,988,000 | 2,721 |
| Total unused commitments | $24,760,000 | 2,942 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 29 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $221,463,000 | 2,845 |
| Cash and due from depository institutions | $2,490,000 | 4,982 |
| Interest-bearing balances | $448,000 | 3,287 |
| Securities | $32,499,000 | 3,267 |
| Federal funds sold & reverse repurchase agreements | $11,956,000 | 1,124 |
| Net loans & leases | $161,102,000 | 2,702 |
| Loan loss allowance | $2,028,000 | 2,526 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,403,000 | 1,733 |
| Other real estate owned | $130,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,883,000 | 2,729 |
| Life insurance assets | $3,397,000 | 1,656 |
| Total liabilities and capital | $221,463,000 | 2,845 |
| Total liabilities | $203,702,000 | 2,787 |
| Total deposits | $192,051,000 | 2,675 |
| Interest-bearing deposits | $178,782,000 | 2,488 |
| Deposits held in domestic offices | $192,051,000 | 2,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,759 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,000,000 | 3,352 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $651,000 | 5,042 |
| Total equity capital | $17,761,000 | 3,682 |
| Total bank equity capital | $17,761,000 | 3,682 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,148,000 | 2,716 |
| Surplus | $13,598,000 | 2,053 |
| Undivided profits | $3,015,000 | 5,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,970,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,154,000 | 3,543 |
| Earning assets | $206,005,000 | 2,804 |
| Long-term assets (5+ years) | $31,663,000 | 2,787 |
| Average Assets, year-to-date | $212,701,600 | 2,867 |
| Average Assets, quarterly | $214,374,000 | 2,911 |
| Volatile liabilities | $61,091,000 | 2,214 |
| Insider loans | $7,769,000 | 962 |
| FHLB advances | $6,000,000 | 3,217 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,272,000 | 3,159 |
| Tier 1 (core) risk-based capital | $17,909,000 | 3,492 |
| Tier 2 risk-based capital | $2,028,000 | 2,380 |
| Total risk weighted assets | $169,986,000 | 2,729 |
| Total unused commitments | $22,272,000 | 3,160 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 29 | 4,997 |
| Assets and Liabilities | ||
| Total Assets: | $207,285,000 | 2,997 |
| Cash and due from depository institutions | $2,347,000 | 4,997 |
| Interest-bearing balances | $200,000 | 3,847 |
| Securities | $32,461,000 | 3,257 |
| Federal funds sold & reverse repurchase agreements | $1,624,000 | 4,439 |
| Net loans & leases | $158,435,000 | 2,707 |
| Loan loss allowance | $2,430,000 | 2,117 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,606,000 | 1,906 |
| Other real estate owned | $0 | 4,997 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,812,000 | 2,751 |
| Life insurance assets | $3,364,000 | 1,635 |
| Total liabilities and capital | $207,285,000 | 2,997 |
| Total liabilities | $189,893,000 | 2,915 |
| Total deposits | $178,043,000 | 2,842 |
| Interest-bearing deposits | $163,376,000 | 2,685 |
| Deposits held in domestic offices | $178,043,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,719 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,000,000 | 3,229 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $850,000 | 4,451 |
| Total equity capital | $17,392,000 | 3,697 |
| Total bank equity capital | $17,392,000 | 3,697 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,148,000 | 2,690 |
| Surplus | $13,563,000 | 2,021 |
| Undivided profits | $2,681,000 | 5,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $907,000 | 3,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,144,000 | 3,793 |
| Earning assets | $192,720,000 | 2,953 |
| Long-term assets (5+ years) | $32,602,000 | 2,619 |
| Average Assets, year-to-date | $210,511,250 | 2,891 |
| Average Assets, quarterly | $216,656,500 | 2,853 |
| Volatile liabilities | $57,370,000 | 2,266 |
| Insider loans | $7,216,000 | 1,021 |
| FHLB advances | $6,000,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,688,000 | 3,163 |
| Tier 1 (core) risk-based capital | $17,896,000 | 3,484 |
| Tier 2 risk-based capital | $2,055,000 | 2,333 |
| Total risk weighted assets | $164,013,000 | 2,773 |
| Total unused commitments | $22,688,000 | 3,163 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 29 | 5,043 |
| Assets and Liabilities | ||
| Total Assets: | $226,028,000 | 2,773 |
| Cash and due from depository institutions | $14,740,000 | 5,043 |
| Interest-bearing balances | $709,000 | 2,766 |
| Securities | $31,967,000 | 3,285 |
| Federal funds sold & reverse repurchase agreements | $14,257,000 | 1,112 |
| Net loans & leases | $153,200,000 | 2,785 |
| Loan loss allowance | $2,199,000 | 2,318 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,265,000 | 2,001 |
| Other real estate owned | $0 | 5,043 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,599,000 | 2,800 |
| Life insurance assets | $3,328,000 | 1,642 |
| Total liabilities and capital | $226,028,000 | 2,773 |
| Total liabilities | $209,569,000 | 2,691 |
| Total deposits | $205,834,000 | 2,494 |
| Interest-bearing deposits | $183,168,000 | 2,429 |
| Deposits held in domestic offices | $205,834,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $735,000 | 4,602 |
| Total equity capital | $16,459,000 | 3,806 |
| Total bank equity capital | $16,459,000 | 3,806 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,148,000 | 2,694 |
| Surplus | $13,563,000 | 2,024 |
| Undivided profits | $1,748,000 | 6,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,091,000 | 3,691 |
| Earning assets | $200,133,000 | 2,849 |
| Long-term assets (5+ years) | $33,595,000 | 2,523 |
| Average Assets, year-to-date | $211,586,670 | 2,911 |
| Average Assets, quarterly | $215,935,000 | 2,874 |
| Volatile liabilities | $56,278,000 | 2,284 |
| Insider loans | $7,132,000 | 1,029 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,125,000 | 2,883 |
| Tier 1 (core) risk-based capital | $17,438,000 | 3,550 |
| Tier 2 risk-based capital | $2,085,000 | 2,299 |
| Total risk weighted assets | $166,687,000 | 2,707 |
| Total unused commitments | $26,125,000 | 2,883 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 28 | 5,147 |
| Assets and Liabilities | ||
| Total Assets: | $205,842,000 | 3,018 |
| Cash and due from depository institutions | $4,034,000 | 5,147 |
| Interest-bearing balances | $2,038,000 | 1,944 |
| Securities | $29,430,000 | 3,494 |
| Federal funds sold & reverse repurchase agreements | $15,423,000 | 1,292 |
| Net loans & leases | $145,188,000 | 2,894 |
| Loan loss allowance | $1,956,000 | 2,541 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,217,000 | 1,985 |
| Other real estate owned | $0 | 5,147 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,550,000 | 2,774 |
| Life insurance assets | $3,300,000 | 1,639 |
| Total liabilities and capital | $205,842,000 | 3,018 |
| Total liabilities | $189,229,000 | 2,923 |
| Total deposits | $179,578,000 | 2,842 |
| Interest-bearing deposits | $164,496,000 | 2,685 |
| Deposits held in domestic offices | $179,578,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $9,000,000 | 2,581 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $651,000 | 4,908 |
| Total equity capital | $16,613,000 | 3,788 |
| Total bank equity capital | $16,613,000 | 3,788 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,148,000 | 2,687 |
| Surplus | $13,563,000 | 1,992 |
| Undivided profits | $1,902,000 | 6,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $865,000 | 4,301 |
| Earning assets | $192,079,000 | 2,965 |
| Long-term assets (5+ years) | $23,996,000 | 3,085 |
| Average Assets, year-to-date | $204,366,000 | 3,012 |
| Average Assets, quarterly | $204,366,000 | 3,012 |
| Volatile liabilities | $57,130,000 | 2,239 |
| Insider loans | $4,916,000 | 1,463 |
| FHLB advances | $9,000,000 | 2,468 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,400,000 | 3,224 |
| Tier 1 (core) risk-based capital | $17,140,000 | 3,585 |
| Tier 2 risk-based capital | $1,870,000 | 2,521 |
| Total risk weighted assets | $149,542,000 | 2,966 |
| Total unused commitments | $21,400,000 | 3,224 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 31 | 4,821 |
| Assets and Liabilities | ||
| Total Assets: | $202,890,000 | 3,044 |
| Cash and due from depository institutions | $4,164,000 | 4,821 |
| Interest-bearing balances | $1,529,000 | 2,126 |
| Securities | $23,483,000 | 4,095 |
| Federal funds sold & reverse repurchase agreements | $21,279,000 | 755 |
| Net loans & leases | $143,046,000 | 2,899 |
| Loan loss allowance | $1,679,000 | 2,861 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,196,000 | 1,967 |
| Other real estate owned | $0 | 4,821 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,722,000 | 3,128 |
| Life insurance assets | $2,565,000 | 1,910 |
| Total liabilities and capital | $202,890,000 | 3,044 |
| Total liabilities | $185,354,000 | 2,979 |
| Total deposits | $175,652,000 | 2,879 |
| Interest-bearing deposits | $153,962,000 | 2,800 |
| Deposits held in domestic offices | $175,652,000 | 2,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,663 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $702,000 | 4,713 |
| Total equity capital | $17,536,000 | 3,556 |
| Total bank equity capital | $17,536,000 | 3,556 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,148,000 | 2,687 |
| Surplus | $13,563,000 | 1,945 |
| Undivided profits | $2,825,000 | 5,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 3,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $891,000 | 4,334 |
| Earning assets | $189,337,000 | 2,976 |
| Long-term assets (5+ years) | $20,984,000 | 3,287 |
| Average Assets, year-to-date | $178,431,200 | 3,247 |
| Average Assets, quarterly | $191,908,500 | 3,131 |
| Volatile liabilities | $55,146,000 | 2,465 |
| Insider loans | $5,774,000 | 1,248 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,077,000 | 3,050 |
| Tier 1 (core) risk-based capital | $17,996,000 | 3,367 |
| Tier 2 risk-based capital | $1,679,000 | 2,734 |
| Total risk weighted assets | $145,975,000 | 2,988 |
| Total unused commitments | $23,077,000 | 3,051 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 27 | 5,291 |
| Assets and Liabilities | ||
| Total Assets: | $180,927,000 | 3,297 |
| Cash and due from depository institutions | $3,648,000 | 5,291 |
| Interest-bearing balances | $955,000 | 2,481 |
| Securities | $23,362,000 | 4,154 |
| Federal funds sold & reverse repurchase agreements | $3,710,000 | 2,924 |
| Net loans & leases | $139,265,000 | 2,953 |
| Loan loss allowance | $1,577,000 | 3,015 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,286,000 | 1,906 |
| Other real estate owned | $0 | 5,291 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,656,000 | 3,173 |
| Life insurance assets | $2,542,000 | 1,879 |
| Total liabilities and capital | $180,927,000 | 3,297 |
| Total liabilities | $164,105,000 | 3,255 |
| Total deposits | $154,500,000 | 3,154 |
| Interest-bearing deposits | $136,087,000 | 3,061 |
| Deposits held in domestic offices | $154,500,000 | 3,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $605,000 | 5,097 |
| Total equity capital | $16,822,000 | 3,644 |
| Total bank equity capital | $16,822,000 | 3,644 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,148,000 | 2,702 |
| Surplus | $13,563,000 | 1,916 |
| Undivided profits | $2,111,000 | 6,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $808,000 | 4,690 |
| Earning assets | $167,292,000 | 3,275 |
| Long-term assets (5+ years) | $26,631,000 | 2,835 |
| Average Assets, year-to-date | $172,316,500 | 3,362 |
| Average Assets, quarterly | $176,759,500 | 3,334 |
| Volatile liabilities | $49,446,000 | 2,646 |
| Insider loans | $5,864,000 | 1,199 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,364,000 | 3,076 |
| Tier 1 (core) risk-based capital | $17,368,000 | 3,465 |
| Tier 2 risk-based capital | $1,577,000 | 2,885 |
| Total risk weighted assets | $138,198,000 | 3,108 |
| Total unused commitments | $23,364,000 | 3,076 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 28 | 5,199 |
| Assets and Liabilities | ||
| Total Assets: | $172,592,000 | 3,393 |
| Cash and due from depository institutions | $2,095,000 | 5,199 |
| Interest-bearing balances | $403,000 | 3,310 |
| Securities | $23,370,000 | 4,144 |
| Federal funds sold & reverse repurchase agreements | $2,547,000 | 3,320 |
| Net loans & leases | $133,807,000 | 3,026 |
| Loan loss allowance | $1,494,000 | 3,125 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,193,000 | 1,880 |
| Other real estate owned | $0 | 5,199 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,580,000 | 3,183 |
| Life insurance assets | $2,519,000 | 1,854 |
| Total liabilities and capital | $172,592,000 | 3,393 |
| Total liabilities | $156,925,000 | 3,350 |
| Total deposits | $147,405,000 | 3,250 |
| Interest-bearing deposits | $129,476,000 | 3,150 |
| Deposits held in domestic offices | $147,405,000 | 3,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,000,000 | 2,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $520,000 | 5,159 |
| Total equity capital | $15,667,000 | 3,748 |
| Total bank equity capital | $15,667,000 | 3,748 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,148,000 | 2,694 |
| Surplus | $13,563,000 | 1,880 |
| Undivided profits | $956,000 | 7,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $741,000 | 4,589 |
| Earning assets | $160,127,000 | 3,363 |
| Long-term assets (5+ years) | $24,825,000 | 2,944 |
| Average Assets, year-to-date | $169,446,330 | 3,403 |
| Average Assets, quarterly | $173,031,500 | 3,376 |
| Volatile liabilities | $42,881,000 | 2,892 |
| Insider loans | $4,342,000 | 1,584 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,733,000 | 3,061 |
| Tier 1 (core) risk-based capital | $16,770,000 | 3,510 |
| Tier 2 risk-based capital | $1,494,000 | 2,967 |
| Total risk weighted assets | $132,614,000 | 3,183 |
| Total unused commitments | $23,733,000 | 3,062 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 28 | 5,176 |
| Assets and Liabilities | ||
| Total Assets: | $173,471,000 | 3,372 |
| Cash and due from depository institutions | $2,866,000 | 5,176 |
| Interest-bearing balances | $2,000 | 6,666 |
| Securities | $24,381,000 | 4,098 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,371 |
| Net loans & leases | $132,156,000 | 3,002 |
| Loan loss allowance | $1,428,000 | 3,206 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,241,000 | 1,831 |
| Other real estate owned | $0 | 5,176 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,427,000 | 3,191 |
| Life insurance assets | $2,496,000 | 1,828 |
| Total liabilities and capital | $173,470,000 | 3,372 |
| Total liabilities | $158,045,000 | 3,316 |
| Total deposits | $144,147,000 | 3,309 |
| Interest-bearing deposits | $125,065,000 | 3,227 |
| Deposits held in domestic offices | $144,147,000 | 3,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,213 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,500,000 | 2,381 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $398,000 | 5,741 |
| Total equity capital | $15,425,000 | 3,764 |
| Total bank equity capital | $15,425,000 | 3,764 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,148,000 | 2,682 |
| Surplus | $13,563,000 | 1,822 |
| Undivided profits | $714,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $677,000 | 4,703 |
| Earning assets | $159,939,000 | 3,354 |
| Long-term assets (5+ years) | $25,525,000 | 2,848 |
| Average Assets, year-to-date | $167,873,500 | 3,432 |
| Average Assets, quarterly | $167,873,500 | 3,432 |
| Volatile liabilities | $55,657,000 | 2,286 |
| Insider loans | $3,860,000 | 1,732 |
| FHLB advances | $11,500,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $22,614,000 | 3,104 |
| Tier 1 (core) risk-based capital | $16,128,000 | 3,582 |
| Tier 2 risk-based capital | $1,428,000 | 3,029 |
| Total risk weighted assets | $135,421,000 | 3,085 |
| Total unused commitments | $22,614,000 | 3,105 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $162,276,000 | 3,520 |
| Cash and due from depository institutions | $3,343,000 | 5,186 |
| Interest-bearing balances | $373,000 | 3,638 |
| Securities | $24,093,000 | 4,138 |
| Federal funds sold & reverse repurchase agreements | $9,486,000 | 1,442 |
| Net loans & leases | $114,995,000 | 3,338 |
| Loan loss allowance | $1,302,000 | 3,404 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,316,000 | 1,776 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,043,000 | 3,376 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $162,276,000 | 3,520 |
| Total liabilities | $150,592,000 | 3,425 |
| Total deposits | $145,238,000 | 3,262 |
| Interest-bearing deposits | $125,808,000 | 3,168 |
| Deposits held in domestic offices | $145,238,000 | 3,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $354,000 | 5,931 |
| Total equity capital | $11,684,000 | 4,645 |
| Total bank equity capital | $11,684,000 | 4,645 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $988,000 | 3,140 |
| Surplus | $9,726,000 | 2,310 |
| Undivided profits | $970,000 | 7,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $688,000 | 4,673 |
| Earning assets | $148,947,000 | 3,501 |
| Long-term assets (5+ years) | $23,242,000 | 3,006 |
| Average Assets, year-to-date | $141,999,000 | 3,755 |
| Average Assets, quarterly | $156,284,000 | 3,585 |
| Volatile liabilities | $47,526,000 | 2,554 |
| Insider loans | $4,032,000 | 1,660 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $24,904,000 | 2,866 |
| Tier 1 (core) risk-based capital | $12,268,000 | 4,428 |
| Tier 2 risk-based capital | $1,302,000 | 3,229 |
| Total risk weighted assets | $121,325,000 | 3,327 |
| Total unused commitments | $24,904,000 | 2,867 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $150,292,000 | 3,682 |
| Cash and due from depository institutions | $3,029,000 | 5,543 |
| Interest-bearing balances | $499,000 | 3,451 |
| Securities | $22,515,000 | 4,275 |
| Federal funds sold & reverse repurchase agreements | $4,832,000 | 2,346 |
| Net loans & leases | $109,156,000 | 3,421 |
| Loan loss allowance | $1,292,000 | 3,399 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,395,000 | 1,715 |
| Other real estate owned | $432,000 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,933,000 | 3,373 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $150,292,000 | 3,682 |
| Total liabilities | $139,269,000 | 3,581 |
| Total deposits | $133,813,000 | 3,429 |
| Interest-bearing deposits | $117,541,000 | 3,281 |
| Deposits held in domestic offices | $133,813,000 | 3,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,000 | 3,554 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $363,000 | 5,967 |
| Total equity capital | $11,023,000 | 4,812 |
| Total bank equity capital | $11,023,000 | 4,812 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $970,000 | 3,136 |
| Surplus | $9,568,000 | 2,276 |
| Undivided profits | $485,000 | 7,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $560,000 | 5,365 |
| Earning assets | $137,002,000 | 3,691 |
| Long-term assets (5+ years) | $23,540,000 | 2,992 |
| Average Assets, year-to-date | $136,929,750 | 3,851 |
| Average Assets, quarterly | $146,493,500 | 3,728 |
| Volatile liabilities | $39,358,000 | 2,805 |
| Insider loans | $4,137,000 | 1,585 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,408,000 | 2,954 |
| Tier 1 (core) risk-based capital | $11,344,000 | 4,626 |
| Tier 2 risk-based capital | $1,292,000 | 3,200 |
| Total risk weighted assets | $116,098,000 | 3,389 |
| Total unused commitments | $23,408,000 | 2,956 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $142,695,000 | 3,771 |
| Cash and due from depository institutions | $2,762,000 | 4,824 |
| Interest-bearing balances | $37,000 | 5,860 |
| Securities | $20,382,000 | 4,587 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 5,612 |
| Net loans & leases | $109,613,000 | 3,348 |
| Loan loss allowance | $1,084,000 | 3,810 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,517,000 | 1,948 |
| Other real estate owned | $432,000 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,914,000 | 3,269 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $142,695,000 | 3,771 |
| Total liabilities | $131,892,000 | 3,663 |
| Total deposits | $122,300,000 | 3,610 |
| Interest-bearing deposits | $105,021,000 | 3,554 |
| Deposits held in domestic offices | $122,300,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,374,000 | 1,756 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $218,000 | 6,872 |
| Total equity capital | $10,803,000 | 4,816 |
| Total bank equity capital | $10,803,000 | 4,816 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $970,000 | 3,118 |
| Surplus | $9,568,000 | 2,237 |
| Undivided profits | $265,000 | 7,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $529,000 | 5,262 |
| Earning assets | $130,107,000 | 3,781 |
| Long-term assets (5+ years) | $21,878,000 | 3,173 |
| Average Assets, year-to-date | $132,475,670 | 3,942 |
| Average Assets, quarterly | $134,311,000 | 3,928 |
| Volatile liabilities | $35,529,000 | 2,923 |
| Insider loans | $4,388,000 | 1,457 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,040,000 | 3,198 |
| Tier 1 (core) risk-based capital | $10,907,000 | 4,671 |
| Tier 2 risk-based capital | $1,084,000 | 3,600 |
| Total risk weighted assets | $112,591,000 | 3,406 |
| Total unused commitments | $20,040,000 | 3,199 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $125,927,000 | 4,148 |
| Cash and due from depository institutions | $2,021,000 | 5,036 |
| Interest-bearing balances | $2,000 | 6,746 |
| Securities | $20,631,000 | 4,640 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 6,282 |
| Net loans & leases | $94,457,000 | 3,715 |
| Loan loss allowance | $944,000 | 4,235 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,539,000 | 1,916 |
| Other real estate owned | $432,000 | 5,036 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,817,000 | 4,015 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $125,927,000 | 4,148 |
| Total liabilities | $115,489,000 | 4,071 |
| Total deposits | $113,638,000 | 3,852 |
| Interest-bearing deposits | $97,400,000 | 3,810 |
| Deposits held in domestic offices | $113,638,000 | 3,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,662,000 | 2,308 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $189,000 | 7,012 |
| Total equity capital | $10,438,000 | 4,853 |
| Total bank equity capital | $10,438,000 | 4,853 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $970,000 | 3,125 |
| Surplus | $9,568,000 | 2,189 |
| Undivided profits | $-100,000 | 8,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $459,000 | 5,620 |
| Earning assets | $115,120,000 | 4,161 |
| Long-term assets (5+ years) | $24,453,000 | 3,039 |
| Average Assets, year-to-date | $127,366,000 | 4,082 |
| Average Assets, quarterly | $127,366,000 | 4,082 |
| Volatile liabilities | $28,785,000 | 3,289 |
| Insider loans | $3,919,000 | 1,587 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,674,000 | 3,519 |
| Tier 1 (core) risk-based capital | $10,835,000 | 4,641 |
| Tier 2 risk-based capital | $944,000 | 3,971 |
| Total risk weighted assets | $95,138,000 | 3,834 |
| Total unused commitments | $16,674,000 | 3,520 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $128,805,000 | 4,068 |
| Cash and due from depository institutions | $5,358,000 | 4,933 |
| Interest-bearing balances | $2,527,000 | 1,786 |
| Securities | $19,606,000 | 4,782 |
| Federal funds sold & reverse repurchase agreements | $8,293,000 | 1,407 |
| Net loans & leases | $87,024,000 | 3,928 |
| Loan loss allowance | $900,000 | 4,340 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,380,000 | 1,972 |
| Other real estate owned | $432,000 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,712,000 | 4,060 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $128,805,000 | 4,068 |
| Total liabilities | $121,343,000 | 3,904 |
| Total deposits | $119,390,000 | 3,669 |
| Interest-bearing deposits | $100,424,000 | 3,679 |
| Deposits held in domestic offices | $119,390,000 | 3,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,000 | 3,396 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,500,000 | 4,800 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $350,000 | 5,606 |
| Total equity capital | $7,462,000 | 6,021 |
| Total bank equity capital | $7,462,000 | 6,021 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $755,000 | 3,461 |
| Surplus | $6,790,000 | 2,860 |
| Undivided profits | $-83,000 | 8,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $460,000 | 5,614 |
| Earning assets | $117,450,000 | 4,092 |
| Long-term assets (5+ years) | $27,155,000 | 2,898 |
| Average Assets, year-to-date | $110,611,400 | 4,405 |
| Average Assets, quarterly | $120,577,500 | 4,241 |
| Volatile liabilities | $29,166,000 | 3,189 |
| Insider loans | $2,928,000 | 2,039 |
| FHLB advances | $1,500,000 | 4,588 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,680,000 | 3,971 |
| Tier 1 (core) risk-based capital | $7,457,000 | 5,912 |
| Tier 2 risk-based capital | $900,000 | 4,077 |
| Total risk weighted assets | $91,767,000 | 3,902 |
| Total unused commitments | $12,680,000 | 3,971 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 22 | 6,018 |
| Assets and Liabilities | ||
| Total Assets: | $112,350,000 | 4,454 |
| Cash and due from depository institutions | $2,088,000 | 6,018 |
| Interest-bearing balances | $234,000 | 4,270 |
| Securities | $16,363,000 | 5,283 |
| Federal funds sold & reverse repurchase agreements | $2,334,000 | 3,362 |
| Net loans & leases | $84,937,000 | 3,945 |
| Loan loss allowance | $884,000 | 4,389 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,303,000 | 3,012 |
| Other real estate owned | $587,000 | 6,018 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,738,000 | 4,016 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $112,350,000 | 4,454 |
| Total liabilities | $105,176,000 | 4,309 |
| Total deposits | $102,367,000 | 4,093 |
| Interest-bearing deposits | $91,933,000 | 3,917 |
| Deposits held in domestic offices | $102,367,000 | 4,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $123,000 | 3,557 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,500,000 | 4,397 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $186,000 | 7,244 |
| Total equity capital | $7,174,000 | 6,173 |
| Total bank equity capital | $7,174,000 | 6,173 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $755,000 | 3,472 |
| Surplus | $6,790,000 | 2,818 |
| Undivided profits | $-371,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $91,000 | 8,650 |
| Earning assets | $103,868,000 | 4,437 |
| Long-term assets (5+ years) | $23,636,000 | 3,214 |
| Average Assets, year-to-date | $106,063,000 | 4,550 |
| Average Assets, quarterly | $113,108,500 | 4,387 |
| Volatile liabilities | $29,096,000 | 3,185 |
| Insider loans | $2,916,000 | 2,003 |
| FHLB advances | $2,500,000 | 4,221 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,017,000 | 3,724 |
| Tier 1 (core) risk-based capital | $7,060,000 | 6,101 |
| Tier 2 risk-based capital | $884,000 | 4,103 |
| Total risk weighted assets | $87,182,000 | 4,013 |
| Total unused commitments | $14,017,000 | 3,725 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $113,867,000 | 4,402 |
| Cash and due from depository institutions | $3,093,000 | 6,203 |
| Interest-bearing balances | $504,000 | 3,537 |
| Securities | $19,801,000 | 4,819 |
| Federal funds sold & reverse repurchase agreements | $4,493,000 | 2,170 |
| Net loans & leases | $80,026,000 | 4,075 |
| Loan loss allowance | $813,000 | 4,624 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,011,000 | 3,197 |
| Other real estate owned | $631,000 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,812,000 | 3,927 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $113,867,000 | 4,402 |
| Total liabilities | $107,316,000 | 4,257 |
| Total deposits | $105,562,000 | 4,005 |
| Interest-bearing deposits | $93,039,000 | 3,867 |
| Deposits held in domestic offices | $105,562,000 | 4,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,000 | 3,667 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,500,000 | 4,775 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $159,000 | 7,274 |
| Total equity capital | $6,551,000 | 6,344 |
| Total bank equity capital | $6,551,000 | 6,344 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $755,000 | 3,490 |
| Surplus | $6,790,000 | 2,780 |
| Undivided profits | $-994,000 | 8,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $390,000 | 6,100 |
| Earning assets | $104,824,000 | 4,397 |
| Long-term assets (5+ years) | $24,719,000 | 3,217 |
| Average Assets, year-to-date | $103,967,330 | 4,640 |
| Average Assets, quarterly | $108,400,500 | 4,530 |
| Volatile liabilities | $26,436,000 | 3,315 |
| Insider loans | $3,020,000 | 1,917 |
| FHLB advances | $1,500,000 | 4,586 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,004,000 | 4,043 |
| Tier 1 (core) risk-based capital | $6,783,000 | 6,187 |
| Tier 2 risk-based capital | $813,000 | 4,318 |
| Total risk weighted assets | $82,696,000 | 4,130 |
| Total unused commitments | $12,004,000 | 4,043 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $102,934,000 | 4,726 |
| Cash and due from depository institutions | $2,464,000 | 6,216 |
| Interest-bearing balances | $252,000 | 4,426 |
| Securities | $10,849,000 | 6,392 |
| Federal funds sold & reverse repurchase agreements | $5,508,000 | 2,604 |
| Net loans & leases | $77,852,000 | 4,083 |
| Loan loss allowance | $776,000 | 4,739 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,793,000 | 3,350 |
| Other real estate owned | $586,000 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,882,000 | 3,699 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $102,934,000 | 4,726 |
| Total liabilities | $96,271,000 | 4,564 |
| Total deposits | $94,570,000 | 4,337 |
| Interest-bearing deposits | $84,826,000 | 4,169 |
| Deposits held in domestic offices | $94,570,000 | 4,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,000 | 3,107 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,500,000 | 4,616 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $125,000 | 7,845 |
| Total equity capital | $6,663,000 | 6,380 |
| Total bank equity capital | $6,663,000 | 6,380 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $755,000 | 3,493 |
| Surplus | $6,790,000 | 2,747 |
| Undivided profits | $-882,000 | 8,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $364,000 | 6,266 |
| Earning assets | $94,461,000 | 4,728 |
| Long-term assets (5+ years) | $19,028,000 | 3,681 |
| Average Assets, year-to-date | $99,017,500 | 4,809 |
| Average Assets, quarterly | $99,017,500 | 4,809 |
| Volatile liabilities | $21,531,000 | 3,733 |
| Insider loans | $2,880,000 | 1,970 |
| FHLB advances | $1,500,000 | 4,427 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,332,000 | 3,913 |
| Tier 1 (core) risk-based capital | $6,559,000 | 6,249 |
| Tier 2 risk-based capital | $776,000 | 4,437 |
| Total risk weighted assets | $79,440,000 | 4,177 |
| Total unused commitments | $12,332,000 | 3,918 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $95,101,000 | 4,953 |
| Cash and due from depository institutions | $3,010,000 | 6,226 |
| Interest-bearing balances | $119,000 | 5,044 |
| Securities | $10,806,000 | 6,441 |
| Federal funds sold & reverse repurchase agreements | $497,000 | 5,616 |
| Net loans & leases | $74,845,000 | 4,167 |
| Loan loss allowance | $767,000 | 4,752 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,793,000 | 3,336 |
| Other real estate owned | $587,000 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,563,000 | 4,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,101,000 | 4,953 |
| Total liabilities | $88,620,000 | 4,814 |
| Total deposits | $86,911,000 | 4,604 |
| Interest-bearing deposits | $76,560,000 | 4,483 |
| Deposits held in domestic offices | $86,911,000 | 4,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,000 | 3,378 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $132,000 | 7,757 |
| Total equity capital | $6,481,000 | 6,408 |
| Total bank equity capital | $6,481,000 | 6,408 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $755,000 | 3,519 |
| Surplus | $6,790,000 | 2,723 |
| Undivided profits | $-1,064,000 | 8,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $344,000 | 6,581 |
| Earning assets | $86,267,000 | 4,995 |
| Long-term assets (5+ years) | $17,417,000 | 3,876 |
| Average Assets, year-to-date | $89,250,200 | 5,055 |
| Average Assets, quarterly | $93,316,500 | 4,991 |
| Volatile liabilities | $16,368,000 | 4,400 |
| Insider loans | $2,665,000 | 2,067 |
| FHLB advances | $1,500,000 | 4,453 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,503,000 | 4,173 |
| Tier 1 (core) risk-based capital | $6,422,000 | 6,299 |
| Tier 2 risk-based capital | $767,000 | 4,458 |
| Total risk weighted assets | $74,554,000 | 4,365 |
| Total unused commitments | $10,503,000 | 4,176 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 21 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $91,532,000 | 5,058 |
| Cash and due from depository institutions | $2,561,000 | 6,252 |
| Interest-bearing balances | $178,000 | 4,830 |
| Securities | $10,561,000 | 6,429 |
| Federal funds sold & reverse repurchase agreements | $2,862,000 | 3,720 |
| Net loans & leases | $70,188,000 | 4,352 |
| Loan loss allowance | $700,000 | 5,050 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,823,000 | 3,286 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,537,000 | 4,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,532,000 | 5,058 |
| Total liabilities | $85,289,000 | 4,932 |
| Total deposits | $83,535,000 | 4,731 |
| Interest-bearing deposits | $74,487,000 | 4,558 |
| Deposits held in domestic offices | $83,535,000 | 4,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,000 | 3,253 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,612 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $143,000 | 7,943 |
| Total equity capital | $6,243,000 | 6,527 |
| Total bank equity capital | $6,243,000 | 6,527 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $755,000 | 3,542 |
| Surplus | $6,790,000 | 2,673 |
| Undivided profits | $-1,302,000 | 8,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,305,000 | 2,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $318,000 | 6,961 |
| Earning assets | $83,789,000 | 5,072 |
| Long-term assets (5+ years) | $16,768,000 | 3,983 |
| Average Assets, year-to-date | $87,787,500 | 5,136 |
| Average Assets, quarterly | $89,911,000 | 5,129 |
| Volatile liabilities | $15,442,000 | 4,536 |
| Insider loans | $2,759,000 | 1,984 |
| FHLB advances | $1,500,000 | 4,404 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,264,000 | 3,487 |
| Tier 1 (core) risk-based capital | $6,221,000 | 6,392 |
| Tier 2 risk-based capital | $700,000 | 4,719 |
| Total risk weighted assets | $70,105,000 | 4,542 |
| Total unused commitments | $14,264,000 | 3,493 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 21 | 6,270 |
| Assets and Liabilities | ||
| Total Assets: | $88,290,000 | 5,198 |
| Cash and due from depository institutions | $2,880,000 | 6,270 |
| Interest-bearing balances | $239,000 | 4,622 |
| Securities | $11,499,000 | 6,146 |
| Federal funds sold & reverse repurchase agreements | $4,465,000 | 3,195 |
| Net loans & leases | $64,564,000 | 4,590 |
| Loan loss allowance | $657,000 | 5,199 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,876,000 | 3,201 |
| Other real estate owned | $0 | 6,270 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,006,000 | 4,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,290,000 | 5,198 |
| Total liabilities | $82,092,000 | 5,057 |
| Total deposits | $80,351,000 | 4,851 |
| Interest-bearing deposits | $71,367,000 | 4,713 |
| Deposits held in domestic offices | $80,351,000 | 4,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,000 | 3,173 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,591 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $148,000 | 7,929 |
| Total equity capital | $6,198,000 | 6,567 |
| Total bank equity capital | $6,198,000 | 6,567 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $755,000 | 3,545 |
| Surplus | $6,790,000 | 2,640 |
| Undivided profits | $-1,347,000 | 8,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,197,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $342,000 | 6,640 |
| Earning assets | $80,767,000 | 5,189 |
| Long-term assets (5+ years) | $16,834,000 | 3,811 |
| Average Assets, year-to-date | $86,539,330 | 5,194 |
| Average Assets, quarterly | $88,045,500 | 5,166 |
| Volatile liabilities | $15,483,000 | 4,495 |
| Insider loans | $2,381,000 | 2,252 |
| FHLB advances | $1,500,000 | 4,360 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,873,000 | 3,850 |
| Tier 1 (core) risk-based capital | $6,090,000 | 6,409 |
| Tier 2 risk-based capital | $657,000 | 4,872 |
| Total risk weighted assets | $64,813,000 | 4,758 |
| Total unused commitments | $11,873,000 | 3,862 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $87,801,000 | 5,158 |
| Cash and due from depository institutions | $2,989,000 | 6,250 |
| Interest-bearing balances | $730,000 | 3,492 |
| Securities | $13,443,000 | 5,782 |
| Federal funds sold & reverse repurchase agreements | $3,320,000 | 4,183 |
| Net loans & leases | $62,874,000 | 4,612 |
| Loan loss allowance | $662,000 | 5,131 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,021,000 | 3,030 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,154,000 | 4,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,801,000 | 5,158 |
| Total liabilities | $81,599,000 | 5,023 |
| Total deposits | $78,905,000 | 4,885 |
| Interest-bearing deposits | $71,146,000 | 4,719 |
| Deposits held in domestic offices | $78,905,000 | 4,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,000 | 2,997 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,500,000 | 4,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $118,000 | 8,307 |
| Total equity capital | $6,202,000 | 6,482 |
| Total bank equity capital | $6,202,000 | 6,482 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $755,000 | 3,559 |
| Surplus | $6,790,000 | 2,591 |
| Undivided profits | $-1,343,000 | 9,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 3,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $359,000 | 6,525 |
| Earning assets | $80,367,000 | 5,158 |
| Long-term assets (5+ years) | $16,048,000 | 3,852 |
| Average Assets, year-to-date | $85,664,000 | 5,207 |
| Average Assets, quarterly | $85,664,000 | 5,207 |
| Volatile liabilities | $16,169,000 | 4,339 |
| Insider loans | $2,694,000 | 1,991 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,167,000 | 3,915 |
| Tier 1 (core) risk-based capital | $6,078,000 | 6,369 |
| Tier 2 risk-based capital | $662,000 | 4,793 |
| Total risk weighted assets | $64,909,000 | 4,700 |
| Total unused commitments | $11,167,000 | 3,929 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $83,527,000 | 5,288 |
| Cash and due from depository institutions | $3,835,000 | 6,243 |
| Interest-bearing balances | $419,000 | 3,920 |
| Securities | $12,520,000 | 5,958 |
| Federal funds sold & reverse repurchase agreements | $3,489,000 | 3,619 |
| Net loans & leases | $59,477,000 | 4,801 |
| Loan loss allowance | $630,000 | 5,232 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,093,000 | 3,963 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,113,000 | 4,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,527,000 | 5,288 |
| Total liabilities | $77,381,000 | 5,177 |
| Total deposits | $74,668,000 | 5,035 |
| Interest-bearing deposits | $67,244,000 | 4,842 |
| Deposits held in domestic offices | $74,668,000 | 5,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,000 | 3,160 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,500,000 | 4,092 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $143,000 | 8,128 |
| Total equity capital | $6,146,000 | 6,493 |
| Total bank equity capital | $6,146,000 | 6,493 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $755,000 | 3,558 |
| Surplus | $6,790,000 | 2,550 |
| Undivided profits | $-1,399,000 | 9,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $347,000 | 6,830 |
| Earning assets | $75,905,000 | 5,299 |
| Long-term assets (5+ years) | $11,865,000 | 4,467 |
| Average Assets, year-to-date | $74,108,400 | 5,536 |
| Average Assets, quarterly | $81,908,000 | 5,315 |
| Volatile liabilities | $14,407,000 | 4,631 |
| Insider loans | $2,586,000 | 2,029 |
| FHLB advances | $2,500,000 | 3,881 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,768,000 | 3,710 |
| Tier 1 (core) risk-based capital | $5,931,000 | 6,403 |
| Tier 2 risk-based capital | $630,000 | 4,913 |
| Total risk weighted assets | $61,248,000 | 4,862 |
| Total unused commitments | $11,768,000 | 3,714 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $61,734,000 | 6,217 |
| Cash and due from depository institutions | $2,166,000 | 6,124 |
| Interest-bearing balances | $4,000 | 6,830 |
| Securities | $13,914,000 | 5,599 |
| Federal funds sold & reverse repurchase agreements | $533,000 | 6,409 |
| Net loans & leases | $41,746,000 | 5,811 |
| Loan loss allowance | $437,000 | 6,263 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,131,000 | 3,861 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,244,000 | 5,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,734,000 | 6,217 |
| Total liabilities | $56,144,000 | 6,153 |
| Total deposits | $55,992,000 | 5,922 |
| Interest-bearing deposits | $51,470,000 | 5,683 |
| Deposits held in domestic offices | $55,992,000 | 5,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,000 | 3,387 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $105,000 | 8,878 |
| Total equity capital | $5,590,000 | 6,693 |
| Total bank equity capital | $5,590,000 | 6,693 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $754,000 | 3,620 |
| Surplus | $6,790,000 | 2,424 |
| Undivided profits | $-1,954,000 | 9,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $326,000 | 7,314 |
| Earning assets | $56,197,000 | 6,227 |
| Long-term assets (5+ years) | $17,100,000 | 3,642 |
| Average Assets, year-to-date | $52,467,600 | 6,589 |
| Average Assets, quarterly | $57,985,500 | 6,380 |
| Volatile liabilities | $9,941,000 | 5,656 |
| Insider loans | $4,102,000 | 1,199 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,380,000 | 4,599 |
| Tier 1 (core) risk-based capital | $5,529,000 | 6,568 |
| Tier 2 risk-based capital | $437,000 | 5,931 |
| Total risk weighted assets | $40,788,000 | 6,089 |
| Total unused commitments | $7,380,000 | 4,606 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $42,355,000 | 7,405 |
| Cash and due from depository institutions | $1,429,000 | 6,531 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,717,000 | 6,580 |
| Federal funds sold & reverse repurchase agreements | $4,228,000 | 2,714 |
| Net loans & leases | $23,144,000 | 7,540 |
| Loan loss allowance | $229,000 | 8,016 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,366,000 | 3,547 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $471,000 | 8,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,355,000 | 7,405 |
| Total liabilities | $36,211,000 | 7,523 |
| Total deposits | $35,933,000 | 7,336 |
| Interest-bearing deposits | $33,750,000 | 6,993 |
| Deposits held in domestic offices | $35,933,000 | 7,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,565 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $128,000 | 9,021 |
| Total equity capital | $6,144,000 | 6,260 |
| Total bank equity capital | $6,144,000 | 6,260 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $755,000 | 3,723 |
| Surplus | $6,790,000 | 2,341 |
| Undivided profits | $-1,401,000 | 9,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $133,000 | 8,715 |
| Earning assets | $38,089,000 | 7,463 |
| Long-term assets (5+ years) | $5,239,000 | 5,919 |
| Average Assets, year-to-date | $31,475,800 | 8,105 |
| Average Assets, quarterly | $39,292,500 | 7,587 |
| Volatile liabilities | $5,967,000 | 7,037 |
| Insider loans | $2,543,000 | 1,864 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,969,000 | 5,927 |
| Tier 1 (core) risk-based capital | $6,104,000 | 6,183 |
| Tier 2 risk-based capital | $229,000 | 7,757 |
| Total risk weighted assets | $26,797,400 | 7,315 |
| Total unused commitments | $3,969,000 | 5,930 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $21,073,000 | 9,273 |
| Cash and due from depository institutions | $516,000 | 8,830 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,463,000 | 8,180 |
| Federal funds sold & reverse repurchase agreements | $5,780,000 | 1,661 |
| Net loans & leases | $6,766,000 | 9,712 |
| Loan loss allowance | $67,000 | 9,749 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,358,000 | 5,137 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $190,000 | 9,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,073,000 | 9,273 |
| Total liabilities | $14,327,000 | 9,600 |
| Total deposits | $14,018,000 | 9,552 |
| Interest-bearing deposits | $12,496,000 | 9,468 |
| Deposits held in domestic offices | $14,018,000 | 9,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $266,000 | 3,752 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $43,000 | 10,008 |
| Total equity capital | $6,746,000 | 5,809 |
| Total bank equity capital | $6,746,000 | 5,809 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $754,000 | 3,824 |
| Surplus | $6,791,000 | 2,304 |
| Undivided profits | $-799,000 | 9,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $34,000 | 9,840 |
| Earning assets | $19,009,000 | 9,267 |
| Long-term assets (5+ years) | $1,713,000 | 7,846 |
| Average Assets, year-to-date | $14,976,670 | 9,698 |
| Average Assets, quarterly | $17,477,500 | 9,536 |
| Volatile liabilities | $1,699,000 | 9,199 |
| Insider loans | $1,178,000 | 3,357 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,954,000 | 7,509 |
| Tier 1 (core) risk-based capital | $6,893,000 | 5,749 |
| Tier 2 risk-based capital | $67,000 | 9,706 |
| Total risk weighted assets | $9,845,900 | 9,528 |
| Total unused commitments | $1,954,000 | 7,515 |
| Derivatives | $0 | 488 |