Home > Flagship Bank Winsted > Income and Expense
Flagship Bank Winsted, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 6,550 |
| Total interest expense | $28,000 | 6,603 |
| Net interest income | $279,000 | 6,505 |
| Provision for loan and lease losses | $391,000 | 825 |
| Total noninterest income | $-375,000 | 6,997 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-422,000 | 6,995 |
| Total noninterest expense | $358,000 | 6,097 |
| Salaries and employee benefits | $190,000 | 6,085 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $137,000 | 5,817 |
| Pre-tax net operating income | $-845,000 | 6,924 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-347,000 | 6,979 |
| Income before extraordinary items | $-498,000 | 6,874 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-498,000 | 6,875 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-498,000 | 6,875 |
| Net charge-offs | $226,000 | 1,260 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-498,000 | 6,859 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 6,523 |
| Total interest expense | $149,000 | 6,626 |
| Net interest income | $1,297,000 | 6,456 |
| Provision for loan and lease losses | $185,000 | 4,018 |
| Total noninterest income | $671,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $212,000 | 4,154 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $459,000 | 3,450 |
| Total noninterest expense | $2,034,000 | 5,621 |
| Salaries and employee benefits | $1,162,000 | 5,453 |
| Premises and equipment expense | $172,000 | 5,944 |
| Additional noninterest expense | $700,000 | 5,539 |
| Pre-tax net operating income | $-251,000 | 6,381 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $56,000 | 3,848 |
| Income before extraordinary items | $-307,000 | 6,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-307,000 | 6,508 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-307,000 | 6,510 |
| Net charge-offs | $73,000 | 4,673 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-307,000 | 6,442 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 6,611 |
| Total interest expense | $117,000 | 6,721 |
| Net interest income | $984,000 | 6,536 |
| Provision for loan and lease losses | $160,000 | 3,797 |
| Total noninterest income | $675,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $518,000 | 2,897 |
| Total noninterest expense | $1,623,000 | 5,538 |
| Salaries and employee benefits | $938,000 | 5,326 |
| Premises and equipment expense | $139,000 | 5,904 |
| Additional noninterest expense | $546,000 | 5,520 |
| Pre-tax net operating income | $-124,000 | 6,458 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-53,000 | 6,858 |
| Income before extraordinary items | $-71,000 | 6,513 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-71,000 | 6,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-71,000 | 6,511 |
| Net charge-offs | $72,000 | 4,273 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-71,000 | 6,405 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $733,000 | 6,665 |
| Total interest expense | $84,000 | 6,755 |
| Net interest income | $649,000 | 6,594 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $337,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $108,000 | 4,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,472 |
| Total noninterest expense | $1,032,000 | 5,663 |
| Salaries and employee benefits | $577,000 | 5,552 |
| Premises and equipment expense | $90,000 | 5,976 |
| Additional noninterest expense | $365,000 | 5,547 |
| Pre-tax net operating income | $-166,000 | 6,600 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-70,000 | 6,981 |
| Income before extraordinary items | $-96,000 | 6,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-96,000 | 6,627 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-96,000 | 6,627 |
| Net charge-offs | $36,000 | 4,276 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-96,000 | 6,538 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 6,728 |
| Total interest expense | $45,000 | 6,788 |
| Net interest income | $320,000 | 6,673 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $63,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $539,000 | 5,621 |
| Salaries and employee benefits | $323,000 | 5,324 |
| Premises and equipment expense | $46,000 | 5,985 |
| Additional noninterest expense | $170,000 | 5,702 |
| Pre-tax net operating income | $-216,000 | 6,860 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-89,000 | 7,151 |
| Income before extraordinary items | $-127,000 | 6,836 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-127,000 | 6,837 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-127,000 | 6,837 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-127,000 | 6,778 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 6,670 |
| Total interest expense | $278,000 | 6,635 |
| Net interest income | $1,377,000 | 6,616 |
| Provision for loan and lease losses | $440,000 | 3,626 |
| Total noninterest income | $1,105,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $195,000 | 4,425 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $910,000 | 2,271 |
| Total noninterest expense | $2,172,000 | 5,662 |
| Salaries and employee benefits | $1,196,000 | 5,528 |
| Premises and equipment expense | $199,000 | 6,017 |
| Additional noninterest expense | $777,000 | 5,457 |
| Pre-tax net operating income | $-130,000 | 6,165 |
| Securities gains (losses) | $28,000 | 2,935 |
| Applicable income taxes | $-38,000 | 6,703 |
| Income before extraordinary items | $-64,000 | 6,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-64,000 | 6,238 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-64,000 | 6,238 |
| Net charge-offs | $553,000 | 3,058 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-81,920 | 6,162 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 6,712 |
| Total interest expense | $224,000 | 6,658 |
| Net interest income | $1,047,000 | 6,665 |
| Provision for loan and lease losses | $395,000 | 3,249 |
| Total noninterest income | $922,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $773,000 | 2,088 |
| Total noninterest expense | $1,636,000 | 5,674 |
| Salaries and employee benefits | $914,000 | 5,493 |
| Premises and equipment expense | $149,000 | 6,057 |
| Additional noninterest expense | $573,000 | 5,539 |
| Pre-tax net operating income | $-62,000 | 6,238 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $-13,000 | 6,810 |
| Income before extraordinary items | $-21,000 | 6,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,000 | 6,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-21,000 | 6,294 |
| Net charge-offs | $451,000 | 2,782 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-38,920 | 6,225 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $862,000 | 6,755 |
| Total interest expense | $155,000 | 6,714 |
| Net interest income | $707,000 | 6,710 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $630,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $534,000 | 2,007 |
| Total noninterest expense | $1,082,000 | 5,757 |
| Salaries and employee benefits | $610,000 | 5,540 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $374,000 | 5,676 |
| Pre-tax net operating income | $-95,000 | 6,415 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $-21,000 | 6,931 |
| Income before extraordinary items | $-46,000 | 6,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,000 | 6,410 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-46,000 | 6,411 |
| Net charge-offs | $425,000 | 2,301 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-65,320 | 6,402 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 6,782 |
| Total interest expense | $83,000 | 6,733 |
| Net interest income | $354,000 | 6,737 |
| Provision for loan and lease losses | $70,000 | 3,831 |
| Total noninterest income | $339,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $295,000 | 1,938 |
| Total noninterest expense | $557,000 | 5,726 |
| Salaries and employee benefits | $320,000 | 5,463 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $189,000 | 5,682 |
| Pre-tax net operating income | $66,000 | 5,541 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $41,000 | 5,839 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $41,000 | 5,838 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $41,000 | 5,839 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $41,000 | 5,807 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 6,761 |
| Total interest expense | $459,000 | 6,642 |
| Net interest income | $1,471,000 | 6,738 |
| Provision for loan and lease losses | $465,000 | 4,245 |
| Total noninterest income | $1,303,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $184,000 | 4,574 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,119,000 | 2,047 |
| Total noninterest expense | $2,287,000 | 5,709 |
| Salaries and employee benefits | $1,286,000 | 5,476 |
| Premises and equipment expense | $195,000 | 6,240 |
| Additional noninterest expense | $806,000 | 5,614 |
| Pre-tax net operating income | $22,000 | 5,700 |
| Securities gains (losses) | $33,000 | 2,887 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $27,000 | 5,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,000 | 5,879 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $27,000 | 5,879 |
| Net charge-offs | $205,000 | 4,741 |
| Cash dividends | $265,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,880 | 5,813 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 6,851 |
| Total interest expense | $350,000 | 6,759 |
| Net interest income | $1,118,000 | 6,819 |
| Provision for loan and lease losses | $420,000 | 3,826 |
| Total noninterest income | $1,015,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $140,000 | 4,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $875,000 | 1,970 |
| Total noninterest expense | $1,740,000 | 5,722 |
| Salaries and employee benefits | $952,000 | 5,558 |
| Premises and equipment expense | $150,000 | 6,285 |
| Additional noninterest expense | $638,000 | 5,494 |
| Pre-tax net operating income | $-27,000 | 6,038 |
| Securities gains (losses) | $33,000 | 2,674 |
| Applicable income taxes | $-4,000 | 6,797 |
| Income before extraordinary items | $10,000 | 6,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,000 | 6,087 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $10,000 | 6,087 |
| Net charge-offs | $205,000 | 4,207 |
| Cash dividends | $265,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-23,000 | 6,065 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 6,898 |
| Total interest expense | $238,000 | 6,812 |
| Net interest income | $746,000 | 6,855 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $721,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $90,000 | 4,671 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $631,000 | 1,796 |
| Total noninterest expense | $1,206,000 | 5,652 |
| Salaries and employee benefits | $686,000 | 5,379 |
| Premises and equipment expense | $100,000 | 6,315 |
| Additional noninterest expense | $420,000 | 5,549 |
| Pre-tax net operating income | $-114,000 | 6,301 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $-33,000 | 7,023 |
| Income before extraordinary items | $-71,000 | 6,359 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-71,000 | 6,361 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-71,000 | 6,359 |
| Net charge-offs | $193,000 | 3,586 |
| Cash dividends | $265,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-77,800 | 6,295 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 6,947 |
| Total interest expense | $123,000 | 6,890 |
| Net interest income | $383,000 | 6,888 |
| Provision for loan and lease losses | $110,000 | 3,837 |
| Total noninterest income | $350,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $306,000 | 1,820 |
| Total noninterest expense | $581,000 | 5,819 |
| Salaries and employee benefits | $329,000 | 5,546 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $201,000 | 5,683 |
| Pre-tax net operating income | $42,000 | 5,749 |
| Securities gains (losses) | $10,000 | 1,722 |
| Applicable income taxes | $46,000 | 2,855 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $265,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-400 | 6,292 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 6,951 |
| Total interest expense | $645,000 | 6,807 |
| Net interest income | $1,506,000 | 6,903 |
| Provision for loan and lease losses | $123,000 | 6,234 |
| Total noninterest income | $1,366,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $226,000 | 4,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,140,000 | 1,985 |
| Total noninterest expense | $2,342,000 | 5,849 |
| Salaries and employee benefits | $1,259,000 | 5,704 |
| Premises and equipment expense | $240,000 | 6,155 |
| Additional noninterest expense | $843,000 | 5,686 |
| Pre-tax net operating income | $407,000 | 4,223 |
| Securities gains (losses) | $18,000 | 3,082 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $424,000 | 4,098 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $424,000 | 4,097 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $424,000 | 4,097 |
| Net charge-offs | $68,000 | 6,009 |
| Cash dividends | $468,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $406,000 | 4,091 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 7,017 |
| Total interest expense | $499,000 | 6,887 |
| Net interest income | $1,132,000 | 6,938 |
| Provision for loan and lease losses | $78,000 | 6,237 |
| Total noninterest income | $1,045,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $172,000 | 4,415 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $873,000 | 2,007 |
| Total noninterest expense | $1,760,000 | 5,868 |
| Salaries and employee benefits | $906,000 | 5,852 |
| Premises and equipment expense | $186,000 | 6,135 |
| Additional noninterest expense | $668,000 | 5,547 |
| Pre-tax net operating income | $339,000 | 4,396 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $356,000 | 4,205 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $356,000 | 4,200 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $356,000 | 4,203 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $452,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $338,000 | 4,198 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,084 |
| Total interest expense | $330,000 | 7,004 |
| Net interest income | $759,000 | 6,961 |
| Provision for loan and lease losses | $48,000 | 6,130 |
| Total noninterest income | $666,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $114,000 | 4,395 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $552,000 | 2,090 |
| Total noninterest expense | $1,160,000 | 5,937 |
| Salaries and employee benefits | $587,000 | 5,979 |
| Premises and equipment expense | $125,000 | 6,166 |
| Additional noninterest expense | $448,000 | 5,543 |
| Pre-tax net operating income | $217,000 | 4,546 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $234,000 | 4,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $234,000 | 4,340 |
| Net charge-offs | $21,000 | 5,585 |
| Cash dividends | $384,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $216,000 | 4,330 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,117 |
| Total interest expense | $165,000 | 7,095 |
| Net interest income | $383,000 | 6,954 |
| Provision for loan and lease losses | $23,000 | 5,791 |
| Total noninterest income | $376,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $316,000 | 1,882 |
| Total noninterest expense | $614,000 | 5,746 |
| Salaries and employee benefits | $336,000 | 5,668 |
| Premises and equipment expense | $62,000 | 6,236 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $122,000 | 4,784 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $140,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 4,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $140,000 | 4,462 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $335,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $122,000 | 4,497 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 7,170 |
| Total interest expense | $767,000 | 7,194 |
| Net interest income | $1,458,000 | 7,058 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $1,378,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,129,000 | 1,968 |
| Total noninterest expense | $2,273,000 | 5,883 |
| Salaries and employee benefits | $1,305,000 | 5,743 |
| Premises and equipment expense | $243,000 | 6,310 |
| Additional noninterest expense | $725,000 | 5,723 |
| Pre-tax net operating income | $523,000 | 4,802 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $522,000 | 4,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $522,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,490 |
| Cash dividends | $506,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $522,000 | 4,542 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 7,240 |
| Total interest expense | $581,000 | 7,290 |
| Net interest income | $1,099,000 | 7,109 |
| Provision for loan and lease losses | $35,000 | 6,193 |
| Total noninterest income | $1,037,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $190,000 | 4,354 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $847,000 | 2,041 |
| Total noninterest expense | $1,688,000 | 5,907 |
| Salaries and employee benefits | $914,000 | 5,941 |
| Premises and equipment expense | $198,000 | 6,129 |
| Additional noninterest expense | $576,000 | 5,536 |
| Pre-tax net operating income | $413,000 | 5,225 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $412,000 | 4,745 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $412,000 | 4,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $363,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $412,000 | 4,912 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 7,318 |
| Total interest expense | $388,000 | 7,413 |
| Net interest income | $724,000 | 7,144 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $772,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $652,000 | 1,888 |
| Total noninterest expense | $1,194,000 | 5,806 |
| Salaries and employee benefits | $693,000 | 5,626 |
| Premises and equipment expense | $127,000 | 6,258 |
| Additional noninterest expense | $374,000 | 5,603 |
| Pre-tax net operating income | $277,000 | 5,386 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $276,000 | 5,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $320,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $276,000 | 5,070 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 7,338 |
| Total interest expense | $205,000 | 7,449 |
| Net interest income | $374,000 | 7,133 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $354,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $294,000 | 2,001 |
| Total noninterest expense | $550,000 | 6,047 |
| Salaries and employee benefits | $314,000 | 5,965 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $171,000 | 5,802 |
| Pre-tax net operating income | $168,000 | 5,273 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $168,000 | 5,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $168,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $320,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $168,000 | 4,919 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 7,289 |
| Total interest expense | $931,000 | 7,275 |
| Net interest income | $1,450,000 | 7,184 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $1,618,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $243,000 | 4,516 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,375,000 | 1,782 |
| Total noninterest expense | $2,598,000 | 5,484 |
| Salaries and employee benefits | $1,259,000 | 5,838 |
| Premises and equipment expense | $265,000 | 6,088 |
| Additional noninterest expense | $1,074,000 | 4,411 |
| Pre-tax net operating income | $400,000 | 6,273 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $399,000 | 6,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $399,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,934 |
| Cash dividends | $324,000 | 4,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $399,000 | 6,042 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 7,353 |
| Total interest expense | $686,000 | 7,330 |
| Net interest income | $1,068,000 | 7,267 |
| Provision for loan and lease losses | $140,000 | 3,581 |
| Total noninterest income | $1,190,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 4,601 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,013,000 | 1,818 |
| Total noninterest expense | $1,927,000 | 5,489 |
| Salaries and employee benefits | $852,000 | 6,119 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $873,000 | 4,113 |
| Pre-tax net operating income | $191,000 | 7,001 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $190,000 | 6,846 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $190,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,076 |
| Cash dividends | $324,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $190,000 | 6,837 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 7,406 |
| Total interest expense | $450,000 | 7,380 |
| Net interest income | $721,000 | 7,295 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $848,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $109,000 | 4,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $739,000 | 1,700 |
| Total noninterest expense | $1,385,000 | 5,270 |
| Salaries and employee benefits | $602,000 | 6,001 |
| Premises and equipment expense | $137,000 | 6,041 |
| Additional noninterest expense | $646,000 | 3,793 |
| Pre-tax net operating income | $134,000 | 7,061 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $133,000 | 6,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $133,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $294,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $133,000 | 6,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 7,435 |
| Total interest expense | $223,000 | 7,418 |
| Net interest income | $363,000 | 7,322 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $458,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $408,000 | 1,568 |
| Total noninterest expense | $754,000 | 5,000 |
| Salaries and employee benefits | $328,000 | 5,806 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $32,000 | 7,514 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $32,000 | 7,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $245,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $32,000 | 7,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 7,258 |
| Total interest expense | $843,000 | 7,244 |
| Net interest income | $1,514,000 | 7,158 |
| Provision for loan and lease losses | $-23,000 | 8,342 |
| Total noninterest income | $2,232,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $233,000 | 4,662 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,999,000 | 1,356 |
| Total noninterest expense | $3,270,000 | 4,606 |
| Salaries and employee benefits | $1,551,000 | 5,078 |
| Premises and equipment expense | $320,000 | 5,578 |
| Additional noninterest expense | $1,399,000 | 3,480 |
| Pre-tax net operating income | $499,000 | 6,490 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $471,000 | 6,255 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $471,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $619,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $498,000 | 6,164 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 7,307 |
| Total interest expense | $616,000 | 7,281 |
| Net interest income | $1,139,000 | 7,232 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $1,615,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,440,000 | 1,398 |
| Total noninterest expense | $2,492,000 | 4,552 |
| Salaries and employee benefits | $1,238,000 | 4,870 |
| Premises and equipment expense | $280,000 | 5,161 |
| Additional noninterest expense | $974,000 | 3,675 |
| Pre-tax net operating income | $257,000 | 7,204 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $257,000 | 6,940 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $257,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $572,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $257,000 | 6,944 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,364 |
| Total interest expense | $396,000 | 7,292 |
| Net interest income | $747,000 | 7,307 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $1,059,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $116,000 | 4,683 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $943,000 | 1,418 |
| Total noninterest expense | $1,615,000 | 4,645 |
| Salaries and employee benefits | $800,000 | 4,985 |
| Premises and equipment expense | $185,000 | 5,180 |
| Additional noninterest expense | $630,000 | 3,771 |
| Pre-tax net operating income | $186,000 | 7,167 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $185,000 | 6,864 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $185,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $559,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $185,000 | 6,873 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,391 |
| Total interest expense | $191,000 | 7,310 |
| Net interest income | $368,000 | 7,349 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $508,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $451,000 | 1,446 |
| Total noninterest expense | $769,000 | 4,815 |
| Salaries and employee benefits | $374,000 | 5,224 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $303,000 | 3,857 |
| Pre-tax net operating income | $102,000 | 7,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $467,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 7,207 |
| Total interest expense | $678,000 | 7,100 |
| Net interest income | $1,578,000 | 7,192 |
| Provision for loan and lease losses | $52,000 | 5,700 |
| Total noninterest income | $2,362,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $233,000 | 4,723 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,129,000 | 1,301 |
| Total noninterest expense | $3,199,000 | 4,573 |
| Salaries and employee benefits | $1,668,000 | 4,726 |
| Premises and equipment expense | $379,000 | 5,031 |
| Additional noninterest expense | $1,152,000 | 3,982 |
| Pre-tax net operating income | $689,000 | 6,182 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $56,000 | 5,792 |
| Income before extraordinary items | $633,000 | 5,884 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $633,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $587,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $633,000 | 5,852 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 7,236 |
| Total interest expense | $489,000 | 7,120 |
| Net interest income | $1,190,000 | 7,220 |
| Provision for loan and lease losses | $47,000 | 5,286 |
| Total noninterest income | $1,790,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 4,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,616,000 | 1,285 |
| Total noninterest expense | $2,384,000 | 4,566 |
| Salaries and employee benefits | $1,157,000 | 4,930 |
| Premises and equipment expense | $293,000 | 4,921 |
| Additional noninterest expense | $934,000 | 3,696 |
| Pre-tax net operating income | $549,000 | 6,208 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $50,000 | 5,792 |
| Income before extraordinary items | $499,000 | 5,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $499,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,089 |
| Cash dividends | $487,000 | 2,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $499,000 | 5,864 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,254 |
| Total interest expense | $312,000 | 7,113 |
| Net interest income | $785,000 | 7,236 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $1,141,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,044,000 | 1,304 |
| Total noninterest expense | $1,539,000 | 4,652 |
| Salaries and employee benefits | $723,000 | 5,137 |
| Premises and equipment expense | $195,000 | 4,902 |
| Additional noninterest expense | $621,000 | 3,693 |
| Pre-tax net operating income | $355,000 | 6,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $39,000 | 5,711 |
| Income before extraordinary items | $316,000 | 6,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $329,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $316,000 | 5,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,392 |
| Total interest expense | $148,000 | 7,190 |
| Net interest income | $376,000 | 7,394 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $560,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $517,000 | 1,306 |
| Total noninterest expense | $746,000 | 4,766 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $285,000 | 3,961 |
| Pre-tax net operating income | $168,000 | 6,342 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $31,000 | 5,273 |
| Income before extraordinary items | $137,000 | 6,299 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $137,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $99,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $137,000 | 6,249 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 7,267 |
| Total interest expense | $566,000 | 7,076 |
| Net interest income | $1,544,000 | 7,253 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $2,186,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,972,000 | 1,335 |
| Total noninterest expense | $3,001,000 | 4,658 |
| Salaries and employee benefits | $1,504,000 | 4,941 |
| Premises and equipment expense | $397,000 | 4,795 |
| Additional noninterest expense | $1,100,000 | 4,014 |
| Pre-tax net operating income | $694,000 | 6,115 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $40,000 | 6,178 |
| Income before extraordinary items | $667,000 | 5,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $667,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $668,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $654,780 | 5,693 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 7,313 |
| Total interest expense | $424,000 | 7,080 |
| Net interest income | $1,143,000 | 7,303 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $1,607,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $161,000 | 5,115 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,446,000 | 1,370 |
| Total noninterest expense | $2,233,000 | 4,654 |
| Salaries and employee benefits | $1,063,000 | 5,092 |
| Premises and equipment expense | $300,000 | 4,749 |
| Additional noninterest expense | $870,000 | 3,832 |
| Pre-tax net operating income | $487,000 | 6,375 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $478,000 | 5,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $478,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $439,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $465,520 | 5,907 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,388 |
| Total interest expense | $283,000 | 7,112 |
| Net interest income | $744,000 | 7,393 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $1,097,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $108,000 | 5,108 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $989,000 | 1,332 |
| Total noninterest expense | $1,502,000 | 4,660 |
| Salaries and employee benefits | $712,000 | 5,104 |
| Premises and equipment expense | $200,000 | 4,757 |
| Additional noninterest expense | $590,000 | 3,799 |
| Pre-tax net operating income | $324,000 | 6,350 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $326,000 | 5,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $280,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $313,390 | 5,848 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,498 |
| Total interest expense | $150,000 | 7,036 |
| Net interest income | $349,000 | 7,552 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $483,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $432,000 | 1,443 |
| Total noninterest expense | $767,000 | 4,608 |
| Salaries and employee benefits | $357,000 | 5,120 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $310,000 | 3,648 |
| Pre-tax net operating income | $65,000 | 7,680 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $-3,000 | 8,809 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $98,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $68,000 | 7,367 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 7,320 |
| Total interest expense | $813,000 | 6,666 |
| Net interest income | $1,432,000 | 7,464 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $2,191,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $210,000 | 5,156 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,981,000 | 1,484 |
| Total noninterest expense | $2,797,000 | 4,834 |
| Salaries and employee benefits | $1,375,000 | 5,151 |
| Premises and equipment expense | $388,000 | 4,826 |
| Additional noninterest expense | $1,034,000 | 4,166 |
| Pre-tax net operating income | $821,000 | 5,638 |
| Securities gains (losses) | $134,000 | 1,634 |
| Applicable income taxes | $63,000 | 6,123 |
| Income before extraordinary items | $892,000 | 4,960 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $892,000 | 4,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,630 |
| Cash dividends | $756,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $767,380 | 5,192 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,353 |
| Total interest expense | $638,000 | 6,706 |
| Net interest income | $1,074,000 | 7,515 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $1,802,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,641,000 | 1,439 |
| Total noninterest expense | $2,163,000 | 4,720 |
| Salaries and employee benefits | $1,062,000 | 5,041 |
| Premises and equipment expense | $294,000 | 4,781 |
| Additional noninterest expense | $807,000 | 4,035 |
| Pre-tax net operating income | $673,000 | 5,618 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $49,000 | 6,220 |
| Income before extraordinary items | $624,000 | 5,297 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $624,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,639 |
| Cash dividends | $530,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $624,000 | 5,115 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 7,371 |
| Total interest expense | $450,000 | 6,677 |
| Net interest income | $708,000 | 7,557 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $1,235,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,125,000 | 1,393 |
| Total noninterest expense | $1,434,000 | 4,723 |
| Salaries and employee benefits | $687,000 | 5,151 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $550,000 | 3,956 |
| Pre-tax net operating income | $484,000 | 5,397 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $34,000 | 6,245 |
| Income before extraordinary items | $450,000 | 5,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $450,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,628 |
| Cash dividends | $357,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $450,000 | 4,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,391 |
| Total interest expense | $225,000 | 6,759 |
| Net interest income | $359,000 | 7,549 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $614,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $561,000 | 1,369 |
| Total noninterest expense | $718,000 | 4,722 |
| Salaries and employee benefits | $342,000 | 5,174 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $282,000 | 3,842 |
| Pre-tax net operating income | $240,000 | 5,389 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $99,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,000 | 4,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 7,299 |
| Total interest expense | $1,022,000 | 6,876 |
| Net interest income | $1,537,000 | 7,370 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $1,570,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $215,000 | 5,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,355,000 | 1,785 |
| Total noninterest expense | $2,209,000 | 5,519 |
| Salaries and employee benefits | $1,137,000 | 5,679 |
| Premises and equipment expense | $242,000 | 6,248 |
| Additional noninterest expense | $830,000 | 4,799 |
| Pre-tax net operating income | $883,000 | 5,532 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $40,000 | 6,689 |
| Income before extraordinary items | $843,000 | 5,059 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $843,000 | 5,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,875 |
| Cash dividends | $867,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $843,000 | 4,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 7,430 |
| Total interest expense | $1,272,000 | 7,453 |
| Net interest income | $1,545,000 | 7,248 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $1,211,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $220,000 | 4,945 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $991,000 | 2,057 |
| Total noninterest expense | $1,932,000 | 5,865 |
| Salaries and employee benefits | $1,193,000 | 5,347 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $562,000 | 6,082 |
| Pre-tax net operating income | $774,000 | 5,577 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $765,000 | 4,993 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $765,000 | 4,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,258 |
| Cash dividends | $539,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $765,000 | 4,879 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 7,750 |
| Total interest expense | $1,217,000 | 7,766 |
| Net interest income | $1,440,000 | 7,570 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $1,168,000 | 2,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $972,000 | 1,890 |
| Total noninterest expense | $1,782,000 | 6,093 |
| Salaries and employee benefits | $1,101,000 | 5,553 |
| Premises and equipment expense | $134,000 | 7,850 |
| Additional noninterest expense | $547,000 | 6,088 |
| Pre-tax net operating income | $766,000 | 5,985 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $301,000 | 4,593 |
| Income before extraordinary items | $465,000 | 6,511 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $465,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $365,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $945,000 | 464 |
| Net operating income | $465,000 | 6,523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 7,319 |
| Total interest expense | $1,447,000 | 7,106 |
| Net interest income | $1,603,000 | 7,386 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $442,000 | 5,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,819 |
| Total noninterest expense | $1,367,000 | 7,123 |
| Salaries and employee benefits | $742,000 | 7,019 |
| Premises and equipment expense | $226,000 | 6,413 |
| Additional noninterest expense | $399,000 | 7,281 |
| Pre-tax net operating income | $593,000 | 6,736 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $377,000 | 7,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $377,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,912 |
| Cash dividends | $365,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $-1,300,000 | 10,184 |
| Net operating income | $376,360 | 7,093 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 7,310 |
| Total interest expense | $1,558,000 | 7,073 |
| Net interest income | $1,626,000 | 7,422 |
| Provision for loan and lease losses | $142,000 | 4,297 |
| Total noninterest income | $446,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,137 |
| Total noninterest expense | $1,342,000 | 7,125 |
| Salaries and employee benefits | $758,000 | 6,876 |
| Premises and equipment expense | $266,000 | 5,757 |
| Additional noninterest expense | $318,000 | 7,958 |
| Pre-tax net operating income | $588,000 | 6,981 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $215,000 | 6,019 |
| Income before extraordinary items | $373,000 | 7,387 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $373,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $375,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $373,000 | 7,314 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 7,614 |
| Total interest expense | $1,558,000 | 7,217 |
| Net interest income | $1,558,000 | 7,858 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $438,000 | 5,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $1,314,000 | 7,283 |
| Salaries and employee benefits | $720,000 | 7,207 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $335,000 | 7,955 |
| Pre-tax net operating income | $633,000 | 7,278 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $232,000 | 6,470 |
| Income before extraordinary items | $414,000 | 7,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $414,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $405,680 | 7,544 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 8,807 |
| Total interest expense | $1,112,000 | 8,658 |
| Net interest income | $1,301,000 | 8,772 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $615,000 | 4,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,375 |
| Total noninterest expense | $1,051,000 | 8,504 |
| Salaries and employee benefits | $593,000 | 8,185 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $347,000 | 8,396 |
| Pre-tax net operating income | $855,000 | 6,269 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $326,000 | 5,553 |
| Income before extraordinary items | $529,000 | 6,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $529,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $529,000 | 6,650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 9,181 |
| Total interest expense | $1,039,000 | 9,122 |
| Net interest income | $1,314,000 | 9,035 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $287,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,786 |
| Total noninterest expense | $916,000 | 9,300 |
| Salaries and employee benefits | $517,000 | 8,966 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $304,000 | 9,209 |
| Pre-tax net operating income | $677,000 | 7,430 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $260,000 | 6,512 |
| Income before extraordinary items | $417,000 | 7,903 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $417,000 | 7,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $417,000 | 7,877 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 9,338 |
| Total interest expense | $924,000 | 9,017 |
| Net interest income | $1,328,000 | 9,371 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $293,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,827 |
| Total noninterest expense | $943,000 | 9,580 |
| Salaries and employee benefits | $523,000 | 9,184 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $335,000 | 9,544 |
| Pre-tax net operating income | $671,000 | 7,580 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $261,000 | 6,379 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $410,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $410,000 | 8,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 9,900 |
| Total interest expense | $1,041,000 | 8,917 |
| Net interest income | $1,105,000 | 10,390 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $300,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 5,286 |
| Total noninterest expense | $941,000 | 10,012 |
| Salaries and employee benefits | $493,000 | 9,741 |
| Premises and equipment expense | $75,000 | 11,339 |
| Additional noninterest expense | $373,000 | 9,561 |
| Pre-tax net operating income | $455,000 | 8,985 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $316,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $271,840 | 9,543 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 10,020 |
| Total interest expense | $1,277,000 | 9,332 |
| Net interest income | $1,163,000 | 10,458 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $944,000 | 10,240 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $486,000 | 8,507 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $198,000 | 7,602 |
| Income before extraordinary items | $315,000 | 9,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $315,000 | 9,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $297,720 | 8,970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.