Home > Flagship Bank Minnesota > Income and Expense

Flagship Bank Minnesota, Income and Expense

2024-03-31 (YTD Data)		Rank
Total interest income	$4,329,000	2,205
Total interest expense	$1,421,000	2,276
Net interest income	$2,908,000	2,149
Provision for loan and lease losses	$0	2,578
Total noninterest income	$261,000	2,587
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$52,000	2,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,328
Total noninterest expense	$2,170,000	2,247
Salaries and employee benefits	$1,332,000	2,147
Premises and equipment expense	$256,000	2,027
Additional noninterest expense	$209,000	2,328
Pre-tax net operating income	$999,000	2,055
Securities gains (losses)	$0	689
Applicable income taxes	$102,000	1,933
Income before extraordinary items	$897,000	2,026
Extraordinary gains, net	$0	51
Net income	$897,000	2,050
Minority interest net income	$0	72
Net income of bank and minority interests.	$897,000	2,026
Net charge-offs	$-9,000	4,067
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$897,000	2,031
2023-12-31 (YTD Data)		Rank
Total interest income	$15,934,000	2,193
Total interest expense	$4,214,000	2,218
Net interest income	$11,720,000	2,151
Provision for loan and lease losses	$250,000	1,809
Total noninterest income	$1,156,000	2,569
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$208,000	2,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$948,000	2,329
Total noninterest expense	$7,705,000	2,395
Salaries and employee benefits	$4,953,000	2,207
Premises and equipment expense	$1,056,000	1,964
Additional noninterest expense	$948,000	2,329
Pre-tax net operating income	$4,921,000	1,935
Securities gains (losses)	$0	988
Applicable income taxes	$501,000	1,898
Income before extraordinary items	$4,420,000	1,874
Extraordinary gains, net	$0	54
Net income	$4,420,000	1,897
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,420,000	1,877
Net charge-offs	$23,000	2,142
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,420,000	1,902
2023-09-30 (YTD Data)		Rank
Total interest income	$11,686,000	2,190
Total interest expense	$2,891,000	2,199
Net interest income	$8,795,000	2,154
Provision for loan and lease losses	$250,000	1,476
Total noninterest income	$815,000	2,645
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$155,000	2,653
Trading account gains and fees	NA	NA
Additional Noninterest Income	$660,000	2,391
Total noninterest expense	$5,859,000	2,356
Salaries and employee benefits	$3,748,000	2,186
Premises and equipment expense	$796,000	1,966
Additional noninterest expense	$660,000	2,390
Pre-tax net operating income	$3,501,000	2,050
Securities gains (losses)	$0	849
Applicable income taxes	$303,000	2,106
Income before extraordinary items	$3,198,000	1,978
Extraordinary gains, net	$0	52
Net income	$3,198,000	1,997
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,198,000	1,978
Net charge-offs	$4,000	2,363
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,198,000	2,003
2023-06-30 (YTD Data)		Rank
Total interest income	$7,536,000	2,208
Total interest expense	$1,640,000	2,232
Net interest income	$5,896,000	2,163
Provision for loan and lease losses	$150,000	1,522
Total noninterest income	$558,000	2,571
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$104,000	2,639
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	2,302
Total noninterest expense	$3,874,000	2,366
Salaries and employee benefits	$2,479,000	2,194
Premises and equipment expense	$544,000	1,918
Additional noninterest expense	$454,000	2,298
Pre-tax net operating income	$2,430,000	2,002
Securities gains (losses)	$0	938
Applicable income taxes	$198,000	2,142
Income before extraordinary items	$2,232,000	1,915
Extraordinary gains, net	$0	51
Net income	$2,232,000	1,939
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,232,000	1,915
Net charge-offs	$5,000	2,026
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,232,000	1,922
2023-03-31 (YTD Data)		Rank
Total interest income	$3,611,000	2,248
Total interest expense	$666,000	2,298
Net interest income	$2,945,000	2,183
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$263,000	2,632
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$51,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	2,372
Total noninterest expense	$1,899,000	2,424
Salaries and employee benefits	$1,217,000	2,250
Premises and equipment expense	$268,000	1,964
Additional noninterest expense	$212,000	2,372
Pre-tax net operating income	$1,234,000	2,031
Securities gains (losses)	$0	950
Applicable income taxes	$102,000	2,120
Income before extraordinary items	$1,132,000	1,942
Extraordinary gains, net	$0	4
Net income	$1,132,000	1,942
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,132,000	1,942
Net charge-offs	$4,000	1,642
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,132,000	1,964
2022-12-31 (YTD Data)		Rank
Total interest income	$12,633,000	2,191
Total interest expense	$771,000	2,733
Net interest income	$11,862,000	2,116
Provision for loan and lease losses	$150,000	1,951
Total noninterest income	$1,099,000	2,690
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$221,000	2,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	2,479
Total noninterest expense	$7,647,000	2,368
Salaries and employee benefits	$4,926,000	2,206
Premises and equipment expense	$1,035,000	1,971
Additional noninterest expense	$878,000	2,479
Pre-tax net operating income	$5,164,000	2,005
Securities gains (losses)	$0	691
Applicable income taxes	$927,000	1,618
Income before extraordinary items	$4,237,000	2,030
Extraordinary gains, net	$0	5
Net income	$4,237,000	2,029
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,237,000	2,029
Net charge-offs	$-122,000	4,333
Cash dividends	$2,750,000	1,225
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,237,000	2,053
2022-09-30 (YTD Data)		Rank
Total interest income	$8,940,000	2,220
Total interest expense	$398,000	2,946
Net interest income	$8,542,000	2,157
Provision for loan and lease losses	$75,000	2,065
Total noninterest income	$772,000	2,811
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$166,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$606,000	2,587
Total noninterest expense	$5,690,000	2,375
Salaries and employee benefits	$3,598,000	2,242
Premises and equipment expense	$776,000	1,991
Additional noninterest expense	$606,000	2,587
Pre-tax net operating income	$3,549,000	2,074
Securities gains (losses)	$0	740
Applicable income taxes	$713,000	1,591
Income before extraordinary items	$2,836,000	2,148
Extraordinary gains, net	$0	4
Net income	$2,836,000	2,147
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,836,000	2,147
Net charge-offs	$-5,000	3,411
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,836,000	2,180
2022-06-30 (YTD Data)		Rank
Total interest income	$5,546,000	2,280
Total interest expense	$226,000	3,056
Net interest income	$5,320,000	2,230
Provision for loan and lease losses	$15,000	2,317
Total noninterest income	$505,000	2,821
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$107,000	2,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$398,000	2,643
Total noninterest expense	$3,822,000	2,350
Salaries and employee benefits	$2,407,000	2,234
Premises and equipment expense	$521,000	1,986
Additional noninterest expense	$894,000	2,801
Pre-tax net operating income	$1,988,000	2,205
Securities gains (losses)	$0	687
Applicable income taxes	$552,000	1,412
Income before extraordinary items	$1,436,000	2,414
Extraordinary gains, net	$0	4
Net income	$1,436,000	2,414
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,436,000	2,414
Net charge-offs	$-8,000	3,588
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,436,000	2,447
2022-03-31 (YTD Data)		Rank
Total interest income	$2,736,000	2,261
Total interest expense	$100,000	3,185
Net interest income	$2,636,000	2,195
Provision for loan and lease losses	$15,000	1,841
Total noninterest income	$234,000	2,866
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$51,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	2,672
Total noninterest expense	$1,922,000	2,345
Salaries and employee benefits	$1,203,000	2,232
Premises and equipment expense	$269,000	1,971
Additional noninterest expense	$450,000	2,779
Pre-tax net operating income	$933,000	2,185
Securities gains (losses)	$0	623
Applicable income taxes	$534,000	938
Income before extraordinary items	$399,000	2,985
Extraordinary gains, net	$0	4
Net income	$399,000	2,984
Minority interest net income	$0	50
Net income of bank and minority interests.	$399,000	2,985
Net charge-offs	$-7,000	3,791
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$399,000	3,006
2021-12-31 (YTD Data)		Rank
Total interest income	$12,205,000	2,181
Total interest expense	$783,000	2,549
Net interest income	$11,422,000	2,110
Provision for loan and lease losses	$250,000	1,548
Total noninterest income	$1,533,000	2,515
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$192,000	2,740
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,341,000	2,342
Total noninterest expense	$7,061,000	2,471
Salaries and employee benefits	$4,461,000	2,326
Premises and equipment expense	$934,000	2,116
Additional noninterest expense	$1,666,000	2,918
Pre-tax net operating income	$5,644,000	1,905
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,716,000	1,205
Income before extraordinary items	$3,928,000	2,192
Extraordinary gains, net	$0	10
Net income	$3,928,000	2,193
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,928,000	2,193
Net charge-offs	$-4,000	3,440
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,928,000	2,167
2021-09-30 (YTD Data)		Rank
Total interest income	$8,967,000	2,253
Total interest expense	$667,000	2,471
Net interest income	$8,300,000	2,202
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,091,000	2,616
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$143,000	2,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$948,000	2,446
Total noninterest expense	$5,191,000	2,517
Salaries and employee benefits	$3,239,000	2,395
Premises and equipment expense	$696,000	2,146
Additional noninterest expense	$1,256,000	2,912
Pre-tax net operating income	$4,200,000	1,993
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,316,000	1,258
Income before extraordinary items	$2,884,000	2,305
Extraordinary gains, net	$0	8
Net income	$2,884,000	2,304
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,884,000	2,305
Net charge-offs	$-3,000	3,300
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,884,000	2,280
2021-06-30 (YTD Data)		Rank
Total interest income	$6,019,000	2,231
Total interest expense	$539,000	2,248
Net interest income	$5,480,000	2,198
Provision for loan and lease losses	$0	2,862
Total noninterest income	$466,000	3,078
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$88,000	2,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	2,916
Total noninterest expense	$3,433,000	2,516
Salaries and employee benefits	$2,131,000	2,404
Premises and equipment expense	$465,000	2,137
Additional noninterest expense	$837,000	2,896
Pre-tax net operating income	$2,513,000	2,113
Securities gains (losses)	$0	1,818
Applicable income taxes	$760,000	1,361
Income before extraordinary items	$1,753,000	2,405
Extraordinary gains, net	$0	6
Net income	$1,753,000	2,405
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,753,000	2,405
Net charge-offs	$-2,000	3,249
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,753,000	2,367
2021-03-31 (YTD Data)		Rank
Total interest income	$2,943,000	2,256
Total interest expense	$362,000	1,925
Net interest income	$2,581,000	2,276
Provision for loan and lease losses	$0	2,741
Total noninterest income	$171,000	3,389
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$42,000	2,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	3,264
Total noninterest expense	$1,694,000	2,524
Salaries and employee benefits	$1,045,000	2,441
Premises and equipment expense	$235,000	2,137
Additional noninterest expense	$414,000	2,880
Pre-tax net operating income	$1,058,000	2,295
Securities gains (losses)	$0	1,392
Applicable income taxes	$544,000	1,080
Income before extraordinary items	$514,000	3,081
Extraordinary gains, net	$0	3
Net income	$514,000	3,081
Minority interest net income	$0	55
Net income of bank and minority interests.	$514,000	3,082
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$514,000	3,054
2020-12-31 (YTD Data)		Rank
Total interest income	$12,897,000	2,117
Total interest expense	$1,640,000	2,246
Net interest income	$11,257,000	2,057
Provision for loan and lease losses	$875,000	1,746
Total noninterest income	$749,000	3,194
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$176,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$573,000	3,013
Total noninterest expense	$6,597,000	2,555
Salaries and employee benefits	$4,039,000	2,465
Premises and equipment expense	$927,000	2,130
Additional noninterest expense	$1,631,000	2,896
Pre-tax net operating income	$4,534,000	1,909
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,318,000	1,240
Income before extraordinary items	$3,216,000	2,210
Extraordinary gains, net	$0	4
Net income	$3,216,000	2,210
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,216,000	2,210
Net charge-offs	$-64,000	4,655
Cash dividends	$1,400,000	1,852
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,216,000	2,155
2020-09-30 (YTD Data)		Rank
Total interest income	$9,527,000	2,158
Total interest expense	$1,323,000	2,238
Net interest income	$8,204,000	2,096
Provision for loan and lease losses	$650,000	1,727
Total noninterest income	$495,000	3,318
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$132,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	3,148
Total noninterest expense	$4,846,000	2,555
Salaries and employee benefits	$2,937,000	2,498
Premises and equipment expense	$688,000	2,138
Additional noninterest expense	$1,221,000	2,890
Pre-tax net operating income	$3,203,000	1,963
Securities gains (losses)	$0	2,494
Applicable income taxes	$930,000	1,242
Income before extraordinary items	$2,273,000	2,272
Extraordinary gains, net	$0	4
Net income	$2,273,000	2,271
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,273,000	2,272
Net charge-offs	$-62,000	4,712
Cash dividends	$1,400,000	1,409
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,273,000	2,213
2020-06-30 (YTD Data)		Rank
Total interest income	$6,090,000	2,259
Total interest expense	$944,000	2,229
Net interest income	$5,146,000	2,219
Provision for loan and lease losses	$350,000	1,891
Total noninterest income	$323,000	3,302
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$89,000	2,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	3,152
Total noninterest expense	$3,167,000	2,603
Salaries and employee benefits	$1,941,000	2,521
Premises and equipment expense	$462,000	2,129
Additional noninterest expense	$764,000	2,994
Pre-tax net operating income	$1,952,000	2,041
Securities gains (losses)	$0	2,249
Applicable income taxes	$569,000	1,238
Income before extraordinary items	$1,383,000	2,349
Extraordinary gains, net	$0	4
Net income	$1,383,000	2,349
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,383,000	2,349
Net charge-offs	$-60,000	4,791
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,383,000	2,312
2020-03-31 (YTD Data)		Rank
Total interest income	$2,950,000	2,298
Total interest expense	$516,000	2,243
Net interest income	$2,434,000	2,268
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$157,000	3,320
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$54,000	2,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	3,141
Total noninterest expense	$1,582,000	2,640
Salaries and employee benefits	$962,000	2,550
Premises and equipment expense	$230,000	2,153
Additional noninterest expense	$390,000	2,976
Pre-tax net operating income	$959,000	1,890
Securities gains (losses)	$0	1,705
Applicable income taxes	$279,000	1,133
Income before extraordinary items	$680,000	2,220
Extraordinary gains, net	$0	4
Net income	$680,000	2,219
Minority interest net income	$0	56
Net income of bank and minority interests.	$680,000	2,220
Net charge-offs	$-54,000	4,879
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$680,000	2,183
2019-12-31 (YTD Data)		Rank
Total interest income	$11,442,000	2,368
Total interest expense	$2,186,000	2,210
Net interest income	$9,256,000	2,379
Provision for loan and lease losses	$15,000	3,785
Total noninterest income	$838,000	3,050
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$244,000	2,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$594,000	2,849
Total noninterest expense	$6,335,000	2,601
Salaries and employee benefits	$3,861,000	2,516
Premises and equipment expense	$943,000	2,112
Additional noninterest expense	$1,531,000	3,052
Pre-tax net operating income	$3,744,000	2,144
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,091,000	1,353
Income before extraordinary items	$2,653,000	2,488
Extraordinary gains, net	$0	11
Net income	$2,653,000	2,489
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,653,000	2,490
Net charge-offs	$-76,000	4,848
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,653,000	2,452
2019-09-30 (YTD Data)		Rank
Total interest income	$8,405,000	2,430
Total interest expense	$1,630,000	2,235
Net interest income	$6,775,000	2,449
Provision for loan and lease losses	$15,000	3,616
Total noninterest income	$587,000	3,152
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$182,000	2,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	2,944
Total noninterest expense	$4,628,000	2,665
Salaries and employee benefits	$2,783,000	2,598
Premises and equipment expense	$710,000	2,121
Additional noninterest expense	$1,135,000	3,089
Pre-tax net operating income	$2,719,000	2,245
Securities gains (losses)	$0	2,167
Applicable income taxes	$792,000	1,427
Income before extraordinary items	$1,927,000	2,586
Extraordinary gains, net	$0	11
Net income	$1,927,000	2,587
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,927,000	2,587
Net charge-offs	$-35,000	4,740
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,927,000	2,556
2019-06-30 (YTD Data)		Rank
Total interest income	$5,534,000	2,441
Total interest expense	$1,065,000	2,250
Net interest income	$4,469,000	2,471
Provision for loan and lease losses	$15,000	3,371
Total noninterest income	$391,000	3,123
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$112,000	3,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	2,887
Total noninterest expense	$3,060,000	2,690
Salaries and employee benefits	$1,840,000	2,623
Premises and equipment expense	$472,000	2,140
Additional noninterest expense	$748,000	3,143
Pre-tax net operating income	$1,785,000	2,238
Securities gains (losses)	$0	1,702
Applicable income taxes	$520,000	1,422
Income before extraordinary items	$1,265,000	2,584
Extraordinary gains, net	$0	11
Net income	$1,265,000	2,583
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,265,000	2,583
Net charge-offs	$-33,000	4,805
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,265,000	2,549
2019-03-31 (YTD Data)		Rank
Total interest income	$2,766,000	2,446
Total interest expense	$510,000	2,271
Net interest income	$2,256,000	2,467
Provision for loan and lease losses	$15,000	2,868
Total noninterest income	$168,000	3,270
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$52,000	3,163
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,042
Total noninterest expense	$1,508,000	2,734
Salaries and employee benefits	$918,000	2,638
Premises and equipment expense	$240,000	2,142
Additional noninterest expense	$350,000	3,271
Pre-tax net operating income	$901,000	2,193
Securities gains (losses)	$0	1,087
Applicable income taxes	$262,000	1,367
Income before extraordinary items	$639,000	2,510
Extraordinary gains, net	$0	5
Net income	$639,000	2,509
Minority interest net income	$0	52
Net income of bank and minority interests.	$639,000	2,509
Net charge-offs	$-25,000	4,918
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$639,000	2,495
2018-12-31 (YTD Data)		Rank
Total interest income	$9,712,000	2,573
Total interest expense	$1,569,000	2,277
Net interest income	$8,143,000	2,622
Provision for loan and lease losses	$6,000	4,008
Total noninterest income	$597,000	3,563
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$203,000	3,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	3,362
Total noninterest expense	$6,319,000	2,632
Salaries and employee benefits	$3,757,000	2,551
Premises and equipment expense	$944,000	2,132
Additional noninterest expense	$1,618,000	3,014
Pre-tax net operating income	$2,415,000	2,836
Securities gains (losses)	$0	1,125
Applicable income taxes	$706,000	1,681
Income before extraordinary items	$1,709,000	3,170
Extraordinary gains, net	$0	6
Net income	$1,709,000	3,169
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,709,000	3,169
Net charge-offs	$-71,000	4,978
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,709,000	3,168
2018-09-30 (YTD Data)		Rank
Total interest income	$7,134,000	2,613
Total interest expense	$1,111,000	2,286
Net interest income	$6,023,000	2,651
Provision for loan and lease losses	$6,000	3,852
Total noninterest income	$277,000	4,151
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$154,000	3,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	4,278
Total noninterest expense	$4,691,000	2,659
Salaries and employee benefits	$2,750,000	2,603
Premises and equipment expense	$712,000	2,127
Additional noninterest expense	$1,229,000	2,982
Pre-tax net operating income	$1,603,000	3,086
Securities gains (losses)	$0	1,118
Applicable income taxes	$461,000	1,862
Income before extraordinary items	$1,142,000	3,393
Extraordinary gains, net	$0	5
Net income	$1,142,000	3,392
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,142,000	3,392
Net charge-offs	$-65,000	5,005
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,142,000	3,392
2018-06-30 (YTD Data)		Rank
Total interest income	$4,587,000	2,671
Total interest expense	$680,000	2,334
Net interest income	$3,907,000	2,701
Provision for loan and lease losses	$0	3,782
Total noninterest income	$265,000	3,749
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$101,000	3,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	3,622
Total noninterest expense	$3,179,000	2,653
Salaries and employee benefits	$1,831,000	2,621
Premises and equipment expense	$479,000	2,138
Additional noninterest expense	$869,000	2,875
Pre-tax net operating income	$993,000	3,166
Securities gains (losses)	$0	961
Applicable income taxes	$277,000	1,928
Income before extraordinary items	$716,000	3,466
Extraordinary gains, net	$0	6
Net income	$716,000	3,465
Minority interest net income	$0	65
Net income of bank and minority interests.	$716,000	3,465
Net charge-offs	$-55,000	5,044
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$716,000	3,465
2018-03-31 (YTD Data)		Rank
Total interest income	$2,256,000	2,702
Total interest expense	$316,000	2,376
Net interest income	$1,940,000	2,724
Provision for loan and lease losses	$0	3,508
Total noninterest income	$166,000	3,433
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$47,000	3,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,121
Total noninterest expense	$1,662,000	2,592
Salaries and employee benefits	$922,000	2,636
Premises and equipment expense	$239,000	2,170
Additional noninterest expense	$501,000	2,619
Pre-tax net operating income	$444,000	3,282
Securities gains (losses)	$0	735
Applicable income taxes	$120,000	2,005
Income before extraordinary items	$324,000	3,566
Extraordinary gains, net	$0	7
Net income	$324,000	3,565
Minority interest net income	$0	52
Net income of bank and minority interests.	$324,000	3,566
Net charge-offs	$-26,000	5,057
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$324,000	3,567
2017-12-31 (YTD Data)		Rank
Total interest income	$8,534,000	2,744
Total interest expense	$928,000	2,680
Net interest income	$7,606,000	2,736
Provision for loan and lease losses	$22,000	3,922
Total noninterest income	$980,000	2,971
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$192,000	3,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$788,000	2,580
Total noninterest expense	$6,274,000	2,697
Salaries and employee benefits	$3,460,000	2,731
Premises and equipment expense	$939,000	2,206
Additional noninterest expense	$1,875,000	2,769
Pre-tax net operating income	$2,290,000	2,896
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,850,000	1,337
Income before extraordinary items	$440,000	4,595
Extraordinary gains, net	$0	9
Net income	$440,000	4,595
Minority interest net income	$0	76
Net income of bank and minority interests.	$440,000	4,595
Net charge-offs	$-164,000	5,405
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$440,000	4,582
2017-09-30 (YTD Data)		Rank
Total interest income	$6,237,000	2,806
Total interest expense	$649,000	2,791
Net interest income	$5,588,000	2,791
Provision for loan and lease losses	$22,000	3,676
Total noninterest income	$634,000	3,224
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$145,000	3,524
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,838
Total noninterest expense	$4,592,000	2,753
Salaries and employee benefits	$2,445,000	2,856
Premises and equipment expense	$698,000	2,222
Additional noninterest expense	$1,449,000	2,727
Pre-tax net operating income	$1,608,000	3,054
Securities gains (losses)	$0	2,274
Applicable income taxes	$637,000	1,862
Income before extraordinary items	$971,000	3,598
Extraordinary gains, net	$0	9
Net income	$971,000	3,598
Minority interest net income	$0	71
Net income of bank and minority interests.	$971,000	3,598
Net charge-offs	$-153,000	5,440
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$971,000	3,573
2017-06-30 (YTD Data)		Rank
Total interest income	$4,078,000	2,828
Total interest expense	$416,000	2,803
Net interest income	$3,662,000	2,811
Provision for loan and lease losses	$22,000	3,371
Total noninterest income	$362,000	3,435
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$100,000	3,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	3,128
Total noninterest expense	$3,097,000	2,738
Salaries and employee benefits	$1,624,000	2,879
Premises and equipment expense	$459,000	2,253
Additional noninterest expense	$1,014,000	2,637
Pre-tax net operating income	$905,000	3,286
Securities gains (losses)	$0	1,906
Applicable income taxes	$352,000	2,013
Income before extraordinary items	$553,000	3,771
Extraordinary gains, net	$0	11
Net income	$553,000	3,768
Minority interest net income	$0	71
Net income of bank and minority interests.	$553,000	3,771
Net charge-offs	$-87,000	5,410
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$553,000	3,759
2017-03-31 (YTD Data)		Rank
Total interest income	$1,942,000	2,923
Total interest expense	$206,000	2,801
Net interest income	$1,736,000	2,917
Provision for loan and lease losses	$22,000	2,759
Total noninterest income	$132,000	3,908
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$50,000	3,500
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	3,740
Total noninterest expense	$1,498,000	2,823
Salaries and employee benefits	$812,000	2,917
Premises and equipment expense	$224,000	2,328
Additional noninterest expense	$462,000	2,812
Pre-tax net operating income	$348,000	3,630
Securities gains (losses)	$0	1,153
Applicable income taxes	$135,000	2,209
Income before extraordinary items	$213,000	4,049
Extraordinary gains, net	$0	8
Net income	$213,000	4,048
Minority interest net income	$0	55
Net income of bank and minority interests.	$213,000	4,049
Net charge-offs	$-16,000	5,175
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$213,000	4,030
2016-12-31 (YTD Data)		Rank
Total interest income	$7,396,000	3,020
Total interest expense	$854,000	2,696
Net interest income	$6,542,000	3,023
Provision for loan and lease losses	$-324,000	5,688
Total noninterest income	$-685,000	5,902
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$230,000	3,391
Trading account gains and fees	$0	170
Additional Noninterest Income	$-915,000	5,910
Total noninterest expense	$6,342,000	2,752
Salaries and employee benefits	$3,143,000	2,944
Premises and equipment expense	$1,038,000	2,084
Additional noninterest expense	$2,161,000	2,618
Pre-tax net operating income	$-161,000	5,714
Securities gains (losses)	$10,000	2,659
Applicable income taxes	$-93,000	5,763
Income before extraordinary items	$-58,000	5,695
Extraordinary gains, net	$0	5
Net income	$-58,000	5,694
Minority interest net income	$0	82
Net income of bank and minority interests.	$-58,000	5,694
Net charge-offs	$59,000	3,018
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$-64,400	5,684
2016-09-30 (YTD Data)		Rank
Total interest income	$3,036,000	4,216
Total interest expense	$296,000	4,076
Net interest income	$2,740,000	4,182
Provision for loan and lease losses	$0	4,186
Total noninterest income	$-1,028,000	5,972
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$110,000	4,044
Trading account gains and fees	$0	169
Additional Noninterest Income	$-1,138,000	5,980
Total noninterest expense	$2,447,000	4,073
Salaries and employee benefits	$1,324,000	4,074
Premises and equipment expense	$571,000	2,589
Additional noninterest expense	$552,000	4,729
Pre-tax net operating income	$-735,000	5,905
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$-318,000	5,920
Income before extraordinary items	$-416,000	5,881
Extraordinary gains, net	$0	5
Net income	$-416,000	5,881
Minority interest net income	$0	71
Net income of bank and minority interests.	$-416,000	5,881
Net charge-offs	$80,000	2,244
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-416,640	5,874
2016-06-30 (YTD Data)		Rank
Total interest income	$1,908,000	4,363
Total interest expense	$198,000	4,093
Net interest income	$1,710,000	4,349
Provision for loan and lease losses	$0	4,017
Total noninterest income	$-1,117,000	6,051
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$68,000	4,161
Trading account gains and fees	$0	157
Additional Noninterest Income	$-1,185,000	6,058
Total noninterest expense	$1,604,000	4,140
Salaries and employee benefits	$887,000	4,094
Premises and equipment expense	$361,000	2,707
Additional noninterest expense	$356,000	4,838
Pre-tax net operating income	$-1,011,000	6,016
Securities gains (losses)	$0	2,835
Applicable income taxes	$-416,000	6,021
Income before extraordinary items	$-595,000	5,999
Extraordinary gains, net	$0	16
Net income	$-595,000	5,998
Minority interest net income	$0	71
Net income of bank and minority interests.	$-595,000	5,998
Net charge-offs	$94,000	1,678
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-595,000	5,995
2016-03-31 (YTD Data)		Rank
Total interest income	$937,000	4,419
Total interest expense	$102,000	4,066
Net interest income	$835,000	4,427
Provision for loan and lease losses	$0	3,656
Total noninterest income	$-1,183,000	6,120
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$33,000	4,195
Trading account gains and fees	$0	142
Additional Noninterest Income	$-1,216,000	6,126
Total noninterest expense	$798,000	4,189
Salaries and employee benefits	$442,000	4,150
Premises and equipment expense	$181,000	2,732
Additional noninterest expense	$175,000	4,906
Pre-tax net operating income	$-1,146,000	6,097
Securities gains (losses)	$0	2,077
Applicable income taxes	$-469,000	6,100
Income before extraordinary items	$-677,000	6,076
Extraordinary gains, net	$0	12
Net income	$-677,000	6,076
Minority interest net income	$0	62
Net income of bank and minority interests.	$-677,000	6,076
Net charge-offs	$-6,000	4,951
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-677,000	6,074
2015-12-31 (YTD Data)		Rank
Total interest income	$4,176,000	4,226
Total interest expense	$440,000	3,969
Net interest income	$3,736,000	4,205
Provision for loan and lease losses	$0	4,380
Total noninterest income	$331,000	4,695
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$109,000	4,595
Trading account gains and fees	$0	159
Additional Noninterest Income	$222,000	4,331
Total noninterest expense	$3,237,000	4,162
Salaries and employee benefits	$1,713,000	4,211
Premises and equipment expense	$728,000	2,742
Additional noninterest expense	$796,000	4,712
Pre-tax net operating income	$830,000	4,360
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$312,000	2,628
Income before extraordinary items	$528,000	4,759
Extraordinary gains, net	$0	23
Net income	$528,000	4,760
Minority interest net income	$0	81
Net income of bank and minority interests.	$528,000	4,760
Net charge-offs	$20,000	3,764
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$521,600	4,729
2015-09-30 (YTD Data)		Rank
Total interest income	$2,980,000	4,365
Total interest expense	$335,000	3,992
Net interest income	$2,645,000	4,364
Provision for loan and lease losses	$0	4,232
Total noninterest income	$255,000	4,712
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$79,000	4,696
Trading account gains and fees	$0	153
Additional Noninterest Income	$176,000	4,295
Total noninterest expense	$2,381,000	4,228
Salaries and employee benefits	$1,243,000	4,297
Premises and equipment expense	$546,000	2,792
Additional noninterest expense	$592,000	4,764
Pre-tax net operating income	$519,000	4,690
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$199,000	2,827
Income before extraordinary items	$330,000	5,038
Extraordinary gains, net	$0	21
Net income	$330,000	5,041
Minority interest net income	$0	78
Net income of bank and minority interests.	$330,000	5,043
Net charge-offs	$87,000	2,303
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$323,600	5,002
2015-06-30 (YTD Data)		Rank
Total interest income	$1,977,000	4,410
Total interest expense	$225,000	4,017
Net interest income	$1,752,000	4,405
Provision for loan and lease losses	$0	4,069
Total noninterest income	$179,000	4,671
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$54,000	4,660
Trading account gains and fees	$0	157
Additional Noninterest Income	$125,000	4,252
Total noninterest expense	$1,588,000	4,276
Salaries and employee benefits	$828,000	4,349
Premises and equipment expense	$365,000	2,792
Additional noninterest expense	$395,000	4,786
Pre-tax net operating income	$343,000	4,676
Securities gains (losses)	$0	2,636
Applicable income taxes	$129,000	2,841
Income before extraordinary items	$214,000	5,064
Extraordinary gains, net	$0	22
Net income	$214,000	5,066
Minority interest net income	$0	75
Net income of bank and minority interests.	$214,000	5,068
Net charge-offs	$31,000	2,665
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$214,000	5,015
2015-03-31 (YTD Data)		Rank
Total interest income	$953,000	4,506
Total interest expense	$111,000	4,080
Net interest income	$842,000	4,505
Provision for loan and lease losses	$0	3,703
Total noninterest income	$106,000	4,444
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$31,000	4,446
Trading account gains and fees	$0	152
Additional Noninterest Income	$75,000	4,002
Total noninterest expense	$794,000	4,312
Salaries and employee benefits	$408,000	4,407
Premises and equipment expense	$181,000	2,847
Additional noninterest expense	$205,000	4,764
Pre-tax net operating income	$154,000	4,808
Securities gains (losses)	$0	2,027
Applicable income taxes	$57,000	2,897
Income before extraordinary items	$97,000	5,157
Extraordinary gains, net	$0	13
Net income	$97,000	5,159
Minority interest net income	$0	64
Net income of bank and minority interests.	$97,000	5,161
Net charge-offs	$40,000	1,719
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$97,000	5,087
2014-12-31 (YTD Data)		Rank
Total interest income	$3,932,000	4,510
Total interest expense	$487,000	4,058
Net interest income	$3,445,000	4,515
Provision for loan and lease losses	$-119,000	6,059
Total noninterest income	$268,000	5,114
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$122,000	4,702
Trading account gains and fees	$0	180
Additional Noninterest Income	$146,000	4,883
Total noninterest expense	$3,325,000	4,261
Salaries and employee benefits	$1,667,000	4,389
Premises and equipment expense	$734,000	2,819
Additional noninterest expense	$924,000	4,617
Pre-tax net operating income	$507,000	5,028
Securities gains (losses)	$0	3,259
Applicable income taxes	$186,000	3,009
Income before extraordinary items	$321,000	5,348
Extraordinary gains, net	$0	17
Net income	$321,000	5,347
Minority interest net income	$0	84
Net income of bank and minority interests.	$321,000	5,348
Net charge-offs	$-259,000	6,295
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$321,000	5,303
2014-09-30 (YTD Data)		Rank
Total interest income	$2,957,000	4,543
Total interest expense	$368,000	4,117
Net interest income	$2,589,000	4,547
Provision for loan and lease losses	$31,000	3,713
Total noninterest income	$197,000	5,196
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$93,000	4,739
Trading account gains and fees	$0	174
Additional Noninterest Income	$104,000	4,985
Total noninterest expense	$2,498,000	4,274
Salaries and employee benefits	$1,240,000	4,426
Premises and equipment expense	$555,000	2,837
Additional noninterest expense	$703,000	4,608
Pre-tax net operating income	$257,000	5,475
Securities gains (losses)	$0	2,980
Applicable income taxes	$90,000	3,352
Income before extraordinary items	$167,000	5,678
Extraordinary gains, net	$0	15
Net income	$167,000	5,677
Minority interest net income	$0	81
Net income of bank and minority interests.	$167,000	5,678
Net charge-offs	$-250,000	6,381
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$167,000	5,634
2014-06-30 (YTD Data)		Rank
Total interest income	$1,915,000	4,622
Total interest expense	$243,000	4,176
Net interest income	$1,672,000	4,626
Provision for loan and lease losses	$31,000	3,302
Total noninterest income	$128,000	5,227
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$65,000	4,660
Trading account gains and fees	$0	172
Additional Noninterest Income	$63,000	5,101
Total noninterest expense	$1,684,000	4,279
Salaries and employee benefits	$848,000	4,407
Premises and equipment expense	$372,000	2,850
Additional noninterest expense	$464,000	4,642
Pre-tax net operating income	$85,000	5,828
Securities gains (losses)	$0	2,580
Applicable income taxes	$25,000	3,746
Income before extraordinary items	$60,000	5,944
Extraordinary gains, net	$0	20
Net income	$60,000	5,945
Minority interest net income	$0	80
Net income of bank and minority interests.	$60,000	5,946
Net charge-offs	$-240,000	6,482
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$60,000	5,912
2014-03-31 (YTD Data)		Rank
Total interest income	$955,000	4,666
Total interest expense	$119,000	4,278
Net interest income	$836,000	4,670
Provision for loan and lease losses	$31,000	2,564
Total noninterest income	$64,000	5,218
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$32,000	4,672
Trading account gains and fees	$0	147
Additional Noninterest Income	$32,000	5,097
Total noninterest expense	$877,000	4,204
Salaries and employee benefits	$432,000	4,399
Premises and equipment expense	$184,000	2,918
Additional noninterest expense	$261,000	4,426
Pre-tax net operating income	$-8,000	6,244
Securities gains (losses)	$0	1,715
Applicable income taxes	$-8,000	6,443
Income before extraordinary items	$0	6,227
Extraordinary gains, net	$0	16
Net income	$0	6,226
Minority interest net income	$0	66
Net income of bank and minority interests.	$0	6,228
Net charge-offs	$-15,000	5,922
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$0	6,210
2013-12-31 (YTD Data)		Rank
Total interest income	$4,061,000	4,573
Total interest expense	$637,000	3,966
Net interest income	$3,424,000	4,656
Provision for loan and lease losses	$1,051,000	1,051
Total noninterest income	$1,035,000	3,133
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$208,000	4,031
Trading account gains and fees	$0	184
Additional Noninterest Income	$827,000	2,634
Total noninterest expense	$4,358,000	3,712
Salaries and employee benefits	$2,063,000	4,004
Premises and equipment expense	$762,000	2,795
Additional noninterest expense	$1,533,000	3,604
Pre-tax net operating income	$-950,000	6,562
Securities gains (losses)	$47,000	1,839
Applicable income taxes	$-389,000	6,616
Income before extraordinary items	$-514,000	6,488
Extraordinary gains, net	$0	29
Net income	$-514,000	6,489
Minority interest net income	$0	90
Net income of bank and minority interests.	$-514,000	6,489
Net charge-offs	$1,240,000	1,068
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-544,080	6,486
2013-09-30 (YTD Data)		Rank
Total interest income	$3,148,000	4,550
Total interest expense	$495,000	3,966
Net interest income	$2,653,000	4,603
Provision for loan and lease losses	$794,000	1,071
Total noninterest income	$917,000	2,934
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$170,000	3,923
Trading account gains and fees	$0	180
Additional Noninterest Income	$747,000	2,424
Total noninterest expense	$3,481,000	3,598
Salaries and employee benefits	$1,635,000	3,885
Premises and equipment expense	$582,000	2,786
Additional noninterest expense	$1,264,000	3,362
Pre-tax net operating income	$-705,000	6,666
Securities gains (losses)	$47,000	1,704
Applicable income taxes	$-286,000	6,770
Income before extraordinary items	$-372,000	6,604
Extraordinary gains, net	$0	25
Net income	$-372,000	6,605
Minority interest net income	$0	84
Net income of bank and minority interests.	$-372,000	6,605
Net charge-offs	$777,000	1,205
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-402,080	6,596
2013-06-30 (YTD Data)		Rank
Total interest income	$2,200,000	4,455
Total interest expense	$346,000	3,920
Net interest income	$1,854,000	4,503
Provision for loan and lease losses	$794,000	806
Total noninterest income	$822,000	2,519
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$131,000	3,596
Trading account gains and fees	$0	157
Additional Noninterest Income	$691,000	2,043
Total noninterest expense	$2,642,000	3,292
Salaries and employee benefits	$1,202,000	3,669
Premises and equipment expense	$408,000	2,704
Additional noninterest expense	$1,032,000	2,896
Pre-tax net operating income	$-760,000	6,752
Securities gains (losses)	$47,000	1,557
Applicable income taxes	$-303,000	6,850
Income before extraordinary items	$-410,000	6,693
Extraordinary gains, net	$0	22
Net income	$-410,000	6,694
Minority interest net income	$0	82
Net income of bank and minority interests.	$-410,000	6,694
Net charge-offs	$607,000	1,089
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-440,080	6,681
2013-03-31 (YTD Data)		Rank
Total interest income	$904,000	4,956
Total interest expense	$158,000	4,213
Net interest income	$746,000	5,011
Provision for loan and lease losses	$83,000	2,291
Total noninterest income	$117,000	4,595
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$34,000	4,757
Trading account gains and fees	$0	148
Additional Noninterest Income	$83,000	4,023
Total noninterest expense	$931,000	4,173
Salaries and employee benefits	$438,000	4,469
Premises and equipment expense	$193,000	2,825
Additional noninterest expense	$300,000	4,222
Pre-tax net operating income	$-151,000	6,679
Securities gains (losses)	$0	1,966
Applicable income taxes	$-66,000	6,896
Income before extraordinary items	$-85,000	6,644
Extraordinary gains, net	$0	10
Net income	$-85,000	6,645
Minority interest net income	$0	76
Net income of bank and minority interests.	$-85,000	6,645
Net charge-offs	$271,000	1,136
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-85,000	6,612
2012-12-31 (YTD Data)		Rank
Total interest income	$4,282,000	4,685
Total interest expense	$904,000	3,859
Net interest income	$3,378,000	4,840
Provision for loan and lease losses	$416,000	2,968
Total noninterest income	$838,000	3,563
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$188,000	4,377
Trading account gains and fees	$0	166
Additional Noninterest Income	$650,000	2,997
Total noninterest expense	$4,167,000	3,918
Salaries and employee benefits	$1,720,000	4,506
Premises and equipment expense	$743,000	2,895
Additional noninterest expense	$1,704,000	3,484
Pre-tax net operating income	$-367,000	6,445
Securities gains (losses)	$198,000	1,708
Applicable income taxes	$-195,000	6,787
Income before extraordinary items	$26,000	6,252
Extraordinary gains, net	$0	29
Net income	$26,000	6,246
Minority interest net income	$0	93
Net income of bank and minority interests.	$26,000	6,248
Net charge-offs	$752,000	2,139
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-100,720	6,294
2012-09-30 (YTD Data)		Rank
Total interest income	$3,338,000	4,684
Total interest expense	$722,000	3,827
Net interest income	$2,616,000	4,835
Provision for loan and lease losses	$140,000	3,959
Total noninterest income	$357,000	4,621
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$146,000	4,366
Trading account gains and fees	$0	157
Additional Noninterest Income	$211,000	4,171
Total noninterest expense	$3,121,000	3,950
Salaries and employee benefits	$1,288,000	4,533
Premises and equipment expense	$554,000	2,948
Additional noninterest expense	$1,279,000	3,485
Pre-tax net operating income	$-288,000	6,577
Securities gains (losses)	$136,000	1,749
Applicable income taxes	$-51,000	6,852
Income before extraordinary items	$-101,000	6,537
Extraordinary gains, net	$0	20
Net income	$-101,000	6,535
Minority interest net income	$0	86
Net income of bank and minority interests.	$-101,000	6,535
Net charge-offs	$518,000	2,135
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-190,760	6,526
2012-06-30 (YTD Data)		Rank
Total interest income	$2,239,000	4,699
Total interest expense	$527,000	3,694
Net interest income	$1,712,000	4,908
Provision for loan and lease losses	$140,000	3,468
Total noninterest income	$224,000	4,715
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$101,000	4,286
Trading account gains and fees	$0	153
Additional Noninterest Income	$123,000	4,360
Total noninterest expense	$2,126,000	3,910
Salaries and employee benefits	$864,000	4,547
Premises and equipment expense	$367,000	2,966
Additional noninterest expense	$895,000	3,396
Pre-tax net operating income	$-330,000	6,716
Securities gains (losses)	$114,000	1,499
Applicable income taxes	$-81,000	7,001
Income before extraordinary items	$-135,000	6,662
Extraordinary gains, net	$0	19
Net income	$-135,000	6,662
Minority interest net income	$0	84
Net income of bank and minority interests.	$-135,000	6,662
Net charge-offs	$410,000	1,973
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-207,960	6,653
2012-03-31 (YTD Data)		Rank
Total interest income	$1,126,000	4,732
Total interest expense	$280,000	3,663
Net interest income	$846,000	4,965
Provision for loan and lease losses	$140,000	2,491
Total noninterest income	$107,000	4,836
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$49,000	4,333
Trading account gains and fees	$0	148
Additional Noninterest Income	$58,000	4,488
Total noninterest expense	$1,045,000	3,985
Salaries and employee benefits	$443,000	4,513
Premises and equipment expense	$187,000	2,928
Additional noninterest expense	$415,000	3,553
Pre-tax net operating income	$-232,000	6,881
Securities gains (losses)	$0	2,210
Applicable income taxes	$-79,000	7,145
Income before extraordinary items	$-153,000	6,871
Extraordinary gains, net	$0	19
Net income	$-153,000	6,872
Minority interest net income	$0	78
Net income of bank and minority interests.	$-153,000	6,872
Net charge-offs	$17,000	3,772
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-153,000	6,824
2011-12-31 (YTD Data)		Rank
Total interest income	$5,367,000	4,371
Total interest expense	$1,707,000	3,120
Net interest income	$3,660,000	4,774
Provision for loan and lease losses	$1,972,000	1,587
Total noninterest income	$505,000	4,387
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$229,000	4,136
Trading account gains and fees	$0	146
Additional Noninterest Income	$276,000	3,996
Total noninterest expense	$4,381,000	3,868
Salaries and employee benefits	$1,708,000	4,597
Premises and equipment expense	$747,000	3,057
Additional noninterest expense	$1,926,000	3,241
Pre-tax net operating income	$-2,188,000	6,819
Securities gains (losses)	$-1,000	6,712
Applicable income taxes	$-916,000	7,157
Income before extraordinary items	$-1,273,000	6,718
Extraordinary gains, net	$0	29
Net income	$-1,273,000	6,718
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,273,000	6,718
Net charge-offs	$3,712,000	1,036
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-1,272,360	6,680
2011-09-30 (YTD Data)		Rank
Total interest income	$4,123,000	4,363
Total interest expense	$1,345,000	3,116
Net interest income	$2,778,000	4,778
Provision for loan and lease losses	$1,168,000	1,785
Total noninterest income	$344,000	4,580
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$169,000	4,190
Trading account gains and fees	$0	145
Additional Noninterest Income	$175,000	4,294
Total noninterest expense	$3,002,000	4,118
Salaries and employee benefits	$1,287,000	4,594
Premises and equipment expense	$555,000	3,100
Additional noninterest expense	$1,160,000	3,766
Pre-tax net operating income	$-1,048,000	6,805
Securities gains (losses)	$0	3,555
Applicable income taxes	$-514,000	7,217
Income before extraordinary items	$-534,000	6,704
Extraordinary gains, net	$0	21
Net income	$-534,000	6,705
Minority interest net income	$0	87
Net income of bank and minority interests.	$-534,000	6,705
Net charge-offs	$2,289,000	1,119
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-534,000	6,662
2011-06-30 (YTD Data)		Rank
Total interest income	$2,842,000	4,315
Total interest expense	$928,000	3,144
Net interest income	$1,914,000	4,711
Provision for loan and lease losses	$331,000	2,834
Total noninterest income	$317,000	4,009
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$117,000	4,088
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	3,489
Total noninterest expense	$1,930,000	4,259
Salaries and employee benefits	$848,000	4,660
Premises and equipment expense	$374,000	3,098
Additional noninterest expense	$708,000	4,073
Pre-tax net operating income	$-30,000	6,282
Securities gains (losses)	$0	2,914
Applicable income taxes	$-72,000	7,067
Income before extraordinary items	$42,000	6,056
Extraordinary gains, net	$0	15
Net income	$42,000	6,055
Minority interest net income	$0	89
Net income of bank and minority interests.	$42,000	6,056
Net charge-offs	$1,497,000	1,124
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$42,000	5,974
2011-03-31 (YTD Data)		Rank
Total interest income	$1,418,000	4,336
Total interest expense	$477,000	3,164
Net interest income	$941,000	4,754
Provision for loan and lease losses	$290,000	2,046
Total noninterest income	$115,000	4,667
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$60,000	4,009
Trading account gains and fees	$0	158
Additional Noninterest Income	$55,000	4,514
Total noninterest expense	$928,000	4,402
Salaries and employee benefits	$395,000	4,898
Premises and equipment expense	$190,000	3,117
Additional noninterest expense	$343,000	4,150
Pre-tax net operating income	$-162,000	6,783
Securities gains (losses)	$0	1,772
Applicable income taxes	$-72,000	7,244
Income before extraordinary items	$-90,000	6,696
Extraordinary gains, net	$0	9
Net income	$-90,000	6,696
Minority interest net income	$0	86
Net income of bank and minority interests.	$-90,000	6,696
Net charge-offs	$151,000	2,356
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-90,000	6,687
2010-12-31 (YTD Data)		Rank
Total interest income	$6,032,000	4,314
Total interest expense	$2,205,000	3,301
Net interest income	$3,827,000	4,702
Provision for loan and lease losses	$3,454,000	1,473
Total noninterest income	$327,000	5,269
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$243,000	4,062
Trading account gains and fees	$0	175
Additional Noninterest Income	$84,000	5,634
Total noninterest expense	$5,797,000	3,196
Salaries and employee benefits	$2,084,000	4,117
Premises and equipment expense	$746,000	3,133
Additional noninterest expense	$2,967,000	2,309
Pre-tax net operating income	$-5,097,000	7,110
Securities gains (losses)	$60,000	2,537
Applicable income taxes	$-3,106,000	7,532
Income before extraordinary items	$-1,931,000	6,837
Extraordinary gains, net	$0	29
Net income	$-1,931,000	6,837
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,931,000	6,838
Net charge-offs	$2,593,000	1,595
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-1,969,400	6,819
2010-09-30 (YTD Data)		Rank
Total interest income	$4,557,000	4,377
Total interest expense	$1,657,000	3,427
Net interest income	$2,900,000	4,736
Provision for loan and lease losses	$1,753,000	1,808
Total noninterest income	$170,000	5,915
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$179,000	4,154
Trading account gains and fees	$0	165
Additional Noninterest Income	$-9,000	7,222
Total noninterest expense	$3,437,000	3,856
Salaries and employee benefits	$1,542,000	4,187
Premises and equipment expense	$580,000	3,109
Additional noninterest expense	$1,315,000	3,578
Pre-tax net operating income	$-2,120,000	7,088
Securities gains (losses)	$55,000	2,354
Applicable income taxes	$-1,893,000	7,598
Income before extraordinary items	$-172,000	6,411
Extraordinary gains, net	$0	23
Net income	$-172,000	6,411
Minority interest net income	$0	110
Net income of bank and minority interests.	$-172,000	6,410
Net charge-offs	$2,089,000	1,468
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-207,200	6,357
2010-06-30 (YTD Data)		Rank
Total interest income	$3,051,000	4,400
Total interest expense	$1,086,000	3,583
Net interest income	$1,965,000	4,708
Provision for loan and lease losses	$784,000	2,214
Total noninterest income	$76,000	6,421
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$116,000	4,206
Trading account gains and fees	$0	152
Additional Noninterest Income	$-40,000	7,433
Total noninterest expense	$2,438,000	3,695
Salaries and employee benefits	$1,012,000	4,261
Premises and equipment expense	$370,000	3,234
Additional noninterest expense	$1,056,000	3,049
Pre-tax net operating income	$-1,181,000	7,079
Securities gains (losses)	$0	3,184
Applicable income taxes	$-1,483,000	7,659
Income before extraordinary items	$302,000	4,292
Extraordinary gains, net	$0	19
Net income	$302,000	4,291
Minority interest net income	$0	105
Net income of bank and minority interests.	$302,000	4,291
Net charge-offs	$1,339,000	1,469
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$302,000	4,156
2010-03-31 (YTD Data)		Rank
Total interest income	$1,478,000	4,547
Total interest expense	$552,000	3,664
Net interest income	$926,000	4,894
Provision for loan and lease losses	$591,000	1,664
Total noninterest income	$80,000	5,424
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$43,000	4,750
Trading account gains and fees	$0	175
Additional Noninterest Income	$37,000	5,161
Total noninterest expense	$997,000	4,290
Salaries and employee benefits	$505,000	4,328
Premises and equipment expense	$181,000	3,375
Additional noninterest expense	$311,000	4,483
Pre-tax net operating income	$-582,000	7,226
Securities gains (losses)	$0	2,284
Applicable income taxes	$-1,239,000	7,818
Income before extraordinary items	$657,000	1,665
Extraordinary gains, net	$0	16
Net income	$657,000	1,666
Minority interest net income	$0	91
Net income of bank and minority interests.	$657,000	1,667
Net charge-offs	$91,000	3,183
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$657,000	1,597
2009-12-31 (YTD Data)		Rank
Total interest income	$7,229,000	4,094
Total interest expense	$2,762,000	3,644
Net interest income	$4,467,000	4,251
Provision for loan and lease losses	$2,080,000	2,431
Total noninterest income	$1,739,000	2,335
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$269,000	4,086
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,470,000	1,674
Total noninterest expense	$4,476,000	4,024
Salaries and employee benefits	$2,092,000	4,217
Premises and equipment expense	$817,000	3,078
Additional noninterest expense	$1,567,000	3,968
Pre-tax net operating income	$-350,000	5,860
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$-352,000	5,971
Extraordinary gains, net	$0	34
Net income	$-352,000	5,970
Minority interest net income	$0	115
Net income of bank and minority interests.	$-352,000	5,970
Net charge-offs	$1,213,000	2,643
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-352,000	5,975
2009-09-30 (YTD Data)		Rank
Total interest income	$5,631,000	4,048
Total interest expense	$2,178,000	3,634
Net interest income	$3,453,000	4,164
Provision for loan and lease losses	$1,728,000	2,073
Total noninterest income	$1,526,000	2,144
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$227,000	3,882
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,299,000	1,532
Total noninterest expense	$3,195,000	4,173
Salaries and employee benefits	$1,594,000	4,201
Premises and equipment expense	$623,000	3,061
Additional noninterest expense	$978,000	4,464
Pre-tax net operating income	$56,000	5,458
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$54,000	5,542
Extraordinary gains, net	$0	27
Net income	$54,000	5,542
Minority interest net income	$0	118
Net income of bank and minority interests.	$54,000	5,542
Net charge-offs	$711,000	2,622
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$54,000	5,481
2009-06-30 (YTD Data)		Rank
Total interest income	$3,945,000	3,946
Total interest expense	$1,548,000	3,599
Net interest income	$2,397,000	4,041
Provision for loan and lease losses	$390,000	3,317
Total noninterest income	$247,000	4,826
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$175,000	3,579
Trading account gains and fees	$0	193
Additional Noninterest Income	$72,000	5,325
Total noninterest expense	$2,199,000	4,096
Salaries and employee benefits	$1,104,000	4,125
Premises and equipment expense	$424,000	3,030
Additional noninterest expense	$671,000	4,380
Pre-tax net operating income	$55,000	5,486
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,000	4,523
Income before extraordinary items	$54,000	5,548
Extraordinary gains, net	$0	21
Net income	$54,000	5,545
Minority interest net income	$0	112
Net income of bank and minority interests.	$54,000	5,545
Net charge-offs	$117,000	4,075
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$54,000	5,470
2009-03-31 (YTD Data)		Rank
Total interest income	$1,955,000	4,007
Total interest expense	$784,000	3,656
Net interest income	$1,171,000	4,096
Provision for loan and lease losses	$84,000	4,181
Total noninterest income	$132,000	4,682
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$98,000	3,301
Trading account gains and fees	$0	171
Additional Noninterest Income	$34,000	5,436
Total noninterest expense	$1,044,000	4,183
Salaries and employee benefits	$576,000	4,026
Premises and equipment expense	$210,000	3,112
Additional noninterest expense	$258,000	4,864
Pre-tax net operating income	$175,000	4,258
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$174,000	4,100
Extraordinary gains, net	$0	15
Net income	$174,000	4,103
Minority interest net income	$0	102
Net income of bank and minority interests.	$174,000	4,103
Net charge-offs	$15,000	4,515
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$174,000	3,945
2008-12-31 (YTD Data)		Rank
Total interest income	$8,526,000	3,947
Total interest expense	$3,768,000	3,663
Net interest income	$4,758,000	4,078
Provision for loan and lease losses	$1,056,000	2,623
Total noninterest income	$535,000	4,698
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$382,000	3,547
Trading account gains and fees	$0	154
Additional Noninterest Income	$153,000	5,275
Total noninterest expense	$4,783,000	3,691
Salaries and employee benefits	$2,682,000	3,568
Premises and equipment expense	$850,000	3,026
Additional noninterest expense	$1,251,000	4,153
Pre-tax net operating income	$-546,000	6,802
Securities gains (losses)	$54,000	1,540
Applicable income taxes	$2,000	4,800
Income before extraordinary items	$-494,000	6,708
Extraordinary gains, net	$0	39
Net income	$-494,000	6,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$789,000	2,217
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-548,000	6,876
2008-09-30 (YTD Data)		Rank
Total interest income	$6,481,000	3,981
Total interest expense	$2,920,000	3,693
Net interest income	$3,561,000	4,117
Provision for loan and lease losses	$1,056,000	1,773
Total noninterest income	$468,000	4,473
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$285,000	3,584
Trading account gains and fees	$0	148
Additional Noninterest Income	$183,000	4,596
Total noninterest expense	$3,548,000	3,711
Salaries and employee benefits	$2,043,000	3,551
Premises and equipment expense	$645,000	3,010
Additional noninterest expense	$860,000	4,343
Pre-tax net operating income	$-575,000	7,305
Securities gains (losses)	$54,000	1,367
Applicable income taxes	$1,000	5,240
Income before extraordinary items	$-522,000	7,214
Extraordinary gains, net	$0	31
Net income	$-522,000	7,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$438,000	2,117
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-576,000	7,375
2008-06-30 (YTD Data)		Rank
Total interest income	$4,341,000	4,021
Total interest expense	$2,000,000	3,745
Net interest income	$2,341,000	4,146
Provision for loan and lease losses	$261,000	2,751
Total noninterest income	$383,000	4,102
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$243,000	3,079
Trading account gains and fees	$0	149
Additional Noninterest Income	$140,000	4,423
Total noninterest expense	$2,340,000	3,770
Salaries and employee benefits	$1,343,000	3,628
Premises and equipment expense	$444,000	2,940
Additional noninterest expense	$553,000	4,428
Pre-tax net operating income	$123,000	6,280
Securities gains (losses)	$54,000	1,391
Applicable income taxes	$1,000	5,487
Income before extraordinary items	$176,000	5,787
Extraordinary gains, net	$0	21
Net income	$176,000	5,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,861
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$122,540	6,125
2008-03-31 (YTD Data)		Rank
Total interest income	$2,184,000	4,086
Total interest expense	$1,040,000	3,806
Net interest income	$1,144,000	4,229
Provision for loan and lease losses	$85,000	2,985
Total noninterest income	$182,000	4,188
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$107,000	3,316
Trading account gains and fees	$0	158
Additional Noninterest Income	$75,000	4,329
Total noninterest expense	$1,129,000	3,884
Salaries and employee benefits	$656,000	3,724
Premises and equipment expense	$207,000	3,130
Additional noninterest expense	$266,000	4,492
Pre-tax net operating income	$112,000	5,875
Securities gains (losses)	$54,000	1,044
Applicable income taxes	$1,000	5,476
Income before extraordinary items	$165,000	5,063
Extraordinary gains, net	$0	15
Net income	$165,000	5,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$111,540	5,599
2007-12-31 (YTD Data)		Rank
Total interest income	$8,884,000	4,073
Total interest expense	$4,258,000	3,852
Net interest income	$4,626,000	4,211
Provision for loan and lease losses	$145,000	4,384
Total noninterest income	$568,000	4,744
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$373,000	3,658
Trading account gains and fees	$0	178
Additional Noninterest Income	$195,000	5,112
Total noninterest expense	$4,343,000	3,873
Salaries and employee benefits	$2,445,000	3,792
Premises and equipment expense	$850,000	2,935
Additional noninterest expense	$1,048,000	4,502
Pre-tax net operating income	$706,000	5,428
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,000	5,906
Income before extraordinary items	$704,000	5,041
Extraordinary gains, net	$0	39
Net income	$704,000	5,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$253,000	2,528
Cash dividends	$1,773,000	1,777
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$704,000	5,022
2007-09-30 (YTD Data)		Rank
Total interest income	$6,563,000	4,132
Total interest expense	$3,150,000	3,897
Net interest income	$3,413,000	4,287
Provision for loan and lease losses	$50,000	5,025
Total noninterest income	$435,000	4,716
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$261,000	3,799
Trading account gains and fees	$0	184
Additional Noninterest Income	$174,000	4,776
Total noninterest expense	$3,234,000	3,876
Salaries and employee benefits	$1,837,000	3,782
Premises and equipment expense	$598,000	3,074
Additional noninterest expense	$799,000	4,366
Pre-tax net operating income	$564,000	5,546
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,000	6,113
Income before extraordinary items	$563,000	5,142
Extraordinary gains, net	$0	33
Net income	$563,000	5,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,509
Cash dividends	$1,773,000	1,340
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$563,000	5,132
2007-06-30 (YTD Data)		Rank
Total interest income	$4,264,000	4,232
Total interest expense	$2,004,000	4,019
Net interest income	$2,260,000	4,335
Provision for loan and lease losses	$25,000	5,140
Total noninterest income	$290,000	4,744
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$165,000	3,899
Trading account gains and fees	$0	168
Additional Noninterest Income	$125,000	4,665
Total noninterest expense	$2,180,000	3,863
Salaries and employee benefits	$1,224,000	3,819
Premises and equipment expense	$395,000	3,116
Additional noninterest expense	$561,000	4,218
Pre-tax net operating income	$345,000	5,784
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$345,000	5,375
Extraordinary gains, net	$0	29
Net income	$345,000	5,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	2,597
Cash dividends	$1,723,000	1,007
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$345,000	5,363
2007-03-31 (YTD Data)		Rank
Total interest income	$2,104,000	4,250
Total interest expense	$938,000	4,165
Net interest income	$1,166,000	4,253
Provision for loan and lease losses	$25,000	4,116
Total noninterest income	$154,000	4,584
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$73,000	4,079
Trading account gains and fees	$0	195
Additional Noninterest Income	$81,000	4,179
Total noninterest expense	$1,123,000	3,769
Salaries and employee benefits	$625,000	3,774
Premises and equipment expense	$189,000	3,254
Additional noninterest expense	$309,000	3,890
Pre-tax net operating income	$172,000	5,798
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$172,000	5,377
Extraordinary gains, net	$0	22
Net income	$172,000	5,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	1,949
Cash dividends	$1,600,000	552
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$172,000	5,359
2006-12-31 (YTD Data)		Rank
Total interest income	$9,887,000	3,608
Total interest expense	$3,925,000	3,643
Net interest income	$5,962,000	3,539
Provision for loan and lease losses	$464,000	2,029
Total noninterest income	$3,146,000	1,549
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$772,000	2,183
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,374,000	1,187
Total noninterest expense	$5,745,000	2,977
Salaries and employee benefits	$3,205,000	2,951
Premises and equipment expense	$923,000	2,660
Additional noninterest expense	$1,617,000	3,090
Pre-tax net operating income	$2,899,000	2,836
Securities gains (losses)	$0	1,687
Applicable income taxes	$2,000	6,435
Income before extraordinary items	$2,897,000	2,334
Extraordinary gains, net	$0	51
Net income	$2,897,000	2,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$524,000	1,136
Cash dividends	$1,472,000	1,971
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,897,000	2,314
2006-09-30 (YTD Data)		Rank
Total interest income	$7,687,000	3,490
Total interest expense	$3,009,000	3,507
Net interest income	$4,678,000	3,441
Provision for loan and lease losses	$189,000	2,977
Total noninterest income	$770,000	3,476
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$599,000	2,122
Trading account gains and fees	$0	126
Additional Noninterest Income	$171,000	4,871
Total noninterest expense	$4,363,000	2,944
Salaries and employee benefits	$2,502,000	2,847
Premises and equipment expense	$687,000	2,690
Additional noninterest expense	$1,174,000	3,196
Pre-tax net operating income	$896,000	4,982
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,000	6,574
Income before extraordinary items	$895,000	4,437
Extraordinary gains, net	$0	45
Net income	$895,000	4,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,229
Cash dividends	$443,000	3,131
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$895,000	4,427
2006-06-30 (YTD Data)		Rank
Total interest income	$4,923,000	3,530
Total interest expense	$1,880,000	3,561
Net interest income	$3,043,000	3,509
Provision for loan and lease losses	$189,000	2,211
Total noninterest income	$516,000	3,454
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$397,000	2,118
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	4,766
Total noninterest expense	$2,840,000	3,018
Salaries and employee benefits	$1,653,000	2,871
Premises and equipment expense	$423,000	2,857
Additional noninterest expense	$764,000	3,244
Pre-tax net operating income	$530,000	5,281
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,000	6,575
Income before extraordinary items	$529,000	4,747
Extraordinary gains, net	$0	39
Net income	$529,000	4,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,181
Cash dividends	$321,000	3,013
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$529,000	4,734
2006-03-31 (YTD Data)		Rank
Total interest income	$2,347,000	3,606
Total interest expense	$878,000	3,609
Net interest income	$1,469,000	3,602
Provision for loan and lease losses	$139,000	1,570
Total noninterest income	$275,000	3,262
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$189,000	2,141
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	3,983
Total noninterest expense	$1,398,000	3,063
Salaries and employee benefits	$816,000	2,920
Premises and equipment expense	$212,000	2,866
Additional noninterest expense	$370,000	3,327
Pre-tax net operating income	$207,000	5,773
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$207,000	5,282
Extraordinary gains, net	$0	21
Net income	$207,000	5,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$98,000	3,172
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$207,000	5,281
2005-12-31 (YTD Data)		Rank
Total interest income	$8,034,000	3,745
Total interest expense	$2,480,000	3,845
Net interest income	$5,554,000	3,650
Provision for loan and lease losses	$841,000	1,207
Total noninterest income	$850,000	3,914
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$661,000	2,452
Trading account gains and fees	$0	138
Additional Noninterest Income	$189,000	5,279
Total noninterest expense	$4,996,000	3,243
Salaries and employee benefits	$2,820,000	3,138
Premises and equipment expense	$828,000	2,807
Additional noninterest expense	$1,348,000	3,513
Pre-tax net operating income	$567,000	6,532
Securities gains (losses)	$-23,000	7,885
Applicable income taxes	$4,000	6,709
Income before extraordinary items	$540,000	6,210
Extraordinary gains, net	$0	46
Net income	$540,000	6,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	1,877
Cash dividends	$129,000	5,317
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$562,770	6,101
2005-09-30 (YTD Data)		Rank
Total interest income	$5,833,000	3,794
Total interest expense	$1,732,000	3,909
Net interest income	$4,101,000	3,687
Provision for loan and lease losses	$769,000	971
Total noninterest income	$597,000	4,060
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$460,000	2,613
Trading account gains and fees	$0	126
Additional Noninterest Income	$137,000	5,359
Total noninterest expense	$3,801,000	3,172
Salaries and employee benefits	$2,165,000	3,039
Premises and equipment expense	$619,000	2,795
Additional noninterest expense	$1,017,000	3,461
Pre-tax net operating income	$128,000	7,909
Securities gains (losses)	$0	2,317
Applicable income taxes	$4,000	6,719
Income before extraordinary items	$124,000	7,839
Extraordinary gains, net	$0	35
Net income	$124,000	7,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	1,420
Cash dividends	$129,000	4,511
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$124,000	7,808
2005-06-30 (YTD Data)		Rank
Total interest income	$3,676,000	3,892
Total interest expense	$1,036,000	4,034
Net interest income	$2,640,000	3,759
Provision for loan and lease losses	$175,000	2,402
Total noninterest income	$364,000	4,274
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$273,000	2,807
Trading account gains and fees	$0	116
Additional Noninterest Income	$91,000	5,365
Total noninterest expense	$2,528,000	3,154
Salaries and employee benefits	$1,418,000	3,076
Premises and equipment expense	$426,000	2,688
Additional noninterest expense	$684,000	3,424
Pre-tax net operating income	$301,000	6,572
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,000	6,722
Income before extraordinary items	$298,000	6,137
Extraordinary gains, net	$0	30
Net income	$298,000	6,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,194
Cash dividends	$129,000	4,027
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$298,000	6,088
2005-03-31 (YTD Data)		Rank
Total interest income	$1,723,000	4,055
Total interest expense	$452,000	4,326
Net interest income	$1,271,000	3,869
Provision for loan and lease losses	$70,000	2,663
Total noninterest income	$170,000	4,385
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$118,000	3,074
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,105
Total noninterest expense	$1,230,000	3,251
Salaries and employee benefits	$700,000	3,116
Premises and equipment expense	$224,000	2,597
Additional noninterest expense	$306,000	3,745
Pre-tax net operating income	$141,000	6,678
Securities gains (losses)	$0	1,685
Applicable income taxes	$3,000	6,538
Income before extraordinary items	$138,000	6,283
Extraordinary gains, net	$0	24
Net income	$138,000	6,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$138,000	6,234
2004-12-31 (YTD Data)		Rank
Total interest income	$6,007,000	4,264
Total interest expense	$1,467,000	4,580
Net interest income	$4,540,000	4,094
Provision for loan and lease losses	$303,000	2,883
Total noninterest income	$562,000	4,975
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$522,000	3,039
Trading account gains and fees	$0	138
Additional Noninterest Income	$40,000	7,684
Total noninterest expense	$4,093,000	3,667
Salaries and employee benefits	$2,488,000	3,359
Premises and equipment expense	$588,000	3,585
Additional noninterest expense	$1,017,000	4,283
Pre-tax net operating income	$706,000	6,083
Securities gains (losses)	$33,000	2,039
Applicable income taxes	$0	7,185
Income before extraordinary items	$739,000	5,447
Extraordinary gains, net	$0	34
Net income	$739,000	5,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,680
Cash dividends	$308,000	4,289
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$706,000	5,490
2004-09-30 (YTD Data)		Rank
Total interest income	$4,280,000	4,392
Total interest expense	$1,060,000	4,633
Net interest income	$3,220,000	4,258
Provision for loan and lease losses	$233,000	2,710
Total noninterest income	$455,000	4,793
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$382,000	3,121
Trading account gains and fees	$0	134
Additional Noninterest Income	$73,000	6,476
Total noninterest expense	$3,030,000	3,686
Salaries and employee benefits	$1,832,000	3,376
Premises and equipment expense	$438,000	3,616
Additional noninterest expense	$760,000	4,242
Pre-tax net operating income	$412,000	6,681
Securities gains (losses)	$33,000	1,968
Applicable income taxes	$0	7,220
Income before extraordinary items	$445,000	6,086
Extraordinary gains, net	$0	26
Net income	$445,000	6,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,550
Cash dividends	$177,000	4,127
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$412,000	6,179
2004-06-30 (YTD Data)		Rank
Total interest income	$2,743,000	4,530
Total interest expense	$681,000	4,753
Net interest income	$2,062,000	4,378
Provision for loan and lease losses	$187,000	2,320
Total noninterest income	$305,000	4,773
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$248,000	3,171
Trading account gains and fees	$0	130
Additional Noninterest Income	$57,000	6,220
Total noninterest expense	$1,985,000	3,755
Salaries and employee benefits	$1,201,000	3,440
Premises and equipment expense	$300,000	3,547
Additional noninterest expense	$484,000	4,415
Pre-tax net operating income	$195,000	7,223
Securities gains (losses)	$33,000	1,728
Applicable income taxes	$0	7,214
Income before extraordinary items	$228,000	6,644
Extraordinary gains, net	$0	21
Net income	$228,000	6,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,069
Cash dividends	$99,000	4,246
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$195,000	6,871
2004-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	4,644
Total interest expense	$327,000	4,912
Net interest income	$1,003,000	4,468
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$145,000	4,852
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$117,000	3,205
Trading account gains and fees	$0	121
Additional Noninterest Income	$28,000	6,237
Total noninterest expense	$989,000	3,793
Salaries and employee benefits	$590,000	3,527
Premises and equipment expense	$160,000	3,415
Additional noninterest expense	$239,000	4,470
Pre-tax net operating income	$99,000	7,169
Securities gains (losses)	$33,000	1,437
Applicable income taxes	$0	7,103
Income before extraordinary items	$132,000	6,306
Extraordinary gains, net	$0	16
Net income	$132,000	6,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$99,000	6,798
2003-12-31 (YTD Data)		Rank
Total interest income	$4,664,000	5,130
Total interest expense	$1,318,000	5,287
Net interest income	$3,346,000	4,938
Provision for loan and lease losses	$213,000	3,911
Total noninterest income	$652,000	4,741
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$480,000	3,195
Trading account gains and fees	$0	160
Additional Noninterest Income	$172,000	5,582
Total noninterest expense	$3,703,000	3,925
Salaries and employee benefits	$2,152,000	3,692
Premises and equipment expense	$528,000	3,891
Additional noninterest expense	$1,023,000	4,196
Pre-tax net operating income	$72,000	8,302
Securities gains (losses)	$40,000	2,704
Applicable income taxes	$2,000	7,318
Income before extraordinary items	$110,000	8,174
Extraordinary gains, net	$0	54
Net income	$110,000	8,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,809
Cash dividends	$45,000	5,968
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$70,800	8,276
2003-09-30 (YTD Data)		Rank
Total interest income	$3,396,000	5,277
Total interest expense	$996,000	5,395
Net interest income	$2,400,000	5,114
Provision for loan and lease losses	$163,000	3,753
Total noninterest income	$553,000	4,452
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$371,000	3,132
Trading account gains and fees	$0	153
Additional Noninterest Income	$182,000	4,974
Total noninterest expense	$2,747,000	3,942
Salaries and employee benefits	$1,605,000	3,700
Premises and equipment expense	$396,000	3,892
Additional noninterest expense	$746,000	4,276
Pre-tax net operating income	$43,000	8,480
Securities gains (losses)	$0	4,204
Applicable income taxes	$2,000	7,369
Income before extraordinary items	$41,000	8,563
Extraordinary gains, net	$0	40
Net income	$41,000	8,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$27,000	5,300
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$41,000	8,456
2003-06-30 (YTD Data)		Rank
Total interest income	$2,205,000	5,410
Total interest expense	$663,000	5,512
Net interest income	$1,542,000	5,251
Provision for loan and lease losses	$104,000	3,807
Total noninterest income	$379,000	4,379
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$246,000	3,103
Trading account gains and fees	$0	150
Additional Noninterest Income	$133,000	4,798
Total noninterest expense	$1,760,000	4,072
Salaries and employee benefits	$1,036,000	3,801
Premises and equipment expense	$259,000	3,939
Additional noninterest expense	$465,000	4,482
Pre-tax net operating income	$57,000	8,327
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,000	7,353
Income before extraordinary items	$55,000	8,374
Extraordinary gains, net	$0	30
Net income	$55,000	8,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$13,000	5,105
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$55,000	8,243
2003-03-31 (YTD Data)		Rank
Total interest income	$1,017,000	5,716
Total interest expense	$332,000	5,613
Net interest income	$685,000	5,615
Provision for loan and lease losses	$18,000	5,381
Total noninterest income	$203,000	4,124
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$122,000	3,033
Trading account gains and fees	$0	134
Additional Noninterest Income	$81,000	4,308
Total noninterest expense	$839,000	4,217
Salaries and employee benefits	$497,000	3,921
Premises and equipment expense	$122,000	4,095
Additional noninterest expense	$220,000	4,630
Pre-tax net operating income	$31,000	8,305
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,000	7,273
Income before extraordinary items	$30,000	8,281
Extraordinary gains, net	$0	21
Net income	$30,000	8,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$30,000	8,149
2002-12-31 (YTD Data)		Rank
Total interest income	$4,069,000	5,853
Total interest expense	$1,544,000	5,636
Net interest income	$2,525,000	5,871
Provision for loan and lease losses	$130,000	5,190
Total noninterest income	$605,000	4,709
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$398,000	3,550
Trading account gains and fees	$0	153
Additional Noninterest Income	$207,000	4,943
Total noninterest expense	$2,575,000	4,983
Salaries and employee benefits	$1,463,000	4,783
Premises and equipment expense	$384,000	4,796
Additional noninterest expense	$728,000	5,277
Pre-tax net operating income	$425,000	7,055
Securities gains (losses)	$0	4,537
Applicable income taxes	$20,000	7,048
Income before extraordinary items	$405,000	6,817
Extraordinary gains, net	$0	70
Net income	$405,000	6,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,914
Cash dividends	$281,000	4,439
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$405,000	6,690
2001-12-31 (YTD Data)		Rank
Total interest income	$3,971,000	6,381
Total interest expense	$1,911,000	6,239
Net interest income	$2,060,000	6,351
Provision for loan and lease losses	$70,000	6,194
Total noninterest income	$538,000	4,863
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$377,000	3,568
Trading account gains and fees	$0	177
Additional Noninterest Income	$161,000	5,396
Total noninterest expense	$2,301,000	5,242
Salaries and employee benefits	$1,332,000	4,943
Premises and equipment expense	$352,000	5,011
Additional noninterest expense	$617,000	5,731
Pre-tax net operating income	$227,000	7,755
Securities gains (losses)	$0	4,612
Applicable income taxes	$-46,000	9,149
Income before extraordinary items	$273,000	7,293
Extraordinary gains, net	$0	105
Net income	$273,000	7,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,192
Cash dividends	$74,000	5,972
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$273,000	7,177
2000-12-31 (YTD Data)		Rank
Total interest income	$3,520,000	6,909
Total interest expense	$1,716,000	6,758
Net interest income	$1,804,000	6,916
Provision for loan and lease losses	$15,000	7,764
Total noninterest income	$649,000	4,207
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$381,000	3,375
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	4,165
Total noninterest expense	$2,261,000	5,227
Salaries and employee benefits	$1,270,000	4,977
Premises and equipment expense	$436,000	4,231
Additional noninterest expense	$555,000	6,044
Pre-tax net operating income	$177,000	8,461
Securities gains (losses)	$0	1,956
Applicable income taxes	$58,000	7,112
Income before extraordinary items	$119,000	8,585
Extraordinary gains, net	$0	38
Net income	$119,000	8,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,846
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$119,000	8,579
1999-12-31 (YTD Data)		Rank
Total interest income	$2,896,000	7,497
Total interest expense	$1,384,000	7,226
Net interest income	$1,512,000	7,562
Provision for loan and lease losses	$22,000	7,597
Total noninterest income	$479,000	5,084
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$291,000	4,075
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,076
Total noninterest expense	$1,836,000	6,008
Salaries and employee benefits	$967,000	6,012
Premises and equipment expense	$346,000	5,002
Additional noninterest expense	$523,000	6,337
Pre-tax net operating income	$133,000	8,899
Securities gains (losses)	$0	3,155
Applicable income taxes	$44,000	7,746
Income before extraordinary items	$89,000	9,039
Extraordinary gains, net	$0	35
Net income	$89,000	9,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,834
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$1,300,000	472
Net operating income	$89,000	9,005
1998-12-31 (YTD Data)		Rank
Total interest income	$1,489,000	9,309
Total interest expense	$683,000	9,226
Net interest income	$806,000	9,237
Provision for loan and lease losses	$164,000	3,980
Total noninterest income	$241,000	7,102
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,717
Total noninterest expense	$946,000	8,288
Salaries and employee benefits	$490,000	8,423
Premises and equipment expense	$175,000	7,150
Additional noninterest expense	$281,000	8,298
Pre-tax net operating income	$-63,000	9,885
Securities gains (losses)	$0	4,449
Applicable income taxes	$-66,000	10,166
Income before extraordinary items	$3,000	9,824
Extraordinary gains, net	$0	32
Net income	$3,000	9,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,524
Cash dividends	$80,000	6,486
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,000	9,776
1997-12-31 (YTD Data)		Rank
Total interest income	$1,395,000	9,813
Total interest expense	$602,000	9,820
Net interest income	$793,000	9,693
Provision for loan and lease losses	$93,000	5,327
Total noninterest income	$247,000	7,250
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	7,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,514
Total noninterest expense	$822,000	8,957
Salaries and employee benefits	$419,000	9,142
Premises and equipment expense	$140,000	8,021
Additional noninterest expense	$263,000	8,699
Pre-tax net operating income	$125,000	9,968
Securities gains (losses)	$0	3,944
Applicable income taxes	$26,000	9,624
Income before extraordinary items	$99,000	9,971
Extraordinary gains, net	$0	44
Net income	$99,000	9,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,088
Cash dividends	$200,000	5,346
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$99,000	9,929
1996-12-31 (YTD Data)		Rank
Total interest income	$1,434,000	10,205
Total interest expense	$604,000	10,260
Net interest income	$830,000	10,032
Provision for loan and lease losses	$31,000	7,373
Total noninterest income	$265,000	7,397
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	7,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	5,634
Total noninterest expense	$671,000	9,909
Salaries and employee benefits	$425,000	9,429
Premises and equipment expense	$80,000	9,811
Additional noninterest expense	$166,000	10,357
Pre-tax net operating income	$393,000	8,547
Securities gains (losses)	$0	4,148
Applicable income taxes	$161,000	7,713
Income before extraordinary items	$232,000	8,981
Extraordinary gains, net	$0	53
Net income	$232,000	8,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,674
Cash dividends	$100,000	6,641
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$232,000	8,926
1995-12-31 (YTD Data)		Rank
Total interest income	$1,410,000	10,671
Total interest expense	$566,000	10,787
Net interest income	$844,000	10,404
Provision for loan and lease losses	$115,000	4,295
Total noninterest income	$161,000	9,123
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	7,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	9,521
Total noninterest expense	$698,000	10,195
Salaries and employee benefits	$394,000	9,996
Premises and equipment expense	$99,000	9,652
Additional noninterest expense	$205,000	10,353
Pre-tax net operating income	$192,000	10,514
Securities gains (losses)	$0	3,831
Applicable income taxes	$72,000	9,749
Income before extraordinary items	$120,000	10,748
Extraordinary gains, net	$0	65
Net income	$120,000	10,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,529
Cash dividends	$100,000	6,741
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$120,000	10,720
1994-12-31 (YTD Data)		Rank
Total interest income	$1,378,000	10,984
Total interest expense	$489,000	11,150
Net interest income	$889,000	10,755
Provision for loan and lease losses	$160,000	3,463
Total noninterest income	$165,000	9,413
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	7,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	9,618
Total noninterest expense	$716,000	10,631
Salaries and employee benefits	$391,000	10,362
Premises and equipment expense	$107,000	9,803
Additional noninterest expense	$218,000	10,917
Pre-tax net operating income	$178,000	11,070
Securities gains (losses)	$0	3,600
Applicable income taxes	$69,000	10,040
Income before extraordinary items	$109,000	11,302
Extraordinary gains, net	$0	249
Net income	$109,000	11,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,234
Cash dividends	$175,000	5,766
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$109,000	11,341
1993-12-31 (YTD Data)		Rank
Total interest income	$1,448,000	11,345
Total interest expense	$505,000	11,655
Net interest income	$943,000	10,985
Provision for loan and lease losses	$61,000	6,929
Total noninterest income	$185,000	9,506
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,758
Total noninterest expense	$690,000	11,215
Salaries and employee benefits	$374,000	10,895
Premises and equipment expense	$90,000	10,795
Additional noninterest expense	$226,000	11,382
Pre-tax net operating income	$377,000	9,601
Securities gains (losses)	$0	7,477
Applicable income taxes	$156,000	8,496
Income before extraordinary items	$221,000	10,396
Extraordinary gains, net	$0	3,149
Net income	$221,000	10,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,917
Cash dividends	$125,000	6,440
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$221,000	10,159
1992-12-31 (YTD Data)		Rank
Total interest income	$1,501,000	11,968
Total interest expense	$634,000	12,141
Net interest income	$867,000	11,645
Provision for loan and lease losses	$46,000	9,271
Total noninterest income	$202,000	9,377
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	7,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,744
Total noninterest expense	$668,000	11,693
Salaries and employee benefits	$350,000	11,434
Premises and equipment expense	$26,000	13,525
Additional noninterest expense	$292,000	10,946
Pre-tax net operating income	$355,000	9,641
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$146,000	8,720
Income before extraordinary items	$210,000	10,468
Extraordinary gains, net	$0	1,422
Net income	$210,000	10,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	6,028
Cash dividends	$100,000	6,542
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$209,360	10,126

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.