Home > Flagship Bank FSB > Income and Expense
Flagship Bank FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 6,458 |
| Total interest expense | $2,581,000 | 5,380 |
| Net interest income | $1,856,000 | 7,454 |
| Provision for loan and lease losses | $481,000 | 1,785 |
| Total noninterest income | $396,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $396,000 | 3,423 |
| Total noninterest expense | $2,890,000 | 4,420 |
| Salaries and employee benefits | $1,538,000 | 4,220 |
| Premises and equipment expense | $525,000 | 3,632 |
| Additional noninterest expense | $827,000 | 5,082 |
| Pre-tax net operating income | $-1,119,000 | 11,350 |
| Securities gains (losses) | $234,000 | 640 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-885,000 | 11,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-885,000 | 11,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $308,000 | 524 |
| Net operating income | $-1,119,000 | 11,355 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 6,090 |
| Total interest expense | $3,493,000 | 4,166 |
| Net interest income | $1,396,000 | 8,795 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $271,000 | 7,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $2,109,000 | 5,757 |
| Salaries and employee benefits | $945,000 | 6,322 |
| Premises and equipment expense | $507,000 | 3,723 |
| Additional noninterest expense | $657,000 | 6,149 |
| Pre-tax net operating income | $-507,000 | 11,796 |
| Securities gains (losses) | $120,000 | 881 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-388,000 | 11,769 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-388,000 | 11,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-508,000 | 11,791 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 5,757 |
| Total interest expense | $3,011,000 | 3,950 |
| Net interest income | $1,885,000 | 7,844 |
| Provision for loan and lease losses | $164,000 | 3,426 |
| Total noninterest income | $415,000 | 6,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $2,651,000 | 4,901 |
| Salaries and employee benefits | $1,323,000 | 4,806 |
| Premises and equipment expense | $554,000 | 3,495 |
| Additional noninterest expense | $774,000 | 5,860 |
| Pre-tax net operating income | $-515,000 | 12,388 |
| Securities gains (losses) | $427,000 | 302 |
| Applicable income taxes | $-49,000 | 12,212 |
| Income before extraordinary items | $-39,000 | 12,093 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-39,000 | 12,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-312,280 | 12,300 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 6,021 |
| Total interest expense | $2,525,000 | 4,766 |
| Net interest income | $2,241,000 | 7,056 |
| Provision for loan and lease losses | $341,000 | 2,758 |
| Total noninterest income | $132,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $2,922,000 | 4,621 |
| Salaries and employee benefits | $1,455,000 | 4,392 |
| Premises and equipment expense | $647,000 | 3,098 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $-890,000 | 12,953 |
| Securities gains (losses) | $1,314,000 | 433 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $422,000 | 8,213 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $422,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,358 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-892,000 | 12,941 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,758,000 | 5,683 |
| Total interest expense | $3,348,000 | 4,717 |
| Net interest income | $2,410,000 | 6,776 |
| Provision for loan and lease losses | $219,000 | 4,999 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $266,000 | 4,770 |
| Total noninterest expense | $2,436,000 | 5,421 |
| Salaries and employee benefits | $1,281,000 | 4,887 |
| Premises and equipment expense | $566,000 | 3,549 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $21,000 | 12,584 |
| Securities gains (losses) | $847,000 | 739 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $786,000 | 5,435 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $786,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $15,230 | 12,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.