Home > Five Star Bank Natomas > Income and Expense
Five Star Bank Natomas, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 7,542 |
| Total interest expense | $402,000 | 7,684 |
| Net interest income | $1,440,000 | 7,401 |
| Provision for loan and lease losses | $373,000 | 2,500 |
| Total noninterest income | $29,000 | 8,727 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $1,579,000 | 6,752 |
| Salaries and employee benefits | $806,000 | 6,904 |
| Premises and equipment expense | $289,000 | 5,776 |
| Additional noninterest expense | $484,000 | 6,642 |
| Pre-tax net operating income | $-483,000 | 8,655 |
| Securities gains (losses) | $42,000 | 1,872 |
| Applicable income taxes | $-15,000 | 8,602 |
| Income before extraordinary items | $-426,000 | 8,687 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-426,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 78 |
| Net operating income | $-466,740 | 8,675 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 8,022 |
| Total interest expense | $217,000 | 8,173 |
| Net interest income | $851,000 | 7,868 |
| Provision for loan and lease losses | $283,000 | 2,369 |
| Total noninterest income | $26,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,000 | 7,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $1,112,000 | 6,896 |
| Salaries and employee benefits | $576,000 | 7,001 |
| Premises and equipment expense | $216,000 | 5,757 |
| Additional noninterest expense | $320,000 | 6,941 |
| Pre-tax net operating income | $-518,000 | 8,778 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $-18,000 | 8,760 |
| Income before extraordinary items | $-480,000 | 8,801 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-480,000 | 8,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 62 |
| Net operating income | $-499,200 | 8,783 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $432,000 | 8,618 |
| Total interest expense | $70,000 | 8,755 |
| Net interest income | $362,000 | 8,493 |
| Provision for loan and lease losses | $133,000 | 2,946 |
| Total noninterest income | $24,000 | 8,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $741,000 | 6,926 |
| Salaries and employee benefits | $385,000 | 7,032 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $214,000 | 6,980 |
| Pre-tax net operating income | $-488,000 | 8,895 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-18,000 | 8,827 |
| Income before extraordinary items | $-470,000 | 8,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-470,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 40 |
| Net operating income | $-470,000 | 8,902 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $130,000 | 8,916 |
| Total interest expense | $21,000 | 8,938 |
| Net interest income | $109,000 | 8,854 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $364,000 | 7,018 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $-302,000 | 8,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-12,000 | 8,870 |
| Income before extraordinary items | $-290,000 | 8,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-290,000 | 8,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 24 |
| Net operating income | $-290,000 | 8,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.