Home > Five Star Bank > Income and Expense

Five Star Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$176,110,000332
Total interest expense$58,856,000351
Net interest income$117,254,000333
Provision for loan and lease losses$4,000,000378
Total noninterest income$5,951,0001,054
Gross Fiduciary activities income$0981
Service charges on deposit accounts$144,0003,028
Trading account gains and fees$0123
Additional Noninterest Income$5,807,000798
Total noninterest expense$45,276,000618
Salaries and employee benefits$26,188,000594
Premises and equipment expense$2,353,0001,053
Additional noninterest expense$5,807,000798
Pre-tax net operating income$73,929,000265
Securities gains (losses)$-167,0003,913
Applicable income taxes$21,126,000199
Income before extraordinary items$52,636,000274
Extraordinary gains, net$054
Net income$52,636,000277
Minority interest net income$088
Net income of bank and minority interests.$52,636,000276
Net charge-offs$3,190,000308
Cash dividends$19,643,000306
Sale, conversion, retirement of capital stock, net$0540
Net operating income$52,767,930283
2023-09-30 (YTD Data)Rank
Total interest income$129,405,000330
Total interest expense$40,515,000354
Net interest income$88,890,000331
Provision for loan and lease losses$3,200,000347
Total noninterest income$4,373,0001,082
Gross Fiduciary activities income$0950
Service charges on deposit accounts$88,0003,247
Trading account gains and fees$0125
Additional Noninterest Income$4,285,000823
Total noninterest expense$33,177,000637
Salaries and employee benefits$19,214,000610
Premises and equipment expense$1,726,0001,076
Additional noninterest expense$4,285,000823
Pre-tax net operating income$56,886,000265
Securities gains (losses)$0849
Applicable income taxes$16,120,000211
Income before extraordinary items$40,766,000279
Extraordinary gains, net$052
Net income$40,766,000281
Minority interest net income$081
Net income of bank and minority interests.$40,766,000280
Net charge-offs$2,493,000270
Cash dividends$16,192,000271
Sale, conversion, retirement of capital stock, net$0507
Net operating income$40,766,000284
2023-06-30 (YTD Data)Rank
Total interest income$83,835,000321
Total interest expense$24,055,000350
Net interest income$59,780,000325
Provision for loan and lease losses$2,150,000345
Total noninterest income$3,459,000922
Gross Fiduciary activities income$0931
Service charges on deposit accounts$47,0003,423
Trading account gains and fees$0112
Additional Noninterest Income$3,412,000688
Total noninterest expense$21,840,000629
Salaries and employee benefits$12,567,000610
Premises and equipment expense$1,132,0001,083
Additional noninterest expense$3,412,000688
Pre-tax net operating income$39,249,000256
Securities gains (losses)$0938
Applicable income taxes$10,830,000209
Income before extraordinary items$28,419,000268
Extraordinary gains, net$051
Net income$28,419,000273
Minority interest net income$081
Net income of bank and minority interests.$28,419,000268
Net charge-offs$1,487,000262
Cash dividends$9,741,000286
Sale, conversion, retirement of capital stock, net$0486
Net operating income$28,419,000270
2022-12-31 (YTD Data)Rank
Total interest income$119,378,000356
Total interest expense$11,107,000417
Net interest income$108,271,000339
Provision for loan and lease losses$6,700,000222
Total noninterest income$5,692,0001,105
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$100,0003,440
Trading account gains and fees$0116
Additional Noninterest Income$5,592,000830
Total noninterest expense$37,834,000704
Salaries and employee benefits$21,564,000693
Premises and equipment expense$2,059,0001,173
Additional noninterest expense$5,592,000830
Pre-tax net operating income$69,429,000305
Securities gains (losses)$5,000515
Applicable income taxes$20,151,000234
Income before extraordinary items$49,283,000315
Extraordinary gains, net$05
Net income$49,283,000315
Minority interest net income$063
Net income of bank and minority interests.$49,283,000315
Net charge-offs$1,554,000323
Cash dividends$16,301,000324
Sale, conversion, retirement of capital stock, net$39,000,00027
Net operating income$49,279,050326
2022-09-30 (YTD Data)Rank
Total interest income$81,369,000362
Total interest expense$4,434,000514
Net interest income$76,935,000349
Provision for loan and lease losses$5,450,000192
Total noninterest income$4,697,0001,046
Gross Fiduciary activities income$0968
Service charges on deposit accounts$86,0003,345
Trading account gains and fees$0111
Additional Noninterest Income$4,611,000790
Total noninterest expense$27,990,000707
Salaries and employee benefits$16,101,000700
Premises and equipment expense$1,548,0001,164
Additional noninterest expense$4,611,000790
Pre-tax net operating income$48,192,000320
Securities gains (losses)$5,000540
Applicable income taxes$13,790,000265
Income before extraordinary items$34,407,000338
Extraordinary gains, net$04
Net income$34,407,000338
Minority interest net income$057
Net income of bank and minority interests.$34,407,000338
Net charge-offs$855,000331
Cash dividends$13,714,000277
Sale, conversion, retirement of capital stock, net$39,000,00023
Net operating income$34,403,050346
2022-06-30 (YTD Data)Rank
Total interest income$49,406,000374
Total interest expense$1,571,000737
Net interest income$47,835,000358
Provision for loan and lease losses$3,200,000190
Total noninterest income$3,582,000944
Gross Fiduciary activities income$0925
Service charges on deposit accounts$57,0003,370
Trading account gains and fees$0108
Additional Noninterest Income$3,525,000736
Total noninterest expense$18,608,000695
Salaries and employee benefits$10,721,000696
Premises and equipment expense$1,033,0001,160
Additional noninterest expense$6,854,000590
Pre-tax net operating income$29,609,000325
Securities gains (losses)$5,000481
Applicable income taxes$8,360,000269
Income before extraordinary items$21,254,000347
Extraordinary gains, net$04
Net income$21,254,000347
Minority interest net income$060
Net income of bank and minority interests.$21,254,000347
Net charge-offs$657,000287
Cash dividends$10,627,000252
Sale, conversion, retirement of capital stock, net$0494
Net operating income$21,250,050358
2022-03-31 (YTD Data)Rank
Total interest income$23,171,000386
Total interest expense$545,0001,007
Net interest income$22,626,000368
Provision for loan and lease losses$950,000206
Total noninterest income$1,860,000933
Gross Fiduciary activities income$0892
Service charges on deposit accounts$26,0003,454
Trading account gains and fees$0103
Additional Noninterest Income$1,834,000730
Total noninterest expense$9,021,000717
Salaries and employee benefits$5,428,000690
Premises and equipment expense$520,0001,161
Additional noninterest expense$3,073,000640
Pre-tax net operating income$14,515,000319
Securities gains (losses)$5,000455
Applicable income taxes$3,960,000270
Income before extraordinary items$10,560,000341
Extraordinary gains, net$04
Net income$10,560,000342
Minority interest net income$050
Net income of bank and minority interests.$10,560,000342
Net charge-offs$289,000297
Cash dividends$7,540,000203
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,556,050350
2021-12-31 (YTD Data)Rank
Total interest income$82,620,000434
Total interest expense$2,199,0001,230
Net interest income$80,421,000412
Provision for loan and lease losses$1,700,000349
Total noninterest income$5,518,0001,228
Gross Fiduciary activities income$0994
Service charges on deposit accounts$101,0003,448
Trading account gains and fees$0132
Additional Noninterest Income$5,417,0001,013
Total noninterest expense$32,484,000781
Salaries and employee benefits$19,155,000761
Premises and equipment expense$1,938,0001,250
Additional noninterest expense$11,391,000695
Pre-tax net operating income$51,755,000379
Securities gains (losses)$724,000272
Applicable income taxes$5,519,000583
Income before extraordinary items$46,960,000355
Extraordinary gains, net$010
Net income$46,960,000355
Minority interest net income$074
Net income of bank and minority interests.$46,960,000355
Net charge-offs$646,000545
Cash dividends$27,630,000242
Sale, conversion, retirement of capital stock, net$80,800,00010
Net operating income$46,315,640352
2021-09-30 (YTD Data)Rank
Total interest income$60,094,000448
Total interest expense$1,747,0001,226
Net interest income$58,347,000426
Provision for loan and lease losses$200,0001,464
Total noninterest income$4,017,0001,281
Gross Fiduciary activities income$0957
Service charges on deposit accounts$74,0003,493
Trading account gains and fees$0132
Additional Noninterest Income$3,943,0001,062
Total noninterest expense$23,828,000808
Salaries and employee benefits$14,158,000782
Premises and equipment expense$1,394,0001,302
Additional noninterest expense$8,276,000715
Pre-tax net operating income$38,336,000393
Securities gains (losses)$709,000249
Applicable income taxes$3,944,000629
Income before extraordinary items$35,101,000362
Extraordinary gains, net$08
Net income$35,101,000361
Minority interest net income$069
Net income of bank and minority interests.$35,101,000362
Net charge-offs$541,000475
Cash dividends$24,546,000209
Sale, conversion, retirement of capital stock, net$80,800,0009
Net operating income$34,462,900358
2021-06-30 (YTD Data)Rank
Total interest income$38,965,000457
Total interest expense$1,266,0001,184
Net interest income$37,699,000431
Provision for loan and lease losses$200,0001,183
Total noninterest income$2,722,0001,257
Gross Fiduciary activities income$0951
Service charges on deposit accounts$45,0003,559
Trading account gains and fees$0133
Additional Noninterest Income$2,677,0001,061
Total noninterest expense$15,472,000818
Salaries and employee benefits$9,388,000784
Premises and equipment expense$892,0001,345
Additional noninterest expense$5,192,000737
Pre-tax net operating income$24,749,000396
Securities gains (losses)$274,000396
Applicable income taxes$1,512,000887
Income before extraordinary items$23,511,000348
Extraordinary gains, net$06
Net income$23,511,000347
Minority interest net income$067
Net income of bank and minority interests.$23,511,000348
Net charge-offs$236,000590
Cash dividends$21,462,000165
Sale, conversion, retirement of capital stock, net$80,800,0007
Net operating income$23,253,440342
2021-03-31 (YTD Data)Rank
Total interest income$19,405,000455
Total interest expense$697,0001,140
Net interest income$18,708,000430
Provision for loan and lease losses$200,000806
Total noninterest income$1,218,0001,345
Gross Fiduciary activities income$0922
Service charges on deposit accounts$19,0003,714
Trading account gains and fees$0127
Additional Noninterest Income$1,199,0001,140
Total noninterest expense$7,663,000824
Salaries and employee benefits$4,617,000787
Premises and equipment expense$451,0001,350
Additional noninterest expense$2,595,000728
Pre-tax net operating income$12,063,000402
Securities gains (losses)$182,000349
Applicable income taxes$339,0001,420
Income before extraordinary items$11,906,000348
Extraordinary gains, net$03
Net income$11,906,000346
Minority interest net income$055
Net income of bank and minority interests.$11,906,000348
Net charge-offs$118,000573
Cash dividends$11,957,000140
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,729,460345
2020-12-31 (YTD Data)Rank
Total interest income$75,159,000468
Total interest expense$7,408,000656
Net interest income$67,751,000440
Provision for loan and lease losses$9,000,000388
Total noninterest income$7,094,0001,014
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$124,0003,326
Trading account gains and fees$0133
Additional Noninterest Income$6,970,000816
Total noninterest expense$27,233,000887
Salaries and employee benefits$15,437,000884
Premises and equipment expense$1,715,0001,370
Additional noninterest expense$10,081,000737
Pre-tax net operating income$38,612,000361
Securities gains (losses)$1,438,000278
Applicable income taxes$1,337,0001,225
Income before extraordinary items$38,713,000306
Extraordinary gains, net$04
Net income$38,713,000304
Minority interest net income$072
Net income of bank and minority interests.$38,713,000306
Net charge-offs$1,726,000458
Cash dividends$28,077,000226
Sale, conversion, retirement of capital stock, net$13,500,00046
Net operating income$37,318,140309
2020-09-30 (YTD Data)Rank
Total interest income$54,273,000477
Total interest expense$6,390,000618
Net interest income$47,883,000455
Provision for loan and lease losses$6,000,000436
Total noninterest income$4,985,0001,026
Gross Fiduciary activities income$0981
Service charges on deposit accounts$93,0003,340
Trading account gains and fees$0125
Additional Noninterest Income$4,892,000826
Total noninterest expense$18,735,000933
Salaries and employee benefits$10,134,000971
Premises and equipment expense$1,239,0001,409
Additional noninterest expense$7,362,000738
Pre-tax net operating income$28,133,000346
Securities gains (losses)$1,241,000257
Applicable income taxes$1,036,0001,160
Income before extraordinary items$28,338,000286
Extraordinary gains, net$04
Net income$28,338,000284
Minority interest net income$065
Net income of bank and minority interests.$28,338,000286
Net charge-offs$1,363,000417
Cash dividends$20,170,000228
Sale, conversion, retirement of capital stock, net$13,500,00037
Net operating income$27,146,640285
2020-06-30 (YTD Data)Rank
Total interest income$35,659,000490
Total interest expense$4,627,000616
Net interest income$31,032,000475
Provision for loan and lease losses$4,150,000452
Total noninterest income$2,908,0001,062
Gross Fiduciary activities income$0970
Service charges on deposit accounts$69,0003,242
Trading account gains and fees$0123
Additional Noninterest Income$2,839,000849
Total noninterest expense$11,913,000951
Salaries and employee benefits$6,307,0001,019
Premises and equipment expense$792,0001,439
Additional noninterest expense$4,814,000744
Pre-tax net operating income$17,877,000312
Securities gains (losses)$966,000228
Applicable income taxes$665,0001,120
Income before extraordinary items$18,178,000269
Extraordinary gains, net$04
Net income$18,178,000269
Minority interest net income$065
Net income of bank and minority interests.$18,178,000269
Net charge-offs$1,159,000360
Cash dividends$12,468,000243
Sale, conversion, retirement of capital stock, net$0504
Net operating income$17,250,640272
2020-03-31 (YTD Data)Rank
Total interest income$17,220,000514
Total interest expense$2,367,000675
Net interest income$14,853,000488
Provision for loan and lease losses$2,600,000347
Total noninterest income$1,020,0001,268
Gross Fiduciary activities income$0941
Service charges on deposit accounts$44,0003,201
Trading account gains and fees$0106
Additional Noninterest Income$976,000991
Total noninterest expense$5,992,000961
Salaries and employee benefits$3,361,000973
Premises and equipment expense$380,0001,502
Additional noninterest expense$2,251,000786
Pre-tax net operating income$7,281,000336
Securities gains (losses)$532,000176
Applicable income taxes$278,0001,135
Income before extraordinary items$7,535,000282
Extraordinary gains, net$04
Net income$7,535,000281
Minority interest net income$056
Net income of bank and minority interests.$7,535,000282
Net charge-offs$1,023,000238
Cash dividends$7,199,000246
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,024,280296
2019-12-31 (YTD Data)Rank
Total interest income$65,352,000541
Total interest expense$10,034,000683
Net interest income$55,318,000502
Provision for loan and lease losses$5,500,000246
Total noninterest income$4,785,0001,158
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$206,0003,121
Trading account gains and fees$0135
Additional Noninterest Income$4,579,000884
Total noninterest expense$21,678,0001,021
Salaries and employee benefits$11,912,0001,045
Premises and equipment expense$1,575,0001,444
Additional noninterest expense$8,191,000836
Pre-tax net operating income$32,925,000415
Securities gains (losses)$-66,0005,045
Applicable income taxes$1,071,0001,370
Income before extraordinary items$31,788,000370
Extraordinary gains, net$011
Net income$31,788,000370
Minority interest net income$076
Net income of bank and minority interests.$31,788,000371
Net charge-offs$2,224,000378
Cash dividends$27,887,000249
Sale, conversion, retirement of capital stock, net$25,838,00032
Net operating income$31,852,020363
2019-09-30 (YTD Data)Rank
Total interest income$48,070,000555
Total interest expense$7,563,000683
Net interest income$40,507,000515
Provision for loan and lease losses$3,600,000263
Total noninterest income$3,330,0001,206
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$147,0003,220
Trading account gains and fees$0129
Additional Noninterest Income$3,183,000914
Total noninterest expense$15,722,0001,045
Salaries and employee benefits$8,687,0001,072
Premises and equipment expense$1,186,0001,452
Additional noninterest expense$5,849,000866
Pre-tax net operating income$24,515,000423
Securities gains (losses)$-67,0005,133
Applicable income taxes$860,0001,355
Income before extraordinary items$23,588,000371
Extraordinary gains, net$011
Net income$23,588,000372
Minority interest net income$072
Net income of bank and minority interests.$23,588,000372
Net charge-offs$1,284,000414
Cash dividends$20,226,000243
Sale, conversion, retirement of capital stock, net$22,500,00024
Net operating income$23,652,320366
2019-06-30 (YTD Data)Rank
Total interest income$31,305,000565
Total interest expense$4,990,000681
Net interest income$26,315,000529
Provision for loan and lease losses$2,000,000287
Total noninterest income$2,025,0001,264
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$104,0003,155
Trading account gains and fees$0131
Additional Noninterest Income$1,921,000959
Total noninterest expense$10,414,0001,051
Salaries and employee benefits$5,650,0001,093
Premises and equipment expense$802,0001,440
Additional noninterest expense$3,962,000856
Pre-tax net operating income$15,926,000420
Securities gains (losses)$-69,0005,185
Applicable income taxes$559,0001,348
Income before extraordinary items$15,298,000379
Extraordinary gains, net$011
Net income$15,298,000380
Minority interest net income$069
Net income of bank and minority interests.$15,298,000380
Net charge-offs$878,000375
Cash dividends$12,892,000245
Sale, conversion, retirement of capital stock, net$12,500,00024
Net operating income$15,364,240369
2019-03-31 (YTD Data)Rank
Total interest income$15,182,000576
Total interest expense$2,340,000706
Net interest income$12,842,000543
Provision for loan and lease losses$800,000332
Total noninterest income$719,0001,536
Gross Fiduciary activities income$0972
Service charges on deposit accounts$45,0003,322
Trading account gains and fees$0126
Additional Noninterest Income$674,0001,197
Total noninterest expense$5,026,0001,069
Salaries and employee benefits$2,733,0001,129
Premises and equipment expense$413,0001,415
Additional noninterest expense$1,880,000880
Pre-tax net operating income$7,735,000427
Securities gains (losses)$-26,0005,205
Applicable income taxes$273,0001,329
Income before extraordinary items$7,436,000374
Extraordinary gains, net$05
Net income$7,436,000375
Minority interest net income$052
Net income of bank and minority interests.$7,436,000375
Net charge-offs$552,000309
Cash dividends$5,574,000248
Sale, conversion, retirement of capital stock, net$12,500,00017
Net operating income$7,460,960365
2018-12-31 (YTD Data)Rank
Total interest income$51,518,000626
Total interest expense$5,695,000824
Net interest income$45,823,000598
Provision for loan and lease losses$4,000,000302
Total noninterest income$3,511,0001,385
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$223,0003,173
Trading account gains and feesNANA
Additional Noninterest Income$3,288,0001,069
Total noninterest expense$19,427,0001,092
Salaries and employee benefits$10,554,0001,131
Premises and equipment expense$1,439,0001,561
Additional noninterest expense$7,434,000898
Pre-tax net operating income$25,907,000482
Securities gains (losses)$-241,0005,180
Applicable income taxes$863,0001,512
Income before extraordinary items$24,803,000437
Extraordinary gains, net$06
Net income$24,803,000436
Minority interest net income$072
Net income of bank and minority interests.$24,803,000436
Net charge-offs$1,990,000364
Cash dividends$23,876,000238
Sale, conversion, retirement of capital stock, net$0671
Net operating income$25,036,770434
2018-09-30 (YTD Data)Rank
Total interest income$37,165,000640
Total interest expense$3,892,000850
Net interest income$33,273,000616
Provision for loan and lease losses$2,900,000298
Total noninterest income$2,418,0001,478
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$160,0003,252
Trading account gains and feesNANA
Additional Noninterest Income$2,258,0001,158
Total noninterest expense$13,172,0001,178
Salaries and employee benefits$7,556,0001,167
Premises and equipment expense$1,011,0001,667
Additional noninterest expense$4,605,0001,060
Pre-tax net operating income$19,619,000481
Securities gains (losses)$-135,0005,292
Applicable income taxes$691,0001,509
Income before extraordinary items$18,793,000431
Extraordinary gains, net$05
Net income$18,793,000430
Minority interest net income$066
Net income of bank and minority interests.$18,793,000430
Net charge-offs$1,528,000335
Cash dividends$18,297,000217
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,922,600429
2018-06-30 (YTD Data)Rank
Total interest income$24,086,000648
Total interest expense$2,418,000846
Net interest income$21,668,000625
Provision for loan and lease losses$1,500,000354
Total noninterest income$1,858,0001,351
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$132,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$1,726,0001,043
Total noninterest expense$8,642,0001,194
Salaries and employee benefits$4,953,0001,179
Premises and equipment expense$658,0001,716
Additional noninterest expense$3,031,0001,065
Pre-tax net operating income$13,384,000472
Securities gains (losses)$-78,0005,315
Applicable income taxes$473,0001,458
Income before extraordinary items$12,833,000424
Extraordinary gains, net$06
Net income$12,833,000422
Minority interest net income$065
Net income of bank and minority interests.$12,833,000423
Net charge-offs$316,000699
Cash dividends$11,611,000217
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,907,880421
2018-03-31 (YTD Data)Rank
Total interest income$11,240,000679
Total interest expense$1,003,000952
Net interest income$10,237,000658
Provision for loan and lease losses$600,000396
Total noninterest income$860,0001,414
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$66,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$794,0001,085
Total noninterest expense$4,097,0001,252
Salaries and employee benefits$2,433,0001,206
Premises and equipment expense$330,0001,725
Additional noninterest expense$1,334,0001,176
Pre-tax net operating income$6,400,000480
Securities gains (losses)$-48,0005,404
Applicable income taxes$225,0001,465
Income before extraordinary items$6,127,000428
Extraordinary gains, net$07
Net income$6,127,000427
Minority interest net income$052
Net income of bank and minority interests.$6,127,000428
Net charge-offs$77,000981
Cash dividends$5,908,000193
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,173,080428
2017-12-31 (YTD Data)Rank
Total interest income$39,000,000734
Total interest expense$2,804,0001,158
Net interest income$36,196,000705
Provision for loan and lease losses$1,500,000638
Total noninterest income$2,322,0001,851
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$274,0002,995
Trading account gains and feesNANA
Additional Noninterest Income$2,048,0001,507
Total noninterest expense$13,997,0001,432
Salaries and employee benefits$8,133,0001,390
Premises and equipment expense$1,426,0001,589
Additional noninterest expense$4,438,0001,375
Pre-tax net operating income$23,021,000491
Securities gains (losses)$-37,0005,264
Applicable income taxes$794,0002,075
Income before extraordinary items$22,190,000377
Extraordinary gains, net$09
Net income$22,190,000377
Minority interest net income$076
Net income of bank and minority interests.$22,190,000378
Net charge-offs$215,0001,773
Cash dividends$19,052,000243
Sale, conversion, retirement of capital stock, net$0711
Net operating income$22,225,890377
2017-09-30 (YTD Data)Rank
Total interest income$28,159,000762
Total interest expense$1,998,0001,190
Net interest income$26,161,000729
Provision for loan and lease losses$800,000833
Total noninterest income$1,317,0002,222
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$200,0003,068
Trading account gains and feesNANA
Additional Noninterest Income$1,117,0001,849
Total noninterest expense$10,124,0001,486
Salaries and employee benefits$5,869,0001,437
Premises and equipment expense$1,034,0001,638
Additional noninterest expense$3,221,0001,411
Pre-tax net operating income$16,554,000519
Securities gains (losses)$02,274
Applicable income taxes$577,0001,959
Income before extraordinary items$15,977,000425
Extraordinary gains, net$09
Net income$15,977,000424
Minority interest net income$071
Net income of bank and minority interests.$15,977,000425
Net charge-offs$215,0001,346
Cash dividends$13,548,000232
Sale, conversion, retirement of capital stock, net$0677
Net operating income$15,977,000422
2017-06-30 (YTD Data)Rank
Total interest income$17,888,000790
Total interest expense$1,225,0001,248
Net interest income$16,663,000754
Provision for loan and lease losses$300,0001,177
Total noninterest income$653,0002,595
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$136,0003,032
Trading account gains and feesNANA
Additional Noninterest Income$517,0002,284
Total noninterest expense$6,486,0001,535
Salaries and employee benefits$3,683,0001,521
Premises and equipment expense$663,0001,713
Additional noninterest expense$2,140,0001,419
Pre-tax net operating income$10,530,000527
Securities gains (losses)$14,0001,120
Applicable income taxes$369,0001,983
Income before extraordinary items$10,175,000441
Extraordinary gains, net$011
Net income$10,175,000440
Minority interest net income$071
Net income of bank and minority interests.$10,175,000441
Net charge-offs$03,512
Cash dividends$8,788,000230
Sale, conversion, retirement of capital stock, net$0659
Net operating income$10,161,420435
2017-03-31 (YTD Data)Rank
Total interest income$8,614,000819
Total interest expense$561,0001,332
Net interest income$8,053,000783
Provision for loan and lease losses$300,000670
Total noninterest income$256,0002,927
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$64,0003,120
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,628
Total noninterest expense$3,024,0001,641
Salaries and employee benefits$1,722,0001,636
Premises and equipment expense$317,0001,806
Additional noninterest expense$985,0001,528
Pre-tax net operating income$4,985,000530
Securities gains (losses)$01,153
Applicable income taxes$174,0001,983
Income before extraordinary items$4,811,000450
Extraordinary gains, net$08
Net income$4,811,000448
Minority interest net income$055
Net income of bank and minority interests.$4,811,000450
Net charge-offs$02,943
Cash dividends$4,400,000217
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,811,000442
2016-12-31 (YTD Data)Rank
Total interest income$30,648,000880
Total interest expense$1,778,0001,556
Net interest income$28,870,000821
Provision for loan and lease losses$1,500,000647
Total noninterest income$1,002,0003,041
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$252,0003,253
Trading account gains and fees$0170
Additional Noninterest Income$750,0002,738
Total noninterest expense$11,685,0001,663
Salaries and employee benefits$6,277,0001,713
Premises and equipment expense$1,264,0001,779
Additional noninterest expense$4,144,0001,485
Pre-tax net operating income$16,687,000594
Securities gains (losses)$60,0001,716
Applicable income taxes$588,0002,126
Income before extraordinary items$16,159,000487
Extraordinary gains, net$05
Net income$16,159,000484
Minority interest net income$082
Net income of bank and minority interests.$16,159,000486
Net charge-offs$-66,0005,426
Cash dividends$14,521,000272
Sale, conversion, retirement of capital stock, net$12,300,00045
Net operating income$16,101,400482
2016-09-30 (YTD Data)Rank
Total interest income$22,524,000893
Total interest expense$1,312,0001,575
Net interest income$21,212,000829
Provision for loan and lease losses$1,500,000507
Total noninterest income$703,0003,136
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$184,0003,308
Trading account gains and fees$0169
Additional Noninterest Income$519,0002,853
Total noninterest expense$8,504,0001,705
Salaries and employee benefits$4,531,0001,770
Premises and equipment expense$943,0001,793
Additional noninterest expense$3,030,0001,526
Pre-tax net operating income$11,911,000616
Securities gains (losses)$32,0002,062
Applicable income taxes$419,0002,199
Income before extraordinary items$11,524,000516
Extraordinary gains, net$05
Net income$11,524,000515
Minority interest net income$071
Net income of bank and minority interests.$11,524,000516
Net charge-offs$-66,0005,455
Cash dividends$11,492,000255
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,493,280505
2016-06-30 (YTD Data)Rank
Total interest income$14,830,000904
Total interest expense$875,0001,581
Net interest income$13,955,000842
Provision for loan and lease losses$300,0001,234
Total noninterest income$445,0003,227
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$122,0003,313
Trading account gains and fees$0157
Additional Noninterest Income$323,0002,932
Total noninterest expense$5,627,0001,719
Salaries and employee benefits$3,002,0001,783
Premises and equipment expense$623,0001,798
Additional noninterest expense$2,002,0001,531
Pre-tax net operating income$8,473,000582
Securities gains (losses)$32,0001,714
Applicable income taxes$296,0002,145
Income before extraordinary items$8,209,000477
Extraordinary gains, net$016
Net income$8,209,000473
Minority interest net income$071
Net income of bank and minority interests.$8,209,000476
Net charge-offs$-86,0005,665
Cash dividends$7,555,000264
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,177,960469
2016-03-31 (YTD Data)Rank
Total interest income$7,320,000919
Total interest expense$439,0001,569
Net interest income$6,881,000855
Provision for loan and lease losses$200,000957
Total noninterest income$192,0003,429
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$62,0003,264
Trading account gains and fees$0142
Additional Noninterest Income$130,0003,168
Total noninterest expense$2,738,0001,756
Salaries and employee benefits$1,432,0001,877
Premises and equipment expense$328,0001,746
Additional noninterest expense$978,0001,555
Pre-tax net operating income$4,135,000574
Securities gains (losses)$32,0001,025
Applicable income taxes$143,0002,145
Income before extraordinary items$4,024,000464
Extraordinary gains, net$012
Net income$4,024,000463
Minority interest net income$062
Net income of bank and minority interests.$4,024,000464
Net charge-offs$-6,0004,951
Cash dividends$3,625,000272
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,992,960460
2015-12-31 (YTD Data)Rank
Total interest income$26,398,000990
Total interest expense$1,478,0001,802
Net interest income$24,920,000918
Provision for loan and lease losses$350,0001,745
Total noninterest income$745,0003,547
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$206,0003,665
Trading account gains and fees$0159
Additional Noninterest Income$539,0003,186
Total noninterest expense$10,678,0001,776
Salaries and employee benefits$5,702,0001,828
Premises and equipment expense$1,202,0001,891
Additional noninterest expense$3,774,0001,607
Pre-tax net operating income$14,637,000634
Securities gains (losses)$24,0002,130
Applicable income taxes$505,0002,215
Income before extraordinary items$14,156,000525
Extraordinary gains, net$023
Net income$14,156,000525
Minority interest net income$081
Net income of bank and minority interests.$14,156,000526
Net charge-offs$-278,0005,918
Cash dividends$12,976,000314
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,132,720514
2015-09-30 (YTD Data)Rank
Total interest income$19,283,0001,019
Total interest expense$1,058,0001,886
Net interest income$18,225,000948
Provision for loan and lease losses$150,0002,243
Total noninterest income$525,0003,649
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$153,0003,708
Trading account gains and fees$0153
Additional Noninterest Income$372,0003,322
Total noninterest expense$7,823,0001,824
Salaries and employee benefits$4,162,0001,885
Premises and equipment expense$895,0001,918
Additional noninterest expense$2,766,0001,642
Pre-tax net operating income$10,777,000657
Securities gains (losses)$03,031
Applicable income taxes$380,0002,258
Income before extraordinary items$10,397,000543
Extraordinary gains, net$021
Net income$10,397,000542
Minority interest net income$078
Net income of bank and minority interests.$10,397,000543
Net charge-offs$-177,0005,933
Cash dividends$9,351,000296
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,397,000532
2015-06-30 (YTD Data)Rank
Total interest income$12,441,0001,045
Total interest expense$653,0002,005
Net interest income$11,788,000979
Provision for loan and lease losses$100,0002,201
Total noninterest income$290,0003,977
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$103,0003,682
Trading account gains and fees$0157
Additional Noninterest Income$187,0003,740
Total noninterest expense$5,158,0001,851
Salaries and employee benefits$2,727,0001,923
Premises and equipment expense$596,0001,923
Additional noninterest expense$1,835,0001,658
Pre-tax net operating income$6,820,000697
Securities gains (losses)$02,636
Applicable income taxes$242,0002,299
Income before extraordinary items$6,578,000573
Extraordinary gains, net$022
Net income$6,578,000570
Minority interest net income$075
Net income of bank and minority interests.$6,578,000573
Net charge-offs$-16,0005,405
Cash dividends$6,029,000299
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,578,000557
2015-03-31 (YTD Data)Rank
Total interest income$6,011,0001,081
Total interest expense$321,0002,040
Net interest income$5,690,0001,011
Provision for loan and lease losses$03,703
Total noninterest income$145,0003,970
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$48,0003,764
Trading account gains and fees$0152
Additional Noninterest Income$97,0003,638
Total noninterest expense$2,551,0001,863
Salaries and employee benefits$1,329,0001,970
Premises and equipment expense$304,0001,907
Additional noninterest expense$918,0001,640
Pre-tax net operating income$3,284,000685
Securities gains (losses)$02,027
Applicable income taxes$115,0002,325
Income before extraordinary items$3,169,000575
Extraordinary gains, net$013
Net income$3,169,000572
Minority interest net income$064
Net income of bank and minority interests.$3,169,000575
Net charge-offs$-8,0005,326
Cash dividends$3,014,000263
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,169,000556
2014-12-31 (YTD Data)Rank
Total interest income$23,593,0001,087
Total interest expense$1,342,0002,077
Net interest income$22,251,0001,013
Provision for loan and lease losses$350,0001,826
Total noninterest income$967,0003,168
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$154,0004,347
Trading account gains and fees$0180
Additional Noninterest Income$813,0002,615
Total noninterest expense$10,142,0001,858
Salaries and employee benefits$5,319,0001,929
Premises and equipment expense$1,200,0001,919
Additional noninterest expense$3,623,0001,707
Pre-tax net operating income$12,726,000664
Securities gains (losses)$165,000912
Applicable income taxes$431,0002,347
Income before extraordinary items$12,460,000548
Extraordinary gains, net$017
Net income$12,460,000546
Minority interest net income$084
Net income of bank and minority interests.$12,460,000548
Net charge-offs$54,0003,706
Cash dividends$11,800,000300
Sale, conversion, retirement of capital stock, net$12,500,00036
Net operating income$12,299,950547
2014-09-30 (YTD Data)Rank
Total interest income$17,576,0001,101
Total interest expense$1,010,0002,108
Net interest income$16,566,0001,028
Provision for loan and lease losses$350,0001,487
Total noninterest income$784,0003,063
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$115,0004,404
Trading account gains and fees$0174
Additional Noninterest Income$669,0002,496
Total noninterest expense$7,296,0001,946
Salaries and employee benefits$3,794,0002,032
Premises and equipment expense$888,0001,957
Additional noninterest expense$2,614,0001,762
Pre-tax net operating income$9,704,000649
Securities gains (losses)$39,0001,599
Applicable income taxes$336,0002,354
Income before extraordinary items$9,407,000544
Extraordinary gains, net$015
Net income$9,407,000541
Minority interest net income$081
Net income of bank and minority interests.$9,407,000544
Net charge-offs$291,0001,630
Cash dividends$8,697,000284
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,369,170534
2014-06-30 (YTD Data)Rank
Total interest income$11,499,0001,116
Total interest expense$700,0002,050
Net interest income$10,799,0001,046
Provision for loan and lease losses$50,0002,981
Total noninterest income$364,0003,660
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$79,0004,354
Trading account gains and fees$0172
Additional Noninterest Income$285,0003,110
Total noninterest expense$4,727,0002,007
Salaries and employee benefits$2,450,0002,108
Premises and equipment expense$577,0002,023
Additional noninterest expense$1,700,0001,808
Pre-tax net operating income$6,386,000649
Securities gains (losses)$39,0001,311
Applicable income taxes$219,0002,328
Income before extraordinary items$6,206,000527
Extraordinary gains, net$020
Net income$6,206,000526
Minority interest net income$080
Net income of bank and minority interests.$6,206,000527
Net charge-offs$-92,0006,299
Cash dividends$5,833,000272
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,168,170526
2014-03-31 (YTD Data)Rank
Total interest income$5,653,0001,131
Total interest expense$357,0002,035
Net interest income$5,296,0001,065
Provision for loan and lease losses$03,817
Total noninterest income$205,0003,426
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$38,0004,409
Trading account gains and fees$0147
Additional Noninterest Income$167,0002,814
Total noninterest expense$2,319,0002,045
Salaries and employee benefits$1,217,0002,125
Premises and equipment expense$292,0002,028
Additional noninterest expense$810,0001,872
Pre-tax net operating income$3,182,000637
Securities gains (losses)$01,715
Applicable income taxes$111,0002,264
Income before extraordinary items$3,071,000521
Extraordinary gains, net$016
Net income$3,071,000521
Minority interest net income$066
Net income of bank and minority interests.$3,071,000522
Net charge-offs$-67,0006,394
Cash dividends$2,857,000256
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,071,000519
2013-12-31 (YTD Data)Rank
Total interest income$22,440,0001,151
Total interest expense$1,787,0001,888
Net interest income$20,653,0001,069
Provision for loan and lease losses$05,091
Total noninterest income$1,651,0002,431
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$193,0004,162
Trading account gains and fees$0184
Additional Noninterest Income$1,458,0001,884
Total noninterest expense$9,841,0001,926
Salaries and employee benefits$4,806,0002,125
Premises and equipment expense$1,117,0002,035
Additional noninterest expense$3,918,0001,647
Pre-tax net operating income$12,463,000629
Securities gains (losses)$36,0002,016
Applicable income taxes$379,0002,419
Income before extraordinary items$12,120,000544
Extraordinary gains, net$029
Net income$12,120,000543
Minority interest net income$090
Net income of bank and minority interests.$12,120,000545
Net charge-offs$273,0002,679
Cash dividends$12,058,000287
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,085,080542
2013-09-30 (YTD Data)Rank
Total interest income$16,821,0001,151
Total interest expense$1,373,0001,900
Net interest income$15,448,0001,072
Provision for loan and lease losses$04,941
Total noninterest income$1,277,0002,434
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$150,0004,133
Trading account gains and fees$0180
Additional Noninterest Income$1,127,0001,895
Total noninterest expense$7,053,0002,012
Salaries and employee benefits$3,472,0002,203
Premises and equipment expense$850,0002,030
Additional noninterest expense$2,731,0001,733
Pre-tax net operating income$9,672,000628
Securities gains (losses)$29,0002,014
Applicable income taxes$320,0002,371
Income before extraordinary items$9,381,000552
Extraordinary gains, net$025
Net income$9,381,000551
Minority interest net income$084
Net income of bank and minority interests.$9,381,000554
Net charge-offs$584,0001,443
Cash dividends$8,966,000268
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,352,870541
2013-06-30 (YTD Data)Rank
Total interest income$11,150,0001,150
Total interest expense$926,0001,911
Net interest income$10,224,0001,068
Provision for loan and lease losses$04,788
Total noninterest income$856,0002,454
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$83,0004,443
Trading account gains and fees$0157
Additional Noninterest Income$773,0001,895
Total noninterest expense$4,628,0002,048
Salaries and employee benefits$2,351,0002,170
Premises and equipment expense$569,0002,028
Additional noninterest expense$1,708,0001,847
Pre-tax net operating income$6,452,000608
Securities gains (losses)$02,791
Applicable income taxes$208,0002,393
Income before extraordinary items$6,244,000545
Extraordinary gains, net$022
Net income$6,244,000545
Minority interest net income$082
Net income of bank and minority interests.$6,244,000547
Net charge-offs$-116,0006,709
Cash dividends$5,874,000259
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,244,000525
2013-03-31 (YTD Data)Rank
Total interest income$5,455,0001,180
Total interest expense$472,0001,924
Net interest income$4,983,0001,092
Provision for loan and lease losses$04,409
Total noninterest income$364,0002,708
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$326,0002,119
Total noninterest expense$2,352,0002,033
Salaries and employee benefits$1,247,0002,077
Premises and equipment expense$284,0002,062
Additional noninterest expense$821,0001,909
Pre-tax net operating income$2,995,000637
Securities gains (losses)$01,966
Applicable income taxes$97,0002,438
Income before extraordinary items$2,898,000565
Extraordinary gains, net$010
Net income$2,898,000562
Minority interest net income$076
Net income of bank and minority interests.$2,898,000566
Net charge-offs$-222,0006,921
Cash dividends$3,033,000213
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,898,000541
2012-12-31 (YTD Data)Rank
Total interest income$21,950,0001,211
Total interest expense$2,543,0001,723
Net interest income$19,407,0001,130
Provision for loan and lease losses$500,0002,712
Total noninterest income$1,262,0002,872
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$85,0005,653
Trading account gains and fees$0166
Additional Noninterest Income$1,177,0002,166
Total noninterest expense$9,215,0002,072
Salaries and employee benefits$4,664,0002,138
Premises and equipment expense$1,151,0002,016
Additional noninterest expense$3,400,0001,929
Pre-tax net operating income$10,954,000669
Securities gains (losses)$1,070,000484
Applicable income taxes$357,0002,500
Income before extraordinary items$11,667,000556
Extraordinary gains, net$029
Net income$11,667,000553
Minority interest net income$093
Net income of bank and minority interests.$11,667,000556
Net charge-offs$901,0001,932
Cash dividends$10,142,000318
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,629,100573
2012-09-30 (YTD Data)Rank
Total interest income$16,345,0001,249
Total interest expense$1,923,0001,778
Net interest income$14,422,0001,159
Provision for loan and lease losses$300,0002,961
Total noninterest income$819,0003,120
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$48,0006,080
Trading account gains and fees$0157
Additional Noninterest Income$771,0002,315
Total noninterest expense$6,844,0002,106
Salaries and employee benefits$3,468,0002,151
Premises and equipment expense$868,0002,032
Additional noninterest expense$2,508,0001,963
Pre-tax net operating income$8,097,000691
Securities gains (losses)$339,0001,003
Applicable income taxes$269,0002,578
Income before extraordinary items$8,167,000597
Extraordinary gains, net$020
Net income$8,167,000597
Minority interest net income$086
Net income of bank and minority interests.$8,167,000597
Net charge-offs$-1,0006,225
Cash dividends$6,604,000289
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,838,170592
2012-06-30 (YTD Data)Rank
Total interest income$10,752,0001,280
Total interest expense$1,282,0001,827
Net interest income$9,470,0001,178
Provision for loan and lease losses$300,0002,388
Total noninterest income$446,0003,462
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$29,0006,207
Trading account gains and fees$0153
Additional Noninterest Income$417,0002,586
Total noninterest expense$4,474,0002,155
Salaries and employee benefits$2,231,0002,233
Premises and equipment expense$573,0002,038
Additional noninterest expense$1,670,0001,964
Pre-tax net operating income$5,142,000723
Securities gains (losses)$9,0002,752
Applicable income taxes$163,0002,637
Income before extraordinary items$4,988,000632
Extraordinary gains, net$019
Net income$4,988,000632
Minority interest net income$084
Net income of bank and minority interests.$4,988,000632
Net charge-offs$69,0003,752
Cash dividends$4,246,000293
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,979,270613
2012-03-31 (YTD Data)Rank
Total interest income$5,340,0001,293
Total interest expense$641,0001,913
Net interest income$4,699,0001,184
Provision for loan and lease losses$300,0001,500
Total noninterest income$184,0003,819
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$12,0006,375
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,868
Total noninterest expense$2,203,0002,163
Salaries and employee benefits$1,119,0002,230
Premises and equipment expense$284,0002,069
Additional noninterest expense$800,0002,032
Pre-tax net operating income$2,380,000770
Securities gains (losses)$6,0001,875
Applicable income taxes$74,0002,717
Income before extraordinary items$2,312,000659
Extraordinary gains, net$019
Net income$2,312,000660
Minority interest net income$078
Net income of bank and minority interests.$2,312,000660
Net charge-offs$294,0001,512
Cash dividends$2,123,000249
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,306,180641
2011-12-31 (YTD Data)Rank
Total interest income$20,827,0001,374
Total interest expense$3,248,0001,818
Net interest income$17,579,0001,263
Provision for loan and lease losses$1,270,0002,089
Total noninterest income$655,0003,908
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$60,0006,162
Trading account gains and fees$0146
Additional Noninterest Income$595,0002,866
Total noninterest expense$8,779,0002,174
Salaries and employee benefits$4,354,0002,219
Premises and equipment expense$1,055,0002,307
Additional noninterest expense$3,370,0001,986
Pre-tax net operating income$8,185,000746
Securities gains (losses)$197,0001,467
Applicable income taxes$259,0002,660
Income before extraordinary items$8,123,000632
Extraordinary gains, net$029
Net income$8,123,000631
Minority interest net income$096
Net income of bank and minority interests.$8,123,000632
Net charge-offs$1,247,0002,103
Cash dividends$3,773,000553
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,931,910627
2011-09-30 (YTD Data)Rank
Total interest income$15,513,0001,401
Total interest expense$2,532,0001,822
Net interest income$12,981,0001,289
Provision for loan and lease losses$1,270,0001,690
Total noninterest income$491,0003,916
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$46,0006,170
Trading account gains and fees$0145
Additional Noninterest Income$445,0002,873
Total noninterest expense$6,520,0002,196
Salaries and employee benefits$3,199,0002,262
Premises and equipment expense$783,0002,352
Additional noninterest expense$2,538,0001,997
Pre-tax net operating income$5,682,000819
Securities gains (losses)$195,0001,238
Applicable income taxes$178,0002,758
Income before extraordinary items$5,699,000695
Extraordinary gains, net$021
Net income$5,699,000693
Minority interest net income$087
Net income of bank and minority interests.$5,699,000695
Net charge-offs$1,302,0001,641
Cash dividends$1,887,000675
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,509,850685
2011-06-30 (YTD Data)Rank
Total interest income$10,297,0001,422
Total interest expense$1,723,0001,854
Net interest income$8,574,0001,301
Provision for loan and lease losses$1,020,0001,480
Total noninterest income$274,0004,287
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$30,0006,196
Trading account gains and fees$0153
Additional Noninterest Income$244,0003,189
Total noninterest expense$4,312,0002,233
Salaries and employee benefits$2,182,0002,233
Premises and equipment expense$515,0002,394
Additional noninterest expense$1,615,0002,096
Pre-tax net operating income$3,516,000858
Securities gains (losses)$02,914
Applicable income taxes$103,0002,841
Income before extraordinary items$3,413,000750
Extraordinary gains, net$015
Net income$3,413,000747
Minority interest net income$089
Net income of bank and minority interests.$3,413,000750
Net charge-offs$384,0002,409
Cash dividends$707,0001,106
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,413,000725
2011-03-31 (YTD Data)Rank
Total interest income$5,079,0001,443
Total interest expense$872,0001,897
Net interest income$4,207,0001,330
Provision for loan and lease losses$920,000921
Total noninterest income$194,0003,652
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$14,0006,236
Trading account gains and fees$0158
Additional Noninterest Income$180,0002,622
Total noninterest expense$2,169,0002,220
Salaries and employee benefits$1,102,0002,224
Premises and equipment expense$274,0002,297
Additional noninterest expense$793,0002,121
Pre-tax net operating income$1,312,0001,117
Securities gains (losses)$01,772
Applicable income taxes$33,0003,121
Income before extraordinary items$1,279,000948
Extraordinary gains, net$09
Net income$1,279,000948
Minority interest net income$086
Net income of bank and minority interests.$1,279,000948
Net charge-offs$242,0001,951
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,279,000924
2010-12-31 (YTD Data)Rank
Total interest income$20,347,0001,515
Total interest expense$4,619,0001,765
Net interest income$15,728,0001,424
Provision for loan and lease losses$2,450,0001,824
Total noninterest income$1,116,0003,039
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$51,0006,211
Trading account gains and fees$0175
Additional Noninterest Income$1,065,0002,101
Total noninterest expense$8,617,0002,246
Salaries and employee benefits$3,609,0002,652
Premises and equipment expense$977,0002,526
Additional noninterest expense$4,031,0001,789
Pre-tax net operating income$5,777,000899
Securities gains (losses)$-1,594,0007,557
Applicable income taxes$83,0003,365
Income before extraordinary items$4,100,0001,059
Extraordinary gains, net$029
Net income$4,100,0001,060
Minority interest net income$0111
Net income of bank and minority interests.$4,100,0001,062
Net charge-offs$2,525,0001,624
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,662,120741
2010-09-30 (YTD Data)Rank
Total interest income$15,150,0001,549
Total interest expense$3,655,0001,752
Net interest income$11,495,0001,487
Provision for loan and lease losses$2,150,0001,573
Total noninterest income$739,0003,296
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$37,0006,324
Trading account gains and fees$0165
Additional Noninterest Income$702,0002,257
Total noninterest expense$5,904,0002,456
Salaries and employee benefits$2,639,0002,725
Premises and equipment expense$731,0002,571
Additional noninterest expense$2,534,0002,043
Pre-tax net operating income$4,180,000975
Securities gains (losses)$-1,410,0007,678
Applicable income taxes$69,0003,362
Income before extraordinary items$2,701,0001,237
Extraordinary gains, net$023
Net income$2,701,0001,241
Minority interest net income$0110
Net income of bank and minority interests.$2,701,0001,241
Net charge-offs$2,127,0001,450
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,082,800803
2010-06-30 (YTD Data)Rank
Total interest income$9,940,0001,597
Total interest expense$2,558,0001,739
Net interest income$7,382,0001,535
Provision for loan and lease losses$1,750,0001,380
Total noninterest income$367,0003,818
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$24,0006,378
Trading account gains and fees$0152
Additional Noninterest Income$343,0002,642
Total noninterest expense$3,751,0002,587
Salaries and employee benefits$1,686,0002,829
Premises and equipment expense$467,0002,662
Additional noninterest expense$1,598,0002,143
Pre-tax net operating income$2,248,0001,171
Securities gains (losses)$-1,095,0007,748
Applicable income taxes$12,0004,023
Income before extraordinary items$1,141,0001,882
Extraordinary gains, net$019
Net income$1,141,0001,881
Minority interest net income$0105
Net income of bank and minority interests.$1,141,0001,882
Net charge-offs$1,504,0001,363
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,225,050966
2010-03-31 (YTD Data)Rank
Total interest income$4,901,0001,644
Total interest expense$1,306,0001,787
Net interest income$3,595,0001,597
Provision for loan and lease losses$1,000,0001,168
Total noninterest income$114,0004,808
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$11,0006,478
Trading account gains and fees$0175
Additional Noninterest Income$103,0003,466
Total noninterest expense$1,798,0002,702
Salaries and employee benefits$879,0002,791
Premises and equipment expense$223,0002,849
Additional noninterest expense$696,0002,385
Pre-tax net operating income$911,0001,433
Securities gains (losses)$-442,0007,826
Applicable income taxes$17,0003,541
Income before extraordinary items$452,0002,326
Extraordinary gains, net$016
Net income$452,0002,325
Minority interest net income$091
Net income of bank and minority interests.$452,0002,326
Net charge-offs$688,0001,344
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$876,3201,214
2009-12-31 (YTD Data)Rank
Total interest income$20,141,0001,696
Total interest expense$5,984,0001,926
Net interest income$14,157,0001,587
Provision for loan and lease losses$10,100,000867
Total noninterest income$330,0005,455
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$40,0006,643
Trading account gains and fees$0211
Additional Noninterest Income$290,0004,028
Total noninterest expense$7,177,0002,732
Salaries and employee benefits$3,369,0002,884
Premises and equipment expense$975,0002,632
Additional noninterest expense$2,833,0002,466
Pre-tax net operating income$-2,790,0006,845
Securities gains (losses)$561,000813
Applicable income taxes$25,0003,576
Income before extraordinary items$-2,254,0006,820
Extraordinary gains, net$034
Net income$-2,254,0006,817
Minority interest net income$0115
Net income of bank and minority interests.$-2,254,0006,818
Net charge-offs$7,063,000893
Cash dividends$3,710,000476
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,815,0006,962
2009-09-30 (YTD Data)Rank
Total interest income$15,169,0001,711
Total interest expense$4,606,0001,965
Net interest income$10,563,0001,593
Provision for loan and lease losses$3,760,0001,282
Total noninterest income$149,0006,347
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$28,0006,729
Trading account gains and fees$0212
Additional Noninterest Income$121,0005,110
Total noninterest expense$5,162,0002,827
Salaries and employee benefits$2,378,0003,059
Premises and equipment expense$738,0002,644
Additional noninterest expense$2,046,0002,522
Pre-tax net operating income$1,790,0001,777
Securities gains (losses)$776,000485
Applicable income taxes$100,0002,873
Income before extraordinary items$2,466,0001,104
Extraordinary gains, net$027
Net income$2,466,0001,103
Minority interest net income$0118
Net income of bank and minority interests.$2,466,0001,104
Net charge-offs$2,047,0001,484
Cash dividends$3,710,000338
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,721,0401,521
2009-06-30 (YTD Data)Rank
Total interest income$10,196,0001,734
Total interest expense$3,193,0001,985
Net interest income$7,003,0001,604
Provision for loan and lease losses$2,060,0001,368
Total noninterest income$98,0006,402
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$18,0006,781
Trading account gains and fees$0193
Additional Noninterest Income$80,0005,165
Total noninterest expense$3,378,0002,904
Salaries and employee benefits$1,543,0003,162
Premises and equipment expense$485,0002,709
Additional noninterest expense$1,350,0002,556
Pre-tax net operating income$1,663,0001,378
Securities gains (losses)$776,000359
Applicable income taxes$96,0002,661
Income before extraordinary items$2,343,000796
Extraordinary gains, net$021
Net income$2,343,000794
Minority interest net income$0112
Net income of bank and minority interests.$2,343,000796
Net charge-offs$1,056,0001,595
Cash dividends$2,597,000345
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,598,0401,151
2009-03-31 (YTD Data)Rank
Total interest income$5,022,0001,780
Total interest expense$1,696,0001,951
Net interest income$3,326,0001,672
Provision for loan and lease losses$1,060,0001,136
Total noninterest income$52,0006,327
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$43,0005,090
Total noninterest expense$1,561,0003,033
Salaries and employee benefits$772,0003,196
Premises and equipment expense$255,0002,637
Additional noninterest expense$534,0002,839
Pre-tax net operating income$757,0001,687
Securities gains (losses)$443,000375
Applicable income taxes$42,0003,033
Income before extraordinary items$1,158,000919
Extraordinary gains, net$015
Net income$1,158,000919
Minority interest net income$0102
Net income of bank and minority interests.$1,158,000921
Net charge-offs$163,0002,336
Cash dividends$1,483,000311
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$732,7201,408
2008-12-31 (YTD Data)Rank
Total interest income$20,249,0001,890
Total interest expense$7,079,0002,186
Net interest income$13,170,0001,686
Provision for loan and lease losses$1,595,0002,078
Total noninterest income$188,0006,565
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,0006,766
Trading account gains and fees$0154
Additional Noninterest Income$147,0005,348
Total noninterest expense$5,578,0003,284
Salaries and employee benefits$2,756,0003,491
Premises and equipment expense$927,0002,804
Additional noninterest expense$1,895,0002,998
Pre-tax net operating income$6,185,000906
Securities gains (losses)$-162,0007,315
Applicable income taxes$131,0003,169
Income before extraordinary items$5,892,000689
Extraordinary gains, net$039
Net income$5,892,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,0002,448
Cash dividends$5,740,000502
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,050,760719
2008-09-30 (YTD Data)Rank
Total interest income$15,159,0001,932
Total interest expense$5,401,0002,233
Net interest income$9,758,0001,720
Provision for loan and lease losses$950,0001,876
Total noninterest income$142,0006,673
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$31,0006,807
Trading account gains and fees$0148
Additional Noninterest Income$111,0005,453
Total noninterest expense$4,096,0003,324
Salaries and employee benefits$2,014,0003,600
Premises and equipment expense$677,0002,896
Additional noninterest expense$1,405,0002,946
Pre-tax net operating income$4,854,0001,050
Securities gains (losses)$74,0001,153
Applicable income taxes$161,0003,166
Income before extraordinary items$4,767,000763
Extraordinary gains, net$031
Net income$4,767,000762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,168
Cash dividends$4,256,000522
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,695,220820
2008-06-30 (YTD Data)Rank
Total interest income$10,192,0001,943
Total interest expense$3,691,0002,259
Net interest income$6,501,0001,724
Provision for loan and lease losses$910,0001,294
Total noninterest income$93,0006,760
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$20,0006,861
Trading account gains and fees$0149
Additional Noninterest Income$73,0005,568
Total noninterest expense$2,716,0003,350
Salaries and employee benefits$1,322,0003,672
Premises and equipment expense$438,0002,965
Additional noninterest expense$956,0002,856
Pre-tax net operating income$2,968,0001,202
Securities gains (losses)$03,233
Applicable income taxes$93,0003,524
Income before extraordinary items$2,875,000956
Extraordinary gains, net$021
Net income$2,875,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,261
Cash dividends$2,959,000567
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,875,000937
2008-03-31 (YTD Data)Rank
Total interest income$5,184,0001,960
Total interest expense$2,027,0002,217
Net interest income$3,157,0001,771
Provision for loan and lease losses$330,0001,289
Total noninterest income$41,0006,929
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$31,0005,863
Total noninterest expense$1,309,0003,457
Salaries and employee benefits$647,0003,761
Premises and equipment expense$205,0003,161
Additional noninterest expense$457,0002,934
Pre-tax net operating income$1,559,0001,213
Securities gains (losses)$02,688
Applicable income taxes$43,0003,718
Income before extraordinary items$1,516,000993
Extraordinary gains, net$015
Net income$1,516,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$1,475,000550
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,516,000950
2007-12-31 (YTD Data)Rank
Total interest income$20,861,0002,017
Total interest expense$9,461,0002,026
Net interest income$11,400,0001,990
Provision for loan and lease losses$405,0002,674
Total noninterest income$464,0005,182
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$48,0006,781
Trading account gains and fees$0178
Additional Noninterest Income$416,0003,663
Total noninterest expense$4,750,0003,589
Salaries and employee benefits$2,539,0003,678
Premises and equipment expense$786,0003,118
Additional noninterest expense$1,425,0003,569
Pre-tax net operating income$6,709,0001,261
Securities gains (losses)$50,000792
Applicable income taxes$188,0003,906
Income before extraordinary items$6,571,000999
Extraordinary gains, net$039
Net income$6,571,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$6,586,000587
Sale, conversion, retirement of capital stock, net$12,000,000155
Net operating income$6,522,500987
2007-09-30 (YTD Data)Rank
Total interest income$15,571,0002,033
Total interest expense$7,141,0002,014
Net interest income$8,430,0002,035
Provision for loan and lease losses$150,0003,464
Total noninterest income$311,0005,463
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$38,0006,772
Trading account gains and fees$0184
Additional Noninterest Income$273,0003,925
Total noninterest expense$3,386,0003,728
Salaries and employee benefits$1,768,0003,877
Premises and equipment expense$584,0003,128
Additional noninterest expense$1,034,0003,605
Pre-tax net operating income$5,205,0001,313
Securities gains (losses)$01,655
Applicable income taxes$146,0004,070
Income before extraordinary items$5,059,0001,042
Extraordinary gains, net$033
Net income$5,059,0001,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$4,844,000594
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,059,0001,025
2007-06-30 (YTD Data)Rank
Total interest income$10,065,0002,098
Total interest expense$4,683,0002,048
Net interest income$5,382,0002,143
Provision for loan and lease losses$150,0002,579
Total noninterest income$272,0004,886
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$26,0006,785
Trading account gains and fees$0168
Additional Noninterest Income$246,0003,380
Total noninterest expense$2,150,0003,907
Salaries and employee benefits$1,125,0004,039
Premises and equipment expense$384,0003,184
Additional noninterest expense$641,0003,817
Pre-tax net operating income$3,354,0001,399
Securities gains (losses)$01,444
Applicable income taxes$94,0004,191
Income before extraordinary items$3,260,0001,104
Extraordinary gains, net$029
Net income$3,260,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$3,228,000607
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,260,0001,083
2007-03-31 (YTD Data)Rank
Total interest income$5,185,0002,041
Total interest expense$2,404,0002,002
Net interest income$2,781,0002,084
Provision for loan and lease losses$100,0002,001
Total noninterest income$104,0005,453
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$23,0006,169
Trading account gains and fees$0195
Additional Noninterest Income$81,0004,179
Total noninterest expense$1,107,0003,813
Salaries and employee benefits$609,0003,855
Premises and equipment expense$200,0003,116
Additional noninterest expense$298,0003,993
Pre-tax net operating income$1,678,0001,391
Securities gains (losses)$01,187
Applicable income taxes$47,0004,199
Income before extraordinary items$1,631,0001,082
Extraordinary gains, net$022
Net income$1,631,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$1,613,000547
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,631,0001,067
2006-12-31 (YTD Data)Rank
Total interest income$18,483,0002,134
Total interest expense$8,010,0002,046
Net interest income$10,473,0002,208
Provision for loan and lease losses$15,0006,428
Total noninterest income$597,0004,743
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$47,0006,937
Trading account gains and fees$0130
Additional Noninterest Income$550,0003,179
Total noninterest expense$4,493,0003,633
Salaries and employee benefits$2,206,0003,973
Premises and equipment expense$680,0003,406
Additional noninterest expense$1,607,0003,109
Pre-tax net operating income$6,562,0001,477
Securities gains (losses)$01,687
Applicable income taxes$87,0005,082
Income before extraordinary items$6,475,0001,139
Extraordinary gains, net$051
Net income$6,475,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$6,308,000575
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,475,0001,128
2006-09-30 (YTD Data)Rank
Total interest income$13,644,0002,152
Total interest expense$5,785,0002,057
Net interest income$7,859,0002,224
Provision for loan and lease losses$15,0006,184
Total noninterest income$255,0005,975
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$35,0007,027
Trading account gains and fees$0126
Additional Noninterest Income$220,0004,334
Total noninterest expense$3,044,0003,937
Salaries and employee benefits$1,557,0004,137
Premises and equipment expense$490,0003,527
Additional noninterest expense$997,0003,623
Pre-tax net operating income$5,055,0001,493
Securities gains (losses)$01,388
Applicable income taxes$176,0004,302
Income before extraordinary items$4,879,0001,172
Extraordinary gains, net$045
Net income$4,879,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$4,697,000551
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,879,0001,159
2006-06-30 (YTD Data)Rank
Total interest income$8,775,0002,186
Total interest expense$3,562,0002,096
Net interest income$5,213,0002,248
Provision for loan and lease losses$15,0005,732
Total noninterest income$183,0005,824
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$22,0007,105
Trading account gains and fees$0126
Additional Noninterest Income$161,0004,160
Total noninterest expense$1,990,0004,016
Salaries and employee benefits$1,012,0004,220
Premises and equipment expense$308,0003,693
Additional noninterest expense$670,0003,611
Pre-tax net operating income$3,391,0001,491
Securities gains (losses)$01,185
Applicable income taxes$119,0004,318
Income before extraordinary items$3,272,0001,169
Extraordinary gains, net$039
Net income$3,272,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$3,086,000560
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,272,0001,149
2006-03-31 (YTD Data)Rank
Total interest income$4,274,0002,195
Total interest expense$1,643,0002,165
Net interest income$2,631,0002,219
Provision for loan and lease losses$15,0004,758
Total noninterest income$122,0005,168
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,0007,226
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$907,0004,294
Salaries and employee benefits$467,0004,500
Premises and equipment expense$137,0004,043
Additional noninterest expense$303,0003,857
Pre-tax net operating income$1,831,0001,343
Securities gains (losses)$0955
Applicable income taxes$64,0004,174
Income before extraordinary items$1,767,0001,065
Extraordinary gains, net$021
Net income$1,767,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,475,000549
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,767,0001,048
2005-12-31 (YTD Data)Rank
Total interest income$13,565,0002,432
Total interest expense$3,976,0002,667
Net interest income$9,589,0002,306
Provision for loan and lease losses$1,125,000941
Total noninterest income$1,711,0002,464
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$30,0007,354
Trading account gains and fees$0138
Additional Noninterest Income$1,681,0001,531
Total noninterest expense$3,978,0003,875
Salaries and employee benefits$2,085,0004,007
Premises and equipment expense$634,0003,491
Additional noninterest expense$1,259,0003,715
Pre-tax net operating income$6,197,0001,541
Securities gains (losses)$02,296
Applicable income taxes$217,0004,562
Income before extraordinary items$5,980,0001,207
Extraordinary gains, net$046
Net income$5,980,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$5,017,000654
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,980,0001,187
2005-09-30 (YTD Data)Rank
Total interest income$9,428,0002,555
Total interest expense$2,606,0002,834
Net interest income$6,822,0002,400
Provision for loan and lease losses$910,000816
Total noninterest income$1,633,0002,076
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0007,408
Trading account gains and fees$0126
Additional Noninterest Income$1,611,0001,290
Total noninterest expense$2,915,0003,917
Salaries and employee benefits$1,545,0003,994
Premises and equipment expense$456,0003,615
Additional noninterest expense$914,0003,760
Pre-tax net operating income$4,630,0001,544
Securities gains (losses)$02,317
Applicable income taxes$162,0004,730
Income before extraordinary items$4,468,0001,213
Extraordinary gains, net$035
Net income$4,468,0001,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$3,716,000609
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,468,0001,182
2005-06-30 (YTD Data)Rank
Total interest income$5,865,0002,652
Total interest expense$1,599,0002,898
Net interest income$4,266,0002,509
Provision for loan and lease losses$630,000787
Total noninterest income$1,532,0001,566
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$13,0007,465
Trading account gains and fees$0116
Additional Noninterest Income$1,519,0001,002
Total noninterest expense$1,901,0003,968
Salaries and employee benefits$1,031,0003,980
Premises and equipment expense$274,0003,881
Additional noninterest expense$596,0003,825
Pre-tax net operating income$3,267,0001,431
Securities gains (losses)$02,146
Applicable income taxes$113,0004,654
Income before extraordinary items$3,154,0001,115
Extraordinary gains, net$030
Net income$3,154,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$2,917,000530
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,154,0001,091
2005-03-31 (YTD Data)Rank
Total interest income$2,652,0002,852
Total interest expense$698,0003,122
Net interest income$1,954,0002,705
Provision for loan and lease losses$320,000720
Total noninterest income$1,410,000952
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$7,0007,502
Trading account gains and fees$0115
Additional Noninterest Income$1,403,000615
Total noninterest expense$890,0004,206
Salaries and employee benefits$512,0004,019
Premises and equipment expense$101,0004,827
Additional noninterest expense$277,0004,042
Pre-tax net operating income$2,154,0001,075
Securities gains (losses)$01,685
Applicable income taxes$74,0004,218
Income before extraordinary items$2,080,000841
Extraordinary gains, net$024
Net income$2,080,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$850,000773
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,080,000820
2004-12-31 (YTD Data)Rank
Total interest income$5,510,0004,534
Total interest expense$1,198,0005,126
Net interest income$4,312,0004,255
Provision for loan and lease losses$289,0003,002
Total noninterest income$129,0007,802
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$21,0007,648
Trading account gains and fees$0138
Additional Noninterest Income$108,0006,291
Total noninterest expense$1,700,0006,537
Salaries and employee benefits$922,0006,531
Premises and equipment expense$95,0008,032
Additional noninterest expense$683,0005,600
Pre-tax net operating income$2,452,0003,054
Securities gains (losses)$03,819
Applicable income taxes$85,0005,673
Income before extraordinary items$2,367,0002,535
Extraordinary gains, net$034
Net income$2,367,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,343
Cash dividends$1,246,0001,990
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,367,0002,491
2004-09-30 (YTD Data)Rank
Total interest income$3,887,0004,701
Total interest expense$817,0005,390
Net interest income$3,070,0004,389
Provision for loan and lease losses$137,0003,698
Total noninterest income$71,0008,195
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$15,0007,705
Trading account gains and fees$0134
Additional Noninterest Income$56,0006,899
Total noninterest expense$1,251,0006,560
Salaries and employee benefits$689,0006,514
Premises and equipment expense$73,0007,993
Additional noninterest expense$489,0005,699
Pre-tax net operating income$1,753,0003,205
Securities gains (losses)$03,710
Applicable income taxes$60,0005,833
Income before extraordinary items$1,693,0002,683
Extraordinary gains, net$026
Net income$1,693,0002,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,696
Cash dividends$746,0002,129
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,693,0002,622
2004-06-30 (YTD Data)Rank
Total interest income$2,531,0004,800
Total interest expense$531,0005,479
Net interest income$2,000,0004,479
Provision for loan and lease losses$77,0003,961
Total noninterest income$48,0008,220
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$8,0007,803
Trading account gains and fees$0130
Additional Noninterest Income$40,0006,793
Total noninterest expense$859,0006,518
Salaries and employee benefits$486,0006,383
Premises and equipment expense$51,0007,970
Additional noninterest expense$322,0005,759
Pre-tax net operating income$1,112,0003,292
Securities gains (losses)$03,413
Applicable income taxes$38,0005,863
Income before extraordinary items$1,074,0002,768
Extraordinary gains, net$021
Net income$1,074,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$446,0002,323
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,074,0002,693
2004-03-31 (YTD Data)Rank
Total interest income$1,292,0004,741
Total interest expense$274,0005,449
Net interest income$1,018,0004,416
Provision for loan and lease losses$37,0003,840
Total noninterest income$21,0008,373
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,0007,809
Trading account gains and fees$0121
Additional Noninterest Income$17,0007,062
Total noninterest expense$451,0006,399
Salaries and employee benefits$268,0006,108
Premises and equipment expense$27,0007,911
Additional noninterest expense$156,0005,881
Pre-tax net operating income$551,0003,288
Securities gains (losses)$02,934
Applicable income taxes$18,0005,857
Income before extraordinary items$533,0002,792
Extraordinary gains, net$016
Net income$533,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$446,0001,347
Sale, conversion, retirement of capital stock, net$0464
Net operating income$533,0002,698
2003-12-31 (YTD Data)Rank
Total interest income$4,550,0005,198
Total interest expense$1,045,0005,988
Net interest income$3,505,0004,792
Provision for loan and lease losses$200,0004,016
Total noninterest income$78,0008,526
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$19,0007,850
Trading account gains and fees$0160
Additional Noninterest Income$59,0007,340
Total noninterest expense$1,900,0006,156
Salaries and employee benefits$1,171,0005,722
Premises and equipment expense$104,0008,019
Additional noninterest expense$625,0005,845
Pre-tax net operating income$1,483,0004,150
Securities gains (losses)$04,500
Applicable income taxes$47,0006,333
Income before extraordinary items$1,436,0003,660
Extraordinary gains, net$054
Net income$1,436,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,260
Cash dividends$1,428,0001,801
Sale, conversion, retirement of capital stock, net$10,000824
Net operating income$1,436,0003,507
2003-09-30 (YTD Data)Rank
Total interest income$3,295,0005,390
Total interest expense$798,0006,085
Net interest income$2,497,0004,970
Provision for loan and lease losses$128,0004,251
Total noninterest income$58,0008,603
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$13,0007,924
Trading account gains and fees$0153
Additional Noninterest Income$45,0007,365
Total noninterest expense$1,405,0006,166
Salaries and employee benefits$861,0005,755
Premises and equipment expense$76,0008,069
Additional noninterest expense$468,0005,841
Pre-tax net operating income$1,022,0004,493
Securities gains (losses)$04,204
Applicable income taxes$32,0006,525
Income before extraordinary items$990,0004,006
Extraordinary gains, net$040
Net income$990,0004,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$966,0001,799
Sale, conversion, retirement of capital stock, net$10,000654
Net operating income$990,0003,839
2003-06-30 (YTD Data)Rank
Total interest income$2,189,0005,439
Total interest expense$556,0006,073
Net interest income$1,633,0005,035
Provision for loan and lease losses$71,0004,513
Total noninterest income$40,0008,577
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$8,0007,962
Trading account gains and fees$0150
Additional Noninterest Income$32,0007,239
Total noninterest expense$939,0006,189
Salaries and employee benefits$583,0005,706
Premises and equipment expense$47,0008,170
Additional noninterest expense$309,0005,890
Pre-tax net operating income$663,0004,572
Securities gains (losses)$03,782
Applicable income taxes$21,0006,569
Income before extraordinary items$642,0004,099
Extraordinary gains, net$030
Net income$642,0004,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$602,0001,879
Sale, conversion, retirement of capital stock, net$10,000524
Net operating income$642,0003,914
2003-03-31 (YTD Data)Rank
Total interest income$1,090,0005,480
Total interest expense$291,0006,030
Net interest income$799,0005,100
Provision for loan and lease losses$31,0004,417
Total noninterest income$21,0008,569
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,0008,021
Trading account gains and fees$0134
Additional Noninterest Income$18,0007,075
Total noninterest expense$452,0006,326
Salaries and employee benefits$274,0005,929
Premises and equipment expense$20,0008,398
Additional noninterest expense$158,0005,757
Pre-tax net operating income$337,0004,480
Securities gains (losses)$02,891
Applicable income taxes$11,0006,507
Income before extraordinary items$326,0004,008
Extraordinary gains, net$021
Net income$326,0004,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$301,0001,743
Sale, conversion, retirement of capital stock, net$0419
Net operating income$326,0003,819
2002-12-31 (YTD Data)Rank
Total interest income$3,792,0006,076
Total interest expense$1,083,0006,717
Net interest income$2,709,0005,640
Provision for loan and lease losses$222,0004,145
Total noninterest income$157,0007,756
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$8,0008,100
Trading account gains and fees$0153
Additional Noninterest Income$149,0005,615
Total noninterest expense$1,533,0006,774
Salaries and employee benefits$922,0006,432
Premises and equipment expense$116,0007,934
Additional noninterest expense$495,0006,529
Pre-tax net operating income$1,111,0004,919
Securities gains (losses)$5,0003,957
Applicable income taxes$46,0006,595
Income before extraordinary items$1,070,0004,407
Extraordinary gains, net$070
Net income$1,070,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$723,0002,825
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,065,2004,312
2001-12-31 (YTD Data)Rank
Total interest income$3,334,0006,905
Total interest expense$1,877,0006,298
Net interest income$1,457,0007,405
Provision for loan and lease losses$141,0004,914
Total noninterest income$49,0009,160
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$5,0008,315
Trading account gains and fees$0177
Additional Noninterest Income$44,0007,857
Total noninterest expense$1,296,0007,235
Salaries and employee benefits$718,0007,126
Premises and equipment expense$90,0008,459
Additional noninterest expense$488,0006,516
Pre-tax net operating income$69,0008,468
Securities gains (losses)$338,000826
Applicable income taxes$4,0007,767
Income before extraordinary items$403,0006,556
Extraordinary gains, net$0105
Net income$403,0006,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$68,3808,413
2000-12-31 (YTD Data)Rank
Total interest income$1,840,0008,581
Total interest expense$771,0008,706
Net interest income$1,069,0008,349
Provision for loan and lease losses$119,0004,982
Total noninterest income$9,0009,750
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,577
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,518
Total noninterest expense$1,089,0007,776
Salaries and employee benefits$506,0008,211
Premises and equipment expense$161,0007,398
Additional noninterest expense$422,0006,986
Pre-tax net operating income$-130,0009,277
Securities gains (losses)$14,0001,057
Applicable income taxes$1,0008,314
Income before extraordinary items$-117,0009,291
Extraordinary gains, net$038
Net income$-117,0009,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-131,0009,302
1999-12-31 (YTD Data)Rank
Total interest income$45,00010,206
Total interest expense$1,00010,196
Net interest income$44,00010,196
Provision for loan and lease losses$08,503
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$238,00010,123
Salaries and employee benefits$11,00010,203
Premises and equipment expense$26,00010,029
Additional noninterest expense$201,0009,021
Pre-tax net operating income$-194,0009,626
Securities gains (losses)$03,155
Applicable income taxes$1,0008,717
Income before extraordinary items$-195,0009,673
Extraordinary gains, net$035
Net income$-195,0009,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$12,039,00053
Net operating income$-195,0009,649

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.