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Fiserv Trust Company, Income and Expense

2008-06-30 (YTD Data)Rank
Total interest income$12,117,0001,662
Total interest expense$4,115,0002,077
Net interest income$8,002,0001,391
Provision for loan and lease losses$06,671
Total noninterest income$12,205,000337
Gross Fiduciary activities income$11,909,00061
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$296,0003,040
Total noninterest expense$17,732,000558
Salaries and employee benefits$4,634,0001,105
Premises and equipment expense$352,0003,535
Additional noninterest expense$12,746,000304
Pre-tax net operating income$2,475,0001,396
Securities gains (losses)$03,233
Applicable income taxes$946,000986
Income before extraordinary items$1,529,0001,771
Extraordinary gains, net$021
Net income$1,529,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,529,0001,740
2008-03-31 (YTD Data)Rank
Total interest income$5,503,0001,864
Total interest expense$1,865,0002,383
Net interest income$3,638,0001,525
Provision for loan and lease losses$06,080
Total noninterest income$4,366,000433
Gross Fiduciary activities income$4,255,00071
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$111,0003,584
Total noninterest expense$7,208,000659
Salaries and employee benefits$1,511,0001,743
Premises and equipment expense$155,0003,877
Additional noninterest expense$5,542,000329
Pre-tax net operating income$796,0002,170
Securities gains (losses)$02,688
Applicable income taxes$303,0001,465
Income before extraordinary items$493,0002,729
Extraordinary gains, net$015
Net income$493,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$493,0002,654
2007-12-31 (YTD Data)Rank
Total interest income$97,476,000450
Total interest expense$17,086,0001,156
Net interest income$80,390,000320
Provision for loan and lease losses$06,851
Total noninterest income$52,484,000193
Gross Fiduciary activities income$51,661,00045
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$823,0002,522
Total noninterest expense$109,955,000207
Salaries and employee benefits$60,136,000173
Premises and equipment expense$19,855,000148
Additional noninterest expense$29,964,000255
Pre-tax net operating income$22,919,000419
Securities gains (losses)$02,146
Applicable income taxes$8,824,000361
Income before extraordinary items$14,095,000478
Extraordinary gains, net$039
Net income$14,095,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,095,000473
2007-09-30 (YTD Data)Rank
Total interest income$73,667,000447
Total interest expense$13,030,0001,129
Net interest income$60,637,000314
Provision for loan and lease losses$06,528
Total noninterest income$39,241,000191
Gross Fiduciary activities income$38,624,00045
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$617,0002,521
Total noninterest expense$78,726,000209
Salaries and employee benefits$45,687,000173
Premises and equipment expense$15,185,000143
Additional noninterest expense$17,854,000289
Pre-tax net operating income$21,152,000397
Securities gains (losses)$01,655
Applicable income taxes$8,038,000345
Income before extraordinary items$13,114,000436
Extraordinary gains, net$033
Net income$13,114,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$13,114,000425
2007-06-30 (YTD Data)Rank
Total interest income$48,818,000458
Total interest expense$8,743,0001,130
Net interest income$40,075,000327
Provision for loan and lease losses$06,209
Total noninterest income$26,161,000204
Gross Fiduciary activities income$25,779,00047
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$382,0002,637
Total noninterest expense$51,936,000221
Salaries and employee benefits$30,746,000185
Premises and equipment expense$8,793,000178
Additional noninterest expense$12,397,000292
Pre-tax net operating income$14,300,000421
Securities gains (losses)$01,444
Applicable income taxes$5,434,000368
Income before extraordinary items$8,866,000466
Extraordinary gains, net$029
Net income$8,866,000465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,866,000456
2007-03-31 (YTD Data)Rank
Total interest income$25,021,000449
Total interest expense$4,666,0001,051
Net interest income$20,355,000315
Provision for loan and lease losses$05,779
Total noninterest income$12,875,000200
Gross Fiduciary activities income$12,689,00046
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$186,0002,657
Total noninterest expense$26,833,000214
Salaries and employee benefits$16,438,000171
Premises and equipment expense$4,403,000174
Additional noninterest expense$5,992,000290
Pre-tax net operating income$6,397,000450
Securities gains (losses)$01,187
Applicable income taxes$2,431,000393
Income before extraordinary items$3,966,000492
Extraordinary gains, net$022
Net income$3,966,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,966,000482
2006-12-31 (YTD Data)Rank
Total interest income$102,688,000410
Total interest expense$18,292,000915
Net interest income$84,396,000296
Provision for loan and lease losses$06,850
Total noninterest income$49,557,000195
Gross Fiduciary activities income$49,336,00048
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$221,0004,927
Total noninterest expense$103,475,000211
Salaries and employee benefits$61,093,000171
Premises and equipment expense$17,798,000160
Additional noninterest expense$24,584,000269
Pre-tax net operating income$30,478,000400
Securities gains (losses)$780,000198
Applicable income taxes$11,878,000348
Income before extraordinary items$19,380,000439
Extraordinary gains, net$051
Net income$19,380,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$98,000,00088
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$18,880,800436
2006-09-30 (YTD Data)Rank
Total interest income$78,539,000415
Total interest expense$13,632,000895
Net interest income$64,907,000308
Provision for loan and lease losses$06,685
Total noninterest income$37,106,000211
Gross Fiduciary activities income$36,951,00051
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$155,0005,064
Total noninterest expense$78,714,000218
Salaries and employee benefits$46,927,000181
Premises and equipment expense$13,125,000170
Additional noninterest expense$18,662,000281
Pre-tax net operating income$23,299,000416
Securities gains (losses)$780,000164
Applicable income taxes$9,191,000358
Income before extraordinary items$14,888,000450
Extraordinary gains, net$045
Net income$14,888,000449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$28,000,000160
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$14,388,800448
2006-06-30 (YTD Data)Rank
Total interest income$52,073,000411
Total interest expense$8,411,000917
Net interest income$43,662,000309
Provision for loan and lease losses$06,419
Total noninterest income$24,876,000218
Gross Fiduciary activities income$24,770,00052
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$106,0005,005
Total noninterest expense$51,552,000225
Salaries and employee benefits$31,146,000185
Premises and equipment expense$8,759,000173
Additional noninterest expense$11,647,000299
Pre-tax net operating income$16,986,000384
Securities gains (losses)$780,000129
Applicable income taxes$6,917,000335
Income before extraordinary items$10,849,000408
Extraordinary gains, net$039
Net income$10,849,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$28,000,000116
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,349,800420
2006-03-31 (YTD Data)Rank
Total interest income$25,388,000409
Total interest expense$3,847,000946
Net interest income$21,541,000307
Provision for loan and lease losses$06,013
Total noninterest income$11,939,000226
Gross Fiduciary activities income$11,869,00051
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,434
Total noninterest expense$26,271,000225
Salaries and employee benefits$15,707,000182
Premises and equipment expense$4,331,000177
Additional noninterest expense$6,233,000279
Pre-tax net operating income$7,209,000428
Securities gains (losses)$780,00079
Applicable income taxes$3,036,000356
Income before extraordinary items$4,953,000438
Extraordinary gains, net$021
Net income$4,953,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,453,800472
2005-12-31 (YTD Data)Rank
Total interest income$102,145,000362
Total interest expense$14,686,000776
Net interest income$87,459,000293
Provision for loan and lease losses$07,120
Total noninterest income$45,779,000235
Gross Fiduciary activities income$45,779,00051
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$103,371,000222
Salaries and employee benefits$62,037,000177
Premises and equipment expense$17,586,000167
Additional noninterest expense$23,748,000295
Pre-tax net operating income$29,867,000408
Securities gains (losses)$416,000324
Applicable income taxes$11,508,000360
Income before extraordinary items$18,775,000434
Extraordinary gains, net$046
Net income$18,775,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$18,508,760430
2005-09-30 (YTD Data)Rank
Total interest income$75,898,000353
Total interest expense$10,847,000739
Net interest income$65,051,000293
Provision for loan and lease losses$06,899
Total noninterest income$34,363,000233
Gross Fiduciary activities income$34,363,00051
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$08,723
Total noninterest expense$76,376,000222
Salaries and employee benefits$45,732,000180
Premises and equipment expense$13,205,000167
Additional noninterest expense$17,439,000297
Pre-tax net operating income$23,038,000396
Securities gains (losses)$02,317
Applicable income taxes$8,916,000354
Income before extraordinary items$14,122,000441
Extraordinary gains, net$035
Net income$14,122,000441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,122,000427
2005-06-30 (YTD Data)Rank
Total interest income$50,685,000344
Total interest expense$6,916,000728
Net interest income$43,769,000285
Provision for loan and lease losses$06,626
Total noninterest income$22,752,000235
Gross Fiduciary activities income$22,752,00051
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$08,721
Total noninterest expense$50,750,000218
Salaries and employee benefits$29,950,000180
Premises and equipment expense$8,954,000166
Additional noninterest expense$11,846,000289
Pre-tax net operating income$15,771,000385
Securities gains (losses)$02,146
Applicable income taxes$6,103,000349
Income before extraordinary items$9,668,000425
Extraordinary gains, net$030
Net income$9,668,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$9,668,000416
2005-03-31 (YTD Data)Rank
Total interest income$23,894,000351
Total interest expense$3,212,000747
Net interest income$20,682,000302
Provision for loan and lease losses$06,226
Total noninterest income$11,404,000232
Gross Fiduciary activities income$11,404,00053
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$25,712,000215
Salaries and employee benefits$14,722,000188
Premises and equipment expense$4,582,000168
Additional noninterest expense$6,408,000274
Pre-tax net operating income$6,374,000444
Securities gains (losses)$01,685
Applicable income taxes$2,486,000402
Income before extraordinary items$3,888,000493
Extraordinary gains, net$024
Net income$3,888,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,888,000477
2004-12-31 (YTD Data)Rank
Total interest income$72,008,000410
Total interest expense$6,894,0001,179
Net interest income$65,114,000346
Provision for loan and lease losses$07,314
Total noninterest income$37,360,000261
Gross Fiduciary activities income$37,360,00056
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$08,822
Total noninterest expense$84,438,000252
Salaries and employee benefits$49,001,000207
Premises and equipment expense$19,342,000159
Additional noninterest expense$16,095,000376
Pre-tax net operating income$18,036,000536
Securities gains (losses)$594,000410
Applicable income taxes$7,266,000458
Income before extraordinary items$11,364,000602
Extraordinary gains, net$034
Net income$11,364,000603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,983,840597
2004-09-30 (YTD Data)Rank
Total interest income$54,308,000407
Total interest expense$5,092,0001,171
Net interest income$49,216,000343
Provision for loan and lease losses$07,100
Total noninterest income$27,427,000267
Gross Fiduciary activities income$27,427,00056
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$62,997,000251
Salaries and employee benefits$36,507,000207
Premises and equipment expense$14,714,000158
Additional noninterest expense$11,776,000379
Pre-tax net operating income$13,646,000530
Securities gains (losses)$243,000683
Applicable income taxes$5,417,000456
Income before extraordinary items$8,472,000608
Extraordinary gains, net$026
Net income$8,472,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,316,480589
2004-06-30 (YTD Data)Rank
Total interest income$35,934,000404
Total interest expense$3,304,0001,195
Net interest income$32,630,000343
Provision for loan and lease losses$06,885
Total noninterest income$18,309,000265
Gross Fiduciary activities income$18,309,00057
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$08,943
Total noninterest expense$42,502,000245
Salaries and employee benefits$24,594,000202
Premises and equipment expense$9,785,000158
Additional noninterest expense$8,123,000367
Pre-tax net operating income$8,437,000557
Securities gains (losses)$243,000572
Applicable income taxes$3,385,000484
Income before extraordinary items$5,295,000635
Extraordinary gains, net$021
Net income$5,295,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,139,480623
2004-03-31 (YTD Data)Rank
Total interest income$17,474,000418
Total interest expense$1,458,0001,374
Net interest income$16,016,000353
Provision for loan and lease losses$06,501
Total noninterest income$9,025,000265
Gross Fiduciary activities income$9,025,00057
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$21,422,000244
Salaries and employee benefits$12,409,000201
Premises and equipment expense$5,010,000160
Additional noninterest expense$4,003,000370
Pre-tax net operating income$3,619,000621
Securities gains (losses)$243,000431
Applicable income taxes$1,506,000533
Income before extraordinary items$2,356,000707
Extraordinary gains, net$016
Net income$2,356,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,200,480710
2003-12-31 (YTD Data)Rank
Total interest income$67,442,000435
Total interest expense$6,544,0001,357
Net interest income$60,898,000353
Provision for loan and lease losses$07,651
Total noninterest income$34,004,000279
Gross Fiduciary activities income$34,004,00059
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$09,041
Total noninterest expense$81,436,000256
Salaries and employee benefits$47,129,000207
Premises and equipment expense$19,150,000160
Additional noninterest expense$15,157,000403
Pre-tax net operating income$13,466,000658
Securities gains (losses)$2,002,000297
Applicable income taxes$6,032,000537
Income before extraordinary items$9,436,000694
Extraordinary gains, net$054
Net income$9,436,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$20,000,000241
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,154,720749
2003-09-30 (YTD Data)Rank
Total interest income$50,297,000449
Total interest expense$5,135,0001,355
Net interest income$45,162,000362
Provision for loan and lease losses$07,481
Total noninterest income$25,237,000291
Gross Fiduciary activities income$25,237,00060
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$09,106
Total noninterest expense$61,900,000256
Salaries and employee benefits$36,673,000205
Premises and equipment expense$14,270,000161
Additional noninterest expense$10,957,000429
Pre-tax net operating income$8,499,000798
Securities gains (losses)$1,808,000301
Applicable income taxes$4,020,000609
Income before extraordinary items$6,287,000806
Extraordinary gains, net$040
Net income$6,287,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$20,000,000192
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,129,880920
2003-06-30 (YTD Data)Rank
Total interest income$34,198,000450
Total interest expense$3,503,0001,379
Net interest income$30,695,000360
Provision for loan and lease losses$07,324
Total noninterest income$17,109,000287
Gross Fiduciary activities income$17,109,00058
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$09,111
Total noninterest expense$40,784,000257
Salaries and employee benefits$23,923,000206
Premises and equipment expense$9,508,000162
Additional noninterest expense$7,353,000426
Pre-tax net operating income$7,020,000650
Securities gains (losses)$1,390,000292
Applicable income taxes$3,364,000514
Income before extraordinary items$5,046,000676
Extraordinary gains, net$030
Net income$5,046,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,156,400751
2003-03-31 (YTD Data)Rank
Total interest income$17,810,000444
Total interest expense$1,903,0001,284
Net interest income$15,907,000353
Provision for loan and lease losses$06,934
Total noninterest income$9,251,000275
Gross Fiduciary activities income$9,251,00056
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$09,145
Total noninterest expense$21,171,000249
Salaries and employee benefits$12,316,000198
Premises and equipment expense$4,786,000163
Additional noninterest expense$4,069,000397
Pre-tax net operating income$3,987,000584
Securities gains (losses)$681,000287
Applicable income taxes$1,832,000484
Income before extraordinary items$2,836,000616
Extraordinary gains, net$021
Net income$2,836,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,400,160655
2002-12-31 (YTD Data)Rank
Total interest income$80,003,000424
Total interest expense$10,133,0001,105
Net interest income$69,870,000332
Provision for loan and lease losses$08,089
Total noninterest income$33,205,000288
Gross Fiduciary activities income$33,205,00062
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$09,201
Total noninterest expense$83,764,000249
Salaries and employee benefits$47,856,000202
Premises and equipment expense$19,130,000163
Additional noninterest expense$16,778,000395
Pre-tax net operating income$19,311,000486
Securities gains (losses)$-3,409,0009,342
Applicable income taxes$6,201,000493
Income before extraordinary items$9,701,000646
Extraordinary gains, net$070
Net income$9,701,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,882,760531
2001-12-31 (YTD Data)Rank
Total interest income$85,739,000439
Total interest expense$18,936,000864
Net interest income$66,803,000327
Provision for loan and lease losses$08,228
Total noninterest income$34,988,000277
Gross Fiduciary activities income$34,988,00061
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$81,335,000252
Salaries and employee benefits$47,356,000192
Premises and equipment expense$18,491,000158
Additional noninterest expense$15,488,000421
Pre-tax net operating income$20,456,000416
Securities gains (losses)$136,0001,482
Applicable income taxes$8,237,000379
Income before extraordinary items$12,355,000492
Extraordinary gains, net$0105
Net income$12,355,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,267,960471
2000-12-31 (YTD Data)Rank
Total interest income$84,295,000474
Total interest expense$24,248,000755
Net interest income$60,047,000358
Provision for loan and lease losses$08,337
Total noninterest income$34,861,000270
Gross Fiduciary activities income$34,861,00064
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$09,820
Total noninterest expense$75,416,000259
Salaries and employee benefits$41,861,000202
Premises and equipment expense$14,944,000183
Additional noninterest expense$18,611,000370
Pre-tax net operating income$19,492,000458
Securities gains (losses)$340,000318
Applicable income taxes$8,131,000391
Income before extraordinary items$11,701,000507
Extraordinary gains, net$038
Net income$11,701,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,483,400511
1999-12-31 (YTD Data)Rank
Total interest income$61,806,000590
Total interest expense$20,164,000786
Net interest income$41,642,000479
Provision for loan and lease losses$08,503
Total noninterest income$24,258,000351
Gross Fiduciary activities income$24,258,00086
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$010,153
Total noninterest expense$48,002,000365
Salaries and employee benefits$27,687,000283
Premises and equipment expense$7,510,000330
Additional noninterest expense$12,805,000499
Pre-tax net operating income$17,898,000531
Securities gains (losses)$03,155
Applicable income taxes$7,338,000455
Income before extraordinary items$10,560,000600
Extraordinary gains, net$035
Net income$10,560,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$8,000,000474
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,560,000584
1998-12-31 (YTD Data)Rank
Total interest income$58,534,000607
Total interest expense$20,554,000793
Net interest income$37,980,000500
Provision for loan and lease losses$08,652
Total noninterest income$24,221,000326
Gross Fiduciary activities income$24,221,00089
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$010,383
Total noninterest expense$47,140,000374
Salaries and employee benefits$24,832,000307
Premises and equipment expense$7,376,000316
Additional noninterest expense$14,932,000435
Pre-tax net operating income$15,061,000556
Securities gains (losses)$04,449
Applicable income taxes$6,176,000483
Income before extraordinary items$8,885,000653
Extraordinary gains, net$032
Net income$8,885,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$10,000,000381
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,885,000616
1997-12-31 (YTD Data)Rank
Total interest income$54,877,000648
Total interest expense$18,820,000874
Net interest income$36,057,000525
Provision for loan and lease losses$08,829
Total noninterest income$22,058,000329
Gross Fiduciary activities income$22,058,00091
Service charges on deposit accounts$09,486
Trading account gains and fees$0239
Additional Noninterest Income$010,861
Total noninterest expense$40,870,000396
Salaries and employee benefits$22,751,000313
Premises and equipment expense$6,298,000358
Additional noninterest expense$11,821,000507
Pre-tax net operating income$17,245,000512
Securities gains (losses)$282,000583
Applicable income taxes$7,186,000473
Income before extraordinary items$10,341,000587
Extraordinary gains, net$044
Net income$10,341,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,160,520575
1996-12-31 (YTD Data)Rank
Total interest income$49,404,000740
Total interest expense$18,861,000894
Net interest income$30,543,000646
Provision for loan and lease losses$09,041
Total noninterest income$21,915,000368
Gross Fiduciary activities income$21,868,00092
Service charges on deposit accounts$09,915
Trading account gains and fees$0262
Additional Noninterest Income$47,0009,021
Total noninterest expense$37,460,000482
Salaries and employee benefits$19,923,000382
Premises and equipment expense$5,691,000431
Additional noninterest expense$11,846,000587
Pre-tax net operating income$14,998,000562
Securities gains (losses)$544,000398
Applicable income taxes$6,372,000492
Income before extraordinary items$9,170,000631
Extraordinary gains, net$053
Net income$9,170,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$8,000,000492
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,821,840633
1995-12-31 (YTD Data)Rank
Total interest income$49,077,000770
Total interest expense$20,702,000856
Net interest income$28,375,000703
Provision for loan and lease losses$08,958
Total noninterest income$24,776,000355
Gross Fiduciary activities income$22,105,00095
Service charges on deposit accounts$010,339
Trading account gains and fees$2,671,00087
Additional Noninterest Income$011,920
Total noninterest expense$35,614,000503
Salaries and employee benefits$18,208,000434
Premises and equipment expense$4,764,000507
Additional noninterest expense$12,642,000576
Pre-tax net operating income$17,537,000527
Securities gains (losses)$542,000334
Applicable income taxes$7,412,000457
Income before extraordinary items$10,667,000562
Extraordinary gains, net$065
Net income$10,667,000562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$5,000,000632
Sale, conversion, retirement of capital stock, net$0809
Net operating income$10,320,120573
1994-12-31 (YTD Data)Rank
Total interest income$40,779,000820
Total interest expense$17,526,000798
Net interest income$23,253,000813
Provision for loan and lease losses$09,146
Total noninterest income$22,694,000357
Gross Fiduciary activities income$22,694,00094
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$012,536
Total noninterest expense$30,619,000577
Salaries and employee benefits$17,280,000445
Premises and equipment expense$4,222,000562
Additional noninterest expense$9,117,000746
Pre-tax net operating income$15,328,000564
Securities gains (losses)$-257,00012,048
Applicable income taxes$6,028,000496
Income before extraordinary items$9,043,000628
Extraordinary gains, net$0249
Net income$9,043,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$9,207,480614
1993-12-31 (YTD Data)Rank
Total interest income$28,414,0001,122
Total interest expense$13,250,0001,022
Net interest income$15,164,0001,199
Provision for loan and lease losses$010,371
Total noninterest income$23,175,000357
Gross Fiduciary activities income$22,980,00087
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$195,0005,748
Total noninterest expense$28,189,000651
Salaries and employee benefits$15,931,000479
Premises and equipment expense$4,160,000577
Additional noninterest expense$8,098,000888
Pre-tax net operating income$10,150,000718
Securities gains (losses)$-565,00013,249
Applicable income taxes$3,738,000694
Income before extraordinary items$5,847,000898
Extraordinary gains, net$03,149
Net income$5,847,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,208,600799
1992-12-31 (YTD Data)Rank
Total interest income$29,166,0001,254
Total interest expense$16,576,0001,086
Net interest income$12,590,0001,468
Provision for loan and lease losses$011,756
Total noninterest income$23,232,000347
Gross Fiduciary activities income$22,737,00089
Service charges on deposit accounts$011,764
Trading account gains and fees$0504
Additional Noninterest Income$495,0003,216
Total noninterest expense$26,540,000678
Salaries and employee benefits$14,479,000510
Premises and equipment expense$3,771,000657
Additional noninterest expense$8,290,000894
Pre-tax net operating income$9,282,000688
Securities gains (losses)$-94,00013,773
Applicable income taxes$2,993,000785
Income before extraordinary items$6,195,000769
Extraordinary gains, net$01,422
Net income$6,195,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$2,410,000715
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,257,980693

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.