Home > FirstSouth Bank > Assets and Liabilities
FirstSouth Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $169,303,000 | 2,720 |
| Cash and due from depository institutions | $11,015,000 | 2,981 |
| Interest-bearing balances | $4,622,000 | 1,016 |
| Securities | $35,663,000 | 3,552 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 6,607 |
| Net loans & leases | $114,548,000 | 2,401 |
| Loan loss allowance | $1,618,000 | 2,328 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,128,000 | 1,866 |
| Other real estate owned | $49,000 | 2,981 |
| Goodwill and other intangibles | $973,000 | 1,193 |
| All other assets | $1,552,000 | 4,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,303,000 | 2,720 |
| Total liabilities | $153,166,000 | 2,724 |
| Total deposits | $150,572,000 | 2,578 |
| Interest-bearing deposits | $130,619,000 | 2,578 |
| Deposits held in domestic offices | $150,572,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $800,000 | 3,114 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,794,000 | 2,301 |
| Total equity capital | $16,137,000 | 2,763 |
| Total bank equity capital | $16,137,000 | 2,763 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,756,000 | 666 |
| Surplus | $8,003,000 | 1,938 |
| Undivided profits | $2,378,000 | 6,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $724,000 | 3,251 |
| Earning assets | $156,208,000 | 2,717 |
| Long-term assets (5+ years) | $2,892,000 | 7,136 |
| Average Assets, year-to-date | $154,856,000 | 2,847 |
| Average Assets, quarterly | $165,219,000 | 2,763 |
| Volatile liabilities | $21,616,000 | 2,472 |
| Insider loans | $5,937,000 | 749 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $30,774,000 | 1,462 |
| Tier 1 (core) risk-based capital | $15,154,000 | 2,835 |
| Tier 2 risk-based capital | $1,596,650 | 1,932 |
| Total risk weighted assets | $127,710,350 | 2,164 |
| Total unused commitments | $30,774,000 | 1,473 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $143,557,000 | 3,128 |
| Cash and due from depository institutions | $7,191,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,834,000 | 4,411 |
| Federal funds sold & reverse repurchase agreements | $7,650,000 | 1,206 |
| Net loans & leases | $93,224,000 | 2,803 |
| Loan loss allowance | $1,463,000 | 2,591 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,179,000 | 1,776 |
| Other real estate owned | $49,000 | 3,011 |
| Goodwill and other intangibles | $1,090,000 | 1,036 |
| All other assets | $1,340,000 | 5,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,557,000 | 3,128 |
| Total liabilities | $129,579,000 | 3,139 |
| Total deposits | $127,928,000 | 2,971 |
| Interest-bearing deposits | $111,801,000 | 2,946 |
| Deposits held in domestic offices | $127,928,000 | 2,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $632,000 | 3,560 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,019,000 | 3,037 |
| Total equity capital | $13,978,000 | 2,911 |
| Total bank equity capital | $13,978,000 | 2,911 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,628,000 | 667 |
| Surplus | $7,674,000 | 1,967 |
| Undivided profits | $676,000 | 9,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 8,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $555,000 | 3,786 |
| Earning assets | $129,708,000 | 3,162 |
| Long-term assets (5+ years) | $874,000 | 9,621 |
| Average Assets, year-to-date | $130,904,600 | 3,321 |
| Average Assets, quarterly | $140,567,000 | 3,170 |
| Volatile liabilities | $20,781,000 | 2,464 |
| Insider loans | $5,147,000 | 824 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,708,000 | 1,546 |
| Tier 1 (core) risk-based capital | $13,177,000 | 3,140 |
| Tier 2 risk-based capital | $1,338,780 | 2,243 |
| Total risk weighted assets | $106,978,280 | 2,489 |
| Total unused commitments | $26,708,000 | 1,556 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $115,926,000 | 3,889 |
| Cash and due from depository institutions | $3,894,000 | 3,717 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,810,000 | 6,180 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,070 |
| Net loans & leases | $84,000,000 | 3,026 |
| Loan loss allowance | $1,272,000 | 3,010 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,798,000 | 1,903 |
| Other real estate owned | $315,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $809,000 | 7,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,926,000 | 3,889 |
| Total liabilities | $103,201,000 | 3,958 |
| Total deposits | $100,061,000 | 3,892 |
| Interest-bearing deposits | $87,891,000 | 3,844 |
| Deposits held in domestic offices | $100,061,000 | 3,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,229,000 | 2,069 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $911,000 | 3,365 |
| Total equity capital | $12,725,000 | 3,186 |
| Total bank equity capital | $12,725,000 | 3,186 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,745,000 | 810 |
| Surplus | $5,625,000 | 2,415 |
| Undivided profits | $2,355,000 | 6,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $413,000 | 4,527 |
| Earning assets | $107,110,000 | 3,871 |
| Long-term assets (5+ years) | $816,000 | 10,216 |
| Average Assets, year-to-date | $113,046,600 | 3,873 |
| Average Assets, quarterly | $116,995,000 | 3,837 |
| Volatile liabilities | $25,329,000 | 1,989 |
| Insider loans | $5,787,000 | 715 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,316,000 | 1,876 |
| Tier 1 (core) risk-based capital | $12,725,000 | 3,109 |
| Tier 2 risk-based capital | $1,175,870 | 2,475 |
| Total risk weighted assets | $93,973,670 | 2,760 |
| Total unused commitments | $20,316,000 | 1,895 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $106,381,000 | 4,284 |
| Cash and due from depository institutions | $4,138,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,355,000 | 7,868 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,798 |
| Net loans & leases | $76,845,000 | 3,355 |
| Loan loss allowance | $1,029,000 | 3,616 |
| Trading account assets | $1,982,000 | 218 |
| Bank premises and fixed assets | $3,374,000 | 2,194 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $787,000 | 7,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,381,000 | 4,284 |
| Total liabilities | $94,590,000 | 4,395 |
| Total deposits | $92,620,000 | 4,319 |
| Interest-bearing deposits | $81,543,000 | 4,280 |
| Deposits held in domestic offices | $92,620,000 | 4,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $800,000 | 2,751 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,170,000 | 2,899 |
| Total equity capital | $11,791,000 | 3,248 |
| Total bank equity capital | $11,791,000 | 3,248 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,739,000 | 819 |
| Surplus | $5,611,000 | 2,333 |
| Undivided profits | $1,441,000 | 8,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $603,000 | 5,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $406,000 | 4,989 |
| Earning assets | $98,082,000 | 4,232 |
| Long-term assets (5+ years) | $1,428,000 | 9,644 |
| Average Assets, year-to-date | $98,687,600 | 4,486 |
| Average Assets, quarterly | $103,683,000 | 4,361 |
| Volatile liabilities | $18,638,000 | 2,491 |
| Insider loans | $41,000 | 7,478 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,859,000 | 1,899 |
| Tier 1 (core) risk-based capital | $11,791,000 | 3,196 |
| Tier 2 risk-based capital | $1,029,000 | 2,827 |
| Total risk weighted assets | $86,439,500 | 3,057 |
| Total unused commitments | $18,859,000 | 1,914 |
| Derivatives | $0 | 651 |