Home > FirstService Bank > Assets and Liabilities
FirstService Bank, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 126 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $399,619,000 | 1,347 |
| Cash and due from depository institutions | $27,024,000 | 1,356 |
| Interest-bearing balances | $10,442,000 | 750 |
| Securities | $116,762,000 | 1,064 |
| Federal funds sold & reverse repurchase agreements | $6,965,000 | 2,081 |
| Net loans & leases | $221,403,000 | 1,578 |
| Loan loss allowance | $3,331,000 | 1,320 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,073,000 | 623 |
| Other real estate owned | $0 | 1,356 |
| Goodwill and other intangibles | $4,616,000 | 695 |
| All other assets | $9,776,000 | 1,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,619,000 | 1,347 |
| Total liabilities | $368,168,000 | 1,311 |
| Total deposits | $291,741,000 | 1,466 |
| Interest-bearing deposits | $231,812,000 | 1,599 |
| Deposits held in domestic offices | $291,741,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,765,000 | 357 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,662,000 | 1,631 |
| Total equity capital | $31,451,000 | 1,664 |
| Total bank equity capital | $31,451,000 | 1,664 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,305,000 | 866 |
| Surplus | $19,153,000 | 1,040 |
| Undivided profits | $7,993,000 | 3,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,713,000 | 1,818 |
| Earning assets | $355,572,000 | 1,381 |
| Long-term assets (5+ years) | $68,616,000 | 1,345 |
| Average Assets, year-to-date | $376,139,600 | 1,360 |
| Average Assets, quarterly | $391,076,000 | 1,359 |
| Volatile liabilities | $107,159,000 | 969 |
| Insider loans | $1,781,000 | 2,748 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $631,000 | 1,512 |
| Unused loan commitments | $57,437,000 | 1,214 |
| Tier 1 (core) risk-based capital | $24,910,000 | 1,968 |
| Tier 2 risk-based capital | $3,282,000 | 1,239 |
| Total risk weighted assets | $260,663,000 | 1,387 |
| Total unused commitments | $57,437,000 | 1,216 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 127 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $344,188,000 | 1,476 |
| Cash and due from depository institutions | $17,334,000 | 1,294 |
| Interest-bearing balances | $337,000 | 4,014 |
| Securities | $101,005,000 | 1,122 |
| Federal funds sold & reverse repurchase agreements | $4,418,000 | 3,067 |
| Net loans & leases | $195,868,000 | 1,689 |
| Loan loss allowance | $2,614,000 | 1,566 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,376,000 | 644 |
| Other real estate owned | $0 | 1,294 |
| Goodwill and other intangibles | $3,733,000 | 748 |
| All other assets | $9,454,000 | 1,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,188,000 | 1,476 |
| Total liabilities | $318,754,000 | 1,429 |
| Total deposits | $231,793,000 | 1,761 |
| Interest-bearing deposits | $173,315,000 | 2,038 |
| Deposits held in domestic offices | $231,793,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,409,000 | 355 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,292,000 | 2,284 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,260,000 | 1,826 |
| Total equity capital | $25,434,000 | 1,937 |
| Total bank equity capital | $25,434,000 | 1,937 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,057,000 | 912 |
| Surplus | $17,420,000 | 1,064 |
| Undivided profits | $3,957,000 | 5,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,832,000 | 1,813 |
| Earning assets | $301,628,000 | 1,532 |
| Long-term assets (5+ years) | $90,334,000 | 1,046 |
| Average Assets, year-to-date | $328,016,200 | 1,464 |
| Average Assets, quarterly | $349,107,500 | 1,444 |
| Volatile liabilities | $106,293,000 | 947 |
| Insider loans | $2,130,000 | 2,269 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $412,000 | 1,462 |
| Unused loan commitments | $62,743,000 | 1,066 |
| Tier 1 (core) risk-based capital | $20,939,000 | 2,228 |
| Tier 2 risk-based capital | $2,614,000 | 1,454 |
| Total risk weighted assets | $230,611,000 | 1,493 |
| Total unused commitments | $62,743,000 | 1,070 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 86 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $290,172,000 | 1,647 |
| Cash and due from depository institutions | $11,036,000 | 1,958 |
| Interest-bearing balances | $177,000 | 4,047 |
| Securities | $102,629,000 | 1,080 |
| Federal funds sold & reverse repurchase agreements | $1,229,000 | 5,099 |
| Net loans & leases | $162,590,000 | 1,963 |
| Loan loss allowance | $1,939,000 | 1,970 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,403,000 | 852 |
| Other real estate owned | $0 | 1,958 |
| Goodwill and other intangibles | $484,000 | 1,851 |
| All other assets | $2,801,000 | 3,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,172,000 | 1,647 |
| Total liabilities | $267,707,000 | 1,610 |
| Total deposits | $174,727,000 | 2,258 |
| Interest-bearing deposits | $124,491,000 | 2,702 |
| Deposits held in domestic offices | $174,727,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,157,000 | 346 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,306,000 | 2,129 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,517,000 | 1,709 |
| Total equity capital | $22,465,000 | 2,083 |
| Total bank equity capital | $22,465,000 | 2,083 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,032,000 | 920 |
| Surplus | $17,200,000 | 1,034 |
| Undivided profits | $1,233,000 | 7,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $748,000 | 3,634 |
| Earning assets | $266,625,000 | 1,660 |
| Long-term assets (5+ years) | $88,069,000 | 1,026 |
| Average Assets, year-to-date | $261,756,200 | 1,756 |
| Average Assets, quarterly | $280,105,500 | 1,690 |
| Volatile liabilities | $101,855,000 | 974 |
| Insider loans | $852,000 | 4,260 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $36,886,000 | 1,475 |
| Tier 1 (core) risk-based capital | $22,120,000 | 2,023 |
| Tier 2 risk-based capital | $1,939,000 | 1,834 |
| Total risk weighted assets | $199,374,600 | 1,632 |
| Total unused commitments | $36,886,000 | 1,476 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $227,154,000 | 2,065 |
| Cash and due from depository institutions | $6,262,000 | 2,431 |
| Interest-bearing balances | $140,000 | 4,354 |
| Securities | $90,049,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $118,486,000 | 2,508 |
| Loan loss allowance | $1,424,000 | 2,507 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,337,000 | 860 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $14,000 | 3,105 |
| All other assets | $3,006,000 | 2,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,154,000 | 2,065 |
| Total liabilities | $207,938,000 | 2,031 |
| Total deposits | $119,230,000 | 3,178 |
| Interest-bearing deposits | $82,565,000 | 3,866 |
| Deposits held in domestic offices | $119,230,000 | 3,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,055,000 | 373 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $319,000 | 5,175 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,334,000 | 2,578 |
| Total equity capital | $19,216,000 | 2,292 |
| Total bank equity capital | $19,216,000 | 2,292 |
| Perpetual preferred stock | $66,000 | 169 |
| Common stock | $15,351,000 | 217 |
| Surplus | $5,538,000 | 2,735 |
| Undivided profits | $-1,739,000 | 10,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $448,000 | 4,972 |
| Earning assets | $208,675,000 | 2,062 |
| Long-term assets (5+ years) | $75,864,000 | 1,230 |
| Average Assets, year-to-date | $196,907,000 | 2,294 |
| Average Assets, quarterly | $244,174,000 | 1,905 |
| Volatile liabilities | $99,276,000 | 971 |
| Insider loans | $831,000 | 4,184 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $40,556,000 | 1,400 |
| Tier 1 (core) risk-based capital | $21,084,000 | 2,111 |
| Tier 2 risk-based capital | $1,424,000 | 2,279 |
| Total risk weighted assets | $155,314,900 | 1,971 |
| Total unused commitments | $40,556,000 | 1,404 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $140,483,000 | 3,213 |
| Cash and due from depository institutions | $8,155,000 | 3,196 |
| Interest-bearing balances | $280,000 | 4,049 |
| Securities | $52,785,000 | 2,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $71,196,000 | 3,721 |
| Loan loss allowance | $988,000 | 3,390 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,281,000 | 1,057 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $38,000 | 2,998 |
| All other assets | $1,028,000 | 5,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,483,000 | 3,213 |
| Total liabilities | $127,422,000 | 3,182 |
| Total deposits | $91,122,000 | 4,064 |
| Interest-bearing deposits | $64,858,000 | 4,759 |
| Deposits held in domestic offices | $91,122,000 | 4,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,135,000 | 547 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,165,000 | 3,108 |
| Total equity capital | $13,061,000 | 3,429 |
| Total bank equity capital | $13,061,000 | 3,429 |
| Perpetual preferred stock | $66,000 | 177 |
| Common stock | $12,098,000 | 284 |
| Surplus | $755,000 | 7,893 |
| Undivided profits | $142,000 | 9,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 9,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $295,000 | 6,638 |
| Earning assets | $124,261,000 | 3,334 |
| Long-term assets (5+ years) | $46,202,000 | 1,690 |
| Average Assets, year-to-date | $112,504,000 | 3,734 |
| Average Assets, quarterly | $131,950,000 | 3,362 |
| Volatile liabilities | $44,919,000 | 1,525 |
| Insider loans | $1,507,000 | 2,643 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $971,000 | 1,065 |
| Unused loan commitments | $31,365,000 | 1,603 |
| Tier 1 (core) risk-based capital | $12,885,000 | 3,311 |
| Tier 2 risk-based capital | $988,000 | 3,060 |
| Total risk weighted assets | $89,535,100 | 3,114 |
| Total unused commitments | $31,365,000 | 1,607 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 29 | 5,676 |
| Assets and Liabilities | ||
| Total Assets: | $85,136,000 | 4,947 |
| Cash and due from depository institutions | $8,165,000 | 5,676 |
| Interest-bearing balances | $140,000 | 4,263 |
| Securities | $25,410,000 | 4,152 |
| Federal funds sold & reverse repurchase agreements | $4,298,000 | 3,065 |
| Net loans & leases | $44,917,000 | 5,375 |
| Loan loss allowance | $558,000 | 5,288 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,620,000 | 4,479 |
| Other real estate owned | $0 | 5,676 |
| Goodwill and other intangibles | $62,000 | 2,830 |
| All other assets | $664,000 | 7,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,136,000 | 4,947 |
| Total liabilities | $72,805,000 | 5,120 |
| Total deposits | $48,979,000 | 6,483 |
| Interest-bearing deposits | $33,490,000 | 7,361 |
| Deposits held in domestic offices | $48,979,000 | 6,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,503,000 | 682 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $323,000 | 7,533 |
| Total equity capital | $12,331,000 | 3,580 |
| Total bank equity capital | $12,331,000 | 3,580 |
| Perpetual preferred stock | $66,000 | 197 |
| Common stock | $6,043,000 | 580 |
| Surplus | $6,797,000 | 2,174 |
| Undivided profits | $-575,000 | 10,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $163,000 | 8,815 |
| Earning assets | $74,765,000 | 5,119 |
| Long-term assets (5+ years) | $16,073,000 | 3,220 |
| Average Assets, year-to-date | $66,961,600 | 5,727 |
| Average Assets, quarterly | $82,293,000 | 5,034 |
| Volatile liabilities | $33,637,000 | 1,947 |
| Insider loans | $1,114,000 | 3,292 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,294,000 | 3,161 |
| Tier 1 (core) risk-based capital | $12,244,000 | 3,456 |
| Tier 2 risk-based capital | $558,000 | 4,777 |
| Total risk weighted assets | $54,505,300 | 4,697 |
| Total unused commitments | $11,294,000 | 3,163 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $48,135,000 | 7,411 |
| Cash and due from depository institutions | $3,458,000 | 6,897 |
| Interest-bearing balances | $140,000 | 4,320 |
| Securities | $15,711,000 | 6,250 |
| Federal funds sold & reverse repurchase agreements | $3,060,000 | 3,788 |
| Net loans & leases | $23,893,000 | 7,809 |
| Loan loss allowance | $240,000 | 8,620 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,653,000 | 4,360 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $86,000 | 2,583 |
| All other assets | $274,000 | 10,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,135,000 | 7,411 |
| Total liabilities | $39,171,000 | 7,796 |
| Total deposits | $28,935,000 | 8,783 |
| Interest-bearing deposits | $20,174,000 | 9,404 |
| Deposits held in domestic offices | $28,935,000 | 8,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,077,000 | 1,141 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $159,000 | 9,826 |
| Total equity capital | $8,964,000 | 4,762 |
| Total bank equity capital | $8,964,000 | 4,762 |
| Perpetual preferred stock | $66,000 | 221 |
| Common stock | $4,870,000 | 804 |
| Surplus | $5,067,000 | 2,795 |
| Undivided profits | $-1,039,000 | 11,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 10,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $26,000 | 11,133 |
| Earning assets | $42,804,000 | 7,520 |
| Long-term assets (5+ years) | $11,599,000 | 3,854 |
| Average Assets, year-to-date | $32,930,600 | 8,736 |
| Average Assets, quarterly | $42,336,000 | 7,884 |
| Volatile liabilities | $13,965,000 | 3,825 |
| Insider loans | $432,000 | 5,900 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,070,000 | 4,213 |
| Tier 1 (core) risk-based capital | $9,003,000 | 4,631 |
| Tier 2 risk-based capital | $240,000 | 8,053 |
| Total risk weighted assets | $30,646,300 | 7,022 |
| Total unused commitments | $7,070,000 | 4,226 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $21,607,000 | 10,503 |
| Cash and due from depository institutions | $748,000 | 9,970 |
| Interest-bearing balances | $140,000 | 4,592 |
| Securities | $4,428,000 | 10,456 |
| Federal funds sold & reverse repurchase agreements | $8,899,000 | 1,637 |
| Net loans & leases | $6,859,000 | 11,243 |
| Loan loss allowance | $85,000 | 11,197 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $433,000 | 8,663 |
| Other real estate owned | $0 | 9,970 |
| Goodwill and other intangibles | $110,000 | 2,317 |
| All other assets | $130,000 | 11,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,607,000 | 10,503 |
| Total liabilities | $14,768,000 | 11,061 |
| Total deposits | $14,306,000 | 11,043 |
| Interest-bearing deposits | $11,056,000 | 11,166 |
| Deposits held in domestic offices | $14,306,000 | 11,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $435,000 | 3,163 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $27,000 | 11,891 |
| Total equity capital | $6,839,000 | 5,958 |
| Total bank equity capital | $6,839,000 | 5,958 |
| Perpetual preferred stock | $66,000 | 249 |
| Common stock | $3,670,000 | 1,067 |
| Surplus | $3,669,000 | 3,676 |
| Undivided profits | $-566,000 | 11,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $34,000 | 11,576 |
| Earning assets | $20,326,000 | 10,399 |
| Long-term assets (5+ years) | $2,497,000 | 7,431 |
| Average Assets, year-to-date | $16,792,000 | 10,964 |
| Average Assets, quarterly | $16,792,000 | 11,031 |
| Volatile liabilities | $859,000 | 11,012 |
| Insider loans | $796,000 | 4,323 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,920,000 | 7,531 |
| Tier 1 (core) risk-based capital | $6,724,000 | 5,891 |
| Tier 2 risk-based capital | $85,000 | 10,973 |
| Total risk weighted assets | $10,109,600 | 10,768 |
| Total unused commitments | $1,920,000 | 7,546 |
| Derivatives | $0 | 628 |