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FirstPlus Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$17,269,000	2,040
Total interest expense	$11,415,000	1,503
Net interest income	$5,854,000	3,026
Provision for loan and lease losses	$756,000	1,325
Total noninterest income	$2,805,000	1,431
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,805,000	895
Total noninterest expense	$14,126,000	995
Salaries and employee benefits	$7,195,000	977
Premises and equipment expense	$1,249,000	1,671
Additional noninterest expense	$5,682,000	864
Pre-tax net operating income	$-6,223,000	9,878
Securities gains (losses)	$-1,066,000	9,765
Applicable income taxes	$711,000	2,748
Income before extraordinary items	$-8,000,000	9,876
Extraordinary gains, net	$0	38
Net income	$-8,000,000	9,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000,000	751
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-6,934,000	9,873
1999-12-31 (YTD Data)		Rank
Total interest income	$20,316,000	1,598
Total interest expense	$11,129,000	1,345
Net interest income	$9,187,000	1,912
Provision for loan and lease losses	$833,000	1,150
Total noninterest income	$5,881,000	832
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	8,885
Trading account gains and fees	$0	173
Additional Noninterest Income	$5,881,000	596
Total noninterest expense	$14,572,000	961
Salaries and employee benefits	$6,846,000	1,008
Premises and equipment expense	$2,049,000	984
Additional noninterest expense	$5,677,000	874
Pre-tax net operating income	$-337,000	9,738
Securities gains (losses)	$-53,000	9,806
Applicable income taxes	$-168,000	9,996
Income before extraordinary items	$-222,000	9,700
Extraordinary gains, net	$0	35
Net income	$-222,000	9,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,010,000	704
Cash dividends	$1,044,000	2,181
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-188,080	9,644
1998-12-31 (YTD Data)		Rank
Total interest income	$30,427,000	1,075
Total interest expense	$14,092,000	1,107
Net interest income	$16,335,000	1,036
Provision for loan and lease losses	$1,081,000	904
Total noninterest income	$27,540,000	302
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	$0	224
Additional Noninterest Income	$27,540,000	238
Total noninterest expense	$21,064,000	707
Salaries and employee benefits	$7,622,000	863
Premises and equipment expense	$1,439,000	1,356
Additional noninterest expense	$12,003,000	520
Pre-tax net operating income	$21,730,000	421
Securities gains (losses)	$43,000	1,842
Applicable income taxes	$9,110,000	368
Income before extraordinary items	$12,663,000	469
Extraordinary gains, net	$0	32
Net income	$12,663,000	468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$619,000	1,064
Cash dividends	$11,500,000	347
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$12,635,480	454
1997-12-31 (YTD Data)		Rank
Total interest income	$10,710,000	3,031
Total interest expense	$6,113,000	2,455
Net interest income	$4,597,000	3,761
Provision for loan and lease losses	$237,000	3,092
Total noninterest income	$16,424,000	408
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$0	9,486
Trading account gains and fees	$0	239
Additional Noninterest Income	$16,424,000	297
Total noninterest expense	$12,743,000	1,063
Salaries and employee benefits	$6,042,000	1,087
Premises and equipment expense	$1,449,000	1,355
Additional noninterest expense	$5,252,000	931
Pre-tax net operating income	$8,041,000	1,023
Securities gains (losses)	$21,000	1,847
Applicable income taxes	$3,357,000	849
Income before extraordinary items	$4,705,000	1,171
Extraordinary gains, net	$0	44
Net income	$4,705,000	1,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	1,419
Cash dividends	$1,506,000	1,598
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,691,560	1,150
1996-12-31 (YTD Data)		Rank
Total interest income	$10,853,000	3,034
Total interest expense	$6,161,000	2,488
Net interest income	$4,692,000	3,758
Provision for loan and lease losses	$155,000	3,992
Total noninterest income	$11,561,000	538
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$0	9,915
Trading account gains and fees	$0	262
Additional Noninterest Income	$11,561,000	393
Total noninterest expense	$10,805,000	1,326
Salaries and employee benefits	$5,345,000	1,258
Premises and equipment expense	$1,199,000	1,696
Additional noninterest expense	$4,261,000	1,294
Pre-tax net operating income	$5,293,000	1,356
Securities gains (losses)	$-50,000	11,034
Applicable income taxes	$2,175,000	1,140
Income before extraordinary items	$3,068,000	1,625
Extraordinary gains, net	$0	53
Net income	$3,068,000	1,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$940,000	939
Cash dividends	$572,000	3,155
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,100,000	1,572
1995-12-31 (YTD Data)		Rank
Total interest income	$12,855,000	2,600
Total interest expense	$6,593,000	2,356
Net interest income	$6,262,000	2,849
Provision for loan and lease losses	$3,158,000	428
Total noninterest income	$8,218,000	686
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$0	10,339
Trading account gains and fees	$0	522
Additional Noninterest Income	$8,218,000	486
Total noninterest expense	$9,513,000	1,494
Salaries and employee benefits	$4,621,000	1,437
Premises and equipment expense	$1,056,000	1,931
Additional noninterest expense	$3,836,000	1,385
Pre-tax net operating income	$1,809,000	3,827
Securities gains (losses)	$0	3,831
Applicable income taxes	$763,000	3,000
Income before extraordinary items	$1,046,000	4,418
Extraordinary gains, net	$0	65
Net income	$1,046,000	4,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,423,000	344
Cash dividends	$172,000	5,826
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,046,000	4,409
1994-12-31 (YTD Data)		Rank
Total interest income	$13,650,000	2,243
Total interest expense	$4,602,000	2,656
Net interest income	$9,048,000	2,004
Provision for loan and lease losses	$2,845,000	454
Total noninterest income	$3,808,000	1,126
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	10,872
Trading account gains and fees	$0	475
Additional Noninterest Income	$3,808,000	758
Total noninterest expense	$8,521,000	1,716
Salaries and employee benefits	$3,863,000	1,733
Premises and equipment expense	$1,041,000	1,953
Additional noninterest expense	$3,617,000	1,540
Pre-tax net operating income	$1,490,000	4,434
Securities gains (losses)	$0	3,600
Applicable income taxes	$646,000	3,306
Income before extraordinary items	$844,000	5,150
Extraordinary gains, net	$0	249
Net income	$844,000	5,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,110,000	808
Cash dividends	$289,000	4,610
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$844,000	5,200
1993-12-31 (YTD Data)		Rank
Total interest income	$12,898,000	2,394
Total interest expense	$4,418,000	2,898
Net interest income	$8,480,000	2,128
Provision for loan and lease losses	$2,300,000	733
Total noninterest income	$3,171,000	1,399
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,171,000	926
Total noninterest expense	$7,811,000	1,897
Salaries and employee benefits	$3,160,000	2,101
Premises and equipment expense	$859,000	2,380
Additional noninterest expense	$3,792,000	1,594
Pre-tax net operating income	$1,540,000	4,222
Securities gains (losses)	$0	7,477
Applicable income taxes	$649,000	3,353
Income before extraordinary items	$891,000	5,137
Extraordinary gains, net	$159,000	1,183
Net income	$1,050,000	4,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,508,000	868
Cash dividends	$224,000	5,180
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$891,000	4,916
1992-12-31 (YTD Data)		Rank
Total interest income	$12,537,000	2,799
Total interest expense	$5,303,000	3,124
Net interest income	$7,234,000	2,511
Provision for loan and lease losses	$555,000	2,776
Total noninterest income	$2,584,000	1,614
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	11,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,584,000	1,055
Total noninterest expense	$6,122,000	2,370
Salaries and employee benefits	$2,555,000	2,529
Premises and equipment expense	$751,000	2,763
Additional noninterest expense	$2,816,000	2,104
Pre-tax net operating income	$3,141,000	1,980
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,301,000	1,622
Income before extraordinary items	$1,840,000	2,492
Extraordinary gains, net	$0	1,422
Net income	$1,840,000	2,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	2,784
Cash dividends	$373,000	3,503
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,840,000	2,311

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.