Home > FirstMerit Bank, FSB > Assets and Liabilities
FirstMerit Bank, FSB, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $121,576,000 | 3,685 |
| Cash and due from depository institutions | $7,570,000 | 3,786 |
| Interest-bearing balances | $5,972,000 | 816 |
| Securities | $35,672,000 | 3,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $72,568,000 | 3,622 |
| Loan loss allowance | $557,000 | 5,604 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $915,000 | 6,364 |
| Other real estate owned | $0 | 3,786 |
| Goodwill and other intangibles | $2,956,000 | 700 |
| All other assets | $1,895,000 | 3,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,577,000 | 3,685 |
| Total liabilities | $111,387,000 | 3,635 |
| Total deposits | $107,931,000 | 3,549 |
| Interest-bearing deposits | $104,275,000 | 3,161 |
| Deposits held in domestic offices | $107,931,000 | 3,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,903 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $456,000 | 6,590 |
| Total equity capital | $10,190,000 | 4,269 |
| Total bank equity capital | $10,190,000 | 4,269 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $9,500,000 | 1,658 |
| Undivided profits | $-1,810,000 | 11,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 8,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $382,000 | 6,015 |
| Earning assets | $114,212,000 | 3,592 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $123,634,400 | 3,497 |
| Average Assets, quarterly | $123,097,000 | 3,616 |
| Volatile liabilities | $6,281,000 | 6,154 |
| Insider loans | $25,000 | 10,296 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,753,000 | 4,197 |
| Tier 1 (core) risk-based capital | $6,985,000 | 5,735 |
| Tier 2 risk-based capital | $557,000 | 4,845 |
| Total risk weighted assets | $66,759,000 | 3,938 |
| Total unused commitments | $6,753,000 | 4,210 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $112,723,000 | 3,929 |
| Cash and due from depository institutions | $7,139,000 | 4,125 |
| Interest-bearing balances | $5,751,000 | 630 |
| Securities | $83,564,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,527 |
| Net loans & leases | $11,293,000 | 10,684 |
| Loan loss allowance | $28,000 | 12,411 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $210,000 | 10,600 |
| Other real estate owned | $0 | 4,125 |
| Goodwill and other intangibles | $3,307,000 | 589 |
| All other assets | $1,210,000 | 5,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,723,000 | 3,929 |
| Total liabilities | $102,991,000 | 3,904 |
| Total deposits | $97,880,000 | 3,858 |
| Interest-bearing deposits | $97,880,000 | 3,327 |
| Deposits held in domestic offices | $97,880,000 | 3,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,992 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,111,000 | 2,829 |
| Total equity capital | $9,732,000 | 4,164 |
| Total bank equity capital | $9,732,000 | 4,164 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $8,500,000 | 1,769 |
| Undivided profits | $-1,268,000 | 12,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $32,000 | 12,180 |
| Earning assets | $106,608,000 | 3,801 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $63,195,750 | 6,279 |
| Average Assets, quarterly | $86,783,500 | 4,921 |
| Volatile liabilities | $6,188,000 | 5,983 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,547,000 | 6,838 |
| Tier 1 (core) risk-based capital | $7,034,000 | 5,606 |
| Tier 2 risk-based capital | $28,000 | 12,341 |
| Total risk weighted assets | $24,396,000 | 8,135 |
| Total unused commitments | $2,547,000 | 6,848 |
| Derivatives | $0 | 687 |