Home > Firstmerit Bank > Income and Expense

Firstmerit Bank, Income and Expense

2016-06-30 (YTD Data)		Rank
Total interest income	$417,686,000	66
Total interest expense	$38,702,000	69
Net interest income	$378,984,000	66
Provision for loan and lease losses	$14,200,000	89
Total noninterest income	$127,376,000	77
Gross Fiduciary activities income	$21,451,000	49
Service charges on deposit accounts	$34,910,000	46
Trading account gains and fees	$4,392,000	45
Additional Noninterest Income	$66,623,000	82
Total noninterest expense	$319,575,000	62
Salaries and employee benefits	$169,900,000	54
Premises and equipment expense	$51,211,000	39
Additional noninterest expense	$98,464,000	80
Pre-tax net operating income	$172,585,000	68
Securities gains (losses)	$2,459,000	64
Applicable income taxes	$54,259,000	71
Income before extraordinary items	$120,785,000	66
Extraordinary gains, net	$0	16
Net income	$120,785,000	65
Minority interest net income	$0	71
Net income of bank and minority interests.	$120,785,000	65
Net charge-offs	$18,499,000	65
Cash dividends	$72,400,000	54
Sale, conversion, retirement of capital stock, net	$8,197,000	32
Net operating income	$119,088,290	64
2016-03-31 (YTD Data)		Rank
Total interest income	$208,448,000	66
Total interest expense	$19,441,000	68
Net interest income	$189,007,000	66
Provision for loan and lease losses	$7,809,000	78
Total noninterest income	$65,289,000	76
Gross Fiduciary activities income	$10,284,000	50
Service charges on deposit accounts	$17,096,000	46
Trading account gains and fees	$1,631,000	47
Additional Noninterest Income	$36,278,000	76
Total noninterest expense	$162,662,000	62
Salaries and employee benefits	$84,474,000	56
Premises and equipment expense	$26,472,000	37
Additional noninterest expense	$51,716,000	77
Pre-tax net operating income	$83,825,000	66
Securities gains (losses)	$295,000	214
Applicable income taxes	$26,061,000	74
Income before extraordinary items	$58,059,000	65
Extraordinary gains, net	$0	12
Net income	$58,059,000	65
Minority interest net income	$0	62
Net income of bank and minority interests.	$58,059,000	65
Net charge-offs	$9,831,000	60
Cash dividends	$38,900,000	57
Sale, conversion, retirement of capital stock, net	$3,279,000	37
Net operating income	$57,855,450	63
2015-12-31 (YTD Data)		Rank
Total interest income	$835,241,000	63
Total interest expense	$75,847,000	68
Net interest income	$759,394,000	60
Provision for loan and lease losses	$45,100,000	61
Total noninterest income	$265,789,000	75
Gross Fiduciary activities income	$42,124,000	50
Service charges on deposit accounts	$72,106,000	46
Trading account gains and fees	$4,872,000	48
Additional Noninterest Income	$146,687,000	78
Total noninterest expense	$628,442,000	66
Salaries and employee benefits	$342,928,000	52
Premises and equipment expense	$101,055,000	37
Additional noninterest expense	$184,459,000	84
Pre-tax net operating income	$351,641,000	61
Securities gains (losses)	$957,000	217
Applicable income taxes	$106,465,000	68
Income before extraordinary items	$246,133,000	62
Extraordinary gains, net	$0	23
Net income	$246,133,000	62
Minority interest net income	$0	81
Net income of bank and minority interests.	$246,133,000	62
Net charge-offs	$41,431,000	55
Cash dividends	$103,500,000	77
Sale, conversion, retirement of capital stock, net	$15,019,000	36
Net operating income	$245,463,100	62
2015-09-30 (YTD Data)		Rank
Total interest income	$626,676,000	64
Total interest expense	$56,442,000	69
Net interest income	$570,234,000	59
Provision for loan and lease losses	$31,491,000	60
Total noninterest income	$197,721,000	73
Gross Fiduciary activities income	$31,917,000	50
Service charges on deposit accounts	$53,922,000	44
Trading account gains and fees	$1,979,000	57
Additional Noninterest Income	$109,903,000	77
Total noninterest expense	$471,601,000	64
Salaries and employee benefits	$257,842,000	52
Premises and equipment expense	$76,990,000	36
Additional noninterest expense	$136,769,000	85
Pre-tax net operating income	$264,863,000	61
Securities gains (losses)	$962,000	189
Applicable income taxes	$80,101,000	68
Income before extraordinary items	$185,724,000	62
Extraordinary gains, net	$0	21
Net income	$185,724,000	62
Minority interest net income	$0	78
Net income of bank and minority interests.	$185,724,000	62
Net charge-offs	$27,993,000	56
Cash dividends	$70,000,000	82
Sale, conversion, retirement of capital stock, net	$10,816,000	34
Net operating income	$185,050,600	62
2015-06-30 (YTD Data)		Rank
Total interest income	$417,707,000	61
Total interest expense	$36,828,000	70
Net interest income	$380,879,000	60
Provision for loan and lease losses	$17,214,000	62
Total noninterest income	$127,195,000	76
Gross Fiduciary activities income	$20,969,000	52
Service charges on deposit accounts	$35,143,000	44
Trading account gains and fees	$1,919,000	55
Additional Noninterest Income	$69,164,000	80
Total noninterest expense	$314,669,000	61
Salaries and employee benefits	$173,477,000	51
Premises and equipment expense	$51,914,000	36
Additional noninterest expense	$89,278,000	86
Pre-tax net operating income	$176,191,000	62
Securities gains (losses)	$921,000	156
Applicable income taxes	$55,225,000	67
Income before extraordinary items	$121,887,000	64
Extraordinary gains, net	$0	22
Net income	$121,887,000	64
Minority interest net income	$0	75
Net income of bank and minority interests.	$121,887,000	64
Net charge-offs	$18,650,000	55
Cash dividends	$31,100,000	106
Sale, conversion, retirement of capital stock, net	$7,666,000	37
Net operating income	$121,251,510	64
2015-03-31 (YTD Data)		Rank
Total interest income	$209,652,000	62
Total interest expense	$18,406,000	71
Net interest income	$191,246,000	59
Provision for loan and lease losses	$8,248,000	64
Total noninterest income	$62,201,000	77
Gross Fiduciary activities income	$10,149,000	55
Service charges on deposit accounts	$17,005,000	44
Trading account gains and fees	$-443,000	6,416
Additional Noninterest Income	$35,490,000	76
Total noninterest expense	$156,136,000	61
Salaries and employee benefits	$88,894,000	50
Premises and equipment expense	$26,329,000	35
Additional noninterest expense	$40,913,000	87
Pre-tax net operating income	$89,063,000	59
Securities gains (losses)	$354,000	227
Applicable income taxes	$28,482,000	65
Income before extraordinary items	$60,935,000	58
Extraordinary gains, net	$0	13
Net income	$60,935,000	58
Minority interest net income	$0	64
Net income of bank and minority interests.	$60,935,000	58
Net charge-offs	$9,572,000	53
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$3,641,000	34
Net operating income	$60,694,280	59
2014-12-31 (YTD Data)		Rank
Total interest income	$884,519,000	56
Total interest expense	$70,829,000	74
Net interest income	$813,690,000	55
Provision for loan and lease losses	$52,279,000	53
Total noninterest income	$262,051,000	73
Gross Fiduciary activities income	$39,949,000	53
Service charges on deposit accounts	$76,468,000	42
Trading account gains and fees	$5,459,000	48
Additional Noninterest Income	$140,175,000	74
Total noninterest expense	$655,876,000	57
Salaries and employee benefits	$353,951,000	45
Premises and equipment expense	$105,476,000	33
Additional noninterest expense	$196,449,000	79
Pre-tax net operating income	$367,586,000	57
Securities gains (losses)	$166,000	905
Applicable income taxes	$111,690,000	63
Income before extraordinary items	$256,062,000	58
Extraordinary gains, net	$0	17
Net income	$256,062,000	58
Minority interest net income	$0	84
Net income of bank and minority interests.	$256,062,000	58
Net charge-offs	$52,801,000	49
Cash dividends	$81,600,000	86
Sale, conversion, retirement of capital stock, net	$13,923,000	33
Net operating income	$255,945,800	58
2014-09-30 (YTD Data)		Rank
Total interest income	$662,744,000	56
Total interest expense	$49,007,000	76
Net interest income	$613,737,000	56
Provision for loan and lease losses	$38,981,000	50
Total noninterest income	$193,115,000	75
Gross Fiduciary activities income	$30,119,000	53
Service charges on deposit accounts	$57,480,000	42
Trading account gains and fees	$4,773,000	45
Additional Noninterest Income	$100,743,000	78
Total noninterest expense	$493,625,000	56
Salaries and employee benefits	$265,561,000	45
Premises and equipment expense	$79,857,000	34
Additional noninterest expense	$148,207,000	81
Pre-tax net operating income	$274,246,000	60
Securities gains (losses)	$150,000	764
Applicable income taxes	$84,794,000	64
Income before extraordinary items	$189,602,000	60
Extraordinary gains, net	$0	15
Net income	$189,602,000	60
Minority interest net income	$0	81
Net income of bank and minority interests.	$189,602,000	60
Net charge-offs	$43,989,000	49
Cash dividends	$69,300,000	76
Sale, conversion, retirement of capital stock, net	$10,959,000	36
Net operating income	$189,498,500	61
2014-06-30 (YTD Data)		Rank
Total interest income	$442,189,000	54
Total interest expense	$33,518,000	76
Net interest income	$408,671,000	56
Provision for loan and lease losses	$29,789,000	47
Total noninterest income	$127,593,000	73
Gross Fiduciary activities income	$19,818,000	53
Service charges on deposit accounts	$37,555,000	42
Trading account gains and fees	$2,874,000	48
Additional Noninterest Income	$67,346,000	76
Total noninterest expense	$330,666,000	55
Salaries and employee benefits	$176,377,000	45
Premises and equipment expense	$54,366,000	34
Additional noninterest expense	$99,923,000	75
Pre-tax net operating income	$175,809,000	61
Securities gains (losses)	$136,000	631
Applicable income taxes	$53,698,000	67
Income before extraordinary items	$122,247,000	60
Extraordinary gains, net	$0	20
Net income	$122,247,000	60
Minority interest net income	$0	80
Net income of bank and minority interests.	$122,247,000	60
Net charge-offs	$29,932,000	48
Cash dividends	$69,300,000	50
Sale, conversion, retirement of capital stock, net	$8,200,000	31
Net operating income	$122,153,160	61
2014-03-31 (YTD Data)		Rank
Total interest income	$220,324,000	51
Total interest expense	$16,018,000	78
Net interest income	$204,306,000	53
Provision for loan and lease losses	$14,536,000	46
Total noninterest income	$60,904,000	73
Gross Fiduciary activities income	$9,748,000	54
Service charges on deposit accounts	$17,790,000	43
Trading account gains and fees	$1,277,000	49
Additional Noninterest Income	$32,089,000	75
Total noninterest expense	$167,129,000	54
Salaries and employee benefits	$87,978,000	45
Premises and equipment expense	$28,334,000	34
Additional noninterest expense	$50,817,000	69
Pre-tax net operating income	$83,545,000	63
Securities gains (losses)	$56,000	616
Applicable income taxes	$25,436,000	67
Income before extraordinary items	$58,165,000	60
Extraordinary gains, net	$0	16
Net income	$58,165,000	60
Minority interest net income	$0	66
Net income of bank and minority interests.	$58,165,000	60
Net charge-offs	$15,552,000	48
Cash dividends	$37,300,000	49
Sale, conversion, retirement of capital stock, net	$3,766,000	32
Net operating income	$58,125,800	60
2013-12-31 (YTD Data)		Rank
Total interest income	$816,327,000	58
Total interest expense	$64,958,000	82
Net interest income	$751,369,000	57
Provision for loan and lease losses	$33,684,000	69
Total noninterest income	$245,150,000	70
Gross Fiduciary activities income	$34,770,000	54
Service charges on deposit accounts	$74,399,000	42
Trading account gains and fees	$4,662,000	54
Additional Noninterest Income	$131,319,000	77
Total noninterest expense	$675,134,000	58
Salaries and employee benefits	$350,073,000	44
Premises and equipment expense	$89,330,000	39
Additional noninterest expense	$235,731,000	60
Pre-tax net operating income	$287,701,000	71
Securities gains (losses)	$-2,803,000	6,782
Applicable income taxes	$84,469,000	83
Income before extraordinary items	$200,429,000	72
Extraordinary gains, net	$0	29
Net income	$200,429,000	72
Minority interest net income	$0	90
Net income of bank and minority interests.	$200,429,000	72
Net charge-offs	$45,419,000	65
Cash dividends	$79,300,000	89
Sale, conversion, retirement of capital stock, net	$10,937,000	39
Net operating income	$202,391,100	71
2013-09-30 (YTD Data)		Rank
Total interest income	$593,184,000	60
Total interest expense	$49,525,000	82
Net interest income	$543,659,000	57
Provision for loan and lease losses	$23,635,000	75
Total noninterest income	$178,151,000	74
Gross Fiduciary activities income	$24,515,000	56
Service charges on deposit accounts	$55,315,000	42
Trading account gains and fees	$2,317,000	59
Additional Noninterest Income	$96,004,000	79
Total noninterest expense	$498,512,000	58
Salaries and employee benefits	$257,657,000	44
Premises and equipment expense	$62,630,000	40
Additional noninterest expense	$178,225,000	60
Pre-tax net operating income	$199,663,000	76
Securities gains (losses)	$-2,803,000	6,876
Applicable income taxes	$58,922,000	87
Income before extraordinary items	$137,938,000	77
Extraordinary gains, net	$0	25
Net income	$137,938,000	77
Minority interest net income	$0	84
Net income of bank and minority interests.	$137,938,000	77
Net charge-offs	$28,854,000	70
Cash dividends	$47,300,000	92
Sale, conversion, retirement of capital stock, net	$8,747,000	32
Net operating income	$139,900,100	76
2013-06-30 (YTD Data)		Rank
Total interest income	$363,193,000	65
Total interest expense	$32,815,000	82
Net interest income	$330,378,000	63
Provision for loan and lease losses	$17,255,000	69
Total noninterest income	$113,462,000	79
Gross Fiduciary activities income	$14,907,000	61
Service charges on deposit accounts	$33,169,000	43
Trading account gains and fees	$4,060,000	46
Additional Noninterest Income	$61,326,000	83
Total noninterest expense	$289,841,000	64
Salaries and employee benefits	$161,251,000	49
Premises and equipment expense	$38,308,000	44
Additional noninterest expense	$90,282,000	81
Pre-tax net operating income	$136,744,000	78
Securities gains (losses)	$-2,803,000	6,931
Applicable income taxes	$39,128,000	87
Income before extraordinary items	$94,813,000	79
Extraordinary gains, net	$0	22
Net income	$94,813,000	79
Minority interest net income	$0	82
Net income of bank and minority interests.	$94,813,000	79
Net charge-offs	$19,597,000	73
Cash dividends	$10,000,000	170
Sale, conversion, retirement of capital stock, net	$6,216,000	30
Net operating income	$96,803,130	75
2013-03-31 (YTD Data)		Rank
Total interest income	$137,070,000	80
Total interest expense	$15,192,000	84
Net interest income	$121,878,000	77
Provision for loan and lease losses	$9,946,000	74
Total noninterest income	$48,056,000	82
Gross Fiduciary activities income	$5,740,000	69
Service charges on deposit accounts	$12,586,000	50
Trading account gains and fees	$1,218,000	49
Additional Noninterest Income	$28,512,000	93
Total noninterest expense	$104,648,000	73
Salaries and employee benefits	$56,996,000	60
Premises and equipment expense	$15,172,000	53
Additional noninterest expense	$32,480,000	97
Pre-tax net operating income	$55,340,000	90
Securities gains (losses)	$-9,000	6,796
Applicable income taxes	$15,752,000	99
Income before extraordinary items	$39,579,000	87
Extraordinary gains, net	$0	10
Net income	$39,579,000	87
Minority interest net income	$0	76
Net income of bank and minority interests.	$39,579,000	87
Net charge-offs	$10,895,000	73
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$1,972,000	39
Net operating income	$39,585,480	86
2012-12-31 (YTD Data)		Rank
Total interest income	$573,908,000	82
Total interest expense	$64,318,000	90
Net interest income	$509,590,000	75
Provision for loan and lease losses	$54,699,000	73
Total noninterest income	$177,560,000	88
Gross Fiduciary activities income	$23,143,000	67
Service charges on deposit accounts	$57,738,000	47
Trading account gains and fees	$6,581,000	49
Additional Noninterest Income	$90,098,000	107
Total noninterest expense	$443,382,000	69
Salaries and employee benefits	$241,532,000	58
Premises and equipment expense	$59,375,000	55
Additional noninterest expense	$142,475,000	92
Pre-tax net operating income	$189,069,000	93
Securities gains (losses)	$3,786,000	122
Applicable income taxes	$53,561,000	104
Income before extraordinary items	$139,294,000	97
Extraordinary gains, net	$0	29
Net income	$139,294,000	97
Minority interest net income	$0	93
Net income of bank and minority interests.	$139,294,000	97
Net charge-offs	$71,346,000	66
Cash dividends	$152,500,000	53
Sale, conversion, retirement of capital stock, net	$9,310,000	41
Net operating income	$136,568,080	97
2012-09-30 (YTD Data)		Rank
Total interest income	$433,270,000	84
Total interest expense	$48,705,000	91
Net interest income	$384,565,000	76
Provision for loan and lease losses	$42,437,000	70
Total noninterest income	$127,991,000	93
Gross Fiduciary activities income	$17,481,000	66
Service charges on deposit accounts	$43,490,000	47
Trading account gains and fees	$6,019,000	45
Additional Noninterest Income	$61,001,000	115
Total noninterest expense	$333,477,000	70
Salaries and employee benefits	$180,902,000	59
Premises and equipment expense	$45,262,000	55
Additional noninterest expense	$107,313,000	92
Pre-tax net operating income	$136,642,000	97
Securities gains (losses)	$1,361,000	299
Applicable income taxes	$38,518,000	105
Income before extraordinary items	$99,485,000	99
Extraordinary gains, net	$0	20
Net income	$99,485,000	99
Minority interest net income	$0	86
Net income of bank and minority interests.	$99,485,000	99
Net charge-offs	$56,568,000	66
Cash dividends	$35,000,000	96
Sale, conversion, retirement of capital stock, net	$7,306,000	38
Net operating income	$98,505,080	98
2012-06-30 (YTD Data)		Rank
Total interest income	$289,871,000	84
Total interest expense	$32,450,000	93
Net interest income	$257,421,000	76
Provision for loan and lease losses	$26,263,000	79
Total noninterest income	$83,026,000	92
Gross Fiduciary activities income	$11,357,000	67
Service charges on deposit accounts	$28,887,000	47
Trading account gains and fees	$3,164,000	49
Additional Noninterest Income	$39,618,000	112
Total noninterest expense	$227,007,000	70
Salaries and employee benefits	$123,650,000	59
Premises and equipment expense	$30,415,000	55
Additional noninterest expense	$72,942,000	89
Pre-tax net operating income	$87,177,000	101
Securities gains (losses)	$808,000	348
Applicable income taxes	$24,606,000	104
Income before extraordinary items	$63,379,000	100
Extraordinary gains, net	$0	19
Net income	$63,379,000	100
Minority interest net income	$0	84
Net income of bank and minority interests.	$63,379,000	100
Net charge-offs	$35,036,000	73
Cash dividends	$17,500,000	114
Sale, conversion, retirement of capital stock, net	$5,459,000	35
Net operating income	$62,797,240	100
2012-03-31 (YTD Data)		Rank
Total interest income	$145,395,000	84
Total interest expense	$16,398,000	94
Net interest income	$128,997,000	76
Provision for loan and lease losses	$14,068,000	75
Total noninterest income	$39,822,000	89
Gross Fiduciary activities income	$5,627,000	68
Service charges on deposit accounts	$14,409,000	47
Trading account gains and fees	$1,612,000	50
Additional Noninterest Income	$18,174,000	117
Total noninterest expense	$110,961,000	69
Salaries and employee benefits	$63,027,000	57
Premises and equipment expense	$15,304,000	55
Additional noninterest expense	$32,630,000	96
Pre-tax net operating income	$43,790,000	101
Securities gains (losses)	$260,000	499
Applicable income taxes	$12,832,000	106
Income before extraordinary items	$31,218,000	99
Extraordinary gains, net	$0	19
Net income	$31,218,000	100
Minority interest net income	$0	78
Net income of bank and minority interests.	$31,218,000	100
Net charge-offs	$18,157,000	72
Cash dividends	$17,500,000	67
Sale, conversion, retirement of capital stock, net	$4,169,000	24
Net operating income	$31,033,400	99
2011-12-31 (YTD Data)		Rank
Total interest income	$604,294,000	83
Total interest expense	$81,610,000	92
Net interest income	$522,684,000	72
Provision for loan and lease losses	$74,394,000	83
Total noninterest income	$161,287,000	87
Gross Fiduciary activities income	$22,396,000	57
Service charges on deposit accounts	$64,082,000	44
Trading account gains and fees	$3,182,000	63
Additional Noninterest Income	$71,627,000	117
Total noninterest expense	$451,700,000	71
Salaries and employee benefits	$236,972,000	60
Premises and equipment expense	$58,936,000	62
Additional noninterest expense	$155,792,000	85
Pre-tax net operating income	$157,877,000	97
Securities gains (losses)	$11,081,000	59
Applicable income taxes	$46,567,000	104
Income before extraordinary items	$122,391,000	90
Extraordinary gains, net	$0	29
Net income	$122,391,000	91
Minority interest net income	$0	96
Net income of bank and minority interests.	$122,391,000	91
Net charge-offs	$101,246,000	78
Cash dividends	$70,000,000	71
Sale, conversion, retirement of capital stock, net	$8,014,000	83
Net operating income	$114,412,680	93
2011-09-30 (YTD Data)		Rank
Total interest income	$455,946,000	81
Total interest expense	$64,628,000	92
Net interest income	$391,318,000	72
Provision for loan and lease losses	$59,345,000	77
Total noninterest income	$120,745,000	87
Gross Fiduciary activities income	$16,983,000	58
Service charges on deposit accounts	$48,460,000	44
Trading account gains and fees	$3,128,000	59
Additional Noninterest Income	$52,174,000	112
Total noninterest expense	$329,799,000	71
Salaries and employee benefits	$175,418,000	60
Premises and equipment expense	$44,797,000	61
Additional noninterest expense	$109,584,000	85
Pre-tax net operating income	$122,919,000	97
Securities gains (losses)	$5,292,000	85
Applicable income taxes	$36,970,000	102
Income before extraordinary items	$91,241,000	94
Extraordinary gains, net	$0	21
Net income	$91,241,000	94
Minority interest net income	$0	87
Net income of bank and minority interests.	$91,241,000	95
Net charge-offs	$75,051,000	79
Cash dividends	$52,500,000	53
Sale, conversion, retirement of capital stock, net	$6,619,000	88
Net operating income	$87,483,680	93
2011-06-30 (YTD Data)		Rank
Total interest income	$306,630,000	82
Total interest expense	$44,713,000	96
Net interest income	$261,917,000	74
Provision for loan and lease losses	$39,970,000	81
Total noninterest income	$76,807,000	98
Gross Fiduciary activities income	$11,376,000	59
Service charges on deposit accounts	$30,622,000	46
Trading account gains and fees	$-470,000	7,497
Additional Noninterest Income	$35,279,000	118
Total noninterest expense	$217,440,000	73
Salaries and employee benefits	$115,051,000	62
Premises and equipment expense	$29,652,000	62
Additional noninterest expense	$72,737,000	88
Pre-tax net operating income	$81,314,000	99
Securities gains (losses)	$889,000	224
Applicable income taxes	$22,429,000	105
Income before extraordinary items	$59,774,000	99
Extraordinary gains, net	$0	15
Net income	$59,774,000	99
Minority interest net income	$0	89
Net income of bank and minority interests.	$59,774,000	99
Net charge-offs	$48,697,000	87
Cash dividends	$35,000,000	49
Sale, conversion, retirement of capital stock, net	$5,228,000	54
Net operating income	$59,125,030	97
2011-03-31 (YTD Data)		Rank
Total interest income	$153,391,000	82
Total interest expense	$23,830,000	96
Net interest income	$129,561,000	73
Provision for loan and lease losses	$22,351,000	85
Total noninterest income	$41,702,000	94
Gross Fiduciary activities income	$5,514,000	59
Service charges on deposit accounts	$14,910,000	48
Trading account gains and fees	$716,000	69
Additional Noninterest Income	$20,562,000	107
Total noninterest expense	$109,711,000	72
Salaries and employee benefits	$59,094,000	61
Premises and equipment expense	$15,108,000	63
Additional noninterest expense	$35,509,000	90
Pre-tax net operating income	$39,201,000	95
Securities gains (losses)	$0	1,772
Applicable income taxes	$9,214,000	114
Income before extraordinary items	$29,987,000	95
Extraordinary gains, net	$0	9
Net income	$29,987,000	94
Minority interest net income	$0	86
Net income of bank and minority interests.	$29,987,000	95
Net charge-offs	$22,856,000	90
Cash dividends	$17,500,000	42
Sale, conversion, retirement of capital stock, net	$3,201,000	44
Net operating income	$29,987,000	91
2010-12-31 (YTD Data)		Rank
Total interest income	$565,403,000	84
Total interest expense	$108,882,000	93
Net interest income	$456,521,000	84
Provision for loan and lease losses	$88,183,000	120
Total noninterest income	$206,331,000	84
Gross Fiduciary activities income	$21,951,000	58
Service charges on deposit accounts	$65,900,000	46
Trading account gains and fees	$3,917,000	57
Additional Noninterest Income	$114,563,000	87
Total noninterest expense	$431,205,000	77
Salaries and employee benefits	$219,463,000	61
Premises and equipment expense	$59,038,000	61
Additional noninterest expense	$152,704,000	96
Pre-tax net operating income	$143,464,000	89
Securities gains (losses)	$855,000	563
Applicable income taxes	$37,989,000	99
Income before extraordinary items	$106,330,000	82
Extraordinary gains, net	$0	29
Net income	$106,330,000	82
Minority interest net income	$0	111
Net income of bank and minority interests.	$106,330,000	83
Net charge-offs	$84,186,000	119
Cash dividends	$20,000,000	99
Sale, conversion, retirement of capital stock, net	$7,254,000	100
Net operating income	$105,697,300	79
2010-09-30 (YTD Data)		Rank
Total interest income	$393,164,000	89
Total interest expense	$68,142,000	110
Net interest income	$325,022,000	85
Provision for loan and lease losses	$64,803,000	125
Total noninterest income	$157,834,000	84
Gross Fiduciary activities income	$16,324,000	59
Service charges on deposit accounts	$49,962,000	46
Trading account gains and fees	$0	165
Additional Noninterest Income	$91,548,000	85
Total noninterest expense	$313,197,000	77
Salaries and employee benefits	$157,598,000	62
Premises and equipment expense	$42,487,000	62
Additional noninterest expense	$113,112,000	96
Pre-tax net operating income	$104,856,000	86
Securities gains (losses)	$709,000	552
Applicable income taxes	$28,176,000	97
Income before extraordinary items	$77,389,000	83
Extraordinary gains, net	$0	23
Net income	$77,389,000	84
Minority interest net income	$0	110
Net income of bank and minority interests.	$77,389,000	84
Net charge-offs	$62,530,000	120
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$387,544,000	8
Net operating income	$76,871,430	80
2010-06-30 (YTD Data)		Rank
Total interest income	$252,105,000	91
Total interest expense	$43,345,000	117
Net interest income	$208,760,000	89
Provision for loan and lease losses	$46,101,000	119
Total noninterest income	$106,057,000	86
Gross Fiduciary activities income	$10,856,000	58
Service charges on deposit accounts	$32,976,000	46
Trading account gains and fees	$0	152
Additional Noninterest Income	$62,225,000	88
Total noninterest expense	$197,480,000	78
Salaries and employee benefits	$99,107,000	63
Premises and equipment expense	$26,975,000	67
Additional noninterest expense	$71,398,000	97
Pre-tax net operating income	$71,236,000	79
Securities gains (losses)	$651,000	372
Applicable income taxes	$17,881,000	92
Income before extraordinary items	$54,006,000	81
Extraordinary gains, net	$0	19
Net income	$54,006,000	81
Minority interest net income	$0	105
Net income of bank and minority interests.	$54,006,000	81
Net charge-offs	$43,069,000	121
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$386,236,000	5
Net operating income	$53,517,750	78
2010-03-31 (YTD Data)		Rank
Total interest income	$112,141,000	102
Total interest expense	$20,955,000	119
Net interest income	$91,186,000	93
Provision for loan and lease losses	$25,473,000	114
Total noninterest income	$53,597,000	84
Gross Fiduciary activities income	$5,281,000	55
Service charges on deposit accounts	$15,368,000	46
Trading account gains and fees	$0	175
Additional Noninterest Income	$32,948,000	86
Total noninterest expense	$93,470,000	74
Salaries and employee benefits	$47,732,000	65
Premises and equipment expense	$12,864,000	66
Additional noninterest expense	$32,874,000	94
Pre-tax net operating income	$25,840,000	88
Securities gains (losses)	$0	2,284
Applicable income taxes	$5,043,000	126
Income before extraordinary items	$20,797,000	88
Extraordinary gains, net	$0	16
Net income	$20,797,000	89
Minority interest net income	$0	91
Net income of bank and minority interests.	$20,797,000	89
Net charge-offs	$22,781,000	126
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$2,543,000	75
Net operating income	$20,797,000	83
2009-12-31 (YTD Data)		Rank
Total interest income	$463,576,000	100
Total interest expense	$108,706,000	118
Net interest income	$354,870,000	88
Provision for loan and lease losses	$98,485,000	151
Total noninterest income	$199,669,000	96
Gross Fiduciary activities income	$20,684,000	58
Service charges on deposit accounts	$63,365,000	47
Trading account gains and fees	$0	211
Additional Noninterest Income	$115,620,000	101
Total noninterest expense	$350,193,000	87
Salaries and employee benefits	$173,696,000	67
Premises and equipment expense	$47,196,000	68
Additional noninterest expense	$129,301,000	108
Pre-tax net operating income	$105,861,000	73
Securities gains (losses)	$6,037,000	99
Applicable income taxes	$27,354,000	83
Income before extraordinary items	$84,544,000	72
Extraordinary gains, net	$0	34
Net income	$84,544,000	70
Minority interest net income	$0	115
Net income of bank and minority interests.	$84,544,000	70
Net charge-offs	$87,097,000	135
Cash dividends	$28,500,000	82
Sale, conversion, retirement of capital stock, net	$7,325,000	129
Net operating income	$79,955,880	72
2009-09-30 (YTD Data)		Rank
Total interest income	$352,217,000	103
Total interest expense	$86,288,000	125
Net interest income	$265,929,000	92
Provision for loan and lease losses	$68,479,000	169
Total noninterest income	$150,056,000	94
Gross Fiduciary activities income	$15,309,000	59
Service charges on deposit accounts	$46,797,000	48
Trading account gains and fees	$0	212
Additional Noninterest Income	$87,950,000	101
Total noninterest expense	$256,256,000	91
Salaries and employee benefits	$128,439,000	70
Premises and equipment expense	$35,445,000	71
Additional noninterest expense	$92,372,000	116
Pre-tax net operating income	$91,250,000	73
Securities gains (losses)	$4,103,000	125
Applicable income taxes	$25,099,000	86
Income before extraordinary items	$70,254,000	69
Extraordinary gains, net	$0	27
Net income	$70,254,000	68
Minority interest net income	$0	118
Net income of bank and minority interests.	$70,254,000	68
Net charge-offs	$55,877,000	146
Cash dividends	$28,500,000	65
Sale, conversion, retirement of capital stock, net	$6,165,000	122
Net operating income	$67,217,780	72
2009-06-30 (YTD Data)		Rank
Total interest income	$237,480,000	106
Total interest expense	$60,493,000	129
Net interest income	$176,987,000	94
Provision for loan and lease losses	$44,590,000	170
Total noninterest income	$102,660,000	91
Gross Fiduciary activities income	$10,227,000	60
Service charges on deposit accounts	$30,016,000	51
Trading account gains and fees	$0	193
Additional Noninterest Income	$62,417,000	91
Total noninterest expense	$172,603,000	95
Salaries and employee benefits	$85,650,000	72
Premises and equipment expense	$24,159,000	73
Additional noninterest expense	$62,794,000	123
Pre-tax net operating income	$62,454,000	68
Securities gains (losses)	$1,178,000	249
Applicable income taxes	$16,148,000	81
Income before extraordinary items	$47,484,000	66
Extraordinary gains, net	$0	21
Net income	$47,484,000	65
Minority interest net income	$0	112
Net income of bank and minority interests.	$47,484,000	65
Net charge-offs	$37,120,000	152
Cash dividends	$13,500,000	78
Sale, conversion, retirement of capital stock, net	$4,839,000	115
Net operating income	$46,600,500	62
2009-03-31 (YTD Data)		Rank
Total interest income	$120,352,000	107
Total interest expense	$31,949,000	123
Net interest income	$88,403,000	93
Provision for loan and lease losses	$18,073,000	170
Total noninterest income	$54,047,000	89
Gross Fiduciary activities income	$4,789,000	59
Service charges on deposit accounts	$14,163,000	53
Trading account gains and fees	$0	171
Additional Noninterest Income	$35,095,000	82
Total noninterest expense	$82,670,000	93
Salaries and employee benefits	$42,097,000	74
Premises and equipment expense	$12,392,000	74
Additional noninterest expense	$28,181,000	124
Pre-tax net operating income	$41,707,000	56
Securities gains (losses)	$0	2,434
Applicable income taxes	$11,532,000	63
Income before extraordinary items	$30,175,000	58
Extraordinary gains, net	$0	15
Net income	$30,175,000	59
Minority interest net income	$0	102
Net income of bank and minority interests.	$30,175,000	59
Net charge-offs	$15,565,000	151
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$1,930,000	124
Net operating income	$30,175,000	57
2008-12-31 (YTD Data)		Rank
Total interest income	$558,453,000	104
Total interest expense	$195,758,000	113
Net interest income	$362,695,000	96
Provision for loan and lease losses	$58,588,000	167
Total noninterest income	$194,278,000	80
Gross Fiduciary activities income	$22,127,000	57
Service charges on deposit accounts	$62,863,000	50
Trading account gains and fees	$0	154
Additional Noninterest Income	$109,288,000	95
Total noninterest expense	$331,096,000	91
Salaries and employee benefits	$177,173,000	71
Premises and equipment expense	$47,798,000	74
Additional noninterest expense	$106,125,000	129
Pre-tax net operating income	$167,289,000	55
Securities gains (losses)	$2,126,000	118
Applicable income taxes	$48,714,000	64
Income before extraordinary items	$120,701,000	54
Extraordinary gains, net	$0	39
Net income	$120,701,000	54
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,052,000	138
Cash dividends	$107,000,000	48
Sale, conversion, retirement of capital stock, net	$4,426,000	235
Net operating income	$119,191,540	61
2008-09-30 (YTD Data)		Rank
Total interest income	$421,934,000	109
Total interest expense	$154,113,000	116
Net interest income	$267,821,000	103
Provision for loan and lease losses	$41,605,000	152
Total noninterest income	$144,281,000	90
Gross Fiduciary activities income	$16,835,000	59
Service charges on deposit accounts	$47,413,000	54
Trading account gains and fees	$0	148
Additional Noninterest Income	$80,033,000	105
Total noninterest expense	$243,244,000	95
Salaries and employee benefits	$130,737,000	76
Premises and equipment expense	$35,976,000	78
Additional noninterest expense	$76,531,000	123
Pre-tax net operating income	$127,253,000	72
Securities gains (losses)	$571,000	287
Applicable income taxes	$36,888,000	80
Income before extraordinary items	$90,936,000	69
Extraordinary gains, net	$0	31
Net income	$90,936,000	68
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,815,000	130
Cash dividends	$48,000,000	70
Sale, conversion, retirement of capital stock, net	$3,562,000	173
Net operating income	$90,530,590	72
2008-06-30 (YTD Data)		Rank
Total interest income	$283,553,000	115
Total interest expense	$108,582,000	117
Net interest income	$174,971,000	107
Provision for loan and lease losses	$26,909,000	146
Total noninterest income	$98,576,000	93
Gross Fiduciary activities income	$11,272,000	62
Service charges on deposit accounts	$30,764,000	56
Trading account gains and fees	$0	149
Additional Noninterest Income	$56,540,000	99
Total noninterest expense	$162,084,000	97
Salaries and employee benefits	$86,297,000	79
Premises and equipment expense	$24,498,000	79
Additional noninterest expense	$51,289,000	120
Pre-tax net operating income	$84,554,000	74
Securities gains (losses)	$571,000	279
Applicable income taxes	$24,971,000	87
Income before extraordinary items	$60,154,000	78
Extraordinary gains, net	$0	21
Net income	$60,154,000	77
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,052,000	126
Cash dividends	$24,000,000	106
Sale, conversion, retirement of capital stock, net	$2,525,000	142
Net operating income	$59,748,590	76
2008-03-31 (YTD Data)		Rank
Total interest income	$146,732,000	116
Total interest expense	$60,839,000	118
Net interest income	$85,893,000	108
Provision for loan and lease losses	$11,524,000	144
Total noninterest income	$50,988,000	92
Gross Fiduciary activities income	$5,451,000	61
Service charges on deposit accounts	$14,662,000	57
Trading account gains and fees	$0	158
Additional Noninterest Income	$30,875,000	89
Total noninterest expense	$81,855,000	92
Salaries and employee benefits	$42,526,000	81
Premises and equipment expense	$12,705,000	79
Additional noninterest expense	$26,624,000	110
Pre-tax net operating income	$43,502,000	84
Securities gains (losses)	$524,000	234
Applicable income taxes	$13,551,000	92
Income before extraordinary items	$30,475,000	80
Extraordinary gains, net	$0	15
Net income	$30,475,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,315,000	117
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$852,000	109
Net operating income	$30,113,440	80
2007-12-31 (YTD Data)		Rank
Total interest income	$642,764,000	111
Total interest expense	$297,727,000	112
Net interest income	$345,037,000	102
Provision for loan and lease losses	$30,738,000	114
Total noninterest income	$189,701,000	90
Gross Fiduciary activities income	$23,245,000	62
Service charges on deposit accounts	$67,022,000	51
Trading account gains and fees	$0	178
Additional Noninterest Income	$99,434,000	99
Total noninterest expense	$332,321,000	87
Salaries and employee benefits	$168,455,000	76
Premises and equipment expense	$36,300,000	86
Additional noninterest expense	$127,566,000	93
Pre-tax net operating income	$171,679,000	89
Securities gains (losses)	$1,123,000	161
Applicable income taxes	$49,801,000	99
Income before extraordinary items	$123,001,000	86
Extraordinary gains, net	$0	39
Net income	$123,001,000	85
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,971,000	95
Cash dividends	$128,000,000	73
Sale, conversion, retirement of capital stock, net	$1,920,000	364
Net operating income	$122,203,670	88
2007-09-30 (YTD Data)		Rank
Total interest income	$483,375,000	111
Total interest expense	$226,351,000	109
Net interest income	$257,024,000	103
Provision for loan and lease losses	$21,503,000	99
Total noninterest income	$142,285,000	90
Gross Fiduciary activities income	$17,349,000	62
Service charges on deposit accounts	$50,043,000	51
Trading account gains and fees	$0	184
Additional Noninterest Income	$74,893,000	97
Total noninterest expense	$248,384,000	86
Salaries and employee benefits	$125,863,000	78
Premises and equipment expense	$27,283,000	88
Additional noninterest expense	$95,238,000	90
Pre-tax net operating income	$129,422,000	102
Securities gains (losses)	$1,000	1,492
Applicable income taxes	$37,612,000	111
Income before extraordinary items	$91,811,000	101
Extraordinary gains, net	$0	33
Net income	$91,811,000	100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,032,000	90
Cash dividends	$68,000,000	89
Sale, conversion, retirement of capital stock, net	$1,300,000	300
Net operating income	$91,810,290	99
2007-06-30 (YTD Data)		Rank
Total interest income	$319,281,000	122
Total interest expense	$149,311,000	121
Net interest income	$169,970,000	108
Provision for loan and lease losses	$14,192,000	93
Total noninterest income	$94,700,000	98
Gross Fiduciary activities income	$11,692,000	63
Service charges on deposit accounts	$33,130,000	55
Trading account gains and fees	$0	168
Additional Noninterest Income	$49,878,000	104
Total noninterest expense	$163,348,000	96
Salaries and employee benefits	$85,041,000	84
Premises and equipment expense	$18,565,000	98
Additional noninterest expense	$59,742,000	106
Pre-tax net operating income	$87,130,000	117
Securities gains (losses)	$0	1,444
Applicable income taxes	$25,564,000	128
Income before extraordinary items	$61,566,000	112
Extraordinary gains, net	$0	29
Net income	$61,566,000	112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,086,000	89
Cash dividends	$44,000,000	103
Sale, conversion, retirement of capital stock, net	$1,362,000	228
Net operating income	$61,566,000	108
2007-03-31 (YTD Data)		Rank
Total interest income	$158,332,000	118
Total interest expense	$74,508,000	118
Net interest income	$83,824,000	106
Provision for loan and lease losses	$4,226,000	105
Total noninterest income	$47,346,000	93
Gross Fiduciary activities income	$5,597,000	64
Service charges on deposit accounts	$16,164,000	55
Trading account gains and fees	$0	195
Additional Noninterest Income	$25,585,000	100
Total noninterest expense	$82,071,000	96
Salaries and employee benefits	$42,031,000	86
Premises and equipment expense	$9,629,000	95
Additional noninterest expense	$30,411,000	103
Pre-tax net operating income	$44,873,000	110
Securities gains (losses)	$0	1,187
Applicable income taxes	$13,123,000	122
Income before extraordinary items	$31,750,000	110
Extraordinary gains, net	$0	22
Net income	$31,750,000	110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,507,000	111
Cash dividends	$20,000,000	94
Sale, conversion, retirement of capital stock, net	$579,000	165
Net operating income	$31,750,000	104
2006-12-31 (YTD Data)		Rank
Total interest income	$662,437,000	97
Total interest expense	$261,867,000	116
Net interest income	$400,570,000	90
Provision for loan and lease losses	$76,155,000	40
Total noninterest income	$136,145,000	115
Gross Fiduciary activities income	$22,648,000	65
Service charges on deposit accounts	$19,553,000	101
Trading account gains and fees	$0	130
Additional Noninterest Income	$93,944,000	103
Total noninterest expense	$330,158,000	88
Salaries and employee benefits	$173,193,000	79
Premises and equipment expense	$36,133,000	95
Additional noninterest expense	$120,832,000	98
Pre-tax net operating income	$130,402,000	137
Securities gains (losses)	$22,000	885
Applicable income taxes	$35,526,000	154
Income before extraordinary items	$94,898,000	133
Extraordinary gains, net	$0	51
Net income	$94,898,000	134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,451,000	38
Cash dividends	$72,000,000	107
Sale, conversion, retirement of capital stock, net	$5,430,000	302
Net operating income	$94,881,940	129
2006-09-30 (YTD Data)		Rank
Total interest income	$489,809,000	106
Total interest expense	$188,396,000	123
Net interest income	$301,413,000	95
Provision for loan and lease losses	$31,924,000	63
Total noninterest income	$103,054,000	121
Gross Fiduciary activities income	$16,859,000	70
Service charges on deposit accounts	$14,919,000	105
Trading account gains and fees	$0	126
Additional Noninterest Income	$71,276,000	115
Total noninterest expense	$245,327,000	97
Salaries and employee benefits	$130,429,000	83
Premises and equipment expense	$27,124,000	98
Additional noninterest expense	$87,774,000	110
Pre-tax net operating income	$127,216,000	126
Securities gains (losses)	$22,000	721
Applicable income taxes	$38,663,000	138
Income before extraordinary items	$88,575,000	124
Extraordinary gains, net	$0	45
Net income	$88,575,000	125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,803,000	57
Cash dividends	$72,000,000	88
Sale, conversion, retirement of capital stock, net	$4,645,000	248
Net operating income	$88,559,600	123
2006-06-30 (YTD Data)		Rank
Total interest income	$318,702,000	109
Total interest expense	$118,878,000	124
Net interest income	$199,824,000	97
Provision for loan and lease losses	$19,313,000	65
Total noninterest income	$69,872,000	123
Gross Fiduciary activities income	$11,138,000	73
Service charges on deposit accounts	$10,078,000	106
Trading account gains and fees	$0	126
Additional Noninterest Income	$48,656,000	116
Total noninterest expense	$167,926,000	98
Salaries and employee benefits	$88,373,000	84
Premises and equipment expense	$18,207,000	99
Additional noninterest expense	$61,346,000	108
Pre-tax net operating income	$82,457,000	132
Securities gains (losses)	$20,000	602
Applicable income taxes	$24,835,000	144
Income before extraordinary items	$57,642,000	130
Extraordinary gains, net	$0	39
Net income	$57,642,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,219,000	57
Cash dividends	$48,000,000	85
Sale, conversion, retirement of capital stock, net	$3,790,000	175
Net operating income	$57,628,000	128
2006-03-31 (YTD Data)		Rank
Total interest income	$155,736,000	109
Total interest expense	$56,736,000	124
Net interest income	$99,000,000	97
Provision for loan and lease losses	$6,153,000	76
Total noninterest income	$32,599,000	125
Gross Fiduciary activities income	$5,393,000	72
Service charges on deposit accounts	$5,123,000	104
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,083,000	122
Total noninterest expense	$82,864,000	97
Salaries and employee benefits	$42,569,000	88
Premises and equipment expense	$9,359,000	99
Additional noninterest expense	$30,936,000	104
Pre-tax net operating income	$42,582,000	133
Securities gains (losses)	$16,000	508
Applicable income taxes	$13,261,000	135
Income before extraordinary items	$29,337,000	127
Extraordinary gains, net	$0	21
Net income	$29,337,000	129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,193,000	61
Cash dividends	$24,000,000	76
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$29,325,960	123
2005-12-31 (YTD Data)		Rank
Total interest income	$594,679,000	96
Total interest expense	$191,364,000	116
Net interest income	$403,315,000	89
Provision for loan and lease losses	$43,853,000	62
Total noninterest income	$134,251,000	122
Gross Fiduciary activities income	$22,131,000	70
Service charges on deposit accounts	$20,871,000	105
Trading account gains and fees	$0	138
Additional Noninterest Income	$91,249,000	118
Total noninterest expense	$316,560,000	95
Salaries and employee benefits	$161,852,000	86
Premises and equipment expense	$36,523,000	99
Additional noninterest expense	$118,185,000	105
Pre-tax net operating income	$177,153,000	117
Securities gains (losses)	$1,926,000	145
Applicable income taxes	$50,652,000	142
Income before extraordinary items	$128,427,000	114
Extraordinary gains, net	$0	46
Net income	$128,427,000	115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,407,000	56
Cash dividends	$179,000,000	65
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$127,040,280	111
2005-09-30 (YTD Data)		Rank
Total interest income	$403,320,000	105
Total interest expense	$137,206,000	117
Net interest income	$266,114,000	104
Provision for loan and lease losses	$27,638,000	65
Total noninterest income	$136,255,000	103
Gross Fiduciary activities income	$16,705,000	70
Service charges on deposit accounts	$51,184,000	55
Trading account gains and fees	$0	126
Additional Noninterest Income	$68,366,000	123
Total noninterest expense	$236,022,000	99
Salaries and employee benefits	$121,518,000	89
Premises and equipment expense	$26,517,000	103
Additional noninterest expense	$87,987,000	108
Pre-tax net operating income	$138,709,000	119
Securities gains (losses)	$1,887,000	126
Applicable income taxes	$39,076,000	141
Income before extraordinary items	$101,520,000	116
Extraordinary gains, net	$0	35
Net income	$101,520,000	117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,109,000	61
Cash dividends	$69,000,000	85
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$100,161,360	113
2005-06-30 (YTD Data)		Rank
Total interest income	$264,172,000	105
Total interest expense	$87,343,000	117
Net interest income	$176,829,000	105
Provision for loan and lease losses	$17,585,000	64
Total noninterest income	$90,004,000	103
Gross Fiduciary activities income	$11,188,000	70
Service charges on deposit accounts	$32,620,000	55
Trading account gains and fees	$0	116
Additional Noninterest Income	$46,196,000	120
Total noninterest expense	$156,174,000	100
Salaries and employee benefits	$79,832,000	90
Premises and equipment expense	$18,191,000	101
Additional noninterest expense	$58,151,000	105
Pre-tax net operating income	$93,074,000	113
Securities gains (losses)	$1,847,000	112
Applicable income taxes	$29,350,000	125
Income before extraordinary items	$65,571,000	118
Extraordinary gains, net	$0	30
Net income	$65,571,000	119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,022,000	62
Cash dividends	$46,000,000	72
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$64,296,570	114
2005-03-31 (YTD Data)		Rank
Total interest income	$129,166,000	107
Total interest expense	$43,238,000	114
Net interest income	$85,928,000	107
Provision for loan and lease losses	$11,766,000	58
Total noninterest income	$41,421,000	112
Gross Fiduciary activities income	$5,507,000	72
Service charges on deposit accounts	$14,820,000	58
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,094,000	132
Total noninterest expense	$74,723,000	106
Salaries and employee benefits	$38,921,000	90
Premises and equipment expense	$9,531,000	99
Additional noninterest expense	$26,271,000	119
Pre-tax net operating income	$40,860,000	129
Securities gains (losses)	$1,872,000	74
Applicable income taxes	$13,099,000	138
Income before extraordinary items	$29,633,000	125
Extraordinary gains, net	$0	24
Net income	$29,633,000	125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,849,000	57
Cash dividends	$23,000,000	63
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$28,341,320	126
2004-12-31 (YTD Data)		Rank
Total interest income	$502,508,000	102
Total interest expense	$145,781,000	108
Net interest income	$356,727,000	101
Provision for loan and lease losses	$73,732,000	48
Total noninterest income	$170,858,000	119
Gross Fiduciary activities income	$21,595,000	72
Service charges on deposit accounts	$62,163,000	60
Trading account gains and fees	$0	138
Additional Noninterest Income	$87,100,000	124
Total noninterest expense	$316,409,000	103
Salaries and employee benefits	$160,855,000	84
Premises and equipment expense	$35,037,000	103
Additional noninterest expense	$120,517,000	108
Pre-tax net operating income	$137,444,000	136
Securities gains (losses)	$-2,997,000	8,934
Applicable income taxes	$34,371,000	162
Income before extraordinary items	$100,076,000	131
Extraordinary gains, net	$0	34
Net income	$100,076,000	133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,872,000	57
Cash dividends	$85,800,000	92
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$102,293,780	121
2004-09-30 (YTD Data)		Rank
Total interest income	$375,902,000	105
Total interest expense	$107,930,000	109
Net interest income	$267,972,000	104
Provision for loan and lease losses	$64,139,000	50
Total noninterest income	$131,600,000	121
Gross Fiduciary activities income	$16,278,000	73
Service charges on deposit accounts	$47,026,000	61
Trading account gains and fees	$0	134
Additional Noninterest Income	$68,296,000	126
Total noninterest expense	$238,305,000	106
Salaries and employee benefits	$122,989,000	89
Premises and equipment expense	$26,449,000	102
Additional noninterest expense	$88,867,000	111
Pre-tax net operating income	$97,128,000	142
Securities gains (losses)	$1,511,000	196
Applicable income taxes	$26,136,000	163
Income before extraordinary items	$72,503,000	135
Extraordinary gains, net	$0	26
Net income	$72,503,000	136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,477,000	55
Cash dividends	$63,000,000	93
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$71,384,860	127
2004-06-30 (YTD Data)		Rank
Total interest income	$250,757,000	106
Total interest expense	$71,653,000	113
Net interest income	$179,104,000	106
Provision for loan and lease losses	$55,188,000	42
Total noninterest income	$88,114,000	123
Gross Fiduciary activities income	$11,052,000	76
Service charges on deposit accounts	$31,125,000	64
Trading account gains and fees	$0	130
Additional Noninterest Income	$45,937,000	128
Total noninterest expense	$158,447,000	108
Salaries and employee benefits	$80,613,000	93
Premises and equipment expense	$17,992,000	101
Additional noninterest expense	$59,842,000	114
Pre-tax net operating income	$53,583,000	162
Securities gains (losses)	$1,482,000	172
Applicable income taxes	$12,805,000	196
Income before extraordinary items	$42,260,000	149
Extraordinary gains, net	$0	21
Net income	$42,260,000	150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,075,000	52
Cash dividends	$21,000,000	131
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$41,118,860	145
2004-03-31 (YTD Data)		Rank
Total interest income	$127,162,000	102
Total interest expense	$36,585,000	111
Net interest income	$90,577,000	97
Provision for loan and lease losses	$40,975,000	31
Total noninterest income	$44,082,000	116
Gross Fiduciary activities income	$5,355,000	77
Service charges on deposit accounts	$15,418,000	64
Trading account gains and fees	$0	121
Additional Noninterest Income	$23,309,000	117
Total noninterest expense	$77,859,000	107
Salaries and employee benefits	$40,044,000	93
Premises and equipment expense	$9,339,000	98
Additional noninterest expense	$28,476,000	117
Pre-tax net operating income	$15,825,000	214
Securities gains (losses)	$70,000	1,007
Applicable income taxes	$3,944,000	276
Income before extraordinary items	$11,951,000	209
Extraordinary gains, net	$0	16
Net income	$11,951,000	210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,198,000	55
Cash dividends	$21,000,000	67
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$11,898,500	200
2003-12-31 (YTD Data)		Rank
Total interest income	$572,629,000	92
Total interest expense	$177,451,000	103
Net interest income	$395,178,000	90
Provision for loan and lease losses	$101,593,000	56
Total noninterest income	$197,110,000	115
Gross Fiduciary activities income	$20,965,000	78
Service charges on deposit accounts	$63,259,000	65
Trading account gains and fees	$0	160
Additional Noninterest Income	$112,886,000	114
Total noninterest expense	$325,716,000	104
Salaries and employee benefits	$151,904,000	95
Premises and equipment expense	$35,813,000	102
Additional noninterest expense	$137,999,000	102
Pre-tax net operating income	$164,979,000	112
Securities gains (losses)	$5,494,000	152
Applicable income taxes	$51,521,000	125
Income before extraordinary items	$118,952,000	117
Extraordinary gains, net	$-688,000	9,169
Net income	$118,264,000	118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,852,000	47
Cash dividends	$84,000,000	97
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$115,106,200	114
2003-09-30 (YTD Data)		Rank
Total interest income	$437,123,000	91
Total interest expense	$137,002,000	101
Net interest income	$300,121,000	86
Provision for loan and lease losses	$69,125,000	61
Total noninterest income	$150,879,000	112
Gross Fiduciary activities income	$15,483,000	80
Service charges on deposit accounts	$47,002,000	66
Trading account gains and fees	$0	153
Additional Noninterest Income	$88,394,000	110
Total noninterest expense	$224,740,000	113
Salaries and employee benefits	$113,054,000	95
Premises and equipment expense	$27,319,000	102
Additional noninterest expense	$84,367,000	114
Pre-tax net operating income	$157,135,000	102
Securities gains (losses)	$6,884,000	134
Applicable income taxes	$51,652,000	110
Income before extraordinary items	$112,367,000	100
Extraordinary gains, net	$0	40
Net income	$112,367,000	100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,442,000	59
Cash dividends	$63,000,000	88
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$107,617,040	97
2003-06-30 (YTD Data)		Rank
Total interest income	$295,932,000	91
Total interest expense	$94,736,000	102
Net interest income	$201,196,000	88
Provision for loan and lease losses	$46,562,000	61
Total noninterest income	$96,043,000	113
Gross Fiduciary activities income	$10,328,000	80
Service charges on deposit accounts	$30,180,000	67
Trading account gains and fees	$0	150
Additional Noninterest Income	$55,535,000	111
Total noninterest expense	$148,738,000	111
Salaries and employee benefits	$73,994,000	97
Premises and equipment expense	$18,721,000	100
Additional noninterest expense	$56,023,000	114
Pre-tax net operating income	$101,939,000	103
Securities gains (losses)	$5,892,000	129
Applicable income taxes	$34,039,000	110
Income before extraordinary items	$73,792,000	101
Extraordinary gains, net	$0	30
Net income	$73,792,000	101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,180,000	54
Cash dividends	$42,000,000	76
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$69,785,440	100
2003-03-31 (YTD Data)		Rank
Total interest income	$150,864,000	90
Total interest expense	$48,823,000	102
Net interest income	$102,041,000	87
Provision for loan and lease losses	$23,121,000	59
Total noninterest income	$47,037,000	113
Gross Fiduciary activities income	$4,887,000	83
Service charges on deposit accounts	$14,888,000	66
Trading account gains and fees	$0	134
Additional Noninterest Income	$27,262,000	118
Total noninterest expense	$73,478,000	114
Salaries and employee benefits	$37,317,000	98
Premises and equipment expense	$8,998,000	107
Additional noninterest expense	$27,163,000	113
Pre-tax net operating income	$52,479,000	100
Securities gains (losses)	$2,865,000	119
Applicable income taxes	$17,601,000	111
Income before extraordinary items	$37,743,000	99
Extraordinary gains, net	$0	21
Net income	$37,743,000	99
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,286,000	52
Cash dividends	$21,000,000	75
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$35,794,800	98
2002-12-31 (YTD Data)		Rank
Total interest income	$652,935,000	89
Total interest expense	$230,417,000	98
Net interest income	$422,518,000	81
Provision for loan and lease losses	$98,629,000	59
Total noninterest income	$170,196,000	111
Gross Fiduciary activities income	$19,354,000	84
Service charges on deposit accounts	$56,370,000	67
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,472,000	123
Total noninterest expense	$286,027,000	112
Salaries and employee benefits	$139,089,000	93
Premises and equipment expense	$36,151,000	107
Additional noninterest expense	$110,787,000	116
Pre-tax net operating income	$208,058,000	92
Securities gains (losses)	$8,445,000	119
Applicable income taxes	$67,274,000	103
Income before extraordinary items	$149,229,000	92
Extraordinary gains, net	$0	70
Net income	$149,229,000	92
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,531,000	57
Cash dividends	$149,220,000	72
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$143,401,950	91
2001-12-31 (YTD Data)		Rank
Total interest income	$731,804,000	95
Total interest expense	$339,895,000	100
Net interest income	$391,909,000	87
Provision for loan and lease losses	$61,807,000	93
Total noninterest income	$171,607,000	113
Gross Fiduciary activities income	$20,073,000	81
Service charges on deposit accounts	$53,474,000	61
Trading account gains and fees	$0	177
Additional Noninterest Income	$98,060,000	125
Total noninterest expense	$327,864,000	102
Salaries and employee benefits	$132,733,000	92
Premises and equipment expense	$36,443,000	101
Additional noninterest expense	$158,688,000	101
Pre-tax net operating income	$173,845,000	99
Securities gains (losses)	$3,429,000	175
Applicable income taxes	$59,178,000	105
Income before extraordinary items	$118,096,000	105
Extraordinary gains, net	$-6,299,000	9,599
Net income	$111,797,000	111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,853,000	97
Cash dividends	$128,500,000	75
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$115,798,570	101
2000-12-31 (YTD Data)		Rank
Total interest income	$798,825,000	93
Total interest expense	$410,577,000	98
Net interest income	$388,248,000	94
Provision for loan and lease losses	$32,611,000	117
Total noninterest income	$159,925,000	123
Gross Fiduciary activities income	$21,579,000	77
Service charges on deposit accounts	$47,728,000	66
Trading account gains and fees	$0	180
Additional Noninterest Income	$90,618,000	132
Total noninterest expense	$275,694,000	119
Salaries and employee benefits	$128,795,000	97
Premises and equipment expense	$37,529,000	102
Additional noninterest expense	$109,370,000	133
Pre-tax net operating income	$239,868,000	76
Securities gains (losses)	$4,000	1,432
Applicable income taxes	$81,221,000	77
Income before extraordinary items	$158,651,000	70
Extraordinary gains, net	$0	38
Net income	$158,651,000	70
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,320,000	112
Cash dividends	$157,196,000	62
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$158,648,360	73
1999-12-31 (YTD Data)		Rank
Total interest income	$693,054,000	90
Total interest expense	$302,213,000	99
Net interest income	$390,841,000	83
Provision for loan and lease losses	$36,430,000	94
Total noninterest income	$146,484,000	130
Gross Fiduciary activities income	$18,708,000	92
Service charges on deposit accounts	$42,658,000	72
Trading account gains and fees	$0	173
Additional Noninterest Income	$85,118,000	142
Total noninterest expense	$318,541,000	98
Salaries and employee benefits	$139,402,000	86
Premises and equipment expense	$38,544,000	102
Additional noninterest expense	$140,595,000	106
Pre-tax net operating income	$182,354,000	100
Securities gains (losses)	$8,977,000	46
Applicable income taxes	$66,541,000	100
Income before extraordinary items	$124,790,000	99
Extraordinary gains, net	$-5,847,000	10,221
Net income	$118,943,000	103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,498,000	108
Cash dividends	$62,000,000	126
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$118,954,950	100
1998-12-31 (YTD Data)		Rank
Total interest income	$502,771,000	121
Total interest expense	$197,043,000	134
Net interest income	$305,728,000	103
Provision for loan and lease losses	$28,321,000	113
Total noninterest income	$100,526,000	162
Gross Fiduciary activities income	$16,147,000	103
Service charges on deposit accounts	$31,257,000	84
Trading account gains and fees	$0	224
Additional Noninterest Income	$53,122,000	180
Total noninterest expense	$239,584,000	125
Salaries and employee benefits	$111,104,000	105
Premises and equipment expense	$32,382,000	109
Additional noninterest expense	$96,098,000	147
Pre-tax net operating income	$138,349,000	116
Securities gains (losses)	$6,764,000	99
Applicable income taxes	$50,242,000	117
Income before extraordinary items	$94,871,000	116
Extraordinary gains, net	$0	32
Net income	$94,871,000	117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,127,000	141
Cash dividends	$60,000,000	128
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$90,474,400	115
1997-12-31 (YTD Data)		Rank
Total interest income	$291,543,000	179
Total interest expense	$106,762,000	221
Net interest income	$184,781,000	162
Provision for loan and lease losses	$16,320,000	148
Total noninterest income	$62,659,000	193
Gross Fiduciary activities income	$11,037,000	129
Service charges on deposit accounts	$21,192,000	108
Trading account gains and fees	$0	239
Additional Noninterest Income	$30,430,000	212
Total noninterest expense	$137,800,000	177
Salaries and employee benefits	$42,871,000	197
Premises and equipment expense	$16,267,000	178
Additional noninterest expense	$78,662,000	156
Pre-tax net operating income	$93,320,000	158
Securities gains (losses)	$1,296,000	246
Applicable income taxes	$29,831,000	169
Income before extraordinary items	$64,785,000	154
Extraordinary gains, net	$0	44
Net income	$64,785,000	154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,469,000	165
Cash dividends	$53,000,000	120
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$63,903,720	149
1996-12-31 (YTD Data)		Rank
Total interest income	$213,598,000	249
Total interest expense	$85,206,000	288
Net interest income	$128,392,000	223
Provision for loan and lease losses	$8,681,000	233
Total noninterest income	$47,323,000	242
Gross Fiduciary activities income	$8,657,000	159
Service charges on deposit accounts	$14,747,000	158
Trading account gains and fees	$0	262
Additional Noninterest Income	$23,919,000	263
Total noninterest expense	$104,343,000	239
Salaries and employee benefits	$29,619,000	282
Premises and equipment expense	$13,398,000	227
Additional noninterest expense	$61,326,000	206
Pre-tax net operating income	$62,691,000	214
Securities gains (losses)	$1,443,000	197
Applicable income taxes	$20,620,000	223
Income before extraordinary items	$43,514,000	212
Extraordinary gains, net	$0	53
Net income	$43,514,000	212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,907,000	242
Cash dividends	$42,000,000	159
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$42,532,760	212
1995-12-31 (YTD Data)		Rank
Total interest income	$216,746,000	256
Total interest expense	$97,260,000	274
Net interest income	$119,486,000	240
Provision for loan and lease losses	$9,370,000	192
Total noninterest income	$38,373,000	275
Gross Fiduciary activities income	$7,471,000	186
Service charges on deposit accounts	$12,756,000	190
Trading account gains and fees	$0	522
Additional Noninterest Income	$18,146,000	305
Total noninterest expense	$104,286,000	237
Salaries and employee benefits	$44,699,000	212
Premises and equipment expense	$15,675,000	205
Additional noninterest expense	$43,912,000	256
Pre-tax net operating income	$44,203,000	285
Securities gains (losses)	$39,000	1,464
Applicable income taxes	$13,979,000	295
Income before extraordinary items	$30,263,000	276
Extraordinary gains, net	$0	65
Net income	$30,263,000	275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,783,000	276
Cash dividends	$34,500,000	174
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$30,236,480	272
1994-12-31 (YTD Data)		Rank
Total interest income	$186,850,000	264
Total interest expense	$70,228,000	291
Net interest income	$116,622,000	245
Provision for loan and lease losses	$3,517,000	378
Total noninterest income	$40,680,000	253
Gross Fiduciary activities income	$10,762,000	143
Service charges on deposit accounts	$12,931,000	179
Trading account gains and fees	$0	475
Additional Noninterest Income	$16,987,000	308
Total noninterest expense	$94,337,000	258
Salaries and employee benefits	$41,361,000	224
Premises and equipment expense	$12,907,000	236
Additional noninterest expense	$40,069,000	270
Pre-tax net operating income	$59,448,000	214
Securities gains (losses)	$-23,000	10,454
Applicable income taxes	$19,256,000	217
Income before extraordinary items	$40,169,000	209
Extraordinary gains, net	$0	249
Net income	$40,169,000	209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,091,000	415
Cash dividends	$31,500,000	160
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$40,184,640	213
1993-12-31 (YTD Data)		Rank
Total interest income	$155,607,000	290
Total interest expense	$48,841,000	367
Net interest income	$106,766,000	250
Provision for loan and lease losses	$5,135,000	428
Total noninterest income	$34,538,000	270
Gross Fiduciary activities income	$7,313,000	183
Service charges on deposit accounts	$13,584,000	173
Trading account gains and fees	$0	532
Additional Noninterest Income	$13,641,000	356
Total noninterest expense	$85,609,000	276
Salaries and employee benefits	$37,019,000	240
Premises and equipment expense	$8,992,000	320
Additional noninterest expense	$39,598,000	282
Pre-tax net operating income	$50,560,000	208
Securities gains (losses)	$16,000	4,943
Applicable income taxes	$15,840,000	221
Income before extraordinary items	$34,736,000	212
Extraordinary gains, net	$0	3,149
Net income	$34,736,000	221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,370,000	522
Cash dividends	$40,000,000	109
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$34,724,960	203
1992-12-31 (YTD Data)		Rank
Total interest income	$161,632,000	309
Total interest expense	$56,609,000	396
Net interest income	$105,023,000	244
Provision for loan and lease losses	$10,195,000	361
Total noninterest income	$31,181,000	288
Gross Fiduciary activities income	$6,870,000	182
Service charges on deposit accounts	$13,282,000	161
Trading account gains and fees	$0	504
Additional Noninterest Income	$11,029,000	417
Total noninterest expense	$78,559,000	288
Salaries and employee benefits	$33,947,000	252
Premises and equipment expense	$8,040,000	352
Additional noninterest expense	$36,572,000	299
Pre-tax net operating income	$47,450,000	172
Securities gains (losses)	$488,000	1,106
Applicable income taxes	$14,216,000	198
Income before extraordinary items	$33,722,000	185
Extraordinary gains, net	$0	1,422
Net income	$33,722,000	183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,038,000	416
Cash dividends	$34,363,000	82
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$33,380,400	170

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.