Home > FirsTier Bank, Wyoming > Income and Expense
FirsTier Bank, Wyoming, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 7,045 |
| Total interest expense | $686,000 | 7,097 |
| Net interest income | $1,333,000 | 6,911 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $114,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,285 |
| Total noninterest expense | $783,000 | 7,643 |
| Salaries and employee benefits | $373,000 | 7,873 |
| Premises and equipment expense | $136,000 | 6,944 |
| Additional noninterest expense | $274,000 | 7,247 |
| Pre-tax net operating income | $664,000 | 5,654 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $665,000 | 5,123 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $665,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $140,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $664,000 | 5,122 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,020 |
| Total interest expense | $459,000 | 7,031 |
| Net interest income | $910,000 | 6,889 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $93,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,011 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $468,000 | 7,837 |
| Salaries and employee benefits | $240,000 | 7,957 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $165,000 | 7,456 |
| Pre-tax net operating income | $535,000 | 5,259 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $536,000 | 4,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $536,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $535,000 | 4,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,863 |
| Total interest expense | $231,000 | 6,935 |
| Net interest income | $495,000 | 6,712 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $233,000 | 7,858 |
| Salaries and employee benefits | $121,000 | 7,971 |
| Premises and equipment expense | $29,000 | 7,679 |
| Additional noninterest expense | $83,000 | 7,448 |
| Pre-tax net operating income | $282,000 | 5,107 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $282,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $282,000 | 4,562 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 8,435 |
| Total interest expense | $187,000 | 8,472 |
| Net interest income | $693,000 | 8,350 |
| Provision for loan and lease losses | $95,000 | 4,915 |
| Total noninterest income | $206,000 | 7,017 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $26,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $180,000 | 5,377 |
| Total noninterest expense | $527,000 | 8,527 |
| Salaries and employee benefits | $262,000 | 8,570 |
| Premises and equipment expense | $18,000 | 8,738 |
| Additional noninterest expense | $247,000 | 7,945 |
| Pre-tax net operating income | $277,000 | 7,476 |
| Securities gains (losses) | $-154,000 | 8,532 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $123,000 | 7,888 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $123,000 | 7,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 8,651 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $277,000 | 7,261 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $337,000 | 8,718 |
| Total interest expense | $60,000 | 8,701 |
| Net interest income | $277,000 | 8,680 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $103,000 | 7,650 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,190 |
| Total noninterest expense | $179,000 | 8,803 |
| Salaries and employee benefits | $101,000 | 8,783 |
| Premises and equipment expense | $10,000 | 8,774 |
| Additional noninterest expense | $68,000 | 8,729 |
| Pre-tax net operating income | $156,000 | 7,810 |
| Securities gains (losses) | $-107,000 | 8,637 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $49,000 | 8,189 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $49,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,525 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $156,000 | 7,651 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,000 | 8,859 |
| Total interest expense | $4,000 | 8,833 |
| Net interest income | $17,000 | 8,857 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,000 | 8,770 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $16,000 | 8,856 |
| Salaries and employee benefits | $10,000 | 8,842 |
| Premises and equipment expense | $4,000 | 8,801 |
| Additional noninterest expense | $2,000 | 8,861 |
| Pre-tax net operating income | $3,000 | 8,335 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,000 | 8,360 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,551 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,000 | 8,331 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,062 |
| Total interest expense | $55,000 | 8,450 |
| Net interest income | $297,000 | 7,816 |
| Provision for loan and lease losses | $-49,000 | 8,800 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $146,000 | 8,501 |
| Salaries and employee benefits | $72,000 | 8,584 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $51,000 | 8,248 |
| Pre-tax net operating income | $235,000 | 5,595 |
| Securities gains (losses) | $-9,000 | 8,513 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $226,000 | 5,122 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $226,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $235,000 | 4,990 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 8,382 |
| Total interest expense | $228,000 | 8,372 |
| Net interest income | $781,000 | 8,324 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $97,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $612,000 | 8,495 |
| Salaries and employee benefits | $281,000 | 8,641 |
| Premises and equipment expense | $119,000 | 7,725 |
| Additional noninterest expense | $212,000 | 8,243 |
| Pre-tax net operating income | $266,000 | 7,555 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $269,000 | 7,352 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $269,000 | 7,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $230,000 | 4,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $266,000 | 7,316 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 8,432 |
| Total interest expense | $170,000 | 8,414 |
| Net interest income | $587,000 | 8,367 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $79,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $442,000 | 8,534 |
| Salaries and employee benefits | $209,000 | 8,682 |
| Premises and equipment expense | $66,000 | 8,111 |
| Additional noninterest expense | $167,000 | 8,167 |
| Pre-tax net operating income | $224,000 | 7,573 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $227,000 | 7,319 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $227,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $224,000 | 7,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $518,000 | 8,464 |
| Total interest expense | $115,000 | 8,459 |
| Net interest income | $403,000 | 8,379 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $54,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $284,000 | 8,633 |
| Salaries and employee benefits | $139,000 | 8,738 |
| Premises and equipment expense | $22,000 | 8,731 |
| Additional noninterest expense | $123,000 | 8,054 |
| Pre-tax net operating income | $173,000 | 7,395 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $178,000 | 7,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $65,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $173,000 | 7,058 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,481 |
| Total interest expense | $59,000 | 8,502 |
| Net interest income | $209,000 | 8,385 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $25,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $144,000 | 8,653 |
| Salaries and employee benefits | $74,000 | 8,726 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $58,000 | 8,204 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 8,539 |
| Total interest expense | $273,000 | 8,549 |
| Net interest income | $774,000 | 8,451 |
| Provision for loan and lease losses | $-75,000 | 9,009 |
| Total noninterest income | $112,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $66,000 | 7,169 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $552,000 | 8,755 |
| Salaries and employee benefits | $266,000 | 8,855 |
| Premises and equipment expense | $57,000 | 8,661 |
| Additional noninterest expense | $229,000 | 8,243 |
| Pre-tax net operating income | $409,000 | 6,999 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $426,000 | 6,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $426,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $262,000 | 4,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $409,000 | 6,613 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $795,000 | 8,618 |
| Total interest expense | $214,000 | 8,613 |
| Net interest income | $581,000 | 8,531 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $81,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $48,000 | 7,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 7,758 |
| Total noninterest expense | $391,000 | 8,831 |
| Salaries and employee benefits | $190,000 | 8,927 |
| Premises and equipment expense | $34,000 | 8,874 |
| Additional noninterest expense | $167,000 | 8,293 |
| Pre-tax net operating income | $271,000 | 7,325 |
| Securities gains (losses) | $-5,000 | 8,870 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $266,000 | 7,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $266,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $271,000 | 6,946 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $556,000 | 8,629 |
| Total interest expense | $150,000 | 8,647 |
| Net interest income | $406,000 | 8,500 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $63,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $280,000 | 8,768 |
| Salaries and employee benefits | $120,000 | 8,995 |
| Premises and equipment expense | $11,000 | 9,127 |
| Additional noninterest expense | $149,000 | 7,796 |
| Pre-tax net operating income | $189,000 | 7,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $189,000 | 7,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $189,000 | 6,874 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,695 |
| Total interest expense | $77,000 | 8,703 |
| Net interest income | $200,000 | 8,566 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $140,000 | 8,822 |
| Salaries and employee benefits | $60,000 | 9,027 |
| Premises and equipment expense | $5,000 | 9,168 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $86,000 | 7,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $86,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $86,000 | 7,003 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 8,581 |
| Total interest expense | $364,000 | 8,749 |
| Net interest income | $942,000 | 8,355 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $108,000 | 8,300 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $50,000 | 7,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,401 |
| Total noninterest expense | $477,000 | 9,025 |
| Salaries and employee benefits | $252,000 | 9,049 |
| Premises and equipment expense | $61,000 | 8,739 |
| Additional noninterest expense | $164,000 | 8,787 |
| Pre-tax net operating income | $563,000 | 6,539 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $563,000 | 6,133 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $563,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $772,000 | 2,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $563,000 | 5,975 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 8,792 |
| Total interest expense | $529,000 | 8,970 |
| Net interest income | $906,000 | 8,455 |
| Provision for loan and lease losses | $-46,000 | 9,496 |
| Total noninterest income | $104,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $59,000 | 7,414 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $555,000 | 9,048 |
| Salaries and employee benefits | $286,000 | 9,116 |
| Premises and equipment expense | $51,000 | 9,106 |
| Additional noninterest expense | $218,000 | 8,521 |
| Pre-tax net operating income | $501,000 | 6,542 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $501,000 | 6,072 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $501,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,454 |
| Cash dividends | $365,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $501,000 | 5,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 9,019 |
| Total interest expense | $554,000 | 9,150 |
| Net interest income | $882,000 | 8,727 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $106,000 | 8,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $617,000 | 9,044 |
| Salaries and employee benefits | $336,000 | 9,080 |
| Premises and equipment expense | $99,000 | 8,459 |
| Additional noninterest expense | $182,000 | 8,957 |
| Pre-tax net operating income | $371,000 | 7,598 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $371,000 | 7,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $371,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $239,000 | 4,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $371,000 | 7,026 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 9,308 |
| Total interest expense | $532,000 | 9,371 |
| Net interest income | $769,000 | 9,128 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $116,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $581,000 | 9,382 |
| Salaries and employee benefits | $295,000 | 9,490 |
| Premises and equipment expense | $102,000 | 8,588 |
| Additional noninterest expense | $184,000 | 9,196 |
| Pre-tax net operating income | $254,000 | 8,321 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $254,000 | 7,906 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $254,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $254,000 | 7,880 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 9,478 |
| Total interest expense | $532,000 | 9,621 |
| Net interest income | $816,000 | 9,208 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $106,000 | 8,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $483,000 | 9,837 |
| Salaries and employee benefits | $284,000 | 9,696 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $141,000 | 9,747 |
| Pre-tax net operating income | $439,000 | 7,678 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $439,000 | 6,988 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $439,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 10,188 |
| Cash dividends | $404,000 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $439,000 | 6,891 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 9,891 |
| Total interest expense | $544,000 | 9,988 |
| Net interest income | $787,000 | 9,708 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $91,000 | 9,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $489,000 | 10,164 |
| Salaries and employee benefits | $280,000 | 10,097 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $149,000 | 10,005 |
| Pre-tax net operating income | $389,000 | 8,499 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $389,000 | 7,716 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $389,000 | 7,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $79,000 | 6,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $389,000 | 7,661 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 10,316 |
| Total interest expense | $543,000 | 10,464 |
| Net interest income | $807,000 | 10,094 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $493,000 | 10,624 |
| Salaries and employee benefits | $271,000 | 10,570 |
| Premises and equipment expense | $58,000 | 10,410 |
| Additional noninterest expense | $164,000 | 10,381 |
| Pre-tax net operating income | $434,000 | 8,307 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $287,000 | 8,534 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $287,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $287,000 | 8,464 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 10,759 |
| Total interest expense | $502,000 | 11,009 |
| Net interest income | $846,000 | 10,396 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $109,000 | 10,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,575 |
| Total noninterest expense | $547,000 | 10,812 |
| Salaries and employee benefits | $298,000 | 10,769 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $198,000 | 10,438 |
| Pre-tax net operating income | $408,000 | 9,017 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $135,000 | 8,529 |
| Income before extraordinary items | $273,000 | 9,201 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $273,000 | 9,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $289,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $273,000 | 9,166 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 11,223 |
| Total interest expense | $479,000 | 11,188 |
| Net interest income | $780,000 | 11,117 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $289,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $615,000 | 11,053 |
| Salaries and employee benefits | $326,000 | 10,965 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $238,000 | 10,677 |
| Pre-tax net operating income | $429,000 | 9,138 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $94,000 | 9,503 |
| Income before extraordinary items | $335,000 | 8,772 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $335,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $44,000 | 8,118 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 694 |
| Net operating income | $335,000 | 8,829 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 11,548 |
| Total interest expense | $564,000 | 11,341 |
| Net interest income | $795,000 | 11,524 |
| Provision for loan and lease losses | $-97,000 | 12,885 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,681 |
| Total noninterest expense | $1,014,000 | 9,672 |
| Salaries and employee benefits | $351,000 | 11,140 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $608,000 | 7,259 |
| Pre-tax net operating income | $229,000 | 10,796 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $231,000 | 10,259 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $231,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $229,000 | 10,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 11,848 |
| Total interest expense | $756,000 | 11,543 |
| Net interest income | $791,000 | 11,941 |
| Provision for loan and lease losses | $529,000 | 2,878 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $958,000 | 10,170 |
| Salaries and employee benefits | $373,000 | 11,185 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $534,000 | 8,156 |
| Pre-tax net operating income | $-566,000 | 13,328 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $-47,000 | 13,500 |
| Income before extraordinary items | $-514,000 | 13,387 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-514,000 | 13,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 2,707 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-518,600 | 13,287 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.