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FirsTier Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$63,046,000769
Total interest expense$23,862,000698
Net interest income$39,184,000823
Provision for loan and lease losses$594,0001,165
Total noninterest income$835,0002,944
Gross Fiduciary activities income$0981
Service charges on deposit accounts$337,0002,065
Trading account gains and feesNANA
Additional Noninterest Income$498,0002,975
Total noninterest expense$17,769,0001,327
Salaries and employee benefits$10,920,0001,255
Premises and equipment expense$1,577,0001,476
Additional noninterest expense$498,0002,975
Pre-tax net operating income$21,656,000638
Securities gains (losses)$0988
Applicable income taxes$1,066,0001,400
Income before extraordinary items$20,590,000571
Extraordinary gains, net$054
Net income$20,590,000578
Minority interest net income$088
Net income of bank and minority interests.$20,590,000574
Net charge-offs$437,000812
Cash dividends$4,100,000938
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,590,000586
2023-09-30 (YTD Data)Rank
Total interest income$46,439,000767
Total interest expense$16,629,000691
Net interest income$29,810,000822
Provision for loan and lease losses$252,0001,472
Total noninterest income$477,0003,202
Gross Fiduciary activities income$0950
Service charges on deposit accounts$263,0002,031
Trading account gains and feesNANA
Additional Noninterest Income$214,0003,433
Total noninterest expense$13,030,0001,352
Salaries and employee benefits$7,979,0001,286
Premises and equipment expense$1,159,0001,499
Additional noninterest expense$214,0003,432
Pre-tax net operating income$17,005,000640
Securities gains (losses)$0849
Applicable income taxes$513,0001,733
Income before extraordinary items$16,492,000561
Extraordinary gains, net$052
Net income$16,492,000565
Minority interest net income$081
Net income of bank and minority interests.$16,492,000561
Net charge-offs$-59,0004,248
Cash dividends$4,100,000700
Sale, conversion, retirement of capital stock, net$0507
Net operating income$16,492,000564
2023-06-30 (YTD Data)Rank
Total interest income$29,968,000767
Total interest expense$9,904,000688
Net interest income$20,064,000819
Provision for loan and lease losses$480,000797
Total noninterest income$687,0002,340
Gross Fiduciary activities income$0931
Service charges on deposit accounts$182,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$505,0002,186
Total noninterest expense$8,482,0001,362
Salaries and employee benefits$5,264,0001,291
Premises and equipment expense$751,0001,528
Additional noninterest expense$505,0002,183
Pre-tax net operating income$11,789,000615
Securities gains (losses)$0938
Applicable income taxes$353,0001,736
Income before extraordinary items$11,436,000548
Extraordinary gains, net$051
Net income$11,436,000556
Minority interest net income$081
Net income of bank and minority interests.$11,436,000547
Net charge-offs$-46,0004,305
Cash dividends$4,100,000513
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,436,000550
2023-03-31 (YTD Data)Rank
Total interest income$14,563,000779
Total interest expense$4,525,000666
Net interest income$10,038,000825
Provision for loan and lease losses$-7,0004,430
Total noninterest income$340,0002,349
Gross Fiduciary activities income$0913
Service charges on deposit accounts$89,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,184
Total noninterest expense$4,193,0001,388
Salaries and employee benefits$2,584,0001,322
Premises and equipment expense$423,0001,423
Additional noninterest expense$251,0002,184
Pre-tax net operating income$6,192,000611
Securities gains (losses)$0950
Applicable income taxes$246,0001,539
Income before extraordinary items$5,946,000543
Extraordinary gains, net$04
Net income$5,946,000544
Minority interest net income$048
Net income of bank and minority interests.$5,946,000544
Net charge-offs$-16,0004,184
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,946,000546
2022-12-31 (YTD Data)Rank
Total interest income$40,952,000875
Total interest expense$7,057,000598
Net interest income$33,895,000918
Provision for loan and lease losses$2,230,000480
Total noninterest income$124,0004,343
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$373,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$-249,0004,709
Total noninterest expense$15,942,0001,411
Salaries and employee benefits$9,236,0001,401
Premises and equipment expense$1,607,0001,459
Additional noninterest expense$-249,0004,709
Pre-tax net operating income$15,847,000904
Securities gains (losses)$0691
Applicable income taxes$288,0002,438
Income before extraordinary items$15,559,000770
Extraordinary gains, net$05
Net income$15,559,000771
Minority interest net income$063
Net income of bank and minority interests.$15,559,000771
Net charge-offs$195,000935
Cash dividends$2,200,0001,399
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,559,000786
2022-09-30 (YTD Data)Rank
Total interest income$27,622,000927
Total interest expense$3,941,000579
Net interest income$23,681,000965
Provision for loan and lease losses$1,645,000452
Total noninterest income$609,0003,069
Gross Fiduciary activities income$0968
Service charges on deposit accounts$276,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$333,0003,185
Total noninterest expense$11,295,0001,474
Salaries and employee benefits$6,579,0001,459
Premises and equipment expense$1,161,0001,503
Additional noninterest expense$333,0003,185
Pre-tax net operating income$11,350,000947
Securities gains (losses)$0740
Applicable income taxes$134,0002,700
Income before extraordinary items$11,216,000806
Extraordinary gains, net$04
Net income$11,216,000806
Minority interest net income$057
Net income of bank and minority interests.$11,216,000806
Net charge-offs$133,000825
Cash dividends$2,200,0001,061
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,216,000819
2022-06-30 (YTD Data)Rank
Total interest income$16,473,000976
Total interest expense$1,951,000605
Net interest income$14,522,0001,013
Provision for loan and lease losses$764,000506
Total noninterest income$385,0003,122
Gross Fiduciary activities income$0925
Service charges on deposit accounts$168,0002,153
Trading account gains and feesNANA
Additional Noninterest Income$217,0003,233
Total noninterest expense$7,547,0001,455
Salaries and employee benefits$4,342,0001,466
Premises and equipment expense$809,0001,453
Additional noninterest expense$2,396,0001,397
Pre-tax net operating income$6,596,000990
Securities gains (losses)$0687
Applicable income taxes$94,0002,602
Income before extraordinary items$6,502,000861
Extraordinary gains, net$04
Net income$6,502,000861
Minority interest net income$060
Net income of bank and minority interests.$6,502,000861
Net charge-offs$131,000639
Cash dividends$2,200,000778
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,502,000877
2022-03-31 (YTD Data)Rank
Total interest income$7,672,0001,013
Total interest expense$907,000613
Net interest income$6,765,0001,055
Provision for loan and lease losses$163,000734
Total noninterest income$201,0003,045
Gross Fiduciary activities income$0892
Service charges on deposit accounts$81,0002,173
Trading account gains and feesNANA
Additional Noninterest Income$120,0003,108
Total noninterest expense$3,693,0001,472
Salaries and employee benefits$2,151,0001,484
Premises and equipment expense$416,0001,417
Additional noninterest expense$1,126,0001,447
Pre-tax net operating income$3,110,000984
Securities gains (losses)$0623
Applicable income taxes$53,0002,473
Income before extraordinary items$3,057,000876
Extraordinary gains, net$04
Net income$3,057,000875
Minority interest net income$050
Net income of bank and minority interests.$3,057,000876
Net charge-offs$92,000508
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,057,000887
2021-12-31 (YTD Data)Rank
Total interest income$27,809,0001,118
Total interest expense$4,137,000650
Net interest income$23,672,0001,189
Provision for loan and lease losses$3,858,000143
Total noninterest income$1,055,0002,910
Gross Fiduciary activities income$0994
Service charges on deposit accounts$288,0002,240
Trading account gains and feesNANA
Additional Noninterest Income$767,0002,882
Total noninterest expense$12,764,0001,664
Salaries and employee benefits$8,024,0001,560
Premises and equipment expense$1,130,0001,892
Additional noninterest expense$3,610,0001,718
Pre-tax net operating income$8,105,0001,472
Securities gains (losses)$02,062
Applicable income taxes$107,0003,032
Income before extraordinary items$7,998,0001,342
Extraordinary gains, net$010
Net income$7,998,0001,342
Minority interest net income$074
Net income of bank and minority interests.$7,998,0001,342
Net charge-offs$1,080,000400
Cash dividends$2,800,0001,235
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,998,0001,324
2021-09-30 (YTD Data)Rank
Total interest income$20,697,0001,151
Total interest expense$3,176,000674
Net interest income$17,521,0001,217
Provision for loan and lease losses$1,655,000263
Total noninterest income$812,0002,932
Gross Fiduciary activities income$0957
Service charges on deposit accounts$210,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,863
Total noninterest expense$8,866,0001,761
Salaries and employee benefits$5,607,0001,646
Premises and equipment expense$853,0001,915
Additional noninterest expense$2,406,0001,878
Pre-tax net operating income$7,812,0001,293
Securities gains (losses)$02,015
Applicable income taxes$82,0003,005
Income before extraordinary items$7,730,0001,170
Extraordinary gains, net$08
Net income$7,730,0001,170
Minority interest net income$069
Net income of bank and minority interests.$7,730,0001,171
Net charge-offs$-98,0004,453
Cash dividends$2,800,000911
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,730,0001,152
2021-06-30 (YTD Data)Rank
Total interest income$13,736,0001,153
Total interest expense$2,157,000693
Net interest income$11,579,0001,217
Provision for loan and lease losses$726,000425
Total noninterest income$511,0002,981
Gross Fiduciary activities income$0951
Service charges on deposit accounts$129,0002,322
Trading account gains and feesNANA
Additional Noninterest Income$382,0002,903
Total noninterest expense$5,725,0001,784
Salaries and employee benefits$3,660,0001,665
Premises and equipment expense$512,0002,027
Additional noninterest expense$1,553,0001,909
Pre-tax net operating income$5,639,0001,200
Securities gains (losses)$01,818
Applicable income taxes$58,0002,976
Income before extraordinary items$5,581,0001,092
Extraordinary gains, net$06
Net income$5,581,0001,093
Minority interest net income$067
Net income of bank and minority interests.$5,581,0001,093
Net charge-offs$-99,0004,587
Cash dividends$2,800,000659
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,581,0001,071
2021-03-31 (YTD Data)Rank
Total interest income$7,155,0001,110
Total interest expense$1,072,000745
Net interest income$6,083,0001,160
Provision for loan and lease losses$175,000881
Total noninterest income$282,0002,862
Gross Fiduciary activities income$0922
Service charges on deposit accounts$68,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,774
Total noninterest expense$2,751,0001,830
Salaries and employee benefits$1,769,0001,690
Premises and equipment expense$219,0002,235
Additional noninterest expense$763,0001,899
Pre-tax net operating income$3,439,0001,036
Securities gains (losses)$01,392
Applicable income taxes$33,0002,870
Income before extraordinary items$3,406,000921
Extraordinary gains, net$03
Net income$3,406,000921
Minority interest net income$055
Net income of bank and minority interests.$3,406,000921
Net charge-offs$-100,0004,762
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,406,000902
2020-12-31 (YTD Data)Rank
Total interest income$23,293,0001,301
Total interest expense$5,174,000921
Net interest income$18,119,0001,408
Provision for loan and lease losses$911,0001,703
Total noninterest income$892,0003,009
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$273,0002,350
Trading account gains and feesNANA
Additional Noninterest Income$619,0002,936
Total noninterest expense$10,611,0001,873
Salaries and employee benefits$6,467,0001,781
Premises and equipment expense$884,0002,197
Additional noninterest expense$3,260,0001,802
Pre-tax net operating income$7,489,0001,319
Securities gains (losses)$02,675
Applicable income taxes$108,0002,906
Income before extraordinary items$7,381,0001,212
Extraordinary gains, net$04
Net income$7,381,0001,212
Minority interest net income$072
Net income of bank and minority interests.$7,381,0001,212
Net charge-offs$200,0001,551
Cash dividends$2,700,0001,225
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,381,0001,175
2020-09-30 (YTD Data)Rank
Total interest income$17,472,0001,303
Total interest expense$4,029,000951
Net interest income$13,443,0001,412
Provision for loan and lease losses$598,0001,828
Total noninterest income$608,0003,096
Gross Fiduciary activities income$0981
Service charges on deposit accounts$205,0002,358
Trading account gains and feesNANA
Additional Noninterest Income$403,0003,048
Total noninterest expense$7,711,0001,897
Salaries and employee benefits$4,673,0001,815
Premises and equipment expense$644,0002,232
Additional noninterest expense$2,394,0001,797
Pre-tax net operating income$5,742,0001,260
Securities gains (losses)$02,494
Applicable income taxes$84,0002,892
Income before extraordinary items$5,658,0001,151
Extraordinary gains, net$04
Net income$5,658,0001,151
Minority interest net income$065
Net income of bank and minority interests.$5,658,0001,151
Net charge-offs$227,0001,184
Cash dividends$2,700,000869
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,658,0001,116
2020-06-30 (YTD Data)Rank
Total interest income$11,761,0001,308
Total interest expense$2,823,000972
Net interest income$8,938,0001,408
Provision for loan and lease losses$317,0002,000
Total noninterest income$473,0002,856
Gross Fiduciary activities income$0970
Service charges on deposit accounts$141,0002,355
Trading account gains and feesNANA
Additional Noninterest Income$332,0002,798
Total noninterest expense$4,971,0001,946
Salaries and employee benefits$3,059,0001,844
Premises and equipment expense$444,0002,182
Additional noninterest expense$1,468,0001,915
Pre-tax net operating income$4,123,0001,144
Securities gains (losses)$02,249
Applicable income taxes$59,0002,820
Income before extraordinary items$4,064,0001,025
Extraordinary gains, net$04
Net income$4,064,0001,024
Minority interest net income$065
Net income of bank and minority interests.$4,064,0001,025
Net charge-offs$230,000937
Cash dividends$2,700,000640
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,064,0001,003
2020-03-31 (YTD Data)Rank
Total interest income$5,693,0001,346
Total interest expense$1,519,0001,007
Net interest income$4,174,0001,464
Provision for loan and lease losses$75,0002,175
Total noninterest income$261,0002,677
Gross Fiduciary activities income$0941
Service charges on deposit accounts$92,0002,252
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,636
Total noninterest expense$2,442,0001,984
Salaries and employee benefits$1,524,0001,864
Premises and equipment expense$197,0002,366
Additional noninterest expense$721,0001,987
Pre-tax net operating income$1,918,0001,084
Securities gains (losses)$01,705
Applicable income taxes$34,0002,631
Income before extraordinary items$1,884,000984
Extraordinary gains, net$04
Net income$1,884,000984
Minority interest net income$056
Net income of bank and minority interests.$1,884,000984
Net charge-offs$85,000960
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,884,000978
2019-12-31 (YTD Data)Rank
Total interest income$21,336,0001,438
Total interest expense$5,026,0001,235
Net interest income$16,310,0001,483
Provision for loan and lease losses$390,0001,702
Total noninterest income$871,0003,001
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$410,0002,190
Trading account gains and feesNANA
Additional Noninterest Income$461,0003,113
Total noninterest expense$9,130,0002,053
Salaries and employee benefits$5,670,0001,934
Premises and equipment expense$738,0002,461
Additional noninterest expense$2,722,0002,079
Pre-tax net operating income$7,661,0001,263
Securities gains (losses)$02,379
Applicable income taxes$94,0003,048
Income before extraordinary items$7,567,0001,169
Extraordinary gains, net$011
Net income$7,567,0001,170
Minority interest net income$076
Net income of bank and minority interests.$7,567,0001,171
Net charge-offs$20,0003,121
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,567,0001,144
2019-09-30 (YTD Data)Rank
Total interest income$15,580,0001,484
Total interest expense$3,563,0001,309
Net interest income$12,017,0001,529
Provision for loan and lease losses$290,0001,635
Total noninterest income$600,0003,122
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$306,0002,207
Trading account gains and feesNANA
Additional Noninterest Income$294,0003,319
Total noninterest expense$6,696,0002,091
Salaries and employee benefits$4,146,0001,970
Premises and equipment expense$575,0002,422
Additional noninterest expense$1,975,0002,135
Pre-tax net operating income$5,631,0001,326
Securities gains (losses)$02,167
Applicable income taxes$69,0003,121
Income before extraordinary items$5,562,0001,204
Extraordinary gains, net$011
Net income$5,562,0001,206
Minority interest net income$072
Net income of bank and minority interests.$5,562,0001,206
Net charge-offs$20,0002,707
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,562,0001,180
2019-06-30 (YTD Data)Rank
Total interest income$10,109,0001,520
Total interest expense$2,266,0001,339
Net interest income$7,843,0001,557
Provision for loan and lease losses$40,0002,926
Total noninterest income$555,0002,669
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$204,0002,192
Trading account gains and feesNANA
Additional Noninterest Income$351,0002,633
Total noninterest expense$4,499,0002,086
Salaries and employee benefits$2,779,0001,963
Premises and equipment expense$410,0002,337
Additional noninterest expense$1,310,0002,157
Pre-tax net operating income$3,859,0001,274
Securities gains (losses)$01,702
Applicable income taxes$44,0003,145
Income before extraordinary items$3,815,0001,150
Extraordinary gains, net$011
Net income$3,815,0001,150
Minority interest net income$069
Net income of bank and minority interests.$3,815,0001,150
Net charge-offs$12,0002,529
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,815,0001,130
2019-03-31 (YTD Data)Rank
Total interest income$4,916,0001,548
Total interest expense$1,068,0001,362
Net interest income$3,848,0001,587
Provision for loan and lease losses$40,0002,260
Total noninterest income$273,0002,634
Gross Fiduciary activities income$0972
Service charges on deposit accounts$98,0002,245
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,561
Total noninterest expense$2,211,0002,120
Salaries and employee benefits$1,392,0001,977
Premises and equipment expense$179,0002,550
Additional noninterest expense$640,0002,184
Pre-tax net operating income$1,870,0001,274
Securities gains (losses)$01,087
Applicable income taxes$21,0003,140
Income before extraordinary items$1,849,0001,162
Extraordinary gains, net$05
Net income$1,849,0001,161
Minority interest net income$052
Net income of bank and minority interests.$1,849,0001,161
Net charge-offs$1,0002,582
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,849,0001,140
2018-12-31 (YTD Data)Rank
Total interest income$16,749,0001,692
Total interest expense$2,712,0001,543
Net interest income$14,037,0001,706
Provision for loan and lease losses$04,082
Total noninterest income$1,141,0002,680
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$438,0002,183
Trading account gains and feesNANA
Additional Noninterest Income$703,0002,648
Total noninterest expense$8,373,0002,178
Salaries and employee benefits$5,123,0002,050
Premises and equipment expense$700,0002,571
Additional noninterest expense$2,550,0002,190
Pre-tax net operating income$6,805,0001,383
Securities gains (losses)$01,125
Applicable income taxes$88,0003,153
Income before extraordinary items$6,717,0001,262
Extraordinary gains, net$06
Net income$6,717,0001,261
Minority interest net income$072
Net income of bank and minority interests.$6,717,0001,261
Net charge-offs$-65,0004,949
Cash dividends$1,640,0001,640
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,717,0001,255
2018-09-30 (YTD Data)Rank
Total interest income$12,091,0001,733
Total interest expense$1,821,0001,608
Net interest income$10,270,0001,740
Provision for loan and lease losses$03,948
Total noninterest income$800,0002,791
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$327,0002,197
Trading account gains and feesNANA
Additional Noninterest Income$473,0002,822
Total noninterest expense$6,003,0002,243
Salaries and employee benefits$3,689,0002,112
Premises and equipment expense$508,0002,649
Additional noninterest expense$1,806,0002,283
Pre-tax net operating income$5,067,0001,409
Securities gains (losses)$01,118
Applicable income taxes$68,0003,208
Income before extraordinary items$4,999,0001,280
Extraordinary gains, net$05
Net income$4,999,0001,278
Minority interest net income$066
Net income of bank and minority interests.$4,999,0001,279
Net charge-offs$-68,0005,019
Cash dividends$1,640,0001,233
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,999,0001,271
2018-06-30 (YTD Data)Rank
Total interest income$7,921,0001,747
Total interest expense$1,102,0001,650
Net interest income$6,819,0001,750
Provision for loan and lease losses$03,782
Total noninterest income$548,0002,757
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$215,0002,210
Trading account gains and feesNANA
Additional Noninterest Income$333,0002,770
Total noninterest expense$3,925,0002,281
Salaries and employee benefits$2,465,0002,126
Premises and equipment expense$329,0002,713
Additional noninterest expense$1,131,0002,400
Pre-tax net operating income$3,442,0001,359
Securities gains (losses)$0961
Applicable income taxes$47,0003,176
Income before extraordinary items$3,395,0001,228
Extraordinary gains, net$06
Net income$3,395,0001,227
Minority interest net income$065
Net income of bank and minority interests.$3,395,0001,227
Net charge-offs$-38,0004,945
Cash dividends$1,640,000891
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,395,0001,222
2018-03-31 (YTD Data)Rank
Total interest income$3,520,0001,922
Total interest expense$515,0001,676
Net interest income$3,005,0001,939
Provision for loan and lease losses$03,508
Total noninterest income$260,0002,806
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$100,0002,308
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,756
Total noninterest expense$1,923,0002,338
Salaries and employee benefits$1,215,0002,172
Premises and equipment expense$185,0002,560
Additional noninterest expense$523,0002,549
Pre-tax net operating income$1,342,0001,625
Securities gains (losses)$0735
Applicable income taxes$26,0003,105
Income before extraordinary items$1,316,0001,469
Extraordinary gains, net$07
Net income$1,316,0001,469
Minority interest net income$052
Net income of bank and minority interests.$1,316,0001,469
Net charge-offs$-38,0005,164
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,316,0001,457
2017-12-31 (YTD Data)Rank
Total interest income$12,716,0002,026
Total interest expense$1,514,0001,910
Net interest income$11,202,0002,027
Provision for loan and lease losses$04,227
Total noninterest income$952,0003,021
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$392,0002,421
Trading account gains and feesNANA
Additional Noninterest Income$560,0003,023
Total noninterest expense$7,308,0002,445
Salaries and employee benefits$4,478,0002,278
Premises and equipment expense$555,0003,062
Additional noninterest expense$2,275,0002,420
Pre-tax net operating income$4,846,0001,764
Securities gains (losses)$02,243
Applicable income taxes$76,0003,400
Income before extraordinary items$4,770,0001,395
Extraordinary gains, net$09
Net income$4,770,0001,393
Minority interest net income$076
Net income of bank and minority interests.$4,770,0001,395
Net charge-offs$-9,0004,770
Cash dividends$1,000,0002,186
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,770,0001,382
2017-09-30 (YTD Data)Rank
Total interest income$9,124,0002,112
Total interest expense$1,053,0002,005
Net interest income$8,071,0002,108
Provision for loan and lease losses$04,088
Total noninterest income$684,0003,093
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$289,0002,454
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,108
Total noninterest expense$5,150,0002,539
Salaries and employee benefits$3,196,0002,374
Premises and equipment expense$426,0003,056
Additional noninterest expense$1,528,0002,631
Pre-tax net operating income$3,605,0001,795
Securities gains (losses)$02,274
Applicable income taxes$57,0003,413
Income before extraordinary items$3,548,0001,507
Extraordinary gains, net$09
Net income$3,548,0001,506
Minority interest net income$071
Net income of bank and minority interests.$3,548,0001,507
Net charge-offs$-6,0004,598
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,548,0001,486
2017-06-30 (YTD Data)Rank
Total interest income$5,809,0002,177
Total interest expense$634,0002,123
Net interest income$5,175,0002,161
Provision for loan and lease losses$03,871
Total noninterest income$456,0003,113
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$184,0002,532
Trading account gains and feesNANA
Additional Noninterest Income$272,0003,070
Total noninterest expense$3,374,0002,584
Salaries and employee benefits$2,113,0002,402
Premises and equipment expense$293,0003,003
Additional noninterest expense$968,0002,735
Pre-tax net operating income$2,257,0001,849
Securities gains (losses)$01,906
Applicable income taxes$38,0003,416
Income before extraordinary items$2,219,0001,566
Extraordinary gains, net$011
Net income$2,219,0001,565
Minority interest net income$071
Net income of bank and minority interests.$2,219,0001,566
Net charge-offs$-7,0004,687
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,219,0001,548
2017-03-31 (YTD Data)Rank
Total interest income$2,801,0002,230
Total interest expense$293,0002,215
Net interest income$2,508,0002,219
Provision for loan and lease losses$03,537
Total noninterest income$225,0003,123
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$88,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$137,0003,048
Total noninterest expense$1,740,0002,555
Salaries and employee benefits$1,051,0002,438
Premises and equipment expense$178,0002,707
Additional noninterest expense$511,0002,631
Pre-tax net operating income$993,0001,970
Securities gains (losses)$01,153
Applicable income taxes$19,0003,380
Income before extraordinary items$974,0001,704
Extraordinary gains, net$08
Net income$974,0001,704
Minority interest net income$055
Net income of bank and minority interests.$974,0001,704
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$974,0001,688
2016-12-31 (YTD Data)Rank
Total interest income$11,264,0002,182
Total interest expense$915,0002,572
Net interest income$10,349,0002,117
Provision for loan and lease losses$04,332
Total noninterest income$6,062,0001,005
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$431,0002,341
Trading account gains and fees$0170
Additional Noninterest Income$5,631,000774
Total noninterest expense$8,167,0002,251
Salaries and employee benefits$3,910,0002,540
Premises and equipment expense$584,0003,074
Additional noninterest expense$3,673,0001,661
Pre-tax net operating income$8,244,0001,075
Securities gains (losses)$-243,0005,853
Applicable income taxes$72,0003,460
Income before extraordinary items$7,929,000942
Extraordinary gains, net$05
Net income$7,929,000941
Minority interest net income$082
Net income of bank and minority interests.$7,929,000941
Net charge-offs$-16,0005,072
Cash dividends$3,700,000882
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,169,570883
2016-09-30 (YTD Data)Rank
Total interest income$8,138,0002,254
Total interest expense$639,0002,698
Net interest income$7,499,0002,184
Provision for loan and lease losses$04,186
Total noninterest income$4,179,0001,060
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$327,0002,311
Trading account gains and fees$0169
Additional Noninterest Income$3,852,000824
Total noninterest expense$6,050,0002,271
Salaries and employee benefits$2,804,0002,611
Premises and equipment expense$411,0003,216
Additional noninterest expense$2,835,0001,614
Pre-tax net operating income$5,628,0001,183
Securities gains (losses)$03,160
Applicable income taxes$53,0003,545
Income before extraordinary items$5,575,0001,010
Extraordinary gains, net$05
Net income$5,575,0001,010
Minority interest net income$071
Net income of bank and minority interests.$5,575,0001,010
Net charge-offs$-30,0005,213
Cash dividends$3,700,000649
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,575,000984
2016-06-30 (YTD Data)Rank
Total interest income$5,371,0002,265
Total interest expense$398,0002,836
Net interest income$4,973,0002,192
Provision for loan and lease losses$04,017
Total noninterest income$3,440,000905
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$211,0002,352
Trading account gains and fees$0157
Additional Noninterest Income$3,229,000695
Total noninterest expense$4,023,0002,290
Salaries and employee benefits$1,838,0002,670
Premises and equipment expense$273,0003,237
Additional noninterest expense$1,912,0001,598
Pre-tax net operating income$4,390,0001,030
Securities gains (losses)$02,835
Applicable income taxes$34,0003,578
Income before extraordinary items$4,356,000848
Extraordinary gains, net$016
Net income$4,356,000847
Minority interest net income$071
Net income of bank and minority interests.$4,356,000847
Net charge-offs$-35,0005,400
Cash dividends$3,700,000483
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,356,000824
2016-03-31 (YTD Data)Rank
Total interest income$2,563,0002,365
Total interest expense$187,0002,965
Net interest income$2,376,0002,290
Provision for loan and lease losses$03,656
Total noninterest income$1,303,0001,073
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$112,0002,246
Trading account gains and fees$0142
Additional Noninterest Income$1,191,000825
Total noninterest expense$1,597,0002,742
Salaries and employee benefits$912,0002,694
Premises and equipment expense$147,0003,102
Additional noninterest expense$538,0002,623
Pre-tax net operating income$2,082,0001,049
Securities gains (losses)$02,077
Applicable income taxes$15,0003,602
Income before extraordinary items$2,067,000857
Extraordinary gains, net$012
Net income$2,067,000858
Minority interest net income$062
Net income of bank and minority interests.$2,067,000858
Net charge-offs$-9,0005,132
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,067,000838
2015-12-31 (YTD Data)Rank
Total interest income$8,920,0002,619
Total interest expense$719,0003,015
Net interest income$8,201,0002,543
Provision for loan and lease losses$04,380
Total noninterest income$6,918,000892
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$450,0002,321
Trading account gains and fees$0159
Additional Noninterest Income$6,468,000673
Total noninterest expense$7,014,0002,564
Salaries and employee benefits$3,393,0002,797
Premises and equipment expense$595,0003,116
Additional noninterest expense$3,026,0001,991
Pre-tax net operating income$8,105,0001,061
Securities gains (losses)$-150,0006,100
Applicable income taxes$80,0003,435
Income before extraordinary items$7,875,000906
Extraordinary gains, net$023
Net income$7,875,000906
Minority interest net income$081
Net income of bank and minority interests.$7,875,000906
Net charge-offs$-405,0005,973
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,023,500873
2015-09-30 (YTD Data)Rank
Total interest income$6,487,0002,694
Total interest expense$538,0003,059
Net interest income$5,949,0002,637
Provision for loan and lease losses$04,232
Total noninterest income$4,858,000946
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$332,0002,358
Trading account gains and fees$0153
Additional Noninterest Income$4,526,000711
Total noninterest expense$4,836,0002,721
Salaries and employee benefits$2,374,0002,952
Premises and equipment expense$436,0003,214
Additional noninterest expense$2,026,0002,181
Pre-tax net operating income$5,971,0001,094
Securities gains (losses)$-53,0006,152
Applicable income taxes$59,0003,557
Income before extraordinary items$5,859,000917
Extraordinary gains, net$021
Net income$5,859,000917
Minority interest net income$078
Net income of bank and minority interests.$5,859,000917
Net charge-offs$-381,0006,068
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,911,470881
2015-06-30 (YTD Data)Rank
Total interest income$4,216,0002,756
Total interest expense$360,0003,061
Net interest income$3,856,0002,700
Provision for loan and lease losses$04,069
Total noninterest income$4,530,000740
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$200,0002,491
Trading account gains and fees$0157
Additional Noninterest Income$4,330,000567
Total noninterest expense$3,317,0002,691
Salaries and employee benefits$1,561,0002,999
Premises and equipment expense$299,0003,175
Additional noninterest expense$1,457,0002,053
Pre-tax net operating income$5,069,000877
Securities gains (losses)$-32,0006,213
Applicable income taxes$37,0003,612
Income before extraordinary items$5,000,000737
Extraordinary gains, net$022
Net income$5,000,000736
Minority interest net income$075
Net income of bank and minority interests.$5,000,000737
Net charge-offs$-368,0006,172
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,031,680708
2015-03-31 (YTD Data)Rank
Total interest income$2,104,0002,755
Total interest expense$181,0003,087
Net interest income$1,923,0002,689
Provision for loan and lease losses$03,703
Total noninterest income$805,0001,504
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$97,0002,535
Trading account gains and fees$0152
Additional Noninterest Income$708,0001,187
Total noninterest expense$1,667,0002,693
Salaries and employee benefits$748,0003,105
Premises and equipment expense$158,0003,085
Additional noninterest expense$761,0001,958
Pre-tax net operating income$1,061,0001,763
Securities gains (losses)$-52,0006,352
Applicable income taxes$16,0003,628
Income before extraordinary items$993,0001,613
Extraordinary gains, net$013
Net income$993,0001,614
Minority interest net income$064
Net income of bank and minority interests.$993,0001,615
Net charge-offs$-27,0005,777
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,043,9601,483
2014-12-31 (YTD Data)Rank
Total interest income$8,191,0002,841
Total interest expense$786,0003,067
Net interest income$7,405,0002,782
Provision for loan and lease losses$04,603
Total noninterest income$4,204,0001,240
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$434,0002,531
Trading account gains and fees$0180
Additional Noninterest Income$3,770,000946
Total noninterest expense$7,477,0002,460
Salaries and employee benefits$3,230,0002,937
Premises and equipment expense$661,0003,019
Additional noninterest expense$3,586,0001,728
Pre-tax net operating income$4,132,0001,791
Securities gains (losses)$-26,0006,166
Applicable income taxes$100,0003,398
Income before extraordinary items$4,006,0001,589
Extraordinary gains, net$017
Net income$4,006,0001,588
Minority interest net income$084
Net income of bank and minority interests.$4,006,0001,588
Net charge-offs$184,0002,556
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,031,4801,550
2014-09-30 (YTD Data)Rank
Total interest income$6,126,0002,879
Total interest expense$596,0003,111
Net interest income$5,530,0002,814
Provision for loan and lease losses$04,401
Total noninterest income$3,114,0001,262
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$349,0002,409
Trading account gains and fees$0174
Additional Noninterest Income$2,765,000964
Total noninterest expense$5,460,0002,531
Salaries and employee benefits$2,275,0003,072
Premises and equipment expense$421,0003,419
Additional noninterest expense$2,764,0001,682
Pre-tax net operating income$3,184,0001,764
Securities gains (losses)$-54,0006,371
Applicable income taxes$79,0003,415
Income before extraordinary items$3,051,0001,554
Extraordinary gains, net$015
Net income$3,051,0001,554
Minority interest net income$081
Net income of bank and minority interests.$3,051,0001,554
Net charge-offs$140,0002,364
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,103,3801,499
2014-06-30 (YTD Data)Rank
Total interest income$4,047,0002,899
Total interest expense$402,0003,116
Net interest income$3,645,0002,836
Provision for loan and lease losses$04,196
Total noninterest income$2,697,0001,019
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$232,0002,399
Trading account gains and fees$0172
Additional Noninterest Income$2,465,000741
Total noninterest expense$3,373,0002,703
Salaries and employee benefits$1,463,0003,170
Premises and equipment expense$268,0003,547
Additional noninterest expense$1,642,0001,868
Pre-tax net operating income$2,969,0001,291
Securities gains (losses)$02,580
Applicable income taxes$58,0003,361
Income before extraordinary items$2,911,0001,110
Extraordinary gains, net$020
Net income$2,911,0001,111
Minority interest net income$080
Net income of bank and minority interests.$2,911,0001,111
Net charge-offs$-445,0006,552
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,911,0001,088
2014-03-31 (YTD Data)Rank
Total interest income$1,959,0002,977
Total interest expense$200,0003,180
Net interest income$1,759,0002,915
Provision for loan and lease losses$03,817
Total noninterest income$1,014,0001,235
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$903,000922
Total noninterest expense$1,423,0003,079
Salaries and employee benefits$707,0003,262
Premises and equipment expense$84,0004,608
Additional noninterest expense$632,0002,370
Pre-tax net operating income$1,350,0001,380
Securities gains (losses)$01,715
Applicable income taxes$37,0003,165
Income before extraordinary items$1,313,0001,167
Extraordinary gains, net$016
Net income$1,313,0001,167
Minority interest net income$066
Net income of bank and minority interests.$1,313,0001,168
Net charge-offs$-224,0006,603
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,313,0001,149
2013-12-31 (YTD Data)Rank
Total interest income$8,178,0002,894
Total interest expense$1,086,0002,777
Net interest income$7,092,0002,879
Provision for loan and lease losses$05,091
Total noninterest income$1,554,0002,526
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$456,0002,561
Trading account gains and fees$0184
Additional Noninterest Income$1,098,0002,247
Total noninterest expense$6,467,0002,822
Salaries and employee benefits$2,975,0003,130
Premises and equipment expense$634,0003,177
Additional noninterest expense$2,858,0002,185
Pre-tax net operating income$2,179,0002,697
Securities gains (losses)$-104,0006,551
Applicable income taxes$64,0003,654
Income before extraordinary items$2,011,0002,597
Extraordinary gains, net$029
Net income$2,011,0002,600
Minority interest net income$090
Net income of bank and minority interests.$2,011,0002,600
Net charge-offs$1,018,0001,255
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,111,8802,443
2013-09-30 (YTD Data)Rank
Total interest income$6,102,0002,930
Total interest expense$870,0002,713
Net interest income$5,232,0002,929
Provision for loan and lease losses$04,941
Total noninterest income$787,0003,160
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$345,0002,568
Trading account gains and fees$0180
Additional Noninterest Income$442,0003,204
Total noninterest expense$4,656,0002,932
Salaries and employee benefits$2,193,0003,183
Premises and equipment expense$511,0003,060
Additional noninterest expense$1,952,0002,353
Pre-tax net operating income$1,363,0003,105
Securities gains (losses)$-104,0006,728
Applicable income taxes$64,0003,589
Income before extraordinary items$1,195,0003,088
Extraordinary gains, net$025
Net income$1,195,0003,092
Minority interest net income$084
Net income of bank and minority interests.$1,195,0003,092
Net charge-offs$278,0002,197
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,293,8002,853
2013-06-30 (YTD Data)Rank
Total interest income$4,120,0002,894
Total interest expense$637,0002,584
Net interest income$3,483,0002,925
Provision for loan and lease losses$04,788
Total noninterest income$512,0003,249
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$225,0002,570
Trading account gains and fees$0157
Additional Noninterest Income$287,0003,265
Total noninterest expense$3,075,0002,936
Salaries and employee benefits$1,458,0003,207
Premises and equipment expense$348,0003,008
Additional noninterest expense$1,269,0002,410
Pre-tax net operating income$920,0003,051
Securities gains (losses)$-99,0006,837
Applicable income taxes$37,0003,653
Income before extraordinary items$784,0003,108
Extraordinary gains, net$022
Net income$784,0003,110
Minority interest net income$082
Net income of bank and minority interests.$784,0003,111
Net charge-offs$293,0001,716
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$878,0502,800
2013-03-31 (YTD Data)Rank
Total interest income$2,070,0002,901
Total interest expense$364,0002,390
Net interest income$1,706,0002,980
Provision for loan and lease losses$04,409
Total noninterest income$273,0003,129
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$106,0002,675
Trading account gains and fees$0148
Additional Noninterest Income$167,0003,028
Total noninterest expense$1,843,0002,551
Salaries and employee benefits$729,0003,229
Premises and equipment expense$182,0002,935
Additional noninterest expense$932,0001,715
Pre-tax net operating income$136,0004,971
Securities gains (losses)$14,0001,385
Applicable income taxes$10,0003,924
Income before extraordinary items$140,0004,832
Extraordinary gains, net$010
Net income$140,0004,833
Minority interest net income$076
Net income of bank and minority interests.$140,0004,834
Net charge-offs$-202,0006,914
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$126,9804,863
2012-12-31 (YTD Data)Rank
Total interest income$9,458,0002,704
Total interest expense$1,823,0002,311
Net interest income$7,635,0002,760
Provision for loan and lease losses$900,0001,884
Total noninterest income$1,900,0002,266
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$457,0002,662
Trading account gains and fees$0166
Additional Noninterest Income$1,443,0001,896
Total noninterest expense$6,048,0003,009
Salaries and employee benefits$2,859,0003,235
Premises and equipment expense$665,0003,138
Additional noninterest expense$2,524,0002,540
Pre-tax net operating income$2,587,0002,346
Securities gains (losses)$-6,0006,705
Applicable income taxes$100,0003,509
Income before extraordinary items$2,481,0002,189
Extraordinary gains, net$029
Net income$2,481,0002,188
Minority interest net income$093
Net income of bank and minority interests.$2,481,0002,190
Net charge-offs$2,508,000977
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,486,7602,058
2012-09-30 (YTD Data)Rank
Total interest income$7,181,0002,723
Total interest expense$1,425,0002,310
Net interest income$5,756,0002,800
Provision for loan and lease losses$900,0001,552
Total noninterest income$1,623,0002,072
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$340,0002,709
Trading account gains and fees$0157
Additional Noninterest Income$1,283,0001,703
Total noninterest expense$4,306,0003,153
Salaries and employee benefits$2,058,0003,351
Premises and equipment expense$431,0003,529
Additional noninterest expense$1,817,0002,641
Pre-tax net operating income$2,173,0002,200
Securities gains (losses)$-6,0006,839
Applicable income taxes$40,0003,887
Income before extraordinary items$2,127,0001,998
Extraordinary gains, net$020
Net income$2,127,0001,997
Minority interest net income$086
Net income of bank and minority interests.$2,127,0001,999
Net charge-offs$1,649,0001,048
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,132,8801,874
2012-06-30 (YTD Data)Rank
Total interest income$4,869,0002,692
Total interest expense$983,0002,313
Net interest income$3,886,0002,783
Provision for loan and lease losses$900,0001,191
Total noninterest income$1,088,0002,037
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$241,0002,562
Trading account gains and fees$0153
Additional Noninterest Income$847,0001,695
Total noninterest expense$2,898,0003,143
Salaries and employee benefits$1,399,0003,318
Premises and equipment expense$295,0003,471
Additional noninterest expense$1,204,0002,681
Pre-tax net operating income$1,176,0002,552
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,176,0002,312
Extraordinary gains, net$019
Net income$1,176,0002,311
Minority interest net income$084
Net income of bank and minority interests.$1,176,0002,312
Net charge-offs$1,596,000820
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,176,0002,182
2012-03-31 (YTD Data)Rank
Total interest income$2,444,0002,708
Total interest expense$504,0002,358
Net interest income$1,940,0002,795
Provision for loan and lease losses$900,000668
Total noninterest income$321,0002,836
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$118,0002,578
Trading account gains and fees$0148
Additional Noninterest Income$203,0002,634
Total noninterest expense$1,323,0003,384
Salaries and employee benefits$701,0003,345
Premises and equipment expense$149,0003,487
Additional noninterest expense$473,0003,233
Pre-tax net operating income$38,0006,057
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$38,0006,114
Extraordinary gains, net$019
Net income$38,0006,113
Minority interest net income$078
Net income of bank and minority interests.$38,0006,114
Net charge-offs$687,000884
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$38,0005,979
2011-12-31 (YTD Data)Rank
Total interest income$10,463,0002,659
Total interest expense$2,534,0002,282
Net interest income$7,929,0002,761
Provision for loan and lease losses$7,605,000537
Total noninterest income$-6,186,0007,338
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$503,0002,557
Trading account gains and fees$0146
Additional Noninterest Income$-6,689,0007,343
Total noninterest expense$6,334,0002,913
Salaries and employee benefits$2,737,0003,331
Premises and equipment expense$661,0003,323
Additional noninterest expense$2,936,0002,246
Pre-tax net operating income$-12,196,0007,240
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-12,196,0007,237
Extraordinary gains, net$029
Net income$-12,196,0007,237
Minority interest net income$096
Net income of bank and minority interests.$-12,196,0007,237
Net charge-offs$6,811,000624
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-12,196,0007,233
2011-09-30 (YTD Data)Rank
Total interest income$7,949,0002,657
Total interest expense$1,989,0002,266
Net interest income$5,960,0002,758
Provision for loan and lease losses$6,605,000481
Total noninterest income$-6,448,0007,423
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$492,0002,105
Trading account gains and fees$0145
Additional Noninterest Income$-6,940,0007,430
Total noninterest expense$4,269,0003,199
Salaries and employee benefits$2,060,0003,315
Premises and equipment expense$440,0003,683
Additional noninterest expense$1,769,0002,713
Pre-tax net operating income$-11,362,0007,352
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-11,362,0007,351
Extraordinary gains, net$021
Net income$-11,362,0007,351
Minority interest net income$087
Net income of bank and minority interests.$-11,362,0007,351
Net charge-offs$5,700,000566
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-11,362,0007,345
2011-06-30 (YTD Data)Rank
Total interest income$5,288,0002,681
Total interest expense$1,369,0002,282
Net interest income$3,919,0002,793
Provision for loan and lease losses$4,750,000464
Total noninterest income$-1,278,0007,465
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$321,0002,119
Trading account gains and fees$0153
Additional Noninterest Income$-1,599,0007,467
Total noninterest expense$2,874,0003,208
Salaries and employee benefits$1,370,0003,359
Premises and equipment expense$297,0003,672
Additional noninterest expense$1,207,0002,734
Pre-tax net operating income$-4,983,0007,370
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-4,983,0007,378
Extraordinary gains, net$015
Net income$-4,983,0007,378
Minority interest net income$089
Net income of bank and minority interests.$-4,983,0007,378
Net charge-offs$4,673,000494
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,983,0007,375
2011-03-31 (YTD Data)Rank
Total interest income$2,581,0002,754
Total interest expense$710,0002,286
Net interest income$1,871,0002,887
Provision for loan and lease losses$1,750,000574
Total noninterest income$192,0003,673
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$124,0002,555
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,183
Total noninterest expense$3,137,0001,578
Salaries and employee benefits$678,0003,394
Premises and equipment expense$145,0003,791
Additional noninterest expense$2,314,000772
Pre-tax net operating income$-2,824,0007,447
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-2,824,0007,442
Extraordinary gains, net$09
Net income$-2,824,0007,442
Minority interest net income$086
Net income of bank and minority interests.$-2,824,0007,442
Net charge-offs$2,624,000451
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,824,0007,445
2010-12-31 (YTD Data)Rank
Total interest income$12,515,0002,402
Total interest expense$4,780,0001,710
Net interest income$7,735,0002,811
Provision for loan and lease losses$6,600,000919
Total noninterest income$875,0003,471
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$521,0002,564
Trading account gains and fees$0175
Additional Noninterest Income$354,0003,701
Total noninterest expense$10,051,0001,942
Salaries and employee benefits$2,895,0003,212
Premises and equipment expense$710,0003,261
Additional noninterest expense$6,446,0001,148
Pre-tax net operating income$-8,041,0007,290
Securities gains (losses)$-5,0006,980
Applicable income taxes$04,655
Income before extraordinary items$-8,046,0007,325
Extraordinary gains, net$029
Net income$-8,046,0007,325
Minority interest net income$0111
Net income of bank and minority interests.$-8,046,0007,325
Net charge-offs$4,959,0001,023
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-8,041,0007,306
2010-09-30 (YTD Data)Rank
Total interest income$9,739,0002,373
Total interest expense$3,890,0001,664
Net interest income$5,849,0002,821
Provision for loan and lease losses$4,100,0001,025
Total noninterest income$667,0003,481
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$384,0002,661
Trading account gains and fees$0165
Additional Noninterest Income$283,0003,633
Total noninterest expense$5,396,0002,660
Salaries and employee benefits$2,185,0003,221
Premises and equipment expense$444,0003,806
Additional noninterest expense$2,767,0001,886
Pre-tax net operating income$-2,980,0007,197
Securities gains (losses)$-5,0007,159
Applicable income taxes$04,726
Income before extraordinary items$-2,985,0007,272
Extraordinary gains, net$023
Net income$-2,985,0007,272
Minority interest net income$0110
Net income of bank and minority interests.$-2,985,0007,272
Net charge-offs$756,0002,537
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,980,0007,245
2010-06-30 (YTD Data)Rank
Total interest income$6,722,0002,320
Total interest expense$2,796,0001,617
Net interest income$3,926,0002,795
Provision for loan and lease losses$3,000,000940
Total noninterest income$376,0003,756
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$249,0002,725
Trading account gains and fees$0152
Additional Noninterest Income$127,0004,253
Total noninterest expense$3,691,0002,619
Salaries and employee benefits$1,417,0003,305
Premises and equipment expense$279,0004,005
Additional noninterest expense$1,995,0001,764
Pre-tax net operating income$-2,389,0007,335
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-2,389,0007,394
Extraordinary gains, net$019
Net income$-2,389,0007,394
Minority interest net income$0105
Net income of bank and minority interests.$-2,389,0007,394
Net charge-offs$-157,0007,778
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,389,0007,379
2010-03-31 (YTD Data)Rank
Total interest income$3,641,0002,199
Total interest expense$1,539,0001,533
Net interest income$2,102,0002,653
Provision for loan and lease losses$3,000,000548
Total noninterest income$189,0003,783
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$119,0002,802
Trading account gains and fees$0175
Additional Noninterest Income$70,0004,123
Total noninterest expense$1,627,0002,926
Salaries and employee benefits$727,0003,285
Premises and equipment expense$55,0006,222
Additional noninterest expense$845,0002,008
Pre-tax net operating income$-2,336,0007,641
Securities gains (losses)$02,284
Applicable income taxes$-12,0007,126
Income before extraordinary items$-2,324,0007,674
Extraordinary gains, net$016
Net income$-2,324,0007,675
Minority interest net income$091
Net income of bank and minority interests.$-2,324,0007,675
Net charge-offs$-147,0007,874
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,324,0007,670
2009-12-31 (YTD Data)Rank
Total interest income$16,081,0002,111
Total interest expense$6,592,0001,774
Net interest income$9,489,0002,302
Provision for loan and lease losses$5,453,0001,340
Total noninterest income$1,009,0003,324
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$567,0002,637
Trading account gains and fees$0211
Additional Noninterest Income$442,0003,400
Total noninterest expense$5,909,0003,216
Salaries and employee benefits$3,004,0003,173
Premises and equipment expense$674,0003,567
Additional noninterest expense$2,231,0003,038
Pre-tax net operating income$-864,0006,203
Securities gains (losses)$03,754
Applicable income taxes$46,0003,299
Income before extraordinary items$-910,0006,317
Extraordinary gains, net$034
Net income$-910,0006,317
Minority interest net income$0115
Net income of bank and minority interests.$-910,0006,317
Net charge-offs$3,695,0001,415
Cash dividends$576,0002,377
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-910,0006,322
2009-09-30 (YTD Data)Rank
Total interest income$12,190,0002,121
Total interest expense$4,933,0001,850
Net interest income$7,257,0002,263
Provision for loan and lease losses$2,700,0001,577
Total noninterest income$784,0003,304
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$436,0002,602
Trading account gains and fees$0212
Additional Noninterest Income$348,0003,403
Total noninterest expense$4,305,0003,297
Salaries and employee benefits$2,274,0003,173
Premises and equipment expense$432,0004,037
Additional noninterest expense$1,599,0003,119
Pre-tax net operating income$1,036,0002,673
Securities gains (losses)$03,497
Applicable income taxes$68,0003,140
Income before extraordinary items$968,0002,534
Extraordinary gains, net$027
Net income$968,0002,532
Minority interest net income$0118
Net income of bank and minority interests.$968,0002,535
Net charge-offs$1,296,0001,923
Cash dividends$576,0001,848
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$968,0002,486
2009-06-30 (YTD Data)Rank
Total interest income$7,958,0002,199
Total interest expense$3,350,0001,898
Net interest income$4,608,0002,366
Provision for loan and lease losses$2,000,0001,389
Total noninterest income$556,0003,175
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$264,0002,748
Trading account gains and fees$0193
Additional Noninterest Income$292,0003,056
Total noninterest expense$2,740,0003,466
Salaries and employee benefits$1,513,0003,213
Premises and equipment expense$295,0003,989
Additional noninterest expense$932,0003,458
Pre-tax net operating income$424,0003,589
Securities gains (losses)$03,136
Applicable income taxes$50,0003,157
Income before extraordinary items$374,0003,594
Extraordinary gains, net$021
Net income$374,0003,592
Minority interest net income$0112
Net income of bank and minority interests.$374,0003,593
Net charge-offs$2,0006,442
Cash dividends$481,0001,675
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$374,0003,479
2009-03-31 (YTD Data)Rank
Total interest income$3,919,0002,247
Total interest expense$1,726,0001,922
Net interest income$2,193,0002,460
Provision for loan and lease losses$1,300,0001,004
Total noninterest income$188,0003,937
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$121,0002,875
Trading account gains and fees$0171
Additional Noninterest Income$67,0004,324
Total noninterest expense$1,266,0003,617
Salaries and employee benefits$747,0003,283
Premises and equipment expense$154,0003,899
Additional noninterest expense$365,0003,836
Pre-tax net operating income$-185,0006,858
Securities gains (losses)$02,434
Applicable income taxes$31,0003,260
Income before extraordinary items$-216,0007,060
Extraordinary gains, net$015
Net income$-216,0007,061
Minority interest net income$0102
Net income of bank and minority interests.$-216,0007,061
Net charge-offs$7,0004,941
Cash dividends$386,0001,144
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-216,0006,991
2008-12-31 (YTD Data)Rank
Total interest income$15,967,0002,335
Total interest expense$6,577,0002,317
Net interest income$9,390,0002,337
Provision for loan and lease losses$1,326,0002,302
Total noninterest income$846,0003,748
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$549,0002,812
Trading account gains and fees$0154
Additional Noninterest Income$297,0004,121
Total noninterest expense$5,443,0003,333
Salaries and employee benefits$3,142,0003,125
Premises and equipment expense$652,0003,681
Additional noninterest expense$1,649,0003,379
Pre-tax net operating income$3,467,0001,567
Securities gains (losses)$1,0003,084
Applicable income taxes$65,0003,696
Income before extraordinary items$3,403,0001,223
Extraordinary gains, net$039
Net income$3,403,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0003,515
Cash dividends$1,988,0001,382
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,402,0201,305
2008-09-30 (YTD Data)Rank
Total interest income$11,770,0002,421
Total interest expense$4,802,0002,465
Net interest income$6,968,0002,370
Provision for loan and lease losses$929,0001,917
Total noninterest income$639,0003,836
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$411,0002,835
Trading account gains and fees$0148
Additional Noninterest Income$228,0004,182
Total noninterest expense$3,909,0003,447
Salaries and employee benefits$2,401,0003,098
Premises and equipment expense$422,0004,135
Additional noninterest expense$1,086,0003,650
Pre-tax net operating income$2,769,0001,762
Securities gains (losses)$1,0002,971
Applicable income taxes$48,0004,123
Income before extraordinary items$2,722,0001,365
Extraordinary gains, net$031
Net income$2,722,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0003,131
Cash dividends$1,522,0001,287
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,721,0201,432
2008-06-30 (YTD Data)Rank
Total interest income$7,699,0002,495
Total interest expense$3,090,0002,640
Net interest income$4,609,0002,379
Provision for loan and lease losses$602,0001,689
Total noninterest income$443,0003,785
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$244,0003,068
Trading account gains and fees$0149
Additional Noninterest Income$199,0003,776
Total noninterest expense$2,634,0003,420
Salaries and employee benefits$1,606,0003,132
Premises and equipment expense$304,0003,935
Additional noninterest expense$724,0003,624
Pre-tax net operating income$1,816,0001,839
Securities gains (losses)$1,0003,084
Applicable income taxes$32,0004,379
Income before extraordinary items$1,785,0001,530
Extraordinary gains, net$021
Net income$1,785,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,388
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,784,0201,499
2008-03-31 (YTD Data)Rank
Total interest income$3,828,0002,567
Total interest expense$1,520,0002,855
Net interest income$2,308,0002,375
Provision for loan and lease losses$250,0001,575
Total noninterest income$248,0003,528
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$101,0003,432
Trading account gains and fees$0158
Additional Noninterest Income$147,0003,074
Total noninterest expense$1,302,0003,474
Salaries and employee benefits$809,0003,132
Premises and equipment expense$141,0004,177
Additional noninterest expense$352,0003,655
Pre-tax net operating income$1,004,0001,778
Securities gains (losses)$1,0002,556
Applicable income taxes$16,0004,511
Income before extraordinary items$989,0001,513
Extraordinary gains, net$015
Net income$989,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,520
Cash dividends$432,0001,514
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$988,0201,453
2007-12-31 (YTD Data)Rank
Total interest income$14,992,0002,680
Total interest expense$6,234,0002,923
Net interest income$8,758,0002,520
Provision for loan and lease losses$639,0001,975
Total noninterest income$566,0004,755
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$385,0003,597
Trading account gains and fees$0178
Additional Noninterest Income$181,0005,259
Total noninterest expense$5,136,0003,381
Salaries and employee benefits$3,036,0003,198
Premises and equipment expense$631,0003,707
Additional noninterest expense$1,469,0003,479
Pre-tax net operating income$3,549,0002,173
Securities gains (losses)$02,146
Applicable income taxes$70,0004,730
Income before extraordinary items$3,479,0001,807
Extraordinary gains, net$039
Net income$3,479,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,470
Cash dividends$1,813,0001,731
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,479,0001,800
2007-09-30 (YTD Data)Rank
Total interest income$10,957,0002,750
Total interest expense$4,625,0002,941
Net interest income$6,332,0002,610
Provision for loan and lease losses$450,0001,697
Total noninterest income$398,0004,926
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$288,0003,594
Trading account gains and fees$0184
Additional Noninterest Income$110,0005,629
Total noninterest expense$3,639,0003,507
Salaries and employee benefits$2,230,0003,236
Premises and equipment expense$422,0004,007
Additional noninterest expense$987,0003,742
Pre-tax net operating income$2,641,0002,333
Securities gains (losses)$01,655
Applicable income taxes$51,0004,930
Income before extraordinary items$2,590,0001,945
Extraordinary gains, net$033
Net income$2,590,0001,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,709
Cash dividends$1,268,0001,712
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,590,0001,935
2007-06-30 (YTD Data)Rank
Total interest income$7,053,0002,858
Total interest expense$3,046,0002,974
Net interest income$4,007,0002,753
Provision for loan and lease losses$200,0002,152
Total noninterest income$266,0004,950
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$191,0003,598
Trading account gains and fees$0168
Additional Noninterest Income$75,0005,629
Total noninterest expense$2,398,0003,567
Salaries and employee benefits$1,478,0003,286
Premises and equipment expense$261,0004,256
Additional noninterest expense$659,0003,734
Pre-tax net operating income$1,675,0002,492
Securities gains (losses)$01,444
Applicable income taxes$31,0005,092
Income before extraordinary items$1,644,0002,069
Extraordinary gains, net$029
Net income$1,644,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,985
Cash dividends$904,0001,661
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,644,0002,049
2007-03-31 (YTD Data)Rank
Total interest income$3,537,0002,836
Total interest expense$1,513,0002,972
Net interest income$2,024,0002,725
Provision for loan and lease losses$100,0002,001
Total noninterest income$127,0004,998
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$87,0003,734
Trading account gains and fees$0195
Additional Noninterest Income$40,0005,516
Total noninterest expense$1,143,0003,711
Salaries and employee benefits$690,0003,497
Premises and equipment expense$125,0004,394
Additional noninterest expense$328,0003,701
Pre-tax net operating income$908,0002,329
Securities gains (losses)$01,187
Applicable income taxes$15,0005,100
Income before extraordinary items$893,0001,884
Extraordinary gains, net$022
Net income$893,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$450,0001,526
Sale, conversion, retirement of capital stock, net$0885
Net operating income$893,0001,875
2006-12-31 (YTD Data)Rank
Total interest income$13,842,0002,723
Total interest expense$5,118,0002,973
Net interest income$8,724,0002,586
Provision for loan and lease losses$1,120,000944
Total noninterest income$578,0004,821
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$400,0003,539
Trading account gains and fees$0130
Additional Noninterest Income$178,0005,325
Total noninterest expense$3,919,0004,054
Salaries and employee benefits$2,202,0003,980
Premises and equipment expense$489,0004,334
Additional noninterest expense$1,228,0003,860
Pre-tax net operating income$4,263,0002,150
Securities gains (losses)$-1,0006,756
Applicable income taxes$54,0005,395
Income before extraordinary items$4,208,0001,714
Extraordinary gains, net$051
Net income$4,208,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,041,000658
Cash dividends$1,655,0001,797
Sale, conversion, retirement of capital stock, net$6,224,000278
Net operating income$4,208,9901,701
2006-09-30 (YTD Data)Rank
Total interest income$7,971,0003,385
Total interest expense$2,896,0003,598
Net interest income$5,075,0003,221
Provision for loan and lease losses$770,000976
Total noninterest income$307,0005,580
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$261,0003,851
Trading account gains and fees$0126
Additional Noninterest Income$46,0007,042
Total noninterest expense$1,983,0005,293
Salaries and employee benefits$1,232,0004,882
Premises and equipment expense$202,0006,046
Additional noninterest expense$549,0005,502
Pre-tax net operating income$2,629,0002,560
Securities gains (losses)$01,388
Applicable income taxes$36,0005,635
Income before extraordinary items$2,593,0002,091
Extraordinary gains, net$045
Net income$2,593,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,000632
Cash dividends$1,010,0001,901
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,593,0002,082
2006-06-30 (YTD Data)Rank
Total interest income$5,002,0003,495
Total interest expense$1,744,0003,731
Net interest income$3,258,0003,335
Provision for loan and lease losses$570,000879
Total noninterest income$204,0005,593
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$175,0003,820
Trading account gains and fees$0126
Additional Noninterest Income$29,0007,165
Total noninterest expense$1,327,0005,290
Salaries and employee benefits$810,0004,951
Premises and equipment expense$139,0005,966
Additional noninterest expense$378,0005,403
Pre-tax net operating income$1,565,0002,800
Securities gains (losses)$01,185
Applicable income taxes$22,0005,757
Income before extraordinary items$1,543,0002,289
Extraordinary gains, net$039
Net income$1,543,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,000609
Cash dividends$595,0002,152
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,543,0002,272
2006-03-31 (YTD Data)Rank
Total interest income$2,407,0003,535
Total interest expense$834,0003,710
Net interest income$1,573,0003,408
Provision for loan and lease losses$250,000918
Total noninterest income$101,0005,577
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$82,0003,884
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,791
Total noninterest expense$662,0005,311
Salaries and employee benefits$399,0005,019
Premises and equipment expense$73,0005,861
Additional noninterest expense$190,0005,347
Pre-tax net operating income$762,0002,802
Securities gains (losses)$0955
Applicable income taxes$11,0005,709
Income before extraordinary items$751,0002,327
Extraordinary gains, net$021
Net income$751,0002,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,000395
Cash dividends$330,0001,834
Sale, conversion, retirement of capital stock, net$0648
Net operating income$751,0002,300
2005-12-31 (YTD Data)Rank
Total interest income$7,689,0003,868
Total interest expense$2,303,0004,032
Net interest income$5,386,0003,745
Provision for loan and lease losses$440,0002,107
Total noninterest income$369,0005,889
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$313,0004,077
Trading account gains and fees$0138
Additional Noninterest Income$56,0007,243
Total noninterest expense$2,580,0005,276
Salaries and employee benefits$1,493,0005,063
Premises and equipment expense$300,0005,730
Additional noninterest expense$787,0005,220
Pre-tax net operating income$2,735,0002,973
Securities gains (losses)$02,296
Applicable income taxes$45,0005,931
Income before extraordinary items$2,690,0002,448
Extraordinary gains, net$046
Net income$2,690,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,030
Cash dividends$990,0002,516
Sale, conversion, retirement of capital stock, net$6,000,000275
Net operating income$2,690,0002,415
2005-09-30 (YTD Data)Rank
Total interest income$5,472,0003,982
Total interest expense$1,602,0004,114
Net interest income$3,870,0003,862
Provision for loan and lease losses$290,0002,252
Total noninterest income$275,0005,956
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$224,0004,218
Trading account gains and fees$0126
Additional Noninterest Income$51,0007,043
Total noninterest expense$1,848,0005,398
Salaries and employee benefits$1,116,0005,057
Premises and equipment expense$214,0005,869
Additional noninterest expense$518,0005,602
Pre-tax net operating income$2,007,0003,050
Securities gains (losses)$02,317
Applicable income taxes$34,0006,012
Income before extraordinary items$1,973,0002,510
Extraordinary gains, net$035
Net income$1,973,0002,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,251
Cash dividends$690,0002,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,973,0002,480
2005-06-30 (YTD Data)Rank
Total interest income$3,462,0004,069
Total interest expense$999,0004,138
Net interest income$2,463,0003,971
Provision for loan and lease losses$180,0002,307
Total noninterest income$182,0005,951
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$145,0004,231
Trading account gains and fees$0116
Additional Noninterest Income$37,0006,911
Total noninterest expense$1,253,0005,328
Salaries and employee benefits$744,0005,056
Premises and equipment expense$139,0005,935
Additional noninterest expense$376,0005,299
Pre-tax net operating income$1,212,0003,223
Securities gains (losses)$02,146
Applicable income taxes$22,0006,048
Income before extraordinary items$1,190,0002,665
Extraordinary gains, net$030
Net income$1,190,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,957
Cash dividends$435,0002,425
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,190,0002,628
2005-03-31 (YTD Data)Rank
Total interest income$1,658,0004,168
Total interest expense$451,0004,337
Net interest income$1,207,0004,044
Provision for loan and lease losses$90,0002,180
Total noninterest income$92,0005,872
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$65,0004,425
Trading account gains and fees$0115
Additional Noninterest Income$27,0006,349
Total noninterest expense$628,0005,365
Salaries and employee benefits$367,0005,125
Premises and equipment expense$78,0005,638
Additional noninterest expense$183,0005,373
Pre-tax net operating income$581,0003,299
Securities gains (losses)$01,685
Applicable income taxes$11,0006,040
Income before extraordinary items$570,0002,723
Extraordinary gains, net$024
Net income$570,0002,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,807
Cash dividends$210,0002,134
Sale, conversion, retirement of capital stock, net$0491
Net operating income$570,0002,675
2004-12-31 (YTD Data)Rank
Total interest income$5,206,0004,710
Total interest expense$1,306,0004,881
Net interest income$3,900,0004,562
Provision for loan and lease losses$430,0002,234
Total noninterest income$371,0005,949
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$292,0004,380
Trading account gains and fees$0138
Additional Noninterest Income$79,0006,787
Total noninterest expense$1,886,0006,205
Salaries and employee benefits$1,125,0005,905
Premises and equipment expense$209,0006,654
Additional noninterest expense$552,0006,263
Pre-tax net operating income$1,955,0003,560
Securities gains (losses)$-1,0007,794
Applicable income taxes$19,0006,562
Income before extraordinary items$1,935,0002,999
Extraordinary gains, net$034
Net income$1,935,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,170
Cash dividends$555,0003,361
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,935,9902,941
2004-09-30 (YTD Data)Rank
Total interest income$3,738,0004,842
Total interest expense$944,0004,952
Net interest income$2,794,0004,708
Provision for loan and lease losses$320,0002,139
Total noninterest income$295,0005,859
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$221,0004,392
Trading account gains and fees$0134
Additional Noninterest Income$74,0006,452
Total noninterest expense$1,345,0006,333
Salaries and employee benefits$825,0005,911
Premises and equipment expense$142,0006,853
Additional noninterest expense$378,0006,478
Pre-tax net operating income$1,424,0003,703
Securities gains (losses)$-1,0008,079
Applicable income taxes$9,0006,807
Income before extraordinary items$1,414,0003,112
Extraordinary gains, net$026
Net income$1,414,0003,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,086
Cash dividends$330,0003,313
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,414,9903,045
2004-06-30 (YTD Data)Rank
Total interest income$2,425,0004,942
Total interest expense$624,0004,995
Net interest income$1,801,0004,805
Provision for loan and lease losses$260,0001,774
Total noninterest income$199,0005,827
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$140,0004,495
Trading account gains and fees$0130
Additional Noninterest Income$59,0006,161
Total noninterest expense$892,0006,390
Salaries and employee benefits$529,0006,098
Premises and equipment expense$98,0006,821
Additional noninterest expense$265,0006,344
Pre-tax net operating income$848,0003,960
Securities gains (losses)$-1,0008,365
Applicable income taxes$1,0007,109
Income before extraordinary items$846,0003,381
Extraordinary gains, net$021
Net income$846,0003,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,504
Cash dividends$150,0003,776
Sale, conversion, retirement of capital stock, net$0638
Net operating income$847,0003,273
2004-03-31 (YTD Data)Rank
Total interest income$1,269,0004,811
Total interest expense$319,0004,985
Net interest income$950,0004,640
Provision for loan and lease losses$200,0001,147
Total noninterest income$114,0005,471
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$67,0004,509
Trading account gains and fees$0121
Additional Noninterest Income$47,0005,234
Total noninterest expense$443,0006,458
Salaries and employee benefits$257,0006,239
Premises and equipment expense$45,0007,009
Additional noninterest expense$141,0006,189
Pre-tax net operating income$421,0003,958
Securities gains (losses)$02,934
Applicable income taxes$-9,0008,853
Income before extraordinary items$430,0003,316
Extraordinary gains, net$016
Net income$430,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,000774
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$430,0003,199
2003-12-31 (YTD Data)Rank
Total interest income$2,751,0006,793
Total interest expense$768,0006,810
Net interest income$1,983,0006,613
Provision for loan and lease losses$915,0001,291
Total noninterest income$195,0007,394
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$163,0005,710
Trading account gains and fees$0160
Additional Noninterest Income$32,0008,051
Total noninterest expense$1,160,0007,555
Salaries and employee benefits$559,0007,865
Premises and equipment expense$133,0007,627
Additional noninterest expense$468,0006,739
Pre-tax net operating income$103,0008,192
Securities gains (losses)$04,500
Applicable income taxes$8,0007,101
Income before extraordinary items$95,0008,242
Extraordinary gains, net$054
Net income$95,0008,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,357
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$8,148,000121
Net operating income$95,0008,131
2003-09-30 (YTD Data)Rank
Total interest income$1,614,0007,487
Total interest expense$456,0007,507
Net interest income$1,158,0007,349
Provision for loan and lease losses$700,0001,218
Total noninterest income$105,0007,961
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$89,0006,327
Trading account gains and fees$0153
Additional Noninterest Income$16,0008,420
Total noninterest expense$658,0008,122
Salaries and employee benefits$320,0008,327
Premises and equipment expense$76,0008,069
Additional noninterest expense$262,0007,457
Pre-tax net operating income$-95,0008,755
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-95,0008,834
Extraordinary gains, net$040
Net income$-95,0008,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,899
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$8,148,00079
Net operating income$-95,0008,763
2003-06-30 (YTD Data)Rank
Total interest income$402,0008,880
Total interest expense$127,0008,774
Net interest income$275,0008,864
Provision for loan and lease losses$700,000875
Total noninterest income$28,0008,823
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$22,0007,601
Trading account gains and fees$0150
Additional Noninterest Income$6,0008,732
Total noninterest expense$237,0008,929
Salaries and employee benefits$103,0009,069
Premises and equipment expense$24,0008,843
Additional noninterest expense$110,0008,310
Pre-tax net operating income$-634,0009,112
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-634,0009,162
Extraordinary gains, net$030
Net income$-634,0009,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,270
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$8,148,00051
Net operating income$-634,0009,110
2003-03-31 (YTD Data)Rank
Total interest income$60,0009,231
Total interest expense$25,0009,147
Net interest income$35,0009,240
Provision for loan and lease losses$06,934
Total noninterest income$1,0009,226
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,0008,071
Trading account gains and fees$0134
Additional Noninterest Income$-1,0009,255
Total noninterest expense$50,0009,260
Salaries and employee benefits$22,0009,266
Premises and equipment expense$6,0009,130
Additional noninterest expense$22,0009,147
Pre-tax net operating income$-14,0008,786
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-14,0008,853
Extraordinary gains, net$021
Net income$-14,0008,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$886,000109
Net operating income$-14,0008,752
2002-12-31 (YTD Data)Rank
Total interest income$295,0009,242
Total interest expense$130,0009,165
Net interest income$165,0009,260
Provision for loan and lease losses$08,089
Total noninterest income$23,0009,157
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$8,0008,100
Trading account gains and fees$0153
Additional Noninterest Income$15,0008,719
Total noninterest expense$186,0009,304
Salaries and employee benefits$97,0009,292
Premises and equipment expense$27,0009,185
Additional noninterest expense$62,0009,269
Pre-tax net operating income$2,0008,615
Securities gains (losses)$1,0004,369
Applicable income taxes$1,0007,615
Income before extraordinary items$2,0008,716
Extraordinary gains, net$070
Net income$2,0008,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,606
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,3308,635
2001-12-31 (YTD Data)Rank
Total interest income$327,0009,494
Total interest expense$153,0009,429
Net interest income$174,0009,508
Provision for loan and lease losses$08,228
Total noninterest income$16,0009,446
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,0008,358
Trading account gains and fees$0177
Additional Noninterest Income$14,0008,971
Total noninterest expense$184,0009,567
Salaries and employee benefits$89,0009,562
Premises and equipment expense$11,0009,552
Additional noninterest expense$84,0009,457
Pre-tax net operating income$6,0008,693
Securities gains (losses)$04,612
Applicable income taxes$1,0007,858
Income before extraordinary items$5,0008,797
Extraordinary gains, net$0105
Net income$5,0008,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,0008,716
2000-12-31 (YTD Data)Rank
Total interest income$342,0009,775
Total interest expense$180,0009,679
Net interest income$162,0009,805
Provision for loan and lease losses$-12,0009,706
Total noninterest income$17,0009,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0008,520
Trading account gains and feesNANA
Additional Noninterest Income$13,0009,267
Total noninterest expense$196,0009,844
Salaries and employee benefits$102,0009,830
Premises and equipment expense$25,0009,724
Additional noninterest expense$69,0009,780
Pre-tax net operating income$-5,0009,145
Securities gains (losses)$-68,0009,301
Applicable income taxes$2,0008,274
Income before extraordinary items$-75,0009,238
Extraordinary gains, net$038
Net income$-75,0009,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-7,0009,155
1999-12-31 (YTD Data)Rank
Total interest income$330,00010,057
Total interest expense$158,0009,993
Net interest income$172,00010,092
Provision for loan and lease losses$08,503
Total noninterest income$30,0009,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,790
Trading account gains and feesNANA
Additional Noninterest Income$27,0008,963
Total noninterest expense$195,00010,159
Salaries and employee benefits$101,00010,140
Premises and equipment expense$31,0009,958
Additional noninterest expense$63,00010,115
Pre-tax net operating income$7,0009,382
Securities gains (losses)$03,155
Applicable income taxes$-2,0009,609
Income before extraordinary items$9,0009,414
Extraordinary gains, net$035
Net income$9,0009,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,163
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,0009,385
1998-12-31 (YTD Data)Rank
Total interest income$326,00010,301
Total interest expense$147,00010,246
Net interest income$179,00010,320
Provision for loan and lease losses$08,652
Total noninterest income$6,00010,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$9,0008,887
Trading account gains and feesNANA
Additional Noninterest Income$-3,00010,473
Total noninterest expense$202,00010,376
Salaries and employee benefits$100,00010,371
Premises and equipment expense$59,0009,596
Additional noninterest expense$43,00010,403
Pre-tax net operating income$-17,0009,828
Securities gains (losses)$04,449
Applicable income taxes$-4,0009,991
Income before extraordinary items$-13,0009,862
Extraordinary gains, net$032
Net income$-13,0009,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-13,0009,819
1997-12-31 (YTD Data)Rank
Total interest income$337,00010,783
Total interest expense$151,00010,728
Net interest income$186,00010,792
Provision for loan and lease losses$17,0008,044
Total noninterest income$23,00010,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,0009,339
Trading account gains and feesNANA
Additional Noninterest Income$16,00010,083
Total noninterest expense$199,00010,826
Salaries and employee benefits$75,00010,855
Premises and equipment expense$22,00010,736
Additional noninterest expense$102,00010,528
Pre-tax net operating income$-7,00010,392
Securities gains (losses)$1,0003,559
Applicable income taxes$-7,00010,505
Income before extraordinary items$1,00010,400
Extraordinary gains, net$044
Net income$1,00010,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$36010,362
1996-12-31 (YTD Data)Rank
Total interest income$333,00011,332
Total interest expense$155,00011,278
Net interest income$178,00011,343
Provision for loan and lease losses$09,041
Total noninterest income$28,00011,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,0009,689
Trading account gains and feesNANA
Additional Noninterest Income$14,00010,772
Total noninterest expense$212,00011,356
Salaries and employee benefits$72,00011,399
Premises and equipment expense$23,00011,257
Additional noninterest expense$117,00010,924
Pre-tax net operating income$-6,00010,813
Securities gains (losses)$-1,0009,274
Applicable income taxes$-7,00010,932
Income before extraordinary items$010,815
Extraordinary gains, net$053
Net income$010,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,503
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$64010,768
1995-12-31 (YTD Data)Rank
Total interest income$358,00011,852
Total interest expense$177,00011,779
Net interest income$181,00011,880
Provision for loan and lease losses$08,958
Total noninterest income$53,00011,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,00010,107
Trading account gains and feesNANA
Additional Noninterest Income$38,0009,820
Total noninterest expense$232,00011,834
Salaries and employee benefits$89,00011,890
Premises and equipment expense$20,00011,799
Additional noninterest expense$123,00011,391
Pre-tax net operating income$2,00011,456
Securities gains (losses)$3,0003,092
Applicable income taxes$9,00010,947
Income before extraordinary items$-4,00011,508
Extraordinary gains, net$065
Net income$-4,00011,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-5,92011,482
1994-12-31 (YTD Data)Rank
Total interest income$379,00012,486
Total interest expense$163,00012,421
Net interest income$216,00012,495
Provision for loan and lease losses$09,146
Total noninterest income$16,00012,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,00010,704
Trading account gains and feesNANA
Additional Noninterest Income$5,00012,349
Total noninterest expense$206,00012,510
Salaries and employee benefits$97,00012,517
Premises and equipment expense$20,00012,430
Additional noninterest expense$89,00012,377
Pre-tax net operating income$26,00012,003
Securities gains (losses)$03,600
Applicable income taxes$-7,00012,067
Income before extraordinary items$33,00011,905
Extraordinary gains, net$0249
Net income$33,00011,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$33,00011,948
1993-12-31 (YTD Data)Rank
Total interest income$418,00013,111
Total interest expense$178,00013,050
Net interest income$240,00013,092
Provision for loan and lease losses$010,371
Total noninterest income$32,00012,905
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,00011,170
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,038
Total noninterest expense$238,00013,126
Salaries and employee benefits$109,00013,153
Premises and equipment expense$17,00013,138
Additional noninterest expense$112,00012,840
Pre-tax net operating income$34,00012,252
Securities gains (losses)$07,477
Applicable income taxes$-5,00012,754
Income before extraordinary items$39,00012,314
Extraordinary gains, net$-2,00012,173
Net income$37,00012,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0007,294
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$39,00012,177
1992-12-31 (YTD Data)Rank
Total interest income$461,00013,730
Total interest expense$221,00013,673
Net interest income$240,00013,724
Provision for loan and lease losses$11,00011,121
Total noninterest income$50,00013,106
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,00011,559
Trading account gains and feesNANA
Additional Noninterest Income$38,00011,181
Total noninterest expense$250,00013,694
Salaries and employee benefits$115,00013,735
Premises and equipment expense$11,00013,823
Additional noninterest expense$124,00013,290
Pre-tax net operating income$29,00012,544
Securities gains (losses)$-76,00013,743
Applicable income taxes$012,680
Income before extraordinary items$-47,00012,990
Extraordinary gains, net$01,422
Net income$-47,00012,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0009,962
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$29,00012,475

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.