Home > FirsTier Bank > Assets and Liabilities
FirsTier Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 98 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $764,090,000 | 887 |
| Cash and due from depository institutions | $1,956,000 | 1,558 |
| Interest-bearing balances | $4,000 | 7,064 |
| Securities | $72,741,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $78,170,000 | 76 |
| Net loans & leases | $522,939,000 | 819 |
| Loan loss allowance | $35,937,000 | 282 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $14,113,000 | 831 |
| Other real estate owned | $62,917,000 | 1,558 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $11,254,000 | 1,777 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $764,090,000 | 887 |
| Total liabilities | $766,745,000 | 791 |
| Total deposits | $718,797,000 | 744 |
| Interest-bearing deposits | $694,107,000 | 659 |
| Deposits held in domestic offices | $718,797,000 | 741 |
| % insured | 96.38% | 1,367 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $41,817,000 | 814 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $6,131,000 | 848 |
| Total equity capital | $-2,655,000 | 7,662 |
| Total bank equity capital | $-2,655,000 | 7,662 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,734,000 | 1,943 |
| Surplus | $58,277,000 | 620 |
| Undivided profits | $-62,666,000 | 7,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $139,215,000 | 161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $315,000 | 648 |
| Income earned, not collected on loans | $1,763,000 | 1,734 |
| Earning assets | $673,854,000 | 906 |
| Long-term assets (5+ years) | $43,590,000 | 2,716 |
| Average Assets, year-to-date | $822,575,000 | 821 |
| Average Assets, quarterly | $772,816,000 | 879 |
| Volatile liabilities | $495,151,000 | 283 |
| Insider loans | $2,921,000 | 2,207 |
| FHLB advances | $41,817,000 | 752 |
| Loans and leases held for sale | $3,458,000 | 690 |
| Unused loan commitments | $13,512,000 | 3,266 |
| Tier 1 (core) risk-based capital | $-2,347,000 | 7,663 |
| Tier 2 risk-based capital | $0 | 7,578 |
| Total risk weighted assets | $593,508,000 | 774 |
| Total unused commitments | $13,512,000 | 3,267 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 102 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $781,542,000 | 871 |
| Cash and due from depository institutions | $3,453,000 | 1,496 |
| Interest-bearing balances | $9,000 | 7,081 |
| Securities | $101,004,000 | 1,317 |
| Federal funds sold & reverse repurchase agreements | $41,485,000 | 144 |
| Net loans & leases | $563,175,000 | 780 |
| Loan loss allowance | $37,193,000 | 271 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,309,000 | 821 |
| Other real estate owned | $47,501,000 | 1,496 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $10,615,000 | 1,868 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $781,542,000 | 871 |
| Total liabilities | $770,920,000 | 792 |
| Total deposits | $722,758,000 | 744 |
| Interest-bearing deposits | $697,758,000 | 659 |
| Deposits held in domestic offices | $722,758,000 | 740 |
| % insured | 95.37% | 1,407 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $42,817,000 | 851 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,345,000 | 1,022 |
| Total equity capital | $10,622,000 | 5,068 |
| Total bank equity capital | $10,622,000 | 5,067 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,734,000 | 1,972 |
| Surplus | $58,277,000 | 612 |
| Undivided profits | $-49,389,000 | 7,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $145,670,000 | 161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,187 |
| Income earned, not collected on loans | $2,287,000 | 1,377 |
| Earning assets | $705,673,000 | 875 |
| Long-term assets (5+ years) | $49,319,000 | 2,425 |
| Average Assets, year-to-date | $837,196,250 | 803 |
| Average Assets, quarterly | $795,397,000 | 860 |
| Volatile liabilities | $435,285,000 | 326 |
| Insider loans | $2,939,000 | 2,216 |
| FHLB advances | $42,817,000 | 783 |
| Loans and leases held for sale | $4,948,000 | 592 |
| Unused loan commitments | $18,675,000 | 2,730 |
| Tier 1 (core) risk-based capital | $9,901,000 | 5,088 |
| Tier 2 risk-based capital | $8,161,000 | 704 |
| Total risk weighted assets | $623,839,000 | 737 |
| Total unused commitments | $18,675,000 | 2,732 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 103 | 1,501 |
| Assets and Liabilities | ||
| Total Assets: | $809,252,000 | 845 |
| Cash and due from depository institutions | $4,078,000 | 1,501 |
| Interest-bearing balances | $61,000 | 6,737 |
| Securities | $79,005,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $64,465,000 | 94 |
| Net loans & leases | $597,866,000 | 735 |
| Loan loss allowance | $25,337,000 | 364 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,514,000 | 818 |
| Other real estate owned | $40,992,000 | 1,501 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,332,000 | 2,305 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $809,252,000 | 845 |
| Total liabilities | $782,815,000 | 783 |
| Total deposits | $736,126,000 | 729 |
| Interest-bearing deposits | $710,903,000 | 645 |
| Deposits held in domestic offices | $736,126,000 | 725 |
| % insured | 95.19% | 1,578 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $42,817,000 | 898 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,872,000 | 1,268 |
| Total equity capital | $26,437,000 | 2,485 |
| Total bank equity capital | $26,437,000 | 2,483 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,734,000 | 1,994 |
| Surplus | $58,277,000 | 609 |
| Undivided profits | $-33,574,000 | 7,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $143,454,000 | 157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,101 |
| Income earned, not collected on loans | $2,219,000 | 1,384 |
| Earning assets | $741,397,000 | 828 |
| Long-term assets (5+ years) | $22,640,000 | 3,938 |
| Average Assets, year-to-date | $855,747,670 | 790 |
| Average Assets, quarterly | $849,311,000 | 800 |
| Volatile liabilities | $444,484,000 | 321 |
| Insider loans | $2,950,000 | 2,247 |
| FHLB advances | $42,817,000 | 841 |
| Loans and leases held for sale | $4,899,000 | 465 |
| Unused loan commitments | $19,099,000 | 2,715 |
| Tier 1 (core) risk-based capital | $26,167,000 | 2,370 |
| Tier 2 risk-based capital | $8,254,000 | 704 |
| Total risk weighted assets | $643,275,000 | 721 |
| Total unused commitments | $19,099,000 | 2,717 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 103 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $889,370,000 | 773 |
| Cash and due from depository institutions | $4,657,000 | 1,508 |
| Interest-bearing balances | $4,000 | 7,213 |
| Securities | $144,138,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $50,310,000 | 157 |
| Net loans & leases | $636,408,000 | 693 |
| Loan loss allowance | $33,505,000 | 306 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $14,722,000 | 824 |
| Other real estate owned | $30,323,000 | 1,508 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,812,000 | 2,251 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $889,370,000 | 773 |
| Total liabilities | $863,645,000 | 718 |
| Total deposits | $796,281,000 | 686 |
| Interest-bearing deposits | $768,916,000 | 610 |
| Deposits held in domestic offices | $796,281,000 | 684 |
| % insured | 90.93% | 3,347 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $63,042,000 | 688 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,322,000 | 1,161 |
| Total equity capital | $25,725,000 | 2,561 |
| Total bank equity capital | $25,725,000 | 2,558 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,734,000 | 2,039 |
| Surplus | $58,277,000 | 616 |
| Undivided profits | $-34,286,000 | 7,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $140,702,000 | 168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $651,000 | 436 |
| Income earned, not collected on loans | $2,675,000 | 1,152 |
| Earning assets | $830,860,000 | 748 |
| Long-term assets (5+ years) | $51,004,000 | 2,371 |
| Average Assets, year-to-date | $878,995,500 | 785 |
| Average Assets, quarterly | $878,995,500 | 785 |
| Volatile liabilities | $492,637,000 | 311 |
| Insider loans | $2,966,000 | 2,299 |
| FHLB advances | $63,042,000 | 623 |
| Loans and leases held for sale | $2,451,000 | 562 |
| Unused loan commitments | $36,098,000 | 1,739 |
| Tier 1 (core) risk-based capital | $26,220,000 | 2,388 |
| Tier 2 risk-based capital | $8,864,000 | 677 |
| Total risk weighted assets | $684,484,000 | 691 |
| Total unused commitments | $36,098,000 | 1,743 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 102 | 1,545 |
| Assets and Liabilities | ||
| Total Assets: | $868,621,000 | 795 |
| Cash and due from depository institutions | $3,902,000 | 1,545 |
| Interest-bearing balances | $4,000 | 7,198 |
| Securities | $124,686,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $27,295,000 | 274 |
| Net loans & leases | $666,336,000 | 670 |
| Loan loss allowance | $36,837,000 | 289 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $15,596,000 | 779 |
| Other real estate owned | $22,740,000 | 1,545 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,066,000 | 2,468 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $868,621,000 | 795 |
| Total liabilities | $837,046,000 | 748 |
| Total deposits | $758,110,000 | 727 |
| Interest-bearing deposits | $730,343,000 | 644 |
| Deposits held in domestic offices | $758,110,000 | 724 |
| % insured | 88.97% | 4,095 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $73,042,000 | 658 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,894,000 | 898 |
| Total equity capital | $31,575,000 | 2,110 |
| Total bank equity capital | $25,754,000 | 2,526 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,734,000 | 2,071 |
| Surplus | $58,277,000 | 604 |
| Undivided profits | $-34,257,000 | 7,883 |
| Noncontrolling interests in consolidated subsidiaries | $5,821,000 | 51 |
| Memoranda | ||
| Noncurrent loans and leases | $160,147,000 | 155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $684,000 | 409 |
| Income earned, not collected on loans | $2,668,000 | 1,200 |
| Earning assets | $818,321,000 | 764 |
| Long-term assets (5+ years) | $14,102,000 | 4,822 |
| Average Assets, year-to-date | $839,705,800 | 807 |
| Average Assets, quarterly | $876,882,000 | 783 |
| Volatile liabilities | $434,910,000 | 358 |
| Insider loans | $2,983,000 | 2,356 |
| FHLB advances | $73,042,000 | 590 |
| Loans and leases held for sale | $4,337,000 | 463 |
| Unused loan commitments | $60,580,000 | 1,146 |
| Tier 1 (core) risk-based capital | $25,957,000 | 2,397 |
| Tier 2 risk-based capital | $9,083,000 | 681 |
| Total risk weighted assets | $698,121,000 | 696 |
| Total unused commitments | $60,580,000 | 1,147 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 109 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $885,143,000 | 787 |
| Cash and due from depository institutions | $17,128,000 | 1,471 |
| Interest-bearing balances | $10,005,000 | 2,038 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $119,600,000 | 74 |
| Net loans & leases | $706,745,000 | 650 |
| Loan loss allowance | $16,288,000 | 546 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $15,802,000 | 776 |
| Other real estate owned | $17,478,000 | 1,471 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,390,000 | 2,151 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $885,143,000 | 787 |
| Total liabilities | $826,796,000 | 758 |
| Total deposits | $734,816,000 | 744 |
| Interest-bearing deposits | $701,539,000 | 678 |
| Deposits held in domestic offices | $734,816,000 | 741 |
| % insured | 85.48% | 5,343 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $88,797,000 | 580 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,183,000 | 1,612 |
| Total equity capital | $58,347,000 | 1,161 |
| Total bank equity capital | $52,491,000 | 1,309 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,734,000 | 2,099 |
| Surplus | $57,375,000 | 611 |
| Undivided profits | $-6,618,000 | 7,696 |
| Noncontrolling interests in consolidated subsidiaries | $5,856,000 | 52 |
| Memoranda | ||
| Noncurrent loans and leases | $57,902,000 | 367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $667,000 | 389 |
| Income earned, not collected on loans | $3,453,000 | 964 |
| Earning assets | $836,350,000 | 752 |
| Long-term assets (5+ years) | $13,858,000 | 4,870 |
| Average Assets, year-to-date | $832,477,000 | 820 |
| Average Assets, quarterly | $860,776,500 | 804 |
| Volatile liabilities | $416,016,000 | 391 |
| Insider loans | $3,004,000 | 2,354 |
| FHLB advances | $88,797,000 | 514 |
| Loans and leases held for sale | $3,720,000 | 472 |
| Unused loan commitments | $70,394,000 | 1,074 |
| Tier 1 (core) risk-based capital | $52,491,000 | 1,202 |
| Tier 2 risk-based capital | $9,320,000 | 677 |
| Total risk weighted assets | $738,724,000 | 674 |
| Total unused commitments | $70,394,000 | 1,078 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 109 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $836,410,000 | 845 |
| Cash and due from depository institutions | $20,278,000 | 1,505 |
| Interest-bearing balances | $15,005,000 | 1,373 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $37,530,000 | 213 |
| Net loans & leases | $711,717,000 | 671 |
| Loan loss allowance | $15,857,000 | 531 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $40,658,000 | 257 |
| Other real estate owned | $16,873,000 | 1,505 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,354,000 | 2,007 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $836,410,000 | 845 |
| Total liabilities | $774,087,000 | 825 |
| Total deposits | $664,203,000 | 829 |
| Interest-bearing deposits | $632,690,000 | 765 |
| Deposits held in domestic offices | $664,203,000 | 828 |
| % insured | 71.98% | 5,707 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $105,506,000 | 529 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,378,000 | 1,298 |
| Total equity capital | $62,323,000 | 1,096 |
| Total bank equity capital | $51,457,000 | 1,326 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,734,000 | 2,131 |
| Surplus | $57,375,000 | 628 |
| Undivided profits | $-7,652,000 | 7,865 |
| Noncontrolling interests in consolidated subsidiaries | $10,866,000 | 47 |
| Memoranda | ||
| Noncurrent loans and leases | $41,051,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $564,000 | 425 |
| Income earned, not collected on loans | $3,140,000 | 1,057 |
| Earning assets | $764,252,000 | 845 |
| Long-term assets (5+ years) | $11,952,000 | 5,096 |
| Average Assets, year-to-date | $814,921,670 | 862 |
| Average Assets, quarterly | $831,039,500 | 851 |
| Volatile liabilities | $346,451,000 | 478 |
| Insider loans | $3,020,000 | 2,382 |
| FHLB advances | $88,796,000 | 550 |
| Loans and leases held for sale | $3,975,000 | 622 |
| Unused loan commitments | $99,154,000 | 848 |
| Tier 1 (core) risk-based capital | $62,323,000 | 1,013 |
| Tier 2 risk-based capital | $9,495,000 | 676 |
| Total risk weighted assets | $753,279,000 | 690 |
| Total unused commitments | $99,154,000 | 848 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 110 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $825,669,000 | 864 |
| Cash and due from depository institutions | $22,158,000 | 1,496 |
| Interest-bearing balances | $15,005,000 | 1,191 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $27,410,000 | 405 |
| Net loans & leases | $725,371,000 | 673 |
| Loan loss allowance | $12,874,000 | 594 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $41,291,000 | 246 |
| Other real estate owned | $468,000 | 1,496 |
| Goodwill and other intangibles | $14,000 | 3,103 |
| All other assets | $8,957,000 | 2,053 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $825,669,000 | 864 |
| Total liabilities | $756,050,000 | 849 |
| Total deposits | $646,703,000 | 846 |
| Interest-bearing deposits | $616,796,000 | 768 |
| Deposits held in domestic offices | $646,703,000 | 844 |
| % insured | 72.56% | 5,637 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $105,234,000 | 567 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,113,000 | 1,326 |
| Total equity capital | $69,619,000 | 969 |
| Total bank equity capital | $58,566,000 | 1,167 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,734,000 | 2,145 |
| Surplus | $57,375,000 | 627 |
| Undivided profits | $-543,000 | 7,082 |
| Noncontrolling interests in consolidated subsidiaries | $11,053,000 | 48 |
| Memoranda | ||
| Noncurrent loans and leases | $33,916,000 | 484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,149,000 | 1,068 |
| Earning assets | $767,786,000 | 843 |
| Long-term assets (5+ years) | $12,040,000 | 5,085 |
| Average Assets, year-to-date | $804,177,500 | 876 |
| Average Assets, quarterly | $804,177,500 | 876 |
| Volatile liabilities | $308,895,000 | 543 |
| Insider loans | $3,035,000 | 2,396 |
| FHLB advances | $88,797,000 | 579 |
| Loans and leases held for sale | $2,436,000 | 718 |
| Unused loan commitments | $124,745,000 | 749 |
| Tier 1 (core) risk-based capital | $69,605,000 | 898 |
| Tier 2 risk-based capital | $9,454,000 | 676 |
| Total risk weighted assets | $752,166,000 | 699 |
| Total unused commitments | $124,745,000 | 750 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 112 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $782,686,000 | 895 |
| Cash and due from depository institutions | $4,615,000 | 1,489 |
| Interest-bearing balances | $4,000 | 6,954 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $20,700,000 | 434 |
| Net loans & leases | $708,280,000 | 690 |
| Loan loss allowance | $7,296,000 | 983 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $39,798,000 | 263 |
| Other real estate owned | $468,000 | 1,489 |
| Goodwill and other intangibles | $29,000 | 3,030 |
| All other assets | $8,796,000 | 2,108 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $782,686,000 | 895 |
| Total liabilities | $720,153,000 | 877 |
| Total deposits | $606,104,000 | 878 |
| Interest-bearing deposits | $568,785,000 | 812 |
| Deposits held in domestic offices | $606,104,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $104,611,000 | 631 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,438,000 | 718 |
| Total equity capital | $62,533,000 | 1,077 |
| Total bank equity capital | $62,533,000 | 1,077 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,734,000 | 2,151 |
| Surplus | $57,375,000 | 612 |
| Undivided profits | $3,424,000 | 5,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,219,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $136,000 | 721 |
| Income earned, not collected on loans | $3,017,000 | 1,177 |
| Earning assets | $728,984,000 | 869 |
| Long-term assets (5+ years) | $11,038,000 | 5,181 |
| Average Assets, year-to-date | $639,377,800 | 1,047 |
| Average Assets, quarterly | $757,437,000 | 908 |
| Volatile liabilities | $259,482,000 | 612 |
| Insider loans | $3,050,000 | 2,420 |
| FHLB advances | $88,797,000 | 637 |
| Loans and leases held for sale | $1,455,000 | 743 |
| Unused loan commitments | $153,315,000 | 657 |
| Tier 1 (core) risk-based capital | $68,666,000 | 898 |
| Tier 2 risk-based capital | $7,296,000 | 820 |
| Total risk weighted assets | $730,712,000 | 708 |
| Total unused commitments | $153,315,000 | 657 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 122 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $732,188,000 | 933 |
| Cash and due from depository institutions | $13,235,000 | 1,379 |
| Interest-bearing balances | $4,000 | 6,658 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $24,380,000 | 465 |
| Net loans & leases | $674,075,000 | 724 |
| Loan loss allowance | $5,642,000 | 1,115 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,158,000 | 1,149 |
| Other real estate owned | $468,000 | 1,379 |
| Goodwill and other intangibles | $43,000 | 3,011 |
| All other assets | $8,829,000 | 2,101 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $732,188,000 | 933 |
| Total liabilities | $668,087,000 | 925 |
| Total deposits | $592,608,000 | 877 |
| Interest-bearing deposits | $560,393,000 | 808 |
| Deposits held in domestic offices | $592,608,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $73,042,000 | 859 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,437,000 | 1,976 |
| Total equity capital | $64,101,000 | 1,056 |
| Total bank equity capital | $64,101,000 | 1,056 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,734,000 | 2,169 |
| Surplus | $57,375,000 | 605 |
| Undivided profits | $4,992,000 | 4,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,453,000 | 1,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $183,000 | 646 |
| Income earned, not collected on loans | $2,737,000 | 1,408 |
| Earning assets | $698,459,000 | 897 |
| Long-term assets (5+ years) | $13,126,000 | 4,807 |
| Average Assets, year-to-date | $603,550,750 | 1,115 |
| Average Assets, quarterly | $694,021,000 | 975 |
| Volatile liabilities | $211,390,000 | 718 |
| Insider loans | $3,871,000 | 1,994 |
| FHLB advances | $73,042,000 | 787 |
| Loans and leases held for sale | $1,657,000 | 596 |
| Unused loan commitments | $190,225,000 | 571 |
| Tier 1 (core) risk-based capital | $64,058,000 | 990 |
| Tier 2 risk-based capital | $5,642,000 | 1,009 |
| Total risk weighted assets | $675,314,000 | 767 |
| Total unused commitments | $190,225,000 | 571 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 118 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $655,854,000 | 1,037 |
| Cash and due from depository institutions | $14,856,000 | 1,448 |
| Interest-bearing balances | $4,000 | 6,611 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $2,940,000 | 3,195 |
| Net loans & leases | $619,257,000 | 785 |
| Loan loss allowance | $4,799,000 | 1,238 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,068,000 | 1,139 |
| Other real estate owned | $64,000 | 1,448 |
| Goodwill and other intangibles | $57,000 | 2,970 |
| All other assets | $7,612,000 | 2,297 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $655,854,000 | 1,037 |
| Total liabilities | $597,227,000 | 1,025 |
| Total deposits | $537,583,000 | 963 |
| Interest-bearing deposits | $512,751,000 | 876 |
| Deposits held in domestic offices | $537,583,000 | 961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $57,272,000 | 1,032 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,372,000 | 2,031 |
| Total equity capital | $58,627,000 | 1,154 |
| Total bank equity capital | $58,627,000 | 1,154 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,734,000 | 2,185 |
| Surplus | $52,875,000 | 640 |
| Undivided profits | $4,018,000 | 4,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 3,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 598 |
| Income earned, not collected on loans | $2,566,000 | 1,450 |
| Earning assets | $622,201,000 | 993 |
| Long-term assets (5+ years) | $6,544,000 | 5,952 |
| Average Assets, year-to-date | $560,671,670 | 1,202 |
| Average Assets, quarterly | $599,381,500 | 1,147 |
| Volatile liabilities | $200,347,000 | 771 |
| Insider loans | $3,871,000 | 1,994 |
| FHLB advances | $57,272,000 | 963 |
| Loans and leases held for sale | $1,124,000 | 846 |
| Unused loan commitments | $186,779,000 | 603 |
| Tier 1 (core) risk-based capital | $58,570,000 | 1,076 |
| Tier 2 risk-based capital | $4,799,000 | 1,163 |
| Total risk weighted assets | $627,337,000 | 818 |
| Total unused commitments | $186,779,000 | 603 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 111 | 1,535 |
| Assets and Liabilities | ||
| Total Assets: | $542,909,000 | 1,258 |
| Cash and due from depository institutions | $8,825,000 | 1,535 |
| Interest-bearing balances | $2,000 | 6,650 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $5,595,000 | 2,954 |
| Net loans & leases | $510,781,000 | 928 |
| Loan loss allowance | $4,971,000 | 1,133 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,429,000 | 1,206 |
| Other real estate owned | $1,588,000 | 1,535 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,691,000 | 2,780 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $542,909,000 | 1,258 |
| Total liabilities | $495,408,000 | 1,240 |
| Total deposits | $472,499,000 | 1,095 |
| Interest-bearing deposits | $445,558,000 | 1,012 |
| Deposits held in domestic offices | $472,499,000 | 1,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $20,436,000 | 1,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,473,000 | 2,080 |
| Total equity capital | $47,501,000 | 1,487 |
| Total bank equity capital | $47,501,000 | 1,487 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,734,000 | 2,185 |
| Surplus | $41,875,000 | 765 |
| Undivided profits | $3,892,000 | 5,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,103,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,453,000 | 1,567 |
| Earning assets | $516,378,000 | 1,211 |
| Long-term assets (5+ years) | $4,640,000 | 6,274 |
| Average Assets, year-to-date | $513,080,500 | 1,302 |
| Average Assets, quarterly | $513,080,500 | 1,302 |
| Volatile liabilities | $147,589,000 | 999 |
| Insider loans | $3,870,000 | 1,944 |
| FHLB advances | $20,436,000 | 1,880 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $184,270,000 | 629 |
| Tier 1 (core) risk-based capital | $47,501,000 | 1,357 |
| Tier 2 risk-based capital | $4,971,000 | 1,084 |
| Total risk weighted assets | $516,998,000 | 968 |
| Total unused commitments | $184,270,000 | 629 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 102 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $483,252,000 | 1,397 |
| Cash and due from depository institutions | $11,257,000 | 1,678 |
| Interest-bearing balances | $2,000 | 6,544 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $18,670,000 | 680 |
| Net loans & leases | $436,610,000 | 1,088 |
| Loan loss allowance | $4,420,000 | 1,254 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,927,000 | 1,282 |
| Other real estate owned | $1,524,000 | 1,678 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,264,000 | 2,956 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $483,252,000 | 1,397 |
| Total liabilities | $441,234,000 | 1,367 |
| Total deposits | $438,820,000 | 1,191 |
| Interest-bearing deposits | $416,223,000 | 1,089 |
| Deposits held in domestic offices | $438,820,000 | 1,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,414,000 | 2,123 |
| Total equity capital | $42,018,000 | 1,659 |
| Total bank equity capital | $42,018,000 | 1,659 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,734,000 | 2,182 |
| Surplus | $36,575,000 | 856 |
| Undivided profits | $3,709,000 | 5,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,047,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,507,000 | 1,652 |
| Earning assets | $455,282,000 | 1,347 |
| Long-term assets (5+ years) | $1,500,000 | 7,015 |
| Average Assets, year-to-date | $364,712,200 | 1,791 |
| Average Assets, quarterly | $444,653,000 | 1,531 |
| Volatile liabilities | $140,518,000 | 1,043 |
| Insider loans | $3,877,000 | 1,914 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $185,029,000 | 633 |
| Tier 1 (core) risk-based capital | $42,018,000 | 1,549 |
| Tier 2 risk-based capital | $4,420,000 | 1,205 |
| Total risk weighted assets | $455,992,000 | 1,094 |
| Total unused commitments | $185,029,000 | 633 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 93 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $406,054,000 | 1,660 |
| Cash and due from depository institutions | $5,634,000 | 1,846 |
| Interest-bearing balances | $2,000 | 6,496 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $5,940,000 | 2,268 |
| Net loans & leases | $380,517,000 | 1,230 |
| Loan loss allowance | $4,410,000 | 1,197 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,614,000 | 1,647 |
| Other real estate owned | $1,525,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,824,000 | 3,160 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $406,054,000 | 1,660 |
| Total liabilities | $372,293,000 | 1,632 |
| Total deposits | $369,396,000 | 1,426 |
| Interest-bearing deposits | $343,922,000 | 1,333 |
| Deposits held in domestic offices | $369,396,000 | 1,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,897,000 | 1,843 |
| Total equity capital | $33,761,000 | 2,036 |
| Total bank equity capital | $33,761,000 | 2,036 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,734,000 | 2,161 |
| Surplus | $28,825,000 | 1,055 |
| Undivided profits | $3,202,000 | 5,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,085,000 | 1,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,185,000 | 2,083 |
| Earning assets | $386,459,000 | 1,606 |
| Long-term assets (5+ years) | $150,000 | 7,531 |
| Average Assets, year-to-date | $335,077,250 | 1,912 |
| Average Assets, quarterly | $380,457,000 | 1,736 |
| Volatile liabilities | $116,361,000 | 1,203 |
| Insider loans | $3,327,000 | 2,150 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $182,618,000 | 653 |
| Tier 1 (core) risk-based capital | $33,761,000 | 1,926 |
| Tier 2 risk-based capital | $4,410,000 | 1,183 |
| Total risk weighted assets | $392,762,000 | 1,263 |
| Total unused commitments | $182,618,000 | 653 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 82 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $354,860,000 | 1,880 |
| Cash and due from depository institutions | $2,687,000 | 2,140 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $15,945,000 | 984 |
| Net loans & leases | $322,950,000 | 1,464 |
| Loan loss allowance | $3,796,000 | 1,407 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,313,000 | 1,714 |
| Other real estate owned | $1,525,000 | 2,140 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,440,000 | 3,289 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $354,860,000 | 1,880 |
| Total liabilities | $324,520,000 | 1,856 |
| Total deposits | $322,213,000 | 1,673 |
| Interest-bearing deposits | $300,391,000 | 1,547 |
| Deposits held in domestic offices | $322,213,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,307,000 | 2,090 |
| Total equity capital | $30,340,000 | 2,235 |
| Total bank equity capital | $30,340,000 | 2,235 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,734,000 | 2,158 |
| Surplus | $26,261,000 | 1,144 |
| Undivided profits | $2,345,000 | 6,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,103,000 | 1,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $970,000 | 199 |
| Income earned, not collected on loans | $1,793,000 | 2,376 |
| Earning assets | $338,895,000 | 1,810 |
| Long-term assets (5+ years) | $1,324,000 | 7,071 |
| Average Assets, year-to-date | $311,418,330 | 2,084 |
| Average Assets, quarterly | $324,992,000 | 2,010 |
| Volatile liabilities | $105,214,000 | 1,326 |
| Insider loans | $3,127,000 | 2,242 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $158,055,000 | 740 |
| Tier 1 (core) risk-based capital | $30,340,000 | 2,151 |
| Tier 2 risk-based capital | $3,796,000 | 1,398 |
| Total risk weighted assets | $321,105,000 | 1,568 |
| Total unused commitments | $158,055,000 | 740 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $295,124,000 | 2,234 |
| Cash and due from depository institutions | $3,891,000 | 2,391 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $4,140,000 | 3,731 |
| Net loans & leases | $274,563,000 | 1,687 |
| Loan loss allowance | $3,291,000 | 1,612 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,066,000 | 1,751 |
| Other real estate owned | $1,469,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,995,000 | 3,461 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $295,124,000 | 2,234 |
| Total liabilities | $270,076,000 | 2,173 |
| Total deposits | $268,354,000 | 1,986 |
| Interest-bearing deposits | $250,737,000 | 1,854 |
| Deposits held in domestic offices | $268,354,000 | 1,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,722,000 | 2,716 |
| Total equity capital | $25,048,000 | 2,682 |
| Total bank equity capital | $25,048,000 | 2,682 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,734,000 | 2,148 |
| Surplus | $21,610,000 | 1,308 |
| Undivided profits | $1,704,000 | 6,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,524,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,601,000 | 2,539 |
| Earning assets | $278,703,000 | 2,170 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $289,697,500 | 2,257 |
| Average Assets, quarterly | $289,697,500 | 2,257 |
| Volatile liabilities | $91,334,000 | 1,484 |
| Insider loans | $3,127,000 | 2,204 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $130,996,000 | 845 |
| Tier 1 (core) risk-based capital | $25,048,000 | 2,557 |
| Tier 2 risk-based capital | $3,291,000 | 1,595 |
| Total risk weighted assets | $278,410,000 | 1,748 |
| Total unused commitments | $130,996,000 | 845 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 65 | 2,686 |
| Assets and Liabilities | ||
| Total Assets: | $284,271,000 | 2,287 |
| Cash and due from depository institutions | $4,773,000 | 2,686 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $36,800,000 | 413 |
| Net loans & leases | $233,636,000 | 1,933 |
| Loan loss allowance | $2,690,000 | 1,927 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,135,000 | 2,352 |
| Other real estate owned | $0 | 2,686 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,927,000 | 3,554 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $284,271,000 | 2,287 |
| Total liabilities | $261,206,000 | 2,234 |
| Total deposits | $259,713,000 | 2,029 |
| Interest-bearing deposits | $240,019,000 | 1,890 |
| Deposits held in domestic offices | $259,713,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,493,000 | 2,970 |
| Total equity capital | $23,065,000 | 2,837 |
| Total bank equity capital | $23,065,000 | 2,837 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,584,000 | 2,231 |
| Surplus | $20,260,000 | 1,365 |
| Undivided profits | $1,221,000 | 6,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,035,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000,000 | 175 |
| Income earned, not collected on loans | $1,466,000 | 2,848 |
| Earning assets | $270,436,000 | 2,204 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $214,122,600 | 2,801 |
| Average Assets, quarterly | $262,346,000 | 2,428 |
| Volatile liabilities | $86,687,000 | 1,701 |
| Insider loans | $5,240,000 | 1,376 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $96,806,000 | 1,059 |
| Tier 1 (core) risk-based capital | $23,065,000 | 2,705 |
| Tier 2 risk-based capital | $2,690,000 | 1,862 |
| Total risk weighted assets | $249,196,000 | 1,918 |
| Total unused commitments | $96,806,000 | 1,059 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 62 | 2,833 |
| Assets and Liabilities | ||
| Total Assets: | $240,421,000 | 2,615 |
| Cash and due from depository institutions | $3,084,000 | 2,833 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $15,491,000 | 898 |
| Net loans & leases | $213,432,000 | 2,087 |
| Loan loss allowance | $2,501,000 | 2,051 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,704,000 | 2,498 |
| Other real estate owned | $0 | 2,833 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,710,000 | 3,695 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $240,421,000 | 2,615 |
| Total liabilities | $219,359,000 | 2,567 |
| Total deposits | $217,767,000 | 2,359 |
| Interest-bearing deposits | $194,971,000 | 2,244 |
| Deposits held in domestic offices | $217,767,000 | 2,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,592,000 | 2,794 |
| Total equity capital | $21,062,000 | 3,023 |
| Total bank equity capital | $21,062,000 | 3,023 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,394,000 | 2,446 |
| Surplus | $18,551,000 | 1,461 |
| Undivided profits | $1,117,000 | 7,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,297,000 | 3,178 |
| Earning assets | $228,923,000 | 2,539 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $196,585,500 | 3,010 |
| Average Assets, quarterly | $235,563,000 | 2,637 |
| Volatile liabilities | $67,511,000 | 2,097 |
| Insider loans | $840,000 | 4,563 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $82,390,000 | 1,233 |
| Tier 1 (core) risk-based capital | $21,062,000 | 2,906 |
| Tier 2 risk-based capital | $2,501,000 | 1,984 |
| Total risk weighted assets | $226,558,000 | 2,063 |
| Total unused commitments | $82,390,000 | 1,234 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 53 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $230,705,000 | 2,694 |
| Cash and due from depository institutions | $5,950,000 | 3,211 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $36,265,000 | 339 |
| Net loans & leases | $180,425,000 | 2,393 |
| Loan loss allowance | $2,099,000 | 2,343 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,706,000 | 2,474 |
| Other real estate owned | $0 | 3,211 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,359,000 | 3,913 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $230,704,000 | 2,694 |
| Total liabilities | $211,850,000 | 2,631 |
| Total deposits | $210,713,000 | 2,416 |
| Interest-bearing deposits | $192,013,000 | 2,262 |
| Deposits held in domestic offices | $210,713,000 | 2,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,137,000 | 3,235 |
| Total equity capital | $18,854,000 | 3,216 |
| Total bank equity capital | $18,854,000 | 3,216 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,211,000 | 2,592 |
| Surplus | $16,899,000 | 1,552 |
| Undivided profits | $744,000 | 7,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $985,000 | 3,656 |
| Earning assets | $216,690,000 | 2,632 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $181,973,670 | 3,206 |
| Average Assets, quarterly | $202,813,000 | 2,970 |
| Volatile liabilities | $50,226,000 | 2,586 |
| Insider loans | $1,040,000 | 4,152 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $80,360,000 | 1,242 |
| Tier 1 (core) risk-based capital | $18,854,000 | 3,150 |
| Tier 2 risk-based capital | $2,099,000 | 2,258 |
| Total risk weighted assets | $196,235,000 | 2,293 |
| Total unused commitments | $80,360,000 | 1,242 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $174,921,000 | 3,338 |
| Cash and due from depository institutions | $2,022,000 | 3,469 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $16,760,000 | 893 |
| Net loans & leases | $148,636,000 | 2,736 |
| Loan loss allowance | $1,854,000 | 2,585 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,652,000 | 2,431 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,851,000 | 4,200 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $174,921,000 | 3,338 |
| Total liabilities | $156,554,000 | 3,339 |
| Total deposits | $155,661,000 | 3,104 |
| Interest-bearing deposits | $144,723,000 | 2,865 |
| Deposits held in domestic offices | $155,661,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $893,000 | 3,796 |
| Total equity capital | $18,367,000 | 3,268 |
| Total bank equity capital | $18,367,000 | 3,268 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,207,000 | 2,582 |
| Surplus | $16,867,000 | 1,508 |
| Undivided profits | $293,000 | 7,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $755,000 | 4,331 |
| Earning assets | $165,396,000 | 3,252 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $157,608,000 | 3,588 |
| Average Assets, quarterly | $157,608,000 | 3,588 |
| Volatile liabilities | $47,146,000 | 2,602 |
| Insider loans | $927,000 | 4,349 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $80,624,000 | 1,216 |
| Tier 1 (core) risk-based capital | $18,367,000 | 3,187 |
| Tier 2 risk-based capital | $1,854,000 | 2,466 |
| Total risk weighted assets | $159,231,000 | 2,672 |
| Total unused commitments | $80,624,000 | 1,216 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 40 | 4,024 |
| Assets and Liabilities | ||
| Total Assets: | $140,295,000 | 3,952 |
| Cash and due from depository institutions | $1,073,000 | 4,024 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $10,640,000 | 1,293 |
| Net loans & leases | $121,715,000 | 3,178 |
| Loan loss allowance | $1,543,000 | 2,954 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,420,000 | 2,520 |
| Other real estate owned | $0 | 4,024 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,447,000 | 4,593 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $140,295,000 | 3,952 |
| Total liabilities | $122,611,000 | 4,016 |
| Total deposits | $121,939,000 | 3,743 |
| Interest-bearing deposits | $108,934,000 | 3,548 |
| Deposits held in domestic offices | $121,939,000 | 3,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $672,000 | 4,387 |
| Total equity capital | $17,684,000 | 3,328 |
| Total bank equity capital | $17,684,000 | 3,328 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,195,000 | 2,649 |
| Surplus | $16,755,000 | 1,488 |
| Undivided profits | $-266,000 | 8,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $635,000 | 4,951 |
| Earning assets | $132,355,000 | 3,851 |
| Long-term assets (5+ years) | $1,300,000 | 7,145 |
| Average Assets, year-to-date | $97,933,600 | 4,893 |
| Average Assets, quarterly | $134,380,000 | 4,033 |
| Volatile liabilities | $31,921,000 | 3,338 |
| Insider loans | $632,000 | 5,012 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $37,238,000 | 2,187 |
| Tier 1 (core) risk-based capital | $17,684,000 | 3,233 |
| Tier 2 risk-based capital | $1,543,000 | 2,817 |
| Total risk weighted assets | $140,187,000 | 2,971 |
| Total unused commitments | $37,238,000 | 2,188 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $128,465,000 | 4,148 |
| Cash and due from depository institutions | $1,710,000 | 4,170 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $19,210,000 | 688 |
| Net loans & leases | $101,605,000 | 3,620 |
| Loan loss allowance | $1,268,000 | 3,444 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,343,000 | 2,058 |
| Other real estate owned | $0 | 4,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $597,000 | 7,649 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $128,464,000 | 4,148 |
| Total liabilities | $117,145,000 | 4,090 |
| Total deposits | $116,503,000 | 3,817 |
| Interest-bearing deposits | $106,434,000 | 3,564 |
| Deposits held in domestic offices | $116,503,000 | 3,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $642,000 | 4,513 |
| Total equity capital | $11,319,000 | 4,718 |
| Total bank equity capital | $11,319,000 | 4,718 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,185,000 | 2,636 |
| Surplus | $10,665,000 | 2,090 |
| Undivided profits | $-531,000 | 8,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $459,000 | 6,016 |
| Earning assets | $120,815,000 | 4,072 |
| Long-term assets (5+ years) | $1,300,000 | 7,202 |
| Average Assets, year-to-date | $87,343,250 | 5,246 |
| Average Assets, quarterly | $110,984,000 | 4,578 |
| Volatile liabilities | $32,147,000 | 3,247 |
| Insider loans | $840,000 | 4,520 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $33,934,000 | 2,305 |
| Tier 1 (core) risk-based capital | $11,319,000 | 4,636 |
| Tier 2 risk-based capital | $1,268,000 | 3,249 |
| Total risk weighted assets | $111,948,000 | 3,477 |
| Total unused commitments | $33,934,000 | 2,308 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $93,503,000 | 5,098 |
| Cash and due from depository institutions | $3,471,000 | 5,432 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $3,395,000 | 7,922 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 5,284 |
| Net loans & leases | $80,948,000 | 4,179 |
| Loan loss allowance | $1,010,000 | 4,024 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,956,000 | 2,181 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $478,000 | 7,891 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,503,000 | 5,098 |
| Total liabilities | $84,760,000 | 5,032 |
| Total deposits | $84,370,000 | 4,769 |
| Interest-bearing deposits | $70,533,000 | 4,770 |
| Deposits held in domestic offices | $84,370,000 | 4,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $390,000 | 5,507 |
| Total equity capital | $8,743,000 | 5,532 |
| Total bank equity capital | $8,743,000 | 5,532 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $930,000 | 3,163 |
| Surplus | $8,370,000 | 2,492 |
| Undivided profits | $-557,000 | 8,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $369,000 | 6,387 |
| Earning assets | $84,598,000 | 5,128 |
| Long-term assets (5+ years) | $1,302,000 | 7,230 |
| Average Assets, year-to-date | $73,636,000 | 5,774 |
| Average Assets, quarterly | $82,837,000 | 5,446 |
| Volatile liabilities | $18,214,000 | 4,490 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,185,000 | 2,280 |
| Tier 1 (core) risk-based capital | $8,743,000 | 5,427 |
| Tier 2 risk-based capital | $1,010,000 | 3,805 |
| Total risk weighted assets | $88,152,000 | 4,087 |
| Total unused commitments | $33,185,000 | 2,280 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $72,171,000 | 5,900 |
| Cash and due from depository institutions | $2,802,000 | 5,439 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $6,690,000 | 1,828 |
| Net loans & leases | $58,352,000 | 5,080 |
| Loan loss allowance | $748,000 | 4,906 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,991,000 | 2,611 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $336,000 | 8,300 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $72,171,000 | 5,900 |
| Total liabilities | $63,425,000 | 5,950 |
| Total deposits | $63,121,000 | 5,707 |
| Interest-bearing deposits | $53,831,000 | 5,670 |
| Deposits held in domestic offices | $63,121,000 | 5,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $304,000 | 6,027 |
| Total equity capital | $8,746,000 | 5,457 |
| Total bank equity capital | $8,746,000 | 5,457 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $930,000 | 3,171 |
| Surplus | $8,370,000 | 2,442 |
| Undivided profits | $-554,000 | 8,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $239,000 | 7,439 |
| Earning assets | $65,042,000 | 5,958 |
| Long-term assets (5+ years) | $1,000,000 | 7,440 |
| Average Assets, year-to-date | $63,702,500 | 6,285 |
| Average Assets, quarterly | $63,702,500 | 6,285 |
| Volatile liabilities | $15,446,000 | 4,800 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $28,352,000 | 2,485 |
| Tier 1 (core) risk-based capital | $8,746,000 | 5,383 |
| Tier 2 risk-based capital | $748,000 | 4,630 |
| Total risk weighted assets | $63,975,000 | 4,956 |
| Total unused commitments | $28,352,000 | 2,490 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 16 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $55,234,000 | 6,704 |
| Cash and due from depository institutions | $959,000 | 6,861 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 3,519 |
| Net loans & leases | $47,481,000 | 5,637 |
| Loan loss allowance | $601,000 | 5,538 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,987,000 | 2,590 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $277,000 | 8,502 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $55,234,000 | 6,704 |
| Total liabilities | $48,536,000 | 6,709 |
| Total deposits | $48,382,000 | 6,534 |
| Interest-bearing deposits | $43,242,000 | 6,357 |
| Deposits held in domestic offices | $48,382,000 | 6,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $154,000 | 7,310 |
| Total equity capital | $6,698,000 | 6,382 |
| Total bank equity capital | $6,698,000 | 6,382 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $730,000 | 3,548 |
| Surplus | $6,570,000 | 2,931 |
| Undivided profits | $-602,000 | 8,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $175,000 | 8,008 |
| Earning assets | $50,011,000 | 6,741 |
| Long-term assets (5+ years) | $928,000 | 7,518 |
| Average Assets, year-to-date | $39,257,800 | 7,418 |
| Average Assets, quarterly | $49,385,500 | 6,974 |
| Volatile liabilities | $10,807,000 | 5,658 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,108,000 | 2,835 |
| Tier 1 (core) risk-based capital | $6,698,000 | 6,285 |
| Tier 2 risk-based capital | $601,000 | 5,234 |
| Total risk weighted assets | $51,314,000 | 5,612 |
| Total unused commitments | $22,108,000 | 2,837 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 12 | 7,621 |
| Assets and Liabilities | ||
| Total Assets: | $43,537,000 | 7,280 |
| Cash and due from depository institutions | $1,193,000 | 7,621 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $11,715,000 | 977 |
| Net loans & leases | $27,508,000 | 7,014 |
| Loan loss allowance | $349,000 | 6,999 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,016,000 | 3,224 |
| Other real estate owned | $0 | 7,621 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $105,000 | 8,941 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $43,537,000 | 7,280 |
| Total liabilities | $36,990,000 | 7,342 |
| Total deposits | $36,913,000 | 7,196 |
| Interest-bearing deposits | $30,921,000 | 7,206 |
| Deposits held in domestic offices | $36,913,000 | 7,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $77,000 | 8,382 |
| Total equity capital | $6,547,000 | 6,476 |
| Total bank equity capital | $6,547,000 | 6,476 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $730,000 | 3,561 |
| Surplus | $6,570,000 | 2,889 |
| Undivided profits | $-753,000 | 8,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $92,000 | 8,636 |
| Earning assets | $39,223,000 | 7,304 |
| Long-term assets (5+ years) | $940,000 | 7,591 |
| Average Assets, year-to-date | $35,263,750 | 7,687 |
| Average Assets, quarterly | $42,988,000 | 7,284 |
| Volatile liabilities | $8,510,000 | 6,207 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,685,000 | 2,839 |
| Tier 1 (core) risk-based capital | $6,547,000 | 6,347 |
| Tier 2 risk-based capital | $349,000 | 6,742 |
| Total risk weighted assets | $32,185,000 | 6,846 |
| Total unused commitments | $21,685,000 | 2,843 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 12 | 7,658 |
| Assets and Liabilities | ||
| Total Assets: | $42,439,000 | 7,366 |
| Cash and due from depository institutions | $2,445,000 | 7,658 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $16,405,000 | 645 |
| Net loans & leases | $20,597,000 | 7,575 |
| Loan loss allowance | $263,000 | 7,587 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,889,000 | 3,293 |
| Other real estate owned | $0 | 7,658 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $103,000 | 9,005 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $42,439,000 | 7,366 |
| Total liabilities | $37,957,000 | 7,333 |
| Total deposits | $37,879,000 | 7,169 |
| Interest-bearing deposits | $31,768,000 | 7,179 |
| Deposits held in domestic offices | $37,879,000 | 7,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $78,000 | 8,298 |
| Total equity capital | $4,482,000 | 7,477 |
| Total bank equity capital | $4,482,000 | 7,477 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $4,650,000 | 3,647 |
| Undivided profits | $-668,000 | 8,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $79,000 | 8,733 |
| Earning assets | $37,002,000 | 7,471 |
| Long-term assets (5+ years) | $2,117,000 | 7,190 |
| Average Assets, year-to-date | $32,506,000 | 7,891 |
| Average Assets, quarterly | $38,369,500 | 7,579 |
| Volatile liabilities | $8,434,000 | 6,207 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,024,000 | 3,866 |
| Tier 1 (core) risk-based capital | $4,482,000 | 7,438 |
| Tier 2 risk-based capital | $263,000 | 7,362 |
| Total risk weighted assets | $25,708,000 | 7,364 |
| Total unused commitments | $13,024,000 | 3,866 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 9 | 8,203 |
| Assets and Liabilities | ||
| Total Assets: | $34,300,000 | 7,858 |
| Cash and due from depository institutions | $482,000 | 8,203 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $14,425,000 | 1,012 |
| Net loans & leases | $16,430,000 | 7,946 |
| Loan loss allowance | $210,000 | 7,964 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,878,000 | 3,279 |
| Other real estate owned | $0 | 8,203 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $85,000 | 9,062 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $34,300,000 | 7,858 |
| Total liabilities | $29,807,000 | 7,871 |
| Total deposits | $29,730,000 | 7,758 |
| Interest-bearing deposits | $27,875,000 | 7,523 |
| Deposits held in domestic offices | $29,730,000 | 7,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $77,000 | 8,424 |
| Total equity capital | $4,493,000 | 7,538 |
| Total bank equity capital | $4,493,000 | 7,538 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $4,500,000 | 3,674 |
| Undivided profits | $-507,000 | 8,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $58,000 | 8,859 |
| Earning assets | $30,855,000 | 7,881 |
| Long-term assets (5+ years) | $2,382,000 | 7,056 |
| Average Assets, year-to-date | $27,539,500 | 8,202 |
| Average Assets, quarterly | $27,539,500 | 8,202 |
| Volatile liabilities | $6,814,000 | 6,583 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,243,000 | 4,574 |
| Tier 1 (core) risk-based capital | $4,493,000 | 7,411 |
| Tier 2 risk-based capital | $210,000 | 7,796 |
| Total risk weighted assets | $21,414,000 | 7,719 |
| Total unused commitments | $9,243,000 | 4,580 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 6 | 8,791 |
| Assets and Liabilities | ||
| Total Assets: | $20,779,000 | 8,644 |
| Cash and due from depository institutions | $642,000 | 8,791 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $5,680,000 | 2,069 |
| Net loans & leases | $13,298,000 | 8,286 |
| Loan loss allowance | $162,000 | 8,316 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,114,000 | 5,657 |
| Other real estate owned | $0 | 8,791 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $45,000 | 9,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,779,000 | 8,644 |
| Total liabilities | $16,166,000 | 8,725 |
| Total deposits | $16,130,000 | 8,663 |
| Interest-bearing deposits | $15,566,000 | 8,493 |
| Deposits held in domestic offices | $16,130,000 | 8,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $36,000 | 8,936 |
| Total equity capital | $4,613,000 | 7,439 |
| Total bank equity capital | $4,613,000 | 7,439 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $4,500,000 | 3,638 |
| Undivided profits | $-387,000 | 8,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $26,000 | 9,042 |
| Earning assets | $18,978,000 | 8,618 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $20,779,000 | 8,595 |
| Average Assets, quarterly | $20,779,000 | 8,623 |
| Volatile liabilities | $4,335,000 | 7,452 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $618,000 | 8,409 |
| Tier 1 (core) risk-based capital | $4,613,000 | 7,322 |
| Tier 2 risk-based capital | $162,000 | 8,204 |
| Total risk weighted assets | $14,755,000 | 8,363 |
| Total unused commitments | $618,000 | 8,412 |
| Derivatives | $0 | 665 |