Home > Firstier Bank > Income and Expense
Firstier Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,400,000 | 2,497 |
| Total interest expense | $6,966,000 | 2,244 |
| Net interest income | $6,434,000 | 2,776 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,583,000 | 2,204 |
| Gross Fiduciary activities income | $266,000 | 931 |
| Service charges on deposit accounts | $929,000 | 1,470 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $388,000 | 3,366 |
| Total noninterest expense | $4,696,000 | 2,872 |
| Salaries and employee benefits | $1,818,000 | 3,609 |
| Premises and equipment expense | $398,000 | 4,563 |
| Additional noninterest expense | $2,480,000 | 2,010 |
| Pre-tax net operating income | $3,321,000 | 2,216 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $753,000 | 3,032 |
| Income before extraordinary items | $2,567,000 | 1,956 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,567,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $1,250,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,567,770 | 1,936 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,765,000 | 2,370 |
| Total interest expense | $5,870,000 | 2,129 |
| Net interest income | $6,895,000 | 2,615 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,469,000 | 2,341 |
| Gross Fiduciary activities income | $218,000 | 996 |
| Service charges on deposit accounts | $885,000 | 1,526 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $366,000 | 3,610 |
| Total noninterest expense | $4,815,000 | 2,866 |
| Salaries and employee benefits | $1,791,000 | 3,636 |
| Premises and equipment expense | $399,000 | 4,592 |
| Additional noninterest expense | $2,625,000 | 2,056 |
| Pre-tax net operating income | $3,549,000 | 2,016 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $908,000 | 2,455 |
| Income before extraordinary items | $2,641,000 | 1,844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,641,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 12,377 |
| Cash dividends | $1,250,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,641,000 | 1,847 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,729,000 | 2,260 |
| Total interest expense | $6,515,000 | 1,989 |
| Net interest income | $7,214,000 | 2,487 |
| Provision for loan and lease losses | $557,000 | 1,948 |
| Total noninterest income | $1,608,000 | 2,309 |
| Gross Fiduciary activities income | $315,000 | 922 |
| Service charges on deposit accounts | $943,000 | 1,435 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $350,000 | 4,106 |
| Total noninterest expense | $5,064,000 | 2,836 |
| Salaries and employee benefits | $1,996,000 | 3,292 |
| Premises and equipment expense | $393,000 | 4,785 |
| Additional noninterest expense | $2,675,000 | 2,093 |
| Pre-tax net operating income | $3,201,000 | 2,130 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $842,000 | 2,651 |
| Income before extraordinary items | $2,359,000 | 2,122 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,359,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,706 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,359,000 | 1,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,933,000 | 2,216 |
| Total interest expense | $8,244,000 | 2,069 |
| Net interest income | $7,689,000 | 2,342 |
| Provision for loan and lease losses | $1,479,000 | 1,418 |
| Total noninterest income | $1,436,000 | 2,482 |
| Gross Fiduciary activities income | $303,000 | 946 |
| Service charges on deposit accounts | $938,000 | 1,431 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $5,629,000 | 2,570 |
| Salaries and employee benefits | $2,036,000 | 3,169 |
| Premises and equipment expense | $657,000 | 3,095 |
| Additional noninterest expense | $2,936,000 | 2,025 |
| Pre-tax net operating income | $2,017,000 | 3,084 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $473,000 | 4,183 |
| Income before extraordinary items | $1,573,000 | 2,929 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,573,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,223,000 | 1,384 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,550,670 | 2,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.