Home > Firstier Bank > Income and Expense
Firstier Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,695,000 | 2,599 |
| Total interest expense | $4,907,000 | 2,506 |
| Net interest income | $6,788,000 | 2,665 |
| Provision for loan and lease losses | $556,000 | 1,418 |
| Total noninterest income | $1,606,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $720,000 | 1,873 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $886,000 | 1,995 |
| Total noninterest expense | $6,635,000 | 2,134 |
| Salaries and employee benefits | $2,199,000 | 3,008 |
| Premises and equipment expense | $1,731,000 | 1,213 |
| Additional noninterest expense | $2,705,000 | 2,001 |
| Pre-tax net operating income | $1,203,000 | 5,229 |
| Securities gains (losses) | $-1,416,000 | 12,453 |
| Applicable income taxes | $-127,000 | 12,330 |
| Income before extraordinary items | $-86,000 | 12,142 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-86,000 | 12,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $1,350,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $820,240 | 5,322 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,730,000 | 2,635 |
| Total interest expense | $4,641,000 | 2,778 |
| Net interest income | $7,089,000 | 2,534 |
| Provision for loan and lease losses | $351,000 | 2,700 |
| Total noninterest income | $2,067,000 | 1,934 |
| Gross Fiduciary activities income | $2,000 | 1,590 |
| Service charges on deposit accounts | $771,000 | 1,774 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,294,000 | 1,720 |
| Total noninterest expense | $5,511,000 | 2,605 |
| Salaries and employee benefits | $2,244,000 | 2,933 |
| Premises and equipment expense | $863,000 | 2,371 |
| Additional noninterest expense | $2,404,000 | 2,321 |
| Pre-tax net operating income | $3,294,000 | 2,067 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $1,121,000 | 2,040 |
| Income before extraordinary items | $2,180,000 | 2,291 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $2,201,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $1,225,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,175,380 | 2,162 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 3,119 |
| Total interest expense | $4,746,000 | 3,458 |
| Net interest income | $6,512,000 | 2,815 |
| Provision for loan and lease losses | $162,000 | 5,880 |
| Total noninterest income | $1,663,000 | 2,208 |
| Gross Fiduciary activities income | $27,000 | 1,450 |
| Service charges on deposit accounts | $756,000 | 1,789 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $880,000 | 2,172 |
| Total noninterest expense | $5,399,000 | 2,671 |
| Salaries and employee benefits | $2,276,000 | 2,847 |
| Premises and equipment expense | $817,000 | 2,532 |
| Additional noninterest expense | $2,306,000 | 2,482 |
| Pre-tax net operating income | $2,614,000 | 2,366 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $924,000 | 2,263 |
| Income before extraordinary items | $1,703,000 | 2,702 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,703,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 13,369 |
| Cash dividends | $775,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,694,550 | 2,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.