Home > FirstCity Bank > Income and Expense
FirstCity Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,730,000 | 2,876 |
| Total interest expense | $11,009,000 | 1,472 |
| Net interest income | $1,721,000 | 6,743 |
| Provision for loan and lease losses | $4,296,000 | 1,118 |
| Total noninterest income | $385,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 5,258 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $230,000 | 4,613 |
| Total noninterest expense | $6,157,000 | 3,003 |
| Salaries and employee benefits | $2,860,000 | 3,387 |
| Premises and equipment expense | $517,000 | 4,367 |
| Additional noninterest expense | $2,780,000 | 2,151 |
| Pre-tax net operating income | $-8,347,000 | 7,947 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-8,347,000 | 7,958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,347,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,307,000 | 776 |
| Cash dividends | $45,000 | 5,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-8,347,000 | 7,992 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,761,000 | 2,873 |
| Total interest expense | $7,991,000 | 1,580 |
| Net interest income | $1,770,000 | 6,084 |
| Provision for loan and lease losses | $2,075,000 | 1,156 |
| Total noninterest income | $139,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $117,000 | 5,275 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $4,589,000 | 2,997 |
| Salaries and employee benefits | $2,228,000 | 3,322 |
| Premises and equipment expense | $385,000 | 4,406 |
| Additional noninterest expense | $1,976,000 | 2,187 |
| Pre-tax net operating income | $-4,755,000 | 8,119 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-4,755,000 | 8,116 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,755,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,409,000 | 587 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,755,000 | 8,158 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 2,925 |
| Total interest expense | $5,097,000 | 1,723 |
| Net interest income | $1,404,000 | 5,660 |
| Provision for loan and lease losses | $2,075,000 | 764 |
| Total noninterest income | $170,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $75,000 | 5,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $2,943,000 | 3,118 |
| Salaries and employee benefits | $1,500,000 | 3,327 |
| Premises and equipment expense | $254,000 | 4,464 |
| Additional noninterest expense | $1,189,000 | 2,370 |
| Pre-tax net operating income | $-3,444,000 | 8,247 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-3,444,000 | 8,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,444,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,574,000 | 474 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,444,000 | 8,272 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,310,000 | 2,950 |
| Total interest expense | $2,734,000 | 1,717 |
| Net interest income | $576,000 | 6,199 |
| Provision for loan and lease losses | $1,325,000 | 528 |
| Total noninterest income | $124,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $1,359,000 | 3,348 |
| Salaries and employee benefits | $765,000 | 3,291 |
| Premises and equipment expense | $144,000 | 4,108 |
| Additional noninterest expense | $450,000 | 2,972 |
| Pre-tax net operating income | $-1,984,000 | 8,369 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,984,000 | 8,385 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,984,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 457 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,984,000 | 8,381 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,789,000 | 1,943 |
| Total interest expense | $10,436,000 | 1,898 |
| Net interest income | $11,353,000 | 1,996 |
| Provision for loan and lease losses | $2,335,000 | 744 |
| Total noninterest income | $250,000 | 6,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $174,000 | 5,166 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $76,000 | 6,595 |
| Total noninterest expense | $6,139,000 | 2,904 |
| Salaries and employee benefits | $3,686,000 | 2,678 |
| Premises and equipment expense | $606,000 | 3,812 |
| Additional noninterest expense | $1,847,000 | 2,854 |
| Pre-tax net operating income | $3,129,000 | 2,384 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,131,000 | 1,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,131,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,276 |
| Cash dividends | $2,708,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,129,000 | 1,956 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,540,000 | 1,922 |
| Total interest expense | $7,697,000 | 1,920 |
| Net interest income | $8,843,000 | 1,939 |
| Provision for loan and lease losses | $760,000 | 1,139 |
| Total noninterest income | $328,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $124,000 | 5,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,454 |
| Total noninterest expense | $4,716,000 | 2,817 |
| Salaries and employee benefits | $3,042,000 | 2,465 |
| Premises and equipment expense | $451,000 | 3,825 |
| Additional noninterest expense | $1,223,000 | 3,141 |
| Pre-tax net operating income | $3,695,000 | 1,783 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,697,000 | 1,384 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,697,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,041 |
| Cash dividends | $2,708,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,695,000 | 1,372 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,833,000 | 1,965 |
| Total interest expense | $4,946,000 | 1,979 |
| Net interest income | $5,887,000 | 1,972 |
| Provision for loan and lease losses | $435,000 | 1,161 |
| Total noninterest income | $201,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $78,000 | 5,388 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $123,000 | 4,702 |
| Total noninterest expense | $3,121,000 | 2,866 |
| Salaries and employee benefits | $2,052,000 | 2,478 |
| Premises and equipment expense | $277,000 | 4,079 |
| Additional noninterest expense | $792,000 | 3,222 |
| Pre-tax net operating income | $2,532,000 | 1,803 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,534,000 | 1,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,534,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $1,836,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,532,000 | 1,373 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 2,042 |
| Total interest expense | $2,246,000 | 2,106 |
| Net interest income | $2,934,000 | 1,979 |
| Provision for loan and lease losses | $185,000 | 1,243 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $68,000 | 4,516 |
| Total noninterest expense | $1,516,000 | 2,954 |
| Salaries and employee benefits | $970,000 | 2,609 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $406,000 | 3,133 |
| Pre-tax net operating income | $1,336,000 | 1,706 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,338,000 | 1,312 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,338,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,982 |
| Cash dividends | $981,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,336,000 | 1,301 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,521,000 | 2,227 |
| Total interest expense | $6,636,000 | 2,380 |
| Net interest income | $10,885,000 | 2,136 |
| Provision for loan and lease losses | $840,000 | 1,224 |
| Total noninterest income | $329,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $146,000 | 5,576 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 5,281 |
| Total noninterest expense | $5,729,000 | 2,983 |
| Salaries and employee benefits | $3,646,000 | 2,656 |
| Premises and equipment expense | $801,000 | 3,004 |
| Additional noninterest expense | $1,282,000 | 3,740 |
| Pre-tax net operating income | $4,645,000 | 2,010 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,645,000 | 1,560 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,645,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,501 |
| Cash dividends | $3,536,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,645,000 | 1,543 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,542,000 | 2,316 |
| Total interest expense | $4,607,000 | 2,478 |
| Net interest income | $7,935,000 | 2,198 |
| Provision for loan and lease losses | $665,000 | 1,104 |
| Total noninterest income | $248,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $110,000 | 5,632 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,276 |
| Total noninterest expense | $4,265,000 | 3,003 |
| Salaries and employee benefits | $2,774,000 | 2,625 |
| Premises and equipment expense | $597,000 | 3,015 |
| Additional noninterest expense | $894,000 | 3,940 |
| Pre-tax net operating income | $3,253,000 | 2,189 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,253,000 | 1,713 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,253,000 | 1,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,903 |
| Cash dividends | $2,530,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,253,000 | 1,701 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 2,353 |
| Total interest expense | $2,864,000 | 2,536 |
| Net interest income | $5,209,000 | 2,250 |
| Provision for loan and lease losses | $365,000 | 1,251 |
| Total noninterest income | $127,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $77,000 | 5,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $2,791,000 | 3,065 |
| Salaries and employee benefits | $1,862,000 | 2,607 |
| Premises and equipment expense | $416,000 | 2,900 |
| Additional noninterest expense | $513,000 | 4,403 |
| Pre-tax net operating income | $2,180,000 | 2,168 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,180,000 | 1,673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,180,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,577 |
| Cash dividends | $1,654,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,180,000 | 1,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 2,380 |
| Total interest expense | $1,322,000 | 2,608 |
| Net interest income | $2,572,000 | 2,261 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $1,328,000 | 3,198 |
| Salaries and employee benefits | $864,000 | 2,787 |
| Premises and equipment expense | $212,000 | 2,866 |
| Additional noninterest expense | $252,000 | 4,448 |
| Pre-tax net operating income | $1,098,000 | 2,124 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,098,000 | 1,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,247 |
| Cash dividends | $843,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,098,000 | 1,615 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,857,000 | 2,938 |
| Total interest expense | $3,523,000 | 2,928 |
| Net interest income | $7,334,000 | 2,922 |
| Provision for loan and lease losses | $625,000 | 1,579 |
| Total noninterest income | $68,000 | 8,270 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $125,000 | 5,931 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-57,000 | 8,820 |
| Total noninterest expense | $4,950,000 | 3,261 |
| Salaries and employee benefits | $2,936,000 | 3,023 |
| Premises and equipment expense | $755,000 | 3,043 |
| Additional noninterest expense | $1,259,000 | 3,715 |
| Pre-tax net operating income | $1,827,000 | 3,910 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,827,000 | 3,317 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,827,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,442 |
| Cash dividends | $1,081,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,827,000 | 3,283 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 3,171 |
| Total interest expense | $2,376,000 | 3,050 |
| Net interest income | $4,921,000 | 3,183 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $239,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 6,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 5,160 |
| Total noninterest expense | $3,113,000 | 3,731 |
| Salaries and employee benefits | $1,765,000 | 3,626 |
| Premises and equipment expense | $526,000 | 3,213 |
| Additional noninterest expense | $822,000 | 4,097 |
| Pre-tax net operating income | $1,697,000 | 3,459 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,697,000 | 2,827 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,697,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,113 |
| Cash dividends | $837,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,697,000 | 2,792 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 3,338 |
| Total interest expense | $1,396,000 | 3,229 |
| Net interest income | $3,061,000 | 3,349 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $139,000 | 6,485 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $85,000 | 5,486 |
| Total noninterest expense | $1,714,000 | 4,314 |
| Salaries and employee benefits | $1,002,000 | 4,075 |
| Premises and equipment expense | $303,000 | 3,595 |
| Additional noninterest expense | $409,000 | 5,012 |
| Pre-tax net operating income | $1,236,000 | 3,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,236,000 | 2,576 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,236,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,854 |
| Cash dividends | $445,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,236,000 | 2,543 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 3,528 |
| Total interest expense | $633,000 | 3,372 |
| Net interest income | $1,409,000 | 3,589 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $795,000 | 4,573 |
| Salaries and employee benefits | $467,000 | 4,307 |
| Premises and equipment expense | $157,000 | 3,521 |
| Additional noninterest expense | $171,000 | 5,577 |
| Pre-tax net operating income | $600,000 | 3,222 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $600,000 | 2,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $600,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $270,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $600,000 | 2,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 4,052 |
| Total interest expense | $1,722,000 | 4,097 |
| Net interest income | $4,708,000 | 3,983 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $147,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $2,614,000 | 5,142 |
| Salaries and employee benefits | $1,377,000 | 5,232 |
| Premises and equipment expense | $519,000 | 3,968 |
| Additional noninterest expense | $718,000 | 5,435 |
| Pre-tax net operating income | $1,866,000 | 3,692 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,866,000 | 3,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,866,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,343 |
| Cash dividends | $995,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,866,000 | 3,031 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 4,198 |
| Total interest expense | $1,183,000 | 4,327 |
| Net interest income | $3,377,000 | 4,111 |
| Provision for loan and lease losses | $250,000 | 2,570 |
| Total noninterest income | $140,000 | 7,309 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $83,000 | 6,357 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $1,872,000 | 5,269 |
| Salaries and employee benefits | $985,000 | 5,375 |
| Premises and equipment expense | $368,000 | 4,133 |
| Additional noninterest expense | $519,000 | 5,530 |
| Pre-tax net operating income | $1,395,000 | 3,758 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,395,000 | 3,153 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,395,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $690,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,395,000 | 3,076 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 4,462 |
| Total interest expense | $718,000 | 4,607 |
| Net interest income | $2,077,000 | 4,360 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $1,164,000 | 5,532 |
| Salaries and employee benefits | $612,000 | 5,629 |
| Premises and equipment expense | $231,000 | 4,319 |
| Additional noninterest expense | $321,000 | 5,766 |
| Pre-tax net operating income | $891,000 | 3,826 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $891,000 | 3,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $891,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $439,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $891,000 | 3,160 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 4,898 |
| Total interest expense | $312,000 | 5,048 |
| Net interest income | $925,000 | 4,731 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $535,000 | 5,825 |
| Salaries and employee benefits | $267,000 | 6,118 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $153,000 | 5,939 |
| Pre-tax net operating income | $385,000 | 4,174 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $385,000 | 3,612 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $385,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $174,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $385,000 | 3,491 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 5,531 |
| Total interest expense | $1,117,000 | 5,798 |
| Net interest income | $3,005,000 | 5,302 |
| Provision for loan and lease losses | $215,000 | 3,893 |
| Total noninterest income | $105,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $92,000 | 6,676 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $1,716,000 | 6,497 |
| Salaries and employee benefits | $784,000 | 6,971 |
| Premises and equipment expense | $276,000 | 5,914 |
| Additional noninterest expense | $656,000 | 5,704 |
| Pre-tax net operating income | $1,179,000 | 4,736 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,183,000 | 4,174 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,183,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $511,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,179,000 | 4,016 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 5,751 |
| Total interest expense | $810,000 | 6,038 |
| Net interest income | $2,153,000 | 5,476 |
| Provision for loan and lease losses | $106,000 | 4,572 |
| Total noninterest income | $73,000 | 8,397 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 8,842 |
| Total noninterest expense | $1,167,000 | 6,784 |
| Salaries and employee benefits | $543,000 | 7,165 |
| Premises and equipment expense | $190,000 | 6,129 |
| Additional noninterest expense | $434,000 | 6,102 |
| Pre-tax net operating income | $953,000 | 4,682 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $957,000 | 4,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $957,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $383,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $953,000 | 3,929 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 6,117 |
| Total interest expense | $503,000 | 6,378 |
| Net interest income | $1,269,000 | 5,879 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $54,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $659,000 | 7,268 |
| Salaries and employee benefits | $310,000 | 7,603 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $247,000 | 6,560 |
| Pre-tax net operating income | $664,000 | 4,568 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $664,000 | 4,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $664,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $266,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $664,000 | 3,837 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,514 |
| Total interest expense | $219,000 | 6,827 |
| Net interest income | $569,000 | 6,231 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $268,000 | 7,767 |
| Salaries and employee benefits | $125,000 | 8,104 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $337,000 | 4,480 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $337,000 | 3,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $135,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $337,000 | 3,731 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 8,156 |
| Total interest expense | $603,000 | 8,082 |
| Net interest income | $1,116,000 | 8,088 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $101,000 | 8,394 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $101,000 | 6,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $792,000 | 8,363 |
| Salaries and employee benefits | $317,000 | 8,838 |
| Premises and equipment expense | $135,000 | 7,649 |
| Additional noninterest expense | $340,000 | 7,529 |
| Pre-tax net operating income | $85,000 | 8,357 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $66,000 | 8,487 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $66,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $66,000 | 8,396 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 9,151 |
| Total interest expense | $418,000 | 9,140 |
| Net interest income | $584,000 | 9,065 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $114,000 | 8,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $59,000 | 7,414 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $55,000 | 7,544 |
| Total noninterest expense | $449,000 | 9,268 |
| Salaries and employee benefits | $191,000 | 9,423 |
| Premises and equipment expense | $49,000 | 9,145 |
| Additional noninterest expense | $209,000 | 8,580 |
| Pre-tax net operating income | $219,000 | 7,795 |
| Securities gains (losses) | $47,000 | 2,415 |
| Applicable income taxes | $24,000 | 7,209 |
| Income before extraordinary items | $242,000 | 7,479 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $242,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $199,230 | 7,625 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 9,560 |
| Total interest expense | $235,000 | 9,609 |
| Net interest income | $522,000 | 9,423 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $55,000 | 9,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $445,000 | 9,501 |
| Salaries and employee benefits | $187,000 | 9,661 |
| Premises and equipment expense | $47,000 | 9,417 |
| Additional noninterest expense | $211,000 | 8,685 |
| Pre-tax net operating income | $132,000 | 8,678 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $101,000 | 8,701 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $101,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $103,340 | 8,677 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 9,771 |
| Total interest expense | $324,000 | 9,771 |
| Net interest income | $478,000 | 9,719 |
| Provision for loan and lease losses | $315,000 | 2,548 |
| Total noninterest income | $56,000 | 9,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $419,000 | 9,834 |
| Salaries and employee benefits | $228,000 | 9,805 |
| Premises and equipment expense | $45,000 | 9,724 |
| Additional noninterest expense | $146,000 | 9,543 |
| Pre-tax net operating income | $-200,000 | 9,634 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-44,000 | 9,810 |
| Income before extraordinary items | $-155,000 | 9,633 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-155,000 | 9,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-155,780 | 9,610 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 10,070 |
| Total interest expense | $282,000 | 10,089 |
| Net interest income | $463,000 | 9,990 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $382,000 | 10,104 |
| Salaries and employee benefits | $212,000 | 10,060 |
| Premises and equipment expense | $40,000 | 10,020 |
| Additional noninterest expense | $130,000 | 9,864 |
| Pre-tax net operating income | $63,000 | 9,573 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $63,000 | 9,552 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $63,000 | 9,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $35,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $63,000 | 9,489 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 10,592 |
| Total interest expense | $222,000 | 10,645 |
| Net interest income | $453,000 | 10,478 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $45,000 | 10,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $369,000 | 10,556 |
| Salaries and employee benefits | $215,000 | 10,467 |
| Premises and equipment expense | $35,000 | 10,527 |
| Additional noninterest expense | $119,000 | 10,356 |
| Pre-tax net operating income | $74,000 | 10,161 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $74,000 | 10,116 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $74,000 | 10,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $74,000 | 10,074 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 11,136 |
| Total interest expense | $236,000 | 11,181 |
| Net interest income | $436,000 | 11,024 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $44,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $378,000 | 11,032 |
| Salaries and employee benefits | $219,000 | 10,907 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $116,000 | 10,939 |
| Pre-tax net operating income | $63,000 | 10,539 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $64,000 | 10,496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $64,000 | 10,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,845 |
| Cash dividends | $35,000 | 7,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $63,000 | 10,453 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $629,000 | 11,693 |
| Total interest expense | $186,000 | 11,769 |
| Net interest income | $443,000 | 11,515 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $46,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $383,000 | 11,486 |
| Salaries and employee benefits | $224,000 | 11,346 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $114,000 | 11,478 |
| Pre-tax net operating income | $65,000 | 11,249 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $64,000 | 11,205 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $64,000 | 11,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $64,000 | 11,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 12,376 |
| Total interest expense | $134,000 | 12,467 |
| Net interest income | $413,000 | 12,208 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $352,000 | 12,204 |
| Salaries and employee benefits | $193,000 | 12,108 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $117,000 | 12,138 |
| Pre-tax net operating income | $66,000 | 11,823 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,000 | 11,532 |
| Income before extraordinary items | $63,000 | 11,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $63,000 | 11,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $63,000 | 11,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 13,050 |
| Total interest expense | $124,000 | 13,142 |
| Net interest income | $387,000 | 12,843 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $323,000 | 12,912 |
| Salaries and employee benefits | $175,000 | 12,822 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $101,000 | 12,925 |
| Pre-tax net operating income | $61,000 | 12,109 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $61,000 | 12,170 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $61,000 | 12,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $60,020 | 12,023 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 13,700 |
| Total interest expense | $147,000 | 13,776 |
| Net interest income | $363,000 | 13,483 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $33,000 | 13,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $301,000 | 13,558 |
| Salaries and employee benefits | $173,000 | 13,379 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $89,000 | 13,615 |
| Pre-tax net operating income | $54,000 | 12,387 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $54,000 | 12,521 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $54,000 | 12,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,020 | 12,266 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.