Home > Firstbank - West Michigan > Income and Expense
Firstbank - West Michigan, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 3,204 |
| Total interest expense | $789,000 | 4,149 |
| Net interest income | $6,922,000 | 3,002 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $1,302,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $274,000 | 3,655 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,028,000 | 2,335 |
| Total noninterest expense | $7,000,000 | 2,657 |
| Salaries and employee benefits | $2,673,000 | 3,398 |
| Premises and equipment expense | $834,000 | 2,649 |
| Additional noninterest expense | $3,493,000 | 1,879 |
| Pre-tax net operating income | $924,000 | 4,124 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $137,000 | 3,282 |
| Income before extraordinary items | $791,000 | 4,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $791,000 | 4,279 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $791,000 | 4,281 |
| Net charge-offs | $1,214,000 | 1,620 |
| Cash dividends | $6,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $787,600 | 4,123 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 3,227 |
| Total interest expense | $618,000 | 4,174 |
| Net interest income | $5,251,000 | 3,031 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $831,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $199,000 | 3,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $632,000 | 2,600 |
| Total noninterest expense | $5,135,000 | 2,713 |
| Salaries and employee benefits | $2,021,000 | 3,397 |
| Premises and equipment expense | $649,000 | 2,592 |
| Additional noninterest expense | $2,465,000 | 1,994 |
| Pre-tax net operating income | $547,000 | 4,598 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $47,000 | 3,820 |
| Income before extraordinary items | $504,000 | 4,637 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $504,000 | 4,635 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $504,000 | 4,635 |
| Net charge-offs | $910,000 | 1,562 |
| Cash dividends | $6,000,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $500,360 | 4,461 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 3,242 |
| Total interest expense | $428,000 | 4,183 |
| Net interest income | $3,500,000 | 3,040 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $724,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $134,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,132 |
| Total noninterest expense | $3,488,000 | 2,682 |
| Salaries and employee benefits | $1,377,000 | 3,366 |
| Premises and equipment expense | $447,000 | 2,539 |
| Additional noninterest expense | $1,664,000 | 1,972 |
| Pre-tax net operating income | $436,000 | 4,325 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $32,000 | 3,794 |
| Income before extraordinary items | $408,000 | 4,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $408,000 | 4,329 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $408,000 | 4,328 |
| Net charge-offs | $768,000 | 1,361 |
| Cash dividends | $6,000,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $404,280 | 4,161 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,247 |
| Total interest expense | $223,000 | 4,203 |
| Net interest income | $1,753,000 | 3,055 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $364,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $66,000 | 3,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $298,000 | 2,106 |
| Total noninterest expense | $1,709,000 | 2,732 |
| Salaries and employee benefits | $706,000 | 3,323 |
| Premises and equipment expense | $231,000 | 2,477 |
| Additional noninterest expense | $772,000 | 2,092 |
| Pre-tax net operating income | $258,000 | 4,117 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $61,000 | 2,877 |
| Income before extraordinary items | $197,000 | 4,408 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $197,000 | 4,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $197,000 | 4,411 |
| Net charge-offs | $397,000 | 1,258 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $197,000 | 4,253 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 3,166 |
| Total interest expense | $1,245,000 | 3,872 |
| Net interest income | $7,245,000 | 2,978 |
| Provision for loan and lease losses | $375,000 | 3,828 |
| Total noninterest income | $1,135,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $290,000 | 3,644 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $845,000 | 2,362 |
| Total noninterest expense | $7,029,000 | 2,661 |
| Salaries and employee benefits | $2,651,000 | 3,404 |
| Premises and equipment expense | $908,000 | 2,619 |
| Additional noninterest expense | $3,470,000 | 1,940 |
| Pre-tax net operating income | $976,000 | 3,772 |
| Securities gains (losses) | $-61,000 | 7,043 |
| Applicable income taxes | $152,000 | 3,116 |
| Income before extraordinary items | $763,000 | 4,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $763,000 | 4,025 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $763,000 | 4,024 |
| Net charge-offs | $737,000 | 2,729 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $813,630 | 3,789 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 3,172 |
| Total interest expense | $995,000 | 3,848 |
| Net interest income | $5,431,000 | 2,993 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $694,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $212,000 | 3,737 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $482,000 | 2,759 |
| Total noninterest expense | $5,312,000 | 2,643 |
| Salaries and employee benefits | $2,019,000 | 3,362 |
| Premises and equipment expense | $704,000 | 2,561 |
| Additional noninterest expense | $2,589,000 | 1,953 |
| Pre-tax net operating income | $513,000 | 4,441 |
| Securities gains (losses) | $-25,000 | 7,078 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $452,000 | 4,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,489 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $452,000 | 4,489 |
| Net charge-offs | $663,000 | 2,350 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $475,250 | 4,278 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 3,201 |
| Total interest expense | $699,000 | 3,812 |
| Net interest income | $3,607,000 | 2,999 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $499,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $139,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 2,598 |
| Total noninterest expense | $3,604,000 | 2,621 |
| Salaries and employee benefits | $1,353,000 | 3,379 |
| Premises and equipment expense | $469,000 | 2,579 |
| Additional noninterest expense | $1,782,000 | 1,914 |
| Pre-tax net operating income | $302,000 | 4,607 |
| Securities gains (losses) | $-24,000 | 7,146 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $270,000 | 4,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 4,599 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $270,000 | 4,601 |
| Net charge-offs | $449,000 | 2,253 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $293,280 | 4,409 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 3,247 |
| Total interest expense | $370,000 | 3,783 |
| Net interest income | $1,762,000 | 3,061 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $236,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,717 |
| Total noninterest expense | $1,798,000 | 2,643 |
| Salaries and employee benefits | $662,000 | 3,465 |
| Premises and equipment expense | $250,000 | 2,505 |
| Additional noninterest expense | $886,000 | 1,908 |
| Pre-tax net operating income | $100,000 | 5,144 |
| Securities gains (losses) | $-4,000 | 7,085 |
| Applicable income taxes | $-14,000 | 7,043 |
| Income before extraordinary items | $110,000 | 4,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $110,000 | 4,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $110,000 | 4,885 |
| Net charge-offs | $197,000 | 2,136 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $114,000 | 4,771 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 3,004 |
| Total interest expense | $2,727,000 | 2,799 |
| Net interest income | $7,087,000 | 3,040 |
| Provision for loan and lease losses | $475,000 | 4,215 |
| Total noninterest income | $606,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $346,000 | 3,361 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $260,000 | 4,188 |
| Total noninterest expense | $7,642,000 | 2,538 |
| Salaries and employee benefits | $2,750,000 | 3,343 |
| Premises and equipment expense | $982,000 | 2,512 |
| Additional noninterest expense | $3,910,000 | 1,848 |
| Pre-tax net operating income | $-424,000 | 6,212 |
| Securities gains (losses) | $-14,000 | 7,054 |
| Applicable income taxes | $-347,000 | 7,086 |
| Income before extraordinary items | $-91,000 | 6,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-111,000 | 6,082 |
| Minority interest net income | $20,000 | 88 |
| Net income of bank and minority interests. | $-91,000 | 6,067 |
| Net charge-offs | $1,886,000 | 1,931 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-82,040 | 5,977 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,383,000 | 3,055 |
| Total interest expense | $2,187,000 | 2,767 |
| Net interest income | $5,196,000 | 3,138 |
| Provision for loan and lease losses | $975,000 | 2,544 |
| Total noninterest income | $618,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $259,000 | 3,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $359,000 | 3,267 |
| Total noninterest expense | $5,789,000 | 2,499 |
| Salaries and employee benefits | $2,134,000 | 3,272 |
| Premises and equipment expense | $748,000 | 2,526 |
| Additional noninterest expense | $2,907,000 | 1,823 |
| Pre-tax net operating income | $-950,000 | 6,771 |
| Securities gains (losses) | $-16,000 | 7,244 |
| Applicable income taxes | $-473,000 | 7,359 |
| Income before extraordinary items | $-493,000 | 6,660 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-505,000 | 6,662 |
| Minority interest net income | $12,000 | 92 |
| Net income of bank and minority interests. | $-493,000 | 6,660 |
| Net charge-offs | $1,544,000 | 1,759 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-482,760 | 6,597 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 3,071 |
| Total interest expense | $1,482,000 | 2,818 |
| Net interest income | $3,468,000 | 3,126 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $389,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $174,000 | 3,426 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $215,000 | 3,391 |
| Total noninterest expense | $3,883,000 | 2,493 |
| Salaries and employee benefits | $1,447,000 | 3,242 |
| Premises and equipment expense | $504,000 | 2,529 |
| Additional noninterest expense | $1,932,000 | 1,823 |
| Pre-tax net operating income | $-576,000 | 6,796 |
| Securities gains (losses) | $-17,000 | 7,356 |
| Applicable income taxes | $-300,000 | 7,399 |
| Income before extraordinary items | $-293,000 | 6,685 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-301,000 | 6,697 |
| Minority interest net income | $8,000 | 87 |
| Net income of bank and minority interests. | $-293,000 | 6,686 |
| Net charge-offs | $1,128,000 | 1,604 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-282,120 | 6,624 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 3,091 |
| Total interest expense | $738,000 | 2,943 |
| Net interest income | $1,777,000 | 3,099 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $252,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 2,701 |
| Total noninterest expense | $2,002,000 | 2,444 |
| Salaries and employee benefits | $732,000 | 3,263 |
| Premises and equipment expense | $265,000 | 2,468 |
| Additional noninterest expense | $1,005,000 | 1,738 |
| Pre-tax net operating income | $-23,000 | 6,392 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $-55,000 | 7,343 |
| Income before extraordinary items | $41,000 | 5,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $4,000 | 80 |
| Net income of bank and minority interests. | $41,000 | 5,825 |
| Net charge-offs | $288,000 | 2,071 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $35,240 | 5,807 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 3,002 |
| Total interest expense | $3,427,000 | 3,100 |
| Net interest income | $7,457,000 | 2,903 |
| Provision for loan and lease losses | $6,930,000 | 1,133 |
| Total noninterest income | $1,403,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $419,000 | 3,241 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $984,000 | 2,159 |
| Total noninterest expense | $8,094,000 | 2,442 |
| Salaries and employee benefits | $2,881,000 | 3,301 |
| Premises and equipment expense | $1,043,000 | 2,490 |
| Additional noninterest expense | $4,170,000 | 1,785 |
| Pre-tax net operating income | $-6,164,000 | 7,290 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-2,298,000 | 7,551 |
| Income before extraordinary items | $-3,866,000 | 7,140 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,881,000 | 7,140 |
| Minority interest net income | $15,000 | 94 |
| Net income of bank and minority interests. | $-3,866,000 | 7,138 |
| Net charge-offs | $6,034,000 | 997 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,866,000 | 7,131 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,151,000 | 3,061 |
| Total interest expense | $2,622,000 | 3,180 |
| Net interest income | $5,529,000 | 2,922 |
| Provision for loan and lease losses | $4,666,000 | 1,098 |
| Total noninterest income | $1,099,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $311,000 | 3,277 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $788,000 | 2,147 |
| Total noninterest expense | $6,017,000 | 2,457 |
| Salaries and employee benefits | $2,149,000 | 3,347 |
| Premises and equipment expense | $800,000 | 2,478 |
| Additional noninterest expense | $3,068,000 | 1,743 |
| Pre-tax net operating income | $-4,055,000 | 7,415 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,528,000 | 7,664 |
| Income before extraordinary items | $-2,527,000 | 7,297 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,535,000 | 7,299 |
| Minority interest net income | $8,000 | 102 |
| Net income of bank and minority interests. | $-2,527,000 | 7,297 |
| Net charge-offs | $4,576,000 | 874 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,527,000 | 7,286 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 3,050 |
| Total interest expense | $1,781,000 | 3,257 |
| Net interest income | $3,726,000 | 2,888 |
| Provision for loan and lease losses | $3,236,000 | 1,033 |
| Total noninterest income | $682,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $194,000 | 3,378 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $488,000 | 2,261 |
| Total noninterest expense | $4,017,000 | 2,492 |
| Salaries and employee benefits | $1,420,000 | 3,394 |
| Premises and equipment expense | $548,000 | 2,454 |
| Additional noninterest expense | $2,049,000 | 1,779 |
| Pre-tax net operating income | $-2,845,000 | 7,545 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,070,000 | 7,774 |
| Income before extraordinary items | $-1,775,000 | 7,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,778,000 | 7,408 |
| Minority interest net income | $3,000 | 108 |
| Net income of bank and minority interests. | $-1,775,000 | 7,406 |
| Net charge-offs | $2,986,000 | 862 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,775,000 | 7,415 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 3,016 |
| Total interest expense | $918,000 | 3,286 |
| Net interest income | $1,911,000 | 2,813 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $281,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $190,000 | 2,591 |
| Total noninterest expense | $1,969,000 | 2,458 |
| Salaries and employee benefits | $692,000 | 3,504 |
| Premises and equipment expense | $287,000 | 2,384 |
| Additional noninterest expense | $990,000 | 1,630 |
| Pre-tax net operating income | $-77,000 | 6,579 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-76,000 | 7,499 |
| Income before extraordinary items | $-1,000 | 6,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 6,464 |
| Minority interest net income | $10,000 | 78 |
| Net income of bank and minority interests. | $-1,000 | 6,406 |
| Net charge-offs | $1,282,000 | 824 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,000 | 6,260 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,726,000 | 2,877 |
| Total interest expense | $4,684,000 | 3,143 |
| Net interest income | $8,042,000 | 2,690 |
| Provision for loan and lease losses | $5,225,000 | 976 |
| Total noninterest income | $954,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $488,000 | 3,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $466,000 | 3,309 |
| Total noninterest expense | $8,311,000 | 2,301 |
| Salaries and employee benefits | $3,389,000 | 2,920 |
| Premises and equipment expense | $1,228,000 | 2,198 |
| Additional noninterest expense | $3,694,000 | 1,673 |
| Pre-tax net operating income | $-4,540,000 | 7,766 |
| Securities gains (losses) | $95,000 | 1,167 |
| Applicable income taxes | $-1,715,000 | 7,878 |
| Income before extraordinary items | $-2,730,000 | 7,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,730,000 | 7,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,092,000 | 978 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,790,800 | 7,639 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,756,000 | 2,875 |
| Total interest expense | $3,654,000 | 3,128 |
| Net interest income | $6,102,000 | 2,682 |
| Provision for loan and lease losses | $3,625,000 | 805 |
| Total noninterest income | $977,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $371,000 | 3,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $606,000 | 2,521 |
| Total noninterest expense | $6,273,000 | 2,279 |
| Salaries and employee benefits | $2,551,000 | 2,927 |
| Premises and equipment expense | $930,000 | 2,186 |
| Additional noninterest expense | $2,792,000 | 1,601 |
| Pre-tax net operating income | $-2,819,000 | 7,997 |
| Securities gains (losses) | $95,000 | 1,000 |
| Applicable income taxes | $-1,086,000 | 8,071 |
| Income before extraordinary items | $-1,638,000 | 7,761 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,638,000 | 7,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,696,000 | 686 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,698,800 | 7,861 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 2,867 |
| Total interest expense | $2,541,000 | 3,144 |
| Net interest income | $4,115,000 | 2,643 |
| Provision for loan and lease losses | $2,715,000 | 643 |
| Total noninterest income | $648,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $245,000 | 3,060 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $403,000 | 2,578 |
| Total noninterest expense | $4,179,000 | 2,284 |
| Salaries and employee benefits | $1,698,000 | 2,958 |
| Premises and equipment expense | $632,000 | 2,144 |
| Additional noninterest expense | $1,849,000 | 1,588 |
| Pre-tax net operating income | $-2,131,000 | 8,174 |
| Securities gains (losses) | $95,000 | 1,008 |
| Applicable income taxes | $-798,000 | 8,249 |
| Income before extraordinary items | $-1,238,000 | 8,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,238,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,385,000 | 502 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,298,800 | 8,091 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 2,882 |
| Total interest expense | $1,343,000 | 3,166 |
| Net interest income | $2,041,000 | 2,666 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $285,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $226,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $2,123,000 | 2,248 |
| Salaries and employee benefits | $878,000 | 2,903 |
| Premises and equipment expense | $335,000 | 2,024 |
| Additional noninterest expense | $910,000 | 1,581 |
| Pre-tax net operating income | $143,000 | 5,527 |
| Securities gains (losses) | $96,000 | 733 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $205,000 | 4,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $205,000 | 4,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,224 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $122,440 | 5,450 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 4,591 |
| Total interest expense | $3,158,000 | 4,645 |
| Net interest income | $4,254,000 | 4,453 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $871,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $507,000 | 3,027 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $364,000 | 3,914 |
| Total noninterest expense | $4,085,000 | 4,049 |
| Salaries and employee benefits | $1,846,000 | 4,662 |
| Premises and equipment expense | $621,000 | 3,745 |
| Additional noninterest expense | $1,618,000 | 3,213 |
| Pre-tax net operating income | $1,040,000 | 4,660 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $256,000 | 3,582 |
| Income before extraordinary items | $784,000 | 4,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $784,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,679 |
| Cash dividends | $6,000,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $784,000 | 4,808 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 5,741 |
| Total interest expense | $1,617,000 | 5,684 |
| Net interest income | $2,139,000 | 5,660 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $477,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $296,000 | 3,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $181,000 | 4,690 |
| Total noninterest expense | $1,993,000 | 5,375 |
| Salaries and employee benefits | $984,000 | 5,686 |
| Premises and equipment expense | $302,000 | 5,000 |
| Additional noninterest expense | $707,000 | 4,769 |
| Pre-tax net operating income | $623,000 | 5,367 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $165,000 | 3,944 |
| Income before extraordinary items | $458,000 | 5,540 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $458,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $5,500,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $458,000 | 5,531 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 2,847 |
| Total interest expense | $3,287,000 | 2,772 |
| Net interest income | $3,789,000 | 2,892 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $984,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $535,000 | 1,653 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $449,000 | 2,417 |
| Total noninterest expense | $4,279,000 | 2,145 |
| Salaries and employee benefits | $2,006,000 | 2,521 |
| Premises and equipment expense | $724,000 | 1,817 |
| Additional noninterest expense | $1,549,000 | 1,756 |
| Pre-tax net operating income | $419,000 | 5,418 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $379,000 | 5,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,967 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $379,000 | 5,172 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 2,766 |
| Total interest expense | $1,639,000 | 2,760 |
| Net interest income | $1,992,000 | 2,765 |
| Provision for loan and lease losses | $41,000 | 3,408 |
| Total noninterest income | $462,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $255,000 | 1,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $207,000 | 2,496 |
| Total noninterest expense | $2,099,000 | 2,205 |
| Salaries and employee benefits | $989,000 | 2,570 |
| Premises and equipment expense | $362,000 | 1,836 |
| Additional noninterest expense | $748,000 | 1,785 |
| Pre-tax net operating income | $314,000 | 4,553 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $55,000 | 4,013 |
| Income before extraordinary items | $259,000 | 4,476 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $259,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $336,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $259,000 | 4,465 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,447,000 | 2,633 |
| Total interest expense | $6,177,000 | 2,532 |
| Net interest income | $8,270,000 | 2,683 |
| Provision for loan and lease losses | $239,000 | 3,217 |
| Total noninterest income | $2,058,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,219,000 | 1,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $839,000 | 2,504 |
| Total noninterest expense | $7,690,000 | 2,307 |
| Salaries and employee benefits | $3,862,000 | 2,517 |
| Premises and equipment expense | $1,405,000 | 1,801 |
| Additional noninterest expense | $2,423,000 | 2,165 |
| Pre-tax net operating income | $2,399,000 | 3,218 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $600,000 | 2,887 |
| Income before extraordinary items | $1,799,000 | 3,348 |
| Extraordinary gains, net | $-421,000 | 8,664 |
| Net income | $1,378,000 | 3,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,966 |
| Cash dividends | $1,204,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,799,000 | 3,329 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,722,000 | 2,647 |
| Total interest expense | $4,520,000 | 2,516 |
| Net interest income | $6,202,000 | 2,714 |
| Provision for loan and lease losses | $201,000 | 2,853 |
| Total noninterest income | $1,573,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $921,000 | 1,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $652,000 | 2,433 |
| Total noninterest expense | $5,621,000 | 2,355 |
| Salaries and employee benefits | $2,913,000 | 2,498 |
| Premises and equipment expense | $1,055,000 | 1,799 |
| Additional noninterest expense | $1,653,000 | 2,343 |
| Pre-tax net operating income | $1,953,000 | 3,171 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $502,000 | 2,869 |
| Income before extraordinary items | $1,451,000 | 3,272 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,451,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,683 |
| Cash dividends | $1,063,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,451,000 | 3,268 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,641 |
| Total interest expense | $2,907,000 | 2,500 |
| Net interest income | $4,122,000 | 2,724 |
| Provision for loan and lease losses | $138,000 | 2,788 |
| Total noninterest income | $1,022,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $598,000 | 1,488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 2,466 |
| Total noninterest expense | $3,682,000 | 2,401 |
| Salaries and employee benefits | $1,953,000 | 2,490 |
| Premises and equipment expense | $711,000 | 1,782 |
| Additional noninterest expense | $1,018,000 | 2,513 |
| Pre-tax net operating income | $1,324,000 | 3,149 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $343,000 | 2,857 |
| Income before extraordinary items | $981,000 | 3,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $981,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,597 |
| Cash dividends | $791,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $981,000 | 3,255 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 2,646 |
| Total interest expense | $1,393,000 | 2,479 |
| Net interest income | $2,045,000 | 2,733 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $472,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $262,000 | 1,624 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $210,000 | 2,418 |
| Total noninterest expense | $1,848,000 | 2,388 |
| Salaries and employee benefits | $964,000 | 2,531 |
| Premises and equipment expense | $359,000 | 1,770 |
| Additional noninterest expense | $525,000 | 2,443 |
| Pre-tax net operating income | $636,000 | 3,187 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $162,000 | 2,925 |
| Income before extraordinary items | $474,000 | 3,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $394,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $474,000 | 3,278 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,342,000 | 2,477 |
| Total interest expense | $4,918,000 | 2,227 |
| Net interest income | $8,424,000 | 2,578 |
| Provision for loan and lease losses | $455,000 | 2,048 |
| Total noninterest income | $2,348,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,110,000 | 1,570 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,238,000 | 1,924 |
| Total noninterest expense | $7,570,000 | 2,212 |
| Salaries and employee benefits | $3,894,000 | 2,351 |
| Premises and equipment expense | $1,385,000 | 1,747 |
| Additional noninterest expense | $2,291,000 | 2,185 |
| Pre-tax net operating income | $2,747,000 | 2,967 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $678,000 | 2,867 |
| Income before extraordinary items | $2,069,000 | 3,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,069,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,262 |
| Cash dividends | $1,185,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,069,000 | 2,976 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,833,000 | 2,459 |
| Total interest expense | $3,557,000 | 2,187 |
| Net interest income | $6,276,000 | 2,571 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $1,892,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $824,000 | 1,576 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,068,000 | 1,741 |
| Total noninterest expense | $5,807,000 | 2,127 |
| Salaries and employee benefits | $3,100,000 | 2,197 |
| Premises and equipment expense | $1,038,000 | 1,746 |
| Additional noninterest expense | $1,669,000 | 2,214 |
| Pre-tax net operating income | $2,061,000 | 2,986 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $471,000 | 3,053 |
| Income before extraordinary items | $1,590,000 | 2,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,590,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,150 |
| Cash dividends | $875,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,590,000 | 2,958 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 2,431 |
| Total interest expense | $2,299,000 | 2,140 |
| Net interest income | $4,174,000 | 2,553 |
| Provision for loan and lease losses | $138,000 | 2,810 |
| Total noninterest income | $1,311,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $519,000 | 1,621 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $792,000 | 1,589 |
| Total noninterest expense | $3,829,000 | 2,135 |
| Salaries and employee benefits | $2,070,000 | 2,184 |
| Premises and equipment expense | $690,000 | 1,736 |
| Additional noninterest expense | $1,069,000 | 2,281 |
| Pre-tax net operating income | $1,518,000 | 2,725 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $355,000 | 2,792 |
| Income before extraordinary items | $1,163,000 | 2,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,163,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,180 |
| Cash dividends | $590,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,163,000 | 2,680 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 2,404 |
| Total interest expense | $1,119,000 | 2,104 |
| Net interest income | $2,091,000 | 2,554 |
| Provision for loan and lease losses | $72,000 | 2,641 |
| Total noninterest income | $799,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $232,000 | 1,753 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $567,000 | 1,215 |
| Total noninterest expense | $1,940,000 | 2,130 |
| Salaries and employee benefits | $1,025,000 | 2,216 |
| Premises and equipment expense | $346,000 | 1,736 |
| Additional noninterest expense | $569,000 | 2,149 |
| Pre-tax net operating income | $878,000 | 2,390 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $212,000 | 2,502 |
| Income before extraordinary items | $666,000 | 2,416 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $666,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,146 |
| Cash dividends | $290,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $666,000 | 2,378 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,776,000 | 2,245 |
| Total interest expense | $4,151,000 | 1,961 |
| Net interest income | $8,625,000 | 2,372 |
| Provision for loan and lease losses | $437,000 | 2,208 |
| Total noninterest income | $2,407,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,034,000 | 1,702 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,373,000 | 1,741 |
| Total noninterest expense | $8,216,000 | 1,953 |
| Salaries and employee benefits | $4,602,000 | 1,901 |
| Premises and equipment expense | $1,417,000 | 1,639 |
| Additional noninterest expense | $2,197,000 | 2,213 |
| Pre-tax net operating income | $2,379,000 | 3,122 |
| Securities gains (losses) | $88,000 | 1,338 |
| Applicable income taxes | $549,000 | 3,180 |
| Income before extraordinary items | $1,918,000 | 3,024 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,918,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,954 |
| Cash dividends | $1,130,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,849,360 | 3,056 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 2,225 |
| Total interest expense | $3,071,000 | 1,950 |
| Net interest income | $6,445,000 | 2,341 |
| Provision for loan and lease losses | $296,000 | 2,300 |
| Total noninterest income | $1,775,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $785,000 | 1,689 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $990,000 | 1,780 |
| Total noninterest expense | $6,127,000 | 1,958 |
| Salaries and employee benefits | $3,413,000 | 1,918 |
| Premises and equipment expense | $1,057,000 | 1,654 |
| Additional noninterest expense | $1,657,000 | 2,179 |
| Pre-tax net operating income | $1,797,000 | 3,155 |
| Securities gains (losses) | $88,000 | 1,272 |
| Applicable income taxes | $433,000 | 3,170 |
| Income before extraordinary items | $1,452,000 | 3,031 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,452,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,031 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,384,240 | 3,095 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 2,224 |
| Total interest expense | $2,023,000 | 1,952 |
| Net interest income | $4,272,000 | 2,339 |
| Provision for loan and lease losses | $198,000 | 2,237 |
| Total noninterest income | $1,158,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $529,000 | 1,652 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $629,000 | 1,858 |
| Total noninterest expense | $3,983,000 | 2,001 |
| Salaries and employee benefits | $2,247,000 | 1,931 |
| Premises and equipment expense | $697,000 | 1,659 |
| Additional noninterest expense | $1,039,000 | 2,314 |
| Pre-tax net operating income | $1,249,000 | 3,015 |
| Securities gains (losses) | $76,000 | 1,195 |
| Applicable income taxes | $325,000 | 2,933 |
| Income before extraordinary items | $1,000,000 | 2,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,376 |
| Cash dividends | $575,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $943,000 | 2,998 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 2,241 |
| Total interest expense | $1,011,000 | 1,970 |
| Net interest income | $2,122,000 | 2,351 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $492,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $251,000 | 1,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $241,000 | 2,181 |
| Total noninterest expense | $2,016,000 | 1,985 |
| Salaries and employee benefits | $1,117,000 | 1,964 |
| Premises and equipment expense | $361,000 | 1,627 |
| Additional noninterest expense | $538,000 | 2,211 |
| Pre-tax net operating income | $561,000 | 3,247 |
| Securities gains (losses) | $37,000 | 1,369 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $458,000 | 3,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $285,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $429,510 | 3,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,521,000 | 2,107 |
| Total interest expense | $4,732,000 | 1,896 |
| Net interest income | $8,789,000 | 2,204 |
| Provision for loan and lease losses | $892,000 | 1,341 |
| Total noninterest income | $2,731,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,095,000 | 1,572 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,636,000 | 1,701 |
| Total noninterest expense | $7,776,000 | 2,031 |
| Salaries and employee benefits | $3,902,000 | 2,177 |
| Premises and equipment expense | $1,348,000 | 1,685 |
| Additional noninterest expense | $2,526,000 | 1,906 |
| Pre-tax net operating income | $2,852,000 | 2,615 |
| Securities gains (losses) | $110,000 | 1,805 |
| Applicable income taxes | $766,000 | 2,613 |
| Income before extraordinary items | $2,196,000 | 2,663 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,196,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,541 |
| Cash dividends | $1,486,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,114,600 | 2,612 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 2,107 |
| Total interest expense | $3,658,000 | 1,912 |
| Net interest income | $6,628,000 | 2,200 |
| Provision for loan and lease losses | $774,000 | 1,121 |
| Total noninterest income | $2,196,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $816,000 | 1,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,380,000 | 1,627 |
| Total noninterest expense | $5,687,000 | 2,091 |
| Salaries and employee benefits | $2,900,000 | 2,197 |
| Premises and equipment expense | $1,000,000 | 1,711 |
| Additional noninterest expense | $1,787,000 | 2,004 |
| Pre-tax net operating income | $2,363,000 | 2,493 |
| Securities gains (losses) | $110,000 | 1,669 |
| Applicable income taxes | $700,000 | 2,388 |
| Income before extraordinary items | $1,773,000 | 2,594 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,773,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,326 |
| Cash dividends | $961,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,693,800 | 2,550 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,984,000 | 2,085 |
| Total interest expense | $2,505,000 | 1,920 |
| Net interest income | $4,479,000 | 2,174 |
| Provision for loan and lease losses | $508,000 | 1,129 |
| Total noninterest income | $1,419,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $532,000 | 1,590 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $887,000 | 1,651 |
| Total noninterest expense | $3,663,000 | 2,148 |
| Salaries and employee benefits | $1,812,000 | 2,325 |
| Premises and equipment expense | $643,000 | 1,769 |
| Additional noninterest expense | $1,208,000 | 1,982 |
| Pre-tax net operating income | $1,727,000 | 2,326 |
| Securities gains (losses) | $110,000 | 1,432 |
| Applicable income taxes | $567,000 | 2,127 |
| Income before extraordinary items | $1,270,000 | 2,445 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,270,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,606 |
| Cash dividends | $705,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,194,100 | 2,443 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 2,114 |
| Total interest expense | $1,277,000 | 1,930 |
| Net interest income | $2,202,000 | 2,217 |
| Provision for loan and lease losses | $289,000 | 996 |
| Total noninterest income | $647,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $251,000 | 1,631 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $396,000 | 1,750 |
| Total noninterest expense | $1,794,000 | 2,184 |
| Salaries and employee benefits | $903,000 | 2,325 |
| Premises and equipment expense | $320,000 | 1,788 |
| Additional noninterest expense | $571,000 | 2,066 |
| Pre-tax net operating income | $766,000 | 2,561 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $217,000 | 2,563 |
| Income before extraordinary items | $567,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,853 |
| Cash dividends | $435,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $554,040 | 2,584 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,232,000 | 2,016 |
| Total interest expense | $5,836,000 | 1,945 |
| Net interest income | $9,396,000 | 2,064 |
| Provision for loan and lease losses | $2,018,000 | 722 |
| Total noninterest income | $2,459,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,108,000 | 1,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,351,000 | 1,793 |
| Total noninterest expense | $7,074,000 | 2,125 |
| Salaries and employee benefits | $3,433,000 | 2,322 |
| Premises and equipment expense | $1,313,000 | 1,669 |
| Additional noninterest expense | $2,328,000 | 1,989 |
| Pre-tax net operating income | $2,763,000 | 2,670 |
| Securities gains (losses) | $332,000 | 834 |
| Applicable income taxes | $864,000 | 2,462 |
| Income before extraordinary items | $2,231,000 | 2,568 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,231,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,806,000 | 600 |
| Cash dividends | $1,269,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,991,960 | 2,731 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,734,000 | 2,052 |
| Total interest expense | $7,487,000 | 2,144 |
| Net interest income | $9,247,000 | 1,925 |
| Provision for loan and lease losses | $2,037,000 | 685 |
| Total noninterest income | $1,941,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $807,000 | 1,890 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,134,000 | 1,875 |
| Total noninterest expense | $6,761,000 | 2,120 |
| Salaries and employee benefits | $3,122,000 | 2,404 |
| Premises and equipment expense | $1,289,000 | 1,674 |
| Additional noninterest expense | $2,350,000 | 1,920 |
| Pre-tax net operating income | $2,390,000 | 2,760 |
| Securities gains (losses) | $264,000 | 975 |
| Applicable income taxes | $653,000 | 2,803 |
| Income before extraordinary items | $2,001,000 | 2,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,001,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,031,000 | 569 |
| Cash dividends | $1,625,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,803,000 | 2,685 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,521,000 | 2,010 |
| Total interest expense | $8,203,000 | 2,096 |
| Net interest income | $9,318,000 | 1,889 |
| Provision for loan and lease losses | $638,000 | 1,528 |
| Total noninterest income | $1,463,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $812,000 | 1,708 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $651,000 | 2,498 |
| Total noninterest expense | $7,508,000 | 1,855 |
| Salaries and employee benefits | $3,355,000 | 2,131 |
| Premises and equipment expense | $1,219,000 | 1,709 |
| Additional noninterest expense | $2,934,000 | 1,524 |
| Pre-tax net operating income | $2,635,000 | 2,649 |
| Securities gains (losses) | $43,000 | 751 |
| Applicable income taxes | $822,000 | 2,468 |
| Income before extraordinary items | $1,856,000 | 2,738 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,856,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,261,000 | 448 |
| Cash dividends | $1,054,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,826,330 | 2,771 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,181,000 | 2,153 |
| Total interest expense | $6,122,000 | 2,407 |
| Net interest income | $9,059,000 | 1,953 |
| Provision for loan and lease losses | $2,345,000 | 500 |
| Total noninterest income | $1,372,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $718,000 | 1,849 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $654,000 | 2,482 |
| Total noninterest expense | $6,993,000 | 1,965 |
| Salaries and employee benefits | $3,112,000 | 2,252 |
| Premises and equipment expense | $1,093,000 | 1,869 |
| Additional noninterest expense | $2,788,000 | 1,597 |
| Pre-tax net operating income | $1,093,000 | 5,045 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $153,000 | 6,242 |
| Income before extraordinary items | $940,000 | 4,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $940,000 | 4,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 1,005 |
| Cash dividends | $905,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $940,000 | 4,577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,803,000 | 2,360 |
| Total interest expense | $5,789,000 | 2,617 |
| Net interest income | $8,014,000 | 2,128 |
| Provision for loan and lease losses | $555,000 | 1,587 |
| Total noninterest income | $1,339,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $475,000 | 2,671 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $864,000 | 2,059 |
| Total noninterest expense | $5,693,000 | 2,298 |
| Salaries and employee benefits | $2,632,000 | 2,567 |
| Premises and equipment expense | $972,000 | 2,012 |
| Additional noninterest expense | $2,089,000 | 2,042 |
| Pre-tax net operating income | $3,105,000 | 2,299 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $964,000 | 2,371 |
| Income before extraordinary items | $2,138,000 | 2,406 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,138,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,697 |
| Cash dividends | $1,175,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,140,070 | 2,323 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,070,000 | 2,709 |
| Total interest expense | $5,175,000 | 2,888 |
| Net interest income | $6,895,000 | 2,518 |
| Provision for loan and lease losses | $473,000 | 1,864 |
| Total noninterest income | $1,028,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $470,000 | 2,785 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $558,000 | 2,625 |
| Total noninterest expense | $4,946,000 | 2,593 |
| Salaries and employee benefits | $2,542,000 | 2,602 |
| Premises and equipment expense | $895,000 | 2,189 |
| Additional noninterest expense | $1,509,000 | 2,727 |
| Pre-tax net operating income | $2,504,000 | 2,911 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $784,000 | 2,980 |
| Income before extraordinary items | $1,719,000 | 2,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,719,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,926 |
| Cash dividends | $575,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,719,690 | 2,906 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,509,000 | 2,876 |
| Total interest expense | $4,917,000 | 3,052 |
| Net interest income | $6,592,000 | 2,688 |
| Provision for loan and lease losses | $447,000 | 1,908 |
| Total noninterest income | $866,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $423,000 | 3,180 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $443,000 | 3,179 |
| Total noninterest expense | $4,394,000 | 3,083 |
| Salaries and employee benefits | $2,268,000 | 2,945 |
| Premises and equipment expense | $766,000 | 2,561 |
| Additional noninterest expense | $1,360,000 | 3,396 |
| Pre-tax net operating income | $2,617,000 | 2,668 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $783,000 | 2,902 |
| Income before extraordinary items | $1,836,000 | 2,647 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,836,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,632 |
| Cash dividends | $895,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,834,600 | 2,607 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,015,000 | 3,014 |
| Total interest expense | $4,667,000 | 3,216 |
| Net interest income | $6,348,000 | 2,813 |
| Provision for loan and lease losses | $414,000 | 1,822 |
| Total noninterest income | $707,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $392,000 | 3,425 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $315,000 | 3,892 |
| Total noninterest expense | $4,178,000 | 3,194 |
| Salaries and employee benefits | $2,085,000 | 3,177 |
| Premises and equipment expense | $722,000 | 2,727 |
| Additional noninterest expense | $1,371,000 | 3,330 |
| Pre-tax net operating income | $2,463,000 | 2,888 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $739,000 | 3,086 |
| Income before extraordinary items | $1,724,000 | 2,861 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,724,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,137 |
| Cash dividends | $1,365,000 | 1,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,724,000 | 2,823 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 3,067 |
| Total interest expense | $4,014,000 | 3,048 |
| Net interest income | $5,844,000 | 3,078 |
| Provision for loan and lease losses | $202,000 | 2,995 |
| Total noninterest income | $658,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $355,000 | 3,787 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $303,000 | 4,063 |
| Total noninterest expense | $3,986,000 | 3,440 |
| Salaries and employee benefits | $2,021,000 | 3,250 |
| Premises and equipment expense | $648,000 | 3,042 |
| Additional noninterest expense | $1,317,000 | 3,738 |
| Pre-tax net operating income | $2,314,000 | 3,030 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $717,000 | 3,037 |
| Income before extraordinary items | $1,584,000 | 3,033 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,584,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,255 |
| Cash dividends | $470,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,592,970 | 3,035 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 3,189 |
| Total interest expense | $4,393,000 | 2,913 |
| Net interest income | $5,296,000 | 3,383 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $790,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $342,000 | 3,970 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $448,000 | 3,499 |
| Total noninterest expense | $3,754,000 | 3,692 |
| Salaries and employee benefits | $1,923,000 | 3,393 |
| Premises and equipment expense | $622,000 | 3,214 |
| Additional noninterest expense | $1,209,000 | 4,168 |
| Pre-tax net operating income | $2,215,000 | 3,009 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $680,000 | 3,199 |
| Income before extraordinary items | $1,535,000 | 3,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,535,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,535,000 | 2,998 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,087,000 | 3,461 |
| Total interest expense | $5,240,000 | 3,170 |
| Net interest income | $4,847,000 | 3,755 |
| Provision for loan and lease losses | $341,000 | 3,835 |
| Total noninterest income | $577,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $311,000 | 4,311 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $266,000 | 4,770 |
| Total noninterest expense | $3,609,000 | 3,831 |
| Salaries and employee benefits | $1,810,000 | 3,533 |
| Premises and equipment expense | $607,000 | 3,317 |
| Additional noninterest expense | $1,192,000 | 4,365 |
| Pre-tax net operating income | $1,474,000 | 4,095 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $243,000 | 6,773 |
| Income before extraordinary items | $1,231,000 | 3,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,231,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 4,076 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,231,000 | 3,445 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.