Home > Firstbank - West Michigan > Assets and Liabilities
Firstbank - West Michigan, Assets and Liabilities
| 2012-12-31 | Rank | |
| # of Employees: | 53 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $206,501,000 | 3,026 |
| Cash and due from depository institutions | $13,882,000 | 2,774 |
| Interest-bearing balances | $7,796,000 | 3,612 |
| Securities | $47,097,000 | 2,760 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 3,225 |
| Net loans & leases | $114,015,000 | 3,188 |
| Loan loss allowance | $2,564,000 | 2,551 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,711,000 | 1,998 |
| Other real estate owned | $1,047,000 | 2,774 |
| Goodwill and other intangibles | $16,150,000 | 355 |
| All other assets | $8,573,000 | 2,029 |
| Life insurance assets | $4,935,000 | 1,471 |
| Total liabilities and capital | $206,501,000 | 3,026 |
| Total liabilities | $176,452,000 | 3,118 |
| Total deposits | $169,665,000 | 3,082 |
| Interest-bearing deposits | $144,574,000 | 2,971 |
| Deposits held in domestic offices | $169,665,000 | 3,081 |
| % insured | 86.08% | 4,643 |
| Federal funds purchased & repurchase agreements | $4,526,000 | 1,226 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,261,000 | 1,910 |
| Total equity capital | $30,049,000 | 2,287 |
| Total bank equity capital | $30,049,000 | 2,287 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,316,000 | 1,987 |
| Surplus | $33,494,000 | 1,006 |
| Undivided profits | $-4,761,000 | 6,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $535,000 | 4,316 |
| Earning assets | $168,934,000 | 3,294 |
| Long-term assets (5+ years) | $67,412,000 | 2,580 |
| Average Assets, year-to-date | $204,386,000 | 2,992 |
| Average Assets, quarterly | $204,917,500 | 3,019 |
| Volatile liabilities | $7,647,000 | 3,684 |
| Insider loans | $2,825,000 | 2,021 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $22,682,000 | 2,425 |
| Tier 1 (core) risk-based capital | $13,729,000 | 4,106 |
| Tier 2 risk-based capital | $1,497,000 | 3,032 |
| Total risk weighted assets | $118,658,000 | 3,276 |
| Total unused commitments | $22,682,000 | 2,425 |
| Derivatives | $2,382,000 | 1,027 |
| 2012-09-30 | Rank | |
| # of Employees: | 52 | 2,828 |
| Assets and Liabilities | ||
| Total Assets: | $203,334,000 | 3,055 |
| Cash and due from depository institutions | $8,917,000 | 2,828 |
| Interest-bearing balances | $3,710,000 | 4,694 |
| Securities | $47,814,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $8,000 | 3,376 |
| Net loans & leases | $114,951,000 | 3,190 |
| Loan loss allowance | $2,968,000 | 2,352 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,000,000 | 1,947 |
| Other real estate owned | $1,271,000 | 2,828 |
| Goodwill and other intangibles | $16,208,000 | 354 |
| All other assets | $8,165,000 | 2,144 |
| Life insurance assets | $4,873,000 | 1,459 |
| Total liabilities and capital | $203,334,000 | 3,055 |
| Total liabilities | $173,512,000 | 3,148 |
| Total deposits | $166,958,000 | 3,109 |
| Interest-bearing deposits | $141,638,000 | 3,029 |
| Deposits held in domestic offices | $166,958,000 | 3,108 |
| % insured | 86.74% | 4,665 |
| Federal funds purchased & repurchase agreements | $4,109,000 | 1,279 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,445,000 | 1,884 |
| Total equity capital | $29,822,000 | 2,337 |
| Total bank equity capital | $29,822,000 | 2,337 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,316,000 | 2,022 |
| Surplus | $33,494,000 | 1,018 |
| Undivided profits | $-4,988,000 | 6,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 4,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $602,000 | 4,267 |
| Earning assets | $166,483,000 | 3,344 |
| Long-term assets (5+ years) | $75,205,000 | 2,373 |
| Average Assets, year-to-date | $203,857,250 | 3,031 |
| Average Assets, quarterly | $200,589,500 | 3,087 |
| Volatile liabilities | $7,226,000 | 3,830 |
| Insider loans | $2,839,000 | 2,061 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $226,000 | 2,006 |
| Unused loan commitments | $18,726,000 | 2,726 |
| Tier 1 (core) risk-based capital | $13,359,000 | 4,212 |
| Tier 2 risk-based capital | $1,522,000 | 3,032 |
| Total risk weighted assets | $120,326,000 | 3,247 |
| Total unused commitments | $18,726,000 | 2,726 |
| Derivatives | $2,286,000 | 1,053 |
| 2012-06-30 | Rank | |
| # of Employees: | 55 | 2,730 |
| Assets and Liabilities | ||
| Total Assets: | $197,845,000 | 3,128 |
| Cash and due from depository institutions | $8,616,000 | 2,730 |
| Interest-bearing balances | $4,653,000 | 4,348 |
| Securities | $42,428,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $106,000 | 3,287 |
| Net loans & leases | $114,595,000 | 3,204 |
| Loan loss allowance | $3,010,000 | 2,343 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,060,000 | 1,925 |
| Other real estate owned | $1,441,000 | 2,730 |
| Goodwill and other intangibles | $16,302,000 | 353 |
| All other assets | $8,297,000 | 2,103 |
| Life insurance assets | $4,853,000 | 1,445 |
| Total liabilities and capital | $197,845,000 | 3,128 |
| Total liabilities | $168,166,000 | 3,231 |
| Total deposits | $162,687,000 | 3,179 |
| Interest-bearing deposits | $138,007,000 | 3,109 |
| Deposits held in domestic offices | $162,687,000 | 3,178 |
| % insured | 89.26% | 3,959 |
| Federal funds purchased & repurchase agreements | $3,066,000 | 1,429 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,413,000 | 1,805 |
| Total equity capital | $29,679,000 | 2,318 |
| Total bank equity capital | $29,679,000 | 2,318 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,316,000 | 2,059 |
| Surplus | $33,494,000 | 1,009 |
| Undivided profits | $-5,131,000 | 6,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 4,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $557,000 | 4,342 |
| Earning assets | $161,782,000 | 3,402 |
| Long-term assets (5+ years) | $64,349,000 | 2,621 |
| Average Assets, year-to-date | $204,031,670 | 3,040 |
| Average Assets, quarterly | $204,778,500 | 3,044 |
| Volatile liabilities | $6,176,000 | 4,130 |
| Insider loans | $4,052,000 | 1,541 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $66,000 | 2,159 |
| Unused loan commitments | $16,568,000 | 2,911 |
| Tier 1 (core) risk-based capital | $13,181,000 | 4,227 |
| Tier 2 risk-based capital | $1,471,000 | 3,116 |
| Total risk weighted assets | $116,170,000 | 3,347 |
| Total unused commitments | $16,568,000 | 2,911 |
| Derivatives | $2,117,000 | 1,022 |
| 2012-03-31 | Rank | |
| # of Employees: | 55 | 2,721 |
| Assets and Liabilities | ||
| Total Assets: | $211,712,000 | 2,994 |
| Cash and due from depository institutions | $17,378,000 | 2,721 |
| Interest-bearing balances | $14,229,000 | 2,715 |
| Securities | $46,321,000 | 2,840 |
| Federal funds sold & reverse repurchase agreements | $90,000 | 3,556 |
| Net loans & leases | $114,665,000 | 3,208 |
| Loan loss allowance | $3,231,000 | 2,229 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,140,000 | 1,897 |
| Other real estate owned | $1,722,000 | 2,721 |
| Goodwill and other intangibles | $16,418,000 | 356 |
| All other assets | $8,978,000 | 1,990 |
| Life insurance assets | $5,123,000 | 1,354 |
| Total liabilities and capital | $211,712,000 | 2,994 |
| Total liabilities | $176,323,000 | 3,157 |
| Total deposits | $170,930,000 | 3,089 |
| Interest-bearing deposits | $147,596,000 | 2,988 |
| Deposits held in domestic offices | $170,930,000 | 3,088 |
| % insured | 85.94% | 5,012 |
| Federal funds purchased & repurchase agreements | $3,047,000 | 1,410 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,346,000 | 1,821 |
| Total equity capital | $35,389,000 | 1,972 |
| Total bank equity capital | $35,389,000 | 1,972 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,316,000 | 2,085 |
| Surplus | $39,494,000 | 865 |
| Undivided profits | $-5,421,000 | 6,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,561,000 | 3,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $642,000 | 3,949 |
| Earning assets | $175,305,000 | 3,246 |
| Long-term assets (5+ years) | $60,239,000 | 2,741 |
| Average Assets, year-to-date | $207,125,000 | 3,024 |
| Average Assets, quarterly | $207,125,000 | 3,024 |
| Volatile liabilities | $5,696,000 | 4,298 |
| Insider loans | $4,835,000 | 1,314 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $15,848,000 | 3,022 |
| Tier 1 (core) risk-based capital | $18,870,000 | 3,223 |
| Tier 2 risk-based capital | $1,484,000 | 3,124 |
| Total risk weighted assets | $116,969,000 | 3,345 |
| Total unused commitments | $15,848,000 | 3,022 |
| Derivatives | $283,000 | 1,244 |
| 2011-12-31 | Rank | |
| # of Employees: | 55 | 2,730 |
| Assets and Liabilities | ||
| Total Assets: | $202,538,000 | 3,073 |
| Cash and due from depository institutions | $12,014,000 | 2,730 |
| Interest-bearing balances | $4,061,000 | 4,416 |
| Securities | $41,037,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $404,000 | 3,053 |
| Net loans & leases | $116,084,000 | 3,211 |
| Loan loss allowance | $3,478,000 | 2,078 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,206,000 | 1,876 |
| Other real estate owned | $1,860,000 | 2,730 |
| Goodwill and other intangibles | $16,510,000 | 354 |
| All other assets | $8,423,000 | 2,100 |
| Life insurance assets | $5,102,000 | 1,328 |
| Total liabilities and capital | $202,538,000 | 3,073 |
| Total liabilities | $167,430,000 | 3,251 |
| Total deposits | $162,442,000 | 3,168 |
| Interest-bearing deposits | $140,990,000 | 3,070 |
| Deposits held in domestic offices | $162,442,000 | 3,167 |
| % insured | 88.49% | 4,325 |
| Federal funds purchased & repurchase agreements | $3,603,000 | 1,404 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,385,000 | 2,635 |
| Total equity capital | $35,108,000 | 1,973 |
| Total bank equity capital | $35,108,000 | 1,972 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,316,000 | 2,101 |
| Surplus | $39,494,000 | 869 |
| Undivided profits | $-5,702,000 | 6,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,902,000 | 3,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $650,000 | 4,073 |
| Earning assets | $161,586,000 | 3,414 |
| Long-term assets (5+ years) | $48,688,000 | 2,732 |
| Average Assets, year-to-date | $202,972,600 | 3,026 |
| Average Assets, quarterly | $204,432,500 | 3,031 |
| Volatile liabilities | $6,275,000 | 4,271 |
| Insider loans | $5,026,000 | 1,289 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $14,080,000 | 3,174 |
| Tier 1 (core) risk-based capital | $18,533,000 | 3,253 |
| Tier 2 risk-based capital | $1,502,000 | 3,082 |
| Total risk weighted assets | $118,181,000 | 3,324 |
| Total unused commitments | $14,080,000 | 3,175 |
| Derivatives | $736,000 | 1,049 |
| 2011-09-30 | Rank | |
| # of Employees: | 56 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $206,327,000 | 3,024 |
| Cash and due from depository institutions | $14,460,000 | 2,700 |
| Interest-bearing balances | $9,755,000 | 3,095 |
| Securities | $41,425,000 | 2,913 |
| Federal funds sold & reverse repurchase agreements | $56,000 | 3,695 |
| Net loans & leases | $116,972,000 | 3,210 |
| Loan loss allowance | $3,477,000 | 2,099 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,301,000 | 1,862 |
| Other real estate owned | $2,239,000 | 2,700 |
| Goodwill and other intangibles | $16,576,000 | 355 |
| All other assets | $8,298,000 | 2,158 |
| Life insurance assets | $5,067,000 | 1,308 |
| Total liabilities and capital | $206,327,000 | 3,024 |
| Total liabilities | $171,589,000 | 3,192 |
| Total deposits | $166,907,000 | 3,097 |
| Interest-bearing deposits | $144,767,000 | 3,007 |
| Deposits held in domestic offices | $166,907,000 | 3,096 |
| % insured | 86.86% | 4,972 |
| Federal funds purchased & repurchase agreements | $2,730,000 | 1,550 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,952,000 | 2,179 |
| Total equity capital | $34,738,000 | 2,002 |
| Total bank equity capital | $34,738,000 | 2,001 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,315,000 | 2,136 |
| Surplus | $39,494,000 | 877 |
| Undivided profits | $-6,071,000 | 6,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 4,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $662,000 | 4,126 |
| Earning assets | $168,208,000 | 3,312 |
| Long-term assets (5+ years) | $49,886,000 | 2,616 |
| Average Assets, year-to-date | $203,081,250 | 3,043 |
| Average Assets, quarterly | $205,514,500 | 3,022 |
| Volatile liabilities | $5,809,000 | 4,425 |
| Insider loans | $5,085,000 | 1,282 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $16,668,000 | 2,892 |
| Tier 1 (core) risk-based capital | $18,125,000 | 3,328 |
| Tier 2 risk-based capital | $1,498,000 | 3,104 |
| Total risk weighted assets | $117,831,000 | 3,354 |
| Total unused commitments | $16,668,000 | 2,892 |
| Derivatives | $3,000,000 | 868 |
| 2011-06-30 | Rank | |
| # of Employees: | 56 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $204,702,000 | 3,046 |
| Cash and due from depository institutions | $11,770,000 | 2,726 |
| Interest-bearing balances | $7,424,000 | 3,380 |
| Securities | $38,432,000 | 3,101 |
| Federal funds sold & reverse repurchase agreements | $53,000 | 3,855 |
| Net loans & leases | $120,538,000 | 3,169 |
| Loan loss allowance | $3,591,000 | 2,049 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,401,000 | 1,836 |
| Other real estate owned | $2,544,000 | 2,726 |
| Goodwill and other intangibles | $16,680,000 | 355 |
| All other assets | $8,284,000 | 2,161 |
| Life insurance assets | $5,033,000 | 1,315 |
| Total liabilities and capital | $204,702,000 | 3,046 |
| Total liabilities | $170,196,000 | 3,231 |
| Total deposits | $166,160,000 | 3,125 |
| Interest-bearing deposits | $143,499,000 | 3,049 |
| Deposits held in domestic offices | $166,160,000 | 3,123 |
| % insured | 89.03% | 4,412 |
| Federal funds purchased & repurchase agreements | $2,372,000 | 1,629 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,664,000 | 2,300 |
| Total equity capital | $34,506,000 | 1,975 |
| Total bank equity capital | $34,506,000 | 1,974 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,316,000 | 2,168 |
| Surplus | $39,494,000 | 876 |
| Undivided profits | $-6,304,000 | 6,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 4,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $670,000 | 4,097 |
| Earning assets | $166,447,000 | 3,333 |
| Long-term assets (5+ years) | $46,261,000 | 2,744 |
| Average Assets, year-to-date | $201,999,330 | 3,072 |
| Average Assets, quarterly | $203,334,000 | 3,071 |
| Volatile liabilities | $6,839,000 | 4,185 |
| Insider loans | $5,062,000 | 1,311 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $15,751,000 | 3,000 |
| Tier 1 (core) risk-based capital | $17,844,000 | 3,342 |
| Tier 2 risk-based capital | $1,522,000 | 3,104 |
| Total risk weighted assets | $119,694,000 | 3,329 |
| Total unused commitments | $15,751,000 | 3,001 |
| Derivatives | $1,141,000 | 914 |
| 2011-03-31 | Rank | |
| # of Employees: | 55 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $201,966,000 | 3,107 |
| Cash and due from depository institutions | $11,103,000 | 2,782 |
| Interest-bearing balances | $6,921,000 | 3,627 |
| Securities | $37,155,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 4,183 |
| Net loans & leases | $119,494,000 | 3,208 |
| Loan loss allowance | $3,743,000 | 2,013 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,445,000 | 1,836 |
| Other real estate owned | $2,061,000 | 2,782 |
| Goodwill and other intangibles | $16,810,000 | 360 |
| All other assets | $8,843,000 | 2,102 |
| Life insurance assets | $4,984,000 | 1,317 |
| Total liabilities and capital | $201,966,000 | 3,107 |
| Total liabilities | $167,802,000 | 3,287 |
| Total deposits | $162,853,000 | 3,214 |
| Interest-bearing deposits | $141,953,000 | 3,130 |
| Deposits held in domestic offices | $162,853,000 | 3,211 |
| % insured | 89.85% | 4,168 |
| Federal funds purchased & repurchase agreements | $2,932,000 | 1,515 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,017,000 | 1,981 |
| Total equity capital | $34,164,000 | 1,963 |
| Total bank equity capital | $34,164,000 | 1,962 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,316,000 | 2,197 |
| Surplus | $39,494,000 | 876 |
| Undivided profits | $-6,646,000 | 7,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 3,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $792,000 | 3,578 |
| Earning assets | $163,625,000 | 3,407 |
| Long-term assets (5+ years) | $42,448,000 | 2,855 |
| Average Assets, year-to-date | $200,648,000 | 3,103 |
| Average Assets, quarterly | $200,648,000 | 3,103 |
| Volatile liabilities | $7,440,000 | 4,086 |
| Insider loans | $5,246,000 | 1,282 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $15,457,000 | 3,061 |
| Tier 1 (core) risk-based capital | $17,606,000 | 3,383 |
| Tier 2 risk-based capital | $1,507,000 | 3,138 |
| Total risk weighted assets | $118,299,000 | 3,388 |
| Total unused commitments | $15,457,000 | 3,062 |
| Derivatives | $160,000 | 1,097 |
| 2010-12-31 | Rank | |
| # of Employees: | 58 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $199,330,000 | 3,141 |
| Cash and due from depository institutions | $6,946,000 | 2,664 |
| Interest-bearing balances | $2,963,000 | 4,580 |
| Securities | $34,943,000 | 3,165 |
| Federal funds sold & reverse repurchase agreements | $61,000 | 4,081 |
| Net loans & leases | $123,054,000 | 3,198 |
| Loan loss allowance | $3,840,000 | 1,965 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,512,000 | 1,846 |
| Other real estate owned | $1,998,000 | 2,664 |
| Goodwill and other intangibles | $16,937,000 | 355 |
| All other assets | $8,879,000 | 2,113 |
| Life insurance assets | $4,951,000 | 1,303 |
| Total liabilities and capital | $199,330,000 | 3,141 |
| Total liabilities | $165,845,000 | 3,333 |
| Total deposits | $159,142,000 | 3,265 |
| Interest-bearing deposits | $138,616,000 | 3,187 |
| Deposits held in domestic offices | $159,142,000 | 3,262 |
| % insured | 90.67% | 3,794 |
| Federal funds purchased & repurchase agreements | $2,325,000 | 1,701 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,000,000 | 3,968 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,378,000 | 1,750 |
| Total equity capital | $33,485,000 | 1,984 |
| Total bank equity capital | $32,923,000 | 2,012 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,316,000 | 2,230 |
| Surplus | $38,932,000 | 881 |
| Undivided profits | $-7,325,000 | 7,158 |
| Noncontrolling interests in consolidated subsidiaries | $562,000 | 92 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 3,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $678,000 | 4,155 |
| Earning assets | $161,021,000 | 3,464 |
| Long-term assets (5+ years) | $44,169,000 | 2,684 |
| Average Assets, year-to-date | $208,959,800 | 2,990 |
| Average Assets, quarterly | $202,431,000 | 3,091 |
| Volatile liabilities | $19,704,000 | 4,737 |
| Insider loans | $5,406,000 | 1,274 |
| FHLB advances | $2,000,000 | 3,805 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $14,649,000 | 3,131 |
| Tier 1 (core) risk-based capital | $16,817,000 | 3,515 |
| Tier 2 risk-based capital | $1,521,000 | 3,127 |
| Total risk weighted assets | $119,397,000 | 3,414 |
| Total unused commitments | $14,649,000 | 3,132 |
| Derivatives | $1,256,000 | 926 |
| 2010-09-30 | Rank | |
| # of Employees: | 62 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $205,532,000 | 3,101 |
| Cash and due from depository institutions | $7,127,000 | 2,513 |
| Interest-bearing balances | $2,986,000 | 4,513 |
| Securities | $39,817,000 | 2,871 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 4,277 |
| Net loans & leases | $122,809,000 | 3,251 |
| Loan loss allowance | $4,682,000 | 1,683 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,590,000 | 1,858 |
| Other real estate owned | $2,948,000 | 2,513 |
| Goodwill and other intangibles | $16,999,000 | 347 |
| All other assets | $9,177,000 | 2,088 |
| Life insurance assets | $4,912,000 | 1,301 |
| Total liabilities and capital | $205,532,000 | 3,101 |
| Total liabilities | $172,210,000 | 3,254 |
| Total deposits | $156,405,000 | 3,320 |
| Interest-bearing deposits | $136,956,000 | 3,262 |
| Deposits held in domestic offices | $156,405,000 | 3,317 |
| % insured | 90.90% | 3,206 |
| Federal funds purchased & repurchase agreements | $2,606,000 | 1,652 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,987,000 | 2,260 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,212,000 | 2,047 |
| Total equity capital | $33,322,000 | 2,050 |
| Total bank equity capital | $32,767,000 | 2,079 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,316,000 | 2,268 |
| Surplus | $38,932,000 | 871 |
| Undivided profits | $-7,481,000 | 7,303 |
| Noncontrolling interests in consolidated subsidiaries | $555,000 | 93 |
| Memoranda | ||
| Noncurrent loans and leases | $3,781,000 | 2,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $747,000 | 4,115 |
| Earning assets | $165,677,000 | 3,423 |
| Long-term assets (5+ years) | $45,863,000 | 2,573 |
| Average Assets, year-to-date | $211,367,250 | 3,021 |
| Average Assets, quarterly | $210,108,500 | 3,028 |
| Volatile liabilities | $28,364,000 | 3,964 |
| Insider loans | $1,149,000 | 3,865 |
| FHLB advances | $10,987,000 | 2,151 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $18,975,000 | 2,706 |
| Tier 1 (core) risk-based capital | $16,277,000 | 3,638 |
| Tier 2 risk-based capital | $1,543,000 | 3,167 |
| Total risk weighted assets | $120,313,000 | 3,477 |
| Total unused commitments | $18,975,000 | 2,708 |
| Derivatives | $4,792,000 | 794 |
| 2010-06-30 | Rank | |
| # of Employees: | 63 | 2,519 |
| Assets and Liabilities | ||
| Total Assets: | $214,685,000 | 3,011 |
| Cash and due from depository institutions | $11,866,000 | 2,519 |
| Interest-bearing balances | $8,811,000 | 2,889 |
| Securities | $39,106,000 | 2,886 |
| Federal funds sold & reverse repurchase agreements | $35,000 | 4,431 |
| Net loans & leases | $127,575,000 | 3,199 |
| Loan loss allowance | $4,673,000 | 1,693 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,705,000 | 1,853 |
| Other real estate owned | $3,193,000 | 2,519 |
| Goodwill and other intangibles | $17,096,000 | 352 |
| All other assets | $9,109,000 | 2,151 |
| Life insurance assets | $4,879,000 | 1,308 |
| Total liabilities and capital | $214,685,000 | 3,011 |
| Total liabilities | $181,703,000 | 3,147 |
| Total deposits | $159,853,000 | 3,275 |
| Interest-bearing deposits | $139,838,000 | 3,225 |
| Deposits held in domestic offices | $159,853,000 | 3,274 |
| % insured | 90.68% | 3,375 |
| Federal funds purchased & repurchase agreements | $2,556,000 | 1,677 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $16,974,000 | 1,847 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,320,000 | 1,893 |
| Total equity capital | $32,982,000 | 2,045 |
| Total bank equity capital | $32,431,000 | 2,070 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,315,000 | 2,292 |
| Surplus | $38,432,000 | 878 |
| Undivided profits | $-7,316,000 | 7,388 |
| Noncontrolling interests in consolidated subsidiaries | $551,000 | 92 |
| Memoranda | ||
| Noncurrent loans and leases | $4,167,000 | 2,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $668,000 | 4,368 |
| Earning assets | $175,527,000 | 3,263 |
| Long-term assets (5+ years) | $46,343,000 | 2,540 |
| Average Assets, year-to-date | $213,312,330 | 3,017 |
| Average Assets, quarterly | $215,332,000 | 3,011 |
| Volatile liabilities | $33,975,000 | 3,588 |
| Insider loans | $2,278,000 | 2,713 |
| FHLB advances | $16,974,000 | 1,757 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $14,234,000 | 3,285 |
| Tier 1 (core) risk-based capital | $15,885,000 | 3,697 |
| Tier 2 risk-based capital | $1,604,000 | 3,061 |
| Total risk weighted assets | $125,218,000 | 3,384 |
| Total unused commitments | $14,234,000 | 3,291 |
| Derivatives | $263,000 | 1,099 |
| 2010-03-31 | Rank | |
| # of Employees: | 63 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $215,979,000 | 3,047 |
| Cash and due from depository institutions | $21,780,000 | 2,536 |
| Interest-bearing balances | $17,275,000 | 1,828 |
| Securities | $27,196,000 | 3,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $129,965,000 | 3,211 |
| Loan loss allowance | $5,013,000 | 1,612 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,804,000 | 1,863 |
| Other real estate owned | $3,429,000 | 2,536 |
| Goodwill and other intangibles | $17,235,000 | 356 |
| All other assets | $9,570,000 | 2,098 |
| Life insurance assets | $4,837,000 | 1,320 |
| Total liabilities and capital | $215,979,000 | 3,047 |
| Total liabilities | $182,821,000 | 3,197 |
| Total deposits | $160,518,000 | 3,307 |
| Interest-bearing deposits | $140,876,000 | 3,255 |
| Deposits held in domestic offices | $160,518,000 | 3,305 |
| % insured | 89.18% | 4,000 |
| Federal funds purchased & repurchase agreements | $3,011,000 | 1,632 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $16,962,000 | 1,935 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,330,000 | 1,878 |
| Total equity capital | $33,158,000 | 2,045 |
| Total bank equity capital | $32,611,000 | 2,071 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,316,000 | 2,336 |
| Surplus | $38,432,000 | 901 |
| Undivided profits | $-7,137,000 | 7,472 |
| Noncontrolling interests in consolidated subsidiaries | $547,000 | 92 |
| Memoranda | ||
| Noncurrent loans and leases | $4,867,000 | 2,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $752,000 | 4,098 |
| Earning assets | $174,436,000 | 3,350 |
| Long-term assets (5+ years) | $39,144,000 | 2,885 |
| Average Assets, year-to-date | $212,626,000 | 3,074 |
| Average Assets, quarterly | $212,626,000 | 3,074 |
| Volatile liabilities | $36,198,000 | 3,500 |
| Insider loans | $2,300,000 | 2,749 |
| FHLB advances | $16,962,000 | 1,836 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,976,000 | 3,183 |
| Tier 1 (core) risk-based capital | $16,053,000 | 3,701 |
| Tier 2 risk-based capital | $1,640,000 | 3,073 |
| Total risk weighted assets | $127,795,000 | 3,396 |
| Total unused commitments | $15,976,000 | 3,185 |
| Derivatives | $957,000 | 934 |
| 2009-12-31 | Rank | |
| # of Employees: | 64 | 2,517 |
| Assets and Liabilities | ||
| Total Assets: | $209,273,000 | 3,128 |
| Cash and due from depository institutions | $13,393,000 | 2,517 |
| Interest-bearing balances | $7,866,000 | 2,636 |
| Securities | $25,803,000 | 3,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $133,427,000 | 3,181 |
| Loan loss allowance | $5,251,000 | 1,560 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,907,000 | 1,870 |
| Other real estate owned | $2,795,000 | 2,517 |
| Goodwill and other intangibles | $17,379,000 | 355 |
| All other assets | $9,569,000 | 2,149 |
| Life insurance assets | $4,800,000 | 1,332 |
| Total liabilities and capital | $209,273,000 | 3,128 |
| Total liabilities | $176,439,000 | 3,292 |
| Total deposits | $153,820,000 | 3,400 |
| Interest-bearing deposits | $133,808,000 | 3,376 |
| Deposits held in domestic offices | $153,820,000 | 3,399 |
| % insured | 92.64% | 2,703 |
| Federal funds purchased & repurchase agreements | $3,060,000 | 1,706 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $16,951,000 | 2,063 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,608,000 | 1,731 |
| Total equity capital | $32,834,000 | 2,036 |
| Total bank equity capital | $32,290,000 | 2,068 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,315,000 | 2,374 |
| Surplus | $38,182,000 | 899 |
| Undivided profits | $-7,207,000 | 7,536 |
| Noncontrolling interests in consolidated subsidiaries | $544,000 | 94 |
| Memoranda | ||
| Noncurrent loans and leases | $4,790,000 | 2,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $683,000 | 4,517 |
| Earning assets | $167,096,000 | 3,452 |
| Long-term assets (5+ years) | $42,026,000 | 2,713 |
| Average Assets, year-to-date | $212,808,000 | 3,032 |
| Average Assets, quarterly | $209,232,000 | 3,124 |
| Volatile liabilities | $34,893,000 | 3,599 |
| Insider loans | $2,270,000 | 2,833 |
| FHLB advances | $16,951,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $17,553,000 | 3,008 |
| Tier 1 (core) risk-based capital | $15,627,000 | 3,772 |
| Tier 2 risk-based capital | $1,681,000 | 3,039 |
| Total risk weighted assets | $130,911,000 | 3,392 |
| Total unused commitments | $17,553,000 | 3,008 |
| Derivatives | $1,371,000 | 862 |
| 2009-09-30 | Rank | |
| # of Employees: | 65 | 2,504 |
| Assets and Liabilities | ||
| Total Assets: | $209,191,000 | 3,143 |
| Cash and due from depository institutions | $10,437,000 | 2,504 |
| Interest-bearing balances | $6,292,000 | 2,711 |
| Securities | $23,328,000 | 4,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $141,007,000 | 3,088 |
| Loan loss allowance | $4,445,000 | 1,724 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,962,000 | 1,874 |
| Other real estate owned | $1,632,000 | 2,504 |
| Goodwill and other intangibles | $17,521,000 | 376 |
| All other assets | $8,304,000 | 2,168 |
| Life insurance assets | $4,764,000 | 1,333 |
| Total liabilities and capital | $209,191,000 | 3,143 |
| Total liabilities | $174,917,000 | 3,312 |
| Total deposits | $145,429,000 | 3,558 |
| Interest-bearing deposits | $126,996,000 | 3,521 |
| Deposits held in domestic offices | $145,429,000 | 3,557 |
| % insured | 93.48% | 2,501 |
| Federal funds purchased & repurchase agreements | $3,112,000 | 1,747 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,941,000 | 1,700 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,435,000 | 2,001 |
| Total equity capital | $34,274,000 | 2,014 |
| Total bank equity capital | $33,605,000 | 2,049 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,316,000 | 2,404 |
| Surplus | $38,182,000 | 882 |
| Undivided profits | $-5,893,000 | 7,646 |
| Noncontrolling interests in consolidated subsidiaries | $669,000 | 97 |
| Memoranda | ||
| Noncurrent loans and leases | $6,839,000 | 1,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $735,000 | 4,483 |
| Earning assets | $170,627,000 | 3,426 |
| Long-term assets (5+ years) | $44,325,000 | 2,601 |
| Average Assets, year-to-date | $213,691,750 | 3,040 |
| Average Assets, quarterly | $210,731,500 | 3,103 |
| Volatile liabilities | $32,079,000 | 3,848 |
| Insider loans | $2,483,000 | 2,682 |
| FHLB advances | $23,941,000 | 1,605 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $17,556,000 | 3,118 |
| Tier 1 (core) risk-based capital | $16,832,000 | 3,616 |
| Tier 2 risk-based capital | $1,691,000 | 3,012 |
| Total risk weighted assets | $132,494,000 | 3,390 |
| Total unused commitments | $17,556,000 | 3,119 |
| Derivatives | $1,252,000 | 927 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $212,272,000 | 3,104 |
| Cash and due from depository institutions | $11,162,000 | 2,634 |
| Interest-bearing balances | $5,265,000 | 2,712 |
| Securities | $19,626,000 | 4,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $146,981,000 | 3,007 |
| Loan loss allowance | $4,605,000 | 1,605 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,042,000 | 1,881 |
| Other real estate owned | $1,528,000 | 2,634 |
| Goodwill and other intangibles | $17,654,000 | 394 |
| All other assets | $8,279,000 | 2,191 |
| Life insurance assets | $4,730,000 | 1,341 |
| Total liabilities and capital | $212,272,000 | 3,104 |
| Total liabilities | $177,400,000 | 3,293 |
| Total deposits | $146,724,000 | 3,540 |
| Interest-bearing deposits | $126,973,000 | 3,517 |
| Deposits held in domestic offices | $146,724,000 | 3,538 |
| % insured | 84.89% | 2,220 |
| Federal funds purchased & repurchase agreements | $2,743,000 | 1,838 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,930,000 | 1,670 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,003,000 | 2,374 |
| Total equity capital | $34,872,000 | 1,961 |
| Total bank equity capital | $34,208,000 | 1,999 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,316,000 | 2,443 |
| Surplus | $38,182,000 | 897 |
| Undivided profits | $-5,290,000 | 7,724 |
| Noncontrolling interests in consolidated subsidiaries | $664,000 | 98 |
| Memoranda | ||
| Noncurrent loans and leases | $6,561,000 | 1,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $670,000 | 4,683 |
| Earning assets | $171,872,000 | 3,397 |
| Long-term assets (5+ years) | $45,258,000 | 2,518 |
| Average Assets, year-to-date | $215,192,000 | 3,038 |
| Average Assets, quarterly | $213,964,500 | 3,076 |
| Volatile liabilities | $27,313,000 | 4,220 |
| Insider loans | $2,645,000 | 2,625 |
| FHLB advances | $25,930,000 | 1,573 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,052,000 | 3,809 |
| Tier 1 (core) risk-based capital | $17,452,000 | 3,527 |
| Tier 2 risk-based capital | $1,763,000 | 2,902 |
| Total risk weighted assets | $138,225,000 | 3,289 |
| Total unused commitments | $13,052,000 | 3,812 |
| Derivatives | $2,265,000 | 860 |
| 2009-03-31 | Rank | |
| # of Employees: | 65 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $215,657,000 | 3,075 |
| Cash and due from depository institutions | $8,748,000 | 2,550 |
| Interest-bearing balances | $3,615,000 | 2,962 |
| Securities | $15,981,000 | 4,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $155,943,000 | 2,873 |
| Loan loss allowance | $3,373,000 | 1,974 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,297,000 | 1,810 |
| Other real estate owned | $1,403,000 | 2,550 |
| Goodwill and other intangibles | $17,787,000 | 404 |
| All other assets | $8,498,000 | 2,146 |
| Life insurance assets | $4,688,000 | 1,350 |
| Total liabilities and capital | $215,657,000 | 3,075 |
| Total liabilities | $180,075,000 | 3,268 |
| Total deposits | $144,232,000 | 3,574 |
| Interest-bearing deposits | $125,423,000 | 3,549 |
| Deposits held in domestic offices | $144,232,000 | 3,572 |
| % insured | 84.38% | 2,457 |
| Federal funds purchased & repurchase agreements | $2,711,000 | 1,874 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,002,000 | 1,534 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,130,000 | 1,657 |
| Total equity capital | $35,582,000 | 1,937 |
| Total bank equity capital | $34,912,000 | 1,969 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,315,000 | 2,461 |
| Surplus | $37,182,000 | 908 |
| Undivided profits | $-3,585,000 | 7,671 |
| Noncontrolling interests in consolidated subsidiaries | $670,000 | 95 |
| Memoranda | ||
| Noncurrent loans and leases | $7,735,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $837,000 | 3,997 |
| Earning assets | $175,539,000 | 3,361 |
| Long-term assets (5+ years) | $46,068,000 | 2,478 |
| Average Assets, year-to-date | $216,652,000 | 3,038 |
| Average Assets, quarterly | $216,652,000 | 3,038 |
| Volatile liabilities | $30,257,000 | 3,975 |
| Insider loans | $2,683,000 | 2,599 |
| FHLB advances | $29,920,000 | 1,465 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $15,203,000 | 3,615 |
| Tier 1 (core) risk-based capital | $18,078,000 | 3,464 |
| Tier 2 risk-based capital | $1,833,000 | 2,805 |
| Total risk weighted assets | $145,144,000 | 3,192 |
| Total unused commitments | $15,203,000 | 3,618 |
| Derivatives | $3,397,000 | 822 |
| 2008-12-31 | Rank | |
| # of Employees: | 73 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $217,647,000 | 3,014 |
| Cash and due from depository institutions | $7,714,000 | 2,318 |
| Interest-bearing balances | $261,000 | 4,883 |
| Securities | $15,178,000 | 5,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $159,907,000 | 2,832 |
| Loan loss allowance | $4,355,000 | 1,573 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,339,000 | 1,797 |
| Other real estate owned | $1,861,000 | 2,318 |
| Goodwill and other intangibles | $17,937,000 | 415 |
| All other assets | $7,711,000 | 2,321 |
| Life insurance assets | $4,655,000 | 1,352 |
| Total liabilities and capital | $217,647,000 | 3,014 |
| Total liabilities | $184,285,000 | 3,175 |
| Total deposits | $145,138,000 | 3,501 |
| Interest-bearing deposits | $126,640,000 | 3,449 |
| Deposits held in domestic offices | $145,138,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,343,000 | 1,972 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $32,992,000 | 1,588 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,812,000 | 1,787 |
| Total equity capital | $33,362,000 | 2,027 |
| Total bank equity capital | $33,362,000 | 2,027 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,316,000 | 2,469 |
| Surplus | $34,982,000 | 944 |
| Undivided profits | $-2,936,000 | 7,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,765,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $681,000 | 4,852 |
| Earning assets | $175,346,000 | 3,343 |
| Long-term assets (5+ years) | $47,855,000 | 2,376 |
| Average Assets, year-to-date | $227,359,800 | 2,802 |
| Average Assets, quarterly | $220,245,500 | 2,958 |
| Volatile liabilities | $36,939,000 | 3,407 |
| Insider loans | $2,716,000 | 2,613 |
| FHLB advances | $32,910,000 | 1,494 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,152,000 | 3,365 |
| Tier 1 (core) risk-based capital | $16,392,000 | 3,733 |
| Tier 2 risk-based capital | $1,878,000 | 2,746 |
| Total risk weighted assets | $147,750,000 | 3,161 |
| Total unused commitments | $17,152,000 | 3,367 |
| Derivatives | $839,000 | 943 |
| 2008-09-30 | Rank | |
| # of Employees: | 80 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $222,844,000 | 2,924 |
| Cash and due from depository institutions | $6,992,000 | 2,128 |
| Interest-bearing balances | $211,000 | 4,405 |
| Securities | $15,618,000 | 4,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $165,023,000 | 2,749 |
| Loan loss allowance | $3,152,000 | 1,871 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,379,000 | 1,773 |
| Other real estate owned | $1,859,000 | 2,128 |
| Goodwill and other intangibles | $18,097,000 | 443 |
| All other assets | $7,876,000 | 2,296 |
| Life insurance assets | $4,619,000 | 1,344 |
| Total liabilities and capital | $222,844,000 | 2,924 |
| Total liabilities | $187,337,000 | 3,110 |
| Total deposits | $146,059,000 | 3,441 |
| Interest-bearing deposits | $124,964,000 | 3,432 |
| Deposits held in domestic offices | $146,059,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,972,000 | 1,423 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $29,982,000 | 1,726 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,324,000 | 1,567 |
| Total equity capital | $35,507,000 | 1,921 |
| Total bank equity capital | $35,507,000 | 1,921 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,316,000 | 2,489 |
| Surplus | $34,982,000 | 921 |
| Undivided profits | $-791,000 | 7,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,201,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $982,000 | 3,911 |
| Earning assets | $180,852,000 | 3,247 |
| Long-term assets (5+ years) | $51,243,000 | 2,216 |
| Average Assets, year-to-date | $229,788,000 | 2,771 |
| Average Assets, quarterly | $225,052,000 | 2,878 |
| Volatile liabilities | $31,183,000 | 3,721 |
| Insider loans | $2,720,000 | 2,621 |
| FHLB advances | $29,899,000 | 1,641 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $20,687,000 | 3,161 |
| Tier 1 (core) risk-based capital | $18,460,000 | 3,424 |
| Tier 2 risk-based capital | $1,937,000 | 2,598 |
| Total risk weighted assets | $153,778,000 | 3,052 |
| Total unused commitments | $20,687,000 | 3,163 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $227,260,000 | 2,862 |
| Cash and due from depository institutions | $7,972,000 | 2,197 |
| Interest-bearing balances | $218,000 | 4,261 |
| Securities | $16,456,000 | 4,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $167,560,000 | 2,689 |
| Loan loss allowance | $2,553,000 | 2,185 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,471,000 | 1,739 |
| Other real estate owned | $1,788,000 | 2,197 |
| Goodwill and other intangibles | $18,209,000 | 456 |
| All other assets | $7,804,000 | 2,247 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $227,260,000 | 2,862 |
| Total liabilities | $191,340,000 | 3,035 |
| Total deposits | $155,113,000 | 3,284 |
| Interest-bearing deposits | $134,296,000 | 3,242 |
| Deposits held in domestic offices | $155,113,000 | 3,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 2,170 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,472,000 | 1,623 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,555,000 | 1,926 |
| Total equity capital | $35,920,000 | 1,909 |
| Total bank equity capital | $35,920,000 | 1,909 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,315,000 | 2,513 |
| Surplus | $34,982,000 | 909 |
| Undivided profits | $-377,000 | 7,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,967,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $945,000 | 3,943 |
| Earning assets | $184,234,000 | 3,187 |
| Long-term assets (5+ years) | $54,122,000 | 2,114 |
| Average Assets, year-to-date | $232,102,670 | 2,754 |
| Average Assets, quarterly | $229,165,500 | 2,821 |
| Volatile liabilities | $28,950,000 | 3,880 |
| Insider loans | $3,010,000 | 2,409 |
| FHLB advances | $30,389,000 | 1,540 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,121,000 | 3,516 |
| Tier 1 (core) risk-based capital | $18,748,000 | 3,385 |
| Tier 2 risk-based capital | $1,969,000 | 2,511 |
| Total risk weighted assets | $156,948,000 | 2,989 |
| Total unused commitments | $18,121,000 | 3,517 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $231,071,000 | 2,792 |
| Cash and due from depository institutions | $7,043,000 | 2,197 |
| Interest-bearing balances | $52,000 | 5,582 |
| Securities | $16,028,000 | 4,962 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,296 |
| Net loans & leases | $172,721,000 | 2,595 |
| Loan loss allowance | $2,070,000 | 2,531 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,594,000 | 1,689 |
| Other real estate owned | $1,363,000 | 2,197 |
| Goodwill and other intangibles | $18,167,000 | 474 |
| All other assets | $7,855,000 | 2,189 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $231,071,000 | 2,792 |
| Total liabilities | $197,788,000 | 2,915 |
| Total deposits | $164,507,000 | 3,140 |
| Interest-bearing deposits | $143,071,000 | 3,098 |
| Deposits held in domestic offices | $164,507,000 | 3,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $29,462,000 | 1,567 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,819,000 | 1,491 |
| Total equity capital | $33,283,000 | 2,119 |
| Total bank equity capital | $33,283,000 | 2,119 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,316,000 | 2,515 |
| Surplus | $30,766,000 | 1,030 |
| Undivided profits | $1,201,000 | 6,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,024,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,221,000 | 3,142 |
| Earning assets | $189,101,000 | 3,109 |
| Long-term assets (5+ years) | $55,973,000 | 1,985 |
| Average Assets, year-to-date | $234,524,000 | 2,729 |
| Average Assets, quarterly | $234,524,000 | 2,729 |
| Volatile liabilities | $28,241,000 | 3,908 |
| Insider loans | $3,073,000 | 2,345 |
| FHLB advances | $29,378,000 | 1,493 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $16,878,000 | 3,728 |
| Tier 1 (core) risk-based capital | $16,008,000 | 3,883 |
| Tier 2 risk-based capital | $1,987,000 | 2,453 |
| Total risk weighted assets | $158,858,000 | 2,924 |
| Total unused commitments | $16,878,000 | 3,729 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $237,977,000 | 2,694 |
| Cash and due from depository institutions | $8,385,000 | 2,013 |
| Interest-bearing balances | $12,000 | 6,185 |
| Securities | $21,569,000 | 4,255 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,722 |
| Net loans & leases | $172,657,000 | 2,556 |
| Loan loss allowance | $2,223,000 | 2,356 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,665,000 | 1,670 |
| Other real estate owned | $1,507,000 | 2,013 |
| Goodwill and other intangibles | $18,283,000 | 465 |
| All other assets | $7,661,000 | 2,240 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $237,977,000 | 2,694 |
| Total liabilities | $204,912,000 | 2,774 |
| Total deposits | $166,451,000 | 3,066 |
| Interest-bearing deposits | $145,644,000 | 2,993 |
| Deposits held in domestic offices | $166,451,000 | 3,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,450,000 | 1,588 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,451,000 | 1,540 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,560,000 | 1,297 |
| Total equity capital | $33,065,000 | 2,111 |
| Total bank equity capital | $33,065,000 | 2,111 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,316,000 | 2,515 |
| Surplus | $30,765,000 | 1,004 |
| Undivided profits | $984,000 | 6,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,643,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,140,000 | 3,582 |
| Earning assets | $194,488,000 | 2,972 |
| Long-term assets (5+ years) | $56,226,000 | 1,831 |
| Average Assets, year-to-date | $234,795,200 | 2,629 |
| Average Assets, quarterly | $239,428,500 | 2,652 |
| Volatile liabilities | $35,919,000 | 3,358 |
| Insider loans | $3,149,000 | 2,273 |
| FHLB advances | $27,367,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $21,479,000 | 3,235 |
| Tier 1 (core) risk-based capital | $14,914,000 | 4,095 |
| Tier 2 risk-based capital | $2,048,000 | 2,357 |
| Total risk weighted assets | $163,658,000 | 2,831 |
| Total unused commitments | $21,479,000 | 3,237 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 93 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $240,880,000 | 2,615 |
| Cash and due from depository institutions | $5,344,000 | 1,846 |
| Interest-bearing balances | $52,000 | 5,253 |
| Securities | $21,832,000 | 4,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $176,545,000 | 2,483 |
| Loan loss allowance | $2,279,000 | 2,257 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,566,000 | 1,659 |
| Other real estate owned | $1,560,000 | 1,846 |
| Goodwill and other intangibles | $19,132,000 | 448 |
| All other assets | $8,901,000 | 1,957 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $240,880,000 | 2,615 |
| Total liabilities | $207,651,000 | 2,706 |
| Total deposits | $169,941,000 | 2,967 |
| Interest-bearing deposits | $147,629,000 | 2,921 |
| Deposits held in domestic offices | $169,941,000 | 2,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,400,000 | 1,673 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,357,000 | 1,435 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,953,000 | 1,197 |
| Total equity capital | $33,229,000 | 2,064 |
| Total bank equity capital | $33,229,000 | 2,064 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,316,000 | 2,492 |
| Surplus | $31,346,000 | 968 |
| Undivided profits | $567,000 | 7,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,501,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,379,000 | 3,200 |
| Earning assets | $198,429,000 | 2,872 |
| Long-term assets (5+ years) | $57,055,000 | 1,756 |
| Average Assets, year-to-date | $233,999,750 | 2,630 |
| Average Assets, quarterly | $235,047,000 | 2,653 |
| Volatile liabilities | $42,679,000 | 2,926 |
| Insider loans | $3,100,000 | 2,268 |
| FHLB advances | $27,357,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $17,905,000 | 3,620 |
| Tier 1 (core) risk-based capital | $14,286,000 | 4,231 |
| Tier 2 risk-based capital | $1,994,000 | 2,387 |
| Total risk weighted assets | $159,264,000 | 2,857 |
| Total unused commitments | $17,905,000 | 3,620 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 98 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $229,214,000 | 2,742 |
| Cash and due from depository institutions | $4,552,000 | 1,790 |
| Interest-bearing balances | $44,000 | 5,478 |
| Securities | $28,251,000 | 3,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $179,320,000 | 2,442 |
| Loan loss allowance | $2,329,000 | 2,219 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,542,000 | 2,680 |
| Other real estate owned | $2,037,000 | 1,790 |
| Goodwill and other intangibles | $666,000 | 1,984 |
| All other assets | $9,846,000 | 1,807 |
| Life insurance assets | $4,426,000 | 1,318 |
| Total liabilities and capital | $229,214,000 | 2,742 |
| Total liabilities | $208,204,000 | 2,707 |
| Total deposits | $171,972,000 | 2,959 |
| Interest-bearing deposits | $149,846,000 | 2,898 |
| Deposits held in domestic offices | $171,972,000 | 2,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,310,000 | 1,758 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $27,500,000 | 1,373 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,422,000 | 1,269 |
| Total equity capital | $21,010,000 | 3,079 |
| Total bank equity capital | $21,010,000 | 3,079 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,316,000 | 2,496 |
| Surplus | $1,316,000 | 6,324 |
| Undivided profits | $18,378,000 | 1,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,041,000 | 3,850 |
| Earning assets | $207,615,000 | 2,766 |
| Long-term assets (5+ years) | $57,849,000 | 1,713 |
| Average Assets, year-to-date | $231,706,330 | 2,686 |
| Average Assets, quarterly | $230,273,500 | 2,720 |
| Volatile liabilities | $39,175,000 | 3,069 |
| Insider loans | $3,128,000 | 2,241 |
| FHLB advances | $27,500,000 | 1,294 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,569,000 | 3,342 |
| Tier 1 (core) risk-based capital | $20,859,000 | 3,017 |
| Tier 2 risk-based capital | $2,004,000 | 2,372 |
| Total risk weighted assets | $160,032,000 | 2,807 |
| Total unused commitments | $20,569,000 | 3,342 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 98 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $231,333,000 | 2,722 |
| Cash and due from depository institutions | $4,909,000 | 1,763 |
| Interest-bearing balances | $35,000 | 5,682 |
| Securities | $29,990,000 | 3,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $179,437,000 | 2,432 |
| Loan loss allowance | $2,363,000 | 2,184 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,115,000 | 2,868 |
| Other real estate owned | $2,589,000 | 1,763 |
| Goodwill and other intangibles | $680,000 | 1,966 |
| All other assets | $9,613,000 | 1,779 |
| Life insurance assets | $4,384,000 | 1,314 |
| Total liabilities and capital | $231,333,000 | 2,722 |
| Total liabilities | $209,518,000 | 2,691 |
| Total deposits | $174,275,000 | 2,914 |
| Interest-bearing deposits | $154,372,000 | 2,824 |
| Deposits held in domestic offices | $174,275,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,410,000 | 1,503 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,500,000 | 1,381 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,333,000 | 1,315 |
| Total equity capital | $21,815,000 | 3,013 |
| Total bank equity capital | $21,815,000 | 3,013 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,316,000 | 2,489 |
| Surplus | $1,316,000 | 6,328 |
| Undivided profits | $19,183,000 | 1,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,345,000 | 2,965 |
| Earning assets | $209,462,000 | 2,756 |
| Long-term assets (5+ years) | $59,979,000 | 1,642 |
| Average Assets, year-to-date | $232,952,500 | 2,693 |
| Average Assets, quarterly | $232,952,500 | 2,693 |
| Volatile liabilities | $38,552,000 | 3,059 |
| Insider loans | $3,189,000 | 2,176 |
| FHLB advances | $25,500,000 | 1,306 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $20,100,000 | 3,362 |
| Tier 1 (core) risk-based capital | $21,490,000 | 2,922 |
| Tier 2 risk-based capital | $2,021,000 | 2,355 |
| Total risk weighted assets | $161,289,000 | 2,763 |
| Total unused commitments | $20,100,000 | 3,363 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 99 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $234,572,000 | 2,682 |
| Cash and due from depository institutions | $6,307,000 | 1,746 |
| Interest-bearing balances | $43,000 | 5,546 |
| Securities | $30,291,000 | 3,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $181,853,000 | 2,392 |
| Loan loss allowance | $2,363,000 | 2,162 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,811,000 | 3,007 |
| Other real estate owned | $2,542,000 | 1,746 |
| Goodwill and other intangibles | $690,000 | 1,945 |
| All other assets | $9,078,000 | 1,877 |
| Life insurance assets | $4,349,000 | 1,293 |
| Total liabilities and capital | $234,572,000 | 2,682 |
| Total liabilities | $212,702,000 | 2,651 |
| Total deposits | $179,288,000 | 2,824 |
| Interest-bearing deposits | $159,326,000 | 2,739 |
| Deposits held in domestic offices | $179,288,000 | 2,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,080,000 | 1,963 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,500,000 | 1,456 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,834,000 | 1,170 |
| Total equity capital | $21,870,000 | 2,962 |
| Total bank equity capital | $21,870,000 | 2,962 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,316,000 | 2,483 |
| Surplus | $1,316,000 | 6,320 |
| Undivided profits | $19,238,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 2,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,165,000 | 3,483 |
| Earning assets | $212,187,000 | 2,708 |
| Long-term assets (5+ years) | $62,418,000 | 1,592 |
| Average Assets, year-to-date | $233,388,400 | 2,608 |
| Average Assets, quarterly | $234,156,500 | 2,667 |
| Volatile liabilities | $34,249,000 | 3,441 |
| Insider loans | $3,053,000 | 2,211 |
| FHLB advances | $25,500,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,127,000 | 3,309 |
| Tier 1 (core) risk-based capital | $21,557,000 | 2,869 |
| Tier 2 risk-based capital | $2,037,000 | 2,327 |
| Total risk weighted assets | $162,645,000 | 2,723 |
| Total unused commitments | $20,127,000 | 3,309 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $233,741,000 | 2,682 |
| Cash and due from depository institutions | $5,554,000 | 1,779 |
| Interest-bearing balances | $18,000 | 6,104 |
| Securities | $31,175,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $182,094,000 | 2,387 |
| Loan loss allowance | $2,390,000 | 2,141 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,874,000 | 2,943 |
| Other real estate owned | $1,318,000 | 1,779 |
| Goodwill and other intangibles | $718,000 | 1,927 |
| All other assets | $9,008,000 | 1,892 |
| Life insurance assets | $4,315,000 | 1,269 |
| Total liabilities and capital | $233,741,000 | 2,682 |
| Total liabilities | $211,741,000 | 2,640 |
| Total deposits | $181,813,000 | 2,746 |
| Interest-bearing deposits | $161,732,000 | 2,653 |
| Deposits held in domestic offices | $181,813,000 | 2,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $230,000 | 3,376 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,500,000 | 1,521 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,198,000 | 1,300 |
| Total equity capital | $22,000,000 | 2,913 |
| Total bank equity capital | $22,000,000 | 2,913 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,316,000 | 2,491 |
| Surplus | $1,316,000 | 6,343 |
| Undivided profits | $19,368,000 | 1,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,355,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,337,000 | 3,078 |
| Earning assets | $213,287,000 | 2,681 |
| Long-term assets (5+ years) | $64,568,000 | 1,538 |
| Average Assets, year-to-date | $233,092,500 | 2,633 |
| Average Assets, quarterly | $233,636,000 | 2,656 |
| Volatile liabilities | $34,001,000 | 3,453 |
| Insider loans | $3,119,000 | 2,138 |
| FHLB advances | $25,500,000 | 1,425 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $21,184,000 | 3,266 |
| Tier 1 (core) risk-based capital | $21,757,000 | 2,818 |
| Tier 2 risk-based capital | $2,034,000 | 2,331 |
| Total risk weighted assets | $162,402,000 | 2,710 |
| Total unused commitments | $21,184,000 | 3,267 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 98 | 1,787 |
| Assets and Liabilities | ||
| Total Assets: | $233,531,000 | 2,667 |
| Cash and due from depository institutions | $5,521,000 | 1,787 |
| Interest-bearing balances | $25,000 | 5,962 |
| Securities | $31,160,000 | 3,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $182,011,000 | 2,373 |
| Loan loss allowance | $2,388,000 | 2,127 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,934,000 | 2,868 |
| Other real estate owned | $1,183,000 | 1,787 |
| Goodwill and other intangibles | $739,000 | 1,911 |
| All other assets | $8,983,000 | 1,883 |
| Life insurance assets | $4,282,000 | 1,253 |
| Total liabilities and capital | $233,531,000 | 2,667 |
| Total liabilities | $212,005,000 | 2,627 |
| Total deposits | $179,417,000 | 2,774 |
| Interest-bearing deposits | $158,341,000 | 2,681 |
| Deposits held in domestic offices | $179,417,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,670,000 | 2,576 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $26,500,000 | 1,482 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,418,000 | 1,149 |
| Total equity capital | $21,526,000 | 2,865 |
| Total bank equity capital | $21,526,000 | 2,865 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,316,000 | 2,481 |
| Surplus | $1,316,000 | 6,342 |
| Undivided profits | $18,894,000 | 1,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,133,000 | 3,248 |
| Earning assets | $213,196,000 | 2,663 |
| Long-term assets (5+ years) | $68,676,000 | 1,443 |
| Average Assets, year-to-date | $232,876,330 | 2,644 |
| Average Assets, quarterly | $232,678,500 | 2,663 |
| Volatile liabilities | $35,353,000 | 3,296 |
| Insider loans | $3,227,000 | 2,043 |
| FHLB advances | $26,500,000 | 1,386 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $24,252,000 | 3,025 |
| Tier 1 (core) risk-based capital | $21,546,000 | 2,791 |
| Tier 2 risk-based capital | $2,031,000 | 2,319 |
| Total risk weighted assets | $162,120,000 | 2,682 |
| Total unused commitments | $24,252,000 | 3,026 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $231,826,000 | 2,675 |
| Cash and due from depository institutions | $4,349,000 | 1,749 |
| Interest-bearing balances | $24,000 | 6,045 |
| Securities | $32,048,000 | 3,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $181,336,000 | 2,336 |
| Loan loss allowance | $2,391,000 | 2,080 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,596,000 | 3,026 |
| Other real estate owned | $1,059,000 | 1,749 |
| Goodwill and other intangibles | $773,000 | 1,861 |
| All other assets | $8,665,000 | 1,887 |
| Life insurance assets | $4,239,000 | 1,230 |
| Total liabilities and capital | $231,826,000 | 2,675 |
| Total liabilities | $210,203,000 | 2,646 |
| Total deposits | $179,472,000 | 2,753 |
| Interest-bearing deposits | $157,719,000 | 2,661 |
| Deposits held in domestic offices | $179,472,000 | 2,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,270,000 | 2,144 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,500,000 | 1,508 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,961,000 | 1,252 |
| Total equity capital | $21,623,000 | 2,831 |
| Total bank equity capital | $21,623,000 | 2,831 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,316,000 | 2,472 |
| Surplus | $1,316,000 | 6,311 |
| Undivided profits | $18,991,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,354,000 | 784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,129,000 | 3,076 |
| Earning assets | $213,408,000 | 2,650 |
| Long-term assets (5+ years) | $68,783,000 | 1,417 |
| Average Assets, year-to-date | $232,549,000 | 2,637 |
| Average Assets, quarterly | $232,549,000 | 2,637 |
| Volatile liabilities | $31,071,000 | 3,454 |
| Insider loans | $3,262,000 | 1,991 |
| FHLB advances | $24,500,000 | 1,428 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,223,000 | 2,829 |
| Tier 1 (core) risk-based capital | $21,422,000 | 2,749 |
| Tier 2 risk-based capital | $2,017,000 | 2,285 |
| Total risk weighted assets | $160,964,000 | 2,646 |
| Total unused commitments | $26,223,000 | 2,831 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $233,272,000 | 2,638 |
| Cash and due from depository institutions | $6,725,000 | 1,762 |
| Interest-bearing balances | $14,000 | 6,309 |
| Securities | $32,522,000 | 3,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $180,242,000 | 2,311 |
| Loan loss allowance | $2,362,000 | 2,069 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,637,000 | 2,975 |
| Other real estate owned | $706,000 | 1,762 |
| Goodwill and other intangibles | $791,000 | 1,843 |
| All other assets | $8,649,000 | 1,895 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $233,272,000 | 2,638 |
| Total liabilities | $211,666,000 | 2,606 |
| Total deposits | $177,173,000 | 2,769 |
| Interest-bearing deposits | $157,334,000 | 2,645 |
| Deposits held in domestic offices | $177,173,000 | 2,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,920,000 | 1,835 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,500,000 | 1,442 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,073,000 | 1,198 |
| Total equity capital | $21,606,000 | 2,797 |
| Total bank equity capital | $21,606,000 | 2,797 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,316,000 | 2,467 |
| Surplus | $1,316,000 | 6,320 |
| Undivided profits | $18,974,000 | 1,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,878,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $945,000 | 3,625 |
| Earning assets | $212,778,000 | 2,632 |
| Long-term assets (5+ years) | $69,828,000 | 1,374 |
| Average Assets, year-to-date | $230,002,600 | 2,570 |
| Average Assets, quarterly | $232,050,500 | 2,638 |
| Volatile liabilities | $34,100,000 | 3,181 |
| Insider loans | $3,317,000 | 1,954 |
| FHLB advances | $26,500,000 | 1,350 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,033,000 | 2,777 |
| Tier 1 (core) risk-based capital | $21,330,000 | 2,734 |
| Tier 2 risk-based capital | $2,010,000 | 2,273 |
| Total risk weighted assets | $160,460,000 | 2,629 |
| Total unused commitments | $26,033,000 | 2,779 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 98 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $230,829,000 | 2,627 |
| Cash and due from depository institutions | $5,146,000 | 1,760 |
| Interest-bearing balances | $19,000 | 6,249 |
| Securities | $33,619,000 | 3,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $178,148,000 | 2,304 |
| Loan loss allowance | $2,319,000 | 2,084 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,680,000 | 2,906 |
| Other real estate owned | $815,000 | 1,760 |
| Goodwill and other intangibles | $829,000 | 1,793 |
| All other assets | $8,592,000 | 1,850 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $230,829,000 | 2,627 |
| Total liabilities | $209,111,000 | 2,595 |
| Total deposits | $177,253,000 | 2,706 |
| Interest-bearing deposits | $156,319,000 | 2,608 |
| Deposits held in domestic offices | $177,253,000 | 2,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,270,000 | 1,954 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $24,500,000 | 1,555 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,088,000 | 1,175 |
| Total equity capital | $21,718,000 | 2,767 |
| Total bank equity capital | $21,718,000 | 2,767 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,316,000 | 2,442 |
| Surplus | $1,316,000 | 6,307 |
| Undivided profits | $19,086,000 | 1,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,702,000 | 987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,093,000 | 3,170 |
| Earning assets | $211,786,000 | 2,604 |
| Long-term assets (5+ years) | $68,086,000 | 1,386 |
| Average Assets, year-to-date | $229,185,250 | 2,561 |
| Average Assets, quarterly | $228,209,500 | 2,619 |
| Volatile liabilities | $26,168,000 | 3,715 |
| Insider loans | $3,303,000 | 1,942 |
| FHLB advances | $24,500,000 | 1,463 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $28,999,000 | 2,577 |
| Tier 1 (core) risk-based capital | $21,148,000 | 2,717 |
| Tier 2 risk-based capital | $1,992,000 | 2,273 |
| Total risk weighted assets | $159,020,000 | 2,604 |
| Total unused commitments | $28,999,000 | 2,579 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 99 | 1,740 |
| Assets and Liabilities | ||
| Total Assets: | $225,590,000 | 2,621 |
| Cash and due from depository institutions | $4,790,000 | 1,740 |
| Interest-bearing balances | $18,000 | 6,229 |
| Securities | $31,232,000 | 3,485 |
| Federal funds sold & reverse repurchase agreements | $2,010,000 | 3,496 |
| Net loans & leases | $173,727,000 | 2,298 |
| Loan loss allowance | $2,290,000 | 2,085 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,749,000 | 2,811 |
| Other real estate owned | $760,000 | 1,740 |
| Goodwill and other intangibles | $885,000 | 1,736 |
| All other assets | $8,437,000 | 1,824 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $225,590,000 | 2,621 |
| Total liabilities | $204,008,000 | 2,606 |
| Total deposits | $178,126,000 | 2,657 |
| Interest-bearing deposits | $157,226,000 | 2,553 |
| Deposits held in domestic offices | $178,126,000 | 2,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,500,000 | 1,692 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,382,000 | 1,029 |
| Total equity capital | $21,582,000 | 2,745 |
| Total bank equity capital | $21,582,000 | 2,745 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,316,000 | 2,420 |
| Surplus | $1,316,000 | 6,286 |
| Undivided profits | $18,950,000 | 1,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,606,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $891,000 | 3,499 |
| Earning assets | $206,987,000 | 2,610 |
| Long-term assets (5+ years) | $64,450,000 | 1,466 |
| Average Assets, year-to-date | $228,637,330 | 2,545 |
| Average Assets, quarterly | $226,700,500 | 2,593 |
| Volatile liabilities | $19,835,000 | 4,282 |
| Insider loans | $3,217,000 | 1,926 |
| FHLB advances | $21,500,000 | 1,597 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,299,000 | 2,672 |
| Tier 1 (core) risk-based capital | $20,988,000 | 2,674 |
| Tier 2 risk-based capital | $1,969,000 | 2,268 |
| Total risk weighted assets | $157,164,000 | 2,569 |
| Total unused commitments | $26,299,000 | 2,674 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 98 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $227,811,000 | 2,581 |
| Cash and due from depository institutions | $4,828,000 | 1,744 |
| Interest-bearing balances | $29,000 | 6,023 |
| Securities | $32,643,000 | 3,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $176,789,000 | 2,228 |
| Loan loss allowance | $2,333,000 | 2,036 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,769,000 | 2,760 |
| Other real estate owned | $697,000 | 1,744 |
| Goodwill and other intangibles | $919,000 | 1,706 |
| All other assets | $8,166,000 | 1,851 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $227,811,000 | 2,581 |
| Total liabilities | $206,596,000 | 2,556 |
| Total deposits | $170,533,000 | 2,746 |
| Interest-bearing deposits | $151,115,000 | 2,655 |
| Deposits held in domestic offices | $170,533,000 | 2,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,350,000 | 2,081 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,819,000 | 1,308 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,894,000 | 1,140 |
| Total equity capital | $21,215,000 | 2,721 |
| Total bank equity capital | $21,215,000 | 2,721 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,316,000 | 2,426 |
| Surplus | $1,316,000 | 6,311 |
| Undivided profits | $18,583,000 | 1,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,341,000 | 778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,015,000 | 3,023 |
| Earning assets | $209,461,000 | 2,572 |
| Long-term assets (5+ years) | $68,546,000 | 1,433 |
| Average Assets, year-to-date | $230,161,000 | 2,537 |
| Average Assets, quarterly | $230,161,000 | 2,537 |
| Volatile liabilities | $26,971,000 | 3,425 |
| Insider loans | $3,264,000 | 1,860 |
| FHLB advances | $29,819,000 | 1,216 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,015,000 | 2,701 |
| Tier 1 (core) risk-based capital | $20,777,000 | 2,660 |
| Tier 2 risk-based capital | $1,993,000 | 2,236 |
| Total risk weighted assets | $159,124,000 | 2,525 |
| Total unused commitments | $25,015,000 | 2,706 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 104 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $232,511,000 | 2,521 |
| Cash and due from depository institutions | $6,104,000 | 1,636 |
| Interest-bearing balances | $24,000 | 6,157 |
| Securities | $32,474,000 | 3,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $179,801,000 | 2,174 |
| Loan loss allowance | $2,358,000 | 1,995 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,854,000 | 2,677 |
| Other real estate owned | $1,058,000 | 1,636 |
| Goodwill and other intangibles | $950,000 | 1,683 |
| All other assets | $8,270,000 | 1,812 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $232,511,000 | 2,521 |
| Total liabilities | $211,407,000 | 2,490 |
| Total deposits | $170,150,000 | 2,740 |
| Interest-bearing deposits | $149,697,000 | 2,640 |
| Deposits held in domestic offices | $170,150,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,700,000 | 1,501 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,819,000 | 1,259 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,738,000 | 1,154 |
| Total equity capital | $21,104,000 | 2,721 |
| Total bank equity capital | $21,104,000 | 2,721 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,316,000 | 2,412 |
| Surplus | $1,316,000 | 6,313 |
| Undivided profits | $18,472,000 | 1,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,585,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $786,000 | 3,755 |
| Earning assets | $212,299,000 | 2,544 |
| Long-term assets (5+ years) | $67,255,000 | 1,483 |
| Average Assets, year-to-date | $230,436,600 | 2,423 |
| Average Assets, quarterly | $232,882,500 | 2,492 |
| Volatile liabilities | $30,163,000 | 3,123 |
| Insider loans | $3,192,000 | 1,890 |
| FHLB advances | $31,819,000 | 1,166 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,357,000 | 2,895 |
| Tier 1 (core) risk-based capital | $20,387,000 | 2,661 |
| Tier 2 risk-based capital | $2,041,000 | 2,167 |
| Total risk weighted assets | $162,994,000 | 2,449 |
| Total unused commitments | $21,357,000 | 2,897 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 104 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $233,254,000 | 2,486 |
| Cash and due from depository institutions | $5,138,000 | 1,637 |
| Interest-bearing balances | $20,000 | 6,287 |
| Securities | $32,701,000 | 3,402 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $181,033,000 | 2,112 |
| Loan loss allowance | $2,344,000 | 1,998 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,926,000 | 2,594 |
| Other real estate owned | $1,189,000 | 1,637 |
| Goodwill and other intangibles | $981,000 | 1,636 |
| All other assets | $8,286,000 | 1,752 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $233,254,000 | 2,486 |
| Total liabilities | $212,235,000 | 2,448 |
| Total deposits | $174,589,000 | 2,649 |
| Interest-bearing deposits | $155,635,000 | 2,528 |
| Deposits held in domestic offices | $174,589,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,120,000 | 1,792 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $29,819,000 | 1,327 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,707,000 | 1,175 |
| Total equity capital | $21,019,000 | 2,717 |
| Total bank equity capital | $21,019,000 | 2,717 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,316,000 | 2,410 |
| Surplus | $1,316,000 | 6,300 |
| Undivided profits | $18,387,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,316,000 | 2,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $973,000 | 3,216 |
| Earning assets | $213,754,000 | 2,472 |
| Long-term assets (5+ years) | $68,469,000 | 1,474 |
| Average Assets, year-to-date | $229,918,000 | 2,417 |
| Average Assets, quarterly | $233,323,000 | 2,445 |
| Volatile liabilities | $29,856,000 | 3,119 |
| Insider loans | $3,183,000 | 1,842 |
| FHLB advances | $29,819,000 | 1,226 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,958,000 | 2,580 |
| Tier 1 (core) risk-based capital | $20,187,000 | 2,671 |
| Tier 2 risk-based capital | $2,038,000 | 2,134 |
| Total risk weighted assets | $162,767,000 | 2,404 |
| Total unused commitments | $24,958,000 | 2,584 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 104 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $233,392,000 | 2,441 |
| Cash and due from depository institutions | $4,622,000 | 1,649 |
| Interest-bearing balances | $26,000 | 6,167 |
| Securities | $33,458,000 | 3,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $181,179,000 | 2,052 |
| Loan loss allowance | $2,343,000 | 1,980 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,004,000 | 2,511 |
| Other real estate owned | $940,000 | 1,649 |
| Goodwill and other intangibles | $1,015,000 | 1,608 |
| All other assets | $8,174,000 | 1,776 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $233,392,000 | 2,441 |
| Total liabilities | $213,023,000 | 2,410 |
| Total deposits | $178,518,000 | 2,563 |
| Interest-bearing deposits | $161,436,000 | 2,399 |
| Deposits held in domestic offices | $178,518,000 | 2,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,910,000 | 1,650 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,819,000 | 1,416 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,776,000 | 1,074 |
| Total equity capital | $20,369,000 | 2,681 |
| Total bank equity capital | $20,369,000 | 2,681 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,316,000 | 2,413 |
| Surplus | $1,316,000 | 6,312 |
| Undivided profits | $17,737,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 1,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $718,000 | 3,951 |
| Earning assets | $214,663,000 | 2,437 |
| Long-term assets (5+ years) | $66,786,000 | 1,550 |
| Average Assets, year-to-date | $228,806,000 | 2,427 |
| Average Assets, quarterly | $230,384,500 | 2,440 |
| Volatile liabilities | $27,394,000 | 3,210 |
| Insider loans | $3,239,000 | 1,779 |
| FHLB advances | $25,819,000 | 1,319 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $27,619,000 | 2,402 |
| Tier 1 (core) risk-based capital | $19,996,000 | 2,648 |
| Tier 2 risk-based capital | $2,027,000 | 2,122 |
| Total risk weighted assets | $161,835,000 | 2,386 |
| Total unused commitments | $27,619,000 | 2,404 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 105 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $227,377,000 | 2,462 |
| Cash and due from depository institutions | $4,283,000 | 1,637 |
| Interest-bearing balances | $39,000 | 6,069 |
| Securities | $33,611,000 | 3,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $175,385,000 | 2,059 |
| Loan loss allowance | $2,262,000 | 2,030 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,104,000 | 2,423 |
| Other real estate owned | $912,000 | 1,637 |
| Goodwill and other intangibles | $1,045,000 | 1,597 |
| All other assets | $8,037,000 | 1,697 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $227,377,000 | 2,462 |
| Total liabilities | $206,567,000 | 2,441 |
| Total deposits | $175,521,000 | 2,585 |
| Interest-bearing deposits | $159,394,000 | 2,423 |
| Deposits held in domestic offices | $175,521,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,655,000 | 2,239 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,819,000 | 1,363 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,572,000 | 1,255 |
| Total equity capital | $20,810,000 | 2,684 |
| Total bank equity capital | $20,810,000 | 2,684 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,316,000 | 2,409 |
| Surplus | $1,316,000 | 6,315 |
| Undivided profits | $18,178,000 | 1,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $870,000 | 3,280 |
| Earning assets | $209,035,000 | 2,468 |
| Long-term assets (5+ years) | $64,037,000 | 1,574 |
| Average Assets, year-to-date | $226,513,000 | 2,440 |
| Average Assets, quarterly | $226,513,000 | 2,440 |
| Volatile liabilities | $26,766,000 | 3,173 |
| Insider loans | $3,480,000 | 1,640 |
| FHLB advances | $25,819,000 | 1,256 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,171,000 | 2,664 |
| Tier 1 (core) risk-based capital | $19,730,000 | 2,657 |
| Tier 2 risk-based capital | $1,971,000 | 2,146 |
| Total risk weighted assets | $157,350,000 | 2,378 |
| Total unused commitments | $23,171,000 | 2,672 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 108 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $225,649,000 | 2,477 |
| Cash and due from depository institutions | $4,902,000 | 1,603 |
| Interest-bearing balances | $45,000 | 5,938 |
| Securities | $35,886,000 | 3,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $170,561,000 | 2,105 |
| Loan loss allowance | $2,229,000 | 2,045 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,204,000 | 2,348 |
| Other real estate owned | $994,000 | 1,603 |
| Goodwill and other intangibles | $1,086,000 | 1,573 |
| All other assets | $8,016,000 | 1,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,649,000 | 2,477 |
| Total liabilities | $205,192,000 | 2,455 |
| Total deposits | $177,616,000 | 2,544 |
| Interest-bearing deposits | $161,245,000 | 2,381 |
| Deposits held in domestic offices | $177,616,000 | 2,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,205,000 | 2,189 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,819,000 | 1,533 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,552,000 | 1,202 |
| Total equity capital | $20,457,000 | 2,663 |
| Total bank equity capital | $20,457,000 | 2,663 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,316,000 | 2,425 |
| Surplus | $1,316,000 | 6,321 |
| Undivided profits | $17,825,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,832,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $688,000 | 4,197 |
| Earning assets | $206,492,000 | 2,482 |
| Long-term assets (5+ years) | $66,741,000 | 1,536 |
| Average Assets, year-to-date | $225,308,400 | 2,404 |
| Average Assets, quarterly | $226,693,500 | 2,450 |
| Volatile liabilities | $22,947,000 | 3,561 |
| Insider loans | $3,455,000 | 1,618 |
| FHLB advances | $21,819,000 | 1,421 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,260,000 | 2,647 |
| Tier 1 (core) risk-based capital | $19,542,000 | 2,644 |
| Tier 2 risk-based capital | $1,930,000 | 2,167 |
| Total risk weighted assets | $154,135,000 | 2,406 |
| Total unused commitments | $22,260,000 | 2,651 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 108 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $227,738,000 | 2,472 |
| Cash and due from depository institutions | $4,976,000 | 1,633 |
| Interest-bearing balances | $37,000 | 6,122 |
| Securities | $38,002,000 | 3,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $170,038,000 | 2,079 |
| Loan loss allowance | $2,214,000 | 2,066 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,312,000 | 2,258 |
| Other real estate owned | $1,195,000 | 1,633 |
| Goodwill and other intangibles | $1,119,000 | 1,535 |
| All other assets | $8,096,000 | 1,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,738,000 | 2,472 |
| Total liabilities | $207,233,000 | 2,454 |
| Total deposits | $179,590,000 | 2,508 |
| Interest-bearing deposits | $162,530,000 | 2,356 |
| Deposits held in domestic offices | $179,590,000 | 2,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,350,000 | 2,086 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,819,000 | 1,493 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,474,000 | 1,276 |
| Total equity capital | $20,505,000 | 2,641 |
| Total bank equity capital | $20,505,000 | 2,641 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,316,000 | 2,441 |
| Surplus | $1,316,000 | 6,333 |
| Undivided profits | $17,873,000 | 1,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,108,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $910,000 | 3,418 |
| Earning assets | $208,077,000 | 2,475 |
| Long-term assets (5+ years) | $69,971,000 | 1,480 |
| Average Assets, year-to-date | $225,223,250 | 2,420 |
| Average Assets, quarterly | $226,652,000 | 2,470 |
| Volatile liabilities | $24,079,000 | 3,409 |
| Insider loans | $3,511,000 | 1,576 |
| FHLB advances | $21,819,000 | 1,381 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,548,000 | 2,407 |
| Tier 1 (core) risk-based capital | $19,630,000 | 2,624 |
| Tier 2 risk-based capital | $1,930,000 | 2,152 |
| Total risk weighted assets | $154,106,000 | 2,391 |
| Total unused commitments | $25,548,000 | 2,410 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 105 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $225,566,000 | 2,465 |
| Cash and due from depository institutions | $6,530,000 | 1,667 |
| Interest-bearing balances | $32,000 | 6,236 |
| Securities | $42,632,000 | 2,730 |
| Federal funds sold & reverse repurchase agreements | $1,465,000 | 5,306 |
| Net loans & leases | $162,856,000 | 2,142 |
| Loan loss allowance | $2,166,000 | 2,077 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,995,000 | 2,415 |
| Other real estate owned | $1,867,000 | 1,667 |
| Goodwill and other intangibles | $1,126,000 | 1,488 |
| All other assets | $5,095,000 | 2,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,566,000 | 2,465 |
| Total liabilities | $204,854,000 | 2,444 |
| Total deposits | $179,496,000 | 2,488 |
| Interest-bearing deposits | $161,089,000 | 2,362 |
| Deposits held in domestic offices | $179,496,000 | 2,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,819,000 | 1,481 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,539,000 | 1,301 |
| Total equity capital | $20,712,000 | 2,619 |
| Total bank equity capital | $20,712,000 | 2,619 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,316,000 | 2,440 |
| Surplus | $1,316,000 | 6,329 |
| Undivided profits | $18,080,000 | 1,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 1,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $815,000 | 3,647 |
| Earning assets | $206,985,000 | 2,455 |
| Long-term assets (5+ years) | $67,163,000 | 1,456 |
| Average Assets, year-to-date | $224,385,000 | 2,418 |
| Average Assets, quarterly | $225,588,000 | 2,441 |
| Volatile liabilities | $22,032,000 | 3,580 |
| Insider loans | $3,451,000 | 1,593 |
| FHLB advances | $21,819,000 | 1,369 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,242,000 | 2,779 |
| Tier 1 (core) risk-based capital | $19,372,000 | 2,609 |
| Tier 2 risk-based capital | $1,869,000 | 2,155 |
| Total risk weighted assets | $149,196,000 | 2,404 |
| Total unused commitments | $20,242,000 | 2,788 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 104 | 1,659 |
| Assets and Liabilities | ||
| Total Assets: | $225,610,000 | 2,423 |
| Cash and due from depository institutions | $5,977,000 | 1,659 |
| Interest-bearing balances | $34,000 | 6,110 |
| Securities | $44,439,000 | 2,592 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 4,734 |
| Net loans & leases | $161,268,000 | 2,124 |
| Loan loss allowance | $2,086,000 | 2,091 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,027,000 | 2,363 |
| Other real estate owned | $1,153,000 | 1,659 |
| Goodwill and other intangibles | $1,066,000 | 1,504 |
| All other assets | $5,040,000 | 2,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,610,000 | 2,423 |
| Total liabilities | $205,701,000 | 2,396 |
| Total deposits | $180,057,000 | 2,469 |
| Interest-bearing deposits | $161,803,000 | 2,353 |
| Deposits held in domestic offices | $180,057,000 | 2,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $22,319,000 | 1,409 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,325,000 | 1,404 |
| Total equity capital | $19,909,000 | 2,657 |
| Total bank equity capital | $19,909,000 | 2,657 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,316,000 | 2,455 |
| Surplus | $1,316,000 | 6,334 |
| Undivided profits | $17,277,000 | 1,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,955,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $897,000 | 3,368 |
| Earning assets | $208,381,000 | 2,403 |
| Long-term assets (5+ years) | $73,992,000 | 1,295 |
| Average Assets, year-to-date | $223,794,500 | 2,417 |
| Average Assets, quarterly | $223,794,500 | 2,417 |
| Volatile liabilities | $22,698,000 | 3,457 |
| Insider loans | $3,757,000 | 1,431 |
| FHLB advances | $22,319,000 | 1,306 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,706,000 | 2,638 |
| Tier 1 (core) risk-based capital | $18,934,000 | 2,615 |
| Tier 2 risk-based capital | $1,863,000 | 2,130 |
| Total risk weighted assets | $148,790,000 | 2,376 |
| Total unused commitments | $20,706,000 | 2,651 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 105 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $221,979,000 | 2,428 |
| Cash and due from depository institutions | $5,543,000 | 1,641 |
| Interest-bearing balances | $44,000 | 5,874 |
| Securities | $39,849,000 | 2,818 |
| Federal funds sold & reverse repurchase agreements | $1,425,000 | 5,400 |
| Net loans & leases | $163,997,000 | 2,073 |
| Loan loss allowance | $1,867,000 | 2,276 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,743,000 | 2,497 |
| Other real estate owned | $1,271,000 | 1,641 |
| Goodwill and other intangibles | $1,027,000 | 1,502 |
| All other assets | $5,124,000 | 2,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,979,000 | 2,428 |
| Total liabilities | $202,151,000 | 2,395 |
| Total deposits | $176,225,000 | 2,459 |
| Interest-bearing deposits | $159,842,000 | 2,329 |
| Deposits held in domestic offices | $176,225,000 | 2,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,319,000 | 1,414 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,607,000 | 1,287 |
| Total equity capital | $19,828,000 | 2,640 |
| Total bank equity capital | $19,828,000 | 2,640 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,316,000 | 2,456 |
| Surplus | $1,316,000 | 6,320 |
| Undivided profits | $17,196,000 | 1,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,831,000 | 564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $863,000 | 3,637 |
| Earning assets | $205,315,000 | 2,398 |
| Long-term assets (5+ years) | $65,337,000 | 1,414 |
| Average Assets, year-to-date | $222,515,800 | 2,294 |
| Average Assets, quarterly | $225,186,000 | 2,368 |
| Volatile liabilities | $24,964,000 | 3,223 |
| Insider loans | $3,763,000 | 1,407 |
| FHLB advances | $22,319,000 | 1,296 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,122,000 | 2,378 |
| Tier 1 (core) risk-based capital | $18,795,000 | 2,595 |
| Tier 2 risk-based capital | $1,867,000 | 2,096 |
| Total risk weighted assets | $149,922,000 | 2,338 |
| Total unused commitments | $23,122,000 | 2,383 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 107 | 1,584 |
| Assets and Liabilities | ||
| Total Assets: | $218,641,000 | 2,321 |
| Cash and due from depository institutions | $6,805,000 | 1,584 |
| Interest-bearing balances | $25,000 | 6,154 |
| Securities | $37,601,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $163,007,000 | 2,001 |
| Loan loss allowance | $1,655,000 | 2,376 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,989,000 | 2,265 |
| Other real estate owned | $1,077,000 | 1,584 |
| Goodwill and other intangibles | $941,000 | 1,502 |
| All other assets | $5,221,000 | 2,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,641,000 | 2,321 |
| Total liabilities | $200,588,000 | 2,295 |
| Total deposits | $174,640,000 | 2,368 |
| Interest-bearing deposits | $158,456,000 | 2,238 |
| Deposits held in domestic offices | $174,640,000 | 2,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,800,000 | 1,713 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,758,000 | 1,484 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,390,000 | 1,323 |
| Total equity capital | $18,053,000 | 2,689 |
| Total bank equity capital | $18,053,000 | 2,689 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,316,000 | 2,505 |
| Surplus | $1,316,000 | 6,378 |
| Undivided profits | $15,421,000 | 1,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,535,000 | 857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $934,000 | 3,681 |
| Earning assets | $200,633,000 | 2,314 |
| Long-term assets (5+ years) | $82,211,000 | 1,142 |
| Average Assets, year-to-date | $214,945,400 | 2,256 |
| Average Assets, quarterly | $215,456,500 | 2,345 |
| Volatile liabilities | $25,450,000 | 3,102 |
| Insider loans | $4,563,000 | 1,073 |
| FHLB advances | $18,758,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,661,000 | 2,286 |
| Tier 1 (core) risk-based capital | $17,798,000 | 2,603 |
| Tier 2 risk-based capital | $1,655,000 | 2,199 |
| Total risk weighted assets | $150,019,000 | 2,233 |
| Total unused commitments | $22,661,000 | 2,293 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 95 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $210,354,000 | 2,322 |
| Cash and due from depository institutions | $15,656,000 | 1,751 |
| Interest-bearing balances | $7,785,000 | 587 |
| Securities | $24,868,000 | 3,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $160,325,000 | 1,986 |
| Loan loss allowance | $1,649,000 | 2,268 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,380,000 | 1,995 |
| Other real estate owned | $57,000 | 1,751 |
| Goodwill and other intangibles | $919,000 | 1,483 |
| All other assets | $4,149,000 | 2,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,354,000 | 2,322 |
| Total liabilities | $192,241,000 | 2,288 |
| Total deposits | $169,976,000 | 2,327 |
| Interest-bearing deposits | $155,823,000 | 2,177 |
| Deposits held in domestic offices | $169,976,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,223 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,163,000 | 1,380 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,652,000 | 1,635 |
| Total equity capital | $18,113,000 | 2,591 |
| Total bank equity capital | $18,113,000 | 2,591 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,316,000 | 2,557 |
| Surplus | $1,316,000 | 6,456 |
| Undivided profits | $15,481,000 | 1,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,312,000 | 1,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $846,000 | 3,235 |
| Earning assets | $192,978,000 | 2,307 |
| Long-term assets (5+ years) | $55,705,000 | 1,500 |
| Average Assets, year-to-date | $206,055,200 | 2,239 |
| Average Assets, quarterly | $206,633,000 | 2,336 |
| Volatile liabilities | $22,221,000 | 3,406 |
| Insider loans | $4,163,000 | 1,171 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $26,125,000 | 1,928 |
| Tier 1 (core) risk-based capital | $17,381,300 | 2,583 |
| Tier 2 risk-based capital | $1,649,000 | 2,121 |
| Total risk weighted assets | $149,640,700 | 2,138 |
| Total unused commitments | $26,125,000 | 1,930 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 95 | 1,785 |
| Assets and Liabilities | ||
| Total Assets: | $199,603,000 | 2,355 |
| Cash and due from depository institutions | $6,431,000 | 1,785 |
| Interest-bearing balances | $14,000 | 6,204 |
| Securities | $24,174,000 | 4,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $159,137,000 | 1,892 |
| Loan loss allowance | $3,272,000 | 1,182 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,369,000 | 1,970 |
| Other real estate owned | $105,000 | 1,785 |
| Goodwill and other intangibles | $991,000 | 1,502 |
| All other assets | $4,396,000 | 2,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,603,000 | 2,355 |
| Total liabilities | $182,537,000 | 2,343 |
| Total deposits | $160,272,000 | 2,393 |
| Interest-bearing deposits | $145,018,000 | 2,266 |
| Deposits held in domestic offices | $160,272,000 | 2,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,450,000 | 1,809 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,500,000 | 1,534 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,315,000 | 1,683 |
| Total equity capital | $17,066,000 | 2,575 |
| Total bank equity capital | $17,066,000 | 2,575 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,316,000 | 2,612 |
| Surplus | $1,316,000 | 6,558 |
| Undivided profits | $14,433,000 | 1,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $591,000 | 3,941 |
| Earning assets | $183,325,000 | 2,355 |
| Long-term assets (5+ years) | $53,670,000 | 1,618 |
| Average Assets, year-to-date | $183,350,600 | 2,463 |
| Average Assets, quarterly | $196,543,000 | 2,372 |
| Volatile liabilities | $36,003,000 | 2,195 |
| Insider loans | $2,623,000 | 1,778 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $38,602,000 | 1,448 |
| Tier 1 (core) risk-based capital | $16,305,900 | 2,692 |
| Tier 2 risk-based capital | $1,920,970 | 1,766 |
| Total risk weighted assets | $152,326,770 | 2,011 |
| Total unused commitments | $38,602,000 | 1,450 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 88 | 1,956 |
| Assets and Liabilities | ||
| Total Assets: | $172,211,000 | 2,678 |
| Cash and due from depository institutions | $7,797,000 | 1,956 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,168,000 | 4,028 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 4,303 |
| Net loans & leases | $126,609,000 | 2,213 |
| Loan loss allowance | $1,565,000 | 2,248 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,391,000 | 1,832 |
| Other real estate owned | $16,000 | 1,956 |
| Goodwill and other intangibles | $277,000 | 2,178 |
| All other assets | $3,303,000 | 2,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,211,000 | 2,678 |
| Total liabilities | $154,994,000 | 2,681 |
| Total deposits | $152,349,000 | 2,508 |
| Interest-bearing deposits | $136,447,000 | 2,391 |
| Deposits held in domestic offices | $152,349,000 | 2,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $500,000 | 4,176 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,145,000 | 1,877 |
| Total equity capital | $17,217,000 | 2,601 |
| Total bank equity capital | $17,217,000 | 2,601 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,316,000 | 2,596 |
| Surplus | $1,316,000 | 6,539 |
| Undivided profits | $14,585,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,601,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $573,000 | 4,051 |
| Earning assets | $156,427,000 | 2,714 |
| Long-term assets (5+ years) | $46,843,000 | 1,678 |
| Average Assets, year-to-date | $161,417,800 | 2,690 |
| Average Assets, quarterly | $168,818,000 | 2,675 |
| Volatile liabilities | $13,987,000 | 3,988 |
| Insider loans | $1,941,000 | 2,161 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,122,000 | 2,030 |
| Tier 1 (core) risk-based capital | $17,112,300 | 2,494 |
| Tier 2 risk-based capital | $1,553,240 | 2,046 |
| Total risk weighted assets | $124,247,740 | 2,306 |
| Total unused commitments | $23,122,000 | 2,034 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 84 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $149,011,000 | 2,992 |
| Cash and due from depository institutions | $5,411,000 | 2,120 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,132,000 | 3,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $108,404,000 | 2,555 |
| Loan loss allowance | $1,350,000 | 2,566 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,687,000 | 1,688 |
| Other real estate owned | $84,000 | 2,120 |
| Goodwill and other intangibles | $125,000 | 2,500 |
| All other assets | $3,168,000 | 2,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,011,000 | 2,992 |
| Total liabilities | $132,800,000 | 3,014 |
| Total deposits | $128,778,000 | 2,894 |
| Interest-bearing deposits | $113,156,000 | 2,829 |
| Deposits held in domestic offices | $128,778,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,091 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,922,000 | 2,095 |
| Total equity capital | $16,211,000 | 2,737 |
| Total bank equity capital | $16,211,000 | 2,737 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,316,000 | 2,631 |
| Surplus | $1,316,000 | 6,655 |
| Undivided profits | $13,579,000 | 1,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $556,000 | 4,257 |
| Earning assets | $135,536,000 | 3,021 |
| Long-term assets (5+ years) | $28,242,000 | 2,174 |
| Average Assets, year-to-date | $146,544,800 | 2,911 |
| Average Assets, quarterly | $148,784,000 | 2,948 |
| Volatile liabilities | $12,153,000 | 4,366 |
| Insider loans | $3,082,000 | 1,383 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,950,000 | 2,498 |
| Tier 1 (core) risk-based capital | $16,164,500 | 2,641 |
| Tier 2 risk-based capital | $1,350,000 | 2,212 |
| Total risk weighted assets | $109,210,600 | 2,557 |
| Total unused commitments | $15,950,000 | 2,504 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 90 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $143,974,000 | 3,152 |
| Cash and due from depository institutions | $5,380,000 | 2,076 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $26,220,000 | 4,361 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 3,566 |
| Net loans & leases | $101,490,000 | 2,752 |
| Loan loss allowance | $1,185,000 | 3,034 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,489,000 | 1,761 |
| Other real estate owned | $72,000 | 2,076 |
| Goodwill and other intangibles | $63,000 | 2,728 |
| All other assets | $2,910,000 | 2,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,974,000 | 3,152 |
| Total liabilities | $128,931,000 | 3,174 |
| Total deposits | $126,962,000 | 3,001 |
| Interest-bearing deposits | $112,590,000 | 2,925 |
| Deposits held in domestic offices | $126,962,000 | 2,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,481 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,669,000 | 2,358 |
| Total equity capital | $15,043,000 | 2,947 |
| Total bank equity capital | $15,043,000 | 2,947 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,316,000 | 2,811 |
| Surplus | $1,316,000 | 6,847 |
| Undivided profits | $12,411,000 | 2,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $594,000 | 3,888 |
| Earning assets | $131,060,000 | 3,184 |
| Long-term assets (5+ years) | $22,279,000 | 2,465 |
| Average Assets, year-to-date | $142,480,600 | 3,051 |
| Average Assets, quarterly | $141,416,500 | 3,167 |
| Volatile liabilities | $11,509,000 | 4,423 |
| Insider loans | $742,000 | 4,413 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,249,000 | 2,943 |
| Tier 1 (core) risk-based capital | $15,033,000 | 2,879 |
| Tier 2 risk-based capital | $1,185,000 | 2,546 |
| Total risk weighted assets | $104,674,600 | 2,668 |
| Total unused commitments | $12,249,000 | 2,958 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $142,005,000 | 3,199 |
| Cash and due from depository institutions | $6,090,000 | 2,512 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,792,000 | 4,454 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,937 |
| Net loans & leases | $95,137,000 | 2,835 |
| Loan loss allowance | $1,155,000 | 3,115 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,815,000 | 2,027 |
| Other real estate owned | $0 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,571,000 | 2,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,005,000 | 3,199 |
| Total liabilities | $127,910,000 | 3,194 |
| Total deposits | $126,658,000 | 3,038 |
| Interest-bearing deposits | $113,816,000 | 2,929 |
| Deposits held in domestic offices | $126,658,000 | 3,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,252,000 | 3,019 |
| Total equity capital | $14,095,000 | 3,140 |
| Total bank equity capital | $14,095,000 | 3,140 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,316,000 | 2,903 |
| Surplus | $1,316,000 | 6,952 |
| Undivided profits | $11,463,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 4,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $473,000 | 4,984 |
| Earning assets | $129,529,000 | 3,207 |
| Long-term assets (5+ years) | $20,250,000 | 2,479 |
| Average Assets, year-to-date | $135,327,000 | 3,215 |
| Average Assets, quarterly | $137,939,000 | 3,239 |
| Volatile liabilities | $12,006,000 | 3,989 |
| Insider loans | $715,000 | 4,624 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,687,000 | 3,118 |
| Tier 1 (core) risk-based capital | $14,092,000 | 3,051 |
| Tier 2 risk-based capital | $1,155,000 | 2,571 |
| Total risk weighted assets | $97,135,200 | 2,796 |
| Total unused commitments | $10,687,000 | 3,131 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $135,102,000 | 3,302 |
| Cash and due from depository institutions | $6,269,000 | 2,406 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,374,000 | 5,087 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 3,187 |
| Net loans & leases | $95,120,000 | 2,767 |
| Loan loss allowance | $1,000,000 | 3,589 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,938,000 | 1,904 |
| Other real estate owned | $89,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,762,000 | 2,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,102,000 | 3,302 |
| Total liabilities | $121,698,000 | 3,333 |
| Total deposits | $120,553,000 | 3,150 |
| Interest-bearing deposits | $107,724,000 | 3,039 |
| Deposits held in domestic offices | $120,553,000 | 3,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,145,000 | 2,754 |
| Total equity capital | $13,404,000 | 3,046 |
| Total bank equity capital | $13,404,000 | 3,046 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,316,000 | 3,011 |
| Surplus | $1,316,000 | 7,078 |
| Undivided profits | $10,772,000 | 2,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $907,000 | 2,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $678,000 | 3,023 |
| Earning assets | $122,044,000 | 3,345 |
| Long-term assets (5+ years) | $21,491,000 | 2,399 |
| Average Assets, year-to-date | $132,683,200 | 3,281 |
| Average Assets, quarterly | $134,041,000 | 3,308 |
| Volatile liabilities | $8,631,000 | 4,816 |
| Insider loans | $946,000 | 3,854 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,795,000 | 3,719 |
| Tier 1 (core) risk-based capital | $13,733,000 | 3,015 |
| Tier 2 risk-based capital | $1,000,000 | 2,907 |
| Total risk weighted assets | $95,196,000 | 2,769 |
| Total unused commitments | $7,795,000 | 3,726 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $132,188,000 | 3,443 |
| Cash and due from depository institutions | $4,754,000 | 2,832 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $28,593,000 | 4,668 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,448 |
| Net loans & leases | $87,613,000 | 2,914 |
| Loan loss allowance | $1,030,000 | 3,587 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,295,000 | 2,227 |
| Other real estate owned | $89,000 | 2,832 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,144,000 | 3,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,188,000 | 3,443 |
| Total liabilities | $119,569,000 | 3,454 |
| Total deposits | $118,757,000 | 3,315 |
| Interest-bearing deposits | $107,344,000 | 3,170 |
| Deposits held in domestic offices | $118,757,000 | 3,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $812,000 | 3,678 |
| Total equity capital | $12,619,000 | 3,219 |
| Total bank equity capital | $12,619,000 | 3,219 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,316,000 | 3,104 |
| Surplus | $1,316,000 | 7,128 |
| Undivided profits | $9,987,000 | 2,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 4,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $565,000 | 3,262 |
| Earning assets | $122,406,000 | 3,404 |
| Long-term assets (5+ years) | $17,422,000 | 2,953 |
| Average Assets, year-to-date | $127,508,200 | 3,466 |
| Average Assets, quarterly | $129,373,000 | 3,489 |
| Volatile liabilities | $5,233,000 | 6,364 |
| Insider loans | $334,000 | 6,961 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,329,000 | 4,226 |
| Tier 1 (core) risk-based capital | $12,619,000 | 3,142 |
| Tier 2 risk-based capital | $1,030,000 | 2,804 |
| Total risk weighted assets | $89,832,000 | 2,864 |
| Total unused commitments | $6,329,000 | 4,252 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $126,732,000 | 3,655 |
| Cash and due from depository institutions | $5,785,000 | 2,799 |
| Interest-bearing balances | $500,000 | 4,862 |
| Securities | $27,013,000 | 4,861 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 4,151 |
| Net loans & leases | $85,052,000 | 3,072 |
| Loan loss allowance | $1,000,000 | 3,729 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,032,000 | 2,433 |
| Other real estate owned | $89,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,911,000 | 3,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,732,000 | 3,655 |
| Total liabilities | $115,318,000 | 3,685 |
| Total deposits | $114,620,000 | 3,545 |
| Interest-bearing deposits | $103,312,000 | 3,433 |
| Deposits held in domestic offices | $114,620,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $698,000 | 4,433 |
| Total equity capital | $11,414,000 | 3,370 |
| Total bank equity capital | $11,414,000 | 3,370 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,316,000 | 3,223 |
| Surplus | $1,316,000 | 7,088 |
| Undivided profits | $8,782,000 | 2,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $533,000 | 3,832 |
| Earning assets | $116,415,000 | 3,633 |
| Long-term assets (5+ years) | $15,317,000 | 3,185 |
| Average Assets, year-to-date | $125,704,600 | 3,615 |
| Average Assets, quarterly | $125,688,500 | 3,654 |
| Volatile liabilities | $4,613,000 | 6,889 |
| Insider loans | $31,000 | 7,859 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,152,000 | 4,054 |
| Tier 1 (core) risk-based capital | $11,414,000 | 3,317 |
| Tier 2 risk-based capital | $1,000,000 | 2,911 |
| Total risk weighted assets | $85,588,900 | 3,082 |
| Total unused commitments | $6,152,000 | 4,076 |
| Derivatives | $0 | 651 |